TWM590742U - Transaction system - Google Patents

Abstract

The present disclosure provides a transaction system including a server and an electronic device coupled to the server. The electronic device logins to an easy payment collection platform the server with a login account. The electronic device transmits a personal information to the easy payment collection platform. The easy payment collection platform generates a sales account number according to at least one of the personal information, a login time and the login account. The electronic device displays the sales account number and the personal information and transmits a payment method information to the server through the easy payment collection platform after receiving a confirm signal.

Description

Trading System

This disclosure relates to a transaction system, and in particular, to a transaction system that provides micro-merchant account cancellation services.

The business personnel of most micro-businesses often receive cash in business promotion, which may cause their own security or doubts about receiving counterfeit banknotes. In addition, the lack of information processing capabilities of micro-merchants has led to a significant increase in the cost of writing off accounts. Therefore, how to provide a platform to solve the problems of business collection and financial personnel write-off is the goal of those skilled in the art.

The present disclosure provides a transaction system that can provide micro-merchants' write-off service to reduce the work cost of write-off operations.

The present disclosure proposes a transaction system, including: a server; and an electronic device, coupled to the server. The electronic device uses a login account to log in to the server's simple collection platform. The electronic device transmits personal information to the simple collection platform. The simple collection platform generates an account cancellation number based on at least one of personal information, login time, and login account. The electronic device displays the cancellation number and personal information, and after receiving the confirmation signal, transmits the payment method information to the server through the simple collection platform.

In an embodiment of the present disclosure, when the server receives the payment notification corresponding to the write-off number, the server transmits the payment notification to the simple collection platform.

In an embodiment of the present disclosure, when the server receives the payment notification corresponding to the write-off number, the server pushes the payment notification through the application.

In an embodiment of the present disclosure, when the server receives the payment notification corresponding to the write-off number, the server transmits the payment notification to the Internet bank.

In an embodiment of the present disclosure, the above simple collection platform generates a check code corresponding to the write-off number.

In an embodiment of the present disclosure, the personal information includes at least one of name, mobile phone number, address, and ID number.

Based on the above, the disclosed trading system can provide merchants to log in to the simple collection platform and send personal information to the simple collection platform. The simple collection platform can generate an account cancellation number based on at least one of personal information, login time, and login account. After confirming that the charge-off number and personal information are correct, the merchant can select the payment method and send the payment method information to the server. When the server receives the payment notification corresponding to the write-off number, the server can send the payment notification to the simple collection platform, push the payment notification through the application, or send the payment notification to the Internet bank . In this way, the merchant can perform the write-off operation when receiving the payment notification.

In order to make the above-mentioned features and advantages of the present disclosure more comprehensible, the embodiments are specifically described below and described in detail in conjunction with the accompanying drawings.

FIG. 1 is a block diagram of a transaction system according to an embodiment of the present disclosure.

Please refer to FIG. 1. A transaction system 100 according to an embodiment of the present disclosure includes a server 110 and an electronic device 120. The electronic device 120 may be coupled to the server 110 through a wired or wireless network. The server 110 is, for example, a bank server. The electronic device 120 is, for example, a merchant's personal computer, smart phone, tablet computer, or other similar device.

In one embodiment, the merchant uses the electronic device 120 to log in to the simple collection platform of the server 110 with a login account. The electronic device 120 transmits the customer's personal information to the simple collection platform. The simple collection platform generates an account cancellation number based on at least one of personal information, login time, and account number, and generates a check code corresponding to the account cancellation number. Personal information includes at least one of name, mobile phone number, address, and ID number. The electronic device 120 displays the write-off number and personal information, and transmits the payment method information to the server 110 through the simple collection platform after receiving the confirmation signal input after the merchant confirms the write-off number.

When the server 110 receives the payment notification corresponding to the write-off number, the server 110 can send the payment notification to the simple collection platform, push it through the application, or send the payment notification to the Internet bank to provide Business inquiries.

FIG. 2 is a flowchart of the operation of the trading system according to an embodiment of the disclosure.

Please refer to FIG. 2, in step S201, the application is opened. Specifically, merchant staff can open the simple collection application and select the merchant menu.

In step S202, log in to the simple collection platform. Specifically, after selecting the merchant menu, the merchant personnel can log in to the simple collection platform by logging in with an account and password, or quickly log in to the simple collection platform using any biometric method (eg, fingerprint recognition, face recognition, etc.).

