TWM512772U - Transaction device and transaction security system with authentication using personal device - Google Patents

Abstract

Disclosure is related to a transaction device and a transaction security system with authentication using a personal device. The transaction security system includes an authentication server and a transaction device. The authentication server has an authentication processor for processing the authentication code transmitted from a personal device. The personal device is authenticated through the authentication code. A result is therefore generated. The authentication result is then transmitted to the transaction device via a communication unit. The transaction device has a processor, a display unit, a transaction code generator for generating the transaction code due to the amount of transaction, and a network unit for linking the authentication server.

Description

Transaction device and transaction security system using personalized device verification

The creation is a transaction device and transaction security system, in particular a transaction device that performs authentication using a personalized device, and a related transaction security system.

ATMs or cash machines, often referred to as ATM (automatic teller machine), allow users to easily withdraw cash, but when they withdraw cash, they also create opportunities for gangsters, for example, if there are gangsters At this time, the ATM card is robbed, and at the same time, the withdrawal password is acquired, and cash is obtained. It is too simple and safe to use the security and confidentiality of the cash withdrawal card with a few yards of passwords.

In order to enhance the security during the transaction, including general shopping transactions, automatic teller withdrawals, etc., this creation proposes a transaction device using personalized device verification and related systems, one of the purposes of which is to execute the transaction before the transaction device. Execute a verification procedure through the user's portable device, and then verify the identity through a third-party verification unit before completing the transaction through the transaction device, which can improve transaction security, even if any of the devices are lost or stolen, but the property is not lost. .

According to an embodiment of the transaction device using the personalized device verification, the transaction device includes a system-side processing unit, data processing in the transaction device, and a system-side display unit for generating a transaction interaction message displayed on the transaction device. And an interface for inputting the transaction amount; comprising a transaction code generating unit for outputting a transaction code calculated according to the transaction amount; the device comprises a network unit for connecting to the verification server, and the self-authentication server is used Get a verification result.

The transaction device, for example, provides an automatic teller machine for the user to withdraw cash, or a device for verifying identity during a shopping transaction, and the transaction code such as a wireless signal code is transmitted through the near field communication unit; the transaction code is, for example, a one-dimensional or two-dimensional barcode. The user is allowed to operate the personalized device to scan and obtain the transaction code; the transaction code may be a string for the user to copy into the personalization device.

In an embodiment of a transaction security system employing personalized device verification, the system includes a verification server, and the aforementioned transaction device. The verification server has a verification processor, receives the verification code generated by the personalization device through the network, and verifies the personalized device according to the information contained in the verification code, generates a verification result, and transmits the verification result to the transaction device by the communication unit. Once verified, you can continue to complete the transaction.

In order to further understand the technology and efficacy of this creation in order to achieve the intended purpose, please refer to the following detailed description and schema of this creation. I believe that the purpose, characteristics and characteristics of this creation can be deeply and specifically understood. However, the drawings are provided for reference and explanation only, and are not intended to limit the creation.

