TWI715940B - Payment method, payment system and server - Google Patents

Payment method, payment system and server Download PDF

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TWI715940B
TWI715940B TW108107058A TW108107058A TWI715940B TW I715940 B TWI715940 B TW I715940B TW 108107058 A TW108107058 A TW 108107058A TW 108107058 A TW108107058 A TW 108107058A TW I715940 B TWI715940 B TW I715940B
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target object
identity information
rfid tag
server
data
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TW202001727A (en
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張鴻
曾曉東
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開曼群島商創新先進技術有限公司
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices

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Abstract

本發明提供一種支付方法、支付系統和伺服器。其中,該方法包括:獲取目標對象的RFID標籤;根據目標對象的RFID標籤識別出目標對象的身份資訊;獲取目標對象的帳單資料;根據目標對象的身份資訊所對應的帳戶,對帳單資料進行結算。在本發明實施例中,透過識別目標對象的RFID標籤自動地識別出目標對象身份資訊,而不需要目標對象主動操作與伺服器通信以確定身份資訊;進而可以利用目標對象的身份資訊所對應的帳戶對目標對象的帳單資料進行結算,從而解決了現有方法存在的使用不方便、用戶體驗度差的問題,達到能夠高效、便捷地完成離線支付的技術效果。The invention provides a payment method, a payment system and a server. Wherein, the method includes: obtaining the RFID tag of the target object; identifying the identity information of the target object according to the RFID tag of the target object; obtaining the billing information of the target object; and reconciling the billing data according to the account corresponding to the identity information of the target object proceed to checkout. In the embodiment of the present invention, the identity information of the target object is automatically identified through the RFID tag that identifies the target object, without the need for the target object to actively operate and communicate with the server to determine the identity information; and then the identity information corresponding to the target object can be used The account settles the billing data of the target object, thereby solving the problems of inconvenience and poor user experience existing in the existing methods, and achieving the technical effect of efficiently and conveniently completing offline payments.

Description

支付方法、支付系統和伺服器Payment method, payment system and server

本發明屬於互聯網技術領域,尤其關於一種支付方法、支付系統和伺服器。The invention belongs to the field of Internet technology, and particularly relates to a payment method, a payment system and a server.

隨著技術的發展普及,越來越多人的選擇使用電子支付的方式進行離線支付。 目前,常用的離線支付方法大多需要用戶先主動利用手機等設備與伺服器通信,以進行身份信息的確定;在伺服器對用戶的身份資訊確認通過,並記錄之後,才能正常地進行離線消費、離線支付。 例如,用戶在食堂選好了想要購買的飯菜後前往櫃檯結帳付款時。現有方法需要用戶先打開手機的掃碼功能,掃描櫃檯上的二維碼與伺服器進行通信,以便伺服器能夠確認並記錄下該用戶的ID號。進而伺服器可以在與該用戶的ID號所對應的帳戶下在網上核銷待支付的飯菜帳單。分析該例可知,現有的支付方法在具體實施時,無法避免地需要由用戶先主動地使用手機等設備與伺服器建立通信,以完成身份資訊的確定。但在很多的場景下,用戶在支付的時候往往不方便掏出手機等設備來進行同伺服器通信完成身份資訊的確定的操作。例如,上例中的用戶在食堂購買飯菜時,可能兩手都端著飯菜根本沒辦法拿出手機進行掃碼操作。可見,現有的支付方法在具體實施時往往存在使用不方便、用戶體驗度差的問題。 針對上述問題,目前尚未提出有效的解決方案。With the development and popularization of technology, more and more people choose to use electronic payment for offline payment. At present, most of the commonly used offline payment methods require users to actively use mobile phones and other devices to communicate with the server to determine identity information; after the server confirms and records the user’s identity information, offline consumption can be performed normally. Offline payment. For example, when the user chooses the meal he wants to buy in the cafeteria and then goes to the counter to check out the payment. The existing method requires the user to first turn on the code scanning function of the mobile phone, scan the QR code on the counter to communicate with the server, so that the server can confirm and record the user's ID number. Furthermore, the server can write off the meal bill to be paid online under the account corresponding to the user's ID number. Analyzing this example, it can be seen that in the actual implementation of the existing payment method, it is inevitable that the user must actively use mobile phones and other devices to establish communication with the server in order to complete the identification of the identity information. However, in many scenarios, it is often inconvenient for users to take out mobile phones and other devices to communicate with the server to complete the operation of determining identity information when paying. For example, when the user in the above example buys food in the cafeteria, he may not be able to take out his mobile phone to scan the code while holding the food in both hands. It can be seen that the existing payment methods often have the problems of inconvenience and poor user experience during specific implementation. In view of the above problems, no effective solutions have been proposed yet.

本發明目的在於提供一種支付方法、支付系統和伺服器,可以透過識別目標對象的RFID標籤自動識別出目標對象的身份資訊,進行後續支付處理,從而解決了現有方法存在的使用不方便、用戶體驗度差的問題,達到能夠高效、便捷地完成離線支付的技術效果。 本發明提供的一種支付方法、支付系統和伺服器是這樣實現的: 一種支付方法,包括:獲取目標對象的RFID標籤;根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 一種支付系統,包括:RFID閱讀器、伺服器,其中:所述RFID閱讀器,用於識別進入識別範圍內的目標對象的RFID標籤,並將識別得到的目標對象的RFID標籤發送至所述伺服器;所述伺服器,用於根據所述目標對象的RFID標籤識別出目標對象的身份資訊,並獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 一種支付方法,包括:獲取目標對象的特徵標籤;根據所述特徵標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 一種伺服器,包括處理器以及用於儲存處理器可執行指令的記憶體,所述處理器執行所述指令時實現獲取目標對象的RFID標籤;根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 一種伺服器,包括處理器以及用於儲存處理器可執行指令的記憶體,所述處理器執行所述指令時實現獲取目標對象的特徵標籤;根據所述特徵標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 一種電腦可讀儲存媒體,其上儲存有電腦指令,所述指令被執行時實現獲取目標對象的RFID標籤;根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 一種電腦可讀儲存媒體,其上儲存有電腦指令,所述指令被執行時實現獲取目標對象的特徵標籤;根據所述特徵標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 本發明提供的一種支付方法、支付系統和伺服器,透過識別目標對象的RFID標籤自動地識別出目標對象身份資訊,而不需要目標對象主動操作來與伺服器通信以確定身份資訊;進而可以利用目標對象的身份資訊所對應的帳戶對目標對象的帳單資料進行結算,解決了現有方法存在的使用不方便、用戶體驗度差的問題,達到能夠高效、便捷地完成離線支付的技術效果。The purpose of the present invention is to provide a payment method, a payment system and a server, which can automatically identify the identity information of the target object through the RFID tag that identifies the target object, and perform subsequent payment processing, thereby solving the inconvenience and user experience of the existing method The problem of poor degree of payment can achieve the technical effect of completing offline payment efficiently and conveniently. The payment method, payment system and server provided by the present invention are implemented as follows: A payment method includes: obtaining an RFID tag of a target object; identifying the identity information of the target object according to the RFID tag of the target object; obtaining billing data of the target object; The corresponding account settles the bill data. A payment system includes: an RFID reader and a server, wherein: the RFID reader is used to identify the RFID tag of the target object entering the recognition range, and send the RFID tag of the identified target object to the server The server is used to identify the identity information of the target object according to the RFID tag of the target object, and obtain the billing data of the target object; according to the account corresponding to the identity information of the target object, The billing information is settled. A payment method, comprising: obtaining a characteristic tag of a target object; identifying the identity information of the target object according to the characteristic label; obtaining billing data of the target object; and an account corresponding to the identity information of the target object , To settle the bill information. A server includes a processor and a memory used for storing executable instructions of the processor. When the processor executes the instructions, the RFID tag of a target object is obtained; and the target is identified according to the RFID tag of the target object The identity information of the object; the billing data of the target object is obtained; the billing data is settled according to the account corresponding to the identity information of the target object. A server includes a processor and a memory for storing executable instructions of the processor. The processor implements the acquisition of a feature tag of a target object when the processor executes the instruction; and recognizes the identity of the target object according to the feature tag Information; Obtain the billing data of the target object; Settle the billing data according to the account corresponding to the identity information of the target object. A computer-readable storage medium has computer instructions stored thereon, and when the instructions are executed, the RFID tag of a target object is obtained; the identity information of the target object is identified according to the RFID tag of the target object; and the target is obtained The billing data of the object; the billing data is settled according to the account corresponding to the identity information of the target object. A computer-readable storage medium has computer instructions stored thereon. When the instructions are executed, the characteristic label of a target object is obtained; the identity information of the target object is identified according to the characteristic label; and the account of the target object is obtained. Bill data; the bill data is settled according to the account corresponding to the identity information of the target object. The payment method, payment system and server provided by the present invention can automatically identify the identity information of the target object through the RFID tag that recognizes the target object, without requiring the target object to actively operate to communicate with the server to determine the identity information; The account corresponding to the identity information of the target object settles the billing data of the target object, which solves the problems of inconvenience and poor user experience existing in the existing methods, and achieves the technical effect of efficiently and conveniently completing offline payments.

為了使本技術領域的人員更好地理解本發明中的技術方案,下面將結合本發明實施例中的圖式,對本發明實施例中的技術方案進行清楚、完整地描述,顯然,所描述的實施例僅僅是本發明一部分實施例,而不是全部的實施例。基於本發明中的實施例,本領域普通技術人員在沒有作出創造性勞動前提下所獲得的所有其他實施例,都應當屬於本發明保護的範圍。 考慮到現有的支付方法在具體實現時,往往需要用戶先主動對手機等用戶端設備進行相應操作,以與伺服器通信,使伺服器可以對用戶的身份資訊進行確定;在伺服器完成對用戶的身份資訊確定後才能繼續後續的支付工作。例如,基於現有方法,用戶在進行支付時,需要先對手機進行操作開啟手機的掃碼功能,通過掃描支付端的二維碼與伺服器通信,以便伺服器可以對用戶的身份資訊進行確定和記錄,再利用用戶身份資訊所對應的帳戶完成後續的支付。由上可知,基於現有方法,無法避免地需要用戶先主動地對手機等用戶端設備進行操作,以完成身份資訊的確定,導致現有方法具體實施時往往存在許多不方便的地方。例如,用戶在食堂打完飯菜準備支付時,很有可能由於兩手都端著飯菜,不方便拿出手機進行掃碼操作。因此,現有方法具體實施時往往在許多場景下會存在使用不方便、用戶體驗度差的問題。 針對產生上述問題的根本原因,本發明考慮可以在支付端設置RFID閱讀器,以自動識別出用戶的RFID標籤,進而可以根據RFID標籤確定出用戶的身份資訊,這樣可以避免需要用戶主動對手機等用戶端設備進行操作以與伺服器通信來確定用戶的身份資訊所帶來的麻煩,從而有效地解決現有方法存在的使用不方便、用戶體驗度差的問題,達到能夠高效、便捷地完成離線支付的技術效果。 基於上述考慮,本發明實施例提供了一種支付系統。具體可以參閱圖1所示的內容。該支付系統具體可以包括RFID閱讀器、伺服器。其中:所述RFID閱讀器與所述伺服器耦合,以便在RFID閱讀器和伺服器之間進行資料交互。其中: 所述RFID閱讀器,具體可以用於識別進入識別範圍內的目標對象的RFID標籤,並將識別得到的目標對象的RFID標籤發送至所述伺服器; 所述伺服器,具體可以用於根據所述目標對象的RFID標籤識別出目標對象的身份資訊,並獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 在本實施方式中,上述RFID(Radio Frequency Identification,射頻識別)閱讀器具體還可以集成有RFID天線(即近場天線)。具體運行時,可以先透過上述RFID天線檢測出識別範圍內是否存在RFID標籤。在檢測到識別範圍記憶體在RFID標籤後,再透過RFID閱讀器識別出該RFID標籤的具體資訊,以完成對識別範圍內目標對象的RFID標籤的識別。 其中,上述RFID標籤可以理解為是一種事先設置目標對象上的,與目標對象一一對應的資訊標識。具體的,上述RFID標籤可以是事先設置在用戶的鞋子、衣服或褲子等物品上的標籤。當然,上述所列舉的RFID標籤只是為了更好地說明本發明實施方式的示意性說明。具體實施時,也可以包括其他形式的RFID標籤。對此,本發明不作限定。 具體實施前,目標對象可以將RFID標籤與目標對象身份資訊綁定,以便伺服器建立該RFID標籤與目標對象的身份資訊的對應關係。具體的,目標對象可以透過手機上登錄有身份資訊的APP掃描RFID標籤的表面上的特徵碼(例如二維碼或條碼等),其中,上述特徵碼是與該RFID標籤唯一對應的,該特徵碼攜帶有RFID標籤的具體資訊;伺服器可以根據特徵碼獲取該RFID標籤的具體資訊,並建立該RFID標籤與目標對象的身份資訊的對應關係。從而完成將RFID標籤與目標對象身份資訊綁定。當然需要說明的是,上述所列舉的綁定RFID標籤和目標對象身份資訊的方式只是一種示意性說明。具體實施時,也可以結合具體的應用場景,採用其他合適的方式完成對RFID標籤和目標對象身份資訊的綁定。 在一個具體的場景示例中,參閱圖2所示,可以在食堂中應用本發明實施例提供的支付系統在為用戶完高效、便捷地完成支付操作。 具體的,可以事先在食堂結帳的櫃檯上佈設好RFID閱讀器,且在該RFID閱讀器上集成有通信單元,這樣RFID閱讀器可以透過通信單元與支付系統的伺服器進行無線通訊,以完成相互間的資料交互。 用戶A在該食堂打完飯菜後,兩手端著飯菜前往食堂櫃檯進行支付。其中,需要說明的是,在用戶A的鞋子上事先設置有RFID標籤。可以參閱圖3所示。用戶A之前已經可以透過利用手機掃描該標籤上的二維碼,將該RFID標籤與用戶的身份資訊綁定。其中,二維碼與RFID標籤對應,且該二維碼攜帶有RFID標識的標識資訊。用戶可以透過掃描二維碼獲取該RFID標籤的標識資訊,這樣可以使得伺服器建立起該RFID標籤(即目標對象的RFID標籤)與用戶的身份資訊的對應關係,完成用戶身份資訊和RFID標籤的綁定。當然上述所列舉的利用手機掃碼將RFID標籤與目標對象的身份資訊綁定只是一種示意性說明。具體實施時,也可以根據具體的場景選擇使用其他合適的方式將目標對象的RFID標籤與目標對象的身份資訊進行綁定。對此,本發明不作限定。 當用戶A來到櫃檯準備結帳時,設置在食堂櫃檯底部的RFID閱讀器透過RFID天線檢測到在與櫃檯相距兩米的識別範圍記憶體在RFID標籤,並透過RFID閱讀器識別出該RFID標籤,並將該RFID標籤發送至伺服器。 伺服器在接收到RFID標籤後,可以透過檢索資料庫尋找與該RFID標籤對應的身份資訊,進而可以根據該RFID標籤識別出目標對象為用戶A,確定出用戶A的身份資訊,並基於用戶A的身份資訊,確定出該用戶A的身份資訊對應的支付帳戶。同時,伺服器還會獲取用戶A的帳單資料。這樣伺服器可以利用用戶A的身份資訊所對應的支付帳戶直接對帳單進行結算。而不需要用戶A放下手中的飯菜,掏出手機掃碼完成支付。從而解決了現有支付方法存在的使用不方便、用戶體驗度差的問題。 在另一個場景實施例中,為了使得上述伺服器能夠快速、準確地獲取用戶的帳單資料,進一步提高用戶體驗。具體實施時,事先可以根據飯菜的價格,在食堂中用於盛放飯菜的碗的底部分別設置相應的RFID標籤(即物品對象的RFID標籤)。其中,不同的RFID標籤對應不同的價格。例如,盛放米飯的碗底的RFID標籤對應的是1元,盛放葷菜的碗底的RFID標籤對應的是3元,盛放素菜的碗底的RFID標籤對應的是2元。將上述飯菜價格與碗底的RFID標籤的對應關係上傳並保存在伺服器中。這樣,當用戶A端著飯菜前往櫃檯結帳時,RFID閱讀器除了識別用戶A鞋上的用戶的RFID標籤,確定了用戶的身份資訊外;還可以自動獲取設置在用戶A端來的飯菜的碗底的飯菜的RFID標籤,並將飯菜的RFID標籤發送至伺服器。伺服器在收到飯菜的RFID標籤後,可以根據事先儲存在伺服器的飯菜價格與碗底的RFID標籤的對應關係,確定出用戶A選購的飯菜的價格,並將飯菜價格的累加和作為帳單資料。