Μ421*555 五、新型說明Μ421*555 V. New instructions
【新型所屬之技術領域】 本新型是有關於一種財務分析裝置，特別是指—種股 市財務分析教學裝置。 【先前技術】 金錢」似乎只是簡單的算數，但是，如何活用錢， 並產生新的錢出來，卻是一門需要學習的知識。非營利性 φ 機構 JumpStart Coalition for Personal Financial Literacy 針斜 國中小學進行的個人理財基礎知識測試表明，僅有十分之 〔 一的孩子在回答有關個人理財的問題時表現令人滿意，許 多人根本不知道如何平衡一個支票帳薄，以致於成年後， ，都知道理財投資的重要性，卻往往因為不得要領或錯誤 的投資觀念而損失大量的金錢。 以中華民國專利第2%989號案 '第203915號案、第 154120號案…為例，分別為一種相關於股市的分析方法， • 主要是透過網際網路擷取股價資訊後，建立股價的預測分[Technical field to which the novel belongs] The present invention relates to a financial analysis device, and more particularly to a financial analysis teaching device of a stock market. [Prior Art] Money seems to be a simple calculation, but how to use money and generate new money is a knowledge that needs to be learned. The non-profit φ institution JumpStart Coalition for Personal Financial Literacy The basic knowledge of personal finance conducted by the needle-climbing elementary and middle school shows that only one child is satisfied when answering questions about personal finance, many people do not know How to balance a check account book, so that when you are an adult, you know the importance of financial investment, but often lose a lot of money because of the unreasonable or wrong investment concept. Take the case of the Republic of China Patent No. 2% 989 'No. 203915 and No. 154120... as an example of an analysis method related to the stock market, • Mainly after the stock price information is obtained through the Internet, the stock price is established. Forecast score
析模型，以作為股市交易的參考指標。 L 惟，前述預測分析模型的分析方法，往往只是呈現分 析的結果，而無法在互動過程中，同時教導理論及計算依 據，且雖然市面上充斥著各式各樣的工具書與多媒體教學 軟體，惟，理論與書面的學習效果，不但缺乏真實感，且 往往不及實際操作來得有成效。 【新型内容】 因此’本新型之目的’即在提供-種能夠在真實的操 3 作環i音Φ ¢-3 τ 學習股票投資相關知識的股市財務分析教學裝 置。 於是’本新型股市財務分析教學裝置，連線網際網路 包3一電腦主機，及一輸入輸出單元。該電腦主機具有 處理器。該處理器擷取網際網路上相關於上市、上櫃公 司的財務資訊，並依據前述財務f訊計算各公司財務比率 。遠輸入輪出單元與該電腦主機電連接，並具有顯示一操 乍界面與輪出計算公式、計算教學說明，及計算結果的一 顯示器，及輸入計算條件的一輸入件組。 風。本新型的有益效果在於：能夠進行股票投資學習，且 予員=資選股前能夠透過各公司依表達各種不同功能之財 務比率進行比較’以理性層面進行選股’期望能降低投資 股市時之風險。 、 【實施方式】 有關本新型之前述及其他技術内容、特點與功效，在 以下配合參考圖式之—個較佳實施例的詳細說明中，將可 清楚的呈現。 參閱圖1、胃2’及圖3,本新型股市財務分析教學装 置了較佳實施例透過網際網路與政府的公信單位（如公開資 s觀列站⑧券父易所等）連線^該股市財務分析教學裝 置包含一電腦主機1〇,及-輸入輪出單元70。 該電腦主機10具有—虚 慝理益11、一儲存媒體12,及- 通訊模組13。該處理5| n，姿从 ° 透過5亥通訊模組13擷取由前过 公信單位公佈且相關於上 1 上櫃公司的財務資訊，並你 據前述財務資訊計算各公㈣務比率，及根據^ 率計异結果進行排序。該儲存媒體12用於儲存前述⑽ 率的計算結果與排序結果，且記錄每—學員的註冊^ ^驗證附屬於單—學員的憑證。前述憑證在本較佳實施例 為一組帳號、密碼。 别述計异條件包括公司的資本結構、償債能力、經技 能力、獲利能力、現金流量至少其中之一。 ，呂 該輸入輸出單元70與該電腦主機10電連接，並具有 顯示-操作界面5的-顯㈣71，及—輸人件組72。轉r 作界面5建構在該顯示器71顯示的'網頁，用於輸入計算 條件’及輸出計算公式、計算教學說明，及計算結果。在 本較佳實施例中’該操作界面5具有輸入帳號的一帳號攔 位51、輪入密碼的一密碼攔位52、輸入股號的二股號搁位 53、輸入計算條件的五個選項541〜545、相進行分析的一 刀析紐55’及輸出计舁結果的一畫面顯示區％。前述選項 41 545包括公司的資本結構、償債能力、經營能力、獲利 能力、現金流量。該輸入件组72在本較佳實施例為一鍵盤（_ ，或一滑鼠，或一鍵盤與一滑鼠的組合。 參閱圖4，及圖1、圖2、圖3，以下即針對本新型並 結合實施例步驟說明如后： 步驟60 :透過網際網路開啟該操作界面5，並顯示於 該顯示器71。 - 步驟61 :透過該輸入件組72於該操作界面5的帳號欄 位51、密碼欄位52輸入帳號、密碼。 步驟62 :該處理器 。U驗證丽述帳號、密碼是否正確， 如果是，進行步驟63,如果否，回到步驟Ο。 步驟63·透過該♦ 輸入件組72於該操作界面5的選項 541〜545，選擇計首你丛 艰唄 ^條件，然後進行步驟64、步驟65其 t — 0 ’、 步驟64:參閱圖5 口 5圖9，該處理器u於該分析 被選擇後，依據前述選項5 1 ^ 541〜545於該畫面顯示區50顯示 財務比率的計算公式與計算教學說明。包括： ::負債占：產比率、長期資金佔固定資產比率等相 關貢本、.·口構的汁舁公式與興 一 、十异教予5兄明，或顯示包括流動 比率、速動比率、利自 弋盥d g —障倍數4相關償債能力的計算公 式與汁异教學說明；或 人週轉率'平均收帳曰 歎存知週轉率、平的隹化（3& fa, 數' Μ資座週轉率、總資 產週轉率專相關經營能力 # 此力的汁异公式與計算教學說明；或 =股東權益報酬率、純益率、每股盈餘、本益比等相關 計算公式與計算教學說明；或顯示現金流量比 二允當料、現金再投資比率等_於現金流 里的计异公式與計算教學說明。 步驟65 ··透過該輸入件組72於該操 位53輸入至少一組公司的股號。 的如號搁 步驟66 :該處理器在該分 刀析鈕55被選擇後，透過 及通訊模組21判別股號是否正確， .„ Β %划禾否，進行步驟07， 如果疋，進行步驟68。 步驟I透過該顯示器71於該畫面顯示區％顯示無 M421-555 63 此股號畫面與取消紐，且在取消知被選擇後，回到步驟 步驟68 :該處理器u透過該通訊模組21連線前述公 信單位，且擷取由前述公信單位公佈且相關於上市、上櫃 公司的財務資訊。 步驟69 :該處理器u依據前述財務資訊及其中—選項 541〜545計算各公司財務比率並顯示於該畫面顯示區％，' 且該排序模組32會依前述財務比率排序後的結果錯存於咳 儲存媒體12。 、以 藉此，能夠配合學員學習之需求，根據不同行業別（ 甚至次行業別）以資本額、營業額或Eps等排序之方式分 別呈現各項財務比率的狀況。