TWM593011U - Image recognition system - Google Patents

Image recognition system Download PDF

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Publication number
TWM593011U
TWM593011U TW108214440U TW108214440U TWM593011U TW M593011 U TWM593011 U TW M593011U TW 108214440 U TW108214440 U TW 108214440U TW 108214440 U TW108214440 U TW 108214440U TW M593011 U TWM593011 U TW M593011U
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image
image processing
database
processing device
financial product
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TW108214440U
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Chinese (zh)
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張芷瑜
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華南商業銀行股份有限公司
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Abstract

An image recognition system comprises two camera devices, an image processing device, a posture database, a financial product database, and a computing device. Said two camera devices respectively obtain an image of a front view and an image of a side view. The image processing device selects a plurality of positioning points from the image of the front view and the side view and calculates a length, a slope, and a connection type of two of these positioning points. Each tablespace of the posture database corresponds to a posture type and comprises a plurality of fields. Each field stores a posture value and a risk evaluation value. Each tablespace of the financial product database corresponds to an interval of a risk ratio and stores the information of a financial product. The computing device calculates an integrated risk evaluation value and outputs the information of the financial product.

Description

影像辨識系統 Image recognition system

本創作係關於一種影像辨識系統,特別是一種從影像中取得人類體態資訊的影像辨識系統。This creation is about an image recognition system, especially an image recognition system that obtains human posture information from images.

舉凡銀行、郵局等金融機構在其營業大廳設置多台監視攝影機,用於監視在營業大廳來往活動的人員。For example, financial institutions such as banks and post offices set up multiple surveillance cameras in their business halls to monitor people traveling in and out of the business halls.

然而,這些監視攝影機所拍攝的監視影像通常係用來在事後回顧先前某個特定時間點發生的特殊事件(如蒙面行搶、車手盜領等)。也就是說,金融機構設置的監視系統缺乏依據當前影像即時處理並回報的機制。雖然監視系統長時間運行,但也只是作為一個嚇阻有心人士的保險裝置。再者,從高處俯拍監視畫面中必然包括各式各樣的人員跟物件,如等待民眾、臨櫃民眾、櫃臺行員、大廳地板、等待座椅、自動櫃員機、補摺機…等;就算安排專人觀看監視影像,從複雜畫面中快速鎖定特定人員的體態並非易事,更遑論人類容易因疲倦或分心而錯失畫面中的重要資訊。However, the surveillance images taken by these surveillance cameras are usually used to review afterwards special events that occurred at a specific point in time (such as masked robbery, driver theft, etc.). In other words, the monitoring system set up by financial institutions lacks a mechanism for instant processing and reporting based on current images. Although the monitoring system has been running for a long time, it is only used as a safety device to deter people who are interested. In addition, the overhead surveillance screen from a height must include all kinds of people and objects, such as waiting people, counter people, counter clerks, lobby floors, waiting seats, ATMs, folding machines, etc.; even if Arranging a dedicated person to watch the surveillance image and quickly lock the posture of a specific person from a complex picture is not easy, let alone that humans are prone to miss important information in the picture due to fatigue or distraction.

此外,對於經常往來的高淨值資產客戶而言,金融機構針對此客層的客戶提供專屬的金融服務,透過客製化的商品投資組合,讓高淨值的客戶得以增加其財富。另一方面,金融機構通常透過廣大的行銷據點協助一般有意願進行財富管理的客戶做中長期的資產規劃,藉由了解客戶現在金流及未來的資金運用規劃進行風險評估,以提出完整的金融產品推薦計畫。In addition, for high-net-worth customers who frequently come and go, financial institutions provide exclusive financial services to customers at this customer level. Through customized commodity investment portfolios, high-net-worth customers can increase their wealth. On the other hand, financial institutions usually assist clients who are generally willing to carry out wealth management through mid-term and long-term asset planning through medium- and long-term asset planning. By understanding the client’s current financial flow and future capital use planning, they conduct risk assessments to propose a complete financial plan. Product recommendation plan.

然而,對於單純來到營業廳處理一般金融業務的客戶而言,金融機構的行員或理財專員並無法依據該客戶的體態掌握其是否為潛在具有理財需求的客戶,因此,行員在推銷金融產品時往往流於形式化,無法提供可能符合這類型客戶需求之金融產品,僅能盲目推銷客戶不見得有興趣的項目,徒然浪費雙方的時間與精力。However, for customers who simply come to the business hall to deal with general financial business, the clerks or financial specialists of the financial institution cannot grasp whether the customer is a potential customer with financial needs based on the posture of the customer. Therefore, when the clerks sell financial products It is often formalized, unable to provide financial products that may meet the needs of this type of customer, and can only blindly promote projects that the customer is not interested in, wasting both parties' time and energy in vain.