當然,上述獲取帳單資料的方式只是為了更好地說明本發明實施方式。具體實施時也可以由櫃檯的工作人員清點用戶A選購的飯菜,並根據用戶A選購的飯菜產生對應的帳單資料,再將該帳單資料發送至伺服器。對於伺服器如何獲取帳單資料,本發明不作限定。 進一步地,為了在保證為用戶提供高效、便捷的支付服務的同時,保護支付安全,提高支付過程的可靠性。具體的,在RFID閱讀器附近還可以設置有特徵資料獲取器(例如指紋採集器、臉部特徵採集器、虹膜採集器等),用於採集目標對象的特徵資料,並將目標對象的特徵資料發送至伺服器。相應的,伺服器可以將根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊作為第一身份資訊;根據特徵資料獲取器採集的特徵資料,確定所述目標對象的第二身份資訊;在所述第一身份資訊和所述第二身份資訊一致的情況下,確定對所述目標對象的身份資訊校驗通過。伺服器只有按照上述方式確定目標對象的身份資訊校驗通過後,才能利用目標對象的帳戶對帳單資料進行結算。這樣可以提高支付過程的可靠性,保證目標對象的財產安全。 其中,上述特徵資料具體可以包括以下至少之一:目標對象的臉部特徵、目標對象的虹膜、目標對象的指紋等。當然需要說明的是,上述所列舉的目標對象的特徵資料只是為了更好地說明本發明實施方式。具體實施時,還可以採集目標對象的其他類型的資料作為上述目標對象的特徵資料。對此,本發明不作限定。 當然,需要說明的是,上述所列舉的僅是獲取目標對象的一種特徵資料,結合RFID標籤進行兩重目標對象的身份資訊的確定。為了進一步地提高可靠性,還可以獲取多種目標對象的特徵資料,結合RFID標籤進行多次目標對象的身份資訊的確定。例如,可以同時獲取目標對象的臉部特徵和指紋,進而可以根據目標對象的RFID標籤確定第一身份資訊,根據目標對象的臉部特徵確定第二身份資訊,根據目標對象的指紋確定第三身份資訊,再根據上述第一身份資訊、第二身份資訊、第三身份資訊進行三重目標對象的身份資訊的確定後才確定校驗通過。 具體的,在伺服器透過RFID閱讀器獲取了用戶A的RFID標籤後,根據用戶的RFID 標籤識別出了用戶A的身份資訊,可以將基於RFID標籤識別出的用戶A的身份資訊作為第一身份資訊;並向設置在RFID閱讀器附近的攝影機發送啟動指令,透過攝影機獲取用戶A的臉部特徵,並將所獲取的臉部特徵與儲存在伺服器的臉部特徵進行比對,以確定與所述臉部特徵對應的第二身份資訊;再比較上述第一身份資訊和第二身份資訊,在確定第一身份資訊和第二身份資訊一致的情況下,即確定第一身份資訊和第二身份資訊指示同一用戶帳號的情況下,確定校驗通過。進而可以判斷需要支付的用戶A的是該用戶帳號所對應的用戶,再利用用戶A的帳戶對帳單資料進行結算,完成支付。 在另一個場景示例中,為了減少實施成本,避免在識別範圍內沒有目標對象的情況下啟用RFID閱讀器造成的能源浪費,具體實施時,可以在RFID閱讀器附近設置目標對象檢測器,用於檢測識別範圍內是否存在目標對象。上述目標對象檢測器具體可以與RFID閱讀器相連。在目標對象檢測器檢測到識別範圍記憶體在目標對象的情況下,啟動RFID閱讀器,以獲取目標對象的RFID標籤。在識別範圍內不存在目標對象的情況下,RFID閱讀器則保持待機狀態。這樣可以減少能源的浪費,降低實施成本。 其中,上述目標對象檢測器具體可以包括以下至少之一:紅外感應檢測器、攝影機、壓力感應檢測器等。當然,上述所列舉的目標對象檢測器只是示意性說明。具體實施時,也可以根據具體情況引入其他類型的檢測器作為上述目標對象檢測器。對此,本發明不作限定。 由上述場景示例可見,本發明實施例提供的支付系統透過利用RFID閱讀器自動獲取目標對象的RFID標籤,再透過伺服器根據所獲取的RFID標籤地識別出目標對象身份資訊,而不需要目標對象透過主動操作來與伺服器通信以確定身份資訊,進而伺服器可以利用所確定的目標對象的身份資訊所對應的帳戶對目標對象的帳單資料進行結算,解決了現有方法存在的使用不方便、用戶體驗度差的問題,達到能夠高效、便捷地完成離線支付的技術效果;還透過特徵資料獲取器獲取目標對象的特徵資料,並利用所獲取的特徵資料對基於目標對象的RFID標籤所確定的身份進行校驗,在校驗通過的情況下,才利用目標對象的身份資訊所對應的帳戶對帳單資料進行結算,提高了支付過程的安全性和可靠性。 參閱圖4,本發明實施例提供了一種支付方法,該支付方法具體可以應用於伺服器一側,具體實施時,可以包括以下內容。 S31:獲取目標對象的RFID標籤; S32:根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊; S33:獲取所述目標對象的帳單資料; S34:根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 在一個實施方式中,上述RFID標籤具體可以是事先設置目標對象(例如消費者、用戶等)隨身設備(例如背包、眼鏡、首飾等),或者穿戴的衣服、鞋帽上的資訊標識。目標對象可以先將該RFID標籤與目標對象的身份資訊綁定,以便伺服器建立好RFID標籤與目標對象的身份資訊的對應關係。 在本實施方式中,上述RFID標籤可以統一設置在鞋子上。這樣在佈設RFID閱讀器時可以統一佈設在較低的位置,例如,貼近地板的位置,以便能更加有效、準確地識別出目標對象鞋子上的RFID標籤。 在一個實施方式中,上述獲取目標對象的RFID標籤,具體實施時,可以包括:接收RFID閱讀器識別到的所述目標對象的RFID標籤。 在一個實施方式中,伺服器可以RFID閱讀器保持通信。這樣可以透過RFID閱讀器識別出識別範圍內的RFID標籤,並將所識別的RFID標籤發送至伺服器。 在本實施方式中,上述識別範圍具體可以根據所選用的RFID閱讀器的有效識別範圍確定。例如,所選用的RFID閱讀器的有效識別範圍為2米,可以將識別範圍確定2米。具體實施時,可以根據具體場景選擇合適的RFID閱讀器以得到較合適的識別範圍。對此,本發明不作限定。 在一個實施方式中,上述根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊,具體實施時,可以包括:根據所識別的RFID標籤,搜索是否存在與該標籤對應的身份資訊,將搜索到的與該標籤對應的身份資訊作為目標對象的身份資訊,從而完成對目標對象身份的確定。 例如,伺服器根據所獲取的目標對象的RFID標籤搜索到登記的用戶B的身份資訊與該標籤對應,進而可以確定用戶B的身份資訊為攜帶有該RFID標籤的目標對象身份資訊,即確定該目標對象為用戶B。 在一個實施方式中,可以參閱圖5,上述獲取所述目標對象的帳單資料,具體可以包括以下內容: S1:獲取所述目標對象選取的物品對象的RFID標籤; S2:根據所述目標對象選取的物品對象的RFID標籤,確定所述目標對象選取的物品對象的價格; S3:將所述目標對象選取的物品對象的價格的累加和作為所述帳單資料。 在本實施方式中,需要說明的是,具體實施時,可以事先物品對象(即目標對象想要購買的商品)上設置唯一的RFID標籤。其中,每一個物品對象的RFID標籤與該物品對象對應。 在本實施方式中,上述獲取所述目標對象選取的物品對象的RFID標籤,具體實施時,可以包括:透過RFID閱讀器獲取目標對象選取的物品對象RFID標籤;進而可以透過RFID閱讀器獲取目標對象選取的物品對象的RFID標籤。 在本實施方式中,具體實施時,還可以透過RFID閱讀器直接獲取減少後的物品對象的RFID 標籤,並將減少後的物品對象的RFID標籤發送至伺服器。伺服器可以根據原有的物品對象的RFID標籤和減少後的物品對象的RFID標籤,確定出目標對象所選取的物品對象的RFID標籤。 在本實施方式中,在伺服器中可以儲存有物品對象的RFID標籤與物品對象的價格對應關係。這樣伺服器在獲取了目標對象選取的物品對象的RFID標籤後,可以透過查詢存在伺服器上的物品對象的RFID標籤與物品對象的價格對應關係,確定出目標對象所選取的各個物品對象的價格,並將所述目標對象選取的物品對象的價格的累加和作為所述帳單資料。 例如,透過查詢存在伺服器上的物品對象的RFID標籤與物品對象的價格對應關係,確定目標對象所選的一號物品的RFID標籤對應的價格為2元,確定一號物品的價格為2元。類似的,按照上述方式依次確定出二號物品、三號物品的價格分別為1元、5元。再將上述三種物品的價格進行累加,得到價格的累加和為8元,進而可以確定出該目標對象的帳單資料為8元。 在一個實施方式中,在確定出所述目標對象的身份資訊後,伺服器還可以根據目標對象的身份資訊確定目標對象身份資訊所對應的帳戶。其中,該帳戶具體可以是目標對象的支付帳戶。 在一個實施方式中,根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算,具體可以理解為伺服器在根據目標對象的身份資訊確定出目標對象的身份資訊所對應的帳戶後,可以自動利用目標對象帳戶內的資金餘額核銷帳單資料所對應的金額,從而完成對帳單資料的結算。 在一個實施方式中,目標對象可以根據具體情況設置伺服器對該目標對應的帳戶的調用許可權,這樣可以使得伺服器在目標對象設置的調用許可權內利用目標對象的身份資訊所對應的帳戶對帳單資料進行結算。例如,可以設置在支付金額小於等於100元的情況下,伺服器可以直接調用該支付帳戶完成相應支付;在支付金額大於100元的情況下,伺服器需要得到目標對象的確認指示(例如確認短信)後,才能調用支付帳戶完成相應支付。這樣在帳單資料所對應的支付金額較少的情況下,伺服器可以直接利用目標對象的身份資訊所對應的支付帳戶對帳單資料進行結算,完成支付過程。而在支付金額較大的帳單資料進行結算時,需要經目標對象確認後,才能最終完成結算。這樣可以進一步提高支付過程中的可靠性。 在一個實施方式中,為了提高支付過程的安全性和可靠性,避免非用戶本人利用用戶的RFID標籤進行支付,在根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊之後,所述方法具體包括以下的校驗步驟: S1:將根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊作為第一身份資訊; S2:獲取所述目標對象的特徵資料; S3:根據所述特徵資料,確定所述目標對象的第二身份資訊; S4:在所述第一身份資訊和所述第二身份資訊一致的情況下,確定對所述目標對象的身份資訊校驗通過。 這樣只有在綜合第一身份資訊和第二身份兩種身份資訊,校驗通過後,才能利用目標對象的身份資訊所對應的帳戶對帳單資料進行結算。 在一個實施方式中,所述目標對象的特徵資料具體可以包括以下至少之一:目標對象的臉部特徵、目標對象的虹膜、目標對象的指紋等。當然需要說明的是,上述所列舉的特徵資料只是示意性的說明。具體實施時,還可以根據具體場景引入其他類型的資料作為目標對象的特徵資料。對此,本發明不作限定。 當然,需要說明的是,上述所列舉的僅是獲取目標對象的一種特徵資料,結合RFID標籤進行兩重目標對象的身份資訊的確定。為了進一步地提高可靠性,還可以獲取多種目標對象的特徵資料,結合RFID標籤進行多次目標對象的身份資訊的確定。例如,可以同時獲取目標對象的臉部特徵和指紋,進而可以根據目標對象的RFID標籤確定第一身份資訊,根據目標對象的臉部特徵確定第二身份資訊,根據目標對象的指紋確定第三身份資訊,再根據上述第一身份資訊、第二身份資訊、第三身份資訊進行三重目標對象的身份資訊的確定後才確定校驗通過。 還透過獲取目標對象的特徵資料,並利用所獲取的特徵資料對基於目標對象的RFID標籤所確定的身份進行校驗,在校驗通過的情況下,才利用目標對象的身份資訊所對應的帳戶對帳單資料進行結算,提高了支付過程的安全性和可靠性。 參閱圖1所示,本發明實施例還提供了一種支付系統,該系統包括:RFID閱讀器、伺服器,其中: 所述RFID閱讀器,具體可以用於識別進入識別範圍內的目標對象的RFID標籤,並將識別得到的目標對象的RFID標籤發送至所述伺服器; 所述伺服器,具體可以用於根據所述目標對象的RFID標籤識別出目標對象的身份資訊,並獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 在本實施方式中,上述RFID閱讀器具體還可以集成有RFID天線(即近場天線)。具體運行時,可以先透過上述RFID天線檢測出識別範圍內是否存在RFID標籤。在檢測到識別範圍記憶體在RFID標籤後,再透過RFID閱讀器識別出該RFID標籤的具體資訊,以完成對識別範圍內目標對象的RFID標籤的識別。 在本實施方式中,具體實施時,還可以在上述RFID閱讀器上集成通信單元。這樣RFID閱讀器可以透過通信單元與伺服器耦合,以便進行資料的交互。 在本實施方式中,上述服務器具體可以為一個具有資料運算、儲存功能以及網路交互功能的電子設備;也可以為運行於該電子設備中,為資料處理、儲存和網路交互提供支援的軟體。在本實施方式中並不具體限定所述伺服器的數量。所述伺服器可以為一個伺服器,還可以為幾個伺服器,或者,若干伺服器形成的伺服器集群。上述伺服器可以理解為整個支付系統的後臺,儲存有用戶的身份資訊和用戶的帳戶資訊;或者上述伺服器可以與儲存有用戶的身份資訊和用戶的帳戶資訊的資料庫耦合,可以透過調用資料庫的資料以確定用戶的身份資訊和用戶的帳戶資訊,並利用用戶的帳戶對用戶的帳單資料進行結算。 在一個實施方式中,為了能夠更加快捷地獲取目標對象的帳單資料,所述系統具體還可以包括:多個物品對象,其中,所述多個物品對象中的各個物品對象分別設置有唯一的用於標識物品對象的RFID標籤。 在本實施方式中,上述物品對象具體可以理解為待出售的商品。其中,在各個物品對象上分別設置有物品對象的RFID標籤,該RFID標籤與物品對象對應,用於標識該物品對象。伺服器可以根據物品對象的RFID標籤識別出對應的物品對象。 在一個實施方式中,在物品對象分別設置好RFID標籤的情況下,所述RFID閱讀器還可以用於獲取所述目標對象選取的物品對象的RFID標籤,並將所述目標對象選取的物品對象的RFID標籤發送至伺服器;所述伺服器還用於根據所述目標對象選取的物品對象的RFID標籤,確定所述目標對象選取的物品對象的價格,並將所述目標對象選取的物品對象的價格的累加和作為所述帳單資料。 在本實施方式中,需要說明的是,在伺服器上可以儲存有物品對象的RFID標籤與物品對象的價格的對應關係。這樣伺服器在獲取了目標對象選取的物品對象的RFID標籤後,可以根據上述物品對象的RFID標籤與物品對象的價格的對應關係,確定出目標對象選取的物品對象的價格。 在一個實施方式中,具體實施時,所述RFID閱讀器還可以直接獲取減少後的物品對象的RFID 標籤,並將減少後的物品對象的RFID標籤發送至伺服器。伺服器可以根據原有的物品對象的RFID標籤和減少後的物品對象的RFID標籤,確定出目標對象所選取的物品對象的RFID標籤。 在一個實施方式中,考慮到如果使RIFD閱讀器一直處於開啟狀態會造成能源浪費,增加實施成本,具體實施時,所述系統還包括:目標對象檢測器,所述目標對象檢測器具體可以用於檢測識別範圍內是否存在目標對象。 在本實施方式中,RFID閱讀器與目標對象檢測器相連,且RFID閱讀器通常處於待機狀態,在所述目標對象檢測器檢測到所述識別範圍記憶體在目標對象的情況下,啟動RFID閱讀器以識別所述目標對象的RFID標籤,並將識別得到的目標對象的RFID標籤發送至所述伺服器。 在一個實施方式中,所述目標對象檢測器具體可以包括以下至少之一:紅外線感應檢測器、攝影機、壓力感應檢測器等。當然,需要說明的是,上述所列舉的目標對象檢測器只是為了更好地說明本發明實施方式。具體實施時,也可以根據具體情況引入除上述所列舉之外的其他類型的檢測設備作為目標對象檢測器,對此本發明不作限定。 在一個實施方式中,為了提高支付過程的安全性和可靠性,考慮可以對目標對象的身份資訊進行多重確定。相應的,所述系統具體還可以包括:特徵資料獲取器,其中,所述特徵資料獲取器具體可以用於採集目標對象的特徵資料,並將所述目標對象的特徵資料發送至所述伺服器;所述伺服器還用於將根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊作為第一身份資訊;根據所述特徵資料,確定所述目標對象的第二身份資訊;在所述第一身份資訊和所述第二身份資訊一致的情況下,確定對所述目標對象的身份資訊校驗通過。 在一個實施方式中,所述特徵資料獲取器包括以下至少之一:指紋採集器、臉部特徵採集器、虹膜採集器等。當然,需要說明的是,上述所列舉的特徵資料獲取器只是為了更好地說明本發明實施方式。具體實施時,還可以根據需要引入除上述所列舉的採集器以外其他類型的採集器。對此,本發明不作限定。 由上述可見,本發明實施例提供的支付系統透過利用RFID閱讀器自動獲取目標對象的RFID標籤,再透過伺服器根據所獲取的RFID標籤地識別出目標對象身份資訊,而不需要目標對象透過主動操作來與伺服器通信以確定身份資訊,進而伺服器可以利用所確定的目標對象的身份資訊所對應的帳戶對目標對象的帳單資料進行結算,解決了現有方法存在的使用不方便、用戶體驗度差的問題,達到能夠高效、便捷地完成離線支付的技術效果;還透過特徵資料獲取器獲取目標對象的特徵資料,並利用所獲取的特徵資料對基於目標對象的RFID標籤所確定的身份進行校驗,在校驗通過的情況下,才利用目標對象的身份資訊所對應的帳戶對帳單資料進行結算,提高了支付過程的安全性和可靠性。 基於上述支付系統,參閱圖6,本發明實施例還提供了一種支付櫃,該支付櫃具體可以包括:RFID閱讀器、處理器、電磁鎖和櫃體, 所述電磁鎖設置在櫃體的櫃門上,所述櫃體用於盛放物品對象(例如,待出售的飲料、香煙等),通常情況下所述電磁鎖處於關閉狀態,相應的櫃門處於關閉狀態; 所述RFID閱讀器具體可以用於識別進入識別範圍內的目標對象的RFID標籤,並將識別得到的目標對象的RFID標籤發送至所述伺服器; 所述伺服器,具體可以用於根據所述目標對象的RFID標籤識別出目標對象的身份資訊,並向處理器發送解鎖指示; 所述處理器,具體可以用於根據解鎖指示,控制電磁鎖打開,以使得櫃門處於開啟的狀態,這樣目標對象可以打開櫃門,在櫃體中選取所需要購買的物品對象; 所述伺服器,具體還可以用於獲取目標對象的帳單資料,其中,所述目標對象的帳單資料根據目標對象所選取的物品對象確定;並根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 在本實施方式中,透過在櫃體的櫃門上設置電磁鎖,並使該電磁鎖在接收到伺服器發送的解鎖指示之前處於關閉的狀態,可以保護支付櫃內的物品對象不被隨意拿取或遭到破壞,提高了支付櫃的安全性。 在一個實施方式中,櫃體中內多個物品對象中的各個物品對象分別設置有唯一的用於標識物品對象的RFID標籤。這樣所述RFID閱讀器還用於獲取所述目標對象選取的物品對象的RFID標籤,並將所述目標對象選取的物品對象的RFID標籤發送至伺服器;所述伺服器還可以用於根據所述目標對象選取的物品對象的RFID標籤,確定所述目標對象選取的物品對象的價格,並將所述目標對象選取的物品對象的價格的累加和作為所述帳單資料。 在一個具體的場景示例中,可以綜合參閱圖6所示,用戶B的眼鏡上設置有與用戶B的身份資訊綁定的RFID標籤。這時用戶B想要去支付櫃購買可樂。當用戶B進入支付櫃的識別範圍內時,設置在支付櫃上方的RFID閱讀器能夠識別到用戶B的RFID標籤,並將所識別到的RFID標籤發送至伺服器。伺服器在接收到用戶的RFID標籤後,查詢該RFID標籤對應的用戶身份資訊。在查詢到該RFID標籤與之前綁定的用戶B的身份資訊對應後,確定該目標對象正是用戶B,進而可以向支付櫃的處理器發送解鎖指示。支付櫃的處理器在收到解鎖指示後,可以根據解鎖指示控制電磁鎖打開。這時用戶B可以拉開櫃門,選取想要購買的可樂。例如,用戶選定了櫃體中的C可樂後,取出了C可樂後,合上櫃門,電磁鎖會自動關閉。其中,櫃體內的各種商品上都事先設有對應的RFID標籤。例如,用戶B選取的C可樂上就設置有用於標識該可樂的RFID標籤。支付櫃上的處理器在檢測到電磁鎖重新處於關閉狀態後,確定用戶B已經完成了選購,進而觸發支付櫃自動進行結算階段。這時支付櫃上的RFID標籤可以重新掃描識別當前狀況下(即用戶B取完待購買的物品後)櫃體內剩餘的物品對象的RFID標籤,並將當前剩餘的物品對象的RFID標籤發送至伺服器。伺服器上儲存有櫃體內的所有物品對象的RFID標籤,並即時更新櫃體中物品對象RFID標籤。伺服器在收到剩餘的物品對象的RFID標籤後,將上述剩餘的物品對象的RFID標籤與最近更新的櫃體內的物品對象的RFID標籤進行比較,以確定出減少的物品對象的RFID標籤,即用戶買走的RFID標籤。在本例中,伺服器透過比較發現少了的是C可樂的RFID標籤,從而確定用戶B買走的是C可樂。並根據C可樂的RFID標籤,在事先儲存在伺服器上的物品對象的RFID標籤與物品價格的對應關係中查詢。查到C可樂的RFID標籤對應的價格為4元,即確定用戶B需要支付的金額為4元(即用戶B的帳單資料)。進而伺服器可以根據直接利用用戶B的身份資訊所對應的支付帳戶對該帳單資料進行結算。具體的,可以是在用戶B事先設置的許可權內,利用用戶B的帳戶中的金額核銷C可樂的價格4元,從而完成了支付過程。在完成支付過程後,伺服器可以向用戶B綁定的手機或智慧設備上發送提示資訊,以提示用戶B購買了C可樂,利用支付帳戶支付了4元。這樣可以讓用戶能夠準確地瞭解支付狀態。 由上述場景示例可見,本發明實施例提供的支付櫃透過利用RFID閱讀器自動獲取目標對象的RFID標籤,再透過伺服器根據所獲取的RFID標籤地識別出目標對象身份資訊,而不需要目標對象透過主動操作來與伺服器通信以確定身份資訊,進而伺服器可以利用所確定的目標對象的身份資訊所對應的帳戶對目標對象的帳單資料進行結算,解決了現有方法存在的使用不方便、用戶體驗度差的問題,達到能夠高效、便捷地完成離線支付的技術效果;還透過支付櫃的處理器在接收到服務基於所識別的目標對象的身份資訊後所發出的解鎖指示,自動打開電磁鎖,方便用戶選購物品對象,為用戶選購提供了便利的同時也保證了支付櫃的使用安全;還利用RFID閱讀器識別櫃體中剩餘物品對象的RFID標籤,繼而可以透過比較確定失去的物品對象RFID標籤以自動識別出用戶所購買的物品對象,產生相應的帳單資料,提高了支付過程的效率,進一步提高了用戶體驗度。 參閱圖7,本發明實施例還提供了一種支付方法,其中,該方法具體可以包括以下內容: S71:獲取目標對象的特徵標籤; S72:根據所述特徵標籤識別出所述目標對象的身份資訊; S73:獲取所述目標對象的帳單資料; S74:根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 在本實施方式中,上述特徵標籤具體可以是事先設置在目標對象上,且與目標對象的身份資訊綁定的資訊標籤。 在一個實施方式中,上述特徵標籤具體可以是RFID標籤,也可以是NFC(近場通信)標籤,還可以是藍牙標籤等。當然,上述所列舉的特徵標籤只是為了更好地說明本發明實施方式。對於特徵標籤的具體形式,本發明不作限定。 在一個實施方式中,為了提高支付過程中的可靠性和安全性,在根據所述特徵標籤識別出所述目標對象的身份資訊之後,所述方法具體還可以包括以下內容:將根據所述特徵標籤識別出所述目標對象的身份資訊作為第一身份資訊;獲取所述目標對象的特徵資料;根據所述特徵資料,確定所述目標對象的第二身份資訊;在所述第一身份資訊和所述第二身份資訊一致的情況下,確定對所述目標對象的身份資訊校驗通過。這樣可以結合特徵資料和目標對象的特徵標籤,對目標對象的身份資訊進行多重確定,在都校驗通過的情況下,才能利用目標對象的身份資訊對應的帳戶對帳單資料進行結算處理。其中,所述目標對象的特徵資料具體可以包括以下至少之一:目標對象的臉部特徵、目標對象的虹膜、目標對象的指紋等。當然上述所列舉的特徵資料只是一種示意性說明。具體實施時,也可以根據具體的場景和要求,選擇使用除上述所列舉的資料之外其他類型的資料作為特徵資料。對此,本發明不作限定。 在一個實施方式中,上述獲取所述目標對象的帳單資料,具體實施時,可以包括以下內容:獲取所述目標對象選取的物品對象的特徵標籤;根據所述目標對象選取的物品對象的特徵標籤,確定所述目標對象選取的物品對象的價格;將所述目標對象選取的物品對象的價格的累加和作為所述帳單資料。其中,具體實施時,可以事先分別在每個物品對象上設置一個物品對象的特徵標籤。該物品對象的特徵標籤與該物品對象對應。可以理解為根據該物品對象的特徵標籤可以確定出該物品對象。 進一步的,可以事先在伺服器或者在於伺服器相連的記憶體中儲存物品對象標籤與物品對象價格的對應關係。這樣伺服器存在獲取所述目標對象選取的物品對象的特徵標籤後,可以根據所獲取的物品對象的特徵標籤,在物品對象標籤與物品對象價格的對應關係中進行查詢,以確定出目標對象選取的物品對象的價格,進而可以自動地產生目標對象的帳單資料。 當然,具體實現時,還可以直接獲取減少後的物品對象的特徵標籤,並將減少後的物品對象的特徵標籤發送至伺服器。伺服器可以根據原有的物品對象的特徵標籤和減少後的物品對象的特徵標籤進行比對,確定出減少了的物品對象的特徵標籤,即確定出了目標對象所選取的物品對象的特徵標籤。當然,上述所列舉的獲取所述目標對象選取的物品對象的特徵標籤方式只是一種示意性說明。具體實施時,可以根據具體的應用場景和要求,選擇合適的方式獲取目標對象所選取的物品對象的特徵標籤。對此,本發明不作限定。 還透過獲取目標對象的特徵資料,並利用所獲取的特徵資料對基於目標對象的特徵標籤所確定的身份進行校驗,在校驗通過的情況下,才利用目標對象的身份資訊所對應的帳戶對帳單資料進行結算,提高了支付過程的安全性和可靠性。 本發明實施例還提供了一種伺服器,包括處理器以及用於儲存處理器可執行指令的記憶體,所述處理器具體實施時可以根據指令執行以下步驟:獲取目標對象的RFID標籤;根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 為了能夠更加準確地完成上述指令,參閱圖8,本發明還提供了另一種具體的伺服器,其中,所述伺服器包括網路通訊連接埠801、處理器802以及記憶體803,上述結構透過內部線纜相連,以便各個結構可以進行具體的資料交互。 其中,所述網路通訊連接埠801,具體可以用於獲取目標對象的RFID標籤,以及目標對象的帳單資料。 所述處理器802,具體可以用於根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊,以及根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算;並結合相關指令協調控制網路通訊連接埠801完成相應的資料處理。 所述記憶體803,具體可以用於儲存所獲取的目標對象的RFID標籤、目標對象的帳單資料,以及相應的指令程式。 在本實施方式中,所述網路通訊連接埠801可以是與不同的通信協議進行綁定,從而可以發送或接收不同資料的虛擬埠。例如,所述網路通訊連接埠可以是負責進行web資料通信的80號埠,也可以是負責進行FTP資料通信的21號埠,還可以是負責進行郵件資料通信的25號埠。此外,所述網路通訊連接埠還可以是實體的通信介面或者通信晶片。例如,其可以為無線移動網路通信晶片,如GSM、CDMA等;其還可以為Wifi晶片;其還可以為藍牙晶片。 在本實施方式中,所述處理器602可以按任何適當的方式實現。例如,處理器可以採取例如微處理器或處理器以及儲存可由該(微)處理器執行的電腦可讀程式碼(例如軟體或韌體)的電腦可讀媒體、邏輯閘、開關、專用積體電路(Application Specific Integrated Circuit,ASIC)、可程式設計邏輯控制器和嵌入微控制器的形式等等。本發明並不作限定。 在本實施方式中,所述記憶體803可以包括多個層次,在數位系統中,只要能保存二進位資料的都可以是記憶體;在積體電路中,一個沒有實物形式的具有儲存功能的電路也叫記憶體,如RAM、FIFO等;在系統中,具有實物形式的存放裝置也叫記憶體,如記憶體條、TF卡等。 本發明實施例還提供了一種伺服器,包括處理器以及用於儲存處理器可執行指令的記憶體,所述處理器執行所述指令時實現獲取目標對象的特徵標籤;根據所述特徵標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 本發明實施利還提供了一種基於上述支付方法的電腦儲存媒體,所述電腦儲存媒體儲存有電腦程式指令,在所述電腦程式指令被執行時實現:獲取目標對象的RFID標籤;根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 在本實施方式中,上述儲存媒體包括但不限於隨機存取記憶體(Random Access Memory, RAM)、唯讀記憶體(Read-Only Memory, ROM)、快取(Cache)、硬碟(Hard Disk Drive, HDD)或者記憶卡(Memory Card)。所述記憶體可以用於儲存電腦程式指令。網路通信單元可以是依照通信協定規定的標準設定的,用於進行網路連接通信的介面。 本發明實施例還提供了一種電腦可讀儲存媒體,其上儲存有電腦指令,所述指令被執行時實現獲取目標對象的特徵標籤;根據所述特徵標籤識別出所述目標對象的身份資訊;獲取所述目標對象的帳單資料;根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 在本實施方式中,該電腦儲存媒體儲存的程式指令具體實現的功能和效果,可以與其它實施方式對照解釋,在此不再贅述。 在軟體層面上,本發明實施例還提供了一種支付裝置,該裝置具體可以包括以下的結構模組:第一獲取模組,具體可以用於獲取目標對象的RFID標籤;識別模組,具體可以用於根據所述目標對象的RFID標籤識別出所述目標對象的身份資訊;第二獲取模組,具體可以用於獲取所述目標對象的帳單資料;結算模組,具體可以用於根據所述目標對象的身份資訊所對應的帳戶,對所述帳單資料進行結算。 需要說明的是,上述實施例闡明的單元、裝置或模組等,具體可以由電腦晶片或實體實現,或者由具有某種功能的產品來實現。為了描述的方便,描述以上裝置時以功能分為各種模組分別描述。當然,在實施本發明時可以把各模組的功能在同一個或多個軟體和/或硬體中實現,也可以將實現同一功能的模組由多個子模組或子單元的組合實現等。