TWM596917U - Co-marketing recommendation system - Google Patents
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一種協銷推薦系統,包含一交易伺服器及一行銷整合裝置。該交易伺服器接收來自該協銷客戶端的一協銷客戶轉帳資訊,並傳送至該行銷整合裝置。該行銷整合裝置判定該協銷客戶轉帳資訊的一收款帳號是否與多筆客戶資料的客戶帳號存在一匹配,且在判定出存在一匹配後,根據所匹配之客戶資料,利用一客戶社群網絡分群模型,產生一客戶分群結果,且利用一產品偏好分類模型,產生一產品偏好分類結果,再根據該客戶分群結果及該產品偏好分類結果,從多筆行銷活動資訊中決定出至少一目標行銷活動資訊。A cooperative marketing recommendation system includes a transaction server and a marketing integration device. The transaction server receives the transfer information of a co-sale customer from the co-sale client and sends it to the marketing integration device. The marketing integration device determines whether a collection account of the co-marketing customer transfer information matches a customer account of multiple customer data, and after determining that there is a match, utilizes a customer community based on the matched customer data The network grouping model generates a customer grouping result, and uses a product preference classification model to generate a product preference classification result, and then determines at least one target from multiple pieces of marketing activity information based on the customer grouping result and the product preference classification result Marketing activity information.
Description
本新型是有關於一種推薦系統,特別是指一種協銷推薦系統。This new type is about a recommendation system, especially a cooperative marketing recommendation system.
以往金融機構在進行產品行銷時,僅能以特定通路針對既有客戶進行推廣,為了使推廣對象不受限於既有客戶,金融機構利用協銷制度概念,以讓行銷活動不必再對既有客戶行銷卻能達到擴散的效果。In the past, when financial institutions carried out product marketing, they could only promote existing customers through specific channels. In order to make the promotion objects not limited to existing customers, financial institutions used the concept of co-marketing system to make marketing activities unnecessary. Customer marketing can achieve the effect of diffusion.
協銷制度概念為由一協銷客戶傳送金融機構的行銷活動資訊,若該客戶對該行銷活動資訊有興趣則達到間接推廣的目的。The concept of the co-marketing system is that a co-marketing customer transmits the marketing activity information of a financial institution. If the customer is interested in the marketing activity information, the purpose of indirect promotion is achieved.
然而,行銷活動推廣成效往往受限於客戶對該產品的需求度而有所不同,現在該協銷客戶並沒有有效的方式能獲得客戶的偏好,進而提供符合該客戶需求的行銷活動資訊。However, the effectiveness of marketing campaign promotion is often limited by the degree of customer demand for the product, and now the co-marketing customer does not have an effective way to obtain the customer's preference, and then provide marketing activity information that meets the customer's needs.
因此,本新型之目的,即在提供一種能有效獲得客戶的偏好的協銷推薦系統。Therefore, the purpose of the new model is to provide a collaborative marketing recommendation system that can effectively obtain customer preferences.
於是,本新型協銷推薦系統,經由一第一通訊網路連接一協銷客戶端,該協銷推薦系統包含一交易伺服器及一行銷整合裝置。Therefore, the new collaborative marketing recommendation system is connected to a collaborative marketing client via a first communication network. The collaborative marketing recommendation system includes a transaction server and a marketing integration device.
該交易伺服器經由該第一通訊網路連接該協銷客戶端,並接收來自該協銷客戶端的一協銷客戶轉帳資訊,該協銷客戶轉帳資訊包括一協銷客戶帳號、一轉帳金額,及一收款帳號。The transaction server connects to the co-marketing client via the first communication network, and receives a co-marketing client transfer information from the co-marketing client, the co-marketing client transfer information includes a co-marketing client account number, a transfer amount, and A collection account.
