TWM545315U - System for storing value of electronic ticket inside composite chip card - Google Patents

Description

System for storing electronic coupons in composite wafer cards

The present invention relates to a system for storing electronic value of electronic tickets, in particular for a system for storing electronic value in a composite wafer card for storing electronic tickets in a composite wafer card.

Due to the continuous advancement of technology, the manufacturing process of electronic components has been rapidly refurbished, and the volume of various electronic components has been gradually reduced in such a process. Therefore, the volume of electronic products composed of a plurality of electronic components is gradually being reduced. Electronic products that can't be carried with you can now be carried out with you (for example, a desktop computer developed into a notebook computer).

The electronic ticket is the electronic product born under such circumstances, such as the leisure card, card or icash card that is commonly used in daily life, etc., which are all kinds of electronic tickets. Most of the electronic tickets have arithmetic and logic calculation functions, storage functions and communication functions. When the electronic ticket is used in the payment field, the users of the electronic ticket can be exempted from buying tickets when traveling or not carrying money when shopping. .

Nowadays, with the large circulation of electronic tickets, major financial institutions have cooperated with various electronic ticketing companies. The current mode of cooperation is that financial institutions and electronic ticketing companies jointly launch a composite wafer card (also known as a joint name card), which wants to issue joint names. The financial institution of the card will connect the financial server installed by it with the electronic ticket server of the cooperative electronic ticket vendor to serve the users of the electronic ticket.

However, with the gradual increase in the number of domestic electronic ticketing companies, if the financial server of a financial institution is connected to the electronic ticketing server of each electronic ticketing company, the system causing the financial servo device will become more and more cumbersome. The service provision of the device is slow, and the financial server is connected to each electronic ticket server to increase the network construction cost.

The main purpose of this creation is to provide a system for storing electronic value in a composite chip card, which reduces the system complexity and network construction cost of the financial server by the intermediary servo device.

In order to achieve the above-mentioned various purposes and effects, one embodiment of the present invention discloses a system for storing electronic value in a composite wafer card, comprising: a composite wafer card, including an electronic ticket and a wafer card; The device, the terminal device corresponds to the electronic ticket, and when the composite wafer card is connected to the terminal device, the terminal device determines whether the amount in the electronic ticket of the composite wafer card is lower than a threshold value, and if so, sends a stored value request command; a ticket server, receiving a stored value request command sent from the terminal device and transmitting a stored value request command; the intermediary server receiving the stored value request command sent from the electronic ticket server and transmitting the stored value request command; the financial server receiving the slave The stored value request command sent by the intermediary servo device deducts the amount of the account corresponding to the chip card in the financial server device according to the stored value of the stored value request command and sends a stored value confirmation command to the composite chip card; The wafer card confirms the amount corresponding to the stored value of the stored value to the electronic ticket.

In one embodiment of the present invention, the wafer card is a financial card or a credit card.

In one embodiment of the present invention, the composite wafer card stored value corresponds to the amount of the stored value confirmation command to the electronic wallet of the electronic ticket.

In an embodiment of the present invention, the terminal device generates a payment amount command, and the terminal device determines that the amount in the electronic ticket of the composite wafer card is lower than the amount corresponding to the payment amount command, and the terminal device determines the electronic ticket of the composite wafer card. When the amount within the threshold is lower than the threshold, the terminal device transmits a stored value request command to the electronic ticket server of the electronic ticket.

In order to give your reviewers a better understanding and understanding of the characteristics of the creation and the efficacies achieved, please provide a better example and a detailed description of the following:

In the prior art, if the financial server of a financial institution is connected to the electronic ticket server of each electronic ticketing company, the service provision of the financial server is slow and the network construction cost is increased. Therefore, a communication device is proposed. A method of storing electronic value in an integrated wafer card.