10‧‧‧Automatic Teller Machine

101‧‧‧2D barcode

103‧‧‧ Code

105‧‧‧Withdrawal export

12‧‧‧ Personalized device

121‧‧‧2D barcode

123‧‧‧1D barcode

14‧‧‧ cash register

141‧‧‧ transaction amount

143‧‧‧1D barcode

20‧‧‧ trading device

201‧‧‧ transaction amount

203‧‧‧ transaction bar code

205‧‧‧Transaction number

207‧‧‧Authorization code

209‧‧‧Verification message

Step S301~S311‧‧‧ transaction process

41‧‧‧personalized device

42‧‧‧ trading device

43‧‧‧Transaction Service Host

44‧‧‧Verification server

401‧‧‧ Fill in the amount

402‧‧‧Read transaction code

403‧‧‧Transfer transaction information

404‧‧‧Transfer verification code

405‧‧‧Reply verification results

406‧‧‧Confirm transaction

407‧‧‧Transaction success

501‧‧‧ Fill in the amount

502‧‧‧Transfer transaction information

503‧‧‧ Generate transaction code

504‧‧‧Read transaction code

505‧‧‧Transfer verification code

506‧‧‧Reply verification results

507‧‧‧Confirm transaction

508‧‧‧Transaction success

601‧‧‧ Fill in the amount

602‧‧‧Transfer transaction information

603‧‧‧ Generate transaction code

604‧‧‧Read transaction code

605‧‧‧Transfer verification code

606‧‧‧ Generate authorization code

607‧‧‧ Fill in the authorization code

608‧‧‧Transfer authorization code

609‧‧‧Transfer authorization code

610‧‧‧Reply verification results

611‧‧‧Confirm transaction

612‧‧‧Transaction success

71‧‧‧Verification server

711‧‧‧ verification processor

712‧‧‧Authorization code generation unit

713‧‧‧Communication unit

72‧‧‧ trading device

721‧‧‧System-side display unit

722‧‧‧System-side processing unit

723‧‧‧transaction code generating unit

724‧‧‧Network Unit

725‧‧‧Authorization code processing unit

73‧‧‧personalized device

731‧‧‧Device display module

732‧‧‧transaction code reading module

733‧‧‧Verification Code Generation Module

734‧‧‧Authorization code acquisition module

1A is a schematic diagram showing an embodiment of a related apparatus for a transaction security system using personalized device verification; FIG. 1B is a schematic diagram showing a second embodiment of a related apparatus for a transaction security system using personalized device verification; FIG. 2A to FIG. 2D shows an example of the operation of the transaction security system in which the creation of the personalized device is verified; Figure 3 shows one of the implementation processes of the transaction security system using the personalized device verification. Figure 4 shows the implementation process of the transaction security system using the personalized device verification. Figure 5 shows that the creation uses personalized device verification. The implementation process of the transaction security system is three; Figure 6 shows the implementation flow chart of the transaction security system using the personalized device verification in this creation; Figure 7 shows the function block of the transaction device and related system verified by the personalized device. Example map.

In view of the prior art, the credit card shopping, online transactions, and ATM (automatic teller machine) transaction procedures can only be verified by account number, password, or with a cash card. Providing effective and highly secure measures, the present disclosure proposes a transaction device that uses personalized device verification, and a transaction security system, in which the transaction device can perform identity verification with the user's personalised device before the transaction. Third-party verification means, providing high-security transaction security measures, can avoid partial loss of property damage in the transaction process when the information is captured or stolen.

For a schematic diagram of the embodiment, reference may be made to the usage context diagram presented in FIG. 1A and FIG. 1B, wherein the related application of the transaction security system verified by the personalization device is schematically illustrated.

As shown in FIG. 1A, there is shown an automatic teller machine 10. When a user wants to execute a transaction through the automatic teller machine 10, such as a withdrawal, deposit, transfer, etc., when an amount is input through the interface, the automatic teller machine 10 A transaction code generated based on this amount or current transaction information operation, such as a transaction amount, a transaction device code (identification code of the automated teller machine 10), and a chat identification will be presented. The transaction code generated by the session code operation is presented in the form of a two-dimensional barcode 101, but is not limited to the form of a two-dimensional barcode, and may be one-dimensional barcode, wireless signal transmission (such as NFC), English digital code, etc. The way represents this transaction code.

In this example, the transaction code is represented by a two-dimensional barcode 101, and can still be represented by a string code 103, so that the user device cannot read the two-dimensional barcode 101. After the user operates the personalization device 12, the relevant verification program is executed, the camera module is turned on, the two-dimensional barcode 101 is captured, and the two-dimensional barcode 121 displayed on the display of the device 12 is generated (or displayed only when shooting, but the scanning result is not displayed). The software can identify the information contained in it. The subsequent procedure includes generating a verification code based on the transaction information in the two-dimensional barcode 121 and transmitting it to the verification server, and after the verification is successful, the withdrawal may be made from the money discharge outlet 105. Details will be described below.

