TWI747371B - Multi-terminal and cross-industry and cross-organization unified specification style application program interface platform and its operation method, computer readable recording medium and computer program product - Google Patents

Abstract

A multi-endpoint and cross-industry and cross-organization unified application programming interface (APPLICATION INTERFACE, API) platform and its operation method, computer-readable recording media and computer program products, it may take a long time to complete the solution The entire adjustment process, as well as the different problems of comparing product names and query parameters with each other, to provide flexibility in coordinating business adjustments, and to increase the way for third-party operators to obtain API-related request item parameters. It is planned to plan and design an API to provide request item parameters and business items Mutual comparison list, providing flexible API query service for comparing request item parameters and business items to each other, in order to minimize the frequency of adjusting request item parameters in API specifications. Business API service providers can modify and adjust related parameters And can provide relevant information flexibly.

Description

Multi-terminal and cross-industry and cross-organization unified specification style application program interface platform and its operation method, computer readable recording medium and computer program product

The present invention relates to the technical field of computers, in particular to a multi-endpoint and cross-industry and cross-organization unified specification style application program interface platform and its operation method, computer-readable recording media and computer program products.

If the business development of the current domestic, domestic and foreign industries need to provide external application services, they have gradually adopted the application programming interface (API) as a concatenation method. Most of the API service providers (such as financial, insurance systems, etc.) ) Is to directly provide API entry for external third-party providers (such as application developers or website service providers) to connect. If third-party providers need to connect with API service providers due to application needs, they must first obtain and study Paper or electronic file specification documents, and then develop the application program connected with API.

When a third-party operator wants to connect to the API provided by the API service provider’s computer system through its terminal device, it often needs to read the specification document first to understand the relevant request parameters to be used before making an inquiry. However, most APIs provide data in response to business needs, so related request parameters often need to be added, removed, and adjusted due to business needs adjustments. When this happens, the specification file needs to be changed, and the notification of the change is required. It became a problem.

In addition, it will take some time for the specification file to be released to the developer to obtain the update information, and then to make relevant adjustments. It may also be possible that the third-party industry cannot obtain the data correctly due to the update error of the specification file, and then repeat the aforementioned release of the specification to Complete the adjustment process and extend the time for program development and testing by third-party vendors.

In addition, when multiple API service providers use the same specification to provide APIs, there will be uncertainty due to different business projects introduced by each API service provider, or different ways of storing query parameters internally by each API service provider. Quantity or different query parameters. Under this premise, it is difficult to uniformly set all common business item names and query parameter comparisons for all API service providers in the same API specification.

In view of the above-mentioned problems, the purpose of the present invention is to provide a multi-endpoint and cross-industry and cross-organization unified specification style application program interface platform and its operating method, computer-readable recording media and computer program products, which can solve possible needs It takes a long time to complete the entire adjustment process, and the product name and query parameters are compared with each other to provide flexibility to cooperate with business adjustments, and to increase the way for third-party operators to obtain API-related request item parameters. It is planned to plan and design an API request A list of project parameters and business items are compared with each other, and a flexible API is provided to query the list of request project parameters and business items, so as to minimize the need to adjust the frequency of requesting project parameters in API specifications. Business API service providers Can modify and adjust relevant parameters and provide relevant information flexibly.

The first aspect of the present invention provides an operation method of a multi-endpoint and cross-industry and cross-organization unified specification style application programming interface platform. The uniform specification style application programming interface platform includes a project parameter list and the creation and management of business licenses Module, a project parameter list establishment and management module, a corresponding business side establishment and management module, a corresponding bank-side project parameter list module and a bank-side business side module, the operation method It includes the following steps: One of the third-party terminal equipment of the third-party terminal equipment uses the project parameter list application program interface of the project parameter list creation and management module to request the project parameter list creation and management module A project parameter list, where the project parameter list includes a plurality of project parameters; The item parameter list creation and management module sends a request to obtain the item parameter list to the identifying each corresponding bank item parameter list module to request the identification of each corresponding bank item parameter list module to direct a bank item The parameter list application program interface, in which the request to obtain the parameter list of the item includes a parameter URL of the item; From the identification of each corresponding bank-side item parameter list module link, one of the bank-side computer systems of the plurality of bank-side computer systems corresponding to the item parameter URL is directed to the bank-side item parameter list application of the bank-side computer system Interface, and send a request to obtain the parameter list of the item to the bank-side computer system; The item parameter list module that identifies each corresponding bank terminal receives the item parameter list responded by the bank computer system, and transmits the item parameter list to the creation and management module of the item parameter list; The terminal device of a third-party operator uses a business-side application program interface of the corresponding business-side establishment and management module to request a business-side application from the corresponding business-side establishment and management module according to the project parameters Program interface data, where each of the plurality of business side data of the business side application program interface data corresponds to each of the project parameters; The establishment and management module of the corresponding business side sends a request to obtain the application interface data of the business side to the identification of each bank-side business side module, wherein the request to obtain the application interface data of the business side includes the project parameters and One business information website; Link the bank-side computer system corresponding to the business-side URL by the identifying each bank-side business side module to navigate to a bank-side business-side application program interface of the bank-side computer system, and send and obtain the business-side application program The request of the interface data to the bank-side computer system; and The business side module for identifying each bank receives the business side application program interface data responded by the bank side computer system, and transmits the business side application program interface data to the corresponding business side establishment and management module.