The flow of the method for storing the electronic ticket in the composite wafer card of the first embodiment of the present invention is described herein. Please refer to the first figure, which is the composite wafer card of the first embodiment of the present invention. A flow chart of the method of storing the value of the electronic ticket. As shown in the figure, the method for storing the value of the electronic ticket in the composite wafer card of the embodiment includes:

Step S1: connecting with the terminal device;

Step S3: determining whether a stored value is needed;

Step S5: performing payment;

Step S7: sending a stored value request command;

Step S9: deducting the amount in the account;

Step S11: Performing a stored value.

Next, the system required for the method for realizing the electronic ticket storage value in the composite wafer card of the present invention is described. Please refer to the second figure, which is the electronic device in the composite wafer card according to the first embodiment of the present invention. A schematic diagram of the system for the method of storing the value of the ticket. As shown in the figure, the system for storing the electronic ticket in the composite chip card comprises: a composite wafer card 1, a terminal device 3, an electronic ticket server 5, an intermediary servo device 7 and Financial server 9. The composite wafer card 1 includes a chip card 101, an electronic ticket 103, a communication unit 105, and a storage unit 107.

In a preferred embodiment of the present invention, the communication unit 105 is a near field communication unit using Near Field Communication (NFC), such as radio frequency identification (RFID), Bluetooth (Radio Frequency IDentification), Bluetooth, and low. Bluetooth Low Energy.

The storage unit 107, the storage unit 107, and the storage unit 107 may be a flash memory, a read-only memory, a ferroelectric random access memory (FRAM), or a magnetic random memory. Take memory (MRAM), phase change random access memory (PCRAM) or other storage unit that can store data.

The storage unit 107 stores the wafer card identification information 1011 of the chip card 101, the electronic ticket identification information 1031 of the electronic ticket 103, and the electronic wallet 1033 of the electronic ticket 103.

The electronic ticket server 5 described above is a server device for issuing an electronic ticket 103.

The above-described financial server device 9 is a servo device for issuing a wafer card 101.

In one embodiment of the present invention, the composite wafer card 1 is jointly issued by a financial institution (for example, a bank) to which the financial server 9 belongs and an electronic ticket authority (for example, a leisure card company) to which the electronic ticket server 5 belongs. Composite wafer card (for example: leisurely joint card).

The above-mentioned intermediary servo device 7 can serve as a bridge for communication between two different gold stream servo devices. In the present embodiment, the intermediary servo device 7 serves as a bridge between the electronic ticket server 5 and the financial server device 9.

The flow of the method for executing the electronic ticket storage value in the composite wafer card of the first embodiment of the present invention will be described below. Please refer to the first figure and the second figure. When the user stores the value of the electronic ticket in the composite wafer card, step S1 to step S11 will be performed.

In step S1, in conjunction with the terminal device, the composite wafer card 1 is connected to the terminal device 3 via the communication unit 105, wherein the terminal device 3 corresponds to the electronic ticket 103. In other words, the composite wafer card 1 is connected to the terminal device 3 owned by the institution that issued the electronic ticket 103, or the terminal device 3 connected to the composite wafer card 1 can be connected to the electronic ticket server 5.

In step S3, it is determined whether the stored value is required, and the terminal device 3 obtains the amount in the electronic ticket 103 in the composite wafer card 1, and determines whether it is lower than a threshold according to the amount in the electronic ticket 103. If it is lower than the threshold, the step is executed. S7, if it is higher, step S5 is performed. In other words, the terminal device 3 determines whether the amount in the electronic wallet 1033 of the composite wafer card 1 is lower than the threshold value. For example, when the threshold value is 50 yuan, the amount in the electronic ticket 103 is less than 50 yuan, and step S7 is performed, and if it is 50 yuan or more, step S5 is performed.

In step S5, payment is made, a payment amount is input to the terminal device 3, the terminal device 3 generates a payment amount command according to the payment amount, and transmits a payment amount command to the composite wafer card 1, and the composite wafer card 1 corresponds to the payment amount command. The amount paid is deducted from the amount in the electronic wallet 1033.

