TWI622946B - Offline message transmission method and system for avoiding lost information - Google Patents

Offline message transmission method and system for avoiding lost information Download PDF

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TWI622946B
TWI622946B TW106108125A TW106108125A TWI622946B TW I622946 B TWI622946 B TW I622946B TW 106108125 A TW106108125 A TW 106108125A TW 106108125 A TW106108125 A TW 106108125A TW I622946 B TWI622946 B TW I622946B
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message
witness
payee
payer
receipt
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TW201833834A (en
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zi-jie Cai
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Abstract

本發明係一種避免訊息遺失的離線訊息傳遞方法及系統,該離線訊息傳遞方法係包含有:由一付款者端對外廣播一交易訊息;由一收款者端及一見證者端接收該交易訊息;由該收款者端對外廣播一收據訊息;由該付款者端及該見證者端接收該收據訊息;由該付款者端對外廣播一確認訊息;由該收款者端及該見證者端接收該確認訊息。如此一來,便可透過向該見證者端進行訊息確認,確保付款者端及收款者端中儲存的各類訊息並未遭到竄改,確保交易雙方的權益,且當訊息遺失時還可透過讀取該見證者端中備份的各類訊息進行驗證,減少訊息遺失的風險。The present invention relates to an offline message delivery method and system for avoiding loss of information. The offline message delivery method includes: broadcasting a transaction message by a payer end; receiving the transaction message by a payee end and a witness end Receiving a receipt message from the payee end; receiving the receipt message by the payer end and the witness end; broadcasting a confirmation message to the payer end; the payee end and the witness end Receive the confirmation message. In this way, by confirming the message to the witness, it is ensured that the various types of messages stored in the payer and the payee are not tampered with, ensuring the rights of both parties to the transaction, and when the message is lost, By verifying the various types of messages backed up in the witness, verification reduces the risk of loss of information.

Description

避免訊息遺失的離線訊息傳遞方法及系統Offline message delivery method and system for avoiding lost information

本發明係涉及一種交易方法及系統,尤指一種避免訊息遺失的離線訊息傳遞方法及系統。The present invention relates to a transaction method and system, and more particularly to an offline message delivery method and system for avoiding loss of information.

隨著科技發展,人們進行交易的方法除了由消費者直接當面付款或是透過刷卡付款給商家外,逐漸地發展出了一種透過行動裝置進行消費付款的方式。With the development of technology, people's methods of trading have gradually developed a way of making payments through mobile devices, in addition to direct payment by consumers or payment by credit card.

請參閱圖6所示,現有透過行動裝置付款的交易方式是由一付款者端,即消費者的行動裝置,傳送一交易訊息至一收款者端,即商家的電子裝置。而商家即可透過收款者端的電子裝置連上網路,並根據該交易訊息向金融機構進行請款,以透過金融機構向消費者的帳戶進行扣款。同時,付款者端的行動裝置也會連上網路,以通知金融機構該交易訊息,讓金融機構可對消費者的帳戶進行扣款,藉此保護消費者的帳戶,避免盜用而使消費者蒙受損失。Referring to FIG. 6, the existing transaction method for payment by the mobile device is to send a transaction message to a payee end, that is, the merchant's electronic device, by a payer end, that is, the mobile device of the consumer. The merchant can connect to the Internet through the electronic device on the payee side, and make a payment to the financial institution according to the transaction message, so as to debit the consumer's account through the financial institution. At the same time, the payer's mobile device will also be connected to the Internet to inform the financial institution of the transaction message, so that the financial institution can deduct the consumer's account, thereby protecting the consumer's account and avoiding theft and causing the consumer to suffer losses. .

當扣款成功後,收款者端的電子裝置便傳送一收據訊息至付款者端的行動裝置,且付款者端的行動裝置在收到該收據訊息後,進一步傳送一確認訊息給收款者端的電子裝置。如此一來,對於消費者而言,就不需要攜帶紙鈔或硬幣在身上,能直接透過行動裝置進行消費,提供便利的消費方式,而對於商家而言,商家即可避免找零錯誤,或零錢不足而無法找零的情況,且可避免攜帶大量現鈔的風險,對於交易雙方而言都有益處。After the deduction is successful, the electronic device at the payee end transmits a receipt message to the mobile device of the payer, and the mobile device of the payer further transmits a confirmation message to the electronic device at the payee end after receiving the receipt message. . In this way, for the consumer, there is no need to carry bills of paper or coins on the body, and it can be directly consumed through the mobile device, providing a convenient way of consumption, and for the merchant, the merchant can avoid the change of the mistake, or The situation of insufficient change and the inability to change the zero, and the risk of avoiding carrying a large amount of cash, is beneficial to both parties to the transaction.

透過行動裝置付款的交易方式必須透過網路連線上金融機構才可進行消費,以確保交易雙方的權益。但若在無網路的環境下或是行動裝置無法上網的狀況下,無論是付款者端的消費者或是收款者端的商家,都無法透過金融機構進行確認以保護其自身的權益。若有惡意的使用者自行竄改交易訊息、收據訊息或確認訊息,則可能使得消費者或商家蒙受損失。此外,付款者端的消費者或是收款者端的商家在傳送各類交易的訊息時,可能會因為外在干擾而導致訊息遺失,當後續可連線向金融機構請款時,若有訊息遺失則無法順利進行,造成不便。故現有技術透過行動裝置付款的交易方式仍需要進一步之改良。Payments through mobile devices must be made through online financial institutions to ensure the rights of both parties to the transaction. However, in the absence of a network environment or when the mobile device cannot access the Internet, neither the payer's consumer nor the payee's merchant can confirm through the financial institution to protect its own rights. If a malicious user tampers with the transaction message, receipt message or confirmation message, the consumer or merchant may suffer losses. In addition, the consumer on the payer side or the merchant on the payee side may lose the message due to external interference when transmitting the message of various transactions. If the subsequent connection can be made to the financial institution, if the message is lost. It cannot be carried out smoothly, causing inconvenience. Therefore, the prior art transaction method of payment through mobile devices still needs further improvement.

有鑑於前揭透過行動裝置付款的交易方式在離線狀況下無法透過金融機構進行確認以保護其自身的權益的缺點,本發明提供一種避免訊息遺失的離線訊息傳遞方法及系統,讓行動裝置無法連線至網路時,仍可透過行動裝置進行消費,並可確保交易雙方的權益,該離線訊息傳遞系統係包含有: 一付款者端,係一第一電子裝置,包含有一第一無線模組,且係透過該第一無線模組對外廣播一交易訊息; 一收款者端,係一第二電子裝置,包含有一第二無線模組,且係透過該第二無線模組接收該交易訊息,並在接收該交易訊息後,透過該第二無線模組對外廣播一收據訊息; 其中該付款者端透過該第二無線模組進一步接收該收據訊息,並在接收該收據訊息後,對外廣播一確認訊息; 其中該收款者端係透過該第二無線模組進一步接收該確認訊息; 一見證者端,係一第三電子裝置,包含有一第三無線模組,並透過該第三無線模組接收該交易訊息、該收據訊息及該確認訊息。The present invention provides an offline message delivery method and system for avoiding loss of information, in view of the shortcomings of the above-mentioned transaction method of payment by mobile device, which cannot be confirmed by a financial institution to protect its own rights under offline conditions, so that the mobile device cannot be connected. When the line is connected to the network, the mobile device can still be used for consumption and the rights of both parties to the transaction can be ensured. The offline message delivery system includes: a payer end, which is a first electronic device and includes a first wireless module. And transmitting a transaction message through the first wireless module; a payee end is a second electronic device, including a second wireless module, and receiving the transaction message through the second wireless module After receiving the transaction message, the second wireless module broadcasts a receipt message through the second wireless module; wherein the payer further receives the receipt message through the second wireless module, and after receiving the receipt message, broadcasts the external message. a confirmation message; wherein the payee end further receives the confirmation message through the second wireless module; a witness A third electronic device system, comprising a third wireless module, and receiving the transaction message is transmitted through the third wireless module, the receipt of the message and the confirmation message.

該避免訊息遺失的離線訊息傳遞方法係由一付款者端、一收款者端及一見證者端所執行,該避免訊息遺失的離線訊息傳遞方法係包含有: 由該付款者端對外廣播一交易訊息; 由該收款者端及該見證者端接收該交易訊息; 由該收款者端對外廣播一收據訊息; 由該付款者端及該見證者端接收該收據訊息; 由該付款者端對外廣播一確認訊息; 由該收款者端及該見證者端接收該確認訊息。The offline message delivery method for avoiding lost information is performed by a payer end, a payee end and a witness end. The offline message transfer method for avoiding lost information includes: broadcasting the external broadcast by the payer end Transaction message; receiving, by the payee end and the witness end, the transaction message; the payee end broadcasting an receipt message; receiving the receipt message by the payer end and the witness end; by the payer The terminal broadcasts a confirmation message to the outside; the confirmation message is received by the payee end and the witness.

