TWM607196U - Crude oil diversified trading system - Google Patents
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本創作是關於一種原油多元化交易系統,特別該交易系統係用於原油多元化交易。This creation is about a crude oil diversified trading system, especially the trading system is used for crude oil diversified trading.
金融機構基於交易、業務等目的衍生出各種原油交易金融商品,然而,受限於交易安全性以及現貨商品與金融商品之間貯存轉讓的流程差異,使金融機構在執行現貨商品與金融商品的過程中產生大量的行政成本。Financial institutions derive various crude oil trading financial products based on transactions and business purposes. However, limited by transaction security and the difference in the storage and transfer process between spot commodities and financial commodities, financial institutions are in the process of implementing spot commodities and financial commodities. Incurred a lot of administrative costs.
對客戶而言,投資服務的評估轉換耗費的時間、以及買進賣出的時間延滯也會造成交易損失,客戶可能會因服務效率的不足降低往來意願,且也可能因此受限無法進行更適切的投資規劃。For customers, the time it takes for the evaluation and conversion of investment services and the delay in buying and selling will also cause transaction losses. Customers may reduce their willingness to communicate due to insufficient service efficiency, and may also be restricted and unable to make changes. Appropriate investment planning.
因此,如何提供一種能夠流暢執行金融商品與現貨商品相互轉換,增加交易安全性並縮短交易時間、避免交易資料疏漏的原油交易系統成為刻不容緩的議題。Therefore, how to provide a crude oil trading system that can smoothly execute the conversion between financial commodities and spot commodities, increase transaction security, shorten transaction time, and avoid the omission of transaction information has become an urgent issue.
本創作的目的在於提供一種原油多元化交易系統及其操作方法,增加原油交易流暢程度,增加交易流程安全性並縮短交易時間、避免交易資料疏漏。The purpose of this creation is to provide a crude oil diversified trading system and its operation method to increase the fluency of crude oil trading, increase the security of the trading process, shorten the trading time, and avoid the omission of trading information.
基於上述目的,本創作提供一種原油多元化交易系統,包括: 油表資訊儲存單元,被配置為偵測用油物件使用油量產生用油紀錄; 原油報價資料庫,被配置為於產品設計期間輸出第一報價,於原油汽油轉換期間輸出第二報價,於賣出交易期間輸出第三報價; 報價交易處理模組,包括: 讀取單元,被配置為讀取用油紀錄; 接收單元,被配置為於產品設計期間接收第一報價,於原油汽油轉換期間接收第二報價,於賣出交易期間接收第三報價; 計算單元,被配置為根據用油紀錄計算預估年使用量;以及 產品單元,被配置為根據第一報價產生第一轉換費率,以及根據第一轉換費率與預估年使用量產生交易產品資訊; 客戶裝置,包括: 授權單元,被配置為確認購買包括交易產品資訊的交易產品,授權單元根據交易產品資訊產生授權購買交易產品憑證,報價交易處理模組還透過轉讓結算單元根據授權購買交易產品憑證產生原油轉讓結算要求; 石化廠商資料庫,被配置為根據原油轉讓結算要求執行海外原油結算產生海外原油結算結果;以及 銀行端原油存摺伺服器,被配置為根據原油轉讓結算要求與海外原油結算結果分配對應數量原油入客戶裝置對應的客戶交易帳戶;其中 當客戶裝置輸出包括汽油轉換量的原油汽油轉換交易指令,報價交易處理模組透過接收單元接收第二報價、計算單元計算年使用量產生第二轉換費率,並透過產品單元根據第二轉換費率與原油汽油轉換交易指令產生包括補繳金額的補繳交易指令與轉換該汽油轉換量的所需轉換原油量,銀行端原油存摺伺服器在客戶交易帳戶扣除補繳金額與該所需轉換原油量並將汽油轉換量的汽油存入對應客戶交易帳戶的汽油存摺; 當客戶裝置輸出包括賣出量的原油交易指令,報價交易處理模組透過計算單元根據第三報價與賣出量計算交易價金,產品單元根據交易價金產生交易憑單資訊,銀行端原油存摺伺服器接收交易憑單資訊與原油交易指令,在客戶交易帳戶扣抵對應賣出量的原油,並將交易價金存入客戶交易帳戶。 Based on the above purpose, this creation provides a crude oil diversified trading system, including: The oil meter information storage unit is configured to detect the amount of oil used by the oil object and generate oil consumption records; The crude oil quotation database is configured to output the first quotation during the product design period, the second quotation during the crude oil-gasoline conversion period, and the third quotation during the sell transaction period; Quotation transaction processing module, including: The reading unit is configured to read oil consumption records; The receiving unit is configured to receive the first quotation during the product design period, the second quotation during the crude oil-gasoline conversion period, and the third quotation during the selling transaction; The calculation unit is configured to calculate the estimated annual usage based on the oil usage record; and The product unit is configured to generate a first conversion rate based on the first quotation, and generate transaction product information based on the first conversion rate and estimated annual usage; Client devices, including: The authorization unit is configured to confirm the purchase of a transaction product that includes transaction product information. The authorization unit generates an authorization purchase transaction product certificate based on the transaction product information. The quotation transaction processing module also generates a crude oil transfer settlement request based on the authorization purchase transaction product certificate through the transfer settlement unit ; The database of petrochemical manufacturers is configured to perform overseas crude oil settlement according to crude oil transfer settlement requirements to generate overseas crude oil settlement results; and The bank-side crude oil passbook server is configured to allocate the corresponding amount of crude oil to the customer transaction account corresponding to the customer device according to the crude oil transfer settlement requirements and overseas crude oil settlement results; When the client device outputs the crude oil gasoline conversion transaction instruction including the gasoline conversion amount, the quotation transaction processing module receives the second quotation through the receiving unit, and the calculation unit calculates the annual usage to generate the second conversion fee rate, and the second conversion fee is based on the product unit The exchange rate and crude oil-gasoline conversion transaction instruction generates a supplementary payment transaction instruction including the supplementary payment amount and the amount of converted crude oil required to convert the gasoline conversion amount. The bank-side crude oil passbook server deducts the supplementary payment amount and the required converted crude oil from the customer’s trading account And deposit the converted gasoline into the gasoline passbook of the corresponding customer’s trading account; When the client device outputs a crude oil transaction instruction including the sold volume, the quotation transaction processing module calculates the transaction price based on the third quotation and the sold volume through the calculation unit, and the product unit generates transaction voucher information based on the transaction price, and the bank-side crude oil passbook server The device receives transaction voucher information and crude oil transaction instructions, deducts the corresponding sold amount of crude oil in the customer's trading account, and deposits the transaction price into the customer's trading account.