以上所描述的裝置實施例僅僅是示意性的,例如,所述單元的劃分,僅僅為一種邏輯功能劃分,實際實現時可以有另外的劃分方式,例如多個單元或元件可以結合或者可以集成到另一個系統,或一些特徵可以忽略,或不執行。另一點,所顯示或討論的相互之間的耦合或直接耦合或通信連接可以是透過一些介面,裝置或單元的間接耦合或通信連接,可以是電性,機械或其它的形式。 雖然本發明提供了如實施例或流程圖所述的方法操作步驟,但基於常規或者無創造性的手段可以包括更多或者更少的操作步驟。實施例中列舉的步驟順序僅僅為眾多步驟執行順序中的一種方式,不代表唯一的執行順序。在實際中的裝置或用戶端產品執行時,可以按照實施例或者圖式所示的方法循序執行或者並存執行(例如並行處理器或者多執行緒處理的環境,甚至為分散式資料處理環境)。術語“包括”、“包含”或者其任何其他變體意在涵蓋非排他性的包含,從而使得包括一系列要素的過程、方法、產品或者設備不僅包括那些要素,而且還包括沒有明確列出的其他要素,或者是還包括為這種過程、方法、產品或者設備所固有的要素。在沒有更多限制的情況下,並不排除在包括所述要素的過程、方法、產品或者設備中還存在另外的相同或等同要素。第一,第二等詞語用來表示名稱,而並不表示任何特定的順序。 本領域技術人員也知道,除了以純電腦可讀程式碼方式實現控制器以外,完全可以透過將方法步驟進行邏輯程式設計來使得控制器以邏輯閘、開關、專用積體電路、可程式設計邏輯控制器和嵌入微控制器等的形式來實現相同功能。因此這種控制器可以被認為是一種硬體部件,而對其內部包括的用於實現各種功能的裝置也可以視為硬體部件內的結構。或者甚至,可以將用於實現各種功能的裝置視為既可以是實現方法的軟體模組又可以是硬體部件內的結構。 本發明可以在由電腦執行的電腦可執行指令的一般上下文中描述,例如程式模組。一般地,程式模組包括執行特定任務或實現特定抽象資料類型的常式、程式、對象、元件、資料結構、類等等。也可以在分散式運算環境中實踐本發明,在這些分散式運算環境中,由透過通信網路而被連接的遠端處理設備來執行任務。在分散式運算環境中,程式模組可以位於包括存放裝置在內的本地和遠端電腦儲存媒體中。 透過以上的實施方式的描述可知,本領域的技術人員可以清楚地瞭解到本發明可借助軟體加必需的通用硬體平臺的方式來實現。基於這樣的理解,本發明的技術方案本質上或者說對現有技術做出貢獻的部分可以以軟體產品的形式體現出來,該電腦軟體產品可以儲存在儲存媒體中,如ROM/RAM、磁碟、光碟等,包括若干指令用以使得一台電腦設備(可以是個人電腦,移動終端,伺服器,或者網路設備等)執行本發明各個實施例或者實施例的某些部分所述的方法。 本說明書中的各個實施例採用遞進的方式描述,各個實施例之間相同或相似的部分互相參見即可,每個實施例重點說明的都是與其他實施例的不同之處。本發明可用於眾多通用或專用的電腦系統環境或配置中。例如:個人電腦、伺服器電腦、手持設備或可攜式設備、平板型設備、多處理器系統、基於微處理器的系統、機上盒、可程式設計的電子設備、網路PC、小型電腦、大型電腦、包括以上任何系統或設備的分散式運算環境等等。 雖然通過實施例描繪了本發明,本領域普通技術人員知道,本發明有許多變形和變化而不脫離本發明的精神,希望所附的申請專利範圍包括這些變形和變化而不脫離本發明的精神。In order to enable those skilled in the art to better understand the technical solutions of the present invention, the following will clearly and completely describe the technical solutions in the embodiments of the present invention in conjunction with the drawings in the embodiments of the present invention. Obviously, the described The embodiments are only a part of the embodiments of the present invention, rather than all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention. Considering the actual implementation of existing payment methods, users are often required to actively perform corresponding operations on mobile phones and other user-end devices to communicate with the server, so that the server can determine the user’s identity information; Only after the identity information of is confirmed can the subsequent payment work continue. For example, based on the existing method, when making a payment, the user needs to operate the mobile phone to enable the mobile phone’s code scanning function, and communicate with the server by scanning the QR code on the payment terminal so that the server can determine and record the user’s identity information , And then use the account corresponding to the user's identity information to complete subsequent payments. It can be seen from the above that based on the existing method, it is unavoidable that the user is required to actively operate the mobile phone and other user-end equipment to complete the identification of the identity information, resulting in many inconveniences in the specific implementation of the existing method. For example, when a user prepares to pay for a meal in a cafeteria, it is very likely that it is inconvenient to take out the mobile phone to scan the code because both hands are holding the meal. Therefore, when the existing methods are specifically implemented, there are often problems of inconvenience and poor user experience in many scenarios. Aiming at the root cause of the above-mentioned problems, the present invention considers that an RFID reader can be installed at the payment terminal to automatically identify the user's RFID tag, and then the user's identity information can be determined based on the RFID tag, which can avoid the need for the user to actively check the mobile phone. The user-end equipment operates to communicate with the server to determine the user’s identity information, so as to effectively solve the problems of inconvenience and poor user experience in the existing methods, so as to achieve efficient and convenient offline payment Technical effect. Based on the above considerations, an embodiment of the present invention provides a payment system. For details, please refer to the content shown in Figure 1. The payment system may specifically include an RFID reader and a server. Wherein: the RFID reader is coupled with the server so as to perform data interaction between the RFID reader and the server. among them: The RFID reader may be specifically used to identify the RFID tag of the target object entering the recognition range, and send the RFID tag of the identified target object to the server; The server may be specifically used to identify the identity information of the target object based on the RFID tag of the target object, and obtain the billing data of the target object; according to the account corresponding to the identity information of the target object, The billing information is settled. In this embodiment, the above-mentioned RFID (Radio Frequency Identification, radio frequency identification) reader may specifically also be integrated with an RFID antenna (ie, a near-field antenna). During specific operation, the RFID antenna can be used to first detect whether there is an RFID tag in the recognition range. After detecting that the memory in the recognition range is in the RFID tag, the specific information of the RFID tag is recognized through the RFID reader to complete the identification of the RFID tag of the target object within the recognition range. Among them, the above-mentioned RFID tag can be understood as a kind of information identification set on the target object in advance and corresponding to the target object one-to-one. Specifically, the aforementioned RFID tag may be a tag previously set on the user's shoes, clothes, pants, or other items. Of course, the RFID tags listed above are merely schematic illustrations to better illustrate the embodiments of the present invention. In specific implementation, other forms of RFID tags may also be included. In this regard, the present invention is not limited. Before specific implementation, the target object can bind the RFID tag with the target object's identity information, so that the server can establish the correspondence between the RFID tag and the target object's identity information. Specifically, the target object can scan the feature code (such as a two-dimensional code or a barcode, etc.) on the surface of the RFID tag through an APP with identity information registered on the mobile phone. The feature code is uniquely corresponding to the RFID tag. The code carries the specific information of the RFID tag; the server can obtain the specific information of the RFID tag according to the characteristic code, and establish the corresponding relationship between the RFID tag and the identity information of the target object. This completes the binding of the RFID tag with the identity information of the target object. Of course, it should be noted that the above-mentioned method of binding the RFID tag and the identity information of the target object is only a schematic illustration. In specific implementation, it is also possible to combine specific application scenarios and use other suitable methods to complete the binding of the RFID tag and the target object's identity information. In a specific scenario example, referring to FIG. 2, the payment system provided by the embodiment of the present invention can be applied in the canteen to complete the payment operation efficiently and conveniently for the user. Specifically, an RFID reader can be arranged on the checkout counter of the canteen in advance, and a communication unit is integrated on the RFID reader, so that the RFID reader can communicate wirelessly with the server of the payment system through the communication unit. Data interaction between each other. After the user A finishes the meal in the cafeteria, he carries the meal in both hands to the cafeteria counter to pay. Among them, it should be noted that an RFID tag is set on user A's shoes in advance. You can refer to Figure 3. User A can already bind the RFID tag with the user's identity information by scanning the QR code on the tag with a mobile phone. Wherein, the two-dimensional code corresponds to the RFID tag, and the two-dimensional code carries identification information of the RFID tag. The user can obtain the identification information of the RFID tag by scanning the QR code, so that the server can establish the correspondence between the RFID tag (ie the RFID tag of the target object) and the user's identity information, and complete the user identity information and the RFID tag. Bind. Of course, the above-mentioned use of the mobile phone to scan the code to bind the RFID tag with the identity information of the target object is only a schematic illustration. During specific implementation, other suitable methods can also be selected to bind the RFID tag of the target object with the identity information of the target object according to the specific scenario. In this regard, the present invention is not limited. When user A comes to the counter to prepare for checkout, the RFID reader installed at the bottom of the canteen counter detects through the RFID antenna that the memory is in the RFID tag within the recognition range two meters away from the counter, and recognizes the RFID tag through the RFID reader , And send the RFID tag to the server. After receiving the RFID tag, the server can search for the identity information corresponding to the RFID tag through the search database, and then can identify the target object as user A based on the RFID tag, and determine the identity information of user A based on user A To determine the payment account corresponding to the user A’s identity information. At the same time, the server will also obtain user A's billing information. In this way, the server can directly settle the bill using the payment account corresponding to the user A's identity information. There is no need for user A to put down the food in his hand and take out his mobile phone to scan the code to complete the payment. This solves the problems of inconvenience and poor user experience existing in the existing payment methods. In another scenario embodiment, in order to enable the aforementioned server to quickly and accurately obtain the user's billing information, and further improve the user experience. In specific implementation, according to the price of the meal, corresponding RFID tags (that is, the RFID tags of the article objects) can be respectively set at the bottom of the bowl for holding the meal in the canteen in advance. Among them, different RFID tags correspond to different prices. For example, the RFID tag at the bottom of a bowl containing rice corresponds to 1 yuan, the RFID tag at the bottom of a bowl containing meat dishes corresponds to 3 yuan, and the RFID tag at the bottom of a bowl containing vegetarian dishes corresponds to 2 yuan. Upload and save the corresponding relationship between the above-mentioned meal price and the RFID tag at the bottom of the bowl in the server. In this way, when user A goes to the counter to check out with a meal, the RFID reader will not only identify the user’s RFID tag on user A’s shoes, and determine the user’s identity information; it can also automatically obtain the information of the meal set on user A’s side. The RFID tag of the meal at the bottom of the bowl, and the RFID tag of the meal is sent to the server. After the server receives the RFID tag of the meal, it can determine the price of the meal purchased by user A according to the corresponding relationship between the meal price stored in the server and the RFID tag at the bottom of the bowl, and use the cumulative sum of the meal price as Billing information. Of course, the above method of obtaining billing information is only to better illustrate the implementation of the present invention. In specific implementation, the counter staff can also count the meals purchased by user A, and generate corresponding billing data based on the meals purchased by user A, and then send the billing data to the server. The present invention does not limit how the server obtains billing data. Further, in order to ensure the provision of efficient and convenient payment services for users, while protecting payment security and improving the reliability of the payment process. Specifically, feature data acquirers (such as fingerprint collectors, facial feature collectors, iris collectors, etc.) can also be set near the RFID reader to collect the feature data of the target object and combine the feature data of the target object. Send to the server. Correspondingly, the server may use the identity information of the target object identified according to the RFID tag of the target object as the first identity information; determine the second identity