The second aspect of the present invention provides a multi-endpoint and cross-industry and cross-organization unified specification style application program interface platform, which includes: A project parameter list creation and management module, one of the third-party terminal equipment of a plurality of third-party terminal equipment uses the project parameter list application interface of the project parameter list creation and management module to provide the The creation and management module of the project parameter list requests to obtain a project parameter list, and receives the project parameter list, wherein the project parameter list includes a plurality of project parameters; 1. Identify each corresponding bank-side item parameter list module, and receive the request to obtain the item parameter list sent by the establishment and management module of the item parameter list, so as to request the identification of each corresponding bank-side item parameter list module to direct a bank The terminal item parameter list application program interface, link to one of the bank terminal computer systems of a plurality of bank terminal computer systems corresponding to an item parameter URL, to guide the bank terminal item parameter list application program interface of the bank terminal computer system, and send Get the request for the item parameter list to the bank computer system, receive the item parameter list responded by the bank computer system, and send the item parameter list to the creation and management module of the item parameter list, where The request to obtain the project parameter list includes the project parameter URL; A creation and management module corresponding to the business side, and the terminal device of the third-party operator uses one of the business side application program interfaces of the corresponding business side creation and management module to communicate with the corresponding business side creation and management module According to the project parameters, request to obtain a business-side application program interface data, and receive the business-side application program interface data, wherein each of the plural business-side data of the business-side application interface data corresponds to each of the project parameters ;as well as 1. Identify each bank's business side module, receive the request for obtaining the business side application program interface data sent by the corresponding business side creation and management module, and link the bank side computer system corresponding to a business side website to Direct a bank-end business application program interface of the one bank-end computer system, and send a request to obtain the business-end application program interface data to the bank-end computer system, and receive the business response from the bank-end computer system Application interface data, and send the business application interface data to the corresponding business creation and management module, where the request to obtain the business application interface data includes the project parameters and the business data URL .

The third aspect of the present invention is to provide a computer-readable recording medium storing a program, when a multi-endpoint and cross-industry and cross-organization unified specification style application program interface platform is loaded on the computer-readable recording medium After the program is executed, the method of the first aspect of the present invention can be completed.

The fourth aspect of the present invention provides a computer program product storing a program. When the multi-endpoint and cross-industry and cross-organization unified specification style application program interface platform is loaded and executed on the computer program product, the program can be completed. The method of the first aspect of invention.

In order to enable those who are familiar with the technical field of the present invention to understand the present invention further, the following specifically enumerates the preferred embodiments of the present invention, together with the accompanying drawings, to explain in detail the content of the present invention and the effects to be achieved. .

The following content of the manual will describe an API that can provide requested item parameters. In the form of LIST, the requested item parameters and related business item names are provided, so that the provision of requested item parameters can increase with the expansion of business items. Three-party operators only need to call the API of the request item parameter list to obtain all the request item parameters, and then use the related request item parameters to use on the corresponding API to perform actions such as querying product information.

FIG. 1 is a block diagram of the unified specification style API platform of multi-endpoint and cross-industry and cross-organization of the present invention. In FIG. 1, several third-party operators use their third-party terminal devices 22, 24 through the multi-endpoint and cross-industry and cross-institution unified API platform 10 to use several bank computer systems 26 as API service providers. , 32, and 34. For example, the bank computer system 26 provides a bank-side item parameter list API 28 and a bank-side business API 30.