Another embodiment is shown in FIG. 1B. The transaction security system verified by the personalization device can be applied to the transaction process during general shopping payment. This example shows the consumer or the cashier in a transaction device (such as POS). The cash register device 14) inputs a transaction amount 141, and the device 14 displays the transaction amount 141 and generates a one-dimensional barcode 143 generated according to the transaction amount 141 and the related transaction information, and then the consumer confirms the transaction amount 141. The one-dimensional bar code 143 displayed on the program of the personalization device 12 in the personalization device 12 is formed in the one-dimensional bar code 123 presented by the personalization device 12 (or may not be displayed). Subsequent procedures include generating a verification code based on the transaction information contained in the one-dimensional barcode 123, transmitting the verification code, and verifying by the verification server. After the verification is successful, the transaction is established.

2A-2D then show an embodiment diagram of the operation of the transaction security system verified by the personalization device.

2A shows an interface for generating an input amount on the display of a transaction device 20. After the user inputs the transaction amount 201, as shown in FIG. 2B, the operation program in the transaction device 20 is based on the transaction amount 201 and the current transaction information. For example, the transaction time, the device code, or / and a session code indicating the transaction at this stage are calculated to obtain a transaction code. Transaction barcode 203 and transaction number 205 represent this transaction code, providing the user to operate the personalized device to read. The transaction information read by the personalization device continues to calculate to form a verification code, which serves as the basis for the security verification of the transaction, and the transaction is completed after the verification of the verification server is successful.

In another embodiment, after the verification server receives the verification code transmitted by the personalization device, it continues to generate an authorization code, which can be expressed in a string, such as a one-time password, transmitted to the personalization device, and used by The reader reads and re-enters the interface generated by the transaction device 20, as in Figure 2C, the field of the authorization code 207 is filled. After receiving the authorization code 207, the transaction device 20 will transmit to the verification server to confirm the security of the transaction. If any of the links cannot be verified successfully, the transaction will fail; this example is shown in Figure 2D. A verification message 209 for completing the transaction or the like is completed.

It is worth mentioning that in order to implement the transaction mechanism using personalized device verification disclosed in the disclosure, the user needs to use a personalized device with arithmetic processing, communication, display and camera functions, detailing, personalization The device should be a mobile device capable of reading 1D barcode, 2D barcode or wireless signal. The device performs an initialization process prior to operation, including installing a program for performing transaction verification on the personalization device, and registering a verification server.

The seed used by the personalization device to generate the verification code is the personalized value generated by the verification server (or other authorized host) during the verification server registration. According to an embodiment, upon registration, the authentication server will ask the user to transmit personalized information, such as hardware information of the mobile communication device used by the user, such as a hardware related code (such as a phone number, an international mobile device identification code ( International Mobile, Equipment Identity, IMEI, etc.), network hardware information, etc., can also be the communication data of the near field communication (NFC) circuit supported by the mobile communication device; the personalized information does not exclude the general information provided by the user. Information, such as user profiles, or a set of pin codes, can be a source of information that produces a seed.

The value generated by the use of personalized information is therefore unique, different devices or Users will get different kinds of values, and they are not portable, that is, they cannot be used after changing devices. The values can be a string that is generated by the authentication server (or other host) and stored in the personalization device and the authentication server.

The verification code generated by the personalization device can be stored in the personalized device according to the current transaction information, and can be composed of a string, which contains information that can identify the source of the verification code (ie, the personalized device). The verification server can obtain the corresponding seed value, and the corresponding verification server will perform a symmetric operation on the verification code through the value of the server end, so that it can be verified according to the operation result whether the verification code is from an authorized personalization device. .

According to the example set forth in the embodiment, if the personalization device supports near-field communication (NFC), the storage method of the seed value can be protected by the communication information of the near field communication circuit. When the personalization device receives the transaction code, the communication information of the near field communication circuit in the device can be turned on to generate a verification code. For example, if the user holds a near field authentication vehicle for near field communication, the near field communication information generated by the proximity communication device will be used to obtain authorization and open the preloaded value.

It is worth mentioning that the trading mechanism used in this creation is based on the security code generated by the verification code or other information generated by the program in the personal device. The personalized device should be loaded with the application provided by the system. For example, an application (APP) contained in a smart phone or tablet, the application is used to obtain the value, obtain the system information, generate the verification code, receive the message, scan the transaction code generated by the transaction device, and receive the authorization code. An embodiment), transmitting related information and the like, and obtaining a message pushed by the system side, decrypting the seed value, and providing an interface for inputting the content through the message system.