本發明的避免訊息遺失的離線訊息傳遞方法及系統係透過該見證者端備份交易過程中的各類訊息,當交易完成後,欲向金融機構請款時,除了付款者端及收款者端中有儲存的各類訊息外,金融機構可進一步向該見證者端進行訊息確認,確保付款者端及收款者端中儲存的各類訊息並未遭到竄改,以確保交易雙方的權益。The offline message transmission method and system for avoiding message loss according to the present invention uses the witness to back up various types of messages in the transaction process, and when the transaction is completed, the financial institution is required to make a payment, except for the payer side and the payee side. In addition to the various types of messages stored, the financial institution may further confirm the message to the witness to ensure that the various types of messages stored in the payer and the payee are not tampered with to ensure the rights of both parties.

此外,各類訊息在傳遞的過程中,可能會因為外在的干擾使得訊息並未成功傳遞,造成訊息遺失的情況。而本發明係進一步具有該見證者端,並透過該見證者端備份各類訊息,如此一來,當訊息遺失時還可透過讀取該見證者端中備份的各類訊息進行驗證,減少訊息遺失的風險。In addition, in the process of transmitting various types of messages, the information may not be successfully transmitted due to external interference, resulting in loss of information. The present invention further has the witness side, and backs up various types of messages through the witness side, so that when the message is lost, the message can be verified by reading various types of messages backed up in the witness side, and the message is reduced. Lost risk.

以下配合圖式及本發明較佳實施例,進一步闡述本發明為達成預定目的所採取的技術手段。The technical means adopted by the present invention for achieving the intended purpose are further explained below in conjunction with the drawings and preferred embodiments of the present invention.

請參閱圖1所示,本發明係一種避免訊息遺失的離線訊息傳遞方法及系統,當一行動裝置無法連線至網路時,使用者仍可透過行動裝置進行消費,並可確保交易雙方的權益。本發明的離線訊息傳遞系統係包含有一付款者端A、一收款者端B及一見證者端W。該付款者端A係一第一電子裝置10,且包含有一第一無線模組11。該收款者端B係一第二電子裝置20,且包含有一第二無線模組21。該見證者端W係一第三電子裝置30,且包含有一第三無線模組31。Referring to FIG. 1 , the present invention is an offline message delivery method and system for avoiding loss of information. When a mobile device cannot be connected to the network, the user can still consume through the mobile device, and can ensure the transaction sides. rights and interests. The offline messaging system of the present invention comprises a payer end A, a payee end B and a witness end W. The payer end A is a first electronic device 10 and includes a first wireless module 11. The payee end B is a second electronic device 20 and includes a second wireless module 21 . The witness terminal W is a third electronic device 30 and includes a third wireless module 31.

該第一電子裝置10係透過該第一無線模組11對外廣播一交易訊息。該第二電子裝置20係透過該第二無線模組21接收該交易訊息,且該第二電子裝置20在接收該交易訊息後,透過該第二無線模組21對外廣播一收據訊息。The first electronic device 10 broadcasts a transaction message through the first wireless module 11 . The second electronic device 20 receives the transaction message through the second wireless module 21, and the second electronic device 20 broadcasts a receipt message through the second wireless module 21 after receiving the transaction message.

而該第一電子裝置10係透過該第一無線模組11進一步接收該收據訊息,並在接收該收據訊息後,透過該第一無線模組11對外廣播一確認訊息。該第二電子裝置20係透過該第二無線模組21進一步接收該確認訊息。The first electronic device 10 further receives the receipt message through the first wireless module 11, and after receiving the receipt message, broadcasts a confirmation message through the first wireless module 11. The second electronic device 20 further receives the confirmation message through the second wireless module 21.

該第三電子裝置30係透過該第三無線模組31接收該交易訊息、該收據訊息及該確認訊息。在本較佳實施例中,該第一電子裝置10的第一無線模組11、該第二電子裝置20的第二無線模組21及該第三電子裝置30的第三無線模組分別係一低功率藍芽模組,令該第一電子裝置10、該第二電子裝置20及該第三電子裝置30透過低功率藍芽進行對外廣播與接收各類訊息。The third electronic device 30 receives the transaction message, the receipt message, and the confirmation message through the third wireless module 31. In the preferred embodiment, the first wireless module 11 of the first electronic device 10, the second wireless module 21 of the second electronic device 20, and the third wireless module of the third electronic device 30 are respectively A low-power Bluetooth module allows the first electronic device 10, the second electronic device 20, and the third electronic device 30 to externally broadcast and receive various types of messages through low-power Bluetooth.

本發明的離線訊息傳遞系統係透過該見證者端W備份在交易過程中的各類訊息,當交易完成後,欲向金融機構請款時,除了付款者端A及收款者端B中有儲存的各類訊息外,金融機構可進一步向該見證者端W進行訊息確認,確保付款者端A及收款者端B中儲存的各類訊息並未遭到竄改,以確保交易雙方的權益。The offline messaging system of the present invention backs up various types of messages in the transaction process through the witness terminal. When the transaction is completed, when the financial institution is requested to make a payment, in addition to the payer A and the payee B In addition to the various types of messages stored, the financial institution may further confirm the message to the witness, ensuring that the various types of messages stored in the payer A and the payee B have not been tampered with to ensure the rights of both parties. .

此外,各類訊息在傳遞的過程中,可能會因為外在的干擾使得訊息並未成功傳遞,造成訊息遺失的情況。而本發明係進一步具有該見證者端W,並透過該見證者端W備份各類訊息,如此一來,當訊息遺失時還可透過讀取該見證者端W中備份的各類訊息進行驗證,減少訊息遺失的風險。In addition, in the process of transmitting various types of messages, the information may not be successfully transmitted due to external interference, resulting in loss of information. The present invention further has the witness terminal W, and backs up various types of messages through the witness terminal W, so that when the message is lost, the message can be verified by reading various types of messages backed up in the witness terminal W. , reducing the risk of lost information.

請參閱圖2所示,本發明的離線訊息傳遞方法係由一付款者端A、一收款者端B及一見證者端W所執行,該避免訊息遺失的離線訊息傳遞方法係包含有: 由該付款者端A對外廣播一交易訊息(S20); 由該收款者端B及該見證者端W接收該交易訊息; 由該收款者端B對外廣播一收據訊息(S30); 由該付款者端A及該見證者端W接收該收據訊息; 由該付款者端A對外廣播一確認訊息(S40); 由該收款者端B及該見證者端W接收該確認訊息。Referring to FIG. 2, the offline messaging method of the present invention is executed by a payer end A, a payee end B, and a witness end W. The offline message passing method for avoiding lost information includes: The payer end A broadcasts a transaction message (S20); the payee end B and the witness end W receive the transaction message; the payee end B broadcasts a receipt message (S30); The payer end A and the witness end W receive the receipt message; the payer end A broadcasts a confirmation message (S40); the payee end B and the witness end W receive the confirmation message.

在本較佳實施例中,該付款者端A係先透過一第三方私鑰T Sk加密一付款者編號ID A及一付款者公鑰Pk A,以產生一付款者資訊C A,用符號表示為: In the preferred embodiment, the payer A first encrypts a payer ID ID A and a payer public key Pk A through a third party private key T Sk to generate a payer information C A . Expressed as:

而該收款者端B係先透過一第三方私鑰T Sk加密一收款者編號ID B及一收款者公鑰Pk B,以產生一收款者資訊C B,用符號表示為: The payee end B first encrypts a payee number ID B and a payee public key Pk B through a third party private key T Sk to generate a payee information C B , which is represented by a symbol:

該第三方私鑰T Sk係由一可信任的第三方機構伺服器所發放,如銀行伺服器。而該第三方機構伺服器係供該付款者端A及該收款者端B註冊,並提供該付款者端A的付款者編號ID A以及該收款者端B的付款者編號ID BThe third party private key T Sk is issued by a trusted third party server, such as a banking server. The third party server is registered by the payer A and the payee B, and provides the payer ID ID A of the payer A and the payer ID B of the payee B.

此外,該收款者端B需進一步提供該收款者端B的收款者公鑰Pk B給該第三方機構的伺服器,供該付款者端A透過該第三方機構伺服器下載該收款者公鑰Pk B。由於該付款者端A在傳送該交易訊息時,需要透過自該第三方機構伺服器下載的收款者公鑰Pk B加密該交易訊息。如果是在離線狀態下,直接接收收款者端B所對外廣播的收款者公鑰Pk B,因為該收款者端B對外廣播的收款者公鑰Pk B並未受到該第三方機構伺服器認證,故無法確認是否被竄改過。因此透過該第三方機構伺服器下載該收款者公鑰Pk B,才能確認該收款者公鑰Pk B是經過該第三方機構伺服器認證的。 In addition, the payee end B needs to further provide the payee public key Pk B of the payee B to the server of the third party, and the payer end A downloads the receipt through the third party server. The public key Pk B. Since the payer A transmits the transaction message, the transaction message needs to be encrypted by the payee public key Pk B downloaded from the third party server. If it is offline, directly receive the payee public key Pk B broadcasted by the payee B , because the payee public key Pk B broadcasted by the payee B is not subject to the third party The server is authenticated, so it is impossible to confirm whether it has been tampered with. Therefore, the third party institution server downloads the payee public key Pk B to confirm that the payee public key Pk B is authenticated by the third party server.

