TWM540323U - Question and answer authentication payment system - Google Patents

Description

Q&A authentication payment system

The present invention relates to a pairing identification system, and in particular to a question and answer authentication payment system.

With the rapid development of the electronics industry and information technology, its applications have become more and more popular. For example, various electronic information services are frequently appearing around you and me.

Electronic red envelopes are often introduced into the field of e-commerce, becoming a means for e-commerce companies, Internet companies and other institutions to attract customers and retain users during the holiday season. It relies on online banking and is actually an extension of the transfer service. It is one of the most popular cash gifts for the Chinese community during the Spring Festival.

The present invention proposes an innovative question and answer authentication payment system for transmitting electronic red envelopes.

In an embodiment of the present invention, a question and answer authentication payment system includes: at least one server; a mobile device, including a position sensor, a positioning device, a storage device, a processor and a transmission device, and a processor Electrically connecting the orientation sensor, the positioning device, the storage device and the transmission device, the storage device stores an application program, and when the application program is executed by the processor, the transmission device is connected to at least one server through the network, when the orientation sensor senses When the shaking is detected, the processor detects the geographical location of the mobile device through the positioning device, the transmitting device sends the geographic location and shakes the transmission request to at least one server, and when at least one server synchronously receives another geographic location of the other mobile device When the location and the shaking request are received, and the distance between the geographic location and another geographic location is less than a preset distance, at least one server determines whether an identification information is received, and at least one server allows the information to be identified to pass the verification. An account of the mobile device application sends an electronic red envelope to another account of another mobile device, wherein the mobile device Included in the display, the display is electrically connected to the processor, and at least one server preloads a predetermined answer of a preset question that is responded by the mobile device, and determines that the distance between the geographic location and another geographic location is less than After the distance is set, at least one server sends a preset question to the mobile device, and the display of the mobile device presents a preset question. When at least one server confirms receipt of the predetermined answer transmitted by the other mobile device, the other mobile device The scheduled answer transmitted is used as identification information and verified.

In an embodiment of the present invention, the mobile device further includes a camera device, and the camera device is electrically connected to the processor.

In an embodiment of the present invention, the mobile device further includes a microphone, and the microphone is electrically connected to the processor.

In an embodiment of the present invention, the number of other mobile devices is plural.

In summary, the technical solution of the present invention has obvious advantages and beneficial effects compared with the prior art. In summary, the new question and answer authentication payment system improves the traditional way of sending electronic red packets. Compared with the traditional technology, the identification information verification of the present invention improves information security and provides users with a more diversified operation experience.

The above description will be described in detail in the following embodiments, and further explanation of the technical solutions of the present invention will be provided.

In order to make the description of the present invention more complete and complete, reference is made to the accompanying drawings and the accompanying drawings. On the other hand, well-known elements and steps are not described in the embodiments to avoid unnecessarily limiting the present invention.

In the scope of the embodiments and claims, the description of "electrical connection" refers to a component that is indirectly electrically coupled to another component through other components, or a component that is directly electrically connected to another component without passing through other components. One component.

In the scope of the embodiments and patent applications, unless the context specifically dictates the articles, "a" and "the" may mean a single or plural.

The technical aspect of the present invention is a question and answer authentication payment system, which can be applied to banking business or widely used in the technical aspects of electronic commerce. The following figure will be combined with Figure 1 to illustrate the specific implementation of the Q&A authentication payment system.

Please refer to FIG. 1. FIG. 1 is a block diagram of a question and answer authentication payment system 100 according to an embodiment of the present invention. As shown in FIG. 1, the electronic red envelope shaking pairing and transfer transaction system 100 includes a server 120 and a mobile device 130. Architecturally, mobile device 130 communicates with server 120. In an embodiment, the server 120 includes a host server and a relay server, the relay server is connected to the host server, and the data transmission between the mobile device 130 and the host server is performed via the relay server. The 130 can be a smart phone, a tablet, a notebook, or other suitable electronic device.

In FIG. 1 , the mobile device 130 includes a storage device 131 , a processor 132 , a display 133 , an input device 134 , a transmission device 135 , an orientation sensor 136 , a positioning device 137 , an imaging device 138 , and a microphone 139 . The processor 132 is electrically connected to the storage device 131, the display 133, the input device 134, the transmission device 135, the orientation sensor 136, the positioning device 137, the camera device 138, and the microphone 139. As for the structure of the mobile device 140, which is the same as or similar to the mobile device 130, it will not be described again.

In practice, the storage device 131 can be a hard disk, a flash memory or other recording medium, the processor 132 can be a central processing unit, a microcontroller or other circuits, and the display 133 can be a liquid crystal display, a cathode ray tube display, or an electronic The input device 134 can be a touch device, a keyboard, a trackball or other input components. The display 133 and the input device 134 can be integrated into the touch screen 150. The touch screen 150 is electrically connected to the processor 132. The transmission device 135 can be a wireless transceiver, a network card or other communication device, the orientation sensor 136 can be a gyroscope, a gravity sensor or other orientation detecting component, and the positioning device 137 can be a satellite positioning receiver, and the camera Device 138 can include a lens and a photosensitive element.

