TWM532614U - Real-time reconciliation management system - Google Patents

Description

Instant sales management system

The present invention relates to a management system, and more particularly to an instant account management system for banks.

In recent years, advances in information technology have led to the development of electronic operations between banks and customers towards electronic and paperless. In view of the way the bank provides the sales information, the account customer needs to use a computer device to manually connect the computer device to the bank website and click to download the relevant sales account information. Account information. For the customer, this way is not only troublesome but also time-sensitive.

Therefore, there is still room for improvement in the way that existing banks provide information on sales.

Accordingly, it is an object of the present invention to provide an instant sales account management system that ensures receipt of complete accounting information.

Therefore, the novel instant account management system comprises a storage unit, a delivery server and a management server.

The storage unit stores a historical recent serial number corresponding to an account opened at the bank. The delivery server is adapted to connect to a client associated with the account via a communication network.

The management server is adapted to connect to a host of the bank and electrically connect the storage unit and the delivery server, and upon receiving a current accounting information from the host, related to the account, and including a transaction serial number And determining, according to the transaction serial number included in the current sales account data and the historical recent transaction serial number stored in the storage unit, whether all historical accounting data of the account during a current business period has been received. When the management server determines that all the historical accounting information of the account during the current business period has been completely received, generating the latest sales accounting information related to the account according to the current sales accounting information, and The historical recent transaction serial number stored in the storage unit is updated to the transaction serial number included in the current sales accounting data, and the latest sales accounting information is transmitted to the delivery server. When the management server determines that at least one historical sales account data of the account in the current business period has not been received, transmitting a sales account request related to the at least one historical sales account data to the host terminal, So that the host terminal transmits the at least one historical sales account data to the management server in response to the sales account data request, and according to the current sales accounting data when receiving the at least one historical sales account data from the host terminal And the at least one historical sales account information generates latest sales information related to the account, and updates the historical recent transaction serial number stored in the storage unit to the transaction serial number included in the current sales accounting data, and The latest sales account information is transmitted to the delivery server.

When the delivery server receives the latest sales account information from the management server, the delivery server generates a sales account message having a format conforming to the account setting according to the latest sales account information, and the sales message is generated. The account message is transmitted to the user end so that the posting information can be instantly displayed on the user side.

In some implementations, the historical recent transaction serial number and the transaction serial number are respectively two different serial numbers. When the history recent transaction serial number and the transaction serial number are consecutive to each other, the management server determines that all the history sales accounting materials of the account during the current business period have been completely received, and the latest sales accounting information includes the current Sales account information. When the history recent transaction serial number and the transaction serial number are not consecutive to each other, the management server determines that the (s) N historical sales accounting data of the account during the current business period has not been received, where N=( The transaction serial number - the history recent transaction serial number) -1 and N ≧ 1, and the latest sales account information includes the current sales accounting information and the (or) N historical sales accounting data.

In some implementations, the delivery server compresses and encrypts the posting information before transmitting the posting message to the user end, and uses the compressed and encrypted accounting information to conform to the The communication protocol set by the account is transmitted to the user.

In some implementations, wherein the current business period is the current business day.

The effect of the new model is that the management server can determine whether the account has been received within a current business period according to the transaction serial number included in the current sales accounting data and the historical recent transaction serial number stored in the storage unit. All historical sales information to ensure that all historical sales information for this account can be received.

Referring to FIG. 1, an embodiment of the present invention for a bank's instant account management system 1 can be implemented in conjunction with a host 20 of a bank, such as a billing host, and a plurality of client terminals 30. In this embodiment, the user terminals 30 are respectively associated with a plurality of different accounts opened at the bank, and the instant sales account management system 1 is used to perform instant account management of the accounts. In addition, each user terminal 30 can be, for example, a desktop computer, a notebook computer, a tablet computer, or a smart phone, but is not limited thereto. The instant sales account management system 1 includes a storage unit 11, a delivery server 12, and a management server 13.

The storage unit 11 stores a plurality of historical recent transaction serial numbers 111 respectively corresponding to the accounts.

The delivery server 12 can be adapted to connect to the user terminals 30 via a communication network 100, such as the Internet.

The management server 13 is adapted to connect to the host terminal 20 and electrically connect the storage unit 11 and the delivery server 12. In this embodiment, the management server 13 connects to the host terminal 20 by using, for example, an enterprise service bus (ESB) (not shown), and utilizes, for example, a file transfer protocol (File Transfer Protocol). , FTP) to perform mutual data transfer, but not limited to this. In addition, ESB is a combination of traditional media software (Middleware) technology and XML (short for Extensible Markup Language) and Web services. It provides the most basic connection center in the network. The advantage of using ESB is that it can Servers of different applications work in coordination with each other, enabling communication and integration between different servers, and the cost required is lower than that of traditional intermediate software products.

