TWI596561B - System for checking insurance policy status online based on reading identifications and method thereof - Google Patents

Description

System and method for reading identification data to query policy status online

A policy status inquiry system and method thereof, in particular, a system and method for reading identification data to query a policy status online.

Since the paper file requires a suitable environment, the paper document is easily damaged, and in addition to the environmental factors, the paper document requires space to be stored, and therefore, the storage of the paper document requires a certain cost. With the rapid development of information processing technology and communication technology, electronic documents are not easily destroyed by environmental factors, and there is almost no need to save space, resulting in the gradual transformation of paper documents into electronic files.

In fact, electronic documents are easier to steal, falsify, or falsify than paper documents. For this reason, the current prevention of electronic documents can ensure the security of electronic documents by encrypting electronic files, while forgery or falsification. The prevention of electronic documents can be ensured by using digital signatures. In this way, electronic documents can be safe and correct, so contracts, policies, and the like that usually appear on paper are gradually changed to electronic documents.

However, the paper document can be easily discarded and the old version of the paper can be judged to be unusable by recycling the old version or declaring the old version; however, the electronic file may be copied by the owner and therefore cannot be recycled. The old version is invalidated by the method of invalidation. In addition, even if the old version of the electronic file is verified by the digital signature, the old version of the electronic file can still be verified by the digital signature. In other words, once a contract or policy in the form of an electronic document has a change in version, the old version of the policy or contract can still be verified for security and correctness.

In summary, it can be seen that there has been a long-standing problem in the prior art that it is impossible to judge whether the version of the electronic file is still valid, and therefore it is necessary to propose an improved technical means to solve this problem.

In view of the problem that the prior art cannot judge whether the version of the electronic file is still valid, the present invention discloses a system and method for reading the identification data to query the policy status online, wherein:

The system for reading the identification information for inquiring the policy status on the line includes at least: browsing the client, opening the electronic policy, and reading the policy identification information and the company identification data of the electronic policy; Corresponding to the company identification data; the verification server is configured to receive the policy identification data and the company identification data, and to transmit the policy identification information to the query host according to the company identification data to query the policy status information of the electronic policy, and transmit the policy status information. To browse the client, the browsing client displays the policy status of the electronic policy based on the policy status information.

The method for reading the identification data for querying the status of the policy online includes the steps of: browsing the client to open the electronic policy; browsing the client to read the policy identification information of the electronic policy and the company identification data, and transmitting the policy identification Data and company identification data to the verification server; the verification server transmits the policy identification data to the corresponding query host according to the company identification data to query the policy status information of the electronic policy; the verification server transmits the policy status information to the browsing client; browses the client The policy displays the policy status of the electronic policy based on the policy status information.

The system and method disclosed in the present invention are as above, and the difference from the prior art is that the present invention reads the policy of the electronic policy by the browsing client and the company identification data, and then the verification server reads the company according to the browsing client. The identification data is transmitted to the corresponding query host by the browsing client to read the policy identification data, so as to query the policy status information of the electronic policy, so that the browsing client can display the policy status of the electronic policy according to the policy status information of the electronic policy, thereby Solve the problems of the prior art and achieve the technical effect that the security, correctness and effectiveness of the electronic policy can be verified.

The features and embodiments of the present invention will be described in detail below with reference to the drawings and embodiments, which are sufficient to enable those skilled in the art to fully understand the technical means to which the present invention solves the technical problems, and The achievable effects of the present invention.

The invention can enable the browsing client that opens the electronic policy to query the policy status of the opened electronic policy through the verification server to the querying host, and the browsing client displays the policy of the electronic policy together with the content of the policy of the electronic policy. status.

Hereinafter, the system operation of the present invention will be described by first reading the identification data of the present invention in the "Fig. 1" to query the system architecture diagram of the policy status online. As shown in "FIG. 1", the system of the present invention includes a browsing client 110, an authentication server 120, and a query host 130.

The browsing client 110 is usually an application executed on a digital device such as a personal computer or a smart phone, but the present invention is not limited thereto. For example, the browsing client 110 may also be an application executed in a digital device. Subprograms, etc.

The browsing client 110 is responsible for opening the electronic policy. In general, the electronic policy opened by the browsing client 110 is stored on the digital device executing the browsing client 110, but the invention is not limited thereto. For example, the electronic policy can also be stored and executed in the browsing client. The external storage medium such as the flash drive connected to the digital device of 110.

The browsing client 110 is responsible for reading the policy identification information of the electronic policy and the company identification data from the opened electronic policy. In some embodiments, the browsing client 110 can also read the electronic policy from the opened electronic policy. Voucher information. That is to say, the policy identification data, the company identification data, and the voucher data read by the browsing client 110 are recorded in the electronic policy opened by the browsing client 110. Each electronic policy has unique policy identification information. In other words, the policy identification information of each electronic policy is different. Even an electronic policy with the same content generated at different times will have different policies. Identify the data.

