TWM596917U - Co-marketing recommendation system - Google Patents

Co-marketing recommendation system Download PDF

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TWM596917U
TWM596917U TW109202486U TW109202486U TWM596917U TW M596917 U TWM596917 U TW M596917U TW 109202486 U TW109202486 U TW 109202486U TW 109202486 U TW109202486 U TW 109202486U TW M596917 U TWM596917 U TW M596917U
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marketing
customer
product
information
preference classification
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TW109202486U
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Chinese (zh)
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杜文達
鄭如雯
曾馨儀
顏維良
鄭佳揚
陳宗銘
郭怡君
謝忠欽
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第一商業銀行股份有限公司
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一種協銷推薦系統,包含一交易伺服器及一行銷整合裝置。該交易伺服器接收來自該協銷客戶端的一協銷客戶轉帳資訊,並傳送至該行銷整合裝置。該行銷整合裝置判定該協銷客戶轉帳資訊的一收款帳號是否與多筆客戶資料的客戶帳號存在一匹配,且在判定出存在一匹配後,根據所匹配之客戶資料,利用一客戶社群網絡分群模型,產生一客戶分群結果,且利用一產品偏好分類模型,產生一產品偏好分類結果,再根據該客戶分群結果及該產品偏好分類結果,從多筆行銷活動資訊中決定出至少一目標行銷活動資訊。A cooperative marketing recommendation system includes a transaction server and a marketing integration device. The transaction server receives the transfer information of a co-sale customer from the co-sale client and sends it to the marketing integration device. The marketing integration device determines whether a collection account of the co-marketing customer transfer information matches a customer account of multiple customer data, and after determining that there is a match, utilizes a customer community based on the matched customer data The network grouping model generates a customer grouping result, and uses a product preference classification model to generate a product preference classification result, and then determines at least one target from multiple pieces of marketing activity information based on the customer grouping result and the product preference classification result Marketing activity information.

Description

協銷推薦系統Co-marketing recommendation system

本新型是有關於一種推薦系統,特別是指一種協銷推薦系統。This new type is about a recommendation system, especially a cooperative marketing recommendation system.

以往金融機構在進行產品行銷時,僅能以特定通路針對既有客戶進行推廣,為了使推廣對象不受限於既有客戶,金融機構利用協銷制度概念,以讓行銷活動不必再對既有客戶行銷卻能達到擴散的效果。In the past, when financial institutions carried out product marketing, they could only promote existing customers through specific channels. In order to make the promotion objects not limited to existing customers, financial institutions used the concept of co-marketing system to make marketing activities unnecessary. Customer marketing can achieve the effect of diffusion.

協銷制度概念為由一協銷客戶傳送金融機構的行銷活動資訊,若該客戶對該行銷活動資訊有興趣則達到間接推廣的目的。The concept of the co-marketing system is that a co-marketing customer transmits the marketing activity information of a financial institution. If the customer is interested in the marketing activity information, the purpose of indirect promotion is achieved.

然而,行銷活動推廣成效往往受限於客戶對該產品的需求度而有所不同,現在該協銷客戶並沒有有效的方式能獲得客戶的偏好,進而提供符合該客戶需求的行銷活動資訊。However, the effectiveness of marketing campaign promotion is often limited by the degree of customer demand for the product, and now the co-marketing customer does not have an effective way to obtain the customer's preference, and then provide marketing activity information that meets the customer's needs.

因此,本新型之目的,即在提供一種能有效獲得客戶的偏好的協銷推薦系統。Therefore, the purpose of the new model is to provide a collaborative marketing recommendation system that can effectively obtain customer preferences.

於是,本新型協銷推薦系統,經由一第一通訊網路連接一協銷客戶端,該協銷推薦系統包含一交易伺服器及一行銷整合裝置。Therefore, the new collaborative marketing recommendation system is connected to a collaborative marketing client via a first communication network. The collaborative marketing recommendation system includes a transaction server and a marketing integration device.

