TWM602671U - Lottery redeem system - Google Patents

Abstract

A rewarding system includes a mobile device and a bank server. The mobile device is used for outputting a prize redemption instruction after receiving the winning notification. The bank server is communicatively connected to the mobile device to receive the reward redemption instruction. The bank server is used to determine whether the mobile device is an authentication device based on the result of the security control procedure after receiving the redemption instruction. The bank server determines whether the mobile device is an authentication device At the time, the identity verification data of the corresponding authentication device is output to the server of the award redemption organization to output the award completion notification to the mobile device.

Description

Reward system

The present invention relates to a rewarding system, in particular to a rewarding system that can improve the security of verification data transmission.

In the current technology, the utility fee (water, electricity), telecommunications fee and other expenses can be set to be automatically deducted, and when the payment is successful, the invoice number of the deducted transaction will be received. When the invoice number wins the prize, the user still needs to apply for the winning prize by himself after receiving the notice of the prize. However, when the user applies for the winning bonus by himself, he still needs to bring a paper invoice to redeem the prize, and the application for the bonus still needs to be processed at supermarkets, post offices and other institutions, which consumes a lot of manpower and time.

In addition, although some merchants can scan the invoice to the user’s mobile device and redeem the reward, the verification process is still required when redeeming the reward, and the account number and password must be transmitted during the verification process. , ID number and other more confidential information for verification. Therefore, when a person intends to steal data, it may not only take the opportunity to intercept the data in the process of transmitting it, which will lead to the leakage of the data, but it is also possible that the user still does not know that the data has been intercepted.

In view of the above, the present invention provides a prize redemption system that meets the above requirements.

A prize redemption system according to an embodiment of the present invention includes: a mobile device for outputting a prize redemption instruction after receiving a winning notice; and a bank server communicatively connected to the mobile device to receive the prize redemption instruction, and the bank The server is used for judging whether the mobile device is an authentication device according to the result of a security control procedure after receiving the redemption instruction. The bank server will correspond to the authentication device when judging the mobile device as the authentication device An identity verification data of is output to a prize redemption agency server to output a prize redemption completion notice.

In summary, according to the reward redemption system shown in one or more embodiments of the present invention, when a user executes a payment transaction with a financial account corresponding to the bank server, and the invoice of the transaction wins, the user only needs to enter The award instruction can transfer the winning amount of the invoice to the financial account where the payment transaction is executed, so as to eliminate the need for manual verification procedures each time the award is redeemed. In addition, according to the reward redemption system shown in one or more embodiments of the present invention, it is possible to check whether the verified data is intercepted or leaked during the verification process, so as to strengthen the security of the data during the verification process, and when the data is found When there is a possibility of leakage, relevant records can be kept for the bank or police unit to check.

The above description of the content of the disclosure and the description of the following embodiments are used to demonstrate and explain the spirit and principle of the present model, and to provide a further explanation of the scope of the patent application of the present model.

The detailed features and advantages of the new model will be described in detail in the following embodiments. The content is sufficient to enable anyone familiar with the relevant skills to understand the technical content of the new model and implement it accordingly, and based on the content disclosed in this specification, the scope of patent application and the drawings. , Anyone who is familiar with relevant skills can easily understand the purpose and advantages of the present invention. The following embodiments further illustrate the viewpoints of the present invention in detail, but do not limit the scope of the present invention by any viewpoint.

The rewarding system shown in the present invention is used when an invoice wins a prize, the user can use the rewarding system shown in the present invention to redeem the prize, so as to directly transfer the winning bonus to the user's financial account.

Please refer to FIG. 1. FIG. 1 is a block diagram of a prize redemption system according to an embodiment of the present invention. The rewarding system shown in the present invention includes a mobile device 10 and a bank server 20, and the mobile device 10 is communicatively connected to the bank server 20.

The mobile device 10 shown in the present invention is, for example, a mobile phone, a notebook computer, a tablet computer, etc.; the bank server 20 is preferably an internal server in the bank or other internal computing devices with computing capabilities and signal transmission capabilities.

In order to explain the prize redemption system disclosed by the present invention in more detail, please refer to FIG. 1 and FIG. 2 together, wherein FIG. 2 is a flowchart of the prize redemption method according to an embodiment of the present invention.

Please refer to step S10 in FIG. 2: outputting a prize redemption instruction to the bank server after receiving the winning notification.

The mobile device 10 preferably has a banking application (for example, an online banking banking application) built on the bank server 20, so that the user can input the reward redemption instruction into the banking application and pass the reward redemption instruction through the mobile device 10 Output to the bank server 20. That is, the mobile device 10 will output a prize redemption instruction to the bank server 20 based on the prize winning notice after receiving the prize winning notice from the prize redemption agency. The mobile device 10 preferably outputs the coordinate position of the mobile device 10 when outputting the reward redemption instruction for subsequent verification, that is, the bank server 20 preferably executes the subsequent step S20 after receiving the reward redemption instruction and the coordinate position. .