有鑑於此,本創作提出一種影像辨識系統,可以從多台具有不同拍攝角度的監視攝影機拍攝到的影像中取得使用者的全身影像,並進一步計算身體體態的可量測資訊。利用這些體態數值至預先訓練過的資料庫進行分析,可以提升金融產品的銷售成功率,並且降低客戶因被推薦不適合的產品而導致情緒不佳的機率。In view of this, this author proposes an image recognition system that can obtain the user's full-body image from images captured by multiple surveillance cameras with different shooting angles, and further calculate the measurable information of the body posture. Using these posture values to analyze in a pre-trained database can increase the sales success rate of financial products and reduce the chances of customers being emotionally unsatisfactory because they are recommended by unsuitable products.

依據本創作一實施例的一種影像辨識系統,包括第一攝像裝置、第二攝像裝置、影像處理裝置、體態資料庫、金融產品資料庫及運算裝置。第一攝像裝置取得使用者站立時之正面影像。第二攝像裝置取得使用者站立時之側面影像。影像處理裝置電性連接第一攝像裝置及第二攝像裝置。影像處理裝置從正面影像選取關聯於使用者的複數個定位點,並計算這些定位點中二定位點的長度。影像處理裝置從側面影像選取關聯於使用者的複數個定位點,並計算這些定位點中二定位點的斜率及連線類型。體態資料庫包括複數個第一表格空間。每個第一表格空間對應於一體態類型。每個第一表格空間包括複數個第一欄位。每個第一欄位存放體態類型之體態值及風險評估值。金融產品資料庫包括複數個第二表格空間。每個第二表格空間對應於一風險比例區間並存放一金融產品資訊。運算裝置通訊連接影像處理裝置、體態資料庫及金融產品資料庫。運算裝置依據長度、斜率及連線類型從體態資料庫中取得複數個風險評估值。運算裝置依據所取得的這些風險評估值計算一綜合風險評估值。運算裝置從金融產品資料庫中選取一第二表格空間以輸出對應之金融產品資訊,其中綜合風險評估值屬於被選取的第二表格所對應之風險比例區間。An image recognition system according to an embodiment of the present invention includes a first camera device, a second camera device, an image processing device, a posture database, a financial product database, and a computing device. The first camera device obtains a frontal image of the user while standing. The second camera device obtains a side image of the user while standing. The image processing device is electrically connected to the first imaging device and the second imaging device. The image processing device selects a plurality of positioning points related to the user from the front image, and calculates the length of two of the positioning points. The image processing device selects a plurality of positioning points related to the user from the side image, and calculates the slope and connection type of two of the positioning points. The posture database includes a plurality of first table spaces. Each first table space corresponds to the integrated state type. Each first table space includes a plurality of first fields. Each first field stores the posture value and risk assessment value of the posture type. The financial product database includes a plurality of second table spaces. Each second table space corresponds to a risk ratio interval and stores a financial product information. The computing device communicates with the image processing device, posture database and financial product database. The computing device obtains a plurality of risk assessment values from the posture database according to the length, slope and connection type. The computing device calculates a comprehensive risk assessment value based on the obtained risk assessment values. The computing device selects a second table space from the financial product database to output the corresponding financial product information, wherein the comprehensive risk assessment value belongs to the risk ratio interval corresponding to the selected second table.

藉由上述架構,本案所揭露的影像辨識系統可從安裝於金融機構營業廳的多個攝像裝置取得使用者的正面及側面影像,並且透過影像處理技術獲取影像中的人體的體態資訊,並且將多個體態資訊換算為風險評估分數。因此,當客戶蒞臨金融機構之營業廳的特定櫃臺時,本案所揭露的影像辨識系統可進一步依據綜合風險評估值之範圍推薦適合該名客戶之金融商品,藉此讓客戶具有良好的金融服務體驗。此外,採用本創作的影像辨識系統所測得的體態資訊亦可以彙整供客戶參考。With the above structure, the image recognition system disclosed in this case can obtain the front and side images of the user from multiple camera devices installed in the business hall of the financial institution, and obtain the posture information of the human body in the image through image processing technology, and will Multiple posture information is converted into a risk assessment score. Therefore, when a customer visits a specific counter in the business hall of a financial institution, the image recognition system disclosed in this case can further recommend financial products suitable for the customer based on the range of the comprehensive risk assessment value, thereby giving the customer a good financial service experience . In addition, the posture information measured by the image recognition system created by the author can also be aggregated for customers' reference.

以上之關於本揭露內容之說明及以下之實施方式之說明係用以示範與解釋本創作之精神與原理,並且提供本創作之專利申請範圍更進一步之解釋。The above description of the content of the disclosure and the following description of the embodiments are used to demonstrate and explain the spirit and principle of the creation, and provide a further explanation of the scope of the patent application of the creation.