較佳地,其中石化廠商資料庫還包括第一簽證模組,被配置為簽核原油轉讓結算結果核發轉讓結算簽證,銀行端原油存摺伺服器還包括第二簽證模組,被配置為接收原油轉讓結算要求與簽核轉讓結算簽證產生原油轉讓結算憑證;以及購買原油分配模組,被配置為根據原油轉讓結算憑證與原油轉讓結算要求分配對應該交易產品的原油入客戶裝置對應的客戶交易帳戶。Preferably, the petrochemical manufacturer database further includes a first visa module configured to sign the crude oil transfer settlement result and issue a transfer settlement visa, and the bank-side crude oil passbook server further includes a second visa module configured to receive crude oil The transfer settlement requirement and the approval of the transfer settlement visa generate a crude oil transfer settlement certificate; and the purchase of crude oil distribution module is configured to allocate the crude oil corresponding to the trading product to the customer transaction account corresponding to the customer device according to the crude oil transfer settlement certificate and crude oil transfer settlement requirement .
較佳地,其中當原油汽油轉換交易指令還包括汽油使用量的汽油用油指令,購買原油分配模組於汽油存摺扣除該汽油使用量,油表資訊儲存單元根據汽油使用量更新用油紀錄。Preferably, when the crude oil-to-gasoline conversion transaction instruction also includes the gasoline-used oil command of the gasoline usage amount, the gasoline usage amount is divided by the gasoline storage discount when the crude oil distribution module is purchased, and the fuel meter information storage unit updates the oil usage record according to the gasoline usage amount.
較佳地,其中客戶裝置還包括授權單元與憑證單元,當客戶裝置輸入包括汽油轉換量的原油汽油轉換交易指令,授權單元確認原油汽油轉換交易指令取得授權並產生確認授權憑證,憑證單元傳輸該確認授權憑證與原油汽油轉換交易指令至報價交易處理模組。Preferably, the client device further includes an authorization unit and a voucher unit. When the client device inputs a crude oil-gasoline conversion transaction instruction including a gasoline conversion amount, the authorization unit confirms that the crude-gasoline conversion transaction instruction obtains authorization and generates a confirmation authorization voucher, and the voucher unit transmits the Confirm the authorization certificate and the crude oil gasoline conversion transaction instruction to the quotation transaction processing module.
較佳地,其中銀行端原油存摺伺服器還包括: 第二簽證模組,被配置為簽證補繳交易指令產生補繳交易簽核憑證; 轉讓結算單元,被配置為根據補繳交易指令與補繳交易簽核憑證在客戶交易帳戶扣除補繳金額與所需轉換原油量;以及 購買汽油分配模組,被配置為接收補繳交易指令與補繳交易簽核憑證,將汽油轉換量的汽油存入對應客戶交易帳戶的汽油存摺。 Preferably, the crude oil passbook server at the bank side further includes: The second visa module is configured to generate a supplementary payment transaction verification certificate with a visa supplementary payment transaction instruction; The transfer settlement unit is configured to deduct the supplementary payment amount and the amount of converted crude oil required from the customer's trading account according to the supplementary payment transaction instruction and the supplementary transaction verification certificate; and The purchase of gasoline distribution module is configured to receive the supplementary payment transaction instruction and the supplementary payment transaction verification certificate, and deposit the gasoline converted amount of gasoline into the gasoline passbook of the corresponding customer's transaction account.
較佳地,其中當客戶裝置輸入包括賣出量的原油交易指令,授權單元被配置為確認原油交易指令取得授權並產生確認交易授權憑證,憑證單元被配置為傳輸確認交易授權憑證傳輸與原油交易指令至報價交易處理模組。Preferably, when the client device inputs a crude oil transaction instruction including the sold amount, the authorization unit is configured to confirm that the crude oil transaction instruction is authorized and generate a confirmation transaction authorization certificate, and the voucher unit is configured to transmit confirmation transaction authorization certificate transmission and crude oil transaction Instruction to the quotation transaction processing module.
較佳地,其中第二簽證模組還被配置為簽證交易憑單資訊產生交易憑單簽證憑證,買賣交易單元還根據交易憑單資訊與交易憑單簽證憑證在客戶交易帳戶扣抵對應該賣出量的原油,並且轉入交易價金至客戶交易帳戶。Preferably, the second visa module is also configured to generate transaction voucher visa vouchers based on the visa transaction voucher information, and the buying and selling transaction unit also deducts the corresponding amount of crude oil sold in the client's trading account based on the transaction voucher information and the transaction voucher visa vouchers. , And transfer the transaction price to the customer's trading account.
本創作還提供一種原油多元化交易方法,包括: 使用油表資訊儲存單元偵測用油物件使用油量產生用油紀錄; 使用報價交易處理模組透過讀取單元讀取該用油紀錄,透過計算單元根據該用油紀錄計算預估年使用量; 使用報價交易處理模組透過產品單元根據第一報價產生第一轉換費率,產品單元根據第一轉換費率與預估年使用量產生交易產品資訊; 使用客戶裝置包括的授權單元確認購買包括交易產品並產生授權購買交易產品憑證; 使用報價交易處理模組透過轉讓結算單元根據授權購買交易產品憑證產生原油轉讓結算要求; 使用石化廠商資料庫根據原油轉讓結算要求執行海外原油結算產生海外原油結算結果; 使用銀行端原油存摺伺服器根據原油轉讓結算要求與海外原油結算結果分配對應數量原油入客戶裝置對應的客戶交易帳戶; 當客戶裝置透過授權單元輸出包括汽油轉換量的原油汽油轉換交易指令,報價交易處理模組透過接收單元接收第二報價、計算單元計算年使用量產生第二轉換費率,並透過產品單元根據第二轉換費率與原油汽油轉換交易指令產生包括補繳金額的補繳交易指令與轉換汽油轉換量的所需轉換原油量,銀行端原油存摺伺服器在客戶交易帳戶扣除補繳金額與所需轉換原油量並將汽油轉換量的汽油存入對應客戶交易帳戶的汽油存摺; 當客戶裝置輸出包括賣出量的原油交易指令,報價交易處理模組透過計算單元根據第三報價與賣出量計算交易價金,產品單元根據交易價金產生交易憑單資訊,銀行端原油存摺伺服器接收交易憑單資訊與該原油交易指令,在客戶交易帳戶扣抵對應該賣出量的原油,並將交易價金存入該客戶交易帳戶。 This creation also provides a diversified trading method for crude oil, including: Use the oil meter information storage unit to detect the oil consumption of the oil object and generate oil consumption records; Use the quotation transaction processing module to read the oil consumption record through the reading unit, and calculate the estimated annual consumption based on the oil consumption record through the calculation unit; Use the quotation transaction processing module to generate the first conversion rate based on the first quotation through the product unit, and the product unit generates transaction product information based on the first conversion rate and estimated annual usage; Use the authorization unit included in the client device to confirm that the purchase includes the transaction product and generate a voucher for authorization to purchase the transaction product; Use the quotation transaction processing module to generate crude oil transfer settlement requirements through the transfer settlement unit according to the certificate of authorized purchase of transaction products; Use the database of petrochemical manufacturers to execute overseas crude oil settlement according to crude oil transfer settlement requirements to produce overseas crude oil settlement results; Use the bank-side crude oil passbook server to allocate the corresponding amount of crude oil to the customer transaction account corresponding to the customer device according to the crude oil transfer settlement requirements and overseas crude oil settlement results; When the client device outputs the crude oil gasoline conversion transaction instruction including the gasoline conversion amount through the authorization unit, the quotation transaction processing module receives the second quotation through the receiving unit, the calculation unit calculates the annual usage to generate the second conversion rate, and the product unit according to the first 2. Conversion fee rate and crude oil-gasoline conversion transaction instruction generates the supplementary payment transaction instruction including the supplementary payment amount and the required conversion crude oil volume for the conversion of gasoline conversion volume. The bank-side crude oil passbook server deducts the supplementary payment amount and the required conversion from the customer's trading account The amount of crude oil and the amount of gasoline converted into gasoline is deposited into the gasoline passbook of the corresponding customer's trading account; When the client device outputs a crude oil transaction instruction including the sold volume, the quotation transaction processing module calculates the transaction price based on the third quotation and the sold volume through the calculation unit, and the product unit generates transaction voucher information based on the transaction price, and the bank-side crude oil passbook server The processor receives the transaction voucher information and the crude oil transaction instruction, deducts the corresponding amount of crude oil sold in the customer's trading account, and deposits the transaction price into the customer's trading account.