Step S20: execute the safety control program.

The bank server 20 executes the security control procedure after receiving the reward redemption instruction to determine whether the mobile device 10 is an authentication device. The security control procedure described in step S20 will be described in detail in the embodiment of FIG. 3 below.

Please continue to refer to step S30 first: output the identity verification data of the corresponding authentication device to the server of the awarding organization.

After the bank server 20 determines that the mobile device 10 is an authentication device in step S20, the bank server 20 outputs the identity verification data of the corresponding authentication device (ie, the authenticated mobile device 10) to the awarding institution server, where the identity verification data is for example It is associated with the user's account, password, ID number, etc.

That is, after determining that the mobile device 10 is an authentication device, the bank server 20 will output the identity verification data of the corresponding authentication device to the awarding institution server for the awarding institution server to verify the identity verification data so that the identity verification data passes When verifying, transfer the reward amount to the corresponding financial account. The bank server 20 may further output a reward redemption completion notification to the mobile device 10 when determining that the winning amount has been transferred to the financial account for the mobile device 10 to present the reward redemption completion notification to notify the user that the winning amount has been transferred to the financial account.

It should be particularly noted that before the mobile device 10 receives the winning notification, the bank server 20 can also make payment based on a recurring payment item from a financial account associated with the identity verification data. Specifically, for recurring payment items such as water bills, electricity bills and other public utility items, the user can agree with the bank that the bank will pay these fees on behalf of the bank, so the bank can pay the fees regularly from the user's financial account. After paying the fees of the recurring payment items, if the invoice for the payment of the fees wins the prize, the mobile device 10 can receive the winning notice corresponding to the recurring payment items from the public utility, and the mobile device 10 can be tied to the receipt The reward redemption instruction is output after the winning notification, and the mobile device 10 can also present the winning notification after receiving the winning notification to notify the user that the mobile device 10 has received the winning notification and can redeem the prize accordingly.

In addition, the recurring payment items can also be commodities and/or daily necessities purchased regularly or frequently by the user, and the present invention does not limit the types of recurring payment items. That is, the winning notice is not limited to the winning notice obtained from the invoice for the payment of the recurring payment items, and the winning notice may also be the winning notice obtained from the invoice for purchasing other goods.

Please refer to FIG. 1 and FIG. 3 together, where FIG. 3 is a flowchart of a safety control program drawn according to an embodiment of the present invention.

When the bank server 20 receives the prize redemption instruction, it means that the user requests the prize redemption process according to the winning notice. Therefore, the bank server 20 outputs the identity verification data required by the prize redemption institution server to the prize redemption institution server. 20 will also implement security control procedures first to prevent the winning amount from being transferred to the wrong financial account.

Therefore, after the bank server 20 receives the reward redemption instruction in step S10 of FIG. 2, the bank server 20 then executes step S201: outputting a verification message to the mobile device.

In detail, the bank server 20 outputs the verification message to the mobile device 10, but the bank server 20 may also output the verification message to the mobile device 10 for the mobile device 10 to perform subsequent verification based on the verification message. In addition, the mobile device 10 can display the received verification message through a bank application installed in it for the user to check, but the present invention does not limit whether the mobile device 10 displays the verification message.

In addition, the verification message output by the bank server 20 preferably includes a command keyword, and the command keyword is related to the aforementioned reward redemption command. For example, when the redemption instruction is "Confirm the redemption request", the instruction keywords are, for example, "Confirm redemption", "Winning amount is 200 yuan", "Winning invoice number is AB-012345", etc.

Then, after the mobile device 10 receives the verification message, the mobile device 10 executes step S202: judging whether the verification message corresponds to a reward redemption instruction.

The mobile device 10 preferably determines whether the verification message corresponds to the reward redemption instruction by determining whether the command keyword of the verification message corresponds to the reward redemption instruction. Taking the above redemption instruction "confirm request for redemption" as an example, when the instruction keyword is "confirm redemption", the mobile device 10 determines whether "confirm redemption" (instruction keyword) corresponds to "confirm request for redemption" (reward command ). The way for the mobile device 10 to determine whether the instruction keyword corresponds to the award instruction may be to determine whether the award instruction includes the instruction keyword.

In addition, the correspondence between the reward instruction and the instruction keyword may also be a pre-stored correspondence, so the mobile device 10 can determine whether the instruction keyword corresponds to the reward instruction according to the pre-stored correspondence.

For example, when the redemption instruction is "Exchange 200 yuan for winning prizes" and the instruction keyword that has a pre-stored corresponding relationship with "Exchange 200 yuan for winning prizes" is the above-mentioned "Winning amount is 200 yuan", then the mobile device 10 When the received instruction keyword is "the winning amount is 200 yuan", the mobile device 10 can determine that the instruction keyword corresponds to the prize redemption instruction.

