TWM563031U - Red envelope delivery system - Google Patents

Abstract

A red envelope delivery system having a communication unit, a storage unit and a processing unit is provided. The communication unit sends and receives information. The processing unit is connected to the communication unit and the storage unit. The processing unit provides an input interface. When receiving a red envelope amount and a designated receiving information through the input interface, the processing unit generates a notification message according to the designated receiving information, and sends the notification message according to the designated receiving information through the communication unit.

Description

Red envelope delivery system

This new creation is about a red envelope delivery system.

Sending red envelopes is a custom that has been popular among Chinese people. Red envelopes are indispensable supporting roles for occasions such as holidays, wedding celebrations, and elder birthdays. However, due to changes in family structure, living habits and work patterns, more and more people are absent from these occasions because of irresistible factors. In order to allow the user to express his or her mind smoothly, how to overcome the limitation of time and place, and sending the red envelope to the recipient is a subject faced by those skilled in the art.

This new creation provides a red envelope delivery system that allows users to send red packets to the objects they wish to bless at any time and place.

The red envelope delivery system created by the novel has a communication unit, a storage unit and a processing unit. The communication unit is used to transmit and receive information. The processing unit is connected to the communication unit and the storage unit. The processing unit provides an input interface, and when receiving the red packet amount and the specified payment information input through the input interface, the processing unit generates a notification message according to the specified payment information, and is based on the communication unit. Specify payment information to send notification messages.

Based on the above, the red envelope delivery system created by the present invention can provide the user with a red envelope and a red envelope on the red packet delivery system, so that the user can send the red envelope to the object who wants to bless at any time and place.

The above described features and advantages of the present invention will become more apparent and understood from the following description.

The red packet delivery system provided by the present disclosure is for allowing a user to send a red envelope to a designated object on a red packet delivery system. It should be noted that in the following text, the user who sends the red envelope is called the dispatcher, and the user who receives the red envelope is called the recipient.

FIG. 1 is a block diagram of a red envelope delivery system according to an embodiment of the present disclosure. Referring to FIG. 1 , the red packet delivery system 100 provided by the present disclosure has a communication unit 110 , a storage unit 120 , and a processing unit 130 . The communication unit 110 is configured to transmit and receive red packets delivery information of the user. In an embodiment of the disclosure, the communication unit 110 is implemented by using a communication chip, which can support Global System for Mobile communication (GSM), Personal Handy-phone System (PHS). ), Code Division Multiple Access (CDMA) system, Wideband Code Division Multiple Access (WCDMA) system, Long Term Evolution (LTE) system, Worldwide Interoperability for Microwave Access (Worldwide) Interoperability for Microwave Access, WiMAX) systems, Wireless Fidelity (Wi-Fi) systems, or Bluetooth signal transmission components.

The storage unit 120 is configured to store software, data, and various types of programs required to run the red packet delivery system 100. The storage unit 120 can be any type of fixed or removable random access memory (RAM), read-only memory (ROM), flash memory, hard disk. (Hard Disk Drive, HDD), Solid State Drive (SSD) or the like or a combination of the above.

The processing unit 130 is connected to the communication unit 110 and the storage unit 120. The processing unit 130 can be a central processing unit (CPU), or other programmable general purpose or special purpose microprocessor (Microprocessor), digital signal processor (DSP), programmable The controller, the Application Specific Integrated Circuit (ASIC) or the like or a combination of the above elements, the disclosure is not limited thereto.

2 is a flow chart showing the operation of a red envelope delivery system according to an embodiment of the present disclosure. In order to facilitate understanding, the flow of the operation of the red packet delivery system will be described below in conjunction with FIG. 1 and FIG. 2 .

At step S210, the processing unit 130 provides an input interface. Multiple input fields are provided in this input interface to allow the dispatcher to input the grant information of the dispatcher through the input interface (for example: grant account, grant account name, grantor name, funder contact information, etc.), and want to send The red envelope amount and the specified payment information of the payee (for example: collection account, payee name, payee contact information, etc.). In addition, the sending party can input the blessing message through the input interface. However, the grant information of the dispatcher and the designated payment information of the payee may be designed according to actual needs, and the disclosure is not limited thereto.