以下在實施方式中詳細敘述本創作之詳細特徵以及優點,其內容足以使任何熟習相關技藝者了解本創作之技術內容並據以實施,且根據本說明書所揭露之內容、申請專利範圍及圖式,任何熟習相關技藝者可輕易地理解本創作相關之目的及優點。以下之實施例係進一步詳細說明本創作之觀點,但非以任何觀點限制本創作之範疇。The following describes in detail the detailed features and advantages of the creation in the embodiments. The content is sufficient for any person skilled in the relevant art to understand and implement the technical content of the creation, and according to the content disclosed in this specification, the scope of patent application and the drawings Anyone who is familiar with related skills can easily understand the purpose and advantages of this creation. The following examples further illustrate the views of this creation in detail, but do not limit the scope of this creation with any views.

請參考圖1,其係繪示本創作一實施例的影像辨識系統10的方塊圖。所述的影像辨識系統10可設置在金融機構的營業廳,且適用於站立於指定櫃臺預期將處理金融相關業務的使用者(客戶)。影像辨識系統10包括:第一攝像裝置1、第二攝像裝置2、影像處理裝置3、體態資料庫4、金融產品資料庫5及運算裝置6。Please refer to FIG. 1, which is a block diagram of an image recognition system 10 according to an embodiment of the present invention. The image recognition system 10 can be installed in the business hall of a financial institution, and is suitable for users (customers) standing at designated counters who are expected to handle financial-related businesses. The image recognition system 10 includes: a first camera device 1, a second camera device 2, an image processing device 3, a posture database 4, a financial product database 5 and an arithmetic device 6.

請參考圖2,其係繪示第一攝像裝置1及第二攝像裝置2裝設於金融機構營業廳的俯視示意圖。如圖2所示,第一攝像裝置1之設置位置可拍攝到金融機構營業廳中站立於指定櫃臺前的使用者的正面影像,第二攝像裝置2之設置位置可拍攝到金融機構營業廳中站立於指定櫃臺前的使用者的側面影像。實務上,可設置兩個第二攝像裝置2 分別拍攝使用者的左側影像和右側影像,本創作並不限制第二攝像裝置2的數量。Please refer to FIG. 2, which is a schematic top view of the first camera device 1 and the second camera device 2 installed in the business hall of a financial institution. As shown in FIG. 2, the installation position of the first camera 1 can capture a frontal image of a user standing in front of the designated counter in the business hall of the financial institution, and the installation position of the second camera 2 can be photographed in the business hall of the financial institution A silhouette of a user standing in front of a designated counter. In practice, two second camera devices 2 may be provided to capture the left and right images of the user, respectively, and the number of second camera devices 2 is not limited in this creation.

請參考圖1。影像處理裝置3電性連接第一攝像裝置1及第二攝像裝置2。影像處理裝置3可藉由第一攝像裝置1及第二攝像裝置2擷取到的正面影像及側面影像等影像資訊,在環境中尋找使用者的存在,並且完成使用者體態的辨識。詳言之,影像處理裝置3首先針對正面影像及側面影像分別進行色彩空間轉換、顏色過濾及邊緣偵測。Please refer to Figure 1. The image processing device 3 is electrically connected to the first imaging device 1 and the second imaging device 2. The image processing device 3 can search for the presence of the user in the environment through the image information such as the front image and the side image captured by the first camera device 1 and the second camera device 2, and complete the recognition of the user's posture. In detail, the image processing device 3 first performs color space conversion, color filtering, and edge detection for the front image and the side image, respectively.

影像處理裝置3可將正面影像及側面影像的RGB色彩空間轉換為HSV色彩空間、CIE 1931色彩空間、YIQ色彩空間及YCbCr色彩空間其中一者,藉此減少光線對於後續人體輪廓偵測帶來的影響。The image processing device 3 can convert the RGB color space of the front image and the side image into one of the HSV color space, the CIE 1931 color space, the YIQ color space, and the YCbCr color space, thereby reducing the light for subsequent human body contour detection influences.

在色彩空間轉換完成後,影像處理裝置3從原始的正面影像及側面影像中抽出皮膚顏色的影像區塊,同時過濾背景顏色的區塊。具體而言,影像處理裝置3定義一指定方程組用來代表轉換色彩空間後的膚色分佈情況,並定義另一指定方程組用來表示金融機構營業廳中的陳設物件之顏色分布情況。實務上,影像處理裝置3例如使用高斯混合模型(Gaussian Mixture Model,GMM)來建立背景物件之顏色分布的描述方程式,再利用背景相減法(background subtraction)或適應性背景相減法(adaptive background subtraction)取得前景資訊,然後對此前景資訊進行像素垂直投影。若直方圖的峰值在合理人體高度範圍內,則表示該處可能有人。影像處理裝置3採用例如大津二值化法(Otsu Thresholding)或直方圖平衡法(Balanced Histogram Thresholding,BHT)從可能有人的影像區塊中找出所有符合膚色分佈的像素點。After the color space conversion is completed, the image processing device 3 extracts skin color image blocks from the original front image and side image, and simultaneously filters the background color blocks. Specifically, the image processing device 3 defines a specified equation group to represent the distribution of skin color after converting the color space, and defines another specified equation system to represent the color distribution of the furnishings in the business hall of the financial institution. In practice, the image processing device 3 uses, for example, a Gaussian Mixture Model (GMM) to create a description equation of the color distribution of the background object, and then uses background subtraction or adaptive background subtraction Obtain foreground information, and then perform vertical pixel projection on this foreground information. If the peak value of the histogram is within a reasonable height range of the human body, it indicates that there may be someone there. The image processing device 3 uses, for example, Otsu Thresholding or Balanced Histogram Thresholding (BHT) to find all pixels that match the skin color distribution from the image block of a possible person.