Referring to FIG. 1 and FIG. 2, for each account, a flow of how the embodiment performs a real-time account management in conjunction with the host 20 is exemplarily illustrated for each account, and the flow includes the following steps.

In step S1, the host terminal 20 generates a current accounting information related to the account when executing the current transaction related to the account, and transmits the current sales accounting data to the management server 13. In this embodiment, the current account information of the pen includes, for example, an account number of an account, a transaction date, a transaction serial number, a transaction type, a transaction amount, an account balance, and the like, but is not limited thereto. It should be noted that the host terminal 20 determines the transaction serial number according to the relationship of the current transaction in time. In other words, for the account, for example, the transaction serial number of the current sales account data is compared with the host terminal 20 The transaction number of a historical sales account data generated by the previous transaction is increased by 1.

In step S2, when the management server 13 receives the current sales information from the host terminal 20, the transaction serial number included in the current sales accounting data, and the corresponding storage and corresponding storage of the storage unit 11 The historical recent transaction number 111 of the account determines whether all of the historical accounting information for the account has been received, for example, during a current business day of the current business day. If the result of this determination is affirmative, step S3 of the flow is performed. Otherwise, step S4 of the flow is performed. It should be noted that, according to the manner generated by the above transaction serial number, the transaction serial number and the historical recent transaction sequence number 111 corresponding to the account should be substantially two different serial numbers. The following is an example of how the management server 13 determines, according to the transaction serial number included in the current sales information of the pen, and the historical recent transaction number 111 stored by the storage unit 11 and corresponding to the account. All historical accounting data for the account during the current business period has been received. In the first example in which the history recent transaction number 111 is, for example, "0036" and the transaction number is, for example, "0037", since the history recent transaction number and the transaction number are consecutive to each other, the management server 13 determines that it is completely Received all historical sales account information for the account during the current business period. In the second example in which the history recent transaction number 111 is, for example, "0036" and the transaction number is, for example, "0041", since the history recent transaction number 111 and the transaction number are not continuous with each other, the management server 13 determines There are N historical sales account data that have not yet been received, where N = (the transaction serial number - the most recent transaction serial number 111) -1 and N ≧ 1, that is, N = (41-36-1) = 4. In other words, in this case, four historical sales account data having transaction numbers of "0037", "0038", "0039", and "0040", respectively, have not been received by the management server 13.

In step S3, when the management server 13 determines that all the pen historical sales account data of the account during the current business period has been completely received, the management server 13 only generates the relevant information according to the current sales information of the pen. The latest sales information for this account. In other words, in this case, the latest sales information only contains the current sales information.

In step S4, when the management server 13 determines that at least one historical sales account data of the account during the current business period has not been received, the management server 13 associates the at least one historical sales account data. The charge slip data request is transmitted to the host terminal 20. According to the second example above, the charge request may include, for example, information of transaction numbers such as "0037", "0038", "0039", and "0040" to further inform the host 20 to further provide the four corresponding correspondences. Historical sales account information.

In step S5, the host terminal 20, upon receiving the billing data request from the management server 13, transmits the at least one historical billing data to the management server 13 in response to the billing information request. According to the second example described above, in this case, the host terminal 20 transmits, for example, the four corresponding historical sales account materials to the management server 13.

In step S6, when the management server 13 receives the at least one historical sales account data from the host terminal 20, different from step S3, based on the current sales accounting data and the at least one historical sales accounting data. Generate up-to-date sales information about the account. In other words, in this case, the latest sales information includes the current sales information and the at least one historical sales information.

In the manner generated by the foregoing transaction serial number, following the step S7 following steps S3 and S6, the management server 13 updates the historical recent transaction serial number 111 stored in the storage unit 11 to the current current accounting data. The transaction serial number included, that is, the transaction serial number is stored by the storage unit 11 as the historical recent transaction serial number 111, and the latest sales account data generated in step S3 or S6 is transmitted to the delivery server 12.

In step S8, upon receiving the latest sales information from the management server 13, the delivery server 12 generates a sales account message having a format conforming to the account setting based on the latest sales information. In this embodiment, the account information may include part of the latest account information, such as the account number of the account, the date of the transaction, the type of the transaction, the transaction amount, and the Etc.) Account balance, etc., but not limited to this.

Thereafter, the delivery server 12 compresses and encrypts the posting information (step S9). In this embodiment, the delivery server 12 uses, for example, a Triple Data Encryption Algorithm (Triple DES), but is not limited thereto. Finally, the delivery server 12 transmits the compressed and encrypted account posting message to the user terminal 30 associated with the account via the communication network 100 using a communication protocol compliant with the account number (step S10). In this embodiment, the communication protocol is, for example, http (Hypertext Transfer Protocol) or https (Hypertext Transfer Protocol Secure), but is not limited thereto.