The unified specification style API platform 10 includes a project parameter list and business-side authorization establishment and management module 12, a project parameter list establishment and management module 14, a corresponding business-side establishment and management module 16, and an identification module Corresponding to a bank-side item parameter list module 18 and a bank-side business side module 20.

One of the terminal devices 22 and 24 of the third-party operator logs into the unified specification style API platform 10 to request the project parameter list and the business-side authorization creation and management module 12 to use the item parameter list API and the unified specification style API platform 10 The authorization of the business API, the project parameter list and the business authorization when the third-party operator of the terminal device 22, 24 that has been logged in to the third-party operator is a legitimate user in the project parameter list and the business authorization creation and management module 12 The establishment and management module 12 responds to the authorization to use the item parameter list API and the business API to the terminal devices 22 and 24 of the third-party industry.

One of the terminal devices 22 and 24 of the third-party operator uses the project parameter list API of the project parameter list creation and management module 14 to request the project parameter list creation and management module 14 to obtain a project parameter list. The item parameter list creation and management module 14 receives the item parameter list sent by the item parameter list module 18 that identifies each corresponding bank, and transmits the item parameter list to the third-party terminal equipment 22, which requests the item parameter list. twenty four. Among them, the project parameter list includes several project parameters.

Identify each corresponding bank-side item parameter list module 18 receives the request to obtain the item parameter list sent by the item parameter list creation and management module 14 to request the identification of each corresponding bank-side item parameter list module 18 leads to a bank-side item Parameter list API 28. Identify each corresponding bank-end item parameter list module 18 to link one of the bank-end computer systems (such as the bank-end computer system 26) of the bank-end computer systems corresponding to a project parameter URL to guide the bank of the bank-end computer system 26 End item parameter list API 28, and send a request to obtain the item parameter list to the bank computer system 26.

When a third-party operator uses the third-party operator’s terminal equipment 22, 24 via the unified specification style API platform 10 to use the bank’s computer system 26’s bank-end item parameter list API 28, the bank’s computer system 26 accepts the corresponding third-party operator’s terminal When a third-party operator of the equipment 22, 24 obtains a request for the item parameter list, the bank computer system 26 responds to the requested item parameter list to the unified specification style API platform 10, and the unified specification style API platform 10 identifies each corresponding bank The end item parameter list module 18 receives the item parameter list responded by the bank computer system 26, and transmits the item parameter list to the item parameter list creation and management module 14. Among them, the request to obtain the project parameter list includes the project parameter URL.

One of the third-party terminal equipment 22, 24 uses the business side API of the corresponding business side establishment and management module 16 to request the corresponding business side establishment and management module 16 to obtain a business side based on the project parameters. API information. The establishment and management module 16 corresponding to the business side receives the business side API data sent by the business side module 20 that identifies each bank, and transmits the business side API data to the terminal equipment 22 of the third party that requests the business side API data. twenty four. Among them, each of the plural business data of the business API data corresponds to each of the project parameters.

The business side module 20 that identifies each bank receives the request to obtain the business side API data sent by the establishment and management module 16 of the corresponding business side. Identify each bank-end business side module 20 to link to one of the bank-end computer systems (for example, bank-end computer system 26) of the bank-end computer systems corresponding to a business side URL, so as to lead to one of the bank-end computer systems 26 Business API 30, and send a request to obtain business API data to the bank computer system 26.

When a third-party operator uses the third-party operator’s terminal equipment 22, 24 via the unified-standard style API platform 10 to use the bank-end computer system 26’s bank-end business interface API 30, the bank’s computer system 26 accepts the corresponding third-party operator’s terminal equipment In the case of a request from a third-party operator of 22 and 24 to obtain business API data, the bank computer system 26 responds to the requested business API data to the unified specification style API platform 10, and the unified specification style API platform 10 identifies each bank The business side module 20 receives the business side API data responded by the bank computer system 26, and transmits the business side API data to the corresponding business side establishment and management module 16. Among them, the request to obtain business-side API data includes these project parameters and the business-side data URL.

Fig. 2 is a flowchart of the operation method of the multi-endpoint and cross-industry and cross-organization unified specification style API platform of the present invention. Refer to the system architecture of FIG. 1 when describing the process steps of FIG. 2.