於一實施例中,針對二值化後的影像,影像處理裝置3可採用形態學(morphology)上的膨脹(dilation)算子和腐蝕(erosion)算子消除膚色區域外的雜訊。具體而言,影像處理裝置2可進行先膨脹後腐蝕的閉運算(Closing operation)然後再進行先腐蝕後膨脹的開運算(Open operation),藉此可凸顯影像中膚色區塊周圍的輪廓。In an embodiment, for the binarized image, the image processing device 3 may use a dilation operator and an erosion operator on the morphology to eliminate noise outside the skin color region. Specifically, the image processing device 2 may perform a closing operation of expanding first and then eroding (Closing operation) and then an opening operation of first eroding and then expanding (Operation operation), thereby highlighting the contour around the skin color block in the image.

在取得所有膚色區塊的影像之後,影像處理裝置3採用連通分量標記(connected-component labeling)演算法,找出這些膚色區塊影像中相連接的像素,並且獲得每個區塊的長寬以及座標。影像處理裝置3更針對每個區塊進行橢圓比對,藉此得到人體頭部以及未被衣褲包覆的四肢的膚色區塊。影像處理裝置3採用例如坎尼算子(Canny filter)、索伯算子(Sobel filter)及Prewitt算子其中一者對膚色區塊進行邊緣偵測以獲取人體頭部及四肢的定位點。在取得上述定位點之後,影像處理裝置3可依據先前採用背景相減法獲得的前景影像以及人體骨架資料庫計算得出正面影像中關聯於使用者的複數個定位點以及側面影像中關聯於使用者的複數個定位點。After acquiring the images of all skin-color blocks, the image processing device 3 uses a connected-component labeling algorithm to find the pixels connected in these skin-color block images, and obtain the length and width of each block and coordinate. The image processing device 3 further performs elliptical comparison for each block, thereby obtaining the skin color blocks of the human head and the limbs not covered by the underwear. The image processing device 3 uses, for example, one of the Canny filter, Sobel filter and Prewitt operator to perform edge detection on the skin color block to obtain the positioning points of the human head and limbs. After obtaining the above-mentioned positioning points, the image processing device 3 can calculate a plurality of positioning points associated with the user in the front image and associated with the user in the side image based on the foreground image previously obtained by using the background subtraction method and the human skeleton database Multiple anchor points.

影像處理裝置3從正面影像的複數個定位點中取得至少二定位點並計算其長度。舉例來說,依據人體頭部的定位點以及人體足部的定位點計算其身高,依據人體肩部及背部的多個定位點之折線計算其中每一段直線的斜率以及判斷整體的連線類型。The image processing device 3 obtains at least two positioning points from the plurality of positioning points of the front image and calculates its length. For example, the height is calculated according to the positioning point of the human head and the positioning point of the human foot, and the slope of each straight line is calculated according to the polyline of multiple positioning points of the human shoulder and back and the overall connection type is determined.

實務上,影像處理裝置3例如係數位訊號處理器(digital signal processor)、特殊應用積體電路(application specific integrated circuit,ASIC)、數位邏輯電路、現場可程式邏輯閘陣列(field programmable gate array,FPGA) 或其它可執行上述的影像處理功能的硬體元件,本創作對此不予限制。In practice, the image processing device 3 such as a coefficient signal processor (digital signal processor), an application specific integrated circuit (ASIC), a digital logic circuit, and a field programmable gate array (FPGA) ) Or other hardware components that can perform the above image processing functions, this author does not limit this.

在本創作的影像辨識系統10的另一實施例中,除第一攝像裝置1及第二攝像裝置2外,更包括一第三攝像裝置(未繪示)。第三攝像裝置例如裝設於金融機構營業廳的天花板,並且電性連接影像處理裝置3。第三攝像裝置用以取得使用者的一頭頂影像。影像處理裝置3則從頭頂影像中擷取膚色和黑色的顏色區塊並且計算兩者之比例,同時判斷黑色區塊的形狀屬於雄性禿分期(Norwood’s Classification)的哪一種類型。In another embodiment of the image recognition system 10 of the present invention, in addition to the first camera device 1 and the second camera device 2, a third camera device (not shown) is further included. The third imaging device is installed, for example, on the ceiling of the business hall of the financial institution, and is electrically connected to the image processing device 3. The third camera device is used to obtain an overhead image of the user. The image processing device 3 captures the skin color and black color blocks from the overhead image and calculates the ratio of the two, and at the same time determines which type of male baldness (Norwood’s Classification) the shape of the black block belongs to.

