TWM589854U - Electronic gift certificate management system using blockchain - Google Patents

Abstract

An electronic gift certificate management system using blockchain operates on at least one computer. The electronic gift certificate management system includes a memory and a processor. The memory stores instructions. The processor is communicatively coupled to an issuer end, a trust bank end, a customer end and a blockchain server. The processor access and execute the instructions to: receive electronic gift certificates from the issuer end and store a management record corresponding to the electronic gift certificates in the blockchain server; receive a payment message from the customer end in which the payment message includes a payment amount for the electronic gift certificates; deposit the payment amount in the trust bank end based on the payment message; and transmit the electronic gift certificates to the customer end and update the management record in the blockchain server to validate the electronic gift certificates.

Description

Blockchain electronic gift certificate management system

This case relates to a transaction management system, especially a system that uses blockchain to manage transactions such as the issuance and use of electronic gift certificates.

Gift certificates can be exchanged for cash (storefronts or websites) at specific locations, and have become a common payment model. In order to improve the convenience of using gift certificates, an electronic gift certificate transaction mode came into being. However, there is currently no effective and reliable management system or method for this electronic gift certificate transaction model.

In order to solve the aforementioned problems, this case provides an effective blockchain electronic gift certificate management system.

An embodiment of the present case relates to a blockchain electronic gift certificate management system, which operates in at least one computer host. The blockchain electronic gift certificate management system includes a memory and a processor. The memory stores at least one computer-readable command. The processor is communicatively coupled to a server side, a trust bank side, a consumer side, and a blockchain server. The processor access And execute the at least one computer-readable command to: receive at least one electronic gift certificate from the originating client, and store a management record corresponding to the at least one electronic gift certificate in the blockchain server; receive a consumer certificate from the consumer Payment message, wherein the payment message contains a payment corresponding to at least one electronic gift certificate; based on the payment message, the trust bank keeps the payment; and transmits the at least one electronic gift certificate to the consumer, and updates the blockchain The management record in the server enables the at least one electronic gift certificate.

100‧‧‧ management server

110‧‧‧Memory

120‧‧‧ processor

200‧‧‧Development industry

300‧‧‧Trust Bank

400‧‧‧Bank Gold Flow

500‧‧‧Blockchain server

600‧‧‧The verification side

700‧‧‧Consumer

S1~S4‧‧‧Step flow

Figure 1 is a schematic diagram of a blockchain electronic gift certificate management system based on some embodiments of this case;

Figure 2 is a schematic diagram of a blockchain electronic gift certificate management system based on some embodiments of this case; and

Figure 3 is a flow chart of the steps of a blockchain electronic gift certificate management method according to some embodiments of this case.

The following will clearly illustrate the spirit of the case with diagrams and detailed descriptions. Anyone with ordinary knowledge in the technical field who understands the embodiments of the case will be able to change and modify the techniques taught in the case without departing from the case. Spirit and scope.

The terminology in this article is only for describing specific embodiments, and is not intended to be a limitation of this case. Singular forms such as "one", "this", "this", "this" And "the", as used herein, also includes plural forms.

The terms "first", "second", etc. used in this article do not specifically refer to order or order, nor are they intended to limit the case. They are only used to distinguish elements or operations described in the same technical terms.

As used herein, "coupled" or "connected" can refer to two or more elements or devices making direct physical contact with each other, or indirectly making physical contact with each other, or can refer to two or more elements or devices making mutual contact Operation or action.

The terms "contains", "includes", "has", "contains", etc. used in this article are all open terms, which means including but not limited to.

As used herein, "and/or" includes any or all combinations of the things described.

Regarding the direction words used in this article, such as: up, down, left, right, front or back, etc., only refer to the directions of the attached drawings. Therefore, the terminology used is to illustrate rather than limit the case.

Regarding the terms used in this article, unless otherwise noted, they usually have the ordinary meaning that each term is used in this field, in the content of this case, and in special content. Certain terms used to describe this case will be discussed below or elsewhere in this specification to provide additional guidance to those skilled in the art in the description of this case.

Figure 1 is a schematic diagram of a blockchain electronic gift certificate management system based on some embodiments of the present case. As shown in FIG. 1, in some embodiments, the blockchain electronic gift certificate management system may operate on a management server 100 on. In one or more embodiments, the management server 100 may be implemented by at least one computer host or an electronic device that can perform the same computing function. The computer host or electronic device includes at least a memory 110 and a processor 120.