Figure 3 shows an example flow of the transaction security system in which the author uses a personalized device verification. This example describes the flow of the transaction, including initially filling in the transaction amount at a transaction device (automated teller machine, cash register, online shopping interface, etc.) as in step S301; then, in step S303, the transaction is executed by the program in the transaction device. Amount And the current transaction information operation generates a transaction code and displays it on the display.

The user activates the program in the personalization device at this time (or before), reads (or fills in the transaction code according to the transaction code by the user), in step S305, and according to the transaction information (such as the amount, transaction) displayed on the personalized device. Related content) Confirm the content. After confirming, in step S307, the verification code is generated by the program in the personalization device by the seed value generated by the registration, wherein the verification code can be obtained according to the current transaction information.

In step S309, the verification code is transmitted to the verification server, and the verification server verifies whether the information is from the authorized authorized personalization device according to the corresponding system end value calculation, that is, verifying the identity of the user of the personalized device. Then, in step S311, the verification result will transmit the relevant message to the transaction device, and if the verification is successful, the transaction is completed; otherwise, the transaction failure message will be generated.

4 shows the transaction flow of the authoring system. The flow is a security verification process running between the personalization device 41, the transaction device 42, the transaction service host 43 and the verification server 44, wherein the personalization device 41 is a computer held by the user. The system, wherein the executed program cooperates with the transaction device 42 and the transaction service host 43 to form the transaction security system of the present creation, and the verification server 44 can provide the host for the verification service to the third party, but does not exclude that it can be located in the transaction service host 43. Hardware or software module.

At the beginning of the process, the user (or another service person, cashier) fills in the amount (401) on the transaction device 42, and the transaction device 42 calculates the transaction code based on the transaction amount and/or the current transaction related information, and is personalized. The device 41 reads the transaction code (402), such as reading a one-dimensional barcode, a two-dimensional barcode, or a wireless signal; if the transaction code displayed in the string is taken as an example, the transaction code can be transcribed and input to the personalization device 41 by the user. At the same time, the transaction device 42 also transmits the transaction code or related transaction information (transaction amount, transaction device code, time, chat identification code, etc.) to the transaction service host 43 (403). The transaction service host 43 may simultaneously serve a plurality of transaction devices 42 located at various locations, so that it is necessary to obtain relevant information of the transaction before the source of the transaction can be identified.

When the personalization device 41 reads the transaction code, confirms the transaction related information, uses the program to take out the value, and uses the value to talk to the specific personalized information (such as user information, transaction amount, transaction device code). The identification code generates a verification code, and the verification code is transmitted to the verification server 44 (404), which carries the identification information of the personalization device 41, so that the verification server 44 can recognize the source of the verification code. Then, the verification server 44 receives the verification code transmitted by the personalization device, and obtains the identification information of the personalized device end, such as the seed value and the device hardware information, from the verification code, so that the server end value can be correspondingly obtained. The server end value performs a symmetric operation on the verification code, and the personalization device 41 is verified based on the operation result. Thereafter, the verification result is transmitted to the transaction service host 43 (405). If the verification is successful, the transaction service host 43 transmits the message confirming the transaction (406) to the transaction device 42, and the user of the personalization device 41 completes the transaction after the verification is successful (407); otherwise, when the verification fails, the transaction is not Successful, and the transaction device will display a message that the verification failed.

Unlike the flow shown in FIG. 4, the transaction code is generated by the transaction device 42. The flowchart of the embodiment shown in FIG. 5 indicates that the transaction service host 43 performs the operation to generate the transaction code.

Similarly, the transaction amount (501) is filled in before the transaction device 42, and the transaction information is transmitted by the transaction device 42 to the transaction service host 43 (502), and the transaction service host 43 generates the transaction code based on the transaction information, and first transmits the transaction code to the corresponding Transaction device 42 (503), displayed, is read (504) by personalization device 41. The transaction code is processed by a one-dimensional or two-dimensional barcode, or transmitted by a wireless signal, and is read by the relevant communication module of the personalization device 41, and then decoded by the program to form a message for providing the user with confirmation of the transaction content. .