It should be noted that, in an embodiment of the present disclosure, the red packet delivery system 100 can be integrated with an electronic banking system such as a mobile banking or an online banking, thereby automatically bringing the sending party into the electronic financial system. News. Alternatively, the red packet delivery system can also operate independently, and the disclosure is not limited thereto.

In step S220, the processing unit 130 receives the red envelope amount and the specified payment information input through the input interface through the communication unit 110. And, in step S230, the processing unit 130 generates a notification message. Specifically, the processing unit 130 generates a notification message according to the amount of red packets received and the specified payment information.

Specifically, in an embodiment of the present disclosure, the specified payment information has a collection account of the payee. At this time, the processing unit 130 transfers the red envelope amount to the payee's collection account according to the specified payment information, and generates a corresponding notification message, for example: you receive the red envelope from OOO, go check it out!

In another embodiment of the present disclosure, the specified payment information does not have the recipient's collection account. At this time, in order to ensure that the receiving party can receive the red envelope smoothly, when the processing unit 130 receives the red packet amount and the specified payment information input by the sending party user on the input interface, the red packet amount is transferred from the sending party user's account. Keep the account to save the red envelope amount. Once the dispatcher/receiver enters the payment account, the processing unit 130 transfers the red envelope amount from the escrow account to the collection account. In this embodiment, the red envelope amount and the blessing message are saved in the red packet delivery system 100 for a preset number of days (for example, 10 days). Once the recipient has not received the preset number of days, the processing unit 130 determines that the red envelope amount is transferred. The escrow account has exceeded the preset number of days and will be refunded from the escrow account to the dispatcher's account.

In addition, if the specified payment information does not have the receiving account of the recipient, the notification message has more authentication information, so that the recipient can obtain the corresponding red envelope amount through the authentication information. In detail, the processing unit 130 further generates authentication information according to a predetermined rule, and stores the authentication information in the storage unit 120. The predetermined rule is, for example, the current time, the amount of the red envelope, or the serial number of the system preset. The authentication information is, for example, a unique authentication code such as a combination of a plurality of numbers, numbers, and English letters. When the recipient inputs the authentication code in the input interface, the processing unit 130 can find the corresponding dispatcher information, the amount of the red envelope, and the like. This disclosure does not limit the booking rules and the way in which the authentication information is generated in accordance with the booking rules. In addition, the disclosure does not limit the content and format of the authentication information and the notification message. Therefore, in this embodiment, the notification message is, for example, that you receive a red envelope from OOO, the authentication information is 201802011254, and go to http://redevlope to collect it!

It is worth mentioning that, in this embodiment, if the sending party inputs the blessing message through the input interface, the processing unit 130 also adds the blessing message to the notification message, so that the receiving party receives the dispatcher in the first time. Blessing message.

After the processing unit 130 generates the notification message, in step S240, the processing unit 130 further instructs the communication unit 110 to send the notification message to the specified payment information to prompt the recipient that the red envelope has been received.

3 is a flow chart showing the operation of the red packet delivery system of the first embodiment of the present disclosure. In order to more clearly understand the operation process of the red envelope delivery system 100, the operation mode of the red packet delivery system 100 when the specified payment information does not have the payment account of the payee will be described below through the embodiment of FIG.

In the first embodiment, since the designated payment information does not have the payee's collection account, the processing unit 130 must enclose the corresponding authentication information in the notification message and provide an authentication input interface for the recipient to pass the authentication. Enter the authentication information and payment information in the input interface.

In detail, in step S305, the user must first select an input interface. In detail, the functions required by the two parties are not the same for the dispatcher and the receiver. Therefore, the processing unit 130 can provide a plurality of options that can correspond to the user's identity for the user to select, and the processing unit 130 can provide a corresponding input interface through the option input by the user. For example, the processing unit 130 can provide an option, such as: the identity of the user is a dispatcher or a receiver, the interface to be used is an input interface for sending a red envelope, or the authentication input interface for receiving a red envelope, and the function to be used is a red envelope. Still receiving red packets and so on.