information of the target object according to the characteristic data collected by the characteristic data acquirer In the case that the first identity information and the second identity information are consistent, it is determined that the identity information of the target object is verified to pass. The server can use the target’s account statement data for settlement only after the identity information of the target is verified through the above method. This can improve the reliability of the payment process and ensure the security of the target object's property. Wherein, the above-mentioned feature data may specifically include at least one of the following: the facial feature of the target object, the iris of the target object, the fingerprint of the target object, and so on. Of course, it should be noted that the feature data of the target object listed above is only to better illustrate the implementation of the present invention. During specific implementation, other types of data of the target object can also be collected as the characteristic data of the target object. In this regard, the present invention is not limited. Of course, it should be noted that the above list is only to obtain a characteristic data of the target object, and to determine the identity information of the target object in combination with the RFID tag. In order to further improve the reliability, it is also possible to obtain characteristic data of multiple target objects, and to determine the identity information of the target objects multiple times in combination with RFID tags. For example, the facial features and fingerprints of the target object can be acquired at the same time, and then the first identity information can be determined based on the RFID tag of the target object, the second identity information can be determined based on the facial feature of the target object, and the third identity can be determined based on the fingerprint of the target object. Information, the identity information of the triple target object is determined based on the first identity information, the second identity information, and the third identity information before the verification is confirmed. Specifically, after the server obtains the RFID tag of user A through the RFID reader, the identity information of user A is identified according to the user's RFID tag, and the identity information of user A identified based on the RFID tag can be used as the first identity Information; and send a start command to the camera set near the RFID reader, obtain the facial features of user A through the camera, and compare the obtained facial features with the facial features stored in the server to determine the The second identity information corresponding to the facial features; and then compare the first identity information with the second identity information, and when it is determined that the first identity information and the second identity information are consistent, the first identity information and the second identity information are determined If the identity information indicates the same user account, confirm that the verification is passed. Furthermore, it can be determined that the user A who needs to pay is the user corresponding to the user account, and then the user A's account statement data is used for settlement and the payment is completed. In another scenario example, in order to reduce the implementation cost and avoid the energy waste caused by enabling the RFID reader when there is no target object within the recognition range, in specific implementation, a target object detector can be set near the RFID reader for Detect whether there is a target object within the recognition range. The above-mentioned target object detector may be specifically connected to an RFID reader. When the target object detector detects that the recognition range memory is in the target object, the RFID reader is activated to obtain the RFID tag of the target object. In the case that there is no target object within the recognition range, the RFID reader remains in a standby state. This can reduce energy waste and reduce implementation costs. Wherein, the aforementioned target object detector may specifically include at least one of the following: an infrared sensor detector, a camera, a pressure sensor detector, and the like. Of course, the target object detectors listed above are only illustrative. During specific implementation, other types of detectors can also be introduced as the aforementioned target object detectors according to specific conditions. In this regard, the present invention is not limited. As can be seen from the above scenario examples, the payment system provided by the embodiment of the present invention automatically obtains the RFID tag of the target object by using an RFID reader, and then uses the server to identify the identity information of the target object based on the obtained RFID tag, without the need for the target object Through active operation to communicate with the server to determine the identity information, and then the server can use the account corresponding to the determined identity information of the target object to settle the billing data of the target object, which solves the inconvenience and inconvenience of the existing methods. The problem of poor user experience achieves the technical effect of efficiently and conveniently completing offline payment; also obtains the characteristic data of the target object through the characteristic data obtainer, and uses the obtained characteristic data to determine the target object-based RFID tag The identity is verified, and only when the verification is passed, the account statement data corresponding to the identity information of the target object is used for settlement, which improves the security and reliability of the payment process. Referring to FIG. 4, an embodiment of the present invention provides a payment method. The payment method can be specifically applied to the server side. In specific implementation, it may include the following content. S31: Obtain the RFID tag of the target object; S32: Identify the identity information of the target object according to the RFID tag of the target object; S33: Obtain the billing information of the target object; S34: Settling the bill data according to the account corresponding to the identity information of the target object. In one embodiment, the above-mentioned RFID tag may specifically be a device (such as a backpack, glasses, jewelry, etc.) with a target object (such as a consumer, a user, etc.) set in advance, or an information identification on a worn clothing, shoe and hat. The target object can first bind the RFID tag with the identity information of the target object, so that the server can establish the corresponding relationship between the RFID tag and the identity information of the target object. In this embodiment, the above-mentioned RFID tags may be uniformly installed on the shoes. In this way, when the RFID reader is deployed, it can be uniformly deployed at a lower position, for example, close to the floor, so that the RFID tags on the shoes of the target object can be identified more effectively and accurately. In one embodiment, the above-mentioned obtaining the RFID tag of the target object may include receiving the RFID tag of the target object recognized by the RFID reader during specific implementation. In one embodiment, the server may maintain communication with an RFID reader. In this way, the RFID tag within the recognition range can be identified through the RFID reader, and the identified RFID tag can be sent to the server. In this embodiment, the above-mentioned recognition range may be specifically determined according to the effective recognition range of the selected RFID reader. For example, the effective recognition range of the selected RFID reader is 2 meters, and the recognition range can be determined to be 2 meters. During specific implementation, a suitable RFID reader can be selected according to specific scenarios to obtain a more suitable recognition range. In this regard, the present invention is not limited. In one embodiment, the identification of the identity information of the target object based on the RFID tag of the target object may include: searching for the identity information corresponding to the tag according to the identified RFID tag; The searched identity information corresponding to the tag is used as the identity information of the target object to complete the determination of the identity of the target object. For example, the server searches for the identity information of the registered user B corresponding to the tag according to the acquired RFID tag of the target object, and then can determine that the identity information of user B is the identity information of the target object carrying the RFID tag, that is, determine the The target object is user B. In one embodiment, referring to FIG. 5, the above-mentioned obtaining of the billing information of the target object may specifically include the following content: S1: Obtain the RFID tag of the object selected by the target object; S2: Determine the price of the article object selected by the target object according to the RFID tag of the article object selected by the target object; S3: Use the cumulative sum of the prices of the item objects selected by the target object as the billing data. In this embodiment, it should be noted that, during specific implementation, a unique RFID tag may be set on the item object (that is, the item that the target object wants to purchase) in advance. Among them, the RFID tag of each article object corresponds to the article object. In this embodiment, the above-mentioned obtaining the RFID tag of the object selected by the target object may include: obtaining the RFID tag of the object selected by the target object through an RFID reader; and then obtaining the target object through the RFID reader The RFID tag of the selected item. In this embodiment, during specific implementation, it is also possible to directly obtain the RFID tags of the reduced article objects through the RFID reader, and send the RFID tags of the reduced article objects to the server. The server can determine the RFID tag of the object selected by the target object based on the original RFID tag of the object object and the RFID tag of the reduced object object. In this embodiment, the server may store the price correspondence between the RFID tag of the article object and the article object. In this way, after the server obtains the RFID tag of the item object selected by the target object, it can determine the price of each item object selected by the target object by querying the corresponding relationship between the RFID tag of the item object stored on the server and the price of the item object. , And use the cumulative sum of the prices of the item objects selected by the target object as the billing data. For example, by querying the corresponding relationship between the RFID tag of the item object stored on the server and the price of the item object, it is determined that the price corresponding to the RFID tag of the first item selected by the target object is 2 yuan, and the price of the first item is determined to be 2 yuan . Similarly, according to the above method, the prices of item 2 and item 3 are determined to be 1 yuan and 5 yuan respectively. Then the prices of the above three items are accumulated, and the accumulated sum of the prices is 8 yuan, and then it can be determined that the billing data of the target object is 8 yuan. In one embodiment, after determining the identity information of the target object, the server may also determine the account corresponding to the identity information of the target object based on the identity information of the target object. Among them, the account may specifically be a payment account of the target object. In one embodiment, the billing data is settled according to the account corresponding to the identity information of the target object. Specifically, it can be understood that the server determines that the identity information of the target object corresponds to the identity information of the target object. After the account, you can automatically use the fund balance in the target object’s account to write off the amount corresponding to the billing data to complete the settlement of the billing data. In one embodiment, the target object can set the server's call permission for the account corresponding to the target according to the specific situation, so that the server can use the account corresponding to the target object's identity information within the call permission set by the target object Settle the billing information. For example, it