該交易伺服器經由該第一通訊網路連接該協銷客戶端,並接收來自該協銷客戶端的一協銷客戶轉帳資訊,該協銷客戶轉帳資訊包括一協銷客戶帳號、一轉帳金額,及一收款帳號。The transaction server connects to the co-marketing client via the first communication network, and receives a co-marketing client transfer information from the co-marketing client, the co-marketing client transfer information includes a co-marketing client account number, a transfer amount, and A collection account.

該行銷整合裝置儲存多筆分別對應多個客戶的客戶資料,並經由一第二通訊網路連接該交易伺服器,每一客戶資料包括一客戶帳號、至少一轉帳資訊、至少一行銷活動歷史參與資訊、至少一產品購買紀錄資訊,及多筆行銷活動資訊,該等客戶資料包括一相關於該協銷客戶端的協銷客戶資料,在接收到來自該交易伺服器的該協銷客戶轉帳資訊後,該行銷整合裝置判定該協銷客戶轉帳資訊的該收款帳號是否與該等客戶資料的該等客戶帳號存在一匹配,且在判定出該收款帳號與該等客戶資料的該等客戶帳號存在一匹配後,根據所匹配之客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用一用於將客戶進行分成多個不同群體的客戶社群網絡分群模型,產生一客戶分群結果,且利用一產品偏好分類模型,產生一產品偏好分類結果,該產品偏好分類包括多個產品類別及多個分別對應該等產品類別的機率,再根據該客戶分群結果及該產品偏好分類結果,從該等行銷活動資訊中決定出至少一目標行銷活動資訊,並傳送至該交易伺服器,以致該交易伺服器傳送該至少一目標行銷活動資訊至該協銷客戶端。The marketing integration device stores multiple pieces of customer data corresponding to multiple customers, and connects to the transaction server via a second communication network. Each customer data includes a customer account number, at least one transfer information, and at least one marketing activity history participation information , At least one product purchase record information, and multiple pieces of marketing activity information, such customer data includes a co-sale customer data related to the co-sale client, after receiving the co-sale customer transfer information from the transaction server, The marketing integration device determines whether there is a match between the collection account of the co-sale customer transfer information and the customer accounts of the customer data, and is determining that the collection account and the customer account of the customer data exist After a match, based on the matching customer data transfer information and marketing activity historical participation information, a customer social network grouping model for dividing customers into multiple different groups is generated to generate a customer grouping result and use a product The preference classification model generates a product preference classification result. The product preference classification includes multiple product categories and multiple probabilities corresponding to the product categories, and then based on the customer grouping results and the product preference classification results, from these marketing activities At least one target marketing activity information is determined from the information and sent to the transaction server, so that the transaction server sends the at least one target marketing activity information to the co-marketing client.

本新型之功效在於:藉由該行銷整合裝置根據所匹配之客戶資料利用該客戶社群網絡分群模型及該產品偏好分類模型從該等行銷活動資訊中決定出符合客戶需求的該至少一目標行銷活動資訊。The function of the present invention lies in that the marketing integration device determines the at least one target marketing that meets the needs of customers from the marketing activity information by using the customer social network grouping model and the product preference classification model according to the matched customer data Activity Information.

參閱圖1,本新型協銷推薦系統的一實施例,包含一交易伺服器11、一行銷整合裝置12,及一建模裝置13。Referring to FIG. 1, an embodiment of the new cooperative marketing recommendation system includes a transaction server 11, a line marketing integration device 12, and a modeling device 13.

該交易伺服器11經由一第一通訊網路100連接一協銷客戶端101。值得注意的是,該第一通訊網路100例如為網際網路,但不以此為限。The transaction server 11 is connected to a co-marketing client 101 via a first communication network 100. It is worth noting that the first communication network 100 is, for example, the Internet, but it is not limited thereto.