在本創作的影像辨識系統的10的又一實施例中,除第一攝像裝置1及第二攝像裝置2外,更包括一第四攝像裝置(未繪示)。第四攝像裝置電性連接影像處理裝置3。第四攝像裝置1之設置位置可拍攝到金融機構營業廳中站立於指定櫃臺前的使用者的背面影像。第一攝像裝置1及第四攝像裝置係深度攝影機,因此第一攝像裝置1拍攝的正面影像更包括第一深度資訊,第四攝像裝置拍攝的背面影像更包括第二深度資訊。第一攝像裝置1及第四攝像裝置之設置位置形成第一連線。使用者之站立位置及第一攝像裝置之設置位置形成第二連線。使用者之站立位置及第四攝像裝置之設置位置形成第三連線。第一連線及第二連線形成第一夾角,第一連線及第三連線形成第二夾角。在本實施例中,影像處理裝置3更用以依據第一深度資訊、第二深度資訊、第一連線之長度、該第一夾角及該第二夾角計算另一體態類型之另一體態值。具體來說,由於第一連線之長度為固定值,因此影像處理裝置3可依據第一夾角、第一深度資訊及基本的三角函數運算計算出第一攝像裝置1到使用者身體正面之第一距離,並可依據第二夾角、第二深度資訊及基本的三角函數運算計算出第四攝像裝置到使用者身體背面之第二距離,然後將第一連線之長度扣除第一距離及第二距離即可獲得使用者身體在指定定位點下的厚度資訊。In yet another embodiment of the image recognition system 10 of the present invention, in addition to the first camera device 1 and the second camera device 2, a fourth camera device (not shown) is further included. The fourth imaging device is electrically connected to the video processing device 3. The installation location of the fourth camera 1 can capture the back image of the user standing in front of the designated counter in the business hall of the financial institution. The first camera 1 and the fourth camera are depth cameras, so the front image captured by the first camera 1 further includes first depth information, and the back image captured by the fourth camera further includes second depth information. The installation positions of the first camera 1 and the fourth camera form a first connection. The standing position of the user and the installation position of the first camera device form a second connection. The standing position of the user and the installation position of the fourth camera form a third connection. The first connection and the second connection form a first angle, and the first connection and the third connection form a second angle. In this embodiment, the image processing device 3 is further used to calculate another posture value of another posture type based on the first depth information, the second depth information, the length of the first connection, the first included angle, and the second included angle . Specifically, since the length of the first connection is a fixed value, the image processing device 3 can calculate the number of the first camera device 1 to the front of the user's body based on the first included angle, the first depth information, and basic trigonometric function calculations A distance, and the second distance from the fourth camera to the back of the user’s body can be calculated based on the second included angle, the second depth information, and basic trigonometric calculations, and then the length of the first connection is deducted from the first distance and the first Two distances can obtain the thickness information of the user's body under the designated positioning point.

體態資料庫4包括複數個第一表格空間,每個第一表格空間對應於一種體態類型並包括複數個第一欄位。所述的體態類型包括身高、肩寬、臂長、腿長、髮量、髮旋、雄性禿分期、駝背程度、側面站姿類型、身體厚度等,本創作並不限制體態類型的種類與數量。The posture database 4 includes a plurality of first table spaces, and each first table space corresponds to a posture type and includes a plurality of first fields. The posture types include height, shoulder width, arm length, leg length, hair volume, hair rotation, male baldness stage, hunchback degree, side standing position type, body thickness, etc. This creation does not limit the types and number of posture types .

每個第一表格空間的每個第一欄位存放一體態評估值、一權重值及一風險評估值。所述的風險評估值關聯於投資人願意負擔的風險比例。所述的權重值係用於綜合多種體態類型進行評估時,決定各種體態類型所應佔的比例。舉例來說,對應於身高的表格空間如下表所示:

Figure 108214440-A0305-0001
Each first field of each first table space stores an integrated evaluation value, a weight value, and a risk evaluation value. The risk assessment value is related to the proportion of risk that investors are willing to bear. The weight value is used to determine the proportion of each posture type when evaluating multiple posture types. For example, the table space corresponding to height is shown in the following table:
Figure 108214440-A0305-0001

對應於側面站姿的表格空間如下表所示:

Figure 108214440-A0305-0002
The table space corresponding to the side stance is shown in the following table:
Figure 108214440-A0305-0002

