TWM572527U - Overdue receivables progress tracking system - Google Patents

Abstract

The new type of progress progress tracking system includes a branch host, a center server and a regional center host. The branch host includes a case database and an electric reminder unit. The case database includes a plurality of credit cases, and the electric reminder unit converts the overdue credit case into a telegraphic case, and the electric reminder unit is based on the electric charge case. The processing progress produces a first progress message. The central server is configured to receive the first progress information, and the central server generates a first stage of the progress progress tracking table according to the first progress information. The regional center host includes a method of urging the unit to convert the overdue electric shock case into a law urging case. The urging unit generates a second progress information according to the processing condition of the law. The central server is configured to receive the second progress information, and the central server generates a second stage of the progress progress tracking table according to the second progress information.

Description

Catalysis progress tracking system

This creation is a reminder progress tracking system, in particular a reminder progress tracking system with a plurality of different stages of the progress progress tracking table.

Along with the changes in economic and financial environment conditions and the increasingly fierce competition among manufacturers, the frequent use of credit transactions by individuals or companies and the gradual replacement of cash transactions have become the main trading methods of today's economy and society. Under this transaction mode, financial institutions (banks) use a large amount of sales in order to increase the sales volume of their products and to pursue market share expansion. Although they can increase their profit in the gold industry, they ignore the customer credit in the sales process. Control, so spend more labor costs to manage the accounts. Therefore, in order to avoid affecting the use and turnover of bank working capital, the collection and management of overdue cases (that is, the progress of the supervision) has become one of the projects that banks need to pay special attention to. However, usually, banks will be classified into different processing departments (a branch of a financial institution, a regional center of a financial institution, or a general management office) according to the current situation of the case, so it is easy to cause unclear rights and responsibilities. In addition, if all departments have omissions in the case of overdue reminders, they will also result in the loss of the legal rights and omissions.

Therefore, how to avoid the legal inaction and the unclear situation of the various departments, it is worthwhile to think about the ordinary knowledge in this field.

The purpose of the present invention is to provide a reminder progress tracking system that avoids the legal inaction. Moreover, for each case of overcue, the system can effectively clarify the powers and responsibilities that all departments of the bank should bear.

The new type of progress progress tracking system includes a branch host, a center server and a regional center host. The branch host includes a case database and an electric reminder unit, the case database includes a plurality of credit cases, and the electric reminder unit converts the overdue credit case into a telegraphic case, and the electric reminder unit is based on the electric charge The progress of the handling of the case produces a first progress message. In addition, the central server is communicatively coupled to the branch host, the central server is configured to receive the first progress information, and the central server generates a first stage of the progress progress tracking table according to the first progress information. In addition, the regional center host is a communication link branch host and a central server, and the regional center host includes a method of urging the unit to convert the overdue electric charge case into a law prompt case, and the law urging unit is based on the law. The processing of the case produces a second progress message. The central server is configured to receive the second progress information, and the central server generates a second stage of the progress progress tracking table according to the second progress information.

The above-mentioned reminder progress tracking system further includes a main management office host, the communication link is connected to the regional central host and the central server, and the main management office host includes a settlement unit, and the settlement unit will overdue the unpaid The lawsuit case was converted into a bad debt case.

In the above-mentioned reminder progress tracking system, the settlement unit generates a final progress information according to the processing result of the bad debt case, and the center server generates a final stage reminder progress tracking table according to the final progress information.

In the above-mentioned reminder progress tracking system, the branch host, the regional center host, and the general management office host are desktop computers, notebook computers, smart phones, or tablets.

The above described features and advantages will be more apparent from the following description.

10, 20‧‧‧Current Progress Tracking System

12‧‧‧ branch host

120‧‧‧ case database

1201‧‧ ‧ Credit case

121‧‧‧Electric reminder unit

121A‧‧‧Electric reminder case

13‧‧‧Center Server

131‧‧‧The first stage of the progress schedule

132‧‧‧Second stage reminder progress tracking table

133‧‧‧ final stage reminder progress tracking table

14‧‧‧ Regional Center Host

141‧‧‧法催 unit

141A‧‧‧Crimson case

25‧‧‧Host of the General Management Office

251‧‧‧Closed unit

251A‧‧ ‧ bad debt cases

FIG. 1 illustrates a reminder progress tracking system 10 of the present embodiment.

FIG. 2 illustrates a reminder progress tracking system 20 of another embodiment.

Referring to FIG. 1 , FIG. 1 illustrates a reminder progress tracking system 10 of the present embodiment. The reminder progress tracking system 10 includes a branch host 12 , a center server 13 , and a regional center host 14 . The center server 13 It is a communication link branch host 12 and a regional center host 14, and the branch host 12 is a communication link area center host 14. The branch host 12 is, for example, a desktop computer, a notebook computer, a smart phone or a tablet computer held by one of the branches of a financial institution (bank), and the central server 13 is, for example, a server host of a head office of a financial institution. The regional center host 14 is, for example, a desktop computer, a notebook computer, a smart phone, or a tablet computer held by a regional center of a financial institution. The branch host 12 includes a case database 120 and an electric reminder unit 121. The case database 120 includes a plurality of credit cases 1201 (this embodiment uses two credit cases 1201 as an example. However, usually a bank credit case The number of 1201 is very large), and different credit cases 1201 are records that the creditor (bank) transfers funds to different debtors (bank customers). Further, when the credit case 1201 is overdue, the squeezing unit 121 is for converting the credit case 1201 into a urging case 121A. In this way, the bank's electric reminder can know the procedures for the credit case 1201 that requires a phone call.