接著,當該付款者端A對外廣播該交易訊息(payment)時,該付款者端A係先透過一付款者私鑰Sk A加密一交易資料,該交易資料包含有驗證標記(Token)、收款者編號ID B、交易金額($)及時間戳(Timestamp),用符號表示為: Then, when the payer end A broadcasts the transaction message, the payer end A first encrypts a transaction data through a payer private key Sk A , and the transaction data includes a verification token (Token). The sender ID number B , the transaction amount ($) and the time stamp (Timestamp) are symbolized as:

並進一步透過自該第三方機構伺服器下載的收款者公鑰Pk B加密該加密後的交易資料及該付款者資訊C A,以產生該交易訊息(payment),並由該付款者端A對外廣播該交易訊息(payment),用符號表示為: And further encrypting the encrypted transaction data and the payer information C A through the payee public key Pk B downloaded from the third-party server to generate the transaction, and the payer A Broadcast the transaction message (symbol), which is symbolized as:

由於該付款者端A是透過該付款者私鑰Sk A加密該交易資料,如此一來,便可保證該交易資料是由該付款者端A所發出的,接著透過自該第三方機構伺服器下載的收款者公鑰Pk B加密該加密後的交易資料及該付款者資訊C A,使得只有收款者端B可以解開,並且收款者端B可根據解開的資料辨識是否由付款者端A所發出。 Since the payer A encrypts the transaction data through the payer private key Sk A, the transaction data can be guaranteed to be sent by the payer A, and then from the third party server. The downloaded payee public key Pk B encrypts the encrypted transaction data and the payer information C A so that only the payee B can be unlocked, and the payee B can identify whether the data is based on the unpacked data. Issued by the payer A.

在一般加解密的技術領域中,透過私鑰加密的檔案可由對應的公鑰解開,而透過公鑰加密的檔案可由對應的私鑰解開,藉此提供資料加密保護,並可透過對應的公鑰與私鑰確認對方的身分。In the technical field of general encryption and decryption, the file encrypted by the private key can be unlocked by the corresponding public key, and the file encrypted by the public key can be unlocked by the corresponding private key, thereby providing data encryption protection and corresponding The public key and the private key confirm the identity of the other party.

當該收款者端B收該交易訊息時,係進一步確認該交易訊息。該收款者端B透過該收款者端B的一收款者私鑰Sk B對該交易訊息進行解密,以獲得加密後的交易資料 及該付款者資訊C A,用符號表示為: When the payee B receives the transaction message, the transaction message is further confirmed. The payee B decrypts the transaction message through a payee private key Sk B of the payee B to obtain the encrypted transaction data. And the payer information C A , symbolized as:

接著,該收款者端B透過自該第三方機構伺服器下載的一第三方公鑰T Pk來解密該付款者資訊C A,以獲得該付款者編號ID A及該付款者公鑰Pk A,用符號表示為: Next, the payee B decrypts the payer information C A through a third party public key T Pk downloaded from the third party server to obtain the payer ID ID A and the payer public key Pk A , symbolized as:

然後,該收款者端B便可透過該付款者公鑰Pk A來解密該加密後的交易資料 ,以獲得該交易資料,藉此確認該交易訊息,用符號表示為: Then, the payee end B can decrypt the encrypted transaction data through the payer public key Pk A To obtain the transaction information, to confirm the transaction message, symbolized as:

接著,當該收款者端B對外廣播一收據訊息時,該收款者端B係先透過一收款者私鑰Sk B加密一收據資料,該收據資料包含有驗證標記(Token)、付款者編號ID A、辦理編號(Tid)及時間戳(Timestamp),用符號表示為: Subsequently, when a message to the payee receipt foreign broadcasting terminal B, the terminal B based payee receipt of a first encrypted data through a private key of Sk B payee, the receipt data includes a verification tag (the Token), payment The number ID A , the processing number (Tid) and the time stamp (Timestamp) are symbolized as:

並進一步透過自該第三方機構伺服器下載的付款者公鑰Pk A加密該加密後的收據資料及該收款者資訊C B,以產生該收據訊息(receipt),並由該付款者端A對外廣播該收據訊息(receipt),用符號表示為: And further through the public key from the server to download the third-party payer Pk A mechanism to encrypt data after receipt of the payee and the encrypted information C B, to produce the receipt message (receipt), by the end of the payment by A The receipt message (receipt) is externally broadcast and is symbolized as:

當該付款者端A接收到該收據訊息(receipt)時,係進一步確認該收據訊息。該付款者端A透過該付款者端A的付款者私鑰Sk A對該交易訊息進行解密,以獲得加密後的收據資料 及該收款者資訊C B,用符號表示為: When the payer terminal A receives the receipt message (receipt), the receipt message is further confirmed. The payer A decrypts the transaction message through the payer private key Sk A of the payer A to obtain the encrypted receipt data. And the payee information C B , symbolized as:

接著,該付款者端A透過自該第三方機構伺服器下載的一第三方公鑰T Pk來解密該收款者資訊C B,以獲得該收款者編號ID B及該收款者公鑰Pk B,用符號表示為: Next, the payer A decrypts the payee information C B through a third party public key T Pk downloaded from the third party server to obtain the payee number ID B and the payee public key. Pk B , symbolized as:

然後,該付款者端A便可透過該收款者公鑰Pk B來解密該加密後的收據資料 ,以獲得該收據資料,藉此確認該收據訊息,用符號表示為: Then, the payer A can decrypt the encrypted receipt data through the payee public key Pk B To obtain the receipt information, thereby confirming the receipt message, symbolized as:

最後,當該付款者端A對外廣播一確認訊息時,該付款者端A係先透過一付款者私鑰Sk A加密該收據資料中的辦理編號(Tid),並進一步透過自該第三方機構伺服器下載的付款者公鑰Pk A加密該加密後的辦理編號(Tid),以產生該確認訊息(confirm),並由該付款者端A對外廣播該確認訊息(confirm),用符號表示為: Finally, when the payer A broadcasts a confirmation message to the outside, the payer A first encrypts the transaction number (Tid) in the receipt data through a payer private key Sk A , and further passes through the third party institution. The payer public key Pk A downloaded by the server encrypts the encrypted processing number (Tid) to generate the confirmation message (confirm), and the payer end A broadcasts the confirmation message (confirm), which is symbolized as :

當該收款者端B接收到該確認訊息(confirm)時,係進一步確認該確認訊息。該收款者端B透過該收款者端B的收款者私鑰Sk B解密該確認訊息,以獲得加密後的辦理編號(Tid),並透過解密該付款者資訊C A時獲得的付款者公鑰Pk A解密該加密後的辦理編號(Tid),以獲得該辦理編號(Tid),藉此確認該確認訊息,用符號表示為: When the payee B receives the confirmation message, the confirmation message is further confirmed. The payee B decrypts the confirmation message through the payee private key Sk B of the payee B to obtain the encrypted transaction number (Tid), and obtains the payment obtained by decrypting the payer information C A The public key Pk A decrypts the encrypted processing number (Tid) to obtain the processing number (Tid), thereby confirming the confirmation message, which is symbolized as:

如此一來,便完成該離線訊息傳遞方法,且本發明的離線訊息傳遞方法除了透過見證者端W備份各類訊息,以確保交易雙方的權益並減少訊息遺失的風險外,透過上述的加解密流程,能在離線交易的過程中,先透過公鑰與私鑰的加解密方式確保交易內容的保密性,並同時確認交易雙方的身分,以進一步降低離線交易的風險。In this way, the offline message delivery method is completed, and the offline message delivery method of the present invention performs the above-mentioned encryption and decryption by not only backing up various types of messages through the witness side to ensure the rights of both parties of the transaction and reducing the risk of loss of the message. The process can ensure the confidentiality of the transaction content through the encryption and decryption of the public key and the private key in the process of offline transaction, and at the same time confirm the identity of both parties to further reduce the risk of offline transactions.