Alternatively, the way for the mobile device 10 to determine whether the instruction keyword corresponds to the award instruction may be to first search for multiple keywords in the award instruction, and then determine whether the instruction keyword contains the same multiple keywords, when the mobile device 10 determines After the instruction keyword contains multiple keywords that are the same as the award instruction, the mobile device 10 can determine that the instruction keyword corresponds to the award instruction.

For example, when the redemption instruction is "redeem winning invoice: AB-012345", the mobile device 10 first searches for multiple keywords in the redemption instruction as "winning invoice" and "AB-012345". When the mobile device 10 receives When the command keyword of is "the winning invoice number is AB-012345", the mobile device 10 then determines whether the command keyword also contains the keywords of the winning invoice" and the keywords of "AB-012345", when the mobile device 10 determines that the winning command keyword contains When there are multiple keywords that are the same as the award instruction, it is determined that the instruction keyword corresponds to the award instruction.

Please continue to refer to step S202 and also refer to step S203. When the mobile device 10 determines that the verification message does not correspond to the reward redemption instruction, it means that the command keyword contained in the verification message does not correspond to the reward redemption instruction, so the mobile device 10 can perform step S203: present Error notification.

That is, the mobile device 10 can determine whether the previously output award instruction has been intercepted by an intentional person based on the instruction keyword and the award instruction. Therefore, when the mobile device 10 determines that the verification message does not correspond to the award instruction, the user can use the mobile device 10 The presented error notification judges that the bank server 20 may have received an incorrect reward redemption instruction, and the user can re-enter the reward redemption instruction.

Please continue to refer to step S202 and also refer to step S204. When the mobile device 10 determines that the verification message corresponds to the reward redemption instruction, the mobile device 10 performs step S204: decoding the verification message to generate a verification code.

The verification message preferably includes an encryption code in addition to the command keyword. The mobile device 10 can decode the encryption code to generate a verification code, and the mobile device 10 can decode the encryption code into a verification code according to a pre-stored rule. For example, the pre-stored rules such as "0" corresponds to the English letter "A"; "1" corresponds to the English letter "B"; "2" corresponds to the English letter "C"; "25" corresponds to the English letter "Z", etc. And so on. Therefore, when the encryption code is "21.4.17.8", the mobile device 10 can decode the encryption code into a verification code of "VERI". The aforementioned pre-stored rules are only examples. Numbers corresponding to English letters can also be "25" corresponding to English letters "A"; "24" corresponds to English letters "B"; "23" corresponds to English letters "C"; "0" corresponds to English The letter "Z" and so on, or the encryption code is presented in English letters, and the verification code is presented in numbers. The mobile device 10 can also use arithmetic symbols, Roman numerals, colors, or multiple combinations thereof as encryption codes and verification codes, or use hash operations as pre-stored rules to decode encryption codes into verification codes. There are no restrictions on the pre-stored rules, the correspondence between the encryption code and the verification code, and the way the mobile device 10 decodes the encryption code.

Please continue to refer to step S205: output the verification code to the bank server.

After the mobile device 10 decodes the verification message to generate a verification code (step S204), the mobile device 10 will output the verification code to the bank server 20.

Step S206: Determine whether the verification code corresponds to the verification message.

That is, the bank server 20 determines whether the verification code received from the mobile device 10 corresponds to the previously output encryption code.

When the bank server 20 determines that the verification code received from the mobile device 10 does not correspond to the previously output encryption code, the bank server 20 executes step S207: recording error data.

That is, the bank server 20 determines whether the mobile device 10 is an authentication device based on the verification code and the encryption code. When the bank server 20 determines that the verification code does not correspond to the previously output encryption code, it means that the verification message output by the bank server 20 may have been intercepted by someone interested. Therefore, the bank server 20 records the error data for the bank staff or even For inspection by procuratorial units, the bank server 20 records the wrong data and can also be used to output a verification message containing multiple verification codes to the mobile device 10 when another reward redemption order from the mobile device 10 is received for more stringent verification. For example, the error record is the number of the mobile device 10, the account password of the bank application corresponding to the mobile device 10, and the coordinate position output by the mobile device 10 when outputting the reward instruction.

Please continue to refer to step S206. When the bank server 20 determines that the verification code corresponds to the verification message, the bank server 20 can proceed to step S30: output the identity verification data of the corresponding verification device to the awarding agency server for the awarding agency server The device verifies the identity verification data and transfers the winning amount to the financial account associated with the identity verification data when the identity verification data is verified.

Please refer to FIG. 1 and FIG. 4 together. FIG. 4 is a schematic diagram of the data transmission sequence between the mobile device and the bank server according to an embodiment of the present invention.