值得一提的是，前述股號： 位53有2個以上，因此，該畫面顯示區能夠同時呈現多個 公司的財務比率狀況，方便學員進行比較。 據上所述可知，本新型之股市財務分析教學裝置具有 下列優點及功效： ^ 1、 本新型能夠將資產負債表、損益表、現金流量表等 報表，及相關之財務資訊如資本結構、償債能力、償債能 力經營旎力、獲利能力、現金流量等五個構面共十八項 財務比率透過簡潔的數字表達，及扼要的文字說明達到教 學的目的。 2、 學員能夠透過PK比較的方式，同時呈現多個公司 的財務比率狀況，或透過排序的表現，供 別之特性與趨勢’使學員嶋實際操作的過::各= 7 M42 辟一:tl!Analyze the model as a reference indicator for stock market trading. L. However, the analysis methods of the above-mentioned predictive analysis model often only present the results of the analysis, but can not teach the theory and calculation basis in the interactive process, and although the market is full of various kinds of reference books and multimedia teaching software, However, the theoretical and written learning effects are not only lacking in realism, but often not as effective as actual operations. [New content] Therefore, the purpose of the present invention is to provide a stock market financial analysis teaching device capable of learning stock investment related knowledge in a real operation. So, the new stock market financial analysis teaching device, connected to the Internet package 3 a computer host, and an input and output unit. The computer host has a processor. The processor captures the financial information related to the listing and the company on the Internet, and calculates the financial ratio of each company based on the aforementioned financial information. The far input wheeling unit is electrically connected to the computer host, and has a display for displaying an operation interface and a wheeling calculation formula, a calculation teaching instruction, and a calculation result, and an input component group for inputting the calculation condition. wind. The beneficial effects of this new model are: the ability to conduct stock investment learning, and the member = before the stock selection, can compare the financial ratios of various functions by each company. 'Selecting stocks at a rational level' is expected to reduce the investment stock market. risk. The above and other technical contents, features and effects of the present invention will be apparent from the following detailed description of the preferred embodiments. Referring to Fig. 1, stomach 2' and Fig. 3, the preferred embodiment of the stock market financial analysis teaching device is connected to the government's public trust unit through the Internet (such as the public fund s view station 8 coupons, etc.) The stock market financial analysis teaching device comprises a computer host 1 and an input wheeling unit 70. The computer host 10 has a virtual memory 11, a storage medium 12, and a communication module 13. The process 5| n, from ° 5 through the communication module 13 to obtain the financial information published by the former public trust unit and related to the upper 1 company, and you calculate the ratio of each business (four) according to the aforementioned financial information, and Sort according to the result of the difference. The storage medium 12 is configured to store the calculation result and the sorting result of the foregoing (10) rate, and record the registration of each student's registration ^ ^ verification attached to the student. The foregoing credentials are a set of account numbers and passwords in the preferred embodiment. The different conditions include the company's capital structure, solvency, technical ability, profitability, and cash flow. The input/output unit 70 is electrically connected to the computer main unit 10, and has a display-operation interface 5-display (four) 71, and an input unit group 72. The r interface 5 constructs a 'web page for inputting calculation conditions' and output