TWM537263U - Chip card with fingerprint identification function - Google Patents

Chip card with fingerprint identification function Download PDF

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Publication number
TWM537263U
TWM537263U TW105214579U TW105214579U TWM537263U TW M537263 U TWM537263 U TW M537263U TW 105214579 U TW105214579 U TW 105214579U TW 105214579 U TW105214579 U TW 105214579U TW M537263 U TWM537263 U TW M537263U
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TW
Taiwan
Prior art keywords
fingerprint
card
chip
fingerprint identification
module
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Application number
TW105214579U
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Chinese (zh)
Inventor
shu-lin Zhao
Original Assignee
shu-lin Zhao
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Application filed by shu-lin Zhao filed Critical shu-lin Zhao
Priority to TW105214579U priority Critical patent/TWM537263U/en
Publication of TWM537263U publication Critical patent/TWM537263U/en

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Description

具指紋辨識功能的晶片卡 Chip card with fingerprint identification

本創作係一種關於晶片卡之結構方面的技術領域,尤指一種可提昇晶片卡使用上的安全性之具指紋辨識功能的晶片卡者。 The present invention relates to the technical field of the structure of a wafer card, and more particularly to a chip card reader with a fingerprint recognition function for improving the security of use of a wafer card.

為了讓使用者出門時不需要攜帶現金就可搭乘大眾運輸工具、在各式商店進行購物……等交易活動,因此利用電子貨幣進行交易已逐漸成為且前社會的趨勢。目前市面上常使用的電子貨幣係有信用卡、集點卡、悠遊卡……等,皆是能提供各種付費,而其中具有晶片之晶片卡不但能較傳統磁條卡具有更好的安全性,而且更是可藉由其上之晶片進行現金紅利積點、活動集點及儲存電子發票等之功能,而使得使用上更是方便。 In order to allow users to go out without having to carry cash, they can take advantage of the public transport, shopping in various stores, etc., so trading with electronic money has gradually become a trend in the former society. At present, the electronic money commonly used in the market includes credit cards, point cards, leisure cards, etc., all of which can provide various kinds of payment, and the wafer card with the chip can not only have better security than the traditional magnetic stripe card, Moreover, it is possible to carry out functions such as cash bonus points, event collection points, and storage of electronic invoices by means of the wafers thereon, which makes the use more convenient.

然而,目前的晶片卡在使用上雖較為方便,但因其僅具有一道仿偽機制,所以仍常會出現被盜刷或遺失後遭他人冒名使用等問題。雖現階段各銀行針對此問題,有對於大金額的電子受權交易提供線上隨機密碼發送到使用者手機後,再將隨機密碼輸入作為授權交易之金鑰,以形成第二道仿偽機制來防堵非使用者本人受權交易。然而此種第二道仿偽機制不但操作上非常麻 煩,而且亦較費時,而導致使用上非常不方便。 However, the current wafer card is more convenient to use, but because it only has a pseudo-pseudo-mechanism mechanism, it often suffers from the problem of being stolen or lost after being stolen or lost. Although at this stage, the banks have provided a random password to the user's mobile phone for a large amount of electronic authorized transactions, and then input the random password as the key of the authorized transaction to form a second pseudo-pseudo mechanism. Blocking non-users are authorized to trade. However, this second pseudo-pseudo-mechanism is not only very operational It is annoying and time consuming, which makes it very inconvenient to use.

習知的晶片卡係存在著防偽機制安全性不足等限制,而會增加晶片卡易遭到盜用之風險及使用上亦較不方便等之問題。 Conventional wafer cards have limitations such as insufficient security of the anti-counterfeiting mechanism, which increases the risk of the chip card being vulnerable to misappropriation and the inconvenience in use.