After the user confirms the transaction content, the personalization device 41 takes out the seed value, generates a verification code for the related personalized information operation, and transmits the verification code to the verification server 44 (505), and the verification server 44 obtains the individual carried in the verification code. The identification information of the device 41 can obtain the corresponding system end value, perform a symmetric operation according to the corresponding seed value to verify the information source, and then reply the verification result (506) to the transaction service host 43, The transaction service host 43 determines the corresponding transaction device 42 according to the information carried therein (such as device related information, the transaction related information, etc.), notifies the transaction device 42 to confirm the transaction (507), and displays it to the user to indicate that the transaction is successful. Message (508). Conversely, if the verification fails, a message indicating that the transaction failed is displayed.

6 is a flow chart showing still another embodiment of the operation of the authoring transaction security system, which also operates between the personalization device 41, the transaction device 42, the transaction service host 43, and the authentication server 44.

To start a transaction procedure, an amount (601) needs to be filled into a transaction device 42. In this example, the transaction device 42 transmits the transaction information, including device-related identification information, to the transaction service host 43 (602), by the transaction service host. 43 generates a transaction code and returns it to the transaction device 42 (603). The transaction code is represented, for example, by a two-dimensional bar code such as a QR code, displayed on the display by the transaction host 42, read by the personalization device 41 (604), and transmitted through Display the transaction content for the user to confirm.

Wherein, if the ATM is taken as an example, it is not excluded that the ATM (ie, the transaction device) or the ATM host (ie, the transaction service host) is calculated according to the ATM device code, the transaction amount, and the session ID (work ID) working on behalf of this stage. Transaction code, transaction code can be represented by 2D barcode, 1D barcode or wireless signal, and the personalization device should read these messages with the corresponding program instructions.

After reading the transaction code and confirming the transaction amount, the personalization device 41 will use the program to generate the verification code, and the verification code is generated by using the device end value, that is, the encryption type value generated by the verification server registration before the transaction, The identification code of the transaction device 42, the transaction amount and the conversation identification code are encoded along with the seed value, a verification code is generated, and the verification code is transmitted to the verification server 44 (605), and the verification server 44 performs security verification.

After the verification succeeds, this embodiment indicates that the authentication server 44 generates an authorization code generated according to the current information, and the authorization code is generated as a one-time password (OTP), for example, generated according to a time information, and generated dynamically. The method can also be based on the transaction device machine identification code, transaction amount, chat identification code, and/or time information, etc. The information operation is generated, and the authorization code can be transmitted to the personalization device 41 (606) through the network, and displayed to the user. The user then fills in the authorization code to the input interface on the transaction device 42 (607). ). The representation of the authorization code, except for the string displayed on the personalization device 41, does not exclude the presentation in the form of a bar code or a wireless signal, which is read by the transaction device 42 installation reader.

After obtaining the authorization code by the transaction device 42, it is transmitted to the verification server 44 (609) via the transaction service host 43 (608), so that the verification server 44 can compare the previously generated authorization code and perform secondary verification accordingly. The verification result (610) is replied again, and after the verification is successful, the confirmation transaction (611) information is transmitted to the transaction host 42 via the transaction service host 43 to complete the transaction (612).

FIG. 7 is a diagram showing an embodiment of a functional block of a transaction device and related system that is authenticated by a personalization device.

This illustration shows that at least one verification server 71 is required to complete the authoring transaction program. The verification server 71 does not exclude software functions that can be carried on a particular host or become a transaction device 72; the transaction security device can be covered by the transaction device 72. The embodiment as described in the foregoing Figures 4 to 6 is a function produced by a transaction device of the terminal in combination with a transaction service host. The transaction device 72 is composed of the transaction device and the transaction service host in the foregoing embodiment; the transaction security system is installed on the personalization device 73 with a software program for processing the verification function in the transaction program.