In step S203, enter personal information (for example, personal information of a merchant or a customer). Specifically, business personnel can enter personal information for easy collection, such as name, mobile phone number, address, ID number, remarks and other information. The type of personal information can be customized according to the needs of the business.

In step S204, the write-off number is generated. Specifically, the write-off number can be pieced together from some data in the fields such as personal information, login time, and login account. For example, a merchant logging in with account A has a value of "1", and a merchant logging in with account B has a value of "2". The login date is June 14, 2019 and the value is "0614". The above mobile number is 0912345678, then the last four codes have the value "5678". Put together all the above values to generate the write-off number "106145678". It is worth noting that the cancellation number can also be entered by the merchant personnel. The check code mechanism can also be applied to the write-off number. For example, a check code is added at the end of the write-off number to perform the check mechanism. The check code can be based on part or all of the number of the write-off number. In another example, when the mobile phone number is 0912345678, the last three codes have the value "678", and when the ID number is A123456789, the last three codes have the value "789", and the above values are pieced together The write-off number "678789" can be generated.

In step S205, the confirmation screen is entered. Specifically, the simple collection platform can display the write-off number and personal information (ie, verification information) for the merchant's personnel to confirm. Merchant personnel can press the confirmation button (ie, send a confirmation signal) to confirm.

In step S206, the payment method is selected. Specifically, after the merchant staff confirms the write-off number and personal information, they can choose the payment method. Payment methods are, for example, Taiwan PAY, Internet Banking, APPLE PAY, LINE PAY, interface payment, credit card, etc.

In step S207, a payment notification is received. Specifically, after the customer completes the payment, the server 110 receives the payment notification.

In step S208, a payment notification is transmitted. Specifically, after the server 110 receives the payment notification, the server 110 may send the payment notification to the simple collection platform for the merchant to log in and query and push through the application (eg, APP push, LINE push) Or, send the payment notification to the online bank to provide the merchant query (for example, the online bank APP push broadcast notification, the merchant login online bank inquiry, etc.).

Although the above illustrates that the simple collection platform is provided to merchants, the simple collection platform can also be provided to payers. For example, the payer can also open the simple collection application and enter the payer setting function through the quick menu, and manually enter the last five codes of the transfer account number as the write-off number in the simple collection application.

In summary, the disclosed trading system can provide merchants to log in to the simple collection platform and send personal information to the simple collection platform. The simple collection platform can generate an account cancellation number based on at least one of personal information, login time, and login account. After confirming that the charge-off number and personal information are correct, the merchant can select the payment method and send the payment method information to the server. When the server receives the payment notification corresponding to the write-off number, the server can send the payment notification to the simple collection platform, push the payment notification through the application, or send the payment notification to the Internet bank . In this way, the merchant can perform the write-off operation when receiving the payment notification.

Although this disclosure has been disclosed as above with examples, it is not intended to limit this disclosure. Anyone who has ordinary knowledge in the technical field should make some changes and retouching without departing from the spirit and scope of this disclosure. The scope of protection disclosed in this disclosure shall be subject to the scope defined in the appended patent application.

100‧‧‧ Trading System 110‧‧‧Server 120‧‧‧Electronic device S201~S208‧‧‧ Trading system operation flow steps

FIG. 1 is a block diagram of a transaction system according to an embodiment of the present disclosure. FIG. 2 is a flowchart of the operation of the trading system according to an embodiment of the disclosure.

100‧‧‧ Trading System

110‧‧‧Server

120‧‧‧Electronic device

Claims (6)

A trading system, including: A server; and An electronic device coupled to the server, wherein The electronic device uses a login account to log into a simple collection platform of the server; The electronic device transmits a person's information to the simple collection platform; The simple collection platform generates an account cancellation number based on at least one of the personal information, a login time, and a login account; and The electronic device displays the write-off number and the personal information, and after receiving a confirmation signal, transmits a payment method information to the server through the simple collection platform. The transaction system as described in item 1 of the patent application scope, wherein when the server receives a payment notification corresponding to the write-off number, the server transmits the payment notification to the simplified collection platform. The transaction system as described in item 1 of the patent application scope, wherein when the server receives a payment notification corresponding to the write-off number, the server pushes the payment notification through an application. The transaction system as described in item 1 of the patent application scope, wherein when the server receives a payment notification corresponding to the write-off number, the server transmits the payment notification to an online bank. The transaction system as described in item 1 of the patent application scope, wherein the simplified collection platform generates a check code corresponding to the write-off number. The transaction system as described in item 1 of the patent application scope, wherein the personal information includes at least one of a name, a mobile phone number, an address, and an ID number.

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