In some embodiments, the memory 110 may include but is not limited to flash memory, hard disk drive (HDD), solid state drive (SSD), dynamic random access memory (DRAM), or static random access One or a combination of memory (SRAM). In some embodiments, as a non-transitory computer-readable medium, the memory 110 may store at least one computer-readable instruction, and the computer-readable instruction may be accessed by the processor 120.

In some embodiments, the processor 120 may include, but is not limited to, a single processor or an integration of multiple microprocessors, for example, a central processing unit (CPU), a graphics processor (GPU), or a special application circuit (ASIC), etc. . As mentioned above, in some embodiments, the processor 120 can be used to access and execute the computer-readable instructions from the memory 110 to run specific application programs to implement the functions of the management server 100. It should be noted that in the following embodiments, the functions of the management server 100 are all accessed by the processor 120 from the memory 110 and executed by the computer-readable instructions.

Figure 2 is a schematic diagram of a blockchain electronic gift certificate management system based on some embodiments of the present case. As shown in FIG. 2, in some embodiments, the management server 100 in the blockchain electronic gift certificate management system is connected with an issuer terminal 200, a trust bank terminal 300, a bank cash flow terminal 400, and a block The chain server 500 is communicatively coupled. It should be noted that the communication coupling referred to herein may be physical or non-physical coupling. For example, by wireless communication technology (such as, but not limited to, Wi-Fi, 4th generation mobile network (4G), 5th Mobile network (5G), etc.) are connected to a network together, or connected to the network through physical lines, so that the management server 100 and the client terminal 200, the trust bank terminal 300, the bank The gold stream end 400 and the blockchain server 500 exchange unidirectional and bidirectional messages through the network.

As shown in FIG. 1, in some embodiments, the management server 100 is further communicatively coupled to a verification provider terminal 600 and a consumer terminal 700. The communication coupling referred to here can refer to the above explanation, and will not be repeated here. However, it should be understood that, in this embodiment, the endpoints are not limited to the communication coupling through the same network, and the endpoints may be coupled through different networks.

It should be noted that in some embodiments, the endpoints described in this document (such as, but not limited to, the developer terminal 200, the trust bank terminal 300, the bank gold flow terminal 400, and the blockchain server 500) can be one or more kinds of software/firmware applications, and is suitable for the management server 100 to cooperate. It should be noted that in some embodiments, the endpoints (such as, but not limited to, the developer terminal 200, the trust bank terminal 300, the bank gold flow terminal 400, the blockchain server 500, and/or consumer The terminal 700) is installed (or installed) on different electronic devices with input devices, output devices, and/or display screens. In this way, the user of the electronic device can operate the endpoints through the input device or the output device of the electronic device, and the user can also instantly understand where the electronic gift certificate transaction process of the case proceeds through the display screen of the electronic device. In some embodiments, the electronic device may be a notebook computer, a smart mobile device, a tablet computer, a large-scale server, etc., wherein these electronic devices have a function to connect to the network to implement related operations in the embodiments of the present invention . In some implementations For example, each of these endpoints (such as, but not limited to, the originator terminal 200, the trust bank terminal 300, the bank cash flow terminal 400, and the blockchain server 500) may each be composed of one or more The server or data center formed by the computer host is implemented.

In some embodiments, the blockchain server 500 may be a decentralized server group composed of a plurality of servers (or network nodes). The servers are connected to each other through a network and are mainly used for To implement data storage, data backup and data verification services. When data is written to one of the servers, the same data can be transferred to other servers as a backup. Because it is quite difficult to tamper with the data stored in most servers, a single server can verify the authenticity of the data by comparing whether it is consistent with the data stored in other servers.

It should be noted that in this embodiment, although the number of the endpoints shown in FIG. 1 is one, the technical solution in this case can be applied to multiple endpoints with the same function (for example, multiple developers) The combination of terminal and platform operators), not limited to the number of endpoints shown in the figure.

In this embodiment, the aforementioned coupling relationship between the endpoints is to achieve certain functions of the case through a specific information exchange process, and then achieve the purpose of controlling and managing electronic gift certificate transactions. The exchange process will be detailed later.