In detail, the mobile device 10 outputs the award instruction CmdR to the bank server 20 after receiving the award instruction CmdR from the user.

Then, the bank server 20 starts to execute the security control program after receiving the reward redemption instruction CmdR. That is, the bank server 20 generates the verification message Msg according to the received reward command CmdR, and the verification message Msg includes the encrypted code EC and the command keyword CmdK.

After receiving the verification message Msg, the mobile device 10 continues to execute the security control procedure. That is, the mobile device 10 first determines whether the command keyword CmdK corresponds to the previously output award command CmdR, so that the mobile device 10 uses the command keyword CmdK to determine whether the bank server 20 receives the correct award command CmdR. And the mobile device 10 can directly instruct whether the keyword CmdK corresponds to the reward command CmdR, instead of presenting the command keyword CmdK on the mobile device 10, but the mobile device 10 can also present the received command keyword CmdK for the user For reference, the present invention does not limit whether the mobile device 10 presents the command keyword CmdK.

After the mobile device 10 determines that the command keyword CmdK corresponds to the previously output award command CmdR, the mobile device 10 further decodes the encrypted code EC of the verification message Msg to generate a verification code VC, and outputs the verification code VC to the bank server 20 , For the bank server 20 to determine whether the mobile device 10 is an authenticated device, and when the bank server 20 determines that the mobile device 10 is an authenticated device, it outputs the identity verification data corresponding to the authentication device (mobile device 10) to the prize redemption The agency server is used for the awarding agency server to verify the identity verification data to transfer the winning amount to the financial account associated with the identity verification data. In addition, after the bank server 20 determines that the financial account associated with the identity verification data has received the winning amount, it can output a reward redemption completion notification to the mobile device 10 to inform the user that the reward redemption has been completed.

In summary, according to the reward redemption system shown in one or more embodiments of the present invention, when a user executes a payment transaction with a financial account corresponding to the bank server, and the invoice of the transaction wins, the user only needs to enter The award instruction can transfer the winning amount of the invoice to the financial account where the payment transaction is executed, so as to eliminate the need for manual verification procedures each time the award is redeemed. In addition, according to the reward redemption system shown in one or more embodiments of the present invention, the mobile device and the bank server can be verified to verify each other's proper conduct, and the verified data can be checked during the verification process. Intercept or leak to strengthen the security of the data in the verification process, and when it is discovered that the data may be leaked, relevant records can be kept for the bank or the police unit to check.

Although the present invention is disclosed in the foregoing embodiments as above, it is not intended to limit the present invention. Without departing from the spirit and scope of this new model, all changes and modifications made are within the scope of patent protection of this new model. For the scope of protection defined by this model, please refer to the attached scope of patent application.

10: Mobile device 20: Bank server Msg: Verification message EC: Encryption code VC: Verification code CmdR: Redemption instruction CmdK: Command keyword

Fig. 1 is a block diagram of a prize redemption system according to an embodiment of the present invention. Fig. 2 is a flowchart of a prize redemption method according to an embodiment of the present invention. FIG. 3 is a flowchart of a safety control program drawn according to an embodiment of the present invention. 4 is a schematic diagram of the data transmission sequence between the mobile device and the bank server according to an embodiment of the present invention.

10: Mobile device

20: Bank server

Claims (5)

A prize redemption system includes: a mobile device for outputting a prize redemption instruction after receiving a winning notification; and a bank server, which is communicatively connected to the mobile device to receive the prize redemption instruction, and the bank server is used for receiving After the reward instruction is received, it is determined whether the mobile device is an authentication device according to the result of a security control program, and the bank server outputs an identity verification data corresponding to the authentication device when determining that the mobile device is the authentication device To the server of a reward redemption agency to output a reward completion notification. According to the award redemption system of claim 1, wherein the security control procedure is: the bank server outputs a verification message to the mobile device, and the mobile device determines that the verification message corresponds to the award instruction. Decoding to generate a verification code, the mobile device further outputs the verification code to the bank server, and the bank server determines that the mobile device is the verification device when determining that the verification code corresponds to the verification message. For example, in the award system of claim 2, wherein the verification message includes a command keyword, the mobile device determines that the verification message corresponds to the award instruction system: the mobile device determines that the command keyword corresponds to the award instruction. The reward system of claim 2, wherein the verification message includes an encryption code, and the mobile device decodes the verification message to generate the verification code: the mobile device decodes the encryption code into the verification code according to a pre-stored rule . The prize redemption system according to claim 1, wherein before the mobile device receives the winning notice, the bank server further pays fees from a financial account associated with the identity verification data based on a recurring payment item, and the mobile device Receipt of the winning notification means: the mobile device receives the winning notification corresponding to the regular payment item.

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