本創作所述之具指紋辨識功能的晶片卡,係包括一卡片本體、一電路基板、一晶片模組、一指紋辨識模組及一微處理器。其中,該卡片本體包含一基層及結合於該基層頂面之一保護層,該基層為呈長方形之片體,該保護層的形狀與該基層相同且具有一晶片孔及一指紋辨識孔。該電路基板被夾設固定於該基層與該保護層之間,且該電路基板上佈設有電路。該晶片模組結合於該電路基板上且內部儲存有與使用者相關之晶片資料,該晶片模組設於該基層與該保護層之間且對應顯露於該晶片孔可供與一讀卡機電性接觸,以使該讀卡機能讀取晶片資料及提供電力予該晶片卡。該指紋辨識模組結合於該電路基板上且設於該基層與該保護層之間,該指紋辨識模組具有一擷取單元及一辨識晶片,該擷取單元對應顯露於該指紋辨識孔,可供使用者的手指貼靠以輸入指紋資訊,該辨識晶片係可將指紋資訊轉換成相對應的指紋訊號。該微處理器結合於該電路基板上且設於該基層與該保護層之間,該微處理器係透過該電路與該晶片模組及該指紋辨識模組電性連接,且可接收、儲存及判斷該辨識晶片之指紋訊號,當確認指該指紋辨識模組輸入之紋資訊為使用者本人時,才允許 該晶片模組中的晶片資料能被該讀卡機讀取。 The chip card with fingerprint identification function of the present invention comprises a card body, a circuit substrate, a chip module, a fingerprint identification module and a microprocessor. The card body comprises a base layer and a protective layer bonded to the top surface of the base layer. The base layer is a rectangular sheet. The protective layer has the same shape as the base layer and has a wafer hole and a fingerprint identification hole. The circuit substrate is sandwiched and fixed between the base layer and the protective layer, and an electric circuit is disposed on the circuit substrate. The chip module is coupled to the circuit substrate and internally stores the wafer data associated with the user. The wafer module is disposed between the base layer and the protective layer and correspondingly exposed to the wafer hole for being compatible with a card reader Sexual contact to enable the card reader to read wafer data and provide power to the wafer card. The fingerprint identification module is coupled to the circuit board and disposed between the base layer and the protection layer. The fingerprint identification module has a capture unit and an identification chip. The capture unit is correspondingly exposed to the fingerprint recognition hole. The user's finger can be pressed to input fingerprint information, and the identification chip can convert the fingerprint information into a corresponding fingerprint signal. The microprocessor is coupled to the circuit board and disposed between the base layer and the protective layer. The microprocessor is electrically connected to the chip module and the fingerprint identification module through the circuit, and can be received and stored. And determining the fingerprint signal of the identification chip, and allowing the fingerprint information input by the fingerprint identification module to be the user himself, The wafer data in the wafer module can be read by the card reader.

本創作提供一種具指紋辨識功能的晶片卡,可藉由該指紋辨識模組接收處理輸入的指紋資訊,並利用該微處理器判斷該指紋辨識模組輸入的指紋資訊是否為使用者本人,當確認輸入之指紋資訊為使用者本人時,才允許該晶片模組中的晶片資料能被該讀卡機讀取,藉此以使晶片卡多一重防偽功能,進而降低晶片卡遭到盜用的機會,以使可大幅提昇晶片卡使用上的安全性。 The present invention provides a chip card with a fingerprint identification function, which can receive fingerprint information processed by the fingerprint identification module, and use the microprocessor to determine whether the fingerprint information input by the fingerprint recognition module is the user himself or not. When the input fingerprint information is confirmed by the user, the wafer data in the chip module can be read by the card reader, thereby making the wafer card have a multi-anti-counterfeiting function, thereby reducing the chance of the chip card being stolen. In order to greatly improve the security of the use of the wafer card.

10‧‧‧卡片本體 10‧‧‧ card body

11‧‧‧基層 11‧‧‧ grassroots

12‧‧‧保護層 12‧‧‧Protective layer

13‧‧‧晶片孔 13‧‧‧ wafer hole

14‧‧‧指紋辨識孔 14‧‧‧Fingerprint identification hole

15‧‧‧按鍵區 15‧‧‧Keypad area

20‧‧‧電路基板 20‧‧‧ circuit board

21‧‧‧電路 21‧‧‧ Circuitry

30‧‧‧晶片模組 30‧‧‧ wafer module

40‧‧‧指紋辨識模組 40‧‧‧Fingerprint Identification Module

41‧‧‧擷取單元 41‧‧‧Capture unit

42‧‧‧辨識晶片 42‧‧‧ Identification wafer

50‧‧‧微處理器 50‧‧‧Microprocessor

60‧‧‧按鍵 60‧‧‧ button

第1圖係本創作第一實施例的立體分解示意圖。 Fig. 1 is a perspective exploded view showing the first embodiment of the present creation.

第2圖係本創作第一實施例的立體組合示意圖。 Fig. 2 is a perspective view showing a three-dimensional combination of the first embodiment of the present creation.

第3圖係本創作的第二實施例。 Figure 3 is a second embodiment of the present creation.

第4圖係本創作的第三實施例。 Figure 4 is a third embodiment of the present creation.