該行銷整合裝置12經由該第一通訊網路100連接該交易伺服器11,並儲存多筆分別對應多個客戶的客戶資料,每一客戶資料包括一客戶帳號、至少一轉帳資訊、至少一行銷活動歷史參與資訊、至少一產品購買紀錄資訊,及多筆行銷活動資訊,該等客戶資料包括一相關於該協銷客戶端101的協銷客戶資料。每一產品購買紀錄資訊包括一購買產品類別、一購買金額,及一產品餘額,其中該產品餘額是指某特定產品在某時間點的產品餘額,而某時間點可定義為每月月底日或其他連續時間,但不以此為限。The marketing integration device 12 is connected to the transaction server 11 via the first communication network 100, and stores multiple pieces of customer data corresponding to multiple customers, each customer data includes a customer account number, at least one transfer information, and at least one marketing activity Historical participation information, at least one product purchase record information, and multiple pieces of marketing activity information. The customer data includes a co-marketing customer data related to the co-marketing client 101. Each product purchase record information includes a purchased product category, a purchase amount, and a product balance, where the product balance refers to the product balance of a specific product at a certain point in time, and a certain point in time can be defined as the end of each month or Other continuous time, but not limited to this.

該建模裝置13經由一第二通訊網路102連接該行銷整合裝置12,並儲存多筆客戶社群網絡分群模型訓練資料及多筆產品偏好分類模型訓練資料,每一客戶社群網絡分群模型訓練資料包括一訓練轉帳資訊及至少一訓練行銷活動資訊,每一產品偏好分類模型訓練資料包括多個分別對應多個產品類別的訓練分數及該等產品類別之其中一者。值得注意的是,該第二通訊網路102例如為企業內部網路,每一產品購買紀錄資訊所包括的購買產品類別為該等產品類別之其中一者,該等產品類別例如為外匯活存、外匯定存、基金、保險、黃金存摺、信用卡,及信貸等產品類別,但不以此為限。要再注意的是,在其他實施方式中,每一產品偏好分類模型訓練資料還包括一客戶基本資料、一通路行為,及一客群標籤,其中該客戶基本資料例如包括年齡、性別、職業、居住地,及年收入,該通路行為例如為銀行分行使用金額與次數,或銀行自動提款機使用金額與次數,該客群標籤例如為薪轉戶註記、網銀使用註記,或活動戶註記,但不以此為限。The modeling device 13 is connected to the marketing integration device 12 via a second communication network 102, and stores multiple pieces of customer social network group model training data and multiple pieces of product preference classification model training data, and each customer social network group model training The data includes training transfer information and at least one training marketing activity information. Each product preference classification model training data includes multiple training scores corresponding to multiple product categories and one of these product categories. It is worth noting that the second communication network 102 is, for example, an enterprise intranet, and the purchase product category included in each product purchase record information is one of these product categories, such as foreign exchange survival, Product categories such as fixed foreign exchange deposits, funds, insurance, gold passbooks, credit cards, and credits, but not limited to this. It should be further noted that in other embodiments, each product preference classification model training data also includes a customer basic data, a channel behavior, and a customer group label, where the customer basic data includes, for example, age, gender, occupation, Place of residence, and annual income, the channel behavior is, for example, the amount and frequency of bank branch use, or the amount and frequency of bank ATM use, and the customer group label is, for example, payroll transfer notes, online banking use notes, or active account notes, But not limited to this.

參閱圖1與圖2,將說明本新型協銷推薦系統的該實施例所執行的之一建模程序的步驟流程。Referring to FIG. 1 and FIG. 2, a step flow of a modeling program executed by this embodiment of the new cooperative marketing recommendation system will be described.

在步驟21中,該建模裝置13根據該等客戶社群網絡分群模型訓練資料,利用一非監督式機器學習演算法,產生一用於將客戶進行分成多個不同群體的客戶社群網絡分群模型,並將該客戶社群網絡分群模型傳送至該行銷整合裝置12。值得注意的是,該非監督式機器學習演算法例如包括主成分分析(Principal component analysis)或集群分析(Clustering),但不以此為限。In step 21, the modeling device 13 uses an unsupervised machine learning algorithm to generate a customer social network group for dividing customers into multiple different groups based on the training data of the customer social network group models Model, and send the customer social network grouping model to the marketing integration device 12. It is worth noting that the unsupervised machine learning algorithm includes, for example, Principal component analysis (Principal component analysis) or cluster analysis (Clustering), but not limited to this.