In step S7, the stored value request command is transmitted, and the terminal device 3 transmits the stored value request command, the electronic ticket identification information 1031 and the chip card identification information 1011 to the electronic ticket server 5 that issues the electronic ticket 103, and the electronic ticket server 5 transmits the stored value. The value request command, the electronic ticket identification information 1031 and the wafer card identification information 1011 to the intermediary servo device 7, the intermediary servo device 7 transmits the stored value request command and the wafer card identification information 1011 or/and the electronic ticket identification information 1031 to the financial server device 9.

In step S9, the amount in the account is deducted, and the financial server 9 deducts the amount of the corresponding stored value request command from the account corresponding to the wafer card identification information 1011. The financial server 9 transmits a stored value confirmation command and wafer card identification information 1011 or/and electronic ticket identification information 1031 to the intermediary servo device 7. The intermediary servo device 7 transmits the stored value confirmation command and the wafer card identification information 1011 and the electronic ticket identification information 1031 to the electronic ticket server 5, and the electronic ticket server 5 records the stored value confirmation command corresponding to the electronic ticket identification information 1031. The electronic ticket server 5 transmits a stored value confirmation command to the terminal device 3, and the terminal device 3 transmits a stored value confirmation command to the composite wafer card 1.

In step S11, the stored value is stored, and the composite wafer card 1 stores the value corresponding to the payment confirmation command to the electronic wallet 1033 of the electronic ticket 103.

In this way, the method for storing the electronic ticket in the composite wafer card of the first embodiment of the present invention is completed. When the amount in the electronic wallet 103 of the electronic ticket 103 is lower than the threshold, the electronic ticket server and the financial device are used. The servo device transmits the financial data (in this creation, the financial data is the stored value request command and the stored value confirmation command) through the intermediary servo device. In this case, since the financial servo device only needs to be connected with the intermediary server device, Therefore, the system complexity and network construction cost of the financial device server will not be improved.

Next, the system required for the method for storing the electronic ticket in the composite wafer card of the second embodiment of the present invention is described. Referring to the third figure, the composite wafer card of the second embodiment of the present invention is described. A schematic diagram of the system for the method of storing electronic value in the electronic ticket. As shown in the figure, the present embodiment includes composite wafer cards 11-15, terminal devices 31-35, electronic ticket servo devices 51-55, mediation servo device 7, and financial servo device 9.

In the present embodiment, the electronic ticket of the composite wafer card 11 is issued by the institution to which the electronic ticket server 51 belongs, and the electronic ticket of the composite wafer card 13 is issued by the institution to which the electronic ticket server 53 belongs, and the composite wafer card is issued. The electronic ticket of 15 is issued by the institution to which the electronic ticket server 55 belongs. The wafer card of the composite wafer card 11, the wafer card of the composite wafer card 13, and the wafer card of the composite wafer card 15 are issued by the organization to which the financial servo device 9 belongs.

When the composite wafer card 11 is connected to the terminal device 31 (step S1), the terminal device 31 determines whether the amount in the composite wafer card 11 is lower than the threshold value, and the terminal device 31 determines the amount in the composite wafer card 11 When it is lower than the threshold value, step S7 is performed (step S3).

The terminal device 31 transmits the stored value request command, the electronic ticket identification information of the composite wafer card 11 and the wafer card identification information of the composite wafer card 11 to the electronic ticket server 51, and the electronic ticket server 51 transmits the stored value request command and the electronic ticket. The identification information and the chip card identification information are sent to the intermediary servo device 7, and the intermediary servo device 7 transmits the stored value request command and the wafer card identification information or/and the electronic ticket identification information to the financial server device 9 (step S7).

The financial server device 9 deducts the amount of the corresponding stored value request command from the account corresponding to the wafer card identification information. The financial server 9 transmits a stored value confirmation command to the composite wafer card 11 (step S9), and the composite wafer card 11 stores the value corresponding to the payment confirmation command to the electronic wallet of the electronic ticket of the composite wafer card 11 (step S11).

