TWM557411U - Mobile online credit offsetting system - Google Patents

Abstract

A mobile online credit offsetting system includes a user login device, a middle office server, and an account server. The user login device includes a designated offsetting application unit for entering an offsetting demand. The middle office server connects to the user login device and includes a designated offsetting calculation unit. The offsetting calculation unit receives financing information from the account server according to the offsetting demand to calculate an amount required to pay.

Description

Action online credit designation reversal system

The present invention relates to a reversal operation system, and in particular to a mobile online credit designation reversal operation system.

In recent years, with the liberalization of stock trading, investors who use stocks to make profits have also increased. At present, stocks are not limited to cash buying stocks, but they can also buy and sell stocks through stock credit transactions.

Stock credit transactions refer to financing and securities lending. Financing is to borrow money to buy stocks, and securities lending is also called "borrowing", which is to borrow stocks. The credit transaction of stocks is a kind of trading method in which investors who want to buy stocks and have insufficient funds, or who want to sell stocks and lack stocks, are provided by securities firms to provide funds or stocks.

When an investor wants to apply for a designated write-off of financing, it is generally necessary to apply for a credit designation to the securities firm through a filing application or a telephone application method, and before the write-off, the account number, stock, and current stock date of the manager must be notified. Therefore, It takes too long to make a round trip between the customer and the manager, which is time consuming and laborious for the customer, and the automation features are not enough.

Therefore, how to assist investors to conveniently and safely specify the write-off of financing will help the sound development of the stock market and improve the stability of financial transactions.

The novel content is intended to provide a simplified summary of the disclosure in order to provide a basic understanding of the disclosure. This Summary is not an extensive overview of the disclosure, and is not intended to identify key/critical elements of the novel embodiments or the scope of the invention.

One of the contents of this new content is to provide a mobile online credit designation system to enhance the sound development of the stock market and improve the stability of financial transactions.

In order to achieve the above object, one aspect of the present invention relates to a mobile online credit designation system including a user login device, a central server, and a billing server.

The user login device includes a designated reversal requester for inputting a charge request. The mid-server is connected to the user login device and includes a designated reversal trial component. The accounting server is connected to the middle server, and the specified reversal trial component obtains the relevant financing information from the accounting server according to the sales account requirement, so as to calculate the amount to be paid.

The user login device further includes a login processor for inputting an account number, a user code, and a password.

In an embodiment, the user login device further includes a display connection between the login processor and the designated reversal requester for displaying the amount of payment required. Among them, the amount to be paid includes financing and interest.

In addition, the user login device further includes a designated reversal querier connected to the designated reversal requester. The mid-server also includes a user authentication component.

In an embodiment, the designated reversal querier further includes a designated transaction date input component, a securities code input component, and a voucher input component.

In an embodiment, the designated reversal requester further includes a new sales account information component, a deletion sales accounting data component, and a data delivery component, and the new sales accounting data component includes a sales account number setter.

In an embodiment, the user login device further includes a delivery amount finder to query a transaction server for the amount to be delivered on the current day.

In an embodiment, the mid-station server further includes a financing transaction processing component.

Therefore, the mobile online credit designation reversal operation system of the present invention can facilitate the user to quickly perform the specified reversal application operation, adjust the order of the transaction, and then adjust the realized profit and loss and the amount of the unrealized profit and loss. In addition, this new type of action online credit designation reversal operation system, after completing the specified reversal, can quickly query the amount of delivery on the current day, effectively improving the efficiency and stability of the specified reversal.

The basic spirit and other novel objects of the present invention, as well as the technical means and implementations of the present invention, can be readily understood by those of ordinary skill in the art.

100‧‧‧Action online credit designation reversal system

110‧‧‧User login device

112‧‧‧Log in processor

114‧‧‧Display

116‧‧‧Specified reversal querier

118‧‧‧Specified write-off applicant

119‧‧‧delivery amount finder

120‧‧‧中台服务器

122‧‧‧User authentication component

124‧‧‧Specified reversal trial components

126‧‧‧Finance transaction processing components

130‧‧‧Accounting Server

140‧‧‧Transaction Server

262‧‧‧Designated trading day input components

264‧‧‧Stock code input component

266‧‧‧Voucher input components

282‧‧‧New sales information component

283‧‧‧ sales account number setter

284‧‧‧Delete the sales information component

286‧‧‧Information delivery component

The above and other objects, features, advantages and embodiments of the present invention can be more clearly understood. The description of the drawings is as follows: FIG. 1 illustrates a mobile line credit designation reversal system according to an embodiment of the present invention. Schematic diagram.

2 is a schematic diagram showing a designated reversal querier of a credit designation reversal operation system on a mobile line according to an embodiment of the present invention.

FIG. 3 is a schematic diagram showing a designated reversal requester of a credit designation reversal operation system on a mobile line according to an embodiment of the present invention.

The various features and elements in the figures are not drawn to scale, and are in the In addition, similar elements/components are referred to by the same or similar element symbols throughout the different drawings.

In order to make the description of the present disclosure more detailed and complete, the following description of the embodiments of the present invention and the specific embodiments thereof are set forth. The features of various specific embodiments, as well as the method steps and sequences thereof, are constructed and manipulated in the embodiments. However, other specific embodiments may be utilized to achieve the same or equivalent function and sequence of steps.

Unless otherwise defined in the specification, the meaning of the scientific and technical terms used herein is the same as that of ordinary skill in the art. In addition, the singular noun used in this specification covers the plural of the noun in the case of no conflict with the context; the plural noun of the noun is also included in the plural noun used.