請參閱第1、2圖所示,係為本創作所述之具指紋辨識功能的晶片卡之第一實施例,其係指出該具指紋辨識功能的晶片卡包括一卡片本體10、一電路基板20、一晶片模組30、一指紋辨識模組40及一微處理器50,其中:該卡片本體10,係包含一基層11及結合於該基層11頂面之一保護層12。該基層11係為呈長方形之片體,該保護層12係形狀與該基層11相同,且具有一晶片孔13及一指紋辨識孔14。 Referring to FIG. 1 and FIG. 2 , which is the first embodiment of the fingerprint card having the fingerprint identification function, the chip card having the fingerprint identification function includes a card body 10 and a circuit substrate. 20, a chip module 30, a fingerprint identification module 40 and a microprocessor 50, wherein the card body 10 comprises a base layer 11 and a protective layer 12 bonded to the top surface of the base layer 11. The base layer 11 is a rectangular sheet. The protective layer 12 has the same shape as the base layer 11 and has a wafer hole 13 and a fingerprint identification hole 14.

該電路基板20,係被夾設固定於該基層11與該保護層12之間,且該電路基板20上佈設有電路21。 The circuit board 20 is interposed between the base layer 11 and the protective layer 12, and the circuit board 20 is provided with a circuit 21.

該晶片模組30,係結合於該電路基板20上,內部係儲存有與使用者相關之晶片資料,該晶片模組30係設於該基層11與該保護層12之間,且對應顯露於該晶片孔13,可供與一讀卡機(圖中未示)電性接觸,以使該讀卡機能讀取晶片資料及提供電力予該晶片卡。 The chip module 30 is coupled to the circuit board 20 and internally stores the wafer data associated with the user. The wafer module 30 is disposed between the base layer 11 and the protective layer 12, and is correspondingly exposed. The chip hole 13 is electrically connected to a card reader (not shown) to enable the card reader to read the wafer data and provide power to the chip card.

該指紋辨識模組40,係結合於該電路基板20上,且設於該基層11與該保護層12之間,該指紋辨識模組40具有一擷取單元41及一辨識晶片42,該擷取單元41係對應顯露於該指紋辨識孔14,可供使用者的手指貼靠以擷取指紋資訊,該辨識晶片42係可供將指紋資訊轉換成相對應之指紋訊號。 The fingerprint identification module 40 is coupled to the circuit board 20 and disposed between the base layer 11 and the protective layer 12. The fingerprint recognition module 40 has a capture unit 41 and an identification chip 42. The capturing unit 41 is correspondingly exposed to the fingerprint identifying hole 14 for the user's finger to abut to capture fingerprint information, and the identification chip 42 is configured to convert the fingerprint information into a corresponding fingerprint signal.

該微處理器50,係結合於該電路基板20上,且設於該基層11與該保護層12之間。該微處理器50係透過該電路21與該晶片模組30及該指紋辨識模組40電性連接,且可接收、儲存及判斷該辨識晶片42之指紋訊號,當確認該指紋辨識模組40輸入的指紋資訊為使用者本人時,才允許該晶片模組30中的晶片資料能被該讀卡機讀取。 The microprocessor 50 is coupled to the circuit substrate 20 and disposed between the base layer 11 and the protective layer 12. The microprocessor 50 is electrically connected to the chip module 30 and the fingerprint recognition module 40 through the circuit 21, and can receive, store and determine the fingerprint signal of the identification chip 42 when the fingerprint identification module 40 is confirmed. When the input fingerprint information is the user himself, the wafer data in the wafer module 30 can be read by the card reader.

在本創作中,該晶片模組30係設於該卡片本體10上靠近一短側邊處,該指紋辨識模組40係設於該卡片本體10上靠近另一短側邊處,以利於讀卡時進行指紋辨識之操作。而且,該指紋辨識模組40的最佳設置位置為靠近該卡片本體10之長側邊的 角落處,以避免卡片彎折時受到損傷。 In the present invention, the chip module 30 is disposed on the card body 10 near a short side, and the fingerprint recognition module 40 is disposed on the card body 10 near the other short side to facilitate reading. Fingerprint recognition operation. Moreover, the optimal setting position of the fingerprint identification module 40 is close to the long side of the card body 10. At the corners to avoid damage to the card when it is bent.

本創作所提供之具指紋辨識功能的晶片卡,係可藉由該指紋辨識模組40接收及處理輸入的指紋資訊,並利用該微處理器判斷該指紋辨識模組40輸入之指紋資訊是否為使用者本人,當確認輸入之指紋資訊為使用者本人時,才允許該晶片模組30中的晶片資料能被該讀卡機讀取,藉此以使晶片卡能多具一重防偽功能,進而降低晶片卡遭到盜用的機會,以使可大幅提昇晶片卡使用上的安全性。 The fingerprint card provided by the present invention can receive and process the input fingerprint information by using the fingerprint identification module 40, and use the microprocessor to determine whether the fingerprint information input by the fingerprint identification module 40 is The user himself/herself allows the wafer data in the wafer module 30 to be read by the card reader when the fingerprint information is confirmed to be the user himself, so that the chip card can have a multi-security function. Reduce the chance of chip card being stolen, so that the security of the use of the chip card can be greatly improved.