The corresponding user terminal 30, upon receiving the posting information from the delivery server 12, decompresses the sales account information by executing a pre-installed application associated with the instant sales management system 1. And after decryption, the posting information is immediately displayed on it.

In summary, the new instant account management system 1 can receive the current sales information from the host terminal 20 for each account opened by the bank, according to the current sales accounting data. The transaction serial number and the historical recent transaction serial number 111 stored by the storage unit 11 and corresponding to the account determine whether all the historical accounting information of the account during the current business period has been received, and can ensure that the receipt is received. After the complete historical sales account information, the related sales account information is actively transmitted to the user terminal 30 related to the account, thereby avoiding the trouble of the human art operation by the prior art, so the purpose of the novel can be achieved. .

However, the above is only the embodiment of the present invention, and when it is not possible to limit the scope of the present invention, all the simple equivalent changes and modifications according to the scope of the patent application and the contents of the patent specification are still This new patent covers the scope.

1‧‧‧Scratch account management system
11‧‧‧ storage unit
111‧‧‧Historical recent transaction serial number
12‧‧‧Transfer server
13‧‧‧Management Server
20‧‧‧Host side
30‧‧‧User side
100‧‧‧Communication network
S1~S10‧‧‧Steps

Other features and effects of the present invention will be apparent from the following description of the drawings, wherein: Figure 1 is a block diagram illustrating an embodiment of the present invention in conjunction with a host of a bank. And a plurality of user terminals are implemented; and FIG. 2 is a flowchart illustrating a flow of how the embodiment performs a real-time account management for an account opened at the bank in conjunction with the host.

1‧‧‧Scratch account management system

11‧‧‧ storage unit

111‧‧‧Historical recent transaction serial number

12‧‧‧Transfer server

13‧‧‧Management Server

20‧‧‧Host side

30‧‧‧User side

100‧‧‧Communication network

Claims (4)

An instant account management system for a bank, comprising: a storage unit storing a historical recent serial number corresponding to an account opened at the bank; a delivery server adapted to connect via a communication network a user terminal associated with the account; and a management server adapted to connect to a host of the bank and electrically connect the storage unit and the delivery server, and once received a receipt from the host, related to the account And the current sales account data including a transaction serial number, determining whether the account has been received during a current business period based on the transaction serial number included in the current sales accounting data and the historical recent transaction serial number stored in the storage unit. All the historical accounting data in the database; wherein, when the management server determines that all the historical accounting materials of the account during the current business period have been completely received, the current accounting information is generated according to the current accounting information The latest sales information of the account, and the historical transaction serial number stored in the storage unit is updated to be included in the current sales accounting data. And the transaction serial number is transmitted to the delivery server; wherein the management server determines that the account has not received at least one historical sales account information during the current business period The sales account information request related to the at least one historical sales account data is transmitted to the host end, so that the host terminal transmits the at least one historical sales account data to the management server in response to the sales information request, and is accepted When the at least one historical sales account data from the host terminal is generated, the latest sales accounting information related to the account is generated according to the current sales accounting information and the at least one historical sales accounting data, and the history stored in the storage unit is recently Transaction number is updated to the transaction serial number included in the current sales accounting data, and the latest sales accounting information is transmitted to the delivery server; and wherein the delivery server receives the latest sales from the management server In the case of accounting information, the delivery server generates a sales account message having a format conforming to the account setting based on the latest sales information. Transmits the write-off message to the end user, so that the write-off instant message can be displayed on the user terminal. The instant sales account management system of claim 1, wherein: the historical recent transaction serial number and the transaction serial number are respectively two different serial numbers; and when the historical recent transaction serial number and the transaction serial number are consecutive to each other, the management The server determines that all the historical sales account information of the account during the current business period has been completely received, and the latest sales account information includes the current sales accounting information; and when the historical recent transaction serial number and the transaction serial number are mutually In case of discontinuity, the management server determines that the (s) N historical sales account data of the account during the current business period has not been received, wherein N=(the transaction serial number-the historical recent transaction serial number)-1 N≧1, and the latest sales information includes the current sales information and the (s) N historical sales information. The instant sales account management system of claim 1, wherein the delivery server compresses and encrypts the sales account message before transmitting the sales account message to the user terminal, and compresses and encrypts the The sales account message is transmitted to the user terminal using a communication protocol that is set in accordance with the account. The instant sales account management system of claim 1, wherein the current business period is a current business day.