在本創作一實施例中,上表所列舉的體態評估值(或體態評估類型)、權重值及風險評估值,係預先經由一運算裝置依據一歷史資料庫進行訓練得出。歷史資料庫包括金融機構依據客戶在開戶時所留存的正面影像、側面影像、客戶填寫的投資人風險屬性分析問卷調查表及客戶在往來金融機構執行業務的過程中所累積的金融產品投資記錄等大數據。前述的訓練,具體來說係運算裝置執行一深度學習演算法及一分類器演算法。所述的深度學習演算法例如係遞歸神經網路(Recursice Neural Network,RNN)及長短期記憶神經網路(Long Short Term Memory,LSTM)其中一者。所述的分類器演算法例如係支持向量機(support vector machine,SVM)及多層感知機(Multilayer perceptron,MLP)其中一者。透過運算裝置的預先訓練,可得到各種金融產品常態性對應的體態類型,進而計算出每個表格空間的每個欄位存放的體態評估值、權重值及風險評估值。In an embodiment of the present creation, the posture evaluation values (or posture evaluation types), weight values, and risk evaluation values listed in the above table are obtained by training in advance through a computing device based on a historical database. The historical database includes financial institutions' positive images, side images, and investor risk attribute analysis questionnaires filled out by customers based on the accounts opened by customers, and financial product investment records accumulated by customers during the course of conducting business with financial institutions, etc. Big Data. The aforementioned training, specifically, the computing device executes a deep learning algorithm and a classifier algorithm. The deep learning algorithm is, for example, one of a Recursice Neural Network (RNN) and a Long Short Term Memory (LSTM). The aforementioned classifier algorithm is, for example, one of a support vector machine (SVM) and a multi-layer perceptron (MLP). Through the pre-training of the computing device, you can get the posture types corresponding to the normality of various financial products, and then calculate the posture evaluation value, weight value and risk evaluation value stored in each field of each table space.

請參考圖1。金融產品資料庫5包括複數個第二表格空間。每個第二表格空間對應於一個風險比例區間並存放一金融產品資訊。舉例來說,「保守型」的金融產品對應的風險比例區間為0~6,其代表投資人基本上不願承擔任何投資風險,因此記載於此表格空間中的金融產品資訊偏向報酬來自利息收入的產品。「謹慎型」的金融產品對應的風險比例區間為7~13,其代表投資人基本上可接受輕微的損失,以換取輕微的潛在投資報酬,因此記載於此表格空間中的金融產品資訊為金融機構評定為低風險的項目。需注意的是,上述風險比例區間之邊界值,同樣可預先經由前述的運算裝置運行深度學習演算法及分類器演算法得出,或是由金融機構相關負責人定義之,本創作對此不予限制。Please refer to Figure 1. The financial product database 5 includes a plurality of second table spaces. Each second table space corresponds to a risk ratio interval and stores a financial product information. For example, the "conservative" financial product corresponds to a risk ratio range of 0~6, which represents that investors are basically reluctant to bear any investment risk, so the financial product information recorded in this table space is biased in compensation from interest income The product. The "prudential" financial product corresponds to a risk ratio range of 7 to 13, which represents that investors can basically accept slight losses in exchange for slight potential investment returns. Therefore, the financial product information recorded in this table space is financial The agency rated it as a low-risk project. It should be noted that the boundary value of the above risk ratio interval can also be obtained by running the deep learning algorithm and classifier algorithm through the aforementioned computing device in advance, or defined by the relevant person in charge of the financial institution. To be restricted.

請參考圖1。運算裝置6通訊連接影像處理裝置3、體態資料庫4以及金融產品資料庫5。Please refer to Figure 1. The computing device 6 communicates with the image processing device 3, the posture database 4 and the financial product database 5.

運算裝置6依據影像處理裝置3測得的二定位點長度、斜率及連線類型等體態資訊從體態資料庫4中取得一或數個風險評估值,依據這些風險評估值計算一綜合風險評估值,再依據此綜合風險評估值所對應之風險比例區間金融產品資料庫5中選取一第二表格空間並輸出對應的金融產品資訊。例如,運算裝置6可依據身高、側面站姿等體態資訊從體態資料庫4中查找得到二風險評估值及二權重值,且依據二風險評估值及二權重值計算綜合風險評估值。沿用前面表格的例子來說,身高165對應的風險評估值為0.37,權重值為1;側面站姿為直背型的使用者對應的風險評估值為0.53,權重值為1.23。運算裝置6將這些風險評估值依據其對應的權重值予以加總得到該使用者的一綜合風險評估值(例如為0.37*1+0.53*1.23=1.0219)。運算裝置6依據此綜合風險評估值在金融產品資料庫5中取得對應的金融產品資訊並輸出。The computing device 6 obtains one or several risk assessment values from the posture database 4 according to the posture information such as the length, slope and connection type measured by the image processing device 3, and calculates a comprehensive risk assessment value based on these risk assessment values Then, select a second table space in the financial product database 5 corresponding to the risk ratio interval corresponding to the comprehensive risk assessment value and output the corresponding financial product information. For example, the computing device 6 may search the posture database 4 for the second risk evaluation value and the second weight value according to the posture information such as height and side standing posture, and calculate the comprehensive risk evaluation value based on the second risk evaluation value and the second weight value. Following the example in the previous table, the risk assessment value corresponding to height 165 is 0.37 and the weight value is 1. The risk assessment value corresponding to the user with a straight back profile is 0.53 and the weight value is 1.23. The computing device 6 adds up these risk assessment values according to their corresponding weight values to obtain a comprehensive risk assessment value of the user (for example, 0.37*1+0.53*1.23=1.0219). The computing device 6 obtains and outputs corresponding financial product information in the financial product database 5 based on the comprehensive risk assessment value.