在本較佳實施例中該見證者端W的數量可能為一個或多個,現以當該見證者端W的數量為一個時舉例說明,請參閱圖3所示,在該離線訊息傳遞方法的由該收款者端B及該見證者端W接收該交易訊息的步驟中,係進一步包含有以下子步驟: 確認該收款者端B是否接收到該交易訊息(S21); 當該收款者端B接收到該交易訊息時,確認該見證者端W是否接收到該交易訊息(S22); 當該見證者端W接收到該交易訊息時,記錄一收款者交易代號及一見證者交易代號(S221);其中該收款者交易代號為接收到該交易訊號的收款者端B的數量,該見證者交易代號為接收到該交易訊號的見證者端W的數量; 該見證者端W對外廣播包含該交易訊息的一第一認證訊息(S222); 確認該收款者端B是否接收到該第一認證訊息(S223); 當該收款者端B接收到該第一認證訊息時,該收款者端B將該見證者端W加入一見證者名單中(S224),且記錄該收款者交易代號及該見證者交易代號(S24),並由該收款者端B對外廣播該收據訊息(S30); 當該收款者端B未接收到該第一認證訊息時,該見證者端W成為一名單外見證人(S225),且記錄該收款者交易代號及該見證者交易代號(S25),並由該收款者端B對外廣播該收據訊息(S30); 當該見證者端W未接收到該交易訊息時,記錄該收款者交易代號及該見證者交易代號(S25),並由該收款者端B對外廣播該收據訊息(S30)。In the preferred embodiment, the number of the witnesses W may be one or more, and is exemplified when the number of the witnesses W is one, as shown in FIG. 3, in the offline message delivery method. The step of receiving the transaction message by the payee end B and the witness terminal W further includes the following sub-steps: confirming whether the payee end B receives the transaction message (S21); When receiving the transaction message, the client B confirms whether the witness terminal W receives the transaction message (S22); when the witness terminal W receives the transaction message, records a payee transaction code and a witness Transaction code (S221); wherein the payee transaction code is the number of the payee end B receiving the transaction signal, and the witness transaction code is the number of witnesses W receiving the transaction signal; the witness The terminal W broadcasts a first authentication message including the transaction message (S222); confirms whether the payee end B receives the first authentication message (S223); when the payee end B receives the first When the authentication message is issued, the payee B will witness the witness W Entering a witness list (S224), and recording the payee transaction code and the witness transaction code (S24), and the payee end B broadcasts the receipt message (S30); when the payee When the terminal B does not receive the first authentication message, the witness terminal W becomes an out-of-list witness (S225), and records the payee transaction code and the witness transaction code (S25), and the payment is received by the witness. The terminal B broadcasts the receipt message to the outside (S30); when the witness terminal W does not receive the transaction message, records the payee transaction code and the witness transaction code (S25), and the payee end B broadcasts the receipt message to the outside (S30).

在本較佳實施例中,該收款者端B的數量為1,該見證者端W的數量為1。In the preferred embodiment, the number of payee terminals B is one, and the number of witness terminals W is one.

於步驟S221中,由於該收款者端B及該見證者端W都接收到該交易訊號,因此接收到該交易訊號的收款者端B的數量為1,且接收到該交易訊號的見證者端W的數量為1。In step S221, since both the payee end B and the witness end W receive the transaction signal, the number of the payee end B receiving the transaction signal is 1, and the witness of the transaction signal is received. The number of terminals W is 1.

於步驟S24中,由於該收款者端B及該見證者端W都接收到該交易訊號,因此接收到該交易訊號的收款者端B的數量為1,且接收到該交易訊號的見證者端W的數量為1。In step S24, since both the payee end B and the witness end W receive the transaction signal, the number of the payee end B receiving the transaction signal is 1, and the witness of the transaction signal is received. The number of terminals W is 1.

於步驟S25中,由於該收款者端B有接收到該交易訊號,而該見證者端W未接收到該交易訊號,因此接收到該交易訊號的收款者端B的數量為1,而接收到該交易訊號的見證者端W的數量為0。In step S25, since the payee terminal B receives the transaction signal, and the witness terminal W does not receive the transaction signal, the number of the payee end B receiving the transaction signal is 1, and The number of witnesses W receiving the transaction signal is zero.

此外,在確認該收款者端B是否接收到該交易訊息(S21)的步驟後,係進一步包含以下子步驟: 當該收款者端B未接收到該交易訊息時,確認該見證者端W是否接收到該交易訊息(S23); 當該見證者端W接收到該交易訊息時,記錄該收款者交易代號及該見證者交易(S231); 該見證者端W對外廣播包含該交易訊息的一第一認證訊息(S232); 確認該收款者端B是否接收到該第一認證訊息(S233); 當該收款者端B接收到該第一認證訊息時,該收款者端B將該見證者端W加入一見證者名單中(S234),且記錄該收款者交易代號及該見證者交易代號(S24),並由該收款者端B對外廣播該收據訊息(S30); 當該收款者端B未接收到該第一認證訊息時,該見證者端W成為一名單外見證人(S235),且記錄該收款者交易代號及記錄該見證者交易代號的數量(S26),並重新由該付款者端A對外廣播該交易訊息(S20); 當該見證者端W未接收到該交易訊息時,記錄該收款者交易代號及該見證者交易代號(S26),並重新由該付款者端A對外廣播該交易訊息(S20)。In addition, after confirming that the payee B receives the transaction message (S21), the method further includes the following sub-steps: when the payee B does not receive the transaction message, confirm the witness end Whether the W receives the transaction message (S23); when the witness terminal W receives the transaction message, records the payee transaction code and the witness transaction (S231); the witness terminal W broadcasts the transaction a first authentication message of the message (S232); confirming whether the payee end B receives the first authentication message (S233); when the payee end B receives the first authentication message, the payee The terminal B adds the witness terminal W to a witness list (S234), records the payee transaction code and the witness transaction code (S24), and the payee end B broadcasts the receipt message ( S30); when the payee end B does not receive the first authentication message, the witness end W becomes an out-of-list witness (S235), and records the payee transaction code and records the witness transaction code The number (S26), and the party A is broadcasted by the payer A to the outside (S20) When the witness terminal W does not receive the transaction message, the payee transaction code and the witness transaction code are recorded (S26), and the transaction message is re-published by the payer terminal A (S20).

於步驟S231中,由於該收款者端B未接收到該交易訊號,而該見證者端W有接收到該交易訊號,因此接收到該交易訊號的收款者端B的數量為0,而接收到該交易訊號的見證者端W的數量為1。In step S231, since the payee end B does not receive the transaction signal, and the witness terminal W receives the transaction signal, the number of the payee end B receiving the transaction signal is 0, and The number of witnesses W receiving the transaction signal is one.

於步驟S24中,由於該收款者端B及該見證者端W都接收到該交易訊號,因此接收到該交易訊號的收款者端B的數量為1,且接收到該交易訊號的見證者端W的數量為1。In step S24, since both the payee end B and the witness end W receive the transaction signal, the number of the payee end B receiving the transaction signal is 1, and the witness of the transaction signal is received. The number of terminals W is 1.

於步驟S26中,由於該收款者端B及該見證者端W都未接收到該交易訊號,因此接收到該交易訊號的收款者端B的數量為0,且接收到該交易訊號的見證者端W的數量為0。In step S26, since neither the payee end B nor the witness end W receives the transaction signal, the number of the payee end B receiving the transaction signal is 0, and the transaction signal is received. The number of witnesses W is 0.

請參閱圖4所示,在該離線訊息傳遞方法的由該付款者端A及該見證者端W接收該收據訊息的步驟中,係進一步包含有以下子步驟: 確認該付款者端A是否接收到該收據訊息(S31); 當該付款者端A接收到該收據訊息時,確認該見證者端W是否接收到該收據訊息(S32); 當該見證者端W接收到該收據訊息時,記錄一付款者收據代號及一見證者收據代號為接收到該收據訊號的見證者端W的數量(S321);其中該付款者收據代號為接收到該收據訊號的付款者端A的數量,該見證者收據代號為接收到該收據訊號的見證者端W的數量; 該見證者端W對外廣播包含該收據訊息的一第二認證訊息(S322); 確認該付款者端A是否接收到該第二認證訊息(S323); 當該付款者端A接收到該第二認證訊息時,該付款者端A將該見證者端W加入一見證者名單中(S324),且記錄該付款者收據代號及該見證者收據代號(S34),並由該付款者端A對外廣播該確認訊息(S40); 當該付款者端A未接收到該第二認證訊息時,該見證者端W成為一名單外見證人(S325),且記錄該付款者收據代號及該見證者收據代號(S35),並由該付款者端A對外廣播該確認訊息(S40); 當該見證者端W未接收到該收據訊息時,記錄該付款者收據代號及該見證者收據代號(S35),並由該付款者端A對外廣播該確認訊息(S40)。Referring to FIG. 4, in the step of receiving the receipt message by the payer A and the witness W, the offline message delivery method further includes the following substeps: confirming whether the payer A receives Receiving the receipt message (S31); when the payer terminal A receives the receipt message, confirming whether the witness terminal W receives the receipt message (S32); when the witness terminal W receives the receipt message, Recording a payer receipt code and a witness receipt code as the number of witnesses W receiving the receipt signal (S321); wherein the payer receipt code is the number of payer terminals A receiving the receipt signal, The witness receipt code is the number of witnesses W receiving the receipt signal; the witness terminal W broadcasts a second authentication message including the receipt message (S322); and confirms whether the payer A receives the first Second authentication message (S323); when the payer terminal A receives the second authentication message, the payer end A adds the witness terminal W to a witness list (S324), and records the payer receipt code And the witness According to the code (S34), the payer end A broadcasts the confirmation message (S40); when the payer end A does not receive the second authentication message, the witness end W becomes an out-of-list witness ( S325), and recording the payee receipt code and the witness receipt code (S35), and the payer end A broadcasts the confirmation message (S40); when the witness W does not receive the receipt message, The payer receipt code and the witness receipt code are recorded (S35), and the payer end A broadcasts the confirmation message (S40).

在本較佳實施例中,該付款者端A的數量為1,該見證者端W的數量為1。In the preferred embodiment, the number of payer terminals A is one, and the number of witness terminals W is one.