In use, the storage device 131 stores an application, and when the application is executed by the processor 132, the transmission device 135 is coupled to the server 120 via the network. If the user of the mobile device 130 wants to send an electronic red envelope to the user of the mobile device 140, the two can simultaneously shake the mobile devices 130, 140 within a preset distance to cause the server 120 to pair and recognize. For example, the aforementioned preset distance may be about 0 meters to 50 meters, but the present invention is not limited thereto.

Specifically, when the orientation sensor 136 senses the shaking, the processor 132 detects the geographic location of the mobile device through the positioning device 137, and the transmission device 135 sends the geographic location and a shaking transmission request to the server 120, when the server 120 synchronously receives another geographic location of the mobile device 140 and a shaking receiving request, and when the distance between the geographic location of the mobile device 130 and the geographic location of the mobile device 140 is less than a preset distance, the server 120 determines whether a message is received. When the information is verified, the server 120 allows an account of the application of the mobile device 130 to send an electronic red envelope to another account of the other mobile device 140.

In the following, an embodiment of the "identification information" is explained in the embodiment. In an embodiment of the present invention, the "identification information" is a question and answer identification information, and the server 120 preloads one of the presets of the user of the mobile device 130. A predetermined answer to the question. After the server 120 determines that the distance between the geographic location of the mobile device 130 and the geographic location of the mobile device 140 is less than the preset distance, the server 120 sends a preset question to the mobile device 130, and the display 133 of the mobile device 130 presents a preset problem. Thereby, the user of the mobile device 130 can notify the user of the mobile device 140 by a predetermined answer by verbal or short message, and let the user of the mobile device 140 send the predetermined answer back to the server 120. When the server 120 confirms receipt of the predetermined answer transmitted by the mobile device 140, the predetermined answer transmitted by the mobile device 140 is taken as the identification information and verified.

It should be understood that although the mobile device 140 of FIG. 1 only shows two, this does not limit the present invention. In practice, the number of mobile devices 140 may be one, or multiple, to implement one-to-many electronic devices. Red envelopes are very convenient to send.

In summary, the new question and answer authentication payment system 100 improves the traditional way of sending electronic red packets. Compared with the traditional technology, the identification information verification of the present invention improves information security and provides users with a more diversified operation experience.

Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present invention. Any one skilled in the art can make various changes and retouchings without departing from the spirit and scope of the present invention. The scope is subject to the definition of the scope of the patent application attached.

The above and other objects, features, advantages and embodiments of the present invention will become more apparent and understood.
100‧‧‧Q&A certified payment system
120‧‧‧Relay Server
130‧‧‧Mobile devices
131‧‧‧Storage device
132‧‧‧ processor
133‧‧‧ display
134‧‧‧ input device
135‧‧‧Transportation device
136‧‧ ‧ position sensor
137‧‧‧ Positioning device
138‧‧‧ camera
139‧‧‧ microphone
140‧‧‧Mobile devices
150‧‧‧ touch screen

The above and other objects, features, advantages and embodiments of the present invention will become more apparent and understood. The description of the drawings is as follows: Figure 1 is a block diagram of a question-and-answer authentication payment system in accordance with an embodiment of the present invention.

100‧‧‧Q&A certified payment system

120‧‧‧Relay Server

130‧‧‧Mobile devices

131‧‧‧Storage device

132‧‧‧ processor

133‧‧‧ display

134‧‧‧ input device

135‧‧‧Transportation device

136‧‧ ‧ position sensor

137‧‧‧ Positioning device

138‧‧‧ camera

139‧‧‧ microphone

140‧‧‧Mobile devices

150‧‧‧ touch screen

Claims (4)

A question and answer authentication payment system, comprising: at least one server; a mobile device comprising a position sensor, a positioning device, a storage device, a processor and a transmission device, wherein the processor is electrically connected to the position sensing , the positioning device, the storage device and the transmission device, the storage device stores an application, and when the application is executed by the processor, the transmission device is connected to the at least one server through a network, when the orientation is sensed When the detector senses shaking, the processor detects the geographical location of the mobile device through the positioning device, and the transmitting device sends the geographic location and a shaking transmission request to the at least one server, when the at least one server synchronizes Receiving another geographic location of the other mobile device and a shaking receiving request, and the distance between the geographic location and the other geographic location is less than a predetermined distance, the at least one server determines whether to receive an identification information When the identification information is verified, the at least one server allows an account of the application of the mobile device to send an electronic red envelope to the other Another account of the mobile device, wherein the mobile device further includes a display electrically connected to the processor, the at least one server preloading a predetermined answer of a preset question that the mobile device responds to, at least After the server determines that the distance between the geographic location and the other geographic location is less than the preset distance, the at least one server sends the preset question to the mobile device, and the display of the mobile device presents the preset problem And when the at least one server confirms receipt of the predetermined answer transmitted by the another mobile device, the predetermined answer transmitted by the another mobile device is used as the identification information and passes verification. The question-and-answer authentication payment system of claim 1, wherein the mobile device further comprises a camera device, the camera device being electrically connected to the processor. The question and answer authentication payment system of claim 1, wherein the mobile device further comprises a microphone electrically connected to the processor. The question and answer authentication payment system of claim 1, wherein the number of the other mobile devices is plural.