Figure 3 is a flow chart of the steps of a blockchain electronic gift certificate management method according to some embodiments of the present case. In some embodiments, the blockchain electronic gift certificate management method may be implemented by the management server 100 in the embodiments of FIGS. 1 and 2. About the connection between the management server 100 and the remaining endpoints Please refer to Figures 1 and 2 for the relationship. The steps included in this blockchain electronic gift certificate management method will be detailed in the following paragraphs.

Step S1: Receive the electronic gift certificate from the originator 200, and store the management record of the corresponding electronic gift certificate in the blockchain server 500.

In some embodiments, when the trust bank terminal 300 and the issuing industry terminal 200 complete a trust contract (may include an issuance condition, which specifies the type of electronic gift certificate, the period of use, the write-off operator limit, the amount, the number of issuance, After the signing of merchandise restrictions, etc.), the server of the distributor 200 can be connected to the management server 100 to request the issuance of a specific number of electronic gift certificates. It should be understood that, in general, the electronic gift certificates should meet the issuance conditions in the trust contract, for example, the electronic gift certificates can be set to meet the issuance conditions in terms of use period, number of issuance, denomination, number, etc.

The management server 100 can store the information of the electronic gift certificates in the blockchain server 500, so that each server (that is, a network node) in the blockchain server 500 stores information about the electronic gift certificates The information of the electronic gift certificates stored in the blockchain server 500 can be understood as a management record of the electronic gift certificates. As mentioned above, the decentralized nature of the blockchain server 500 can ensure the reliability and authenticity of the electronic gift certificates. It should be understood that, if the electronic gift certificates meet the issuance conditions in the trust contract, the management record of the electronic gift certificates may be: not enabled but already on the chain.

Step S2: The consumer 700 purchases an electronic gift certificate from the management server 100 and deposits it in an electronic gift certificate wallet, and updates the management record in the blockchain server 500.

In some embodiments, the consumer 700 may be connected to the server of the management server 100 through an electronic device (for example, a smart phone) to transmit payment information to the management server 100 to purchase an electronic gift certificate. For example, if the consumer 700 wants to purchase an electronic gift certificate with a denomination of one thousand yuan. The consumer terminal 700 can transmit a payment information to the management server 100, the payment information includes a payment amount of 1,000 yuan for the purchase of electronic gift certificates. In some embodiments, the management server 100 can transmit the payment information to the bank cash terminal 400. According to the payment information, the bank cash flow terminal 400 can disburse a thousand yuan of money held by the consumer to the trust bank terminal 300 for safekeeping, and return an authorization message to the management server 100. In this way, the trust bank 300 keeps the amount corresponding to the electronic gift certificate amount, which can be used as a guarantee for performance.

In some embodiments, when the management server 100 receives the authorization message, the management server 100 may transmit an electronic gift certificate with a denomination of 1,000 yuan to the consumer 700, and the electronic gift certificates may be stored in the consumer End 700 in the electronic gift certificate wallet. In some embodiments, the electronic gift certificate received by the consumer 700 may be displayed by an electronic identification code.

It should be understood that the electronic gift certificate wallet here can be understood as an electronic gift certificate temporary storage area corresponding to the consumer 700, and the corresponding memory can be located in the electronic device of the consumer 700 or in other cloud servers, However, consumers can view/access the electronic gift certificate in the electronic gift certificate wallet through the electronic device of the consumer terminal 700.

In some embodiments, the management server 100 can be connected to the blockchain server 500 to access and update the management record so that the management The record shows that the electronic gift certificates are transferred to the consumer 700, and then the electronic gift certificates are validated. At this time, the status of the electronic gift certificates may be understood as: transferred to the consumer 700 and not used.

Step S3: The consumer terminal 700 requests the verification provider terminal 600 to use the electronic gift certificate, and the verification provider terminal 600 verifies the used electronic gift certificate to the management server 100 to update the blockchain server 500 The management record.

It should be understood that, generally speaking, the trust contract signed between the trust bank terminal 300 and the distribution industry terminal 200 may include conditions such as verification of restrictions on the write-off operator or restrictions on commodities. The consumer terminal 300 may use the electronic gift certificates to request the transaction of the commodity or other rights to the verification terminal 600 which complies with the trust contract.