In addition, the term "connected" as used herein may mean that two or more elements are in direct physical or electrical contact with each other, or indirectly in physical or electrical contact with each other, or that two or more elements are interoperable or action. Furthermore, the components, devices, components, and servers used herein may be operated in separate computer mainframes or devices, and may be operated and integrated in one or more computer mainframes or devices. They do not deviate from the spirit and scope of this new model.

FIG. 1 is a schematic diagram showing a credit line designation reversal operation system 100 on a mobile line according to an embodiment of the present invention. Figure 2 is a schematic diagram of the specified reversal querier. The third picture is a schematic diagram of the specified reversal applicator. As shown, the mobile line credit designation reversal system 100 includes a user login device 110, a central server 120 connected to the user login device 110, a billing server 130 coupled to the central server 120, and a The transaction server 140 is connected to the intermediate server 120.

The user login device 110 includes a login processor 112, a display 114, a designated reversal finder 116, a designated reversal requester 118, and a delivery amount querier 119, which are connected to each other. The central server 120 includes a user authentication component 122, a designated reversal trial component 124, and a financing transaction processing component 126.

The login processor 112 of the user login device 110 is used to input an account number, a user code, and a password. The user authentication component 122 of the central server 120 is used to confirm the user's account number, user code, and password. After the user authentication component 122 of the intermediate server 120 confirms the identity of the user, the user login device 110 can perform subsequent designated reversal operations.

The designated reversal requester 118 is used to input a sales account request, and the designated reversal trial component 124 of the middle office server 120 can obtain the relevant financing information from the accounting server 130 according to the sales account requirement for calculation. The amount to be paid and the display 114 is used to display the amount to be paid. In one embodiment, the amount to be paid includes financing and interest.

In one embodiment, the designated reversal finder 116 includes a designated transaction date input component 262 for the user to enter a transaction date, a securities code entry component 264 for the user to enter a security code, and a voucher input component. 266 for the user to select or enter financing or securities lending.

In one embodiment, the designated reversal appender 118 includes a new billing information component 282 for the user to add the billing information, and a billing data component 284 for the user to delete the selected billing data. And a data sending component 286 for the user to send the relevant data after determining the data to be posted to synchronize with the data of the accounting server 130.

In addition, the new billing information component 282 includes a billing stock number setter 283 that allows the user to select and set the number of shares to be credited. However, it is worth noting that if the total number of shares sold is not equal to the number of shares in the original financing note, an error will be displayed and the delivery will not continue. Which is worth noting Yes, the new sales account number setter 283 can select the number of shares of a single or multiple financing bonds of different transaction dates of the required sales account according to the demand, and is not limited to the first in first out or the backward first. Out of the limit. Therefore, the new sales account number setting device 283 can assist the user to select one or more financing bonds of different transaction dates according to the amount of the profit and loss amount to be realized, and set the number of shares to be reversed to perform the specified reversal. .

In an embodiment, the user's login device 110's delivery amount finder 119 may facilitate the user to query the transaction server 140 for the current due amount.

In an embodiment, the financing transaction processing component 126 of the middle office server 120 may reverse the financing coupon transaction according to the application content input by the user in the specified reversing application device 118.

The user login device 110 can be a computer, a mobile phone or a tablet without departing from the spirit and scope of the present invention.

In summary, the mobile online credit designation reversal operation system of the present invention can facilitate the user to quickly perform the specified reversal application operation, adjust the order of the transaction, and then adjust the realized profit and loss and the amount of unrealized profit and loss. In addition, the action online credit designation reversal system of the new type can also query the amount of delivery on the day after completing the specified reversal, effectively improving the efficiency and stability of the specified reversal.

The specific embodiments of the present invention are disclosed in the above embodiments, and are not intended to limit the present invention. Those of ordinary skill in the art to which the present invention pertains, without departing from the spirit and scope of the present invention, Can be Various changes and modifications are made, and the scope of protection of the present invention is defined by the scope of the accompanying claims.

Claims (10)

A mobile online credit designation reversal system includes: a user login device including a designated reversal requester for inputting a charge request; and a central server for connecting to the user login device, wherein the The server includes a specified reversal trial component; and a accounting server is connected to the intermediate server, wherein the designated reversal trial component obtains relevant financing information by the accounting server according to the accounting requirement for Calculate the amount you need to pay. The action line credit designation reversal operation system of claim 1, wherein the user login device further comprises a login processor for inputting an account number, a user code and a password. The action line credit designation reversal operation system of claim 2, wherein the user login device further comprises a display connected between the login processor and the designated reversal requester for displaying the required payment Amount. The action online credit as specified in claim 3 specifies a reversal operation system, wherein the amount of the payment required includes financing and interest. The action line credit designation reversal operation system of claim 4, wherein the user login device further comprises a designated reversal querier connected to the designated reversal requester. The mobile online credit designation reversal operating system of claim 5, wherein the intermediate server further comprises a user authentication component. The action line credit designation reversal operation system according to claim 6, wherein the designated reversal querier further comprises a designated transaction date input component, a securities code input component, and a voucher input component. The action online credit designation reversal operation system according to claim 7, wherein the designated reversal requisitioner further comprises an additional sales account information component, a deletion sales accounting data component, and a data delivery component, and the new sales account information The component contains a sales account number setter. The action line credit designation reversal operation system according to claim 8, wherein the user login device further comprises a delivery amount finder for querying, by a transaction server, the amount of the delivery on the current day. The mobile online credit designation reversal operation system as claimed in claim 9, wherein the intermediate server further includes a financing transaction processing component.