於步驟S321中,由於該付款者端A及該見證者端W都接收到該收據訊號,因此接收到該收據訊號的付款者端A的數量為1,且接收到該收據訊號的見證者端W的數量為1。In step S321, since both the payer end A and the witness end W receive the receipt signal, the number of payer terminals A receiving the receipt signal is 1, and the witness end receiving the receipt signal is received. The number of W is 1.

於步驟S34中,由於該付款者端A及該見證者端W都接收到該收據訊號,因此接收到該收據訊號的付款者端A的數量為1,且接收到該收據訊號的見證者端W的數量為1。In step S34, since both the payer end A and the witness end W receive the receipt signal, the number of payer terminals A receiving the receipt signal is 1, and the witness end receiving the receipt signal is received. The number of W is 1.

於步驟S35中,由於該付款者端A有接收到該收據訊號,而該見證者端W未接收到該收據訊號,因此接收到該收據訊號的付款者端A的數量為1,而接收到該收據訊號的見證者端W的數量為0。In step S35, since the payer terminal A receives the receipt signal, and the witness terminal W does not receive the receipt signal, the number of payer terminals A receiving the receipt signal is 1, and is received. The number of witnesses W of the receipt signal is zero.

此外,在確認該付款者端A是否接收到該收據訊息(S31)的步驟後,係進一步包含以下子步驟: 當該付款者端A未接收到該收據訊息時,確認該見證者端W是否接收到該收據訊息(S33); 當該見證者端W接收到該收據訊息時,記錄該付款者收據代號及該見證者收據代號(S331); 該見證者端W對外廣播包含該收據訊息的一第二認證訊息(S332); 確認該付款者端A是否接收到該第二認證訊息(S333); 當該付款者端A接收到該第二認證訊息時,該付款者端A將該見證者端W加入一見證者名單中(S334),且記錄該付款者收據代號及該見證者收據代號(S34),並由該付款者端A對外廣播該收據訊息(S40); 當該付款者端A未接收到該第二認證訊息時,該見證者端W成為一名單外見證人(S335),且記錄該付款者收據代號及該見證者收據代號(S36),並重新由該收款者端B對外廣播該收據訊息(S30); 當該見證者端W未接收到該收據訊息時,記錄該付款者收據代號及該見證者收據代號(S36),並重新由該收款者端B對外廣播該收據訊息(S30)。In addition, after confirming whether the payer terminal A receives the receipt message (S31), the method further includes the following sub-steps: when the payer terminal A does not receive the receipt message, confirm whether the witness terminal W Receiving the receipt message (S33); when the witness terminal W receives the receipt message, recording the payer receipt code and the witness receipt code (S331); the witness terminal W broadcasts the receipt message a second authentication message (S332); confirming whether the payer A receives the second authentication message (S333); when the payer A receives the second authentication message, the payer A witnesses The terminal W joins a witness list (S334), and records the payer receipt code and the witness receipt code (S34), and the payer end A broadcasts the receipt message (S40); when the payer When the terminal A does not receive the second authentication message, the witness terminal W becomes an out-of-list witness (S335), and the payer receipt code and the witness receipt code (S36) are recorded, and the receipt is re-received. The terminal B broadcasts the receipt message to the outside (S30); When terminal W witness the receipt message is not received, the record code and the payer receipt witness receipt code (S36), and re-broadcasts the receipt of external message B (S30) of the payee terminal.

於步驟S331中,由於該付款者端A未接收到該收據訊號,而該見證者端W有接收到該收據訊號,因此接收到該收據訊號的付款者端A的數量為0,而接收到該收據訊號的見證者端W的數量為1。In step S331, since the payer terminal A does not receive the receipt signal, and the witness terminal W receives the receipt signal, the number of payer terminals A receiving the receipt signal is 0, and is received. The number of witnesses W of the receipt signal is 1.

於步驟S34中,由於該付款者端A及該見證者端W都接收到該收據訊號,因此接收到該收據訊號的付款者端A的數量為1,且接收到該收據訊號的見證者端W的數量為1。In step S34, since both the payer end A and the witness end W receive the receipt signal, the number of payer terminals A receiving the receipt signal is 1, and the witness end receiving the receipt signal is received. The number of W is 1.

於步驟S36中,由於該付款者端A及該見證者端W都未接收到該收據訊號,因此接收到該收據訊號的付款者端A的數量為0,且接收到該收據訊號的見證者端W的數量為0。In step S36, since both the payer end A and the witness end W do not receive the receipt signal, the number of payer terminals A that received the receipt signal is 0, and the witness who receives the receipt signal The number of terminals W is zero.

請參閱圖5所示,在該離線訊息傳遞方法的由該收款者端B及該見證者端W接收該確認訊息的步驟中,係進一步包含有以下子步驟: 確認該收款者端B是否接收到該確認訊息(S41); 當該收款者端B接收到該確認訊息時,確認該見證者端W是否接收到該確認訊息(S42); 當該見證者端W接收到該確認訊息時,記錄一收款者確認代號及一見證者確認代號(S421);其中該收款者確認代號為接收到該確認訊號的收款者端B的數量,該見證者確認代號為接收到該確認訊號的見證者端W的數量 該見證者端W對外廣播包含該確認訊息的一第三認證訊息(S422);確認該收款者端B是否接收到該第三認證訊息(S423); 當該收款者端B接收到該第三認證訊息時,該收款者端B將該見證者端W加入一見證者名單中(S324),且記錄該收款者確認代號及該見證者確認代號(S44),並完成離線交易(S50); 當該收款者端B未接收到該第三認證訊息時,該見證者端W成為一名單外見證人(S425),且記錄該收款者確認代號及該見證者確認代號(S25),並完成離線交易(S50); 當該見證者端W未接收到該確認訊息時,記錄該收款者確認代號及該見證者確認代號(S45),並完成離線交易(S50)。Referring to FIG. 5, in the step of receiving the confirmation message by the payee end B and the witness terminal W of the offline message delivery method, the following substeps are further included: confirming the payee end B Whether the confirmation message is received (S41); when the payee terminal B receives the confirmation message, it is confirmed whether the witness terminal W receives the confirmation message (S42); when the witness terminal W receives the confirmation In the message, a payee confirmation code and a witness confirmation code are recorded (S421); wherein the payee confirms that the code is the number of payee B receiving the confirmation signal, and the witness confirms that the code is received The number of the witnesses W of the confirmation signal, the witness terminal W broadcasts a third authentication message including the confirmation message (S422); and confirms whether the payee terminal B receives the third authentication message (S423); When the payee end B receives the third authentication message, the payee end B adds the witness terminal W to a witness list (S324), and records the payee confirmation code and the witness. Confirm the code (S44) and complete the offline transaction (S50); When the client B does not receive the third authentication message, the witness terminal W becomes an external witness (S425), and the payee confirmation code and the witness confirmation code (S25) are recorded, and the offline is completed. Transaction (S50); When the witness W does not receive the confirmation message, the payee confirmation code and the witness confirmation code are recorded (S45), and the offline transaction is completed (S50).

在本較佳實施例中,該收款者端B的數量為1,該見證者端W的數量為1。In the preferred embodiment, the number of payee terminals B is one, and the number of witness terminals W is one.

於步驟S421中,由於該收款者端B及該見證者端W都接收到該確認訊號,因此接收到該確認訊號的收款者端B的數量為1,且接收到該確認訊號的見證者端W的數量為1。In step S421, since both the payee end B and the witness end W receive the confirmation signal, the number of the payee end B receiving the confirmation signal is 1, and the witness receiving the confirmation signal is witnessed. The number of terminals W is 1.

於步驟S44中,由於該收款者端B及該見證者端W都接收到該確認訊號,因此接收到該確認訊號的收款者端B的數量為1,且接收到該確認訊號的見證者端W的數量為1。In step S44, since both the payee end B and the witness end W receive the confirmation signal, the number of the payee end B receiving the confirmation signal is 1, and the witness receiving the confirmation signal is witnessed. The number of terminals W is 1.

於步驟S45中,由於該收款者端B有接收到該確認訊號,而該見證者端W未接收到該確認訊號,因此接收到該確認訊號的收款者端B的數量為1,而接收到該確認訊號的見證者端W的數量為0。In step S45, since the payee end B receives the confirmation signal, and the witness terminal W does not receive the confirmation signal, the number of the payee end B receiving the confirmation signal is 1, and The number of witnesses W receiving the confirmation signal is zero.