can be set that when the payment amount is less than or equal to 100 yuan, the server can directly call the payment account to complete the corresponding payment; when the payment amount is greater than 100 yuan, the server needs to obtain confirmation instructions from the target object (for example, confirm SMS ) Before calling the payment account to complete the corresponding payment. In this way, when the payment amount corresponding to the billing data is small, the server can directly use the payment account statement data corresponding to the identity information of the target object for settlement to complete the payment process. However, when the billing data with a large payment amount is settled, the final settlement can be completed only after confirmation by the target object. This can further improve the reliability of the payment process. In one embodiment, in order to improve the security and reliability of the payment process and prevent non-users from using the user’s RFID tag for payment, after identifying the identity information of the target object based on the RFID tag of the target object, The method specifically includes the following verification steps: S1: Use the identity information that identifies the target object according to the RFID tag of the target object as the first identity information; S2: Obtain characteristic data of the target object; S3: Determine the second identity information of the target object according to the characteristic data; S4: In the case that the first identity information is consistent with the second identity information, it is determined that the identity information of the target object is verified to pass. In this way, only after the first identity information and the second identity information are integrated and verified, the account statement data corresponding to the identity information of the target object can be used for settlement. In one embodiment, the feature data of the target object may specifically include at least one of the following: the facial feature of the target object, the iris of the target object, the fingerprint of the target object, and the like. Of course, it should be noted that the feature materials listed above are only schematic descriptions. During specific implementation, other types of data can also be introduced as characteristic data of the target object according to the specific scene. In this regard, the present invention is not limited. Of course, it should be noted that the above list is only to obtain a characteristic data of the target object, and to determine the identity information of the target object in combination with the RFID tag. In order to further improve the reliability, it is also possible to obtain characteristic data of multiple target objects, and to determine the identity information of the target objects multiple times in combination with RFID tags. For example, the facial features and fingerprints of the target object can be acquired at the same time, and then the first identity information can be determined based on the RFID tag of the target object, the second identity information can be determined based on the facial feature of the target object, and the third identity can be determined based on the fingerprint of the target object. Information, the identity information of the triple target object is determined based on the first identity information, the second identity information, and the third identity information before the verification is confirmed. It also obtains the characteristic data of the target object, and uses the acquired characteristic data to verify the identity determined by the RFID tag of the target object. Only when the verification is passed, the account corresponding to the identity information of the target object is used Settlement of billing materials improves the security and reliability of the payment process. Referring to Fig. 1, an embodiment of the present invention also provides a payment system, which includes: an RFID reader and a server, wherein: The RFID reader may be specifically used to identify the RFID tag of the target object entering the recognition range, and send the RFID tag of the identified target object to the server; The server may be specifically used to identify the identity information of the target object based on the RFID tag of the target object, and obtain the billing data of the target object; according to the account corresponding to the identity information of the target object, The billing information is settled. In this embodiment, the above-mentioned RFID reader may also be specifically integrated with an RFID antenna (ie, a near-field antenna). During specific operation, the RFID antenna can be used to first detect whether there is an RFID tag in the recognition range. After detecting that the memory in the recognition range is in the RFID tag, the specific information of the RFID tag is recognized through the RFID reader to complete the identification of the RFID tag of the target object within the recognition range. In this embodiment, during specific implementation, a communication unit may also be integrated on the above-mentioned RFID reader. In this way, the RFID reader can be coupled with the server through the communication unit for data interaction. In this embodiment, the above-mentioned server can be an electronic device with data calculation, storage functions, and network interaction functions; it can also be software that runs on the electronic device and provides support for data processing, storage, and network interaction. . In this embodiment, the number of the servers is not specifically limited. The server may be one server, or several servers, or a server cluster formed by several servers. The above-mentioned server can be understood as the backend of the entire payment system, storing the user's identity information and user's account information; or the above-mentioned server can be coupled with a database storing the user's identity information and user's account information, and can call data The data in the database determines the user’s identity information and the user’s account information, and uses the user’s account to settle the user’s billing data. In one embodiment, in order to obtain the billing information of the target object more quickly, the system may specifically further include: a plurality of item objects, wherein each of the plurality of item objects is set with a unique RFID tags used to identify items. In this embodiment, the above-mentioned article object can be specifically understood as a commodity to be sold. Wherein, each article object is provided with an RFID tag of the article object, and the RFID tag corresponds to the article object and is used to identify the article object. The server can identify the corresponding article object according to the RFID tag of the article object. In one embodiment, when the RFID tags of the article objects are respectively set, the RFID reader may also be used to obtain the RFID tags of the article objects selected by the target object, and to compare the article objects selected by the target object The RFID tag of the object is sent to the server; the server is also used to determine the price of the object selected by the target object according to the RFID tag of the object selected by the target object, and compare the object selected by the target object The cumulative sum of the prices is used as the billing information. In this embodiment, it should be noted that the correspondence relationship between the RFID tag of the article object and the price of the article object may be stored on the server. In this way, after the server obtains the RFID tag of the article object selected by the target object, it can determine the price of the article object selected by the target object according to the corresponding relationship between the RFID tag of the article object and the price of the article object. In one embodiment, during specific implementation, the RFID reader may also directly obtain the RFID tags of the reduced item objects, and send the RFID tags of the reduced item objects to the server. The server can determine the RFID tag of the object selected by the target object based on the original RFID tag of the object object and the RFID tag of the reduced object object. In one embodiment, considering that if the RIFD reader is always on, it will cause energy waste and increase the implementation cost. During specific implementation, the system further includes: a target object detector, which can be used specifically To detect whether there is a target object within the recognition range. In this embodiment, the RFID reader is connected to the target object detector, and the RFID reader is usually in a standby state. When the target object detector detects that the recognition range memory is in the target object, start RFID reading The device can identify the RFID tag of the target object, and send the identified RFID tag of the target object to the server. In an embodiment, the target object detector may specifically include at least one of the following: an infrared sensor detector, a camera, a pressure sensor detector, and the like. Of course, it should be noted that the target object detectors listed above are only to better illustrate the embodiments of the present invention. During specific implementation, other types of detection devices other than those listed above can also be introduced as target object detectors according to specific conditions, and the present invention does not limit this. In one embodiment, in order to improve the security and reliability of the payment process, it is considered that the identity information of the target object can be determined multiple times. Correspondingly, the system may specifically further include: a feature data obtainer, wherein the feature data obtainer may specifically be used to collect feature data of the target object and send the feature data of the target object to the server The server is also used to identify the identity information of the target object according to the RFID tag of the target object as the first identity information; determine the second identity information of the target object according to the characteristic data; If the first identity information is consistent with the second identity information, it is determined that the identity information of the target object is verified. In one embodiment, the characteristic data obtainer includes at least one of the following: a fingerprint collector, a facial feature collector, an iris collector, and the like. Of course, it should be noted that the feature data obtainers listed above are only for better describing the embodiments of the present invention. During specific implementation, other types of collectors other than the collectors listed above can also be introduced as needed. In this regard, the present invention is not limited. As can be seen from the above, the payment system provided by the embodiment of the present invention automatically obtains the RFID tag of the target object by using an RFID reader, and then uses the server to identify the identity information of the target object based on the obtained RFID tag, without the need for the target object to actively Operate to communicate with the server to determine the identity information, and then the server can use the account corresponding to the determined identity information of the target object to settle the billing data of the target object, which solves the inconvenience and user experience of the existing methods. In order to achieve the technical effect of efficiently and conveniently completing offline payment, the characteristic data of the target object is also obtained through the characteristic data acquisition device, and the acquired characteristic data is used to perform the identification based on the RFID tag of the target object. Verification. Only when the verification is passed, the account statement data corresponding to the identity information of the target object is used for settlement, which improves the security and reliability of the payment process. Based on the above payment system, referring to FIG. 6, an embodiment of the present invention also provides a payment cabinet, which may specifically include: an RFID reader, a processor, an electromagnetic lock, and a cabinet. The electromagnetic lock is set on the cabinet door of the cabinet, and the cabinet is used to hold objects (for example, drinks, cigarettes, etc.) to be sold. Normally, the electromagnetic lock is in a closed state, and the corresponding cabinet door Is off The RFID reader may be specifically used to identify the RFID tag of the target object entering the recognition range, and send the RFID tag of