The browsing client 110 can transmit the policy identification information of the opened electronic policy and the company identification data to the verification server 120, and the browsing client 110 can also transmit the voucher data of the opened electronic policy to the verification server 120. The browsing client 110 can directly transmit the policy information of the electronic policy, the company identification data, and the voucher data to the verification server 120, or indirectly through one or more network devices. It is transmitted to the verification server 120.

The browsing client 110 can also receive the policy status information transmitted directly or indirectly by the verification server 120, and can display the policy status of the opened electronic policy according to the received policy status information. The policy status information received by the browsing client 110 may include policy identification data, insurance company name, policy status query content, policy status query time, etc., but the policy status information provided by the present invention is not limited to the above. Any information that allows the user to directly or indirectly understand the policy content or policy status of the electronic policy opened by the client 110 can be included in the policy status information.

In addition, the browsing client 110 can also verify the opened electronic policy according to the credential information of the opened electronic policy, and can display the corresponding verification result.

The verification server 120 is responsible for receiving information such as policy identification information, company identification data, and voucher data in the electronic policy opened by the browsing client 110. Generally, the verification server 120 can receive the policy identification information, the company identification data, and the voucher data directly transmitted by the browsing client 110, and can also receive the one or more of the above-mentioned ones transferred by the browsing client 110 through other network devices. Information.

The verification server 120 is responsible for transmitting the received policy identification data to the corresponding query host 130 according to the received company identification data, so as to query the policy status information of the electronic policy opened by the browsing client 110. The verification server 120 is also responsible for transmitting the policy status information returned by the query host 130 to the browsing client 110 transmitting the company identification data. Generally, the query host 130 has a one-to-one correspondence with the company identification data, but the present invention is not limited thereto. For example, one query host 130 may also correspond to multiple company identification data, or a company. The identification data may also correspond to multiple query hosts 130. If there are multiple query hosts 130 corresponding to a company identification data, the verification server 120 will transmit the policy identification data to the corresponding individual query hosts 130 according to a specific order, and return the policy status information to the query host 130. At the end, the query is ended, that is, the policy identification data is stopped from being transmitted to the next corresponding query host 130.

In some embodiments, the verification server 120 may first determine whether the corresponding query host 130 exists according to the received company identification data. If the query host 130 exists, the verification server 120 transmits the received policy identification. The data is sent to the query host 130. In general, the verification server 120 may pre-record the query host 130 corresponding to each company identification data, when the company identification data received by the verification server 120 does not have a corresponding query host 130 or does not record the received company identification data. At this time, the verification server 120 can judge that the query host 130 does not exist. However, the manner in which the verification server 120 determines whether the query host 130 exists is not limited to the above.

In some embodiments, the verification server 120 can convert the code in the received policy status information into a corresponding message that can be understood. In general, the verification server 120 can pre-store the corresponding information of each code, and after receiving the policy status information, take out each code from the policy status information, then read the corresponding message, and read the corresponding message. The corresponding code in the policy status information is replaced or the corresponding message read is added to the received policy status information, but the invention is not limited thereto.

In addition, the verification server 120 can also verify the electronic policy opened by the browsing client 110 according to the received credential data, and generate a corresponding verification result after verification, and transmit the generated verification result to the transmission certificate. The browsing client 110 of the data.

The query host 130 corresponds to the company identification data, and is responsible for receiving the policy identification data transmitted by the verification server 120, and querying the corresponding policy status information according to the received policy identification data, and transmitting the queried policy status information back. The server 120 is verified.

In general, the query host 130 can provide a specific interface to the verification server 120 to receive the policy identification information transmitted by the verification server 120 through the provided interface, and transmit the queried policy status information back to the verification server. 120.

Next, an operational system and method of the present invention will be described with reference to an embodiment, and reference is made to the flowchart of the method for reading the identification data of the present invention for querying the status of the policy online by referring to "2A". In this embodiment, it is assumed that the browsing client 110 is an application executed on a personal computer, but the invention is not limited thereto.

When the user operates the browsing client 110 to open the electronic policy stored in the personal computer, the browsing client 110 can open the electronic policy selected by the user (step 202), and read the policy identification data in the opened electronic policy. And company identification data (step 220).

In this embodiment, the browsing client 110 may also read the voucher data in the opened electronic policy after opening the electronic policy (step 202), and verify the opened electronic policy according to the read voucher data ( Step 210), and after the opened electronic policy passes the verification, the policy identification data and the company identification data in the opened electronic policy are read (step 220). Wherein, if the opened electronic policy fails to pass the verification, the browsing client 110 can directly display the verification result and end the execution.