Provide the service provider's bank with a parameter API defined in a uniform specification, and define the data format of its request and response, and the parameters required to send the request. Similarly, define the business-face API, and the relevant parameters required for its access, but need to be obtained through the parameter API, and define the data format of the business-face API response.

For example, suppose that a unified specification defines the bank-side item parameter list API for deposit product query parameters, and the bank-side business API for deposit product information responds to the business API data. The format is JSON format and a key/value (keyword) /Value) corresponding data type.

Bank A provides two APIs through the implementation of unified specifications, one API is the bank-side project parameter list API for deposit product query parameters, and one is the bank-side business API for deposit product information. The URL of the bank-side project parameter list API: https://hostname/api/v1.0.0/deposit/parameter/list, and the bank-side business API URL: https://hostname/api/v1.0.0/deposit.

Suppose that when using the bank-side project parameter list API for deposit product query parameters, query parameters are required. The query parameter name is depositType and the value is all. An example of a third-party provider when calling is as follows: https://hostname/api/v1.0.0/deposit/parameter/list?depositType=all The response content is as follows, JSON format, key/value correspondence, the value contained in the value is the query parameter of another deposit product information API { "Current Deposit": "demand", "Current Savings Deposit": "demandSaving", "Payroll Transfer Current Savings Deposit": "payrollTransfer", "Security Account Current Savings Deposit": "secDemandSaving", "Digital Deposit": "digital", "Comprehensive Deposit": "comprehensive" } After finding the relevant query parameters through the above API, use these query parameters on another deposit product information API.

Suppose that the query parameter name of the deposit product information API is depositNames and the value is demand as above. An example of a third-party provider's call is as follows: https://hostname/api/v1.0.0/deposit?depositNames= demand The response content is in a JSON format with key/value correspondence, and contains business side data of demand deposit product information.

On the business side, if there is an increase or decrease in similar products in the future, the bank-side item parameter list API used for deposit product query parameters can be used to update product query parameters, reducing the need to adjust specifications or increase or decrease the number of APIs.

Assuming that Bank A adds the number of products in its business, Bank A only needs to adjust the back-end program, but it can still use the same two APIs, the same data format, and response parameter data through a unified specification, and the parameter data is only added The name of the item and the corresponding parameter is just that, it becomes: { "Current Deposit": "demand", "Current Savings Deposit": "demandSaving", "Payroll Transfer Current Savings Deposit": "payrollTransfer", "Security Account Current Savings Deposit": "secDemandSaving", "Digital Deposit": "digital", "Comprehensive Deposit": "comprehensive", "Check Deposit": "check", "Emerging Deposit Products": "new" } Two additional product parameters have been added. Bank A will notify cooperating third-party businesses of these new business information through different channels. Third-party businesses can still use the same API specifications to access new business data, which greatly reduces third parties The burden of the program that the industry needs to adjust.

As mentioned above, because the product types and names of different banks are not the same, it is impossible to set the query parameters of all products or adjust the specifications when the banking business changes. In the case that all participating banks use this method to design APIs, the bank only needs to adjust the program instead of adjusting the bank-side item parameter list API specifications and bank-side business API specifications for query parameters, and can provide relevant changed product information to Third-party vendors, and third-party vendors don’t have to make too many program changes for a variety of different specifications.

In Figure 2, before a third-party operator wants to use the multi-endpoint and cross-industry and cross-organization unified API platform 10, the third-party operator must enter the unified-standard API platform 10 through the third-party terminal devices 22 and 24 to register. In order to obtain an account using the unified specification style API platform 10.

One of a plurality of third-party terminal devices 22, 24 logs in to the unified specification style API platform 10 to request the use of project parameters from the item parameter list in the unified specification style API platform 10 and the establishment and management module 12 of business authorization Authorization of List API and Business API (Step S40).

When the project parameter list and the business-side authorization creation and management module 12 verify that the third-party operators of the logged-in third-party operator terminal devices 22, 24 are legal users, the project parameter list and the business-side authorization creation and management module The group 12 responds to the authorization to use the item parameter list API and the business API to the terminal devices 22 and 24 of the third-party operator (step S42).

When a third-party operator wants to obtain the bank-side project parameter list from the unified specification style API platform 10, the logged-in third-party operator terminal device 22, 24 uses the project parameter list creation and management module 14 one of the project parameter list API , To request a project parameter list from the creation and management module 14 of the project parameter list, where the project parameter list includes several project parameters in the above example (step S44).