If the user selects the input interface/delivery red packet of the dispatcher/delivery red envelope, the processing unit 130 performs steps S310 to S340. The steps S310 to S340 are similar to the steps S210 to S240 of FIG. 2 , and thus are not described herein. It is to be noted that, since the processing unit 130 determines that the payment account is not provided in the specified payment information, the processing unit 130 further generates the authentication information in step S330, and adds the authentication information to the notification message.

When the notification message has the authentication information, it means that the recipient must input the authentication information in the authentication input interface to receive the red envelope. Therefore, if the user selects the input authentication interface/receive red envelope of the recipient/receiving red envelope in step S305, the processing unit 130 further provides an authentication input interface for the user to input the authentication information in the authentication input interface in step S350. And the recipient's information (for example: payee name, payee account number, payee phone number).

In step S360, the processing unit 130 receives the authentication information and the payment account input through the authentication input interface through the communication unit 110. In this embodiment, the red packet delivery system 100 uses the authentication information as the sole basis for receiving the red envelope. Therefore, as long as the authentication information is consistent with the authentication information in the database, the red envelope can be received, and the processing unit 130 does not verify the authentication information and use again. The legitimacy between the identities. However, in another embodiment of the disclosure, the processing unit 130 may verify whether the authentication information and/or the user identity information is legal, for example, verifying whether the verification code carried in the authentication information meets the verification rule, and whether the authentication information itself conforms. The verification rule (for example, the initial is 3), the phone number of the recipient and the authentication code meet the verification rule after an operation, and the disclosure is not limited to the manner in which the processing unit 130 verifies the authentication information.

In step S370, the processing unit 130 reads the corresponding red envelope amount according to the authentication information, and transfers the red envelope amount to the collection account. As described above, since each piece of authentication information corresponds to a unique dispatcher and red envelope amount, the processing unit 130 can find the corresponding information through the authentication information, and let the recipient receive the red envelope accordingly.

4 is a flow chart showing the operation of the red envelope delivery system of the first embodiment in the first scenario. FIG. 5 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the second scenario. 6 is a flow chart showing the operation of the red envelope delivery system of the first embodiment in the third scenario. FIG. 7 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the fourth scenario. FIG. 8 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the fifth scenario. FIG. 9 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the sixth scenario. FIG. 10 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the seventh scenario. FIG. 11 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the eighth scenario. FIG. 12 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the ninth scenario. FIG. 13 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the tenth scenario. The operation of the red packet delivery system in a plurality of different scenarios will be described below with reference to FIGS. 4 through 13. It should be noted that, in the following embodiments, the red packet delivery system 100 is provided by a designated bank, and can be combined with related resources such as a mobile banking, an online banking, a customer account database provided by a designated bank.

In the first to fourth scenarios of FIGS. 4 to 8, the dispatcher transmits a red envelope of the Taiwanese currency to the recipient through the red packet delivery system 100 in combination with the mobile bank, but the conditions of the recipient are not the same. In addition, in the first to fourth scenarios, the amount of red packets that the red packet delivery system 100 selects for the user to input is, for example, 100, 200, 600, 1000, 1600, 2000, etc., and the single pen must not exceed 5000 yuan, each The daily limit is 10,000 yuan, so as to control the gold flow. However, the amount of the red envelope and the daily limit that the user selects to input may be adjusted according to the actual situation, and the disclosure is not limited thereto. In addition, the red envelope delivery system 100 performs the transfer of the red envelope amount through a security control mechanism (eg, action e code) or SSL encryption when performing the red flow amount of the golden stream service.

Referring to FIG. 4, in the first scenario, the recipient is a user who does not have a designated bank account but subsequently applies for a digital account at the designated bank in order to receive the red envelope.

