TWM553838U - Analyzing system for automated teller machine disposition - Google Patents

Abstract

The present disclosure is related to a grading system for automated teller machines (ATM) disposition. The grading system includes a server host and a computing device. The server host is configured to gather ATM disposition data, financial institution disposition data, trading volume data, and population data of areas via an internet module. The server host stores the aforementioned data in a database. The computing device is configured to calculate a grade of a corresponding area by the ATM disposition data, financial institution disposition data, trading volume data, and population data stored in the database.

Description

Automatic teller machine setting location analysis system

The disclosure relates to an analysis system for an ATM setting location.

At present, when financial institutions need to set up new ATMs, it is appropriate to evaluate them based on human experience. However, this method is quite subjective, and often sets up an ATM and finds that the commission fee earned is not enough, resulting in an additional expense for the removal of the ATM. How to solve the above problems is one of the projects that the field is eager to invest in.

The present disclosure relates to an analysis system for an Automated Teller Machine (ATM) installation location, including a server host and an arithmetic device. The server host contains network modules and a database. The server host is configured to collect, through the network module, the ATM information, the financial institution setting data, the gold flow transaction data, and the population-related data corresponding to each of the multiple regions, and store the data in the data. In the library. The computing device is configured to set data according to the ATM stored in the database, set information of the financial institution, The gold flow trading volume data and the population-related data calculate the corresponding integral values of each region.

In an embodiment of the disclosure, the ATM information includes a bank ATM setting data and a post office ATM setting data.

In one embodiment of the disclosure, the financial institution setting information includes bank setting data and post office setting information.

In one embodiment of the disclosure, the gold flow volume data includes transaction information of the ATM, bank gold flow data, and post office gold flow data.

In one embodiment of the disclosure, the population-related data includes population age data, population sex ratio data, and population size data.

In an embodiment of the disclosure, the computing device is further configured to organize the plurality of integrated values in the database and summarize the set thresholds, and configured to generate recommended settings when the integrated value corresponding to a region is higher than the set threshold. The message of the ATM.

In an embodiment of the present disclosure, the computing device is further configured to organize the plurality of integral values in the database and summarize the amortization threshold, and configured to generate a proposed abolition when the integral value corresponding to a region is lower than the abolition threshold The message of the ATM.

In an embodiment of the disclosure, the integral value corresponding to an area is an integral value of the ATM setting data, the financial institution setting point data, the gold flow trading volume data, and the population related data corresponding to the area, and Multiply the integral value or the weighted integral value.

In an embodiment of the disclosure, the analysis system of the ATM setting location further includes a user interaction device, and the user interaction device configuration To present the value of points in each region.

In an embodiment of the present disclosure, the user interaction device is coupled to the computing device and configured to present a pie chart, a bar graph, a region map, and a material list with respect to the integral values.

In summary, the analysis system of the setting place of the automatic teller machine disclosed in the present invention automatically captures various materials related to the ATM business, and then systematically analyzes the degree of setting up the automatic teller machine in each area by using scientific methods, and gives points. As a result, the setting of the ATM is more objective and accurate, and the additional loss that is required to be abolished in the wrong place to set up the ATM is greatly reduced.

10‧‧‧Analysis system for setting up ATMs

20‧‧‧External data system

30‧‧‧Printing device

100‧‧‧Server host

200‧‧‧Network Module

300‧‧‧Database

400‧‧‧ arithmetic device

500‧‧‧User interaction device

W1‧‧‧ pie chart display window

W2‧‧‧ bar graph display window

W3‧‧‧ Area map display window

W4‧‧‧Information List Display Window

FIG. 1 is a block diagram showing an analysis system for setting an automatic teller machine according to an embodiment of the present disclosure.

FIG. 2 is a block diagram showing a user interaction device according to an embodiment of the present disclosure.

Unless otherwise defined, all terms (including technical and scientific terms) used herein are intended to mean the meaning Furthermore, the definition of the above vocabulary in a commonly used dictionary should be interpreted as a meaning consistent with the related art of the present invention in the content of the present specification. These terms will not be interpreted as ideal unless specifically defined Or too formal meaning.