較佳地,其中使用石化廠商資料庫根據原油轉讓結算要求執行海外原油結算產生海外原油結算結果後,還使用第一簽證模組簽核原油轉讓結算結果核發轉讓結算簽證;且使用銀行端原油存摺伺服器根據原油轉讓結算要求與海外原油結算結果分配對應數量原油入客戶裝置對應的客戶交易帳戶的流程還包括:使用第二簽證模組接收原油轉讓結算要求與簽核轉讓結算簽證產生原油轉讓結算憑證;以及使用購買原油分配模組根據原油轉讓結算憑證與原油轉讓結算要求分配對應交易產品的原油入客戶裝置對應的客戶交易帳戶。Preferably, after using the petrochemical manufacturer database to execute overseas crude oil settlement according to the crude oil transfer settlement requirements to produce overseas crude oil settlement results, the first visa module is also used to sign the crude oil transfer settlement results and issue transfer settlement visas; and use the bank-side crude oil passbook The server allocates the corresponding amount of crude oil into the customer’s trading account corresponding to the client device according to the crude oil transfer settlement requirements and overseas crude oil settlement results. The process also includes: using the second visa module to receive crude oil transfer settlement requirements and sign the transfer settlement visa to generate crude oil transfer settlement Certificate; and using the crude oil purchase distribution module to distribute the crude oil of the corresponding trading product to the customer trading account corresponding to the customer device according to the crude oil transfer settlement certificate and crude oil transfer settlement requirements.
較佳地,其中,當原油汽油轉換交易指令包括汽油使用量的汽油用油指令,購買原油分配模組於汽油存摺扣除汽油使用量,油表資訊儲存單元根據汽油使用量更新用油紀錄。Preferably, when the crude oil-gasoline conversion transaction instruction includes a gasoline-used gasoline command of gasoline usage, the purchase of the crude oil distribution module will discount the gasoline stock by dividing the gasoline usage, and the fuel meter information storage unit updates the fuel usage record according to the gasoline usage.
上述實施例的優點之一,透過使客戶裝置能夠同時輸入買入、賣出原油與轉換汽油與交易汽油的指令,便於提供民眾一種新的原油產品交易裝置,且其中所有認證流程皆可透過本創作提供的原油多元化交易系統及其方法自動完成。One of the advantages of the above-mentioned embodiment is that by enabling the client device to simultaneously input instructions for buying and selling crude oil and converting gasoline and trading gasoline, it is convenient to provide the public with a new crude oil product trading device, and all of the authentication processes can be passed through this The crude oil diversified trading system and method provided by the creation are automatically completed.
上述實施例的優點之一,是透過直接透過本創作提供的報價交易處理單元交換客戶裝置與油表資訊儲存單元輸出的訊號,透過將用油紀錄作為自動化設計交易產品的關鍵參數,便於銀行機構能夠在短時間內大量設計個人化的原油交易產品。One of the advantages of the above-mentioned embodiment is to exchange the signals output by the client device and the fuel meter information storage unit directly through the quotation transaction processing unit provided by this creation. By using the fuel consumption record as the key parameter of the automated design transaction product, it is convenient for banking institutions Able to design a large number of personalized crude oil trading products in a short time.
上述實施例的優點之一,透過使報價將易處理單元、客戶裝置與銀行端原油存摺伺服器通過網際網絡交換訊號,便於民眾不需至銀行臨櫃交易即可透過客戶裝置經由原油交易下單,增加轉換現金與原油產品的便利性,有效促進交易與行政效率。One of the advantages of the above embodiment is that by enabling the quotation to exchange signals between the easy processing unit, the client device and the bank crude oil passbook server through the Internet, it is convenient for the public to place orders through crude oil transactions through the client device without going to the bank counter transaction , Increase the convenience of converting cash and crude oil products, and effectively promote transaction and administrative efficiency.
上述實施例的優點之一,是透過將產品設計期間、原油汽油轉換期間與賣出交易期間三種不同階段分別接收即時原油報價進行後續作業,降低銀行機構的交易風險,且本創作提供的原油多元化交易系統將三種階段均透過報價交易處理模組與變動設計規則,得以提升交易安全性,除此之外,由於每一時間點的報價資料,能夠透過報價交易處理模組即時且自動化完成,大幅改善銀行作業流程以及降低與協作單位的協作作業成本。One of the advantages of the above-mentioned embodiment is that by receiving real-time crude oil quotes for follow-up operations at three different stages during product design, crude oil and gasoline conversion, and selling transactions, the transaction risk of banking institutions is reduced, and the crude oil provided by this creation is diversified. The standardized trading system improves transaction security through the quotation transaction processing module and changing design rules for all three stages. In addition, because the quotation data at each time point can be completed in real time and automatically through the quotation transaction processing module, Significantly improve the bank's operating procedures and reduce the cost of collaboration with cooperating units.
上述實施例的優點之一,是透過使報價交易單元接收加油站資料庫的總用油資料紀錄,使客戶裝置能夠直接指示加油站資料庫扣抵汽油帳戶內汽油即時加油。One of the advantages of the above embodiment is that by allowing the quotation transaction unit to receive the total fuel consumption data record of the gas station database, the client device can directly instruct the gas station database to deduct the gasoline in the gasoline account for immediate refueling.
本創作的其他優點將搭配以下的說明和圖式進行更詳細的解說。The other advantages of this creation will be explained in more detail with the following descriptions and diagrams.
下文中,將藉由圖式說明本創作之各種實施例來詳細描述本創作。然而,本創作概念可能以許多不同形式來體現,且不應解釋為限於本文中所闡述之實施例。此外,在圖式中相同參考數字可用以表示類似的元件。Hereinafter, the creation will be described in detail by illustrating various embodiments of the creation with drawings. However, this creative concept may be embodied in many different forms, and should not be construed as being limited to the embodiments set forth herein. In addition, the same reference numbers may be used to indicate similar elements in the drawings.