First, the dispatcher opens the mobile redemption page of the mobile bank (ie, the user selects the input interface as the input interface for dispatching the red envelope), and thus the processing unit 130 provides an input interface in step S405. In step S410, the processing unit 130 receives the red envelope amount input by the dispatcher and the specified payment information through the communication unit 110. In this scenario, the specified payment information is the mobile phone number of the recipient user, the account number of the communication software, and the email. At step S415, the processing unit 130 deducts the specified red envelope amount from the dispatcher's account and transfers it to the escrow account. In step S420, the processing unit 130 generates a notification message and authentication information, and encloses the authentication information in the notification message. In step S425, the processing unit 130 instructs the communication unit 110 to send a notification message to the recipient's mobile number, email or communication software account.

In step S430, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. In step S435, the recipient goes to the digital account bidding page to open an account for the digital account. In step S440, the receiving party selects the red card in the webpage of the digital account (ie, the user selects the input interface as the input interface for receiving the red envelope). At this time, in step S445, the processing unit 130 provides an authentication input interface. In step S450, the processing unit 130 receives the authentication information and the payment account input through the authentication input interface. It should be noted that, since the receiving party selects the red card through the webpage of the digital account, the processing unit 130 can automatically obtain the account of the digital account through the webpage of the digital account, and automatically bring the account of the digital account into the authentication input interface. For the user to select as the collection account, the disclosure is not limited to this. In step S455, the processing unit 130 reads the corresponding red packet amount according to the authentication information, and transfers the red packet amount from the escrow account to the collection account. At the same time, if the sending party has input a blessing message, the processing unit 130 reads and transmits the blessing message to the receiving party's electronic device through the communication unit 110 to provide the receiving party to view. After the red envelope amount is transferred from the escrow account to the collection account, the processing unit 130 returns a message of receiving the completion to the recipient to prompt the recipient that the red envelope has been received.

Referring to FIG. 5, in the second scenario, the recipient is a user who has a designated bank account and is opened and uses an online bank or an action bank to receive a red envelope. In FIG. 5, the process and details of the interaction between the dispatcher and the red packet delivery system 100 described in steps S505 to S525 are the same as steps S405 to S425 of FIG. 4, and thus are not described herein.

In step S530, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. At step S535, the recipient logs into the online bank or the mobile bank. In step S540, the recipient selects a red envelope in the function of the online bank or the mobile banking (ie, the user selects the input interface as the input interface for receiving the red envelope). At this time, in step S545, the processing unit 130 provides an authentication input interface. In step S550, the processing unit 130 receives the authentication information and the payment account input through the authentication input interface. It should be noted that, since the receiving party selects the red card through the online bank or the mobile bank, the processing unit 130 can automatically obtain the corresponding account through the online bank or the mobile bank, and automatically bring the account to the authentication input interface. For the user to select as the collection account, the disclosure is not limited to this. In step S555, the processing unit 130 reads the corresponding red envelope amount according to the authentication information, and transfers the red envelope amount from the escrow account to the collection account. Step S555 is the same as step S455 of FIG. 4, and details are not described herein again.

Referring to FIG. 6, in the third scenario, the recipient is a user who has a designated bank account but does not open or use the online banking and mobile banking functions to receive the red envelope. In FIG. 6, the process and details of the interaction between the dispatcher and the red packet delivery system 100 described in steps S605 to S625 are the same as steps S405 to S425 of FIG. 4, and thus are not described herein.

In step S630, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. At step S635, the recipient opens the web page of the red packet delivery system 100. In step S640, the receiving party selects the red card in the webpage of the red packet delivery system 100 (ie, the user selects the input interface as the input interface for receiving the red envelope). At this time, in step S645, the processing unit 130 provides an authentication input interface. In step S650, the processing unit 130 receives the authentication information and the payment account input by the recipient through the authentication input interface. In order to ensure that the receiving account input by the recipient is indeed the bank account held by the recipient, in step S655, the processing unit 130 further transmits the SMS verification code to the mobile phone number corresponding to the bank account. Moreover, in step S660, the processing unit 130 receives the SMS verification code input by the user through the authentication input interface. The processing unit 130 determines whether the SMS verification code input by the user is consistent with the SMS verification code sent in step S655. If the two are consistent, in step S665, the processing unit 130 reads the corresponding red envelope amount according to the authentication information, and transfers the red envelope amount from the escrow account to the collection account. Step S665 is the same as step S455 of FIG. 4, and details are not described herein again.