綜合以上所述,本創作所揭露的影像辨識系統可從安裝於金融機構營業廳的多個攝像裝置取得使用者的正面及側面影像,並且透過影像處理技術獲取影像中的人體的體態資訊,並且將多個體態資訊換算為風險評估分數。因此,當客戶蒞臨金融機構之營業廳的特定櫃臺時,本案所揭露的影像辨識系統可進一步依據綜合風險評估值之範圍推薦適合該名客戶之金融商品,藉此讓客戶具有良好的金融服務體驗。此外,採用本創作的影像辨識系統所測得的體態資訊亦可以彙整供客戶參考 。Based on the above, the image recognition system disclosed in this creation can obtain the front and side images of the user from multiple camera devices installed in the business hall of the financial institution, and obtain the posture information of the human body in the image through image processing technology, and Convert multiple posture information into risk assessment scores. Therefore, when a customer visits a specific counter in the business hall of a financial institution, the image recognition system disclosed in this case can further recommend financial products suitable for the customer based on the range of the comprehensive risk assessment value, thereby giving the customer a good financial service experience . In addition, the posture information measured by the image recognition system created by the author can also be aggregated for customer reference.

雖然本創作以前述之實施例揭露如上,然其並非用以限定本創作。在不脫離本創作之精神和範圍內,所為之更動與潤飾,均屬本創作之專利保護範圍。關於本創作所界定之保護範圍請參考所附之申請專利範圍。Although this creation is disclosed above with the foregoing embodiments, it is not intended to limit this creation. Without departing from the spirit and scope of this creation, all changes and retouching are within the scope of patent protection of this creation. For the protection scope defined by this creation, please refer to the attached patent application scope.

10:影像辨識系統 1:第一攝像裝置 2:第二攝像裝置 3:影像處理裝置 4:體態資料庫 5:金融產品資料庫 6:運算裝置 10: Image recognition system 1: The first camera 2: Second camera 3: Image processing device 4: Posture database 5: Financial product database 6: computing device

圖1係依據本創作一實施例的影像辨識系統所繪示的方塊架構圖。 圖2係依據本創作一實施例的影像辨識系統所繪示的攝像裝置配置圖。 FIG. 1 is a block diagram of an image recognition system according to an embodiment of the present invention. FIG. 2 is a configuration diagram of a camera device shown in an image recognition system according to an embodiment of the present invention.

10:影像辨識系統 10: Image recognition system

1:第一攝像裝置 1: The first camera

2:第二攝像裝置 2: Second camera

3:影像處理裝置 3: Image processing device

4:體態資料庫 4: Posture database

5:金融產品資料庫 5: Financial product database

6:運算裝置 6: computing device

Claims (8)