請參照圖1,其係為本創作一實施例之原油多元化交易系統之方塊示意圖。本創作提供一種原油多元化交易系統1,被配置為使至少一油表資訊儲存單元10、原油報價資料庫20、報價交易處理模組30、至少一客戶裝置40、石化廠商資料庫50、銀行端原油存摺伺服器60透過有線網路或網際網路連接以交換訊號。在油表資訊儲存單元10、原油報價資料庫20、報價交易處理模組30、客戶裝置40、石化廠商資料庫50、銀行端原油存摺伺服器60透過網際網路交換訊號的實施例中,其彼此可分散的設置於不同區域或位置。Please refer to FIG. 1, which is a block diagram of a crude oil diversified trading system according to an embodiment of the creation. This creation provides a crude oil diversified
雖未繪示,在本創作提供的油表資訊儲存單元10、原油報價資料庫20、報價交易處理模組30、客戶裝置40、石化廠商資料庫50、銀行端原油存摺伺服器60皆設置有至少一控制被安裝的裝置透過網際網路與其他計算機裝置交換訊號的通訊電路。Although not shown, the oil meter
其中,原油多元化交易系統1可同時與多個客戶裝置40交換訊號,不同客戶裝置40可為完全不同或相同類型的而具備網路通訊功能的計算機裝置,例如:智慧型手機、平板電腦、筆記型電腦、或桌上型電腦,且所有客戶裝置可為相同類型或不同類型的計算機裝置。Among them, the crude oil diversified
請參照圖2,圖2為圖1之報價交易處理模組簡化後之方塊圖。報價交易模組30包含讀取單元31、接收單元32、產品單元34、計算單元33、輸出模組35、授權單元36,且在報價交易模組30中,讀取單元31、接收單元32、產品單元34、輸出模組35以及授權單元36至少透過計算單元33連接。Please refer to Figure 2. Figure 2 is a simplified block diagram of the quotation transaction processing module of Figure 1. The
請參照圖3,圖3為本創作一實施例之原油多元化交易系統之方塊示意圖。本創作提供的原油多元化交易系統1包括油表資訊儲存單元10,被配置為偵測用油物件使用油量產生用油紀錄;原油報價資料庫20,被配置為於產品設計期間輸出第一報價,於原油汽油轉換期間輸出第二報價,於賣出交易期間輸出第三報價;報價交易處理模組30,包括讀取單元31,被配置為讀取用油紀錄;接收單元32,被配置為於產品設計期間接收第一報價,於原油汽油轉換期間接收第二報價,於賣出交易期間接收第三報價;計算單元33,被配置為根據用油紀錄計算預估年使用量;產品單元34,被配置為根據第一報價產生第一轉換費率,以及根據第一轉換費率與預估年使用量產生交易產品資訊;以及輸出單元35,被配置為對客戶裝置40輸出交易產品資訊。Please refer to FIG. 3, which is a block diagram of a crude oil diversified trading system according to an embodiment of the creation. The crude oil diversified
其中客戶裝置40包括授權單元,被配置為確認購買包括該交易產品資訊的交易產品,授權單元根據該交易產品資訊產生授權購買交易產品憑證,報價交易處理模組30還透過轉讓結算單元36根據授權購買交易產品憑證產生原油轉讓結算要求。石化廠商資料庫50被配置為根據原油轉讓結算要求執行海外原油結算產生海外原油結算結果。銀行端原油存摺伺服器60被配置為根據該原油轉讓結算要求與該海外原油結算結果分配對應數量原油入該客戶裝置對應的一客戶交易帳戶。The
當客戶裝置40輸出包括汽油轉換量的原油汽油轉換交易指令,報價交易處理模組30透過計算單元33透過接收單元32接收第二報價、計算單元33計算年使用量產生第二轉換費率,並透過產品單元34根據第二轉換費率與原油汽油轉換交易指令產生包括補繳金額的補繳交易指令與轉換汽油轉換量的所需轉換原油量,銀行端原油存摺伺服器60在客戶交易帳戶扣除補繳金額與所需轉換原油量並將汽油轉換量的汽油存入對應該客戶交易帳戶的汽油存摺。When the
當客戶裝置40輸出包括賣出量的原油交易指令,報價交易處理模組30透過計算單元33根據第三報價與賣出量計算交易價金,產品單元34根據交易價金產生交易憑單資訊,銀行端原油存摺伺服器60接收交易憑單資訊與原油交易指令,在客戶交易帳戶扣抵對應賣出量的原油,並將交易價金存入客戶交易帳戶。When the
需要特別說明的是,在本創作提供的部分實施例中,油表資訊儲存單元10係感測用油物件的剩餘油量,定時向報價交易處理模組30傳輸剩餘油量訊息,藉此,使用者能夠直接通過客戶裝置40讀取符合自己的用油識別碼的用油物件的用油情況。其中間隔感測時間,可透過客戶裝置40設定,在本創作提供的部分實施例中,同一油表資訊儲存單元10連接包括多個用油物件。It should be noted that, in some embodiments provided in this creation, the fuel gauge
在本創作提供的部分實施例中,油表資訊儲存單元10直接設置於用油物件上,用油物件包括汽車、機車、貨車或營業用車輛或者其他營業工具。In some of the embodiments provided in this creation, the fuel gauge
在本創作提供的部分實施例中,原油報價資料庫20,被配置為根據西德州原油資訊、紐約輕原油資訊或其他指標原油報價於產品設計期間輸出第一報價,於原油汽油轉換期間輸出第二報價,於賣出交易期間輸出第三報價。In some of the embodiments provided in this creation, the crude
請參照圖4,圖4為本創作一實施例之原油多元化交易系統之方塊示意圖。與前一實施例不同之處在於,報價交易模組30還與加油站資料庫70交換訊號,需要特別說明的是,在該圖式中僅繪示報價交易模組30與一加油站資料庫70連接,但實施該實施例時,加油站資料庫70可為不只一個。除此之外,在本創作提供的另一部分實施例,加油站資料庫70亦可視為一種類型的油表資訊儲存單元10,係感測油槍裝置的使用油量產生用油紀錄,與單純的油表資訊儲存單元10差異在於,加油站資料庫還具備有控制油槍補給油品的功能,即,當報價交易處理模組30接收客戶裝置40使用汽油存摺轉換為實體汽油的轉換指令,報價交易處理模組30指示加油站資料庫70加油並且直接於對應客戶交易帳戶的汽油存摺扣除加油站資料庫70回報之加油量。Please refer to FIG. 4, which is a block diagram of a crude oil diversified trading system according to an embodiment of the creation. The difference from the previous embodiment is that the
或者,於本創作提供的部分實施例中,當原油汽油轉換交易指令還包括一汽油使用量的汽油用油指令,銀行端原油存摺伺服器60於汽油存摺扣除汽油使用量,油表資訊儲存單元10讀取該汽油使用量並更新用油紀錄。Or, in some of the embodiments provided in this creation, when the crude oil-gasoline conversion transaction instruction also includes a gasoline-used oil command for the amount of gasoline used, the bank-side crude
於本創作提供的部分實施例中,石化廠商資料庫50還包括第一簽證模組,被配置為簽核原油轉讓結算結果核發轉讓結算簽證,銀行端原油存摺伺服器60還包括第二簽證模組,被配置為接收原油轉讓結算要求與簽核轉讓結算簽證產生原油轉讓結算憑證;以及銀行端原油存摺伺服器60還包括購買原油分配模組,被配置為根據原油轉讓結算憑證與原油轉讓結算要求分配對應交易產品的原油入客戶裝置40對應的客戶交易帳戶。In some of the embodiments provided in this creation, the
於本創作提供的部分實施例中,客戶裝置40還包括授權單元與憑證單元,當客戶裝置40輸入包汽油轉換量的原油汽油轉換交易指令,授權單元確認原油汽油轉換交易指令取得授權並產生確認授權憑證,當確認授權憑證產生,憑證單元傳輸確認授權憑證與原油汽油轉換交易指令至報價交易處理模組30;當確認授權憑證未產生,憑證單元不傳輸原油汽油轉換交易指令至報價交易處理模組30。In some of the embodiments provided in this creation, the
於本創作提供的部分實施例中,銀行端原油存摺伺服器60還包括第二簽證模組,被配置為簽證補繳交易指令產生補繳交易簽核憑證;買賣交易單元,被配置為根據補繳交易指令與補繳交易簽核憑證在客戶交易帳戶扣該補繳金額與所需轉換原油量;以及購買汽油分配模組,被配置為接收補繳交易指令與補繳交易簽核憑證,將汽油轉換量的汽油存入汽油存摺。In some of the embodiments provided in this creation, the bank-side crude
於本創作提供的部分實施例中,其中當客戶裝置40輸入包括賣出量的原油交易指令,授權單元被配置為確認原油交易指令取得授權並產生確認交易授權憑證,憑證單元被配置為傳輸確認交易授權憑證傳輸與原油交易指令至報價交易處理模組30。In some of the embodiments provided in this creation, when the