the identified target object to the server; The server may be specifically configured to identify the identity information of the target object according to the RFID tag of the target object, and send an unlocking instruction to the processor; The processor may be specifically used to control the opening of the electromagnetic lock according to the unlocking instruction, so that the cabinet door is in an open state, so that the target object can open the cabinet door and select the objects to be purchased in the cabinet; The server may also be specifically used to obtain billing data of the target object, wherein the billing data of the target object is determined according to the object selected by the target object; and according to the identity information of the target object corresponding to Account for settlement of the billing data. In this embodiment, by installing an electromagnetic lock on the cabinet door of the cabinet, and making the electromagnetic lock closed before receiving the unlocking instruction sent by the server, the objects in the payment cabinet can be protected from being taken randomly. The security of the payment counter is improved. In one embodiment, each of the multiple article objects in the cabinet is provided with a unique RFID tag for identifying the article object. In this way, the RFID reader is also used to obtain the RFID tag of the object selected by the target object, and send the RFID tag of the object selected by the target object to the server; the server can also be used to The RFID tag of the article object selected by the target object determines the price of the article object selected by the target object, and the cumulative sum of the price of the article object selected by the target object is used as the billing data. In a specific scenario example, as shown in FIG. 6 in general, user B's glasses are provided with an RFID tag bound to user B's identity information. At this time, user B wants to go to the payment counter to buy Coke. When user B enters the identification range of the payment cabinet, the RFID reader set above the payment cabinet can recognize the RFID tag of user B, and send the identified RFID tag to the server. After receiving the RFID tag of the user, the server queries the user identity information corresponding to the RFID tag. After finding that the RFID tag corresponds to the previously bound identity information of user B, it is determined that the target object is user B, and then an unlocking instruction can be sent to the processor of the payment counter. After receiving the unlocking instruction, the processor of the payment counter can control the electromagnetic lock to open according to the unlocking instruction. At this time, user B can open the cabinet door and select the coke that he wants to buy. For example, after the user selects C Cola in the cabinet and takes out C Cola, close the cabinet door, and the electromagnetic lock will automatically close. Among them, the various commodities in the cabinet are provided with corresponding RFID tags in advance. For example, C coke selected by user B is provided with an RFID tag for identifying the coke. After the processor on the payment cabinet detects that the electromagnetic lock is closed again, it determines that user B has completed the purchase, and then triggers the payment cabinet to automatically proceed to the settlement stage. At this time, the RFID tags on the payment counter can re-scan and identify the RFID tags of the remaining items in the cabinet under the current situation (that is, after user B takes the items to be purchased), and send the RFID tags of the remaining items to the server . The RFID tags of all the objects in the cabinet are stored on the server, and the RFID tags of the objects in the cabinet are updated in real time. After receiving the RFID tags of the remaining item objects, the server compares the RFID tags of the remaining item objects with the recently updated RFID tags of the item objects in the cabinet to determine the RFID tags of the reduced item objects, namely RFID tags bought by users. In this example, the server finds that the RFID tag of C Cola is missing through comparison, so as to determine that user B bought C Cola. And according to the RFID tag of C Cola, the corresponding relationship between the RFID tag of the item object stored in the server and the item price is inquired. It is found that the price corresponding to the RFID tag of C Cola is 4 yuan, that is, it is determined that the amount that user B needs to pay is 4 yuan (that is, user B's billing information). Furthermore, the server can settle the bill data according to the payment account corresponding to the user B's identity information directly. Specifically, within the permission set by user B in advance, the amount in user B’s account may be used to write off the price of C-Cola by 4 yuan, thereby completing the payment process. After completing the payment process, the server can send reminder information to the mobile phone or smart device bound to user B to remind user B to purchase C-Coke and pay 4 yuan using the payment account. This allows users to accurately understand the payment status. As can be seen from the above scenario examples, the payment cabinet provided by the embodiment of the present invention automatically obtains the RFID tag of the target object by using an RFID reader, and then uses the server to identify the identity information of the target object based on the obtained RFID tag, without the need for the target object Through active operation to communicate with the server to determine the identity information, and then the server can use the account corresponding to the determined identity information of the target object to settle the billing data of the target object, which solves the inconvenience and inconvenience of the existing methods. The problem of poor user experience achieves the technical effect of efficiently and conveniently completing offline payments; also through the payment counter processor after receiving the unlocking instruction issued by the service based on the identified target object’s identity information, it automatically turns on the electromagnetic The lock is convenient for users to purchase items, which provides convenience for users to purchase and guarantees the safety of the payment cabinet. The RFID reader is also used to identify the RFID tags of the remaining items in the cabinet, and then the lost items can be determined by comparison. The item object RFID tag automatically recognizes the item object purchased by the user, generates corresponding billing information, improves the efficiency of the payment process, and further improves the user experience. Referring to FIG. 7, an embodiment of the present invention also provides a payment method, where the method may specifically include the following content: S71: Obtain the feature label of the target object; S72: Identify the identity information of the target object according to the characteristic tag; S73: Obtain the billing information of the target object; S74: Settling the bill data according to the account corresponding to the identity information of the target object. In this embodiment, the above-mentioned feature tag may specifically be an information tag that is set on the target object in advance and is bound to the identity information of the target object. In an embodiment, the above-mentioned feature tag may be an RFID tag, an NFC (near field communication) tag, or a Bluetooth tag or the like. Of course, the feature tags listed above are only to better illustrate the implementation of the present invention. The present invention does not limit the specific form of the feature label. In one embodiment, in order to improve the reliability and security of the payment process, after identifying the identity information of the target object according to the feature tag, the method may specifically include the following content: The tag recognizes the identity information of the target object as the first identity information; acquires characteristic data of the target object; determines the second identity information of the target object based on the characteristic data; in the first identity information and If the second identity information is consistent, it is determined that the identity information of the target object is verified to pass. In this way, it is possible to combine the characteristic data and the characteristic tags of the target object to perform multiple confirmations on the identity information of the target object, and only when the verification is passed, the account statement data corresponding to the identity information of the target object can be used for settlement processing. Wherein, the characteristic data of the target object may specifically include at least one of the following: the facial feature of the target object, the iris of the target object, the fingerprint of the target object, and so on. Of course, the feature data listed above is only a schematic illustration. During specific implementation, it is also possible to choose to use other types of materials besides the materials listed above as feature materials according to specific scenarios and requirements. In this regard, the present invention is not limited. In one embodiment, the above-mentioned obtaining the billing information of the target object may include the following content during specific implementation: obtaining the feature tag of the article object selected by the target object; and according to the characteristics of the article object selected by the target object The label determines the price of the object selected by the target object; the cumulative sum of the price of the object selected by the target object is used as the billing data. Among them, during specific implementation, a feature tag of an article object can be set on each article object in advance. The feature tag of the article object corresponds to the article object. It can be understood that the article object can be determined according to the feature tag of the article object. Further, the correspondence relationship between the object label of the article and the price of the article object may be stored in the server or in a memory connected to the server in advance. In this way, after the server has acquired the feature tag of the item object selected by the target object, it can query the correspondence between the item object tag and the price of the item object according to the acquired feature tag of the item object to determine the target object selection The price of the item object can then automatically generate billing information for the target object. Of course, in specific implementation, it is also possible to directly obtain the feature label of the reduced article object, and send the feature label of the reduced article object to the server. The server can compare the feature tag of the original item object with the feature tag of the reduced item object to determine the feature tag of the reduced item object, that is, determine the feature tag of the item object selected by the target object . Of course, the above-mentioned manners for obtaining the feature tags of the article objects selected by the target object are merely illustrative. During specific implementation, an appropriate method can be selected to obtain the feature tags of the item objects selected by the target object according to specific application scenarios and requirements. In this regard, the present invention is not limited. It also obtains the characteristic data of the target object, and uses the acquired characteristic data to verify the identity based on the characteristic tag of the target object. Only when the verification is passed, the account corresponding to the identity information of the target object is used Settlement of billing materials improves the security and reliability of the payment process. The embodiment of the present invention also provides a server including a processor and a memory for storing executable instructions of the processor. The processor can execute the following steps according to the instructions during specific implementation: obtain the RFID tag of the target object; The RFID tag of the target object recognizes the identity information of the target object; obtains the bill data of the target object; and settles the bill data according to the account corresponding to the identity information of the target object. In order to be able to complete the above instructions more accurately, referring to FIG. 8, the present invention also provides another specific server, wherein the server includes a network communication port 801, a processor 802, and a memory 803. The above structure Internal