In some embodiments, the consumer corresponding to the consumer terminal 300 may be close to the physical storefront of the verification provider terminal 600 (for example: department stores, shopping malls, hotels, etc.), or through the consumer terminal 700 Electronic device connected to the server of the verification provider terminal 600 (for example: shopping website, auction website, hotel website... etc.) to request the verification provider terminal 600 to use the enabled electronic gift certificate in the electronic gift certificate wallet transaction. It should be understood that the target amount of the transaction (for example: the amount of goods that can be purchased) or the difference from the target amount (for example: change) is based on the type and amount of enabled electronic gift certificates in the electronic gift certificate wallet of the consumer 700 set.

In some embodiments, the verification provider terminal 600 can access/transfer the activated electronic gift certificate in the electronic gift certificate wallet through the consumer terminal 700 to charge, redeem, or deduct transactions required by the consumer terminal 300. Change change... etc. In some embodiments, the verification provider terminal 600 may be connected to the management server Server 100, and transmits a verification message corresponding to the consumer 700 using the electronic gift certificate to the management server 100. The management server 100 can access and check the management record in the blockchain server 500 to confirm whether the status of the electronic gift certificate used by the consumer 700 is correct. If the management record shows that the electronic gift certificates of the consumer 700 can be used for transactions with the verification provider 600, the management server 100 transmits an approval message to the verification provider 600 to allow the verification The retailer terminal 600 writes off the electronic gift certificate held by the consumer terminal 700.

In some embodiments, after the management server 100 transmits the approval message to the verification provider terminal 600, the management server 100 can access and update the management record in the blockchain server 500 to suspend The activation of these electronic gift certificates. At this time, the status of the electronic gift certificates can be understood as: used.

It should be understood that after a predetermined time (for example, at the end of business on that day), the management server 100 may transmit the verification message to the trust bank terminal 300, so that the trust bank terminal 300 suspends the corresponding to the electronic gift certificate Custody of money. According to the foregoing embodiment, when an electronic gift certificate with a face value of 1,000 yuan is properly written off, the trust bank terminal 300 may suspend the custody of the 1,000 yuan payment. In some embodiments, the verification provider terminal 600 may request payment from the trust bank terminal 300 according to a specific time period (eg, daily settlement, monthly settlement, etc.).

Step S4: The management server 100 receives a default message from the trust bank terminal 300 regarding the breach of the trust contract by the issuer terminal 200, and the management server 100 sends a refund message to the consumer terminal 700 and the trust Bank 300 to notify the consumer 700 from the trust bank Bank 300 recovers the payment.

In some embodiments, at a specific point in time, if the trust bank terminal 300 determines that the electronic gift certificates issued by the issuing industry terminal 200 violate the trust contract (for example: the issuing industry terminal 200 is bankrupt, deregistered or closed, etc.) The trust bank 300 can transmit a default message to the management server 100. The management server 100 can be connected to the blockchain server 500 to transmit a refund message to the consumer 700 according to the management records of the electronic gift certificates.

For example, the management server 100 can confirm the electronic gift certificate with the status of "not requested and unused" held by the consumer 700 according to the management record, and transmit a refund message to the consumer 700 to inform The users of the consumer 700 regarding the default status of these electronic gift certificates, so as to facilitate the users to protect their rights and perform refunds. This warning notice can be understood as a withdrawal mechanism for this electronic gift certificate.

Similarly, the management server 100 can transmit the refund message to the trust bank terminal 300, so that the trust bank terminal 300 can suspend the custody of the corresponding amount of the "unpaid and unused" electronic gift certificate. In this way, the consumer terminal 700 can retrieve the funds from the trust bank terminal 300. In some embodiments, the management server 100 may update the status of the breached electronic gift certificates to "obsolete" in the management record of the blockchain server 500, thereby suspending the activation of the electronic gift certificates .

In some embodiments, after the consumer 700 purchases the electronic gift certificates, if the consumer 700 wants to refund the electronic gift certificates, the consumer 700 may transmit a refund message to the management server 100, the management server 100 can generate a refund instruction to the bank gold terminal 400 according to the refund message, and the bank gold terminal 400 can advance the payment corresponding to the electronic gift certificates according to the refund instruction, so that the The consumer 700 can retrieve the money. In some embodiments, the management server 100 will update the status of the refunded electronic gift certificates to "obsolete" in the management record of the blockchain server 500, thereby suspending the electronic gift certificates Enable. The management server 100 can transmit a ticket transaction message to the trust bank terminal 300, so that the management server 100 can perform a trust charge with the bank cash flow terminal 400 according to the ticket transaction message.