Please refer to Figure 1. FIG. 1 is a block diagram showing an analysis system for setting an automatic teller machine according to an embodiment of the present disclosure. In order to make the setting of the automatic teller machine more precise and objective, the present invention discloses an analysis system 10 for setting up an automatic teller machine, which comprises a server host 100, an arithmetic device 400 and a user interaction device 500. The server host 100 includes a network module 200 and a database 300, and can be connected to various types of external data systems 20 through the network module 200, and collect corresponding ATM information and financial institution setting data in each area. , gold flow trading volume data and population related data, and storing the above data in the database 300. The computing device 400 is connected (signal connected, electrically connected, or physically connected) to the database 300. The computing device 400 can analyze the data in the database 300 and evaluate the extent to which the respective regions are suitable for setting up the ATM with the integrated value. The user can judge whether the area is suitable for setting up the ATM according to the integral value corresponding to a region. In some embodiments, the analysis system 10 of the automated teller machine location may also include a user interaction device 500. The user interaction device 500 is configured to present the score values of the regions and visually present the regions corresponding to the data in the database 300. The user interaction device 500 can represent the corresponding integral value of each region and/or the data corresponding to the data in the database 300 by means of a pie chart, a bar graph, a region map, and a data list. In this way, the user can more clearly consider the setting conditions of the automatic teller machine in each area by using the analysis system 10 of the automatic teller machine setting place, thereby facilitating the precise setting of the automatic teller machine.

In an embodiment of the disclosure, the analysis system 10 of the ATM setting location may be a large data platform, including the server host 100, The network module 200, the database 300, the computing device 400, and the user interaction device 500, and includes a plurality of big data related tools, and the user can arbitrarily add various functions according to requirements.

In an embodiment of the disclosure, the external data system 20 may be a data system of a financial company or a financial management committee. The server host 100 is connected to the information system of the financial company and the financial management committee through the networking module 200, for example, an electronic financial business management system and an electronic financial service management system. The electronic financial business management system and the electronic financial service management system include relevant information of the ATMs that have been set up in various places, such as the location information of the automatic teller machine, the frequency of use, the data of the use period, and the transaction information of the ATM. The above data is stored in the database 300 for subsequent analysis. The value of the above information is that, for example, the location of the ATM can be used to know the density of the ATM at a location. The denser it is, the more difficult it is to add an ATM. The frequency information can be used to determine the addition or abolition. ATM.

In one embodiment of the present disclosure, the external data system 20 can be a demographic data system. The server host 100 is connected to the demographic data system via the networking module 200, for example, a government data open platform. The open platform for government information includes population data, gender ratio data, age-level data, and so on. The above data is stored in the database 300 for subsequent analysis. The value of the above information is, for example, the estimated number of ATMs required by the population of the localities; the age-based data can be used to estimate the residents' preference for branch withdrawals or operation of ATMs. Evaluate whether an ATM must be added.

In an embodiment of the disclosure, the external data system 20 can be Financial information system. The server host 100 is connected to the financial information system through the networking module 200, for example, the information system of Caijin Information Co., Ltd. The information system of Caijin Information Co., Ltd. includes financial institution intensity information, bank gold flow data, post office gold flow data, etc. in various regions. The above data is stored in the database 300 for subsequent analysis. The value of the above information is that, for example, if the financial institution's intensive information indicates that there is a high-density financial institution in a region, the demand for additional ATMs may be lower; if the gold flow data indicates that the gold flow in a region is active, then There may be an additional need to add an ATM.

In other embodiments of the present disclosure, external data system 20 can be other types of data systems. The server host 100 is connected to other data systems through the networking module 200, for example, the police data system. Due to the safety precautions of the ATM, the setting of the ATM must give priority to the location where the security equipment, guards, and duty personnel are patrolled. Therefore, the information of the policing data system can be used to know the security of the ATMs in each area. It should be understood that the information to be stored in the database 300 can be selected according to the type of the automatic teller machine and the special setting requirements, and the disclosure is not limited to the above.