The item parameter list creation and management module 14 sends a request to obtain the item parameter list to the identifying each corresponding bank item parameter list module 18 to request the identification of each corresponding bank item parameter list module 18 leads to a bank item The parameter list API 28, wherein the request to obtain the project parameter list includes a project parameter URL of one of the bank computer systems 26, 32, 34 (the project parameter URL described in the above example) (step S46).

By identifying each corresponding bank-side item parameter list module 18, link one of the several bank-side computer systems 26, 32, 34 corresponding to the item parameter URL of the request to obtain the item parameter list to guide the bank-side computer system 26, The bank-end item parameter list API 28 of 32, 34, and the request for obtaining the item parameter list is sent to the bank-end computer system 26, 32, 34 (step S48).

When a third-party operator uses the third-party operator’s terminal equipment 22, 24 via the unified specification style API platform 10 to use the bank-end computer system 26, 32, 34 bank-end item parameter list API 28, the bank-end computer system 26, 32, 34 In the case of accepting the request of the third-party operator corresponding to the third-party terminal device 22, 24 to obtain the item parameter list, the bank-side computer system 26, 32, 34 responds to the requested item parameter list to the unified specification style API platform 10. The unified specification style API platform 10 identifies each corresponding bank item parameter list module 18 receives the item parameter list responded by the bank computer system 26, 32, 34, and transmits the item parameter list to the creation and creation of the item parameter list The management module 14, then the project parameter list creation and management module 14 transmits the response project parameter list to the logged-in third-party operator terminal equipment 22, 24 (step S50).

When a third-party operator wants to obtain the bank-side business API data from the unified specification style API platform 10, the logged-in third-party operator terminal equipment 22, 24 uses one of the business-face creation and management modules 16 of the corresponding business-face API , To request the establishment and management module 16 corresponding to the business plane to obtain a business plane API data, wherein each of the several business plane data of the business plane API data corresponds to each of the project parameters (step S52).

The establishment and management module 16 corresponding to the business side sends a request to obtain the API data of the business side to the identification module 20 of each bank side business side, so as to request the identification of each bank side business side module 20 to lead to a bank side business side API 30 , Where the request for obtaining business API data includes these project parameters and directed to one of the bank’s computer systems 26, 32, and 34 of the business data URL (such as the business data URL in the above example) (step S54).

One of several bank-side computer systems 26, 32, 34 linked to the business-side data URL corresponding to the request to obtain the business-side API data by identifying each bank-side business-side module 20 to guide the bank-side computer system 26, 32, 34 of the bank-end business API 30, and send the request to obtain the business-face API data to the bank-end computer system 26, 32, 34 (step S56).

When a third-party operator uses the bank-end computer system 26, 32, and 34 of the bank-end computer system 26, 32, 34 through the unified-standard style API platform 10 through the third-party operator’s terminal equipment 22, 24, the bank-end computer system 26, 32, 34 In the case of accepting a request from a third party corresponding to the third party terminal device 22, 24 to obtain business API data, the bank computer system 26, 32, 34 responds to the requested business API data to the unified format API platform 10 , And the unified specification style API platform 10 identifies each bank business side module 20 receives the business side API data responded by the bank side computer systems 26, 32, 34, and transmits the business side API data to the establishment of the corresponding business side And the management module 16, and then the establishment and management module 16 corresponding to the business side sends the responded business side API data to the logged-in third-party operator terminal devices 22, 24 (step S58).

The above-mentioned operating method of the present invention that provides a unified specification style application program interface platform with multiple endpoints and cross-industry and cross-organizations can be completed in a program type, and the program can be stored in a computer-readable recording medium. After loading and executing the program on a computer-readable recording medium with a cross-industry and cross-organization uniform application program interface platform, the method steps shown in the above description and diagrams can be completed.

Similarly, the operation method of the present invention for providing a unified specification style application program interface platform for multi-endpoints and cross-industry and cross-organization can be completed by a computer program product. After downloading the computer program product from the Internet and executing it, the method steps shown in the above description and diagram can be completed.