請參閱第3圖所示,係為本創作所述具指紋辨識功能的晶片卡之第二實施例,本實施例之結構與上述實施例大致相同,主要差別在於第二實施例係具有兩指紋辨識模組40,且該保護層12上亦相對設有兩指紋辨識孔14可分別供該兩指紋辨識模組40的擷取單元41顯露於其中。藉由該兩指紋辨識模組40的雙重辨識,係可進一步提昇指紋辨識的精確度,以有效防止非使用者本人使用晶片卡,進而降低晶片卡被冒用的風險。 Please refer to FIG. 3 , which is a second embodiment of the wafer card with fingerprint identification function. The structure of this embodiment is substantially the same as that of the above embodiment. The main difference is that the second embodiment has two fingerprints. The identification module 40 is disposed on the protective layer 12, and the two fingerprint identification holes 14 are respectively disposed in the capture unit 41 of the two fingerprint recognition modules 40. The dual identification of the two fingerprint identification modules 40 can further improve the accuracy of the fingerprint identification, so as to effectively prevent the non-user from using the wafer card, thereby reducing the risk of the wafer card being fraudulently used.

請參閱第4圖所示,係為本創作所述具指紋辨識功能的晶片卡之第三實施例,本實施例的結構與上述實施例大致相同,差別僅在於第三實施例更包括有一按鍵60,該按鍵60係結合於該電路基板20上,且設於該基層11與該保護層12之間,該保護層12上對應該按鍵60處係設有軟墊形式之一按鍵區15,讓使用者可透過該按鍵區15按壓該按鍵60。該按鍵60係透過該電路21與該微處理器50電性連接,可藉由按壓以儲存由該指紋辨識模組40 所擷取的指紋資訊及刪除先前儲存的指紋資訊。 Referring to FIG. 4, it is a third embodiment of the wafer card with fingerprint identification function. The structure of the embodiment is substantially the same as that of the above embodiment, except that the third embodiment further includes a button. The button 60 is coupled to the circuit board 20 and disposed between the base layer 11 and the protective layer 12. The protective layer 12 is provided with a button area 15 in the form of a cushion corresponding to the button 60. The button 60 can be pressed by the user through the button area 15. The button 60 is electrically connected to the microprocessor 50 through the circuit 21, and can be stored by the fingerprint identification module 40 by pressing. Captured fingerprint information and delete previously stored fingerprint information.

10‧‧‧卡片本體 10‧‧‧ card body

11‧‧‧基層 11‧‧‧ grassroots

12‧‧‧保護層 12‧‧‧Protective layer

13‧‧‧晶片孔 13‧‧‧ wafer hole

14‧‧‧指紋辨識孔 14‧‧‧Fingerprint identification hole

20‧‧‧電路基板 20‧‧‧ circuit board

21‧‧‧電路 21‧‧‧ Circuitry

30‧‧‧晶片模組 30‧‧‧ wafer module

40‧‧‧指紋辨識模組 40‧‧‧Fingerprint Identification Module

41‧‧‧擷取單元 41‧‧‧Capture unit

42‧‧‧辨識晶片 42‧‧‧ Identification wafer

50‧‧‧微處理器 50‧‧‧Microprocessor

Claims (6)

