TWI514295B - Transactional device having unit for confirming wireless sensing - Google Patents

Description

Financial transaction device with components for confirming wireless sensing

The present invention relates to a financial transaction device having an element for confirming wireless sensing, and more particularly to an integrated circuit card (ICC) card reading device capable of performing financial transactions, and an apparatus for confirming whether or not to perform wireless sensing. How to use it.

A healthy economic development will surely be accompanied by a certain degree of inflation, continuous inflation, resulting in rising prices, and the unit price of goods will of course increase relatively. For consumers, an increase in the unit price of a commodity means that more cash is needed to complete the transaction, but when the amount of cash is too large, the consumer is not convenient to carry. In addition, under a sound economic system, borrowing is an important behavior to maintain economic operations. Without borrowing, there is no inflation, and without inflation, there is no economic growth. To this end, the development of financial transaction cards not only facilitates the financial transactions with excessive cash, but also enhances the convenience of borrowing.

The trading method of financial transaction cards is currently more common in the form of magnetic stripe card swiping and wireless transaction, in which the so-called magnetic stripe card shape The method is to form a magnetic strip on the financial transaction card. When used, the handheld financial transaction card is swiped on the financial transaction device, so that the financial transaction device reads the data of the magnetic stripe on the financial transaction card to conduct the financial transaction; In the form of wireless transaction, a wireless transmission chip is embedded in the financial transaction card. When in use, the handheld financial transaction card is close to the financial transaction device, and the financial transaction device reads the data of the wireless transmission chip in the financial transaction card for financial transaction. Both methods have their convenience, and later developed a composite financial transaction card, which can be used for magnetic stripe card printing and wireless transactions.

When a composite financial transaction card performs a wireless transaction, the same financial transaction card is placed close to the financial transaction device, and the financial transaction device reads the data of the wireless transmission chip in the financial transaction card to perform the financial transaction. However, when the composite financial transaction card is in the process of magnetic stripping, and the handheld financial transaction card is close to the financial transaction device, mis-sensing or repeated sensing often occurs, resulting in abnormal financial transactions.

The problems caused by financial transaction anomalies are quite complicated. First, consumers need to point out the wrong financial procedures, confirm that the financial procedures cause repetitive sensing, and then confirm the amount of duplicate payments in order to get back the duplicate payments. Due to this shortcoming, the composite financial transaction card has not been widely used, and the convenience of the financial transaction card has been hindered.

In view of this, there are still many shortcomings in the design of conventional financial transaction devices or financial transaction cards. In order to improve the lack and improve convenience, the inventors of this case tried their best to try different methods and a series of tests. Trying, and taking into account the cost, finally developed a financial transaction device with a component for confirming wireless sensing of the present invention.

The main object of the present invention is to provide a financial transaction device with components for confirming wireless sensing, having a light emitting component capable of determining whether a financial transaction card is in the correct position, and thus, when the magnetic stripe reader of the financial transaction device reads the data The wireless data reader does not read the data and avoids repeated reading of the data.

In order to achieve the object of the present invention, the inventor has invented a financial transaction device having an element for confirming wireless sensing, and provides a first embodiment comprising: a housing; a financial processor, the system is housed in the housing And