在步驟22中,該建模裝置13根據該等產品偏好分類模型訓練資料,利用一監督式機器學習演算法,產生一產品偏好分類模型,並將該產品偏好分類模型傳送至該行銷整合裝置12。值得注意的是,該監督式機器學習演算法例如包括隨機森林(Random forest)演算法,但不以此為限。In step 22, the modeling device 13 uses a supervised machine learning algorithm to generate a product preference classification model based on the product preference classification model training data, and transmits the product preference classification model to the marketing integration device 12 . It is worth noting that the supervised machine learning algorithm includes, for example, a random forest algorithm, but not limited to this.

要特別注意的是,在本實施例中,步驟21在步驟22之前,但在其他實施方式中,步驟22可在步驟21之前,或是同時進行,不以此為限。It should be particularly noted that, in this embodiment, step 21 is before step 22, but in other embodiments, step 22 may be performed before step 21 or simultaneously, and is not limited to this.

參閱圖1、3,將說明本新型協銷推薦系統的該實施例所執行的之一協銷程序的步驟流程。Referring to Figs. 1 and 3, a step flow of a co-marketing program executed by this embodiment of the new co-marketing recommendation system will be described.

在步驟31中,該協銷客戶端101傳送一協銷客戶轉帳資訊至該交易伺服器11,該協銷客戶轉帳資訊相關於該協銷客戶端101轉帳給一使用端(圖未示)的轉帳資訊,並包括一協銷客戶帳號、一轉帳金額,及一收款帳號。In step 31, the affiliate client 101 transmits an affiliate client transfer information to the transaction server 11, the affiliate client transfer information is related to the affiliate client 101 transfer to a user (not shown) Transfer information, including a co-sale customer account, a transfer amount, and a collection account.

在步驟32中,該交易伺服器11將該協銷客戶轉帳資訊傳送至該行銷整合裝置12。In step 32, the transaction server 11 transmits the co-sale customer transfer information to the marketing integration device 12.

在步驟33中,該行銷整合裝置12判定該協銷客戶轉帳資訊的該收款帳號是否與該等客戶資料的該等客戶帳號存在一匹配。當該行銷整合裝置12判定出該協銷客戶轉帳資訊的該收款帳號與該等客戶資料的該等客戶帳號存在一匹配時,流程進行步驟34;而當該行銷整合裝置12判定出該協銷客戶轉帳資訊的該收款帳號與該等客戶資料的該等客戶帳號不存在一匹配時,則流程進行步驟36。In step 33, the marketing integration device 12 determines whether there is a match between the collection account number of the co-marketing customer transfer information and the customer account numbers of the customer data. When the marketing integration device 12 determines that there is a match between the collection account number of the co-marketing customer transfer information and the customer accounts of the customer data, the process proceeds to step 34; and when the marketing integration device 12 determines the cooperation If there is no match between the payment account number of the customer transfer information and the customer account information of the customer information, the process proceeds to step 36.

在步驟34中,該行銷整合裝置12根據所匹配之客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用該客戶社群網絡分群模型,產生一客戶分群結果。In step 34, the marketing integration device 12 uses the customer social network grouping model to generate a customer grouping result based on the matching customer data transfer information and marketing activity history participation information.

在步驟35中,該行銷整合裝置12根據所匹配之客戶資料的產品購買紀錄資訊,利用該產品偏好分類模型,產生一產品偏好分類結果,該產品偏好分類包括該等產品類別及多個分別對應該等產品類別的機率。In step 35, the marketing integration device 12 generates a product preference classification result using the product preference classification model based on the product purchase record information of the matched customer data. The product preference classification includes the product categories and multiple Should wait for the probability of the product category.