該行銷整合裝置儲存多筆分別對應多個客戶的客戶資料,並經由一第二通訊網路連接該交易伺服器,每一客戶資料包括一客戶帳號、至少一轉帳資訊、至少一行銷活動歷史參與資訊、至少一產品購買紀錄資訊,及多筆行銷活動資訊,該等客戶資料包括一相關於該協銷客戶端的協銷客戶資料,在接收到來自該交易伺服器的該協銷客戶轉帳資訊後,該行銷整合裝置判定該協銷客戶轉帳資訊的該收款帳號是否與該等客戶資料的該等客戶帳號存在一匹配,且在判定出該收款帳號與該等客戶資料的該等客戶帳號存在一匹配後,根據所匹配之客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用一用於將客戶進行分成多個不同群體的客戶社群網絡分群模型,產生一客戶分群結果,且利用一產品偏好分類模型,產生一產品偏好分類結果,該產品偏好分類包括多個產品類別及多個分別對應該等產品類別的機率,再根據該客戶分群結果及該產品偏好分類結果,從該等行銷活動資訊中決定出至少一目標行銷活動資訊,並傳送至該交易伺服器,以致該交易伺服器傳送該至少一目標行銷活動資訊至該協銷客戶端。The marketing integration device stores multiple pieces of customer data corresponding to multiple customers, and connects to the transaction server via a second communication network. Each customer data includes a customer account number, at least one transfer information, and at least one marketing activity history participation information , At least one product purchase record information, and multiple pieces of marketing activity information, such customer data includes a co-sale customer data related to the co-sale client, after receiving the co-sale customer transfer information from the transaction server, The marketing integration device determines whether there is a match between the collection account of the co-sale customer transfer information and the customer accounts of the customer data, and is determining that the collection account and the customer account of the customer data exist After a match, based on the matching customer data transfer information and marketing activity historical participation information, a customer social network grouping model for dividing customers into multiple different groups is generated to generate a customer grouping result and use a product The preference classification model generates a product preference classification result. The product preference classification includes multiple product categories and multiple probabilities corresponding to the product categories, and then based on the customer grouping results and the product preference classification results, from these marketing activities At least one target marketing activity information is determined from the information and sent to the transaction server, so that the transaction server sends the at least one target marketing activity information to the co-marketing client.
本新型之功效在於:藉由該行銷整合裝置根據所匹配之客戶資料利用該客戶社群網絡分群模型及該產品偏好分類模型從該等行銷活動資訊中決定出符合客戶需求的該至少一目標行銷活動資訊。The function of the present invention lies in that the marketing integration device determines the at least one target marketing that meets the needs of customers from the marketing activity information by using the customer social network grouping model and the product preference classification model according to the matched customer data Activity Information.
參閱圖1,本新型協銷推薦系統的一實施例,包含一交易伺服器11、一行銷整合裝置12,及一建模裝置13。Referring to FIG. 1, an embodiment of the new cooperative marketing recommendation system includes a
該交易伺服器11經由一第一通訊網路100連接一協銷客戶端101。值得注意的是,該第一通訊網路100例如為網際網路,但不以此為限。The
該行銷整合裝置12經由該第一通訊網路100連接該交易伺服器11,並儲存多筆分別對應多個客戶的客戶資料,每一客戶資料包括一客戶帳號、至少一轉帳資訊、至少一行銷活動歷史參與資訊、至少一產品購買紀錄資訊,及多筆行銷活動資訊,該等客戶資料包括一相關於該協銷客戶端101的協銷客戶資料。每一產品購買紀錄資訊包括一購買產品類別、一購買金額,及一產品餘額,其中該產品餘額是指某特定產品在某時間點的產品餘額,而某時間點可定義為每月月底日或其他連續時間,但不以此為限。The
該建模裝置13經由一第二通訊網路102連接該行銷整合裝置12,並儲存多筆客戶社群網絡分群模型訓練資料及多筆產品偏好分類模型訓練資料,每一客戶社群網絡分群模型訓練資料包括一訓練轉帳資訊及至少一訓練行銷活動資訊,每一產品偏好分類模型訓練資料包括多個分別對應多個產品類別的訓練分數及該等產品類別之其中一者。值得注意的是,該第二通訊網路102例如為企業內部網路,每一產品購買紀錄資訊所包括的購買產品類別為該等產品類別之其中一者,該等產品類別例如為外匯活存、外匯定存、基金、保險、黃金存摺、信用卡,及信貸等產品類別,但不以此為限。要再注意的是,在其他實施方式中,每一產品偏好分類模型訓練資料還包括一客戶基本資料、一通路行為,及一客群標籤,其中該客戶基本資料例如包括年齡、性別、職業、居住地,及年收入,該通路行為例如為銀行分行使用金額與次數,或銀行自動提款機使用金額與次數,該客群標籤例如為薪轉戶註記、網銀使用註記,或活動戶註記,但不以此為限。The
參閱圖1與圖2,將說明本新型協銷推薦系統的該實施例所執行的之一建模程序的步驟流程。Referring to FIG. 1 and FIG. 2, a step flow of a modeling program executed by this embodiment of the new cooperative marketing recommendation system will be described.