此外,在確認該收款者端B是否接收到該確認訊息(S41)的步驟後,係進一步包含以下子步驟: 當該收款者端B未接收到該確認訊息時,確認該見證者端W是否接收到該確認訊息(S43); 當該見證者端W接收到該確認訊息時,記錄該收款者確認代號及該見證者確認代號(S431); 該見證者端W對外廣播包含該確認訊息的一第三認證訊息(S432); 確認該收款者端B是否接收到該第三認證訊息(S433); 當該收款者端B接收到該第三認證訊息時,該收款者端B將該見證者端W加入一見證者名單中(S434),且記錄該收款者確認代號及該見證者確認代號(S34),並完成離線交易(S50); 當該收款者端B未接收到該第三認證訊息時,該見證者端W成為一名單外見證人(S435),且記錄該收款者確認代號及該見證者確認代號(S46),並重新由該付款者端A對外廣播該確認訊息(S40); 當該見證者端W未接收到該確認訊息時,記錄該收款者確認代號及該見證者確認代號(S46),並重新由該付款者端A對外廣播該確認訊息(S40)。In addition, after confirming whether the payee B receives the confirmation message (S41), the method further includes the following sub-steps: when the payee B does not receive the confirmation message, confirm the witness end Whether the W receives the confirmation message (S43); when the witness terminal W receives the confirmation message, records the payee confirmation code and the witness confirmation code (S431); the witness terminal W includes the external broadcast Confirming a third authentication message of the message (S432); confirming whether the payee terminal B receives the third authentication message (S433); and when the payee terminal B receives the third authentication message, the payment is received The terminal B adds the witness terminal W to a witness list (S434), records the payee confirmation code and the witness confirmation code (S34), and completes the offline transaction (S50); when the payee When the terminal B does not receive the third authentication message, the witness terminal W becomes an out-of-list witness (S435), and records the payee confirmation code and the witness confirmation code (S46), and re-sends the payment. The terminal A broadcasts the confirmation message to the outside (S40); when the witness terminal W does not receive When the confirmation message, record the payee confirmation code and confirm the witness code (S46), and re-broadcast of the Foreign A confirmation message (S40) by the end of the payers.

於步驟S431中,由於該收款者端B未接收到該確認訊號,而該見證者端W有接收到該確認訊號,因此接收到該確認訊號的收款者端B的數量為0,而接收到該確認訊號的見證者端W的數量為1。In step S431, since the payee end B does not receive the confirmation signal, and the witness terminal W receives the confirmation signal, the number of the payee end B receiving the confirmation signal is 0, and The number of witnesses W receiving the confirmation signal is one.

於步驟S44中,由於該收款者端B及該見證者端W都接收到該確認訊號,因此接收到該確認訊號的收款者端B的數量為1,且接收到該確認訊號的見證者端W的數量為1。In step S44, since both the payee end B and the witness end W receive the confirmation signal, the number of the payee end B receiving the confirmation signal is 1, and the witness receiving the confirmation signal is witnessed. The number of terminals W is 1.

於步驟S46中,由於該收款者端B及該見證者端W都未接收到該確認訊號,因此接收到該確認訊號的收款者端B的數量為0,且接收到該確認訊號的見證者端W的數量為0。In step S46, since both the payee end B and the witness end W do not receive the confirmation signal, the number of the payee end B receiving the confirmation signal is 0, and the confirmation signal is received. The number of witnesses W is 0.

本發明透過記錄該收款者交易代號、該見證者交易代號、該付款者收據代號、該見證者收據代號、該收款者確認代號及該見證者確認代號,能進一步對本次的離線交易提供記錄,作為風險管理的參考依據之一。The present invention can further perform this offline transaction by recording the payee transaction code, the witness transaction code, the payee receipt code, the witness receipt code, the payee confirmation code, and the witness confirmation code. Provide records as a reference for risk management.

此外,在本較佳實施例中,名單外見證人代表該收款者端B並未得知該見證者端W有收到該交易訊息、該收據訊息或該確認訊息,但該見證者端W的確有收到該交易訊息、該收據訊息或該確認訊息,並將其備份保留,成為潛在的見證者,作為風險管理的參考依據之一。In addition, in the preferred embodiment, the witness of the list on behalf of the payee B does not know that the witness has received the transaction message, the receipt message or the confirmation message, but the witness side W does receive the transaction message, the receipt message or the confirmation message, and keeps it backup, which becomes a potential witness and serves as a reference for risk management.

以上所述僅是本發明的較佳實施例而已,並非對本發明做任何形式上的限制,雖然本發明已以較佳實施例揭露如上,然而並非用以限定本發明,任何熟悉本專業的技術人員,在不脫離本發明技術方案的範圍內,當可利用上述揭示的技術內容做出些許更動或修飾為等同變化的等效實施例,但凡是未脫離本發明技術方案的內容,依據本發明的技術實質對以上實施例所作的任何簡單修改、等同變化與修飾,均仍屬於本發明技術方案的範圍內。The above is only a preferred embodiment of the present invention, and is not intended to limit the scope of the present invention. Although the present invention has been disclosed in the above preferred embodiments, it is not intended to limit the present invention. A person skilled in the art can make some modifications or modifications to equivalent embodiments by using the above-disclosed technical contents without departing from the technical scope of the present invention, but without departing from the technical solution of the present invention, according to the present invention. Technical Substantials Any simple modifications, equivalent changes and modifications made to the above embodiments are still within the scope of the technical solutions of the present invention.

10‧‧‧第一電子裝置
11‧‧‧第一無線模組
20‧‧‧第二第子裝置
21‧‧‧第二無線模組
30‧‧‧第三電子裝置
31‧‧‧第三無線模組
A‧‧‧付款者端
B‧‧‧收款者端
W‧‧‧見證者端
10‧‧‧First electronic device
11‧‧‧First wireless module
20‧‧‧Second first child device
21‧‧‧Second wireless module
30‧‧‧ Third electronic device
31‧‧‧ Third wireless module
A‧‧‧Payer side
B‧‧‧ Payee end
W‧‧‧ Witness side

圖1係本發明避免訊息遺失的離線訊息傳遞系統的系統方塊圖。 圖2係本發明避免訊息遺失的離線訊息傳遞方法的流程示意圖。 圖3係本發明避免訊息遺失的離線訊息傳遞方法確認接收交易訊息的流程示意圖。 圖4係本發明避免訊息遺失的離線訊息傳遞方法確認接收收據訊息的流程示意圖。 圖5係本發明避免訊息遺失的離線訊息傳遞方法確認接收確認訊息的流程示意圖。 圖6係習用透過行動裝置付款的交易方式的流程示意圖。1 is a system block diagram of an offline messaging system for avoiding loss of information according to the present invention. 2 is a schematic flow chart of an offline message delivery method for avoiding message loss according to the present invention. FIG. 3 is a schematic diagram of a process for confirming receipt of a transaction message by an offline message delivery method for avoiding loss of information according to the present invention. FIG. 4 is a schematic diagram of a process for confirming receipt of a receipt message by an offline message delivery method for avoiding loss of information according to the present invention. FIG. 5 is a schematic diagram of a process for confirming receipt of a confirmation message by an offline message delivery method for avoiding loss of information according to the present invention. FIG. 6 is a schematic flow chart of a transaction method for paying through a mobile device.

Claims (16)