It should be noted that the context of the foregoing embodiment is only a feasible example to facilitate the description of the technical features of this case, rather than to limit the implementation of this case. People in the field should understand that through the description of the context of this case, the electronic gift certificate management system and the electronic gift certificate management method of this case can be implemented into various feasible scenarios.

Steps S1 to S3 of the above-mentioned electronic gift certificate management method, as well as breach notification, refund procedures, etc. are only examples, and are not limited to the order of execution of the above examples. The various operations under the electronic gift certificate management method can be appropriately added, replaced, omitted, or performed in a different order without departing from the operation mode and scope of the embodiments of the present case.

In some embodiments, the electronic gift certificate management method of FIG. 3 can be implemented as a computer program product (such as an application program) and stored in at least one computer-readable recording medium (for example, memory 110), so that the computer (For example, the management server 100) After reading this recording medium, an electronic gift certificate management method is executed. Computer-readable recording media can be read-only memory, flash memory, software Disks, hard drives, optical discs, pen drives, tapes, databases accessible by the network, or those familiar with the art can easily think of computer-readable recording media with the same functions.

As can be seen from the above embodiment of the present case, by providing an electronic gift certificate management system and an electronic gift certificate management method, the embodiment of the present case uses blockchain technology to protect electronic gift certificate sales, refunds, and default notification procedures, with complete transaction status records and exits Mechanism, with high reliability and high efficiency.

Although the case is disclosed as above with examples, it is not used to limit the case. Anyone who is familiar with this skill can make various changes and retouching without departing from the spirit and scope of the case, so the scope of protection of the case should be attached The scope defined in the scope of patent application shall prevail.

100‧‧‧ management server

200‧‧‧Development industry

300‧‧‧Trust Bank

400‧‧‧Bank Gold Flow

500‧‧‧Blockchain server

600‧‧‧The verification side

700‧‧‧Consumer

Claims (6)

A blockchain electronic gift certificate management system, which operates in at least one computer host, includes: A memory storing at least one computer-readable command; and A processor, the communication is coupled to an industry end, a trust bank end, a consumer end and a blockchain server, The processor accesses and executes the at least one computer-readable instruction to: Receiving at least one electronic gift certificate from the originating industry, and storing a management record corresponding to at least one electronic gift certificate in the blockchain server; Receiving a payment message from the consumer, where the payment message includes a payment corresponding to at least one electronic gift certificate; Based on the payment message, make the trust bank keep the money; and Transmitting the at least one electronic gift certificate to the consumer, and updating the management record in the blockchain server to activate the at least one electronic gift certificate. The blockchain electronic gift certificate management system as described in claim 1, wherein the processor is further communicatively coupled to a verification vendor, and the processor accesses and executes the at least one computer-readable instruction to: Receiving a verification message from the verification provider, where the verification message corresponds to the use of at least one electronic gift certificate; and Update the management record in the blockchain server according to the verification message to suspend the activation of the at least one electronic gift certificate. The blockchain electronic gift certificate management system according to claim 2, wherein the processor accesses and executes the at least one computer-readable instruction to: At a predetermined time, the verification message is transmitted to the trust bank to suspend the deposit. The blockchain electronic gift certificate management system as described in claim 1, wherein the issuer side and the trust bank side operate based on a trust contract. The blockchain electronic gift certificate management system according to claim 4, wherein the processor accesses and executes the at least one computer-readable instruction to: Receiving a default message from the trust bank side, wherein the default message relates to the trust bank side confirming that the issuer side violated the trust contract according to the management record; Send a refund message to the consumer and the trust bank to notify the consumer to recover the money from the trust bank; and Update the management record in the blockchain server according to the refund message to suspend the activation of the at least one electronic gift certificate. The blockchain electronic gift certificate management system according to claim 1, wherein the processor accesses and executes the at least one computer-readable instruction to: Receiving a refund message from the consumer corresponding to at least one electronic gift certificate; Notify the trust bank to refund the money to the consumer according to the refund message; and Update the management record in the blockchain server according to the refund message to suspend the activation of the at least one electronic gift certificate.

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