搭配參閱圖4,步驟35還包括子步驟351、352,以下說明步驟35的子步驟。Referring to FIG. 4 together, step 35 further includes sub-steps 351 and 352. The sub-steps of step 35 are described below.

在步驟351中,該行銷整合裝置12根據所匹配之客戶資料的產品購買紀錄資訊,獲得多個分別對應該等產品類別的類別分數。值得注意的是,在本實施例中,該等類別分數是由一預設模型獲得,該預設模型依相似客戶各欄位權重給定該等類別分數,但不以此為限。In step 351, the marketing integration device 12 obtains a plurality of category scores corresponding to the product categories according to the product purchase record information of the matched customer data. It is worth noting that, in this embodiment, the category scores are obtained by a preset model. The preset model gives the category scores according to the weight of each field of similar customers, but not limited to this.

在步驟352中,該行銷整合裝置12根據該等類別分數,利用該產品偏好分類模型,產生該產品偏好分類結果。In step 352, the marketing integration device 12 uses the product preference classification model according to the category scores to generate the product preference classification result.

要特別注意的是,在其他實施方式中,每一客戶資料還包括一客戶基本資料、一通路行為,及一客群標籤,該行銷整合裝置12還根據所匹配之客戶資料的客戶基本資料、通路行為,及客群標籤,利用該產品偏好分類模型,產生該產品偏好分類結果。It should be particularly noted that, in other embodiments, each customer profile also includes a customer basic profile, a channel behavior, and a customer group tag. The marketing integration device 12 also uses the customer basic profile of the matched customer profile, The channel behavior, and the customer group label, use the product preference classification model to generate the product preference classification result.

在步驟36中,該行銷整合裝置12根據該協銷客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用該客戶社群網絡分群模型,產生一客戶分群結果。In step 36, the marketing integration device 12 generates a customer grouping result using the customer social network grouping model based on the transfer information of the co-marketing customer data and the history participation information of the marketing activity.

在步驟37中,該行銷整合裝置12根據該協銷客戶資料的產品購買紀錄資訊,利用該產品偏好分類模型,產生一產品偏好分類結果。值得注意的是,步驟36、37表示若該行銷整合裝置12未儲存有對應該收款帳號的客戶資料,則依同群相近的原理,以該協銷客戶資料代替。In step 37, the marketing integration device 12 generates a product preference classification result using the product preference classification model based on the product purchase record information of the co-marketing customer data. It is worth noting that steps 36 and 37 indicate that if the marketing integration device 12 does not store customer data corresponding to the payment account number, it will be replaced with the co-marketing customer data according to the principle of similar groups.

搭配參閱圖5,步驟37還包括子步驟371、372,以下說明步驟37的子步驟。Referring to FIG. 5 together, step 37 further includes sub-steps 371 and 372. The sub-steps of step 37 are described below.

在步驟371中,該行銷整合裝置12根據該協銷客戶資料的產品購買紀錄資訊,獲得多個分別對應該等產品類別的類別分數。值得注意的是,在本實施例中,類似於步驟351,該等類別分數是由該預設模型獲得,該預設模型依相似客戶各欄位權重給定該等類別分數,但不以此為限。In step 371, the marketing integration device 12 obtains a plurality of category scores corresponding to the product categories based on the product purchase record information of the co-marketing customer data. It is worth noting that, in this embodiment, similar to step 351, the category scores are obtained by the default model. The default model gives the category scores based on the weights of similar customer fields. Limited.

在步驟372中,該行銷整合裝置12根據該等類別分數,利用該產品偏好分類模型,產生該產品偏好分類結果。In step 372, the marketing integration device 12 uses the product preference classification model according to the category scores to generate the product preference classification result.