一種避免訊息遺失的離線訊息傳遞系統,係包含有: 一付款者端,係一第一電子裝置,包含有一第一無線模組,且係透過該第一無線模組對外廣播一交易訊息; 一收款者端,係一第二電子裝置,包含有一第二無線模組,且係透過該第二無線模組接收該交易訊息,並在接收該交易訊息後,透過該第二無線模組對外廣播一收據訊息; 其中該付款者端透過該第二無線模組進一步接收該收據訊息,並在接收該收據訊息後,對外廣播一確認訊息; 其中該收款者端係透過該第二無線模組進一步接收該確認訊息; 一見證者端,係一第三電子裝置,包含有一第三無線模組,並透過該第三無線模組接收該交易訊息、該收據訊息及該確認訊息。An offline message delivery system for avoiding loss of information includes: a payer end, a first electronic device, comprising a first wireless module, and broadcasting a transaction message through the first wireless module; The second electronic device includes a second wireless module, and receives the transaction message through the second wireless module, and after receiving the transaction message, the second wireless module is externally Broadcasting a receipt message; wherein the payer further receives the receipt message through the second wireless module, and after receiving the receipt message, externally broadcasts a confirmation message; wherein the payee end transmits the second wireless mode The group further receives the confirmation message; a witness device is a third electronic device, including a third wireless module, and receives the transaction message, the receipt message and the confirmation message through the third wireless module. 一種避免訊息遺失的離線訊息傳遞方法,係由一付款者端、一收款者端及一見證者端所執行,該避免訊息遺失的離線訊息傳遞方法係包含有: 由該付款者端對外廣播一交易訊息; 由該收款者端及該見證者端接收該交易訊息; 由該收款者端對外廣播一收據訊息; 由該付款者端及該見證者端接收該收據訊息; 由該付款者端對外廣播一確認訊息; 由該收款者端及該見證者端接收該確認訊息。An offline message delivery method for avoiding loss of information is performed by a payer end, a payee end and a witness end, and the offline message transfer method for avoiding lost information includes: broadcasting by the payer end a transaction message; the transaction message is received by the payee end and the witness; the receipt is externally broadcasted by the payee; the receipt is received by the payer and the witness; The terminal broadcasts a confirmation message to the outside; the confirmation message is received by the payee end and the witness. 如請求項2所述的離線訊息傳遞方法,其中: 該付款者端係先透過一第三方私鑰加密一付款者編號及一付款者公鑰,以產生一付款者資訊; 該收款者端係先透過一第三方私鑰加密一收款者編號及一收款者公鑰,以產生一收款者資訊。The offline message delivery method of claim 2, wherein: the payer end first encrypts a payer number and a payer public key through a third party private key to generate a payer information; the payee end A payee number is first encrypted by a third party private key and a payee public key is generated to generate a payee information. 如請求項3所述的離線訊息傳遞方法,其中該收款者端進一步提供該收款者公鑰給一第三方機構的伺服器,供該付款者端透過該第三方機構伺服器下載該收款者公鑰。The offline message delivery method of claim 3, wherein the payee end further provides the payee public key to a server of a third party for the payer to download the receipt through the third party server The public key of the person. 如請求項4所述的離線訊息傳遞方法,其中: 當該付款者端對外廣播該交易訊息時,該付款者端係先透過一付款者私鑰加密一交易資料,該交易資料包含有驗證標記、收款者編號、交易金額及時間戳; 該付款者端進一步透過自該第三方機構伺服器下載的收款者公鑰加密該加密後的交易資料及該付款者資訊,以產生該交易訊息,並由該付款者端對外廣播該交易訊息。The offline message delivery method according to claim 4, wherein: when the payer side broadcasts the transaction message externally, the payer end encrypts a transaction data by using a payer private key, and the transaction data includes a verification mark. , the payee number, the transaction amount, and the time stamp; the payer further encrypts the encrypted transaction data and the payer information through the payee public key downloaded from the third party server to generate the transaction message And the payer side broadcasts the transaction message externally. 如請求項5所述的離線訊息傳遞方法,其中: 當該收款者端接收該交易訊息時,係進一步確認該交易訊息; 該收款者端透過一收款者私鑰解密該交易訊息,以獲得加密後的交易資料及該付款者資訊; 該收款者端透過自該第三方機構伺服器下載的一第三方公鑰來解密該付款者資訊,以獲得該付款者編號及該付款者公鑰; 該收款者端進一步透過該付款者公鑰來解密該加密後的交易資料,以獲得該交易資料,藉此確認該交易訊息。The offline message delivery method of claim 5, wherein: when the payee end receives the transaction message, the transaction message is further confirmed; the payee end decrypts the transaction message through a payee private key. Obtaining the encrypted transaction data and the payer information; the payee end decrypts the payer information through a third party public key downloaded from the third party server to obtain the payer number and the payer The public key; the payee end further decrypts the encrypted transaction data through the payer public key to obtain the transaction data, thereby confirming the transaction message. 如請求項4所述的離線訊息傳遞方法,其中: 當該收款者端對外廣播一收據訊息時,該收款者端係先透過一收款者私鑰加密一收據資料,該收據資料包含有驗證標記、付款者編號、辦理編號及時間戳; 該收款者端進一步透過自該第三方機構伺服器下載的付款者公鑰加密該加密後的收據資料及該收款者資訊,以產生該收據訊息,並由該付款者端對外廣播該收據訊息。The offline message delivery method of claim 4, wherein: when the payee end broadcasts a receipt message, the payee end encrypts a receipt data by using a payee private key, the receipt data includes a verification mark, a payer number, a process number, and a time stamp; the payee end further encrypts the encrypted receipt data and the payee information by using a payer public key downloaded from the third party server to generate The receipt message, and the payer side broadcasts the receipt message externally. 如請求項7所述的離線訊息傳遞方法,其中: 當該付款者端接收到該收據訊息時,係進一步確認該收據訊息; 該付款者端透過該付款者端的付款者私鑰對該交易訊息進行解密,以獲得加密後的收據資料及該收款者資訊; 該付款者端透過自該第三方機構伺服器下載的一第三方公鑰來解密該收款者資訊,以獲得該收款者編號及該收款者公鑰; 該付款者端進一步透過該收款者公鑰來解密該加密後的收據資料,以獲得該收據資料,藉此確認該收據訊息。The offline message delivery method of claim 7, wherein: when the payer end receives the receipt message, the receipt message is further confirmed; the payer side transmits the transaction message through the payer private key of the payer side Decrypting to obtain the encrypted receipt data and the payee information; the payer decrypts the payee information through a third party public key downloaded from the third party server to obtain the payee The number and the payee public key; the payer further decrypts the encrypted receipt data through the payee public key to obtain the receipt data, thereby confirming the receipt message. 如請求項4所述的離線訊息傳遞方法,其中: 當該付款者端對外廣播一確認訊息時,該付款者端係先透過一付款者私鑰加密該收據資料中的辦理編號; 該付款者端進一步透過自該第三方機構伺服器下載的付款者公鑰加密該加密後的辦理編號,以產生該確認訊息,並由該付款者端對外廣播該確認訊息。The offline message delivery method of claim 4, wherein: when the payer side broadcasts a confirmation message to the outside party, the payer end first encrypts the transaction number in the receipt data through a payer private key; the payer The terminal further encrypts the encrypted transaction number by using the payer public key downloaded from the third-party server to generate the confirmation message, and the paymenter externally broadcasts the confirmation message. 如請求項9所述的離線訊息傳遞方法,其中: 當該收款者端接收到該確認訊息時,係進一步確認該確認訊息; 該收款者端透過該收款者端的收款者私鑰解密該確認訊息,以獲得加密後的辦理編號,並透過解密該付款者資訊時獲得的付款者公鑰解密該加密後的辦理編號,以獲得該辦理編號,藉此確認該確認訊息。The offline message delivery method according to claim 9, wherein: when the payee end receives the confirmation message, the confirmation message is further confirmed; the payee end passes the payee private key of the payee side The confirmation message is decrypted to obtain the encrypted processing number, and the encrypted transaction number is decrypted by the payer public key obtained by decrypting the payer information to obtain the processing number, thereby confirming the confirmation message. 如請求項2至10中任一項所述的離線訊息傳遞方法,其中在由該收款者端及該見證者端接收該交易訊息的步驟中,係進一步包含有以下子步驟: 確認該收款者端是否接收到該交易訊息; 當該收款者端接收到該交易訊息時,確認該見證者端是否接收到該交易訊息; 當該見證者端接收到該交易訊息時,記錄一收款者交易代號及一見證者交易代號;其中該收款者交易代號為接收到該交易訊號的收款者端的數量,該見證者交易代號為接收到該交易訊號的見證者端的數量; 該見證者端對外廣播包含該交易訊息的一第一認證訊息; 確認該收款者端是否接收到該第一認證訊息; 當該收款者端接收到該第一認證訊息時,該收款者端將該見證者端加入一見證者名單中,且記錄該收款者交易代號及該見證者交易代號,並由該收款者端對外廣播該收據訊息; 當該收款者端未接收到該第一認證訊息時,該見證者端成為一名單外見證人,且記錄該收款者交易代號及該見證者交易代號,並由該收款者端對外廣播該收據訊息; 當該見證者端未接收到該交易訊息時,記錄該收款者交易代號及該見證者交易代號,並由該收款者端對外廣播該收據訊息。The offline message delivery method according to any one of claims 2 to 10, wherein in the step of receiving the transaction message by the payee end and the witness end, the method further comprises the following substeps: confirming the receipt Whether the sender receives the transaction message; when the payee receives the transaction message, confirms whether the witness receives the transaction message; when the witness receives the transaction message, records the receipt a transaction code and a witness transaction code; wherein the payee transaction code is the number of the payee end receiving the transaction signal, and the witness transaction code is the number of witnesses receiving the transaction signal; the witness The terminal broadcasts a first authentication message including the transaction message; confirms whether the payee end receives the first authentication message; and when the payee end receives the first authentication message, the payee end Adding the witness to a witness list, recording the payee transaction code and the witness transaction code, and broadcasting the receipt message to the payee; when the payee When the first authentication message is not received, the witness side becomes an external witness, and the payee transaction code and the witness transaction code are recorded, and the receipt message is broadcasted by the payee end; When the witness does not receive the transaction message, the payee transaction code and the witness transaction code are recorded, and the receipt message is externally broadcast by the payee. 如請求項11所述的離線訊息傳遞方法,其中在確認該收款者端是否接收到該交易訊息的步驟後,係進一步包含以下子步驟: 當該收款者端未接收到該交易訊息時,確認該見證者端是否接收到該交易訊息; 當該見證者端接收到該交易訊息時,記錄該收款者交易代號及該見證者交易代號; 該見證者端對外廣播包含該交易訊息的一第一認證訊息; 確認該收款者端是否接收到該第一認證訊息; 當該收款者端接收到該第一認證訊息時,該收款者端將該見證者端加入一見證者名單中,且記錄該收款者交易代號及記錄該見證者交易代號,並由該收款者端對外廣播該收據訊息; 當該收款者端未接收到該第一認證訊息時,該見證者端成為一名單外見證人,且記錄該收款者交易代號及該見證者交易代號,並重新由該付款者端對外廣播該交易訊息; 當該見證者端未接收到該交易訊息時,記錄該收款者交易代號及該見證者交易代號,並重新由該付款者端對外廣播該交易訊息。