於本創作提供的部分實施例中,其中第二簽證模組還被配置為簽證該交易憑單資訊產生交易憑單簽證憑證,買賣交易單元還根據交易憑單資訊與交易憑單簽證憑證在該客戶交易帳戶扣抵對應賣出量的原油,並且轉入交易價金至客戶交易帳戶。In some of the embodiments provided in this creation, the second visa module is also configured to generate transaction voucher visa vouchers based on the transaction voucher information, and the buying and selling transaction unit also debits the client's transaction account based on the transaction voucher information and the transaction voucher visa vouchers. Offset the corresponding selling volume of crude oil, and transfer the transaction price to the customer's trading account.
其中,於本創作提供的部分實施例中,當客戶裝置第一次對報價交易處理模組30輸入交易要求,報價交易處理模組要求客戶裝置傳輸身分資料,據以創建客戶原油紀錄資料並儲存於銀行端原油存摺伺服器。其中,身分資料包括例如姓名、地址、電話、資產證明、身分證字號、客戶雙證件等客戶資料、歷史交易紀錄、往來銀行徵信紀錄、個人車輛登記資料以及現有交易條件。Among them, in some of the embodiments provided in this creation, when the client device inputs a transaction request to the quotation
在本創作提供的部分實施例中,報價交易處理模組10還根據客戶原油紀錄資料評估對應客戶的交易貢獻,根據其評估的交易貢獻改變同筆客戶原油紀錄資料內的客戶存摺存量與原油現貨提領數量之間的轉換比值,即,改變第一轉換費率與第二轉換費率。In some of the embodiments provided in this creation, the quotation
請參照圖5,圖5為本創作一實施例之原油多元化交易方法之流程示意圖。以下進一步透過圖5說明本創作提供之原油多元化交易方法,包括流程S501至S520。Please refer to FIG. 5, which is a schematic flow chart of a crude oil diversified trading method according to an embodiment of the creation. The following further illustrates the crude oil diversified trading method provided by this creation through Figure 5, including processes S501 to S520.
S501:產生用油紀錄。使用油表資訊儲存單元偵測用油物件使用油量產生用油紀錄。S501: Generate oil consumption records. Use the oil meter information storage unit to detect the oil consumption of the oil object and generate oil consumption records.
S502:根據用油紀錄預估年使用量。使用報價交易處理模組透過讀取單元讀取用油紀錄,透過計算單元根據用油紀錄計算預估年使用量。S502: Estimate the annual usage based on oil usage records. Use the quotation transaction processing module to read the oil consumption record through the reading unit, and calculate the estimated annual consumption based on the oil consumption record through the calculation unit.
S503:根據預估年使用量與的一報價產生第一轉換費率,根據第一轉換費率產生交易產品(定期定額)。使用報價交易處理模組透過產品單元根據第一報價產生第一轉換費率,產品單元根據第一轉換費率與預估年使用量產生交易產品資訊,於本創作提供的部分實施例中,交易產品資訊為一種定期定額交易產品。S503: Generate a first conversion fee rate based on the estimated annual usage amount and a quote, and generate a transaction product (regular fixed amount) based on the first conversion fee rate. Use the quotation transaction processing module to generate the first conversion fee rate based on the first quotation through the product unit, and the product unit generates transaction product information based on the first conversion rate and the estimated annual usage. In some of the embodiments provided in this creation, the transaction Product information is a regular fixed amount trading product.
S504:確認購買產品,而後接續S505。使用客戶裝置透過授權單元確認購買包括交易產品並產生授權購買交易產品憑證;於本創作提供的部分實施例,在此階段還可透過客戶裝置自動指令下單,例如輸入根據交易條件資料包括乖離率範圍、KD值範圍產生自動交易的交易指令。當客戶裝置在此階段還指示交易指令,授權購買交易產品憑證還包含指示客戶交易內容的交易指令。S504: Confirm the purchase of the product, and then continue with S505. Use the client device to confirm the purchase including the transaction product through the authorization unit and generate an authorization to purchase the transaction product certificate; in some of the examples provided in this creation, at this stage, the client device can also be used to automatically place an order, such as entering data based on transaction conditions including deviation rate The range and KD value range generate trading instructions for automatic trading. When the client device also instructs a transaction instruction at this stage, the certificate of authorization to purchase a transaction product also contains a transaction instruction indicating the content of the transaction by the client.
S505:根據產品資料產生原油轉讓結算要求。使用報價交易處理模組透過轉讓結算單元根據授權購買交易產品憑證產生原油轉讓結算要求。S505: Generate crude oil transfer settlement requirements based on product information. Use the quotation transaction processing module to generate crude oil transfer settlement requirements through the transfer settlement unit according to the authorization purchase transaction product certificate.
S506:同意原油轉讓結算與執行匯款。使用石化廠商資料庫根據原油轉讓結算要求執行海外原油結算產生海外原油結算結果。S507:轉讓原油所有權,其中前述步驟海外原油結算結果產生後,石化廠商資料庫轉讓對應數量的原油所有權至銀行機構名下。S506: Approval of crude oil transfer settlement and execution of remittance. Use the database of petrochemical manufacturers to execute overseas crude oil settlement according to crude oil transfer settlement requirements to produce overseas crude oil settlement results. S507: Transfer the ownership of crude oil. After the overseas crude oil settlement result of the aforementioned steps is generated, the petrochemical manufacturer database transfers the ownership of the corresponding amount of crude oil to the bank institution.