Here, the transaction security system using the personalized device verification includes a program loaded in the memory of the personalization device 73. The program mainly executes the transaction program of the creation on the personalization device 73 side, and the related software module is as shown in the display device. The display module 731 displays a command as shown in a device. After executing the program, the displayed transaction code and the transaction amount are displayed on the display of the device. The user can confirm whether the content is correct according to the displayed transaction content, and whether the content continues. transaction. The device side display command may also prompt the user to perform various steps in the transaction, including the authorization code received in a particular embodiment, such as the process described in FIG.

The software module in the program is, for example, a transaction code reading module 732, such as a transaction code reading. The instruction fetching, when the transaction device generates the transaction code according to the transaction information, the program executed by the personalization device can read the transaction code displayed by the transaction device, and can convert the read function according to the transaction code form, for example, the transaction code is The dimension or 2D barcode indicates that the transaction code reading command will activate the camera module to scan the barcode; if the transaction code is presented by the wireless signal, the transaction code reading command will activate the wireless communication module (such as NFC) in the device for The wireless signal is read; if the transaction code is a string displayed on the transaction device side, the transaction code read command generates an input field to provide a user input string.

The program includes a verification code generation module 733, and the related instruction, such as a verification code generation instruction, is used to generate a verification code and transmitted to the verification server. In this instruction, including extracting the seed value stored in the personalization device, the verification code can be generated according to the current transaction information such as the transaction amount, the transaction device code and the conversation identification code.

In an embodiment, the program of the personalization device 73 is provided with an authorization code acquisition module 734, such as an authorization code acquisition command, for obtaining an authorization code for continuing the transaction from the verification server, as described in FIG. In an embodiment, after the verification server verifies the personalization device, the server generates an authorization code such as a one-time password, transmits it to the personalization device 73, and displays it on the personalization device 73, the purpose of which is to be completed. Before the transaction, it is confirmed again whether the user is in front of the transaction device 72, and the user can input the string that can be displayed according to the authorization code to the transaction device 72, and finally the verification server 71 performs verification after receiving the authorization code. Seal the deal.

The verification server 71 is preferably a verification mechanism provided by a third party to ensure the security of the terminal personalization device 73 when conducting transactions with the transaction device 72. The functional unit implemented by hardware or software means, such as a verification processor 711, for receiving the verification code (the verification code generation module 733) generated by the personalization device 73 via the network, and verifying the individual according to the information contained in the verification code. The device 73 generates a verification result, which will be transmitted through the communication unit 713, in particular to the transaction device 72, so that the relevant system of the transaction device 72 knows that the verification is successful and continues to complete the transaction.

In an embodiment, the verification server 71, as in the foregoing process shown in FIG. 6, further includes an authorization code generating unit 712, which can be verified, in particular, after the verification is completed. After the work, an authorization code transmitted to the personalization device 73 is generated, and the authorization code acquisition module 734 in the personalization device 73 is backfilled by the user, and is transmitted back to the verification server 71 via the transaction device 72. Authorization code processing unit 725 in transaction device 72.

On the transaction device 72, a system-side processing unit 722 is provided for performing data processing of the transaction device 72 authenticated by the personalized device and electrically connecting the circuit elements therein. For example, a system-side display unit 721 is provided. The system-side display unit 721 is configured to process display content, including generating a transaction interactive message displayed on the transaction device 72, displaying various transaction information, and generating an interface for providing an input transaction amount. The user fills in the transaction amount according to the demand, such as a device installed at the store cash register, or an automatic teller machine.

The transaction device 72 is provided with a transaction code generation unit 723, which can be calculated according to the transaction amount input by the user via the interface for providing the input transaction amount, or can be combined with other real-time information, such as the code of the transaction device (the identification code of the transaction device 72) ) and a conversation identifier indicating the transaction, and the like. According to an embodiment, the transaction code generating unit 723 may be a near field communication unit (NFC unit), and thus the generated transaction code is a code of a wireless signal; the transaction code generating unit 723 may be a code generating unit, including one-dimensional or The two-dimensional barcode is generated. Therefore, the transaction code is represented by a one-dimensional barcode or a two-dimensional barcode, and is displayed by the system-side display unit 721, and is scanned and read by the user operating the personalization device 73. The transaction code generation unit 723 can be A string generating unit, so the transaction code can be represented in a string, and after being displayed, the user transcribes to the personalization device 73, and then generates a verification code.