cables are connected so that each structure can carry out specific data interaction. Wherein, the network communication port 801 can be specifically used to obtain the RFID tag of the target object and the billing data of the target object. The processor 802 may be specifically configured to identify the identity information of the target object according to the RFID tag of the target object, and to settle the bill data according to the account corresponding to the identity information of the target object ; And combined with relevant instructions to coordinate and control the network communication port 801 to complete the corresponding data processing. The memory 803 can be specifically used to store the acquired RFID tag of the target object, the billing data of the target object, and the corresponding command program. In this embodiment, the network communication port 801 may be a virtual port that is bound to different communication protocols, so that different data can be sent or received. For example, the network communication port may be port 80 responsible for web data communication, port 21 responsible for FTP data communication, or port 25 responsible for mail data communication. In addition, the network communication port can also be a physical communication interface or a communication chip. For example, it can be a wireless mobile network communication chip, such as GSM, CDMA, etc.; it can also be a Wifi chip; it can also be a Bluetooth chip. In this embodiment, the processor 602 can be implemented in any suitable manner. For example, the processor may take the form of a microprocessor or a processor and a computer-readable medium that stores computer-readable program codes (such as software or firmware) that can be executed by the (micro)processor, logic gates, switches, dedicated integrated circuits Circuit (Application Specific Integrated Circuit, ASIC), programmable logic controller and embedded microcontroller form, etc. The present invention is not limited. In this embodiment, the memory 803 can include multiple levels. In a digital system, as long as it can store binary data, it can be a memory; in an integrated circuit, a storage function without physical form Circuits are also called memory, such as RAM, FIFO, etc.; in the system, storage devices in physical form are also called memory, such as memory sticks, TF cards, etc. The embodiment of the present invention also provides a server, which includes a processor and a memory for storing executable instructions of the processor. When the processor executes the instructions, the characteristic tag of the target object is obtained; and the identification is based on the characteristic tag. Out the identity information of the target object; obtain the bill data of the target object; and settle the bill data according to the account corresponding to the identity information of the target object. The embodiment of the present invention also provides a computer storage medium based on the above payment method, the computer storage medium stores computer program instructions, and when the computer program instructions are executed: obtain the RFID tag of the target object; The RFID tag of the object identifies the identity information of the target object; obtains the billing data of the target object; and settles the billing data according to the account corresponding to the identity information of the target object. In this embodiment, the aforementioned storage medium includes, but is not limited to, Random Access Memory (RAM), Read-Only Memory (ROM), Cache, and Hard Disk (Hard Disk). Drive, HDD) or Memory Card. The memory can be used to store computer program instructions. The network communication unit may be set in accordance with the standards stipulated by the communication protocol, and is an interface used for network connection communication. The embodiment of the present invention also provides a computer-readable storage medium, on which computer instructions are stored, when the instructions are executed, the characteristic label of the target object is obtained; the identity information of the target object is identified according to the characteristic label; Obtain the bill data of the target object; and settle the bill data according to the account corresponding to the identity information of the target object. In this embodiment, the specific functions and effects realized by the program instructions stored in the computer storage medium can be explained in comparison with other embodiments, and will not be repeated here. At the software level, the embodiment of the present invention also provides a payment device, which can specifically include the following structural modules: a first acquisition module, which can specifically be used to acquire the RFID tag of a target object; an identification module, which specifically can It is used to identify the identity information of the target object based on the RFID tag of the target object; the second acquisition module can be specifically used to acquire the billing data of the target object; the settlement module can be specifically used to The account corresponding to the identity information of the target object is used to settle the bill data. It should be noted that the units, devices, or modules described in the above-mentioned embodiments can be implemented by computer chips or entities, or implemented by products with certain functions. For the convenience of description, when describing the above devices, the functions are divided into various modules and described separately. Of course, when implementing the present invention, the functions of each module can be implemented in the same or multiple software and/or hardware, or the modules that implement the same function can be implemented by a combination of multiple sub-modules or sub-units, etc. . The device embodiments described above are merely illustrative. For example, the division of the units is only a logical function division, and there may be other divisions in actual implementation. For example, multiple units or elements can be combined or integrated into Another system, or some features can be ignored, or not implemented. In addition, the displayed or discussed mutual coupling or direct coupling or communication connection may be indirect coupling or communication connection through some interfaces, devices or units, and may be in electrical, mechanical or other forms. Although the present invention provides method operation steps as described in the embodiments or flowcharts, conventional or non-innovative methods may include more or fewer operation steps. The sequence of steps listed in the embodiment is only one way of the execution sequence of the steps, and does not represent the only execution sequence. When the actual device or user-side product is executed, it can be executed sequentially or concurrently according to the method shown in the embodiments or drawings (for example, a parallel processor or a multi-threaded processing environment, or even a distributed data processing environment). The terms "include", "include" or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, method, product, or device that includes a series of elements includes not only those elements, but also other elements that are not explicitly listed. Elements, or also include elements inherent to such processes, methods, products, or equipment. If there are no more restrictions, it does not exclude that there are other identical or equivalent elements in the process, method, product, or device including the elements. Words such as first and second are used to denote names, but do not denote any specific order. Those skilled in the art also know that, in addition to implementing the controller in a purely computer-readable code, it is entirely possible to design the method steps with logic programming to enable the controller to be controlled by logic gates, switches, dedicated integrated circuits, and programmable logic. The same function can be realized in the form of a device and embedded microcontroller. Therefore, such a controller can be regarded as a hardware component, and the devices included in the controller for realizing various functions can also be regarded as a structure within the hardware component. Or even, the device for realizing various functions can be regarded as both a software module for realizing the method and a structure in a hardware component. The invention can be described in the general context of computer-executable instructions executed by a computer, such as a program module. Generally, program modules include routines, programs, objects, components, data structures, classes, etc. that perform specific tasks or implement specific abstract data types. The present invention can also be practiced in distributed computing environments in which tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules can be located in local and remote computer storage media including storage devices. According to the description of the above embodiments, those skilled in the art can clearly understand that the present invention can be implemented by means of software plus a necessary universal hardware platform. Based on this understanding, the technical solution of the present invention essentially or the part that contributes to the existing technology can be embodied in the form of a software product, and the computer software product can be stored in a storage medium such as ROM/RAM, magnetic disk, Optical discs, etc., include a number of instructions to enable a computer device (which may be a personal computer, a mobile terminal, a server, or a network device, etc.) to execute the methods described in the various embodiments or some parts of the embodiments of the present invention. The various embodiments in this specification are described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other, and each embodiment focuses on the differences from other embodiments. The present invention can be used in many general or special computer system environments or configurations. For example: personal computers, server computers, handheld devices or portable devices, tablet devices, multi-processor systems, microprocessor-based systems, set-top boxes, programmable electronic devices, network PCs, small computers , Large computers, distributed computing environments including any of the above systems or equipment, etc. Although the present invention has been described through the embodiments, those of ordinary skill in the art know that the present invention has many modifications and changes without departing from the spirit of the present invention, and it is hoped that the scope of the appended patent application includes these modifications and changes without departing from the spirit of the present invention. .

801‧‧‧網路通訊連接埠 802‧‧‧處理器 803‧‧‧記憶體801‧‧‧Network communication port 802‧‧‧processor 803‧‧‧Memory

為了更清楚地說明本發明實施例或現有技術中的技術方案,下面將對實施例或現有技術描述中所需要使用的圖式作簡單地介紹,顯而易見地,下面描述中的圖式僅僅是本發明中記載的一些實施例,對於本領域普通技術人員來講,在不付出創造性勞動性的前提下,還可以根據這些圖式獲得其他的圖式。 圖1是本發明實施例提供的支付系統的結構示意圖; 圖2是在一個場景示例中,應用本發明實施例提供的支付系統完成在食堂內的消費支付的示意圖; 圖3是在一個場景實施例中,設置在用戶鞋子上的RFID標籤的示意圖; 圖4是本發明實施例提供的支付方法的一種流程示意圖; 圖5是本發明實施例提供的支付方法中獲取結帳資料的流程示意圖; 圖6是在一個場景示例中,基於本發明實施例提供的支付系統所設計的支付櫃的示意圖; 圖7是本發明實施例提供的支付方法的另一種流程示意圖; 圖8是本發明實施例提供的伺服器的結構示意圖。In order to more clearly describe the technical solutions in the embodiments of the present invention or the prior art, the following will briefly introduce the drawings that need to be used in the description of the embodiments or the prior art. Obviously, the drawings in the following description are merely the present For some of the embodiments described in the invention, for those of ordinary skill in the art, other schemes can be obtained based on these schemes without creative labor. Figure 1 is a schematic structural diagram of a payment system provided by an embodiment of the present invention; Figure 2 is a schematic diagram of using the payment system provided by an embodiment of the present invention to complete consumption payment in a canteen in an example scenario; Figure 3 is a schematic diagram of an RFID tag set on a user's shoe in an embodiment of a scenario; FIG. 4 is a schematic flowchart of a payment method provided by an embodiment of the present invention; FIG. 5 is a schematic diagram of the process of obtaining checkout information in the payment method provided by the embodiment of the present invention; FIG. 6 is a schematic diagram of a payment cabinet designed based on the payment system provided by an embodiment of the present invention in an example scenario; FIG. 7 is another schematic flowchart of a payment method provided by an embodiment of the present invention; FIG. 8 is a schematic structural diagram of a server provided by an embodiment of the present invention.