Referring to FIG. 7, in the fourth scenario, the recipient is a user who has a designated bank account and has not yet opened the online banking and mobile banking functions, but subsequently applies for a digital account at the designated bank in order to receive the red envelope. The fourth scenario is similar to the second scenario to which the FIG. 5 applies. The difference is that in step S733, the recipient needs to apply for an online banking or mobile banking before the network or at the counter of the designated bank to perform the subsequent redemption action. . The process and details of the interaction between the dispatcher and the red packet delivery system 100 in steps S705 to S725 are the same as steps S405 to S425 of FIG. 4, and the process of interacting with the red packet delivery system 100 described in steps S730 to S755 is The details are the same as steps S530 to S555 of FIG. 5, and thus are not described herein.

Referring to FIG. 8, in the fifth scenario, the recipient is a user who does not have a designated bank account and is unwilling to apply for any account at the designated bank.

The process and details of the interaction between the dispatcher and the red packet delivery system 100 described in steps S805 to S825 are the same as those of step S405 to step S425 of FIG. 4, and thus are not described herein.

In step S830, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. At step S835, the recipient logs into the web page of the red packet delivery system 100. In step S840, the recipient selects the red card in the webpage of the red packet delivery system 100 (ie, the user selects the input interface as the input interface for receiving the red envelope). At this time, in step S845, the processing unit 130 provides an authentication input interface. In step S850, the processing unit 130 receives the authentication information, the mobile phone number, and the payment account of the other party that the recipient inputs through the authentication input interface. In step S855, the processing unit 130 can read the corresponding red packet amount according to the authentication information, and transfer the red packet amount from the escrow account to the bank's collection account via the interbank transfer system. Step S855 is the same as step S455 of FIG. 4, and details are not described herein again.

In the sixth to tenth scenarios of FIGS. 9 to 13, the dispatcher transmits a red envelope of the foreign currency to the recipient through the red packet delivery system 100 in combination with the mobile bank, but the conditions of the recipient are not the same. It should be noted that the red envelope delivery system 100 is for the user to select the red envelope currency to be input, for example, US dollars, euros, and Australian dollars, and the red envelope amount is, for example, equivalent US dollars: 10, 20, 30, 60, 80, etc., and A single pen must not exceed the equivalent of 80 US dollars, the daily limit is equivalent to 300 US dollars, in order to control the gold flow. However, the amount of the red envelope and the daily limit that the user selects to input may be adjusted according to the actual situation, and the disclosure is not limited thereto. In addition, the red envelope delivery system 100 performs the transfer of the red envelope amount through a security control mechanism (eg, action e code) or SSL encryption when performing the red flow amount of the golden stream service.

Referring to FIG. 9, in the sixth scenario, the recipient is a user who does not have a designated bank account, but subsequently applies for a digital account at a designated bank in order to receive the red envelope.

First, the dispatcher opens the mobile redemption page of the mobile bank (ie, the user selects the input interface as the input interface for dispatching the red envelope), and thus the processing unit 130 provides an input interface in step S905. In step S910, the processing unit 130 receives the red envelope amount input by the dispatcher and the specified payment information through the communication unit 110. In this scenario, the specified payment information is the mobile phone number of the recipient user, the account number of the communication software, and the email. At step S915, the processing unit 130 deducts the specified red envelope amount from the dispatcher's account and transfers it to the escrow account. In step S920, the processing unit 130 generates a notification message and authentication information, and encloses the authentication information in the notification message. In step S925, the processing unit 130 instructs the communication unit 110 to send a notification message to the recipient's mobile number, email or communication software account.