The transaction device 72 is provided with a network unit 724, which can be connected to the verification server 71 by a dedicated line or an encrypted network, and can obtain the verification result from the verification server 71.

When the entire system is to process an authorization code generated by the verification server 71 after successful verification, the transaction device 72 may be provided with an authorization code processing unit 725 to receive an authorization code input by the user or transmitted to the transaction device 72. It is then forwarded to the verification server 71 for final verification.

Therefore, the transaction device using the personalized device verification described in the above disclosure, and the related transaction security system, which are mainly applied to the authentication process in the transaction program, include actions that can be applied to ATM withdrawal, deposit, transfer, etc. The verification procedure can also be applied to the verification procedure in the general shopping transaction, so that the transaction procedure has high security, and no password, credit card or ATM card is needed except the personalization device, so as to avoid being stolen. In particular, during the transaction process, the transaction code is generated by the transaction device, read by the personalization device, and the verification code generated by the program is used by the third-party verification unit to perform identity verification. Through the operation of this creation, a highly secure trading program can be provided.

However, the above description is only a preferred and feasible embodiment of the present invention, and thus does not limit the scope of the patent of the present invention. Therefore, the equivalent structural changes that are made by using the present specification and the illustrated contents are equally included in the present creation. Within the scope, it is combined with Chen Ming.

10‧‧‧Automatic Teller Machine

101‧‧‧2D barcode

103‧‧‧ Code

105‧‧‧Withdrawal export

12‧‧‧ Personalized device

121‧‧‧2D barcode

Claims (10)

A transaction device using personalization device verification, comprising: a system-side processing unit for performing data processing of the transaction device using the personalized device verification; a system-side display unit electrically connected to the system-side processing unit, To generate a transaction interactive message displayed on the transaction device, and an interface for providing an input transaction amount; a transaction code generating unit electrically connected to the system-side processing unit for outputting a transaction code, the transaction code is at least Calculated according to the transaction amount; and a network unit for connecting to a verification server, and thereby obtaining a verification result from the verification server. The transaction device using the personalized device verification as claimed in claim 1, wherein the transaction code generating unit is a near field communication unit, and the transaction code is a code of a wireless signal. The transaction device of claim 1, wherein the transaction code generating unit is a code generating unit, and the transaction code is represented by a one-dimensional barcode or a two-dimensional barcode, and is displayed by the system-side display unit. . The transaction device of claim 1, wherein the transaction code generating unit is a string generating unit, and the transaction code is represented by a string and displayed by the system-side display unit. A transaction device authenticated by a personalization device as claimed in any one of claims 1 to 4, wherein the transaction device is an automated teller machine. A transaction security system using personalized device verification, comprising: a verification server, comprising: a verification processor, receiving a verification code generated by a humanized device through a network, and verifying the personalization according to the information contained in the verification code a device that produces a verification result; a communication unit for transmitting the verification result; a transaction device connecting the verification server via a network, comprising: a system-side processing unit for performing data processing of the transaction device verified by the personalized device; a system-side display unit electrically connected to the system-side processing unit for generating a transaction interactive message displayed on the transaction device, and an interface for providing an input transaction amount; a transaction code generating unit electrically connecting the system And the end processing unit is configured to output a transaction code, the transaction code is calculated according to the transaction amount at least; and a network unit is configured to obtain the verification result from the verification server. The transaction security system using the personalized device verification as claimed in claim 6, wherein the transaction code is represented by a one-dimensional barcode, a two-dimensional barcode, a string or a wireless signal. The transaction security system using the personalized device verification as claimed in claim 6, wherein the transaction code generating unit of the transaction device is a near field communication unit, a code generating unit or a string generating unit. The transaction security system using the personalized device verification as claimed in claim 6, wherein the verification server further includes an authorization code generating unit that generates an authorization code transmitted to the personalization device after the verification is completed; the transaction device The method further includes an authorization code processing unit, and after receiving the authorization code, transmitting to the verification server. A transaction security system using personalised device verification as claimed in any one of claims 6 to 9, wherein the transaction device is an automated teller machine.