When the composite wafer card 13 is connected to the terminal device 33 (step S1), the terminal device 33 determines whether the amount in the composite wafer card 13 is lower than the threshold value, and when the terminal device 33 determines the amount in the composite wafer card 13 When it is lower than the threshold value, step S7 is performed (step S3).

The terminal device 33 transmits the stored value request command, the electronic ticket identification information of the composite wafer card 13 and the wafer card identification information of the composite wafer card 13 to the electronic ticket servo device 53, and the electronic ticket server 53 transmits the stored value request command and the electronic ticket. The identification information and the chip card identification information are sent to the intermediary servo device 7, and the intermediary servo device 7 transmits the stored value request command and the wafer card identification information or/and the electronic ticket identification information to the financial server device 9 (step S7).

The financial server device 9 deducts the amount of the corresponding stored value request command from the account corresponding to the wafer card identification information. The financial server 9 transmits a stored value confirmation command to the composite wafer card 13 (step S9), and the composite wafer card 13 stores the value corresponding to the payment confirmation command to the electronic wallet of the electronic ticket of the composite wafer card 13 (step S11).

When the composite chip card 15 is connected to the terminal device 35, when the steps S7 to S11 are performed, the electronic ticket of the composite chip card 15 is transmitted through the electronic ticket server 55 and the financial server device 9 The wallet is stored for value.

The method for storing the electronic ticket in the composite wafer card according to the second embodiment of the present invention reveals that the creation can be applied to the institution to which the financial server 9 belongs and cooperate with a plurality of electronic ticket issuing institutions to issue a plurality of composite electronic tickets. In this case, the financial servo device 9 can only be connected to the intermediary servo device 7 through the intermediary servo device 7, and the electronic ticket server devices 51-55 only need to be connected to the intermediary servo device 7, instead of the financial servo. The device 9 is connected to the electronic ticket server devices 51 to 55, respectively. In this way, the financial server device 9 does not need to establish a separate software and hardware interface for the electronic ticket server devices 51-55, that is, the financial server device 9 does not have to design the processing procedures corresponding to the electronic ticket server devices 51-55 and the wired or The wireless connection is only required to design the processing program corresponding to the intermediary servo device 7 and the wired or wireless connection, which can reduce the system complexity and network construction cost of the financial servo device 9.

In an embodiment of the present invention, in step S3, a payment amount is input to the terminal device 3, and the terminal device 3 generates a payment amount command according to the payment amount, and the terminal device 3 acquires the amount in the electronic ticket 103 in the composite wafer card 1. And determining whether it is lower than the payment amount according to the amount in the electronic ticket 103, if it is lower, step S7 is performed, and if it is higher, step S5 is performed. In such a case, in step S5, the composite wafer card 1 deducts the amount in the electronic wallet 1033 based on the payment amount corresponding to the payment amount order. In other words, in the present embodiment, if the amount in the electronic wallet 1033 of the electronic ticket 103 is lower than the amount to be paid, the stored value is stored.

In an embodiment of the present creation, as shown in the fourth figure, after step S11, step S5 is performed. Also, payment is made after the stored value is completed.

In one embodiment of the present invention, the wafer card identification information 1011 is a unique identification code of the wafer card 1.

In an embodiment of the present invention, the electronic ticket identification information 1031 is a unique identification code of the electronic ticket 103.

However, the above description is only for the preferred embodiment of the present invention, and is not intended to limit the scope of the present invention, and the variations, modifications, and modifications of the shapes, structures, features, and spirits described in the scope of the patent application. , should be included in the scope of the patent application of this creation.

This creative department is a novelty, progressive and available for industrial use. It should meet the requirements of patent applications stipulated in China's Patent Law. It is undoubtedly proposed to create patents according to law, and the Prayer Bureau will grant patents as soon as possible. prayer.