S508:轉入對應原油至客戶交易帳戶。使用銀行端原油存摺伺服器根據原油轉讓結算要求與該海外原油結算結果分配對應數量原油入客戶裝置對應的客戶交易帳戶,其中,需要說明的是,在本創作提供的部分實施例,流程S505至S508中,原油轉讓結算要求係可根據多筆不同客戶資料對應的產品資料一併產出,而非單一產品資料對應單一筆原油轉讓結算要求,透過自動彙整大量數額的產品資料,一併對石化廠商資料庫提出採購要求,便於在此交易過程中,銀行機構能夠因大量採購得到具備價格優勢的原油產品。同樣的,在流轉入對應原油至客戶交易帳戶係將取得所有權的原油產品分別對應轉讓至對應客戶名下。S508: Transfer the corresponding crude oil to the customer's trading account. Use the bank-side crude oil passbook server to allocate the corresponding amount of crude oil to the customer’s transaction account corresponding to the customer’s device according to the crude oil transfer settlement requirements and the overseas crude oil settlement result. It should be noted that in some of the embodiments provided in this creation, the processes S505 to In S508, the crude oil transfer settlement request can be produced based on multiple product data corresponding to different customer data, instead of a single product data corresponding to a single crude oil transfer settlement request, and a large amount of product data can be automatically aggregated, and petrochemical The manufacturer’s database puts forward procurement requirements so that during this transaction process, banking institutions can obtain crude oil products with competitive prices due to large quantities of procurement. Similarly, when the corresponding crude oil is transferred to the customer's trading account, the crude oil products that have obtained ownership are transferred to the corresponding customer's name.
S509:顯示客戶持有原油存量。透過客戶裝置顯示客戶持有原油存量。S509: Display the crude oil stock held by the customer. Display the crude oil stock held by the customer through the customer device.
S510:判斷是否將持有原油轉換為汽油。透過客戶裝置輸入是否輸入將持有原油轉換為汽油的指令,當客戶裝置輸入確認轉換原油為汽油,進入流程511;若否,則進入流程S516。S510: Determine whether to convert the crude oil held into gasoline. Enter through the client device whether to input an instruction to convert the crude oil to gasoline. When the client device inputs confirmation to convert the crude oil to gasoline, the
S511:通知轉換量。客戶裝置透過授權單元輸出包括汽油轉換量的原油汽油轉換交易指令。S511: Notify the conversion amount. The client device outputs a crude oil gasoline conversion transaction instruction including the gasoline conversion amount through the authorization unit.
S512: 根據第二報價、年使用量產生第二轉換費率,根據第二轉換率與轉換量產生補繳金額。報價交易處理模組透過接收單元接收第二報價,並透過計算單元計算年使用量產生第二轉換費率,產品單元根據第二轉換費率與原油汽油轉換交易指令產生包括補繳金額的補繳交易指令與轉換汽油轉換量的所需轉換原油量。S512: Generate a second conversion fee rate based on the second quotation and annual usage, and generate a supplementary payment amount based on the second conversion rate and conversion amount. The quotation transaction processing module receives the second quotation through the receiving unit, and calculates the annual usage through the calculation unit to generate a second conversion fee rate. The product unit generates a supplementary payment including the supplementary payment amount according to the second conversion rate and the crude oil gasoline conversion transaction instruction The amount of converted crude oil required for trading instructions and conversion of gasoline.
S513:扣除轉換補繳金額,由原油帳戶扣抵對應原油,並將對應原油轉換為汽油。此時,將原油轉換為汽油,銀行端原油存摺伺服器在客戶交易帳戶扣除補繳金額與所需轉換原油量。其中,需要特別說明的是,在此階段的部分實施例,將原油轉換為汽油適用第一轉換費率;或者,在此階段的部分實施例,將原油轉換為汽油適用第二轉換費率。S513: Deduct the conversion payment amount, deduct the corresponding crude oil from the crude oil account, and convert the corresponding crude oil into gasoline. At this time, the crude oil is converted into gasoline, and the bank-side crude oil passbook server deducts the supplementary payment amount and the amount of converted crude oil required from the customer's trading account. Among them, it should be particularly noted that in some embodiments at this stage, the first conversion rate is applied to convert crude oil to gasoline; or, in some embodiments at this stage, the second conversion rate is applied to convert crude oil to gasoline.
S514:將轉換後汽油存入汽油存摺。銀行端原油存摺伺服器將汽油轉換量的汽油存入對應客戶交易帳戶的一汽油存摺。S514: Deposit the converted gasoline into the gasoline passbook. The bank-side crude oil passbook server deposits the gasoline conversion amount into a gasoline passbook corresponding to the customer's trading account.
S515:更新用油紀錄。油表資訊儲存單元更新用油紀錄。S515: Update oil consumption record. The fuel gauge information storage unit updates the fuel consumption record.
S516:確認是否賣出持有原油。客戶裝置確認是否賣出持有原油,若是,則進入流程S517,若否,則進入流程520。S516: Confirm whether to sell and hold crude oil. The client device confirms whether to sell the crude oil, if it is, then it goes to the process S517, if not, it goes to the
517:通知賣出量。客戶裝置輸出包括賣出量的原油交易指令。517: Notify the selling volume. The client device outputs crude oil trading instructions including the sold volume.
S518:根據賣出量與第三報價產生賣出交易憑單。報價交易處理模組透過計算單元根據第三報價與賣出量計算交易價金,其中,第三報價係指原油報價資料庫在此階段即時輸出的原油報價,報價交易處理模組還透過產品單元根據交易價金產生一交易憑單資訊。S518: Generate a selling transaction voucher based on the selling volume and the third quotation. The quotation transaction processing module uses the calculation unit to calculate the transaction price based on the third quotation and the selling volume. The third quotation refers to the crude oil quotation output by the crude oil quotation database at this stage. The quotation transaction processing module also uses the product unit Generate a transaction voucher information based on the transaction price.
S519: 根據交易憑單轉帳,扣抵對應石油,並匯入交易價金至客戶裝置對應帳戶。銀行端原油存摺伺服器接收交易憑單資訊與原油交易指令,在客戶交易帳戶扣抵對應賣出量的原油,並將交易價金存入該客戶交易帳戶。S519: Transfer the account according to the transaction voucher, deduct the corresponding oil, and transfer the transaction price to the corresponding account of the client device. The bank-side crude oil passbook server receives transaction voucher information and crude oil transaction instructions, deducts the corresponding sold amount of crude oil in the customer's trading account, and deposits the transaction price into the customer's trading account.
S520:顯示客戶持有原油存量。客戶裝置顯示持有原油存量,在此階段中,客戶裝置透過讀取銀行端原油存摺伺服器存有的交易帳戶資訊,還可顯示其持有原油存量、汽油存摺存量、與交易帳戶餘額、歷史交易紀錄,可選的包含第一轉換率與第二轉換率,以及目前透過油表資訊儲存單元連接的用油物件與其用油情況。S520: Display the crude oil stock held by the customer. The client device displays the stock of crude oil. At this stage, the client device reads the trading account information stored in the bank's crude oil passbook server, and can also display its crude oil stock, gasoline passbook deposit, and trading account balance, history The transaction record may optionally include the first conversion rate and the second conversion rate, as well as the current oil consumption objects connected through the oil meter information storage unit and their oil consumption conditions.