In addition, the electrographic unit 121 generates a first progress information according to the processing condition of the electroporation case 121A. Thereafter, the central server 13 receives the first progress information. And, the central server 13 will be based on the first The progress information generates a first stage of the progress progress tracking table 131. For example, when the electric reminder repeatedly makes a dunning charge to the debtor of the electric reminder case 121A, the debtor still fails to pay the fee. If the multiple reminders are still not paid, the first progress information will be recorded. Inside. Thereafter, the central server 13 creates a first-stage reminder progress tracking table 131 based on the content of the first progress information. Therefore, it can be known through the first stage of the progress progress tracking table 131 that the branch of the bank has reached the stage where the charge case 121A has been unable to continue processing, so the above-mentioned electric charge case 121A must be handed over to the bank's regional center. The legal authorities at the Eli Regional Center conducted legal urging.

Referring to FIG. 1 again, the regional center host 14 includes a urging unit 141 for converting the overdue electric charge case 121A into a urging case 141A, so that the regional center's urging personnel It can be known that the 121A of the electric reminder case requires a legal reminder procedure. Thereafter, the urging unit 141 also generates a second progress information according to the processing of the urging case 141A. Then, the central server 13 also receives the second progress information, and the central server 13 generates a second-stage reminder progress tracking table 132 according to the second progress information. For example, when the urging officer issues a procuring procedure to the debtor (such as a payment order, enforcement, promissory note, ruling, or litigation), the debtor is found to have no property (off-the-job), and so on. The situation after the court has ruled that it cannot be executed will be recorded in the second progress information. Thereafter, the central server 13 creates a second-stage reminder progress tracking table 132 based on the content of the second progress information. Therefore, it can be known from the second-stage reminder progress tracking table 132 that the squad of the regional center continues to vouch for the urging case 141A and cannot receive feedback, so the urging case 141A is usually ended. Compared with the traditional management and tracking method of the overdue case, the reminder progress tracking system 10 of the embodiment generates different stages of the progress progress tracking table to record the progress of each case, and promptly reminds and controls the progress of the legal process. In this way, it is possible to effectively clarify the powers and responsibilities that the various departments of the bank should bear, so it is also possible to avoid the situation in which the regional center of the bank should be legally acted as an inaction.

Please refer to FIG. 2 again. FIG. 2 illustrates a reminder progress tracking system 20 of another embodiment. The difference between the reminder progress tracking system 20 and the reminder progress tracking system 10 is that the reminder progress tracking system 20 further includes a general management office host 25, such as a desktop computer, a notebook computer, and a smart type. The mobile phone or tablet, and the main management office host 25 is the communication connection area central host 14 and the central server 13. The main management office host 25 includes a settlement unit 251, and the settlement unit 251 is mainly used to convert the overdue lawsuit case 141A into a bad debt case 251A. In this way, the personnel of the general manager of the bank can know that the law 141A is going to be finalized. In addition, the settlement unit 251 also generates a final progress information according to the processing result of the bad debt case 251A, and the center server 13 generates a final stage reminder progress tracking table 133 based on the final progress information. For example, when the overcue case has been determined to become a bank's bad debt case 251A, the bank's general management office will assess the residual value of the case and then sell the bad debt case 251A to an external asset management company. Moreover, the loan amount of the bad debt case 251A after deducting the remaining value will be recognized as a loss, and the processing status of the above-mentioned bad debt case 251A settlement will be recorded in the final progress information. Thereafter, the center server 13 creates a final stage reminder progress tracking table 133 based on the content of the final progress information. Through the final stage of the progress progress tracking table 133, it can be known that the last flow of the bad debt case 251A and the bank loss caused.

In summary, the new type of progress tracking system can avoid the situation that should be acted as an inaction. Moreover, for each case of overcue, the system can effectively clarify the powers and responsibilities that all departments of the bank should bear.

The embodiments of the present invention are described above, but are not intended to limit the scope of patent rights claimed herein. The scope of patent protection is subject to the scope of the patent application and its equivalent fields. Any changes or refinements made by those who have ordinary knowledge in the field without departing from the spirit or scope of this patent belong to this section. Equivalent changes or designs made under the spirit of the creations are intended to be included in the scope of the claims below.

Claims (4)

A reminder progress tracking system, comprising: a branch host, comprising: a case database, the case database includes a plurality of credit cases; and a reminder unit, the charge unit converts the overdue credit case into one The electric reminder unit generates a first progress information according to the processing condition of the electric reminder case; a central server connects the branch host, and the central server receives the first progress information, and the The central server generates a first stage of the progress progress tracking table according to the first progress information; and a regional center host, the communication link connects the branch host and the central server, and the regional central host includes a method of urging the unit, the method is The unit converts the overdue electric shock case into a law enforcement case, and the law urging unit generates a second progress information according to the processing condition of the law urging case; wherein the central server is configured to receive the second progress information And the central server generates a second stage of the progress progress tracking table according to the second progress information. For example, the reminder progress tracking system described in claim 1 further includes a main management office host, and the communication is connected to the regional central host and the central server, and the main management office host includes a settlement unit, and the settlement unit will The lawsuit that was overdue was converted into a bad debt case. For example, in the urging progress tracking system described in claim 2, the settlement unit generates a final progress information according to the processing result of the bad debt case, and the central server generates a final stage urging progress according to the final progress information. Tracking table. For example, in the claim progress tracking system described in claim 2, the branch host, the regional center host, and the main management office host are desktop computers, notebook computers, smart phones, or tablets.