要特別注意的是,在其他實施方式中,該協銷客戶資料還包括一協銷客戶基本資料、一協銷通路行為,及一協銷客群標籤,該行銷整合裝置12還根據該協銷客戶資料的協銷客戶基本資料、協銷通路行為,及協銷客群標籤,利用該產品偏好分類模型,產生該產品偏好分類結果。It should be particularly noted that, in other embodiments, the co-marketing customer data also includes a co-marketing customer basic data, a co-marketing channel behavior, and a co-marketing customer group label, and the marketing integration device 12 is also based on the co-marketing The basic information of the co-sales customer, the behavior of the co-sales channel, and the label of the co-sales customer group of the customer data, using the product preference classification model, to generate the product preference classification result.

要再注意的是,在本實施例中,步驟34在步驟35之前,步驟36在步驟37之前,在其他實施方式中,步驟34可在步驟35之後或同時進行,步驟36可在步驟37之後或同時進行,不以此為限。It should be further noted that in this embodiment, step 34 is before step 35, step 36 is before step 37, in other embodiments, step 34 can be performed after step 35 or at the same time, step 36 can be after step 37 Or at the same time, not limited to this.

在步驟35或步驟37之後的步驟38中,該行銷整合裝置12根據該客戶分群結果及該產品偏好分類結果,從該等行銷活動資訊中決定出至少一目標行銷活動資訊,並將該至少一目標行銷活動資訊傳送至該交易伺服器11。In step 38 after step 35 or step 37, the marketing integration device 12 determines at least one target marketing activity information from the marketing activity information based on the customer grouping result and the product preference classification result, and combines the at least one The target marketing activity information is sent to the transaction server 11.

在步驟39中,該交易伺服器11將該至少一目標行銷活動資訊傳送至該協銷客戶端101,以致該協銷客戶端101傳送一轉帳通及該至少一目標行銷活動資訊至該使用端。In step 39, the transaction server 11 transmits the at least one target marketing activity information to the co-marketing client 101, so that the co-marketing client 101 transmits a transfer account and the at least one target marketing activity information to the user terminal .

值得注意的是,該使用端可根據該至少一目標行銷活動資訊被導引至一行銷網頁,且該行銷整合裝置12會接收到一相關於該行銷網頁的網頁伺服器的回饋訊息,該行銷整合裝置12以根據該回饋訊息建立相關於該使用端的客戶資料。It is worth noting that the user terminal can be directed to a marketing webpage based on the at least one target marketing activity information, and the marketing integration device 12 will receive a feedback message from a web server related to the marketing webpage. The integration device 12 creates customer data related to the user terminal according to the feedback message.

綜上所述,本新型協銷推薦系統,藉由該行銷整合裝置12根據所匹配之客戶資料或該協銷客戶資料,利用該客戶社群網絡分群模型及該產品偏好分類模型,產生該客戶分群結果及該產品偏好分類結果,並根據該客戶分群結果及該產品偏好分類結果,從該等行銷活動資訊中決定出符合客戶需求的該至少一目標行銷活動資訊,故確實能達成本新型的目的。In summary, the new collaborative marketing recommendation system uses the marketing integration device 12 to generate the customer by using the customer social network clustering model and the product preference classification model based on the matched customer data or the collaborative customer data The grouping result and the product preference classification result, and based on the customer grouping result and the product preference classification result, the at least one target marketing activity information that meets the customer's needs is determined from the marketing activity information, so it is indeed possible to achieve a new type of cost purpose.

惟以上所述者,僅為本新型之實施例而已,當不能以此限定本新型實施之範圍,凡是依本新型申請專利範圍及專利說明書內容所作之簡單的等效變化與修飾,皆仍屬本新型專利涵蓋之範圍內。However, the above are only examples of the new model. When the scope of the new model cannot be limited by this, any simple equivalent changes and modifications made according to the patent application scope and patent specification content of the new model are still regarded as Within the scope of this new patent.