1‧‧‧Composite wafer card

101‧‧‧wafer card

1011‧‧‧ wafer card identification signal

103‧‧‧Electronic ticket

1031‧‧‧Electronic ticket identification number

1033‧‧‧Electronic wallet

105‧‧‧Communication unit

107‧‧‧Storage unit

11‧‧‧Composite wafer card

13‧‧‧Composite wafer card

15‧‧‧Composite wafer card

3‧‧‧ Terminal devices

31‧‧‧ Terminal devices

33‧‧‧ Terminal devices

35‧‧‧ Terminal devices

5‧‧‧Electronic ticket server

51‧‧‧Electronic ticket server

53‧‧‧Electronic ticket server

55‧‧‧Electronic ticket server

7‧‧‧Activity Servo Device

9‧‧‧Financial Server

The first figure is a flow chart of the method for storing the electronic ticket in the composite chip card according to the first embodiment of the present invention; the second figure is the pair of the first embodiment of the creation A schematic diagram of a system for storing electronic value of a ticket in a chip card; FIG. 3 is a system diagram of a method for storing an electronic ticket in a composite wafer card according to a second embodiment of the present invention; and a fourth diagram It is a flow chart of the electronic ticket stored value in the composite wafer card of one embodiment of the present invention, which is used to indicate that step S5 is performed after performing step S11.

1‧‧‧Composite wafer card

101‧‧‧wafer card

1011‧‧‧ wafer card identification signal

103‧‧‧Electronic ticket

1031‧‧‧Electronic ticket identification number

1033‧‧‧Electronic wallet

105‧‧‧Communication unit

107‧‧‧Storage unit

3‧‧‧ Terminal devices

5‧‧‧Electronic ticket server

7‧‧‧Activity Servo Device

9‧‧‧Financial Server

Claims (6)

A system for storing electronic value in a composite wafer card, the system comprising: a composite wafer card comprising an electronic ticket and a wafer card; a terminal device corresponding to the electronic ticket, when the composite When the chip card is connected to the terminal device, the terminal device determines whether the amount in the electronic ticket of the composite wafer card is lower than a threshold, and if so, sends a stored value request command; an electronic ticket server, Receiving the stored value request command sent from the terminal device and transmitting the stored value request command; an intermediary server device receiving the stored value request command sent from the electronic ticket server and transmitting the stored value request command; and a financial The servo device receives the stored value request command sent from the intermediary server, and deducts the amount of the account corresponding to the chip card in the financial server according to the stored value of the stored value request command and sends a stored value Confirming the command to the composite wafer card; wherein the composite wafer card confirms the amount corresponding to the stored value according to the stored value to the electricity Ticket. A system for adding value to an electronic ticket in a composite wafer card as described in claim 1 wherein the wafer card is a financial card or a credit card. A system for adding value to an electronic ticket in a composite wafer card as described in claim 1 wherein the composite wafer card stored value corresponds to an amount of the stored value confirmation command to an electronic wallet of the electronic ticket. A system for storing electronic value in a composite wafer card, the system comprising: a composite wafer card comprising an electronic ticket and a wafer card; a terminal device corresponding to the electronic ticket, when the composite The chip card is connected to the terminal device, the terminal device generates a payment amount command, and the terminal device determines whether the amount in the electronic ticket of the composite wafer card is lower than the amount corresponding to the payment amount command, and if so, Sending a stored value request command; an electronic ticket server receiving the stored value request command sent from the terminal device and transmitting the stored value request command; and an intermediary servo device receiving the stored value sent from the electronic ticket server Requesting a command and transmitting the stored value request command; and a financial server device receiving the stored value request command sent from the intermediary server, and deducting the chip card from the financial server according to the stored value of the stored value request command The amount of one of the accounts corresponding to the account and send a stored value confirmation command to the composite wafer card; wherein, the composite Confirm the command stored value card chip corresponds to the amount of the electronic ticket according to the stored value. A system for adding value to an electronic ticket in a composite wafer card as described in claim 4, wherein the wafer card is a financial card or a credit card. A system for adding value to an electronic ticket in a composite wafer card as described in claim 4, wherein the composite wafer card stored value corresponds to an amount of the stored value confirmation command to an electronic wallet of the electronic ticket.