After the browsing client 110 reads the policy identification data and the company identification data in the electronic policy (step 220), the browsing client 110 can transmit the read policy identification data and the company identification data to the verification server 120 ( Step 230). In this embodiment, it is assumed that the browsing client 110 can directly transmit the read data directly to the verification server 120.

After the verification server 120 receives the data read by the browsing client 110 (step 230), the verification server 120 can transmit the received policy identification data to the corresponding query according to the received company identification data. The host 130 queries the policy status information of the electronic policy opened by the browsing client 110 (step 260).

In this embodiment, if the browsing client 110 has the voucher data for reading the opened electronic policy, the browsing client 110 may also read the pre-processed identification information and the company identification data, or read the transmission. When the policy identification data and the company identification data are transmitted, the read voucher data is transmitted to the verification server 120, so that the verification server 120 receives the policy identification data, the company identification data, and the voucher data according to the received The voucher data is verified to browse the electronic policy opened by the client 110 (step 240), and after the electronic policy opened by the browsing client 110 is verified, the policy identification data is transmitted to the corresponding query host 130 according to the company identification data to query the electronic Policy status information for the policy (step 260). If the electronic policy opened by the browsing client 110 fails to pass the verification, the verification server 120 can directly generate the policy verification result, and return the generated policy verification result to the browsing client 110 for display, that is, not based on the company identification. The data transmits the policy identification data to the corresponding query host 130 to query the policy status information of the electronic policy (step 260).

After the query host 130 receives the policy identification data received by the verification server 120, the query host 130 can query the corresponding policy status information according to the received policy identification data, and transmit the queried policy status information back to the verification. Server 120.

After the verification server 120 receives the policy status information returned by the query host 130, the received policy status information may be transmitted back to the corresponding browsing client 110 according to the policy identification information in the policy status information (step 280a). . If the query host 130 does not query the policy status information, the verification server 120 can generate corresponding policy status information.

In this embodiment, if the policy status information generated by the query host 130 includes only the code indicating the status of the policy, and does not include the content indicating the status of the policy, the verification server 120 receives the policy status returned by the query host 130. After the information, the code in the received policy status information may be first converted into a corresponding message indicating the content of the policy status (step 270), and the converted protection status information is transmitted to the browsing client 110 (step 280a).

After the browsing client 110 receives the policy status information transmitted by the verification server 120, the policy status of the opened electronic policy may be displayed according to the received policy status information (step 290a). In this embodiment, the content 300 of the policy status displayed by the browsing client 110 is as shown in FIG. 3, and includes a local verification result 321 displayed according to the verification result generated by the browsing client 110, according to the verification server. The online verification result 322 displayed by the verification result generated by 120, and the electronic policy online inquiry result 323 displayed according to the received policy status information.

In addition, in this embodiment, after the verification server 120 verifies the electronic policy according to the received credential data (step 240), it may further determine the corresponding information according to the received company identification data as shown in the flow of "2B map". If the query host 130 exists, the verification server 120 can transmit the policy identification data to the corresponding query host 130 according to the company identification data to query the policy status information of the electronic policy (step 260), and if the host is queried, If the server 130 does not exist, the verification server 120 can transmit the policy verification result generated after the verification according to the received certificate data to the browsing client 110 (step 280b), so that the browsing client 110 verifies according to the received policy. The result shows the policy status (step 290b).

In summary, it can be seen that the difference between the present invention and the prior art is that after the policy identification data and the company identification data of the electronic policy are read through the browsing client, the verification server will according to the company identification data read by the browsing client. The policy identification data read by the browsing client is transmitted to the corresponding query host, so as to query the policy status information of the electronic policy, so that the browsing client can display the policy status of the electronic policy according to the policy status information of the electronic policy, Therefore, the technical means can solve the problem that the prior art cannot judge whether the version of the electronic file is still valid, and further achieve the technical effect that the security, correctness and effectiveness of the electronic policy can be verified.

Furthermore, the method for reading the identification data of the present invention to query the policy status online can be implemented in hardware, software or a combination of hardware and software, or can be implemented in a centralized manner in a computer system or distributed by different components. Implemented in a decentralized manner with several interconnected computer systems.

While the embodiments of the present invention have been described above, the above description is not intended to limit the scope of the invention. Any modification of the form and details of the practice of the present invention, which is a matter of ordinary skill in the art to which the present invention pertains, is a patent protection of the present invention. range. The scope of the invention is to be determined by the scope of the appended claims.