1:協銷推薦系統 11:交易伺服器 12:行銷整合裝置 13:建模裝置 100:第一通訊網路 101:協銷客戶端 102:第二通訊網路 21、22:步驟 31~39:步驟 351、352:步驟 371、372:步驟 1: Co-marketing recommendation system 11: Transaction server 12: Marketing integration device 13: Modeling device 100: the first communication network 101: Co-marketing client 102: Second communication network 21, 22: steps 31~39: Step 351, 352: steps 371, 372: steps

本新型之其他的特徵及功效,將於參照圖式的實施方式中清楚地呈現,其中: 圖1是一方塊圖,說明本新型協銷推薦系統的一實施例; 圖2是一流程圖,說明如何實施本新型協銷推薦系統的該實施例的一建模程序; 圖3是一流程圖,說明如何實施本新型協銷推薦系統的該實施例的一協銷程序; 圖4是一流程圖,輔助說明圖3的步驟35之子步驟;及 圖5是一流程圖,輔助說明圖3的步驟37之子步驟。 Other features and functions of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: FIG. 1 is a block diagram illustrating an embodiment of the new cooperative marketing recommendation system; FIG. 2 is a flowchart illustrating how to implement a modeling procedure of this embodiment of the new co-marketing recommendation system; FIG. 3 is a flowchart illustrating how to implement a co-marketing program of this embodiment of the new co-marketing recommendation system; 4 is a flowchart to assist in explaining the sub-steps of step 35 of FIG. 3; and FIG. 5 is a flowchart to assist in explaining the sub-steps of step 37 of FIG. 3.

1:協銷推薦系統 1: Co-marketing recommendation system

11:交易伺服器 11: Transaction server

12:行銷整合裝置 12: Marketing integration device

13:建模裝置 13: Modeling device

100:第一通訊網路 100: the first communication network

101:協銷客戶端 101: Co-marketing client

102:第二通訊網路 102: Second communication network

Claims (5)