In step S930, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. In step S935, the recipient goes to the foreign currency digital account application webpage to open an account of the foreign currency digital account. In step S940, the receiving party selects the red card in the webpage of the foreign currency digital account (ie, the user selects the input interface as the input interface for receiving the red envelope). At this time, in step S945, the processing unit 130 provides an authentication input interface. In step S950, the processing unit 130 receives the authentication information input through the authentication input interface and the foreign currency receipt account. It should be noted that, since the receiving party selects the red card through the webpage of the foreign currency digital account, the processing unit 130 can automatically obtain the account of the foreign currency digital account through the webpage of the foreign currency digital account, and automatically bring the account of the foreign currency digital account into the account. To the authentication input interface, for the user to select as the collection account, the disclosure is not limited to this. In step S955, the processing unit 130 reads the corresponding red envelope amount according to the authentication information, and transfers the red envelope amount from the escrow account to the foreign currency collection account. At the same time, if the sending party has input a blessing message, the processing unit 130 reads and transmits the blessing message to the receiving party's electronic device through the communication unit 110 to provide the receiving party to view. After the red envelope amount is transferred from the escrow account to the collection account, the processing unit 130 will return the received received notification message to the recipient to prompt the recipient that the red envelope has been received.

Referring to FIG. 10, in the seventh scenario, the recipient is a user who has a designated bank account and who opens and uses the online bank or the mobile bank to receive the red envelope. In FIG. 10, the process and details of the interaction between the dispatcher and the red packet delivery system 100 described in steps S1005 to S1025 are the same as those of step S905 to step S925 of FIG. 9, and thus are not described herein.

In step S1030, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. In step S1035, the recipient logs into the online bank or the mobile bank. In step S1040, the recipient selects a red envelope in the function of the online banking or mobile banking. At this time, in step S1045, the processing unit 130 provides an authentication input interface. In step S1050, the processing unit 130 receives the authentication information input through the authentication input interface and the payment account of the foreign currency. It should be noted that, since the receiving party selects the red card through the online bank or the mobile bank, the processing unit 130 can automatically obtain the corresponding account through the online bank or the mobile bank, and automatically bring the account to the authentication input interface. For the user to select as the collection account, the disclosure is not limited to this. In step S1055, the processing unit 130 reads the corresponding red envelope amount according to the authentication information, and transfers the red envelope amount from the escrow account to the collection account. Step S1055 is the same as step S955 of FIG. 9, and details are not described herein again.

Referring to FIG. 11, in the eighth scenario, the recipient is a user who has a designated bank account but does not open or use the online banking and mobile banking functions to receive the red envelope. In FIG. 11, the process and details of the interaction between the dispatcher and the red packet delivery system 100 described in step S1105 to step S1125 are the same as steps S905 to S925 of FIG. 9, and thus are not described herein.

In step S1130, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. At step S1135, the recipient opens the web page of the red packet delivery system 100. In step S1140, the recipient selects the red card in the webpage of the red packet delivery system 100. At this time, in step S1145, the processing unit 130 provides an authentication input interface. In step S1150, the processing unit 130 receives the authentication information input by the recipient through the authentication input interface, and the foreign currency receipt account. In order to ensure that the payment account input by the recipient is indeed the bank foreign currency account held by the recipient, in step S1155, the processing unit 130 further transmits the SMS verification code to the mobile phone number corresponding to the bank account. Moreover, in step S1160, the processing unit 130 receives the short message verification code input by the user through the authentication input interface. The processing unit 130 determines whether the SMS verification code input by the user is consistent with the SMS verification code sent in step S1155. If the two are consistent, in step S1165, the processing unit 130 reads the corresponding red envelope amount according to the authentication information, and transfers the red envelope amount from the escrow account to the collection account. Step S1165 is the same as step S955 of FIG. 9, and details are not described herein again.