請參照圖6,圖6為本創作一實施例之原油多元化交易方法之部分流程示意圖。以下透過圖6進一步說明在本創作提供的部分實施例中石化廠商資料庫與銀行端原油存摺伺服器執行交易的交易方法。Please refer to FIG. 6, which is a schematic diagram of a part of the process of creating an embodiment of a crude oil diversified trading method. In the following, FIG. 6 is used to further explain the transaction method of the petrochemical company database and the bank-side crude oil passbook server in some embodiments provided in this creation.
S61:石化廠商資料庫產生海外原油結算結果。使用石化廠商資料庫透過銀行端原油存摺伺服器根據由報價交易處理模組產生的原油轉讓結算要求執行海外原油結算產生海外原油結算結果。S61: The database of petrochemical manufacturers produces overseas crude oil settlement results. Use the petrochemical manufacturer database to execute overseas crude oil settlement through the bank crude oil passbook server according to the crude oil transfer settlement requirements generated by the quotation transaction processing module to generate overseas crude oil settlement results.
S62:使用轉讓結算簽證模組簽核原油轉讓結算結果。石化廠商資料庫還透過第一簽證模組簽核原油轉讓結算結果,而後核發轉讓結算簽證。S62: Use the transfer settlement visa module to sign the crude oil transfer settlement result. The petrochemical manufacturer database also signed the crude oil transfer settlement result through the first visa module, and then issued the transfer settlement visa.
S63: 接收原油轉讓結算結果產生原油轉讓結算憑證。銀行端原油存摺伺服器使用第二簽證模組接收原油轉讓結算要求,並簽核轉讓結算簽證產生原油轉讓結算憑證。S63: Receive the crude oil transfer settlement result and generate a crude oil transfer settlement certificate. The bank-side crude oil passbook server uses the second visa module to receive the crude oil transfer settlement request, and sign the transfer settlement visa to generate a crude oil transfer settlement certificate.
S64:銀行端原油存摺伺服器使用購買原油分配模組根據原油轉讓結算憑證與該原油轉讓結算要求分配對應交易產品的原油數量存入對應的客戶交易帳戶。S64: The bank-side crude oil passbook server uses the crude oil purchase distribution module to allocate the crude oil quantity of the corresponding trading product to the corresponding customer trading account according to the crude oil transfer settlement certificate and the crude oil transfer settlement request.
請參照圖7a與圖7b,圖7a與圖7b為本創作一實施例之原油多元化交易方法之部分流程示意圖。以下透過圖7a與圖7b進一步說明在本創作提供的部分實施例中客戶裝置與銀行端原油存摺伺服器執行交易的交易方法。Please refer to FIG. 7a and FIG. 7b. FIG. 7a and FIG. 7b are schematic diagrams of part of the process of creating an embodiment of a crude oil diversified trading method. The following further describes the transaction method of the client device and the bank-side crude oil passbook server in some embodiments provided by this creation through FIGS. 7a and 7b.
S711-S713中揭示客戶裝置要求轉換汽油的流程。S711-S713 reveals the process that the customer device requests to convert gasoline.
S711: 客戶裝置產生包括汽油轉換量的原油汽油轉換交易指令。S711: The client device generates a crude oil gasoline conversion transaction instruction including the gasoline conversion amount.
S712: 使用授權單元確認原油汽油轉換交易指令取得授權並產生確認授權憑證。S712: Use the authorization unit to confirm that the crude oil-gasoline conversion transaction instruction is authorized and generate a confirmation authorization certificate.
S713: 輸出單元傳輸確認授權憑證與原油汽油轉換交易指令至報價交易處理模組;當確認授權憑證未產生,輸出單元不傳輸原油汽油轉換交易指令至報價交易處理模組。S713: The output unit transmits the confirmation authorization certificate and the crude oil gasoline conversion transaction instruction to the quotation transaction processing module; when the confirmation authorization certificate is not generated, the output unit does not transmit the crude oil gasoline conversion transaction instruction to the quotation transaction processing module.
S721-S723中揭示客戶裝置要求賣出原油的流程。S721-S723 reveal the process of the client device requesting to sell crude oil.
S721: 客戶裝置產生包括賣出量的原油交易指令S721: The client device generates a crude oil trading instruction including the sold volume
S722: 授權單元確認該原油交易指令取得授權並產生確認交易授權憑證。S722: The authorization unit confirms that the crude oil transaction instruction is authorized and generates a transaction authorization certificate.
S723: 輸出單元傳輸確認交易授權憑證傳輸與原油交易指令至報價交易處理模組;當確認交易授權憑證未產生,輸出單元不傳輸原油交易指令至報價交易處理模組。S723: The output unit transmits the confirmation transaction authorization certificate transmission and the crude oil transaction instruction to the quotation transaction processing module; when the confirmation transaction authorization certificate is not generated, the output unit does not transmit the crude oil transaction instruction to the quotation transaction processing module.
請參照圖8a與圖8b,圖8a與圖8b為本創作一實施例之原油多元化交易方法之部分流程示意圖。以下透過圖8a與圖8b進一步說明在本創作提供的部分實施例中客戶裝置與銀行端原油存摺伺服器執行交易的交易方法。Please refer to FIG. 8a and FIG. 8b. FIG. 8a and FIG. 8b are schematic diagrams of part of the process of creating an embodiment of a crude oil diversified trading method. The following further describes the transaction method of the client device and the bank-side crude oil passbook server in some embodiments provided in this creation through FIGS. 8a and 8b.
S811-S813中揭示銀行端原油存摺伺服器要求支付轉換費的流程。S811-S813 reveal the process of the bank-side crude oil passbook server requesting the payment of conversion fees.
S811: 使用第二簽證模組簽證補繳交易指令產生補繳交易簽核憑證。S811: Use the second visa module visa supplementary payment transaction instruction to generate a supplementary payment transaction verification certificate.
S812: 使用買賣交易單元接收補繳交易指令與補繳交易簽核憑證,並在客戶交易帳戶扣除補繳金額與所需轉換原油量。S812: Use the trading transaction unit to receive the supplementary payment transaction instruction and the supplementary transaction verification certificate, and deduct the supplementary payment amount and the required conversion crude oil volume from the customer's transaction account.
S813: 使用購買汽油分配模組接收補繳交易指令與補繳交易簽核憑證,並將汽油轉換量的汽油存入汽油存摺。S813: Use the purchase gasoline distribution module to receive the supplementary payment transaction instruction and the supplementary payment transaction verification certificate, and deposit the gasoline conversion amount into the gasoline passbook.
S821-S822中揭示銀行端原油存摺伺服器直行賣出持有原油的流程。S821-S822 reveals the process of directly selling crude oil held by the bank's crude oil passbook server.
S821: 使用第二簽證模組簽證交易憑單資訊產生交易憑單簽證憑證。S821: Use the visa transaction voucher information of the second visa module to generate a transaction voucher visa certificate.