Claims (19)

一種支付方法,其特徵在於,包括:獲取目標對象的RFID標籤,其中,該目標對象的RFID標籤包括預先設置目標對象上的,且與該目標對象的身份資訊綁定的資訊標識;根據該目標對象的RFID標籤識別出該目標對象的身份資訊;獲取該目標對象的帳單資料;根據該目標對象的身份資訊所對應的帳戶,對該帳單資料進行結算;其中,所述根據該目標對象的身份資訊所對應的帳戶,對該帳單資料進行結算,包括:確定該目標對象設置的調用許可權;在該帳單資料在該調用許可權的情況下,調用該目標對象的身份資訊所對應的帳戶對帳單資料進行結算;在該帳單資料超出該調用許可權的情況下,在獲取目標對象的確認指示後,調用該目標對象的身份資訊所對應的帳戶對帳單資料進行結算。 A payment method, characterized by comprising: acquiring an RFID tag of a target object, wherein the RFID tag of the target object includes an information identifier set on the target object in advance and bound to the identity information of the target object; The RFID tag of the object recognizes the identity information of the target object; obtains the billing data of the target object; and settles the billing data according to the account corresponding to the identity information of the target object; wherein, according to the target object The account corresponding to the identity information of the billing data is settled, including: determining the calling permission set by the target object; when the billing data is in the calling permission, calling the identity information of the target object The corresponding account statement data is settled; in the case that the statement data exceeds the calling permission, after obtaining the confirmation instruction of the target object, the account statement data corresponding to the identity information of the target object is called for settlement . 根據請求項1所述的方法,其中,獲取目標對象的RFID標籤,包括:接收RFID閱讀器識別到的該目標對象的RFID標籤。 The method according to claim 1, wherein obtaining the RFID tag of the target object includes: receiving the RFID tag of the target object recognized by the RFID reader. 根據請求項1所述的方法,其中,在根據該目標對象的RFID標籤識別出該目標對象的身份資訊之後,該方法包括:將根據該目標對象的RFID標籤識別出該目標對象的身份資訊作為第一身份資訊;獲取該目標對象的特徵資料;根據該特徵資料,確定該目標對象的第二身份資訊;在該第一身份資訊和該第二身份資訊一致的情況下,確定對該目標對象的身份資訊校驗通過。 The method according to claim 1, wherein after identifying the target object's identity information based on the target object's RFID tag, the method includes: using the target object's RFID tag to identify the target object's identity information as First identity information; obtain characteristic data of the target object; determine the second identity information of the target object based on the characteristic data; determine the target object when the first identity information is consistent with the second identity information The identity information is verified. 根據請求項3所述的方法,其中,該目標對象的特徵資料包括以下至少之一:目標對象的臉部特徵、目標對象的虹膜、目標對象的指紋。 The method according to claim 3, wherein the characteristic data of the target object includes at least one of the following: a facial feature of the target object, an iris of the target object, and a fingerprint of the target object. 根據請求項1所述的方法,其中,獲取該目標對象的帳單資料,包括:獲取該目標對象選取的物品對象的RFID標籤;根據該目標對象選取的物品對象的RFID標籤,確定該目標對象選取的物品對象的價格;將該目標對象選取的物品對象的價格的累加和作為該帳單資料。 The method according to claim 1, wherein obtaining the billing information of the target object includes: obtaining the RFID tag of the article object selected by the target object; and determining the target object based on the RFID tag of the article object selected by the target object The price of the selected item object; the cumulative sum of the price of the item object selected by the target object is used as the billing data. 一種支付系統,其特徵在於,包括:RFID閱讀器、伺服器,其中: 該RFID閱讀器,用於識別進入識別範圍內的目標對象的RFID標籤,並將識別得到的目標對象的RFID標籤發送至該伺服器,其中,該目標對象的RFID標籤包括預先設置目標對象上的,且與該目標對象的身份資訊綁定的資訊標識;該伺服器,用於根據該目標對象的RFID標籤識別出目標對象的身份資訊,並獲取該目標對象的帳單資料;根據該目標對象的身份資訊所對應的帳戶,對該帳單資料進行結算;其中,該伺服器還用於:確定該目標對象設置的調用許可權;在該帳單資料在該調用許可權的情況下,調用該目標對象的身份資訊所對應的帳戶對帳單資料進行結算;在該帳單資料超出該調用許可權的情況下,在獲取目標對象的確認指示後,調用該目標對象的身份資訊所對應的帳戶對帳單資料進行結算。 A payment system, which is characterized by comprising: an RFID reader and a server, wherein: The RFID reader is used to identify the RFID tag of the target object that enters the recognition range, and send the RFID tag of the identified target object to the server, wherein the RFID tag of the target object includes presets on the target object , And the information identifier bound to the identity information of the target object; the server is used to identify the identity information of the target object based on the RFID tag of the target object, and obtain the billing data of the target object; according to the target object The account corresponding to the identity information of is used to settle the billing data; among them, the server is also used to: determine the calling permission set by the target object; when the billing data is in the calling permission, calling The account statement data corresponding to the identity information of the target object is settled; in the case that the billing data exceeds the calling permission, after obtaining the confirmation instruction of the target object, call the target object’s identity information corresponding Account statement data for settlement. 根據請求項6所述的系統,其中,該系統還包括:多個物品對象,其中,該多個物品對象中的各個物品對象分別設置有唯一的用於標識物品對象的RFID標籤。 The system according to claim 6, wherein the system further includes: a plurality of article objects, wherein each article object in the plurality of article objects is respectively provided with a unique RFID tag for identifying the article object. 根據請求項7所述的系統,其中,該RFID閱讀器還用於獲取該目標對象選取的物品對象的RFID標籤,並將該目標對象選取的物品對象的RFID標籤發送至伺服器;該 伺服器還用於根據該目標對象選取的物品對象的RFID標籤,確定該目標對象選取的物品對象的價格,並將該目標對象選取的物品對象的價格的累加和作為該帳單資料。 The system according to claim 7, wherein the RFID reader is further used to obtain the RFID tag of the article object selected by the target object, and send the RFID tag of the article object selected by the target object to the server; the The server is also used to determine the price of the article object selected by the target object according to the RFID tag of the article object selected by the target object, and use the accumulated sum of the price of the article object selected by the target object as the billing data. 根據請求項6所述的系統,其中,該系統還包括:目標對象檢測器,該目標對象檢測器用於檢測識別範圍內是否存在目標對象;該RFID閱讀器,用於在該目標對象檢測器檢測到該識別範圍記憶體在目標對象的情況下,識別該目標對象的RFID標籤,並將識別得到的目標對象的RFID標籤發送至該伺服器。 The system according to claim 6, wherein the system further comprises: a target object detector, the target object detector is used to detect whether there is a target object in the recognition range; the RFID reader is used to detect the target object detector When the recognition range memory is in the target object, the RFID tag of the target object is recognized, and the RFID tag of the recognized target object is sent to the server. 根據請求項9所述的系統,其中,該目標對象檢測器包括以下至少之一:紅外感應檢測器、攝影機、壓力感應檢測器。 The system according to claim 9, wherein the target object detector includes at least one of the following: an infrared sensor detector, a camera, and a pressure sensor detector. 根據請求項6所述的系統,其中,該系統還包括:特徵資料獲取器,該特徵資料獲取器用於採集目標對象的特徵資料,並將該目標對象的特徵資料發送至該伺服器;該伺服器還用於將根據該目標對象的RFID標籤識別出該目標對象的身份資訊作為第一身份資訊;根據該特徵資料,確定該目標對象的第二身份資訊;在該第一身份資訊和該第二身份資訊一致的情況下,確定對該目標對象的身份資訊校驗通過。 The system according to claim 6, wherein the system further comprises: a feature data obtainer, which is used to collect feature data of the target object and send the feature data of the target object to the server; the server The device is also used to identify the identity information of the target object according to the RFID tag of the target object as the first identity information; determine the second identity information of the target object according to the characteristic data; in the first identity information and the first identity information 2. When the identity information is consistent, it is determined that the identity information of the target object is verified. 根據請求項11所述的系統,其中,該特徵資料獲取器包括以下至少之一:指紋採集器、臉部特徵採集器、虹膜採集器。 The system according to claim 11, wherein the characteristic data obtainer includes at least one of the following: a fingerprint collector, a facial feature collector, and an iris collector. 一種支付方法,其特徵在於,包括:獲取目標對象的特徵標籤,其中,該目標對象的RFID標籤包括預先設置目標對象上的,且與該目標對象的身份資訊綁定的資訊標識;根據該特徵標籤識別出該目標對象的身份資訊;獲取該目標對象的帳單資料;根據該目標對象的身份資訊所對應的帳戶,對該帳單資料進行結算;其中,所述根據該目標對象的身份資訊所對應的帳戶,對該帳單資料進行結算,包括:確定該目標對象設置的調用許可權;在該帳單資料在該調用許可權的情況下,調用該目標對象的身份資訊所對應的帳戶對帳單資料進行結算;在該帳單資料超出該調用許可權的情況下,在獲取目標對象的確認指示後,調用該目標對象的身份資訊所對應的帳戶對帳單資料進行結算。 A payment method, characterized in that it comprises: acquiring a characteristic tag of a target object, wherein the RFID tag of the target object includes an information identifier set on the target object in advance and bound to the identity information of the target object; according to the characteristic The tag identifies the identity information of the target object; obtains the billing data of the target object; settles the billing data according to the account corresponding to the identity information of the target object; wherein the said billing data is based on the identity information of the target object The corresponding account to settle the billing data includes: determining the calling permission set by the target object; in the case that the billing data has the calling permission, calling the account corresponding to the identity information of the target object The billing data is settled; in the case that the billing data exceeds the calling permission, after obtaining the confirmation instruction of the target object, the account statement data corresponding to the identity information of the target object is called for settlement. 根據請求項13所述的方法,其中,在根據該特徵標籤識別出該目標對象的身份資訊之後,該方法包括:將根據該特徵標籤識別出該目標對象的身份資訊作為 第一身份資訊;獲取該目標對象的特徵資料;根據該特徵資料,確定該目標對象的第二身份資訊;在該第一身份資訊和該第二身份資訊一致的情況下,確定對該目標對象的身份資訊校驗通過。 The method according to claim 13, wherein after the identification information of the target object is identified according to the characteristic tag, the method includes: using the identification information of the target object identified according to the characteristic tag as First identity information; obtain characteristic data of the target object; determine the second identity information of the target object based on the characteristic data; determine the target object when the first identity information is consistent with the second identity information The identity information is verified. 根據請求項14所述的方法,其中,該目標對象的特徵資料包括以下至少之一:目標對象的臉部特徵、目標對象的虹膜、目標對象的指紋。 The method according to claim 14, wherein the characteristic data of the target object includes at least one of the following: a facial feature of the target object, an iris of the target object, and a fingerprint of the target object. 根據請求項14所述的方法,其中,獲取該目標對象的帳單資料,包括:獲取該目標對象選取的物品對象的特徵標籤;根據該目標對象選取的物品對象的特徵標籤,確定該目標對象選取的物品對象的價格;將該目標對象選取的物品對象的價格的累加和作為該帳單資料。 The method according to claim 14, wherein obtaining the billing information of the target object includes: obtaining the feature label of the article object selected by the target object; and determining the target object according to the feature label of the article object selected by the target object The price of the selected item object; the cumulative sum of the price of the item object selected by the target object is used as the billing data. 一種伺服器,包括處理器以及用於儲存處理器可執行指令的記憶體,該處理器執行該指令時實現如請求項1至5中任一項所述方法的步驟。 A server includes a processor and a memory for storing executable instructions of the processor. The processor implements the steps of the method described in any one of claim items 1 to 5 when the processor executes the instructions. 一種伺服器,包括處理器以及用於儲存處理器可執行指令的記憶體,該處理器執行該指令時實現如請求項13至 16中任一項所述方法的步驟。 A server includes a processor and a memory used for storing executable instructions of the processor. When the processor executes the instructions, the request items 13 to Steps of any of the methods described in 16. 一種電腦可讀儲存媒體,其上儲存有電腦指令,該指令被執行時實現如請求項1至5中任一項所述方法的步驟。A computer-readable storage medium has computer instructions stored thereon, and when the instructions are executed, the steps of the method described in any one of claim items 1 to 5 are realized.
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