一種影像辨識系統,包括:一第一攝像裝置,用以取得一使用者站立時之一正面影像;一第二攝像裝置,用以取得該使用者站立時之一側面影像;一影像處理裝置,電性連接該第一攝像裝置及該第二攝像裝置,該影像處理裝置用以從該正面影像選取關聯於該使用者的複數個定位點並計算該些定位點中二定位點的一長度,及從該側面影像選取關聯於該使用者的複數個定位點並計算該些定位點中二定位點的一斜率及一連線類型;一體態資料庫,包括複數個第一表格空間,每一該些第一表格空間對應於一體態類型並包括複數個第一欄位,每一該些第一欄位存放該體態類型之一評估值、一風險值及一權重值;一金融產品資料庫,包括複數個第二表格空間,每一該些第二表格空間對應於一風險比例區間並存放一金融產品資訊;以及一運算裝置,通訊連接該影像處理裝置、該體態資料庫及該金融產品資料庫,該運算裝置依據該長度、該斜率及該連線類型從該體態資料庫中取得該些風險評估值中的複數個,依據被取得的該些風險評估值計算一綜合風險評估值,並從該金融產品資料庫中選取該些第二表格空間其中一者以輸出對應之該金融產品資訊,其中該綜合風險評估值屬於被選取的該第二表格所對應之該風險比例區間。 An image recognition system includes: a first camera device for obtaining a front image of a user while standing; a second camera device for obtaining a side image of the user while standing; an image processing device, The first camera device and the second camera device are electrically connected, and the image processing device is used to select a plurality of positioning points associated with the user from the front image and calculate a length of two of the positioning points, And select a plurality of anchor points associated with the user from the profile and calculate a slope and a connection type of two anchor points of the anchor points; the integrated database includes a plurality of first table spaces, each The first table spaces correspond to the integrated state type and include a plurality of first fields, and each of the first fields stores an evaluation value, a risk value, and a weight value of the body type; a financial product database , Including a plurality of second table spaces, each of which corresponds to a risk ratio interval and stores financial product information; and a computing device that communicates with the image processing device, the posture database, and the financial product Database, the computing device obtains a plurality of the risk assessment values from the posture database according to the length, the slope and the connection type, and calculates a comprehensive risk assessment value based on the acquired risk assessment values, And select one of the second table spaces from the financial product database to output the corresponding financial product information, wherein the comprehensive risk assessment value belongs to the selected risk ratio interval corresponding to the selected second table. 如請求項1所述的影像辨識系統,更包括一第三攝像裝置,電性連接該影像處理裝置,該第三攝像裝置用以取得該使用者之一頭頂影 像;且該影像處理裝置更用以從該頭頂影像選取複數個定位點並計算該些定位點所構成之一區塊及該區塊之一顏色分布。 The image recognition system according to claim 1, further comprising a third camera device electrically connected to the image processing device, the third camera device is used to obtain an overhead image of the user The image processing device is further used to select a plurality of positioning points from the overhead image and calculate a block formed by the positioning points and a color distribution of the block. 如請求項1所述的影像辨識系統,更包括:一第四攝像裝置,電性連接該影像處理裝置,該第四攝像裝置用以取得該使用者站立時之一背面影像;其中,該第一攝像裝置及該第四攝像裝置係深度攝影機,該第一攝像裝置及該第四攝像裝置之設置位置形成一第一連線;該正面影像更包括一第一深度資訊,該背面影像更包括一第二深度資訊;該影像處理裝置更用以依據該第一深度資訊、該第二深度資訊、該第一連線之一長度計算另一體態類型之另一體態值。 The image recognition system according to claim 1, further comprising: a fourth camera device electrically connected to the image processing device, the fourth camera device used to obtain a back image of the user while standing; wherein, the first A camera device and the fourth camera device are depth cameras. The first camera device and the fourth camera device form a first connection. The front image further includes a first depth information, and the back image further includes a first depth information. A second depth information; the image processing device is further used to calculate another body value of another body type according to the first depth information, the second depth information, and the length of the first connection. 如請求項3所述的影像辨識系統,其中該使用者之站立位置及該第一攝像裝置之設置位置形成一第二連線;該使用者之站立位置及該第四攝像裝置之設置位置形成一第三連線;該第一連線及該第二連線形成一第一夾角;該第一連線及該第三連線形成一第二夾角;以及該影像處理裝置更包括依據該第一夾角及該第二夾角計算該另一體態值。 The image recognition system according to claim 3, wherein the standing position of the user and the installation position of the first camera form a second connection; the standing position of the user and the installation position of the fourth camera form A third connection; the first connection and the second connection form a first angle; the first connection and the third connection form a second angle; and the image processing device further includes An angle and the second angle calculate the other body value. 如請求項1所述的影像辨識系統,其中該運算裝置係一第一運算裝置,且更包括一第二運算裝置通訊連接該體態資料庫及該金融產品資料庫,該第二運算裝置用以依據一歷史資料庫運行一深度學習演算法及一分類器演算法以更新該體態值及該風險評估值至該體態資料庫並更新 該風險比例區間至該金融產品資料庫,其中該歷史資料庫用以儲存複數個客戶各自之該正面影像、該側面影像及金融產品投資記錄。 The image recognition system according to claim 1, wherein the computing device is a first computing device, and further includes a second computing device to communicate with the posture database and the financial product database, and the second computing device is used to Run a deep learning algorithm and a classifier algorithm based on a historical database to update the posture value and the risk assessment value to the posture database and update The risk ratio ranges to the financial product database, wherein the historical database is used to store the front image, the side image and the financial product investment records of each of the multiple customers. 如請求項5所述的影像辨識系統,其中該深度學習演算法係長短期記憶神經網路或遞歸神經網路其中一者,且該分類器演算法係多層感知器或支持向量機其中一者。 The image recognition system according to claim 5, wherein the deep learning algorithm is one of a long-short-term memory neural network or a recursive neural network, and the classifier algorithm is one of a multi-layer perceptron or a support vector machine. 如請求項1所述的影像辨識系統,其中該影像處理模組更用以依據該正面影像及該側面影像進行色彩空間轉換、顏色過濾及邊緣偵測。 The image recognition system according to claim 1, wherein the image processing module is further used for color space conversion, color filtering and edge detection according to the front image and the side image. 如請求項1所述的影像辨識系統,其中該影像處理裝置更用以轉換該該正面影像及該側面影像各自之一色彩空間為HSV色彩空間、CIE 1931色彩空間、YIQ色彩空間及YCbCr色彩空間其中一者。 The image recognition system according to claim 1, wherein the image processing device is further used to convert one color space of the front image and the side image into the HSV color space, the CIE 1931 color space, the YIQ color space, and the YCbCr color space One of them.
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