S822: 使用買賣交易單元還根據交易憑單資訊與交易憑單簽證憑證在客戶交易帳戶扣抵對應賣出量的原油,並且轉入交易價金至客戶交易帳戶。S822: Using the buying and selling transaction unit also deducts the corresponding sold amount of crude oil in the customer's trading account according to the information of the trading voucher and the voucher visa certificate, and transfers the trading price to the customer's trading account.
需要特別說明的是,其中用油物件記載辨識用油物件的用油識別碼。It should be noted that the oil object is used to record the oil identification code for identifying the oil object.
其中,於本創作提供的部分實施例中,銀行端原油存摺伺服器儲存的對應客戶交易帳戶還儲存有一辨識使用者身分且與客戶裝置關聯的一身分資料、慣用技術指標例如KD值、乖離率範圍等交易條件資料以及包含原油、汽油交易的歷史交易紀錄。Among them, in some of the embodiments provided in this creation, the corresponding customer transaction account stored in the bank-side crude oil passbook server also stores an identity data that identifies the user and is associated with the customer device, as well as customary technical indicators such as KD value and deviation rate. Data on trading conditions such as scope and historical transaction records including crude oil and gasoline transactions.
通過本創作提供的原油多元化交易系統,當金融機構需要進行原油交易時,可提升交易流暢度,串聯客戶的原油帳戶與實體用油物件,使客戶可透過客戶裝置直接根據用油物件使用的原油,在交易當下於交易帳戶中即時扣除使用原油的費用和存量。Through the crude oil diversified trading system provided by this creation, when financial institutions need to conduct crude oil transactions, the transaction fluency can be improved, and the customer's crude oil account and the physical oil object can be connected, so that the customer can directly use the oil object through the customer device. For crude oil, the cost and stock of crude oil will be deducted from the trading account at the moment of the transaction.
通過本創作提供的原油多元化交易系統,除了能夠增加原油交易流暢程度,還能增加交易流程安全性並縮短交易時間,以及避免交易資料疏漏與降低金融機構與合作單位之間進行原油交易過程的行政成本。The crude oil diversified trading system provided by this creation can not only increase the fluency of crude oil transactions, but also increase the security of the transaction process and shorten the transaction time, as well as avoid the omission of transaction information and reduce the risk of crude oil transactions between financial institutions and cooperative units. Administrative costs.
通過本創作提供的原油多元化交易系統,便於銀行管理針對不同客戶的客戶原油紀錄資料以及即時的帳戶使用情況對金融機構自動產生最適的交易資格條件,大幅度降低對不同客戶條件評估的作業成本。The crude oil diversified trading system provided by this creation is convenient for banks to manage customer crude oil record data for different customers and real-time account usage. Financial institutions automatically generate the most suitable trading qualification conditions, which greatly reduces the operation cost of evaluating different customer conditions .
由於本創作提供的原油多元化交易系統及其操作方法,包括油表資訊儲存單元、原油報價資料庫、報價交易處理模組、至少一客戶裝置、石化廠商資料庫以及銀行端原油存摺伺服器,透過油表資訊儲存單元、原油報價資料庫、報價交易處理模組、客戶裝置、石化廠商資料庫以及至銀行端原油存摺伺服器協作,存取客戶交易帳戶與汽油帳戶完成原油產品轉換交易,相較於現有技術,本創作進一步增加原油交易流暢程度,增加交易流程安全性並縮短交易時間、避免交易資料疏漏。Because the crude oil diversified trading system and its operation method provided by this creation include an oil meter information storage unit, a crude oil quote database, a quote transaction processing module, at least one client device, a petrochemical manufacturer database, and a bank-side crude oil passbook server, Through the oil meter information storage unit, crude oil quotation database, quotation transaction processing module, customer device, petrochemical manufacturer database, and cooperation with the bank-side crude oil passbook server, access to customer transaction accounts and gasoline accounts to complete the conversion of crude oil products. Compared with the existing technology, this creation further increases the fluency of crude oil transactions, increases the security of the transaction process, shortens the transaction time, and avoids the omission of transaction information.
綜上所述,雖然本創作已以優選實施例揭露如上,但上述優選實施例並非用以限制本創作,本領域的通常知識者,在不脫離本創作的精神和範圍內,均可作各種更動與潤飾,因此本創作的保護範圍以申請專利範圍界定的範圍為准。In summary, although this creation has been disclosed as above in preferred embodiments, the above preferred embodiments are not intended to limit this creation. Those with ordinary knowledge in the field can do various things without departing from the spirit and scope of this creation. Changes and modifications, so the protection scope of this creation is subject to the scope defined by the scope of the patent application.
1:原油多元化交易系統 10:油表資訊儲存單元 20:原油報價資料庫 30:報價交易處理模組 31:讀取單元 32:接收單元 33:計算單元 34:產品單元 35:輸出模組 36:授權單元 40:客戶裝置 50:石化廠商資料庫 60:銀行端原油存摺伺服器 S501-S520、S61-S64、S711-S713、S721-S723、S811-S813、S821-S823:原油多元化交易方法步驟 1: Crude oil diversified trading system 10: Fuel gauge information storage unit 20: Crude oil quote database 30: Quote transaction processing module 31: Reading unit 32: receiving unit 33: Computing unit 34: product unit 35: output module 36: Authorized unit 40: client device 50: Petrochemical Manufacturer Database 60: Bank-side crude oil passbook server S501-S520, S61-S64, S711-S713, S721-S723, S811-S813, S821-S823: steps of crude oil diversified trading method
圖1為本創作一實施例之原油多元化交易系統之方塊示意圖。Figure 1 is a block diagram of a crude oil diversified trading system according to an embodiment of the creation.
圖2為圖1之報價交易處理模組簡化後之方塊示意圖。Figure 2 is a simplified block diagram of the quotation transaction processing module of Figure 1;
圖3為本創作一實施例之原油多元化交易系統之方塊示意圖。Figure 3 is a block diagram of a crude oil diversified trading system according to an embodiment of the creation.
圖4為本創作一實施例之原油多元化交易系統之方塊示意圖。Figure 4 is a block diagram of a crude oil diversified trading system according to an embodiment of the creation.
圖5為本創作一實施例之原油多元化交易方法之流程示意圖。Figure 5 is a schematic flow chart of a crude oil diversified trading method according to an embodiment of the creation.
圖6為本創作一實施例之原油多元化交易方法之部分流程示意圖。Figure 6 is a schematic diagram of a part of the process of creating an embodiment of a crude oil diversified trading method.
圖7a與圖7b為本創作一實施例之原油多元化交易方法之部分流程示意圖。Figures 7a and 7b are schematic diagrams of part of the process of creating an embodiment of a crude oil diversified trading method.
圖8a與圖8b為本創作一實施例之原油多元化交易方法之部分流程示意圖。8a and 8b are schematic diagrams of part of the process of creating an embodiment of a crude oil diversified trading method.
1:原油多元化交易系統 1: Crude oil diversified trading system
10:油表資訊儲存單元 10: Fuel gauge information storage unit
20:原油報價資料庫 20: Crude oil quote database
30:報價交易處理模組 30: Quote transaction processing module
40:客戶裝置 40: client device
50:石化廠商資料庫 50: Petrochemical Manufacturer Database
60:銀行端原油存摺伺服器 60: Bank-side crude oil passbook server
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