The present invention provides a multi-endpoint and cross-industry and cross-organization unified specification style application program interface platform and its operation method, computer-readable recording media and computer program products. Its characteristics are that it can solve the problem that it may take a long time to complete the entire The adjustment process, as well as the problem of comparing product names and query parameters with each other, to provide flexibility to cooperate with business adjustments, and to increase the way for third-party operators to obtain API-related request item parameters. It is planned to plan and design an API to provide request item parameters and business items mutually The comparison list provides flexible API query services for comparing request item parameters and business items to each other, so as to minimize the frequency of adjusting request item parameters in API specifications. Business API service providers can modify and adjust related parameters and Provide relevant information flexibly.

Although the present invention has been described above with reference to preferred specific examples and illustrative drawings, it should not be regarded as restrictive. Those familiar with the art make various modifications, omissions, and changes to the form and the content of the specific examples without departing from the claimed scope of the claims of the present invention.

10: Unified specification style API platform 12: Project parameter list and business authorization establishment and management module 14: Creation and management module of project parameter list 16: Corresponding business establishment and management module 18: Identify each corresponding bank-side project parameter list module 20: Identify the business side modules of each bank 22: Terminal equipment of third-party operators 24: Terminal equipment of third-party operators 26: Bank-side computer system 28: Bank-side project parameter list API 30: Bank-side business API 32: Bank-side computer system 34: Bank-side computer system

FIG. 1 is a block diagram of the unified specification style API platform of multi-endpoint and cross-industry and cross-organization of the present invention. Fig. 2 is a flowchart of the operation method of the multi-endpoint and cross-industry and cross-organization unified specification style API platform of the present invention.

10: Unified specification style API platform

12: Project parameter list and business authorization establishment and management module

14: Creation and management module of project parameter list

16: Corresponding business establishment and management module

18: Identify each corresponding bank-side project parameter list module

20: Identify the business side modules of each bank

22: Terminal equipment of third-party operators

24: Terminal equipment of third-party operators

26: Bank-side computer system

28: Bank-side project parameter list API

30: Bank-side business API

32: Bank-side computer system

34: Bank-side computer system

Claims (10)