在步驟21中,該建模裝置13根據該等客戶社群網絡分群模型訓練資料,利用一非監督式機器學習演算法,產生一用於將客戶進行分成多個不同群體的客戶社群網絡分群模型,並將該客戶社群網絡分群模型傳送至該行銷整合裝置12。值得注意的是,該非監督式機器學習演算法例如包括主成分分析(Principal component analysis)或集群分析(Clustering),但不以此為限。In
在步驟22中,該建模裝置13根據該等產品偏好分類模型訓練資料,利用一監督式機器學習演算法,產生一產品偏好分類模型,並將該產品偏好分類模型傳送至該行銷整合裝置12。值得注意的是,該監督式機器學習演算法例如包括隨機森林(Random forest)演算法,但不以此為限。In
要特別注意的是,在本實施例中,步驟21在步驟22之前,但在其他實施方式中,步驟22可在步驟21之前,或是同時進行,不以此為限。It should be particularly noted that, in this embodiment,
參閱圖1、3,將說明本新型協銷推薦系統的該實施例所執行的之一協銷程序的步驟流程。Referring to Figs. 1 and 3, a step flow of a co-marketing program executed by this embodiment of the new co-marketing recommendation system will be described.
在步驟31中,該協銷客戶端101傳送一協銷客戶轉帳資訊至該交易伺服器11,該協銷客戶轉帳資訊相關於該協銷客戶端101轉帳給一使用端(圖未示)的轉帳資訊,並包括一協銷客戶帳號、一轉帳金額,及一收款帳號。In
在步驟32中,該交易伺服器11將該協銷客戶轉帳資訊傳送至該行銷整合裝置12。In
在步驟33中,該行銷整合裝置12判定該協銷客戶轉帳資訊的該收款帳號是否與該等客戶資料的該等客戶帳號存在一匹配。當該行銷整合裝置12判定出該協銷客戶轉帳資訊的該收款帳號與該等客戶資料的該等客戶帳號存在一匹配時,流程進行步驟34;而當該行銷整合裝置12判定出該協銷客戶轉帳資訊的該收款帳號與該等客戶資料的該等客戶帳號不存在一匹配時,則流程進行步驟36。In
在步驟34中,該行銷整合裝置12根據所匹配之客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用該客戶社群網絡分群模型,產生一客戶分群結果。In
在步驟35中,該行銷整合裝置12根據所匹配之客戶資料的產品購買紀錄資訊,利用該產品偏好分類模型,產生一產品偏好分類結果,該產品偏好分類包括該等產品類別及多個分別對應該等產品類別的機率。In
搭配參閱圖4,步驟35還包括子步驟351、352,以下說明步驟35的子步驟。Referring to FIG. 4 together,
在步驟351中,該行銷整合裝置12根據所匹配之客戶資料的產品購買紀錄資訊,獲得多個分別對應該等產品類別的類別分數。值得注意的是,在本實施例中,該等類別分數是由一預設模型獲得,該預設模型依相似客戶各欄位權重給定該等類別分數,但不以此為限。In
在步驟352中,該行銷整合裝置12根據該等類別分數,利用該產品偏好分類模型,產生該產品偏好分類結果。In
要特別注意的是,在其他實施方式中,每一客戶資料還包括一客戶基本資料、一通路行為,及一客群標籤,該行銷整合裝置12還根據所匹配之客戶資料的客戶基本資料、通路行為,及客群標籤,利用該產品偏好分類模型,產生該產品偏好分類結果。It should be particularly noted that, in other embodiments, each customer profile also includes a customer basic profile, a channel behavior, and a customer group tag. The
在步驟36中,該行銷整合裝置12根據該協銷客戶資料的轉帳資訊及行銷活動歷史參與資訊,利用該客戶社群網絡分群模型,產生一客戶分群結果。In
在步驟37中,該行銷整合裝置12根據該協銷客戶資料的產品購買紀錄資訊,利用該產品偏好分類模型,產生一產品偏好分類結果。值得注意的是,步驟36、37表示若該行銷整合裝置12未儲存有對應該收款帳號的客戶資料,則依同群相近的原理,以該協銷客戶資料代替。In step 37, the
搭配參閱圖5,步驟37還包括子步驟371、372,以下說明步驟37的子步驟。Referring to FIG. 5 together, step 37 further includes
在步驟371中,該行銷整合裝置12根據該協銷客戶資料的產品購買紀錄資訊,獲得多個分別對應該等產品類別的類別分數。值得注意的是,在本實施例中,類似於步驟351,該等類別分數是由該預設模型獲得,該預設模型依相似客戶各欄位權重給定該等類別分數,但不以此為限。In
在步驟372中,該行銷整合裝置12根據該等類別分數,利用該產品偏好分類模型,產生該產品偏好分類結果。In
要特別注意的是,在其他實施方式中,該協銷客戶資料還包括一協銷客戶基本資料、一協銷通路行為,及一協銷客群標籤,該行銷整合裝置12還根據該協銷客戶資料的協銷客戶基本資料、協銷通路行為,及協銷客群標籤,利用該產品偏好分類模型,產生該產品偏好分類結果。It should be particularly noted that, in other embodiments, the co-marketing customer data also includes a co-marketing customer basic data, a co-marketing channel behavior, and a co-marketing customer group label, and the
要再注意的是,在本實施例中,步驟34在步驟35之前,步驟36在步驟37之前,在其他實施方式中,步驟34可在步驟35之後或同時進行,步驟36可在步驟37之後或同時進行,不以此為限。It should be further noted that in this embodiment,
在步驟35或步驟37之後的步驟38中,該行銷整合裝置12根據該客戶分群結果及該產品偏好分類結果,從該等行銷活動資訊中決定出至少一目標行銷活動資訊,並將該至少一目標行銷活動資訊傳送至該交易伺服器11。In step 38 after
在步驟39中,該交易伺服器11將該至少一目標行銷活動資訊傳送至該協銷客戶端101,以致該協銷客戶端101傳送一轉帳通及該至少一目標行銷活動資訊至該使用端。In