calculation formulas, calculation teaching instructions, and calculation results displayed on the display 71. In the preferred embodiment, the operation interface 5 has an account number 51 for entering an account number, a password block 52 for entering a password, a two-numbered placeholder 53 for inputting a stock number, and five options 541 for inputting a calculation condition. ~545, the analysis of the phase of the analysis of 55' and the output of the results of a screen display area %. The aforementioned option 41 545 includes the company's capital structure, solvency, operating capacity, profitability, and cash flow. The input member set 72 is a keyboard (_, or a mouse, or a combination of a keyboard and a mouse in the preferred embodiment. Referring to FIG. 4, and FIG. 1, FIG. 2, FIG. 3, the following is The new and combined embodiment steps are as follows: Step 60: The operation interface 5 is opened through the Internet and displayed on the display 71. - Step 61: The account field 51 of the operation interface 5 is transmitted through the input member group 51. Enter the account number and password in the password field 52. Step 62: The processor. U verifies whether the account number and password are correct. If yes, go to step 63. If no, go back to step Ο. Step 63· Pass the ♦ input Group 72 in the operation interface 5 options 541 to 545, select the first step of your situation, then proceed to step 64, step 65, its t_0 ', step 64: see Figure 5, port 5, Figure 9, the processor After the analysis is selected, the calculation formula of the financial ratio and the calculation teaching instruction are displayed in the screen display area 50 according to the foregoing options 5 1 ^ 541 545 545. Including: :: debt ratio: production ratio, long-term capital to fixed assets ratio Etc. And Xingyi, Shihism to 5 brothers, or show the calculation formula including the current ratio, quick ratio, profit-making dg-barrier multiple 4 solvency and juice description; or person turnover rate 'average Collecting accounts, sighing, knowing the turnover rate, and flattening (3&fa, number 'Μ 周 周 turnover rate, total asset turnover rate, specific operational capacity # 此 juice formula and calculation teaching instructions; or = shareholder equity compensation Rate, net profit margin, earnings per share, P/E ratio and other relevant calculation formulas and calculation teaching instructions; or show cash flow ratios, such as material delivery, cash reinvestment ratio, etc. _ in the cash flow of the formula and calculation teaching instructions. 65. Entering the stock number of at least one group of companies through the input unit group 72 at the operator position 53. Step number 66: The processor transmits the communication module 21 after the split button 55 is selected. Determine whether the stock number is correct, . Β 划 % 禾 , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , And canceled the knowledge to be selected Then, returning to step 68: the processor u connects the aforementioned public credit unit through the communication module 21, and retrieves financial information published by the aforementioned public credit unit and related to the listing and the company. Step 69: The processor u Calculate the financial ratios of the companies based on the aforementioned financial information and its contents - 541 to 545 and display them in the screen display area %, ' and the sorting module 32 will sort the results according to the aforementioned financial ratios and store them in the cough storage medium 12. In this way, it is possible to match the needs of the students' learning, and to present the