An operation method of a multi-endpoint and cross-industry and cross-organization unified specification style application programming interface platform. The uniform specification style application programming interface platform includes a project parameter list and a business-side authorization creation and management module, and a project parameter list creation And management module, a corresponding business creation and management module, a parameter list module for identifying each corresponding bank side item, and a module for identifying each bank business side. The operation method includes the following steps: a plurality of third parties A third-party operator terminal device in the operator terminal device uses the project parameter list application interface of the project parameter list creation and management module to request a project parameter list from the project parameter list creation and management module. The item parameter list includes a plurality of item parameters; the item parameter list creation and management module sends a request to obtain the item parameter list to the item parameter list module for identifying each corresponding bank to request the identification of each corresponding bank The end item parameter list module leads to a bank end item parameter list application program interface, where the request to obtain the item parameter list includes an item parameter URL; the link to the item parameter list module corresponding to each corresponding bank end item parameter URL is identified by One of the bank-side computer systems in a plurality of bank-side computer systems leads to the bank-side item parameter list application program interface of the bank-side computer system, and sends a request to obtain the item parameter list to the bank-side computer system; The item parameter list module that identifies each corresponding bank terminal receives the item parameter list responded by the bank computer system, and transmits the item parameter list to the creation and management module of the item parameter list; The terminal equipment of the third party operator uses the business side application program interface of the corresponding business side establishment and management module to request the business side application program interface data from the corresponding business side establishment and management module according to the project parameters, Among them, the business application interface data Each of the plural business side data corresponds to each of the project parameters; the establishment and management module of the corresponding business side sends the request to obtain the application program interface data of the business side to the identification of each bank-side business side model Group, in which the request to obtain the business side application program interface data includes the project parameters and a business side data URL; the bank-side computer system corresponding to the business side URL is linked by the identifying each bank-side business side module to Direct a bank-end business application program interface of one of the bank-end computer systems, and send a request to obtain the business-end application program interface data to the one bank-end computer system; A bank computer system responds to the business side application program interface data, and sends the business side application program interface data to the corresponding business side creation and management module. The operation method of the unified specification style application program interface platform of multi-endpoints and cross-industry and cross-organization as described in claim 1, wherein the establishment and management module authorized by the item parameter list and the business side responds to allow the use of the item parameter The authorization of the list application interface and the business application interface to the terminal device of the third-party provider further includes the following steps: the terminal device of the third-party provider logs in to the unified-specification-style application program interface platform for the The establishment and management module of the project parameter list and the business side authorization request to use the project parameter list application program interface and the authorization of the business side application program interface; and the establishment and management module authentication of the project parameter list and the business side authorization has been When one of the third-party operators' terminal equipment that is logged in is a legal user, the establishment and management module authorized by the project parameter list and the business side responds to the permission to use the project parameter list application program interface and the business side application Authorization of the program interface to the terminal device of the third party. The operation method of the unified specification style application program interface platform of multi-endpoints and cross-industry and cross-organization as described in claim 1, wherein the establishment and management module of the parameter list of the item will The item parameter list transmitted by the item parameter list module for identifying each corresponding bank terminal is transmitted to the terminal device of the third-party operator. The operation method of the unified specification style application program interface platform of multi-endpoint and cross-industry and cross-institution as described in claim 1, wherein the establishment and management module of the corresponding business plane will identify the business plane modules of each bank. The transmitted business-side application program interface data is transmitted to the terminal device of the third-party operator. A multi-endpoint and cross-industry and cross-organization unified specification style application program interface platform. Multiple third-party terminal devices log in to the uniform specification style application programming interface platform. The uniform specification style application programming interface platform connects to multiple bank computer systems, The unified specification style application program interface platform includes: a project parameter list creation and management module, and one of the third-party operator terminal devices uses one of the project parameter list creation and management modules The project parameter list application program interface is used to request a project parameter list from the creation and management module of the project parameter list, and receive the project parameter list, where the project parameter list includes a plurality of project parameters; one identifies each corresponding bank-side project The parameter list module receives the request to obtain the parameter list of the item sent by the creation and management module of the parameter list of the item to request the identification of each corresponding bank-side item parameter list module to guide a bank-side item parameter list application program interface , Link to one of the bank-side computer systems corresponding to a project parameter URL to lead to the bank-side project parameter list application program interface of the bank-side computer system, and send a request to obtain the project parameter list To the bank computer system, receive the item parameter list responded by the bank computer system, and send the item parameter list to the creation and management module of the item parameter list, where the request for the item parameter list is obtained Including the project parameter URL; a corresponding business establishment and management module, which is used by the terminal equipment of the third-party operator One of the business side application program interfaces corresponding to the business side establishment and management module, to request the business side application program interface data from the corresponding business side establishment and management module according to the project parameters, and to receive the business side application program Interface data, wherein each of the business side data of the business side application program interface data corresponds to each of the project parameters; The request sent by the management module to obtain the data of the business side application program interface is linked to the bank-side computer system corresponding to a business side URL to guide the bank-side business side application program interface of the bank-side computer system, and send The request to obtain the business side application program interface data to the bank-side computer system, receive the business side application program interface data responded by the bank-side computer system, and send the business side application program interface data to the corresponding The establishment and management module of the business side, in which the request to obtain the application program interface data of the business side includes the project parameters and the URL of the business side data. The multi-endpoint and cross-industry and cross-organization unified application program interface platform described in claim 5 also includes a project parameter list and a business-side authorization creation and management module. The third-party terminal device logs in to the application program interface platform. Uniform specification style application programming interface platform to request the creation and management module of the project parameter list and business side authorization to use the project parameter list application programming interface and the business side application programming interface authorization, in the project parameter list and business The establishment and management module of the face authorization verifies that the logged-in terminal device of the third-party operator is a legitimate user, and the project parameter list and the establishment and management module authorized by the business face respond to the permission to use the project The parameter list application interface and the authorization of the business application interface to the terminal device of the third-party operator. The multi-endpoint and cross-industry and cross-institution unified application programming interface platform described in claim 5, wherein the creation and management module of the item parameter list will identify each corresponding bank item parameter list module sent The project parameter list is sent to the third-party industry 者Terminal equipment. The multi-endpoint and cross-industry and cross-institution unified application program interface platform described in claim 5, wherein the establishment and management module of the corresponding business side will identify the business transmitted by each bank-end business side module The data of the face application program interface is sent to the terminal device of the third-party operator. A computer-readable recording medium storing a program. When a multi-endpoint and cross-industry and cross-organization uniform application program interface platform loads and executes the program on the computer-readable recording medium, the request can be completed The method of any one of items 1 to 4. A computer program product that stores a program. When a multi-endpoint and cross-industry and cross-organization unified application program interface platform loads and executes the program in the computer program product, any one of request items 1 to 4 can be completed method.

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