110‧‧‧Browse the client

120‧‧‧Verification server

130‧‧‧Query host

300‧‧‧Content of policy status

321‧‧‧Local verification results

322‧‧‧Online verification results

323‧‧‧Electronic policy online search results

Step 202‧‧‧ Browse the client to open the electronic policy

Step 210‧‧‧ Browse the client to verify the electronic policy based on the voucher information of the electronic policy

Step 220‧‧‧ Browse the client to read the policy identification information and company identification data of the electronic policy

Step 230‧‧‧ Browse the client to transfer data to the authentication server

Step 240‧‧‧Verification server verifies the electronic policy based on the voucher data

Step 250‧‧‧The verification server judges whether the query host exists according to the company identification data

Step 260‧‧‧ The verification server transmits the policy identification data to the corresponding query host according to the company identification data to query the policy status information of the electronic policy

Step 270‧‧‧ Verify the server to convert the code in the policy status information to the corresponding message

Step 280a‧‧‧ Verify that the server transmits policy status information to the browsing client

Step 280b‧‧‧ Verify the server to transmit the policy verification result to the browsing client

Step 290a‧‧‧Browsing the client to display the policy status of the electronic policy based on the policy status information

Step 290b‧‧‧ Browse the client to display the policy content of the electronic policy based on the policy verification result

FIG. 1 is a system architecture diagram of the present invention for reading the identification data to query the policy status online. FIG. 2A is a flow chart of a method for reading the identification data to query the status of the policy online. FIG. 2B is a flow chart of an additional method for reading the identification data to query the policy status online. FIG. 3 is a schematic diagram of a policy status query result according to an embodiment of the present invention.

Step 202‧‧‧ Browse the client to open the electronic policy

Step 210‧‧‧ Browse the client to verify the electronic policy based on the voucher information of the electronic policy

Step 220‧‧‧ Browse the client to read the policy identification information and company identification data of the electronic policy

Step 230‧‧‧ Browse the client to transfer data to the authentication server

Step 240‧‧‧Verification server verifies the electronic policy based on the voucher data

Step 260‧‧‧ The verification server transmits the policy identification data to the corresponding query host according to the company identification data to query the policy status information of the electronic policy

Step 270‧‧‧ Verify the server to convert the code in the policy status information to the corresponding message

Step 280a‧‧‧ Verify that the server transmits policy status information to the browsing client

Step 290a‧‧‧Browsing the client to display the policy status of the electronic policy based on the policy status information

Claims (10)

A method for reading an identification data to query a policy status online, the method comprising at least the following steps: a browsing client opens an electronic policy; the browsing client reads a policy identification data and a company identification data of the electronic policy, And transmitting the policy identification data and the company identification data to a verification server; the verification server transmits the policy identification data to one of the query hosts corresponding to the company identification data to query the policy status information of the electronic policy; The verification server transmits the policy status information to the browsing client; and the browsing client displays the policy status of the electronic policy according to the policy status information. For example, the method for reading the identification data according to the first aspect of the patent application to query the status of the policy online, wherein the method further comprises the browsing client according to the electronic policy after the step of opening the electronic policy by the browsing client A voucher data verifies the steps of the electronic policy. The method for reading the identification data online to query the status of the policy as described in claim 1, wherein the method is the step of the verification server transmitting the policy identification data to the query host corresponding to the company identification data. The method further includes the step of the verification server receiving the voucher data transmitted by the browsing client and verifying the electronic policy according to the voucher data. The method for reading the identification data to query the status of the policy online, as described in claim 1, wherein the step of the verification server transmitting the policy status information to the browsing client further includes the verification server to the policy status. The step of converting the code in the message to the corresponding message. The method for reading the identification information online to query the status of the policy, as described in claim 1, wherein the method transmits the policy identification data to the verification server to the company identification Before the step of querying the host, the step further includes the step of determining, by the verification server, whether the query host exists according to the company identification data. A system for reading identification data for online query of a policy status, the system comprising: a browsing client for opening an electronic policy, and for reading a policy identification data and a company identification data of the electronic policy; a query host corresponding to the company identification data; and a verification server for receiving the policy identification data and the company identification data, and for transmitting the policy identification data to the query host according to the company identification data for querying One of the electronic policies is policy status information, and the policy status information is transmitted to the browsing client, so that the browsing client displays the policy status of the electronic policy according to the policy status information. For example, the system for reading the identification data according to the scope of claim 6 to query the status of the policy online, wherein the browsing client is further configured to verify the electronic policy according to one of the electronic policy documents, and display a verification result. For example, the system for reading the identification information described in the sixth paragraph of the patent application for querying the status of the policy online, wherein the browsing client is further configured to transmit a voucher data to the verification server, and the verification server is further configured to The voucher data verifies the electronic policy and transmits a verification result to the browsing client display. For example, the system for reading the identification data as described in claim 6 is for searching the policy status online, wherein the verification server is further configured to convert the code in the policy status information into a corresponding message. For example, the system for reading the identification data according to the sixth aspect of the patent application for querying the policy status online, wherein the verification server is further configured to determine whether the query host exists according to the company identification data.