financial ratios according to the order of capital, turnover or Eps according to different industries (or even sub-sectors). It is worth mentioning that the above stock number: There are more than 2 in position 53. Therefore, the screen display area can simultaneously present the financial ratio status of multiple companies, which is convenient for the students to compare. According to the above description, the new stock market financial analysis teaching device has the following advantages and effects: ^ 1. The new type can report balance sheet, profit and loss statement, cash flow statement, etc., and related financial information such as capital structure, reimbursement Debt capacity, solvency management, profitability, profitability, cash flow and other five facets A total of 18 financial ratios are expressed through simple figures, and brief textual descriptions to achieve the purpose of teaching. 2. Participants can present the financial ratio status of multiple companies through PK comparison, or through the performance of sorting, for other characteristics and trends 'to enable students to actually operate:: each = 7 M42 One: tl !
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股票投資的相關知識’以期日後在真實投資世界成為理性 的投資人，以利操盤方向的掌握。 惟以上所述者’僅為本新型之較佳實施例而已，當不 能以此限定本新型實施之範圍，即大凡依本.新型申請專利 範圍及新型說明内容所作之簡單的等效變化與修飾，皆仍 屬本新型專利涵蓋之範圍内。 【圖式簡單說明】 圖1是一示意圖，說明本新型一股市財務分析教學裝 的—較佳實施例； 圖2是該佳實施例的一方塊圖； 意阁圖3是該佳實施例中—操作界面顯示財務比率的-示 圖4是該較佳實施例的一流程示意圖； 示意^ ;5是該較佳實施例中該操作界面教示資本結構的— 示意^ ;6是該較佳實施例中該操作界面教示償債能力的- 示意是該較佳實施例中該操作界面教示經營能力的- —示^圖；及&佳^例中錢作界面教示資獲利能力的 示意是該較佳實施财該操作界面教示現金流量的- M421555 idThe relevant knowledge of stock investment is expected to become a rational investor in the real world of investment in the future, in order to grasp the direction of trade. However, the above description is only a preferred embodiment of the present invention, and the scope of the present invention cannot be limited thereto, that is, the simple equivalent change and modification of the novel patent application scope and the new description content. , are still within the scope of this new patent. BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a schematic view showing a preferred embodiment of a stock market financial analysis teaching package; FIG. 2 is a block diagram of the preferred embodiment; FIG. 3 is a preferred embodiment of the present invention. - Operational interface showing financial ratio - Figure 4 is a schematic flow diagram of the preferred embodiment; schematic; 5 is the preferred embodiment of the operating interface to teach the capital structure - schematic ^; 6 is the preferred implementation In the example, the operation interface teaches the solvency ability - the indication is that the operation interface teaches the operation ability in the preferred embodiment - the indication is shown in the figure; The preferred implementation of the operating interface teaches cash flow - M421555 id
年 【主要元件符號說明】 10···. ••…電腦主機 53......... 股號欄位 1…… …· ·驗證模組 541〜545 選項欄位 11 ..… …··處理器 55......... 分析钮 12•.… •…儲存媒體 56......... 畫面顯示區 13.··· •…通訊模組 60〜69…· 步驟流程 5…… .....操作界面 70......... 輸入輸出單元 51..." •…帳號攔位 71......... 顯示器 52··.·· ----检碼搁位 72......... 輸入件組Year [Main component symbol description] 10···. ••...computer host 53......... Stock number field 1...... ...··Verification module 541~545 Option field 11 ..... ...··Processor 55......... Analysis button 12•.... •...Storage media 56......... Screen display area 13.···•...Communication module 60~ 69...· Step flow 5.............Operation interface 70......... Input/output unit 51..." •... Account block 71......... Display 52····· ----Check the code position 72......... Input part group