In summary, the server host 100 can be connected to various external data systems 20 through the networking module 200 according to various requirements of the setting ATM, and store related data into the database 300 for the computing device 400 to perform operations. Next, the arithmetic unit 400 calculates the corresponding points of each region based on the data in the database 300.

The computing device 400 can calculate the integral from the database 300 in accordance with a variety of methods. For example, in one embodiment of the disclosure, to ensure new settings The automatic teller machine can earn sufficient handling fee, and the computing device 400 can use the correlation analysis of the data in the database 300 to find out the information positively related to the fee earned by the area where the automatic teller machine is set; The positive correlation data is not set in the ATM area; then the relevant data is converted into the integral value by appropriate weight (eg, percentage level, or assigned appropriate weight by the professional); thus, the higher the integral value The area represents the area where it is more likely to earn higher fees.

In other embodiments of the disclosure, the correlation analysis may be performed for conditions other than the handling fee. For example, the transaction volume, the gold flow rate, the frequency of use, the period of use, and the like may all predict the possibility of setting up an ATM in a region. Has the advantages and disadvantages.

In an embodiment of the disclosure, the financial institution may also perform an evaluation, and the required data may be screened one by one according to the situation frequently encountered in the setting of the automatic teller machine; then the computing device 400 may directly find the data from the database 300. Produce the desired information; then convert the information into integral values according to appropriate weights (eg, percentage grades, or appropriate weights assigned by professionals); thus, the higher the score, the more professional the area is. The setting criteria evaluated by the person.

In an embodiment of the disclosure, the integral value may specifically be an integral value of the ATM setting data in the database 300, a financial institution setting point data, a gold flow transaction amount data, and a population related data, and a multiplication point. The value or the weighted integral value (the setting of the integral value is the same as the foregoing, which is analyzed by the arithmetic device 400 or set by a professional). It should be understood that the data processing method of a plurality of big data can be applied to calculate the integral value, and the integral calculation method in the disclosure is not limited to the above examples.

In an embodiment of the present disclosure, a set threshold may also be set according to the obtained integral. If the integrated value of a region is higher than the set threshold, it means that the automatic elevator is suitable for the region. For example, the computing device 400 can count the integrated value of each region, and set the integral value of the percentile level to 90 as the set threshold; thus, if the integral value of a region is the first 10% of all regions, then It is suitable for setting up an ATM on behalf of the area. The threshold can also be assessed by a professional or combined with existing data.

In an embodiment of the present disclosure, a withdrawal threshold may also be set according to the obtained integral. If the integral value of a region is lower than the set threshold, the ATM set in the region shall be removed. For example, the arithmetic device 400 can count the integral value of each region, and set the integral value of the percentage level of 10 as the abolishing threshold; thus, if the integral value of a region is 10% after all regions, then The representative should abolish the ATM set up in the area. The abolition threshold can also be assessed by a professional or combined with existing data.

In summary, the computing device 400 assigns corresponding points to each region according to the data in the database 300 or according to the evaluation of the professional. In some embodiments, the threshold and the cutting threshold may also be set according to the integral settings. The computing device 400 is connected (signal connection, electrical connection or physical connection) to the user interaction device 500. The computing device 400 can present the points of each region by the user interaction device 500, and reflect whether the regions reach the set threshold or The standard of abolishing the threshold is to facilitate the user to clearly judge the advantages and disadvantages of setting up an ATM in a region.

Please refer to Figure 2. FIG. 2 is a block diagram showing a user interaction device according to an embodiment of the present disclosure. In an embodiment of the disclosure, the user interaction device 500 has multiple windows, and each window can present a different data table. For example, each window of the user interaction device 500 may include a pie chart display window W1, a bar graph display window W2, a map display window W3, and a material list display window W4. For example, the pie chart display window W1, the bar graph display window W2, and the material list display window W4 can display the proportion of each data point in the corresponding integral value of a region. For example, the map display window W3 can display the distribution of the integral values of each region. In one embodiment of the present disclosure, the user interaction device 500 can receive user input. For example, the user can click on the area in the map display window W3, and the user interaction device 500 transmits the selected area information to the computing device 400 for calculation, and the computing device 400 transmits the calculated integral value back to the user. The interactive device 500 displays a pie chart, a bar graph, and a material list about the selected region by the pie chart display window W1, the bar graph display window W2, and the material list display window W4. In an embodiment of the present disclosure, the user interaction device 500 can also be connected to the printing device 30, and the user can display the pie chart display window W1, the bar graph display window W2, the area map display window W3, and the material list display. The graphics and text in Windows W4 are printed for various purposes, such as for evaluation reports.