The offline message delivery method of claim 11, wherein after the step of confirming whether the payee side receives the transaction message, the method further comprises the following substeps: when the payee end does not receive the transaction message Determining whether the witness receives the transaction message; when the witness receives the transaction message, recording the payee transaction code and the witness transaction code; the witness broadcasts the transaction message including the transaction message a first authentication message; confirming whether the payee end receives the first authentication message; when the payee end receives the first authentication message, the payee end joins the witness to a witness In the list, the payee transaction code is recorded and the witness transaction code is recorded, and the receipt message is broadcasted by the payee end; when the payee end does not receive the first authentication message, the witness The person becomes a list of witnesses, and records the payee transaction code and the witness transaction code, and re- broadcasts the transaction message by the payer; when the witness is not connected When the message to the transaction, the payee record trading symbol and witness the trading symbol, and re-foreign broadcasting the message transaction by the end of the payers. 如請求項2至10中任一項所述的離線訊息傳遞方法,其中在由該付款者端及該見證者端接收該收據訊息的步驟中,係進一步包含有以下子步驟: 確認該付款者端是否接收到該收據訊息; 當該付款者端接收到該收據訊息時,確認該見證者端是否接收到該收據訊息; 當該見證者端接收到該收據訊息時,記錄一付款者收據代號及一見證者收據代號;其中該付款者收據代號為接收到該收據訊號的付款者端的數量,該見證者收據代號為接收到該收據訊號的見證者端的數量; 該見證者端對外廣播包含該收據訊息的一第二認證訊息; 確認該付款者端是否接收到該第二認證訊息; 當該付款者端接收到該第二認證訊息時,該付款者端將該見證者端加入一見證者名單中,且記錄該收據代號及該見證者收據代號,並由該付款者端對外廣播該確認訊息; 當該付款者端未接收到該第二認證訊息時,該見證者端成為一名單外見證人,且記錄該付款者收據代號及該見證者收據代號,並由該付款者端對外廣播該確認訊息; 當該見證者端未接收到該收據訊息時,記錄該付款者收據代號及該見證者收據代號,並由該付款者端對外廣播該確認訊息。The offline message delivery method according to any one of claims 2 to 10, wherein in the step of receiving the receipt message by the payer end and the witness side, the method further comprises the following substeps: confirming the payer Whether the terminal receives the receipt message; when the payer receives the receipt message, confirms whether the witness receives the receipt message; when the witness receives the receipt message, records a payer receipt code And a witness receipt code; wherein the payer receipt code is the number of payer terminals receiving the receipt signal, the witness receipt code is the number of witnesses receiving the receipt signal; the witness side external broadcast includes the a second authentication message of the receipt message; confirming whether the payer receives the second authentication message; when the payer receives the second authentication message, the payer adds the witness to a witness In the list, the receipt code and the witness receipt code are recorded, and the confirmation message is broadcasted by the payer; when the payer is not connected Upon receiving the second authentication message, the witness side becomes a list of external witnesses, and records the payer's receipt code and the witness's receipt code, and the payer end broadcasts the confirmation message; when the witness When the receipt message is not received, the payee receipt code and the witness receipt code are recorded, and the confirmation message is broadcasted by the payer end. 如請求項13所述的離線訊息傳遞方法,其中在確認該付款者端是否接收到該收據訊息的步驟後,係進一步包含以下子步驟: 當該付款者端未接收到該收據訊息時,確認該見證者端是否接收到該收據訊息; 當該見證者端接收到該收據訊息時,記錄該付款者收據代號及該見證者收據代號; 該見證者端對外廣播包含該收據訊息的一第二認證訊息; 確認該付款者端是否接收到該第二認證訊息; 當該付款者端接收到該第二認證訊息時,該付款者端將該見證者端加入一見證者名單中,且記錄該付款者收據代號及該見證者收據代號,並由該付款者端對外廣播該收據訊息; 當該付款者端未接收到該第二認證訊息時,該見證者端成為一名單外見證人,且記錄該付款者收據代號及該見證者收據代號,並重新由該收款者端對外廣播該收據訊息; 當該見證者端未接收到該收據訊息時,記錄該付款者收據代號及該見證者收據代號,並重新由該收款者端對外廣播該收據訊息。The offline message delivery method of claim 13, wherein after the step of confirming whether the payer side receives the receipt message, the method further comprises the following substeps: when the payer end does not receive the receipt message, confirming Whether the witness receives the receipt message; when the witness receives the receipt message, records the payer receipt code and the witness receipt code; the witness broadcasts a second containing the receipt message Authenticating message; confirming whether the payer receives the second authentication message; when the payer receives the second authentication message, the payer adds the witness to a witness list, and records the a payee receipt code and the witness receipt code, and the payer side broadcasts the receipt message externally; when the payer end does not receive the second authentication message, the witness side becomes a list of witnesses, and Recording the payer receipt code and the witness receipt code, and re-sending the receipt message by the payee; when the witness does not receive When receipt message, record the payment receipt by receipt code and the witness, code-named and re-foreign broadcasting the message receipt by the end of the payee. 如請求項2至10中任一項所述的離線訊息傳遞方法,其中在由該收款者端及該見證者端接收該確認訊息的步驟中,係進一步包含有以下子步驟: 確認該收款者端是否接收到該確認訊息; 當該收款者端接收到該確認訊息時,確認該見證者端是否接收到該確認訊息; 當該見證者端接收到該確認訊息時,記錄一收款者確認代號及一見證者確認代號;其中該收款者確認代號為接收到該確認訊號的收款者端的數量,該見證者確認代號為接收到該確認訊號的見證者端的數量; 該見證者端對外廣播包含該確認訊息的一第三認證訊息; 確認該收款者端是否接收到該第三認證訊息; 當該收款者端接收到該第三認證訊息時,該收款者端將該見證者端加入一見證者名單中,且記錄該收款者確認代號及該見證者確認代號,並完成離線交易; 當該收款者端未接收到該第三認證訊息時,該見證者端成為一名單外見證人,且記錄該收款者確認代號及該見證者確認代號,並完成離線交易; 當該見證者端未接收到該確認訊息時,記錄該收款者確認代號及該見證者確認代號,並完成離線交易。The offline message delivery method according to any one of claims 2 to 10, wherein in the step of receiving the confirmation message by the payee end and the witness end, the method further comprises the following substeps: confirming the receipt Whether the sender receives the confirmation message; when the payee receives the confirmation message, confirms whether the witness receives the confirmation message; when the witness receives the confirmation message, records the receipt The payment confirmation code and a witness confirmation code; wherein the payee confirmation code is the number of the payee end receiving the confirmation signal, and the witness confirmation code is the number of the witnesses receiving the confirmation signal; the witness The terminal broadcasts a third authentication message including the confirmation message; confirms whether the third party authentication message is received by the payee end; and when the payee end receives the third authentication message, the payee end Adding the witness to a witness list, recording the payee confirmation code and the witness confirmation code, and completing the offline transaction; when the payee end does not receive the third recognition When the message is issued, the witness becomes a list of witnesses, and the payee confirmation code and the witness confirmation code are recorded, and the offline transaction is completed; when the witness does not receive the confirmation message, the record is recorded. The payee confirms the code and the witness confirms the code and completes the offline transaction. 如請求項15所述的離線訊息傳遞方法,其中在確認該收款者端是否接收到該確認訊息的步驟後,係進一步包含以下子步驟: 當該收款者端未接收到該確認訊息時,確認該見證者端是否接收到該確認訊息; 當該見證者端接收到該確認訊息時,記錄該收款者確認代號及該見證者確認代號; 該見證者端對外廣播包含該確認訊息的一第三認證訊息; 確認該收款者端是否接收到該第三認證訊息; 當該收款者端接收到該第三認證訊息時,該收款者端將該見證者端加入一見證者名單中,且記錄該收款者確認代號及該見證者確認代號,並完成離線交易; 當該收款者端未接收到該第三認證訊息時,該見證者端成為一名單外見證人,且記錄該收款者確認代號及該見證者確認代號,並重新由該付款者端對外廣播該確認訊息; 當該見證者端未接收到該確認訊息時,記錄該收款者確認代號及該見證者確認代號,並重新由該付款者端對外廣播該確認訊息。The offline message delivery method of claim 15, wherein after the step of confirming whether the payee side receives the confirmation message, the method further comprises the following substeps: when the payee end does not receive the confirmation message Confirming whether the witness receives the confirmation message; when the witness receives the confirmation message, recording the payee confirmation code and the witness confirmation code; the witness broadcasts the confirmation message a third authentication message; confirming whether the payee end receives the third authentication message; when the payee end receives the third authentication message, the payee end joins the witness to a witness In the list, the payee confirmation code and the witness confirmation code are recorded, and the offline transaction is completed; when the payee end does not receive the third authentication message, the witness side becomes an external witness. And recording the payee confirmation code and the witness confirmation code, and re-sending the confirmation message by the payer; when the witness does not receive the confirmation message, recording Payee confirmation code and confirm the witness, code-named and re-confirmation of the payment by the foreign broadcasting ends.
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CN1248028A (en) * 1998-06-30 2000-03-22 太阳微系统有限公司 Just witness of electronic business
US20140258125A1 (en) * 2004-05-03 2014-09-11 Gary E. Gerber Multiple party benefit from an online authentication
TW200719269A (en) * 2005-11-04 2007-05-16 Chia-Chia Wan Merchandise selling method
US20080313079A1 (en) * 2007-06-14 2008-12-18 Motorola, Inc. System and method for proximity payment transaction between a wireless communication device and a point of sale terminal in conjunction with a trusted party
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