Referring to FIG. 12, in the ninth scenario, the recipient is a user who has the designated bank account and has not yet opened the online banking and mobile banking functions, but subsequently opens the online banking or mobile banking at the designated bank in order to receive the red envelope. The ninth scenario is similar to the seventh scenario to which FIG. 10 applies. The difference is that, in step S1233, the recipient needs to apply for an online banking or mobile banking before the network or at the counter of the designated bank to perform the subsequent redemption action. . The process and details of the interaction between the dispatcher and the red packet delivery system 100 in steps S1205 to S1225 are the same as steps S905 to S925 of FIG. 9, and the process of interaction between the dispatcher and the red envelope delivery system 100 described in steps S1230 to S1255 is The details are the same as steps S1030 to S1055 of FIG. 10, and thus will not be described herein.

Referring to FIG. 13, in the tenth scenario, the recipient is a user who does not have a designated bank account and is unwilling to apply for any account at the designated bank.

The process and details of the interaction between the dispatcher and the red packet delivery system 100 in the steps S1305 to S1325 are the same as the steps S905 to S925 in FIG. 9 , and thus are not described herein.

In step S1330, the recipient receives the notification message sent by the red packet delivery system 100, wherein the notification message is presented by a text message, an email or a communication software message. At step S1335, the recipient logs into the online bank or the mobile bank. In step S1340, the recipient clicks on the webpage of the red packet delivery system 100 to receive the red envelope (ie, the user selects the input interface as the input interface for receiving the red envelope). At this time, in step S1345, the processing unit 130 provides an authentication input interface. In step S1350, the processing unit 130 receives the authentication information input by the receiving party through the authentication input interface, the mobile phone number, and the receiving account of the foreign currency. In step S1355, the processing unit 130 can read the corresponding red envelope amount according to the authentication information, and transfer the red envelope amount from the escrow account to the foreign currency collection account via the interbank transfer system. Step S1355 is the same as step S955 of FIG. 9, and details are not described herein again.

FIG. 14 is a flow chart showing the operation of the red packet delivery system of the second embodiment of the present disclosure. In order to more clearly understand the operation process of the red envelope delivery system 100, the operation mode of the red packet delivery system 100 when the specified payment information has the collection account of the payee will be described below through the embodiment of FIG.

In step S1410, the processing unit 130 provides an input interface for the dispatcher to input the grant information, the red envelope amount, and the specified payment information of the dispatcher through the input interface. Step S1410 is the same as step S210 of FIG. 2, and details are not described herein again. It should be noted that, in this embodiment, the dispatcher may also choose to send the red envelope in Taiwan dollars or foreign currencies. Moreover, when the red envelope is sent in Taiwanese currency, the recipient's collection account must be a Taiwanese currency account, and when the foreign currency is redeemed, the recipient's collection account must be a foreign currency account. In addition, in the present embodiment, the single limit and the daily upper limit when the Taiwanese red envelope and the foreign currency red envelope are transmitted may be the same as the embodiment of FIG. 4 to FIG. 13 described above, and thus are not described herein.

In step S1420, the processing unit 130 receives the red envelope amount and the specified payment information input through the input interface through the communication unit 110. Since the specified payment information already has the payment account information (for example, the payment account name, the payment account number, therefore, in step S1430, the processing unit 130 transfers the red package amount to the collection account according to the payment account information.

At step S1440, the processing unit 130 generates a notification message. At this time, since the red envelope amount has been transferred to the recipient's collection account, the notification message generated by the processing unit 130 is only used to notify the recipient that it has received the red envelope. Based on this, the authentication information is not included in the notification message. The notification message generated by the processing unit 130 is, for example, that you receive a red envelope from OOO, so go check it out!

In step S1450, the processing unit 130 further instructs the communication unit 110 to send the received notification message to the recipient according to the specified payment information, to prompt the recipient that the red envelope has been received. Step S1450 is the same as step S240 of FIG. 2, and details are not described herein again.

In summary, the red envelope delivery system created by the present invention can provide the user with a red envelope and a red envelope on the red packet delivery system, so that the user can send the red envelope to the object who wants to bless at any time and place. In addition, through the red envelope delivery system created by this new type, the recipient user can also accept the blessing of others at any time and place. In this way, the meaning between people can be quickly and immediately conveyed to the other party's hands.