In an embodiment of the present disclosure, after the user clicks on the area in the area map window W3, if the integrated value of the selected area is higher than the set threshold, the data list display window W4 of the user interaction device 500 displays a suggestion. The message of the ATM is set; if the value of the selected area is lower than the withdrawal threshold, the information list display window W4 of the user interaction device 500 displays a message suggesting that the ATM be abolished.

In summary, the analysis system of the ATM setting location automatically captures various information related to the ATM business, and then the scientific method system. Sexually analyze the extent to which ATMs are suitable for each location and give evaluation points. As a result, the setting of the ATM is more objective and accurate, and the additional loss that is required to be abolished in the wrong place to set up the ATM is greatly reduced.

The disclosure has been described by way of example and the above embodiments, and it should be understood that the invention is not limited to the disclosed embodiments. On the contrary, the present invention encompasses a variety of modifiers and approximations (as would be apparent to those of ordinary skill in the art). Therefore, additional claims should be based on the broadest interpretation to cover all such modifications and approximations.

10‧‧‧Analysis system for setting up ATMs

20‧‧‧External data system

30‧‧‧Printing device

100‧‧‧Server host

200‧‧‧Network Module

300‧‧‧Database

400‧‧‧ arithmetic device

500‧‧‧User interaction device

Claims (10)

An automatic teller machine (ATM) setting location analysis system includes: a server host, the server host includes a network module and a database, and the server host is configured to collect through the network module Information on one of the ATMs in each of the plurality of regions, a financial institution setting point data, a gold flow trading volume data, and a population related data, and stored in the database; The computing device is connected to the database, and the computing device is configured to be related to the populations according to the set information of the ATMs stored in the database, the financial institution setting data, and the financial transaction volume data. The data calculates a plurality of integral values corresponding to the respective regions. The analysis system for setting the location of the ATM according to Item 1 of the claim, wherein the ATM information includes a bank ATM setting data and a post office ATM setting data. The analysis system for setting the location of the ATM according to item 1 of the claim, wherein the financial institution setting information includes a bank setting data and a post office setting data. The analysis system of the ATM setting location according to Item 1 of the claim, wherein the gold flow transaction volume data includes an transaction information of an automatic teller machine, a bank gold flow data, and a post office gold flow data. The analysis system of the location of the ATM according to item 1 of the claim, wherein the population-related data comprises a population age data, a population sex ratio data, and a population quantity data. An analysis system for an ATM setting location as described in claim 1, wherein the computing device is further configured to organize the integrated values in the database and summarize a set threshold and configure to be in the regions A suggested setting of the ATM message is generated when the integrated value corresponding to one of the regions is higher than the set threshold. An analysis system for an ATM setting location as described in claim 1, wherein the computing device is further configured to organize the integral values in the database and to summarize a cutoff threshold and configure to be in the regions A suggested abolition of the ATM message occurs when the point value corresponding to one of the regions is lower than the abolition threshold. The analysis system for setting the location of the ATM according to item 1 of the claim, wherein the integral value corresponding to one of the regions is the information of the ATM corresponding to the region, and the information of the financial institution And one of the gold flow volume data and the population related data plus one of a total integral value, a multiplicative integral value, and a weighted integral value. ATM location as described in item 1 of the request The analysis system further includes a user interaction device configured to present the score values for the regions. The analysis system of the ATM setting location of claim 9, wherein the user interaction device is connected to the computing device and configured to present a pie chart, a bar graph, and a Geographic map and a list of materials.