一種具指紋辨識功能的晶片卡,包括:一卡片本體,係包含一基層及結合於該基層頂面之一保護層,該基層係為呈長方形之片體,該保護層係形狀與該基層相同,且具有一晶片孔及一指紋辨識孔;一電路基板,係被夾設固定於該基層與該保護層之間,且該電路基板上佈設有電路;一晶片模組,係結合於該電路基板上,內部儲存有與使用者相關之晶片資料,該晶片模組設於該基層與該保護層之間且對應顯露於該晶片孔,可供與一讀卡機電性接觸,以使該讀卡機能讀取晶片資料及提供電力予該晶片卡;一指紋辨識模組,係結合於該電路基板上且設於該基層與該保護層之間,該指紋辨識模組具有一擷取單元及一辨識晶片,該擷取單元對應顯露於該指紋辨識孔,可供使用者的手指貼靠以輸入指紋資訊,該辨識晶片係可供將指紋資訊轉換成相對應之指紋訊號;以及一微處理器,係結合於該電路基板上且設於該基層與該保護層之間,該微處理器係透過該電路與該晶片模組及該指紋辨識模組電性連接,且可接收、儲存及判斷該辨識晶片之指紋訊號,當確認該指紋辨識模組輸入的指紋資訊為使用者本人時,才允許該晶片模組中的晶片資料被該讀卡機讀取。 A wafer card with a fingerprint identification function, comprising: a card body comprising a base layer and a protective layer bonded to a top surface of the base layer, wherein the base layer is a rectangular sheet body, and the protective layer has the same shape as the base layer And having a wafer hole and a fingerprint identification hole; a circuit substrate is sandwiched between the base layer and the protective layer, and the circuit substrate is provided with a circuit; and a chip module is coupled to the circuit The substrate is internally stored with a wafer data associated with the user, and the wafer module is disposed between the substrate and the protective layer and correspondingly exposed to the wafer hole for mechanical contact with a card to enable the reading The card reader can read the chip data and provide power to the chip card; a fingerprint identification module is coupled to the circuit substrate and disposed between the base layer and the protection layer, the fingerprint identification module has a capture unit and An identification chip is correspondingly exposed in the fingerprint identification hole, and the user's finger can be pressed to input fingerprint information, and the identification chip is configured to convert the fingerprint information into a corresponding fingerprint signal. And a microprocessor is coupled to the circuit board and disposed between the base layer and the protective layer. The microprocessor is electrically connected to the chip module and the fingerprint identification module through the circuit, and Receiving, storing and judging the fingerprint signal of the identification chip, and confirming that the fingerprint information input by the fingerprint identification module is the user himself, the wafer data in the wafer module is allowed to be read by the card reader. 如請求項1所述之具指紋辨識功能的晶片卡,其中該晶片模組設於該卡片本體上靠近一短側邊處,該指紋辨識模組設於該卡片本體上靠近另一短側邊處。 The chip card having the fingerprint identification function of claim 1, wherein the chip module is disposed on the card body near a short side, and the fingerprint recognition module is disposed on the card body near the other short side At the office. 如請求項2所述之具指紋辨識功能的晶片卡,其中該指紋辨識模組的位置亦靠近該卡片本體之長側邊。 The chip card with the fingerprint recognition function as claimed in claim 2, wherein the fingerprint identification module is also located near the long side of the card body. 如請求項1所述之之具指紋辨識功能的晶片卡,其中該指紋辨識模組的數量係可為兩個。 The chip card having the fingerprint identification function as claimed in claim 1, wherein the number of the fingerprint identification modules is two. 如請求項1所述之之具指紋辨識功能的晶片卡,更包括有一按鍵,該按鍵係結合於該電路基板上且設於該基層與該保護層之間,該保護層上對應該按鍵處係設有一按鍵區,讓使用者可透過該按鍵區按壓該按鍵,該按鍵係透過該電路與該微處理器電性連接,可藉由按壓以儲存由該指紋辨識模組所擷取的指紋資訊及刪除先前儲存的指紋資訊。 The chip card having the fingerprint identification function of claim 1 further includes a button, the button is coupled to the circuit substrate and disposed between the base layer and the protective layer, and the corresponding layer on the protective layer A button area is provided for the user to press the button through the button area. The button is electrically connected to the microprocessor through the circuit, and can be pressed to store the fingerprint captured by the fingerprint recognition module. Information and delete previously stored fingerprint information. 如請求項1所述之之具指紋辨識功能的晶片卡,其中該按鍵區係為軟墊形式。 The chip card having the fingerprint identification function as claimed in claim 1, wherein the button area is in the form of a cushion.
TW105214579U 2016-09-23 2016-09-23 Chip card with fingerprint identification function TWM537263U (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110163322A (en) * 2018-02-14 2019-08-23 第一美卡事业股份有限公司 Transactional cards with finger print identification function
TWI754028B (en) * 2018-03-20 2022-02-01 合作金庫商業銀行股份有限公司 Smart card
TWI834959B (en) 2021-03-22 2024-03-11 矽響先創科技股份有限公司 Smart transaction device

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110163322A (en) * 2018-02-14 2019-08-23 第一美卡事业股份有限公司 Transactional cards with finger print identification function
TWI754028B (en) * 2018-03-20 2022-02-01 合作金庫商業銀行股份有限公司 Smart card
TWI834959B (en) 2021-03-22 2024-03-11 矽響先創科技股份有限公司 Smart transaction device

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