一種協銷推薦系統,經由一第一通訊網路連接一協銷客戶端,該系統包含: 一交易伺服器,經由該第一通訊網路連接該協銷客戶端,接收來自該協銷客戶端的一協銷客戶轉帳資訊,該協銷客戶轉帳資訊包括一協銷客戶帳號、一轉帳金額,及一收款帳號; 一行銷整合裝置,儲存多筆分別對應多個客戶的客戶資料,並經由一第二通訊網路連接該交易伺服器,每一客戶資料包括一客戶帳號、至少一轉帳資訊、至少一行銷活動歷史參與資訊、至少一產品購買紀錄資訊,及多筆行銷活動資訊,該等客戶資料包括一相關於該協銷客戶端的協銷客戶資料,在接收到來自該交易伺服器的該協銷客戶轉帳資訊後,判定該協銷客戶轉帳資訊的該收款帳號是否與該等客戶資料的該等客戶帳號存在一匹配,且在判定出該收款帳號與該等客戶資料的該等客戶帳號存在一匹配後,根據所匹配之客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用一用於將客戶進行分成多個不同群體的客戶社群網絡分群模型,產生一客戶分群結果,且利用一產品偏好分類模型,產生一產品偏好分類結果,該產品偏好分類包括多個產品類別及多個分別對應該等產品類別的機率,再根據該客戶分群結果及該產品偏好分類結果,從該等行銷活動資訊中決定出至少一目標行銷活動資訊,並傳送至該交易伺服器,以致該交易伺服器傳送該至少一目標行銷活動資訊至該協銷客戶端。 A cooperative marketing recommendation system is connected to a cooperative marketing client via a first communication network. The system includes: A transaction server, connected to the co-branding client via the first communication network, receiving a co-branding client transfer information from the co-branding client, the co-branding client transfer information including a co-branding client account number, a transfer amount, and A collection account; A marketing integration device that stores multiple customer data corresponding to multiple customers and connects to the transaction server via a second communication network. Each customer data includes a customer account number, at least one transfer information, and at least one marketing activity history participation Information, at least one product purchase record information, and multiple pieces of marketing activity information, such customer information includes a co-sale customer data related to the co-sale client, after receiving the co-sale customer transfer information from the transaction server , Determine whether the collection account number of the co-sale customer transfer information has a match with the customer accounts of the customer data, and after determining that there is a match between the collection account number and the customer accounts of the customer data , Based on the transfer information of the matching customer data and the historical participation information of marketing activities, using a customer social network grouping model for dividing customers into multiple different groups, generating a customer grouping result, and using a product preference classification model , A product preference classification result is generated, the product preference classification includes multiple product categories and multiple probabilities corresponding to the product categories, and then determined from the marketing activity information based on the customer grouping result and the product preference classification result At least one target marketing activity information is output and transmitted to the transaction server, so that the transaction server transmits the at least one target marketing activity information to the co-marketing client. 如請求項1所述的協銷推薦系統,其中,該行銷整合裝置在判定出該協銷客戶轉帳資訊的該收款帳號與該等客戶資料的該等客戶帳號不存在一匹配後,根據該協銷客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用該客戶社群網絡分群模型,產生一客戶分群結果,且根據該協銷客戶資料的產品購買紀錄資訊,利用一產品偏好分類模型,產生一產品偏好分類結果,該產品偏好分類包括多個產品類別及多個分別對應該等產品類別的機率。The co-marketing recommendation system as described in claim 1, wherein the marketing integration device determines that there is no match between the collection account number of the co-marketing customer transfer information and the client accounts of the client data, according to the The transfer information of the co-marketing customer data and the historical participation information of marketing activities, use the customer social network grouping model to generate a customer grouping result, and according to the product purchase record information of the co-marketing customer data, use a product preference classification model to generate A product preference classification result. The product preference classification includes multiple product categories and multiple probabilities corresponding to the product categories, respectively. 如請求項1或2所述的,其中,如請求項1所述的協銷推薦系統,其中,該行銷整合裝置係根據所匹配之客戶資料的產品購買紀錄資訊,獲得多個分別對應該等產品類別的類別分數,再根據該等類別分數,利用該產品偏好分類模型,產生該產品偏好分類結果。As described in claim 1 or 2, wherein the co-marketing recommendation system described in claim 1, wherein the marketing integration device obtains a plurality of products corresponding to the product purchase record information based on the matched customer data The category score of the product category, and then based on the category score, use the product preference classification model to generate the product preference classification result. 如請求項1所述的協銷推薦系統,還包含: 一建模裝置,儲存多筆客戶社群網絡分群模型訓練資料,經由該第二通訊網路與該行銷整合裝置連接,每一客戶社群網絡分群模型訓練資料包括一訓練轉帳資訊及至少一訓練行銷活動資訊,根據該等客戶社群網絡分群模型訓練資料,利用一非監督式機器學習演算法,產生該客戶社群網絡分群模型,並將該客戶社群網絡分群模型傳送至該行銷整合裝置。 The co-marketing recommendation system as described in claim 1, further includes: A modeling device that stores multiple pieces of customer social network grouping model training data, and is connected to the marketing integration device via the second communication network. Each customer social network grouping model training data includes a training transfer information and at least one training marketing Event information, based on the training data of these customer social network cluster models, uses an unsupervised machine learning algorithm to generate the customer social network cluster model, and transmits the customer social network cluster model to the marketing integration device. 如請求項1所述的協銷推薦系統,還包含: 一建模裝置,儲存多筆產品偏好分類模型訓練資料,經由該第二通訊網路與該行銷整合裝置連接,每一產品偏好分類模型訓練資料包括多個分別對應該等產品類別的訓練分數及該等產品類別之其中一者,根據該等產品偏好分類模型訓練資料,利用一監督式機器學習演算法,產生該產品偏好分類模型,並將該產品偏好分類模型傳送至該行銷整合裝置。 The co-marketing recommendation system as described in claim 1, further includes: A modeling device that stores multiple pieces of product preference classification model training data and is connected to the marketing integration device via the second communication network. Each product preference classification model training data includes a plurality of training scores corresponding to the product categories and the One of the product categories, etc., based on the training data of the product preference classification model, uses a supervised machine learning algorithm to generate the product preference classification model, and transmits the product preference classification model to the marketing integration device.
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