Although the present invention has been disclosed in the above embodiments, it is not intended to limit the novel creation, and any person skilled in the art can make some changes without departing from the spirit and scope of the novel creation. Retouching, the scope of protection of this new creation is subject to the definition of the scope of the patent application attached.

100‧‧‧Red Packet Delivery System
110‧‧‧Communication unit
120‧‧‧ storage unit
130‧‧‧Processing unit
S210~S240, S305~S370, S405~S55, S505~S555, S605~S665, S705~S755, S805~S855, S905~S955, S1005~S1055, S1105~S1165, S1205~S1255, S1305~S1355, S1410~ S1450‧‧‧Steps

FIG. 1 is a block diagram of a red envelope delivery system according to an embodiment of the present disclosure. 2 is a flow chart showing the operation of a red envelope delivery system according to an embodiment of the present disclosure. 3 is a flow chart showing the operation of the red packet delivery system of the first embodiment of the present disclosure. 4 is a flow chart showing the operation of the red envelope delivery system of the first embodiment in the first scenario. FIG. 5 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the second scenario. 6 is a flow chart showing the operation of the red envelope delivery system of the first embodiment in the third scenario. FIG. 7 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the fourth scenario. FIG. 8 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the fifth scenario. FIG. 9 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the sixth scenario. FIG. 10 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the seventh scenario. FIG. 11 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the eighth scenario. FIG. 12 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the ninth scenario. FIG. 13 is a flow chart showing the operation of the red packet delivery system of the first embodiment in the tenth scenario. FIG. 14 is a flow chart showing the operation of the red packet delivery system of the second embodiment of the present disclosure.

Claims (10)

A red packet delivery system includes: a communication unit, transmitting and receiving information; a storage unit; and a processing unit connected to the communication unit and the storage unit, the processing unit providing an input interface and receiving a red envelope input through the input interface When the amount and the specified payment information are specified, the processing unit generates a notification message according to the specified payment information, and sends the notification message according to the designated payment information through the communication unit. The redemption delivery system of claim 1, wherein the processing unit further generates authentication information and stores the information in the storage unit, and the processing unit further sends the notification message according to the designated payment information by the communication unit and the The authentication information, the processing unit further provides an authentication input interface, and when receiving the authentication information and the payment account input through the authentication input interface, the processing unit reads the corresponding red envelope amount according to the authentication information, and The red envelope amount is transferred to the collection account. The red envelope delivery system of claim 2, wherein the processing unit further receives the red envelope amount and the specified payment information when the user inputs the input interface, and the red envelope amount is used by the user The account is transferred to a custodial account. The red envelope delivery system of claim 3, wherein the processing unit further transfers the red envelope amount from the escrow account when receiving the authentication information and the payment account input through the authentication input interface. The collection account. The red bag delivery system of claim 3, wherein the processing unit further determines that when the red bag amount is transferred to the custodian account for more than a preset number of days, the red bag amount is transferred from the escrow account to the user. account. The red envelope delivery system of claim 1, wherein the processing unit further transfers the red envelope amount to the collection account according to the receipt account information when the designated payment information includes the collection account information, and The notification message is sent according to the payee contact information of the specified payment information. The red bag delivery system of claim 1, wherein the processing unit further receives the blessing message input by the user through the input interface, and generates the notification message according to the designated payment information and the blessing message. The red packet delivery system according to claim 1, wherein the processing unit further sends a short message verification code to a mobile phone number corresponding to the payment account, and receives a short message verification code input through the authentication input interface, and When the processing unit determines that the SMS verification code sent by the processing unit is consistent with the received SMS verification code input through the authentication input interface, the processing unit reads the corresponding red packet amount according to the authentication information, and transfers the red packet amount into the The collection account. For example, in the red bag delivery system described in claim 1, the processing unit sends the received notification message according to the payee contact information of the specified payment information after transferring the red package amount to the payment account. For example, in the red bag delivery system described in claim 1, the processing unit further determines whether the authentication information meets the verification rule to determine whether the authentication information is legal, and when the authentication information is legal, according to the authentication information, the corresponding information is read. The red envelope amount, and the red envelope amount is transferred to the receipt account.