值得注意的是,該使用端可根據該至少一目標行銷活動資訊被導引至一行銷網頁,且該行銷整合裝置12會接收到一相關於該行銷網頁的網頁伺服器的回饋訊息,該行銷整合裝置12以根據該回饋訊息建立相關於該使用端的客戶資料。It is worth noting that the user terminal can be directed to a marketing webpage based on the at least one target marketing activity information, and the
綜上所述,本新型協銷推薦系統,藉由該行銷整合裝置12根據所匹配之客戶資料或該協銷客戶資料,利用該客戶社群網絡分群模型及該產品偏好分類模型,產生該客戶分群結果及該產品偏好分類結果,並根據該客戶分群結果及該產品偏好分類結果,從該等行銷活動資訊中決定出符合客戶需求的該至少一目標行銷活動資訊,故確實能達成本新型的目的。In summary, the new collaborative marketing recommendation system uses the
惟以上所述者,僅為本新型之實施例而已,當不能以此限定本新型實施之範圍,凡是依本新型申請專利範圍及專利說明書內容所作之簡單的等效變化與修飾,皆仍屬本新型專利涵蓋之範圍內。However, the above are only examples of the new model. When the scope of the new model cannot be limited by this, any simple equivalent changes and modifications made according to the patent application scope and patent specification content of the new model are still regarded as Within the scope of this new patent.
1:協銷推薦系統
11:交易伺服器
12:行銷整合裝置
13:建模裝置
100:第一通訊網路
101:協銷客戶端
102:第二通訊網路
21、22:步驟
31~39:步驟
351、352:步驟
371、372:步驟
1: Co-marketing recommendation system
11: Transaction server
12: Marketing integration device
13: Modeling device
100: the first communication network
101: Co-marketing client
102:
本新型之其他的特徵及功效,將於參照圖式的實施方式中清楚地呈現,其中:
圖1是一方塊圖,說明本新型協銷推薦系統的一實施例;
圖2是一流程圖,說明如何實施本新型協銷推薦系統的該實施例的一建模程序;
圖3是一流程圖,說明如何實施本新型協銷推薦系統的該實施例的一協銷程序;
圖4是一流程圖,輔助說明圖3的步驟35之子步驟;及
圖5是一流程圖,輔助說明圖3的步驟37之子步驟。
Other features and functions of the present invention will be clearly presented in the embodiments with reference to the drawings, in which:
FIG. 1 is a block diagram illustrating an embodiment of the new cooperative marketing recommendation system;
FIG. 2 is a flowchart illustrating how to implement a modeling procedure of this embodiment of the new co-marketing recommendation system;
FIG. 3 is a flowchart illustrating how to implement a co-marketing program of this embodiment of the new co-marketing recommendation system;
4 is a flowchart to assist in explaining the sub-steps of
1:協銷推薦系統 1: Co-marketing recommendation system
11:交易伺服器 11: Transaction server
12:行銷整合裝置 12: Marketing integration device
13:建模裝置 13: Modeling device
100:第一通訊網路 100: the first communication network
101:協銷客戶端 101: Co-marketing client
102:第二通訊網路 102: Second communication network
Claims (5)
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TW109202486U TWM596917U (en) | 2020-03-06 | 2020-03-06 | Co-marketing recommendation system |
Applications Claiming Priority (1)
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TW109202486U TWM596917U (en) | 2020-03-06 | 2020-03-06 | Co-marketing recommendation system |
Publications (1)
Publication Number | Publication Date |
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TWM596917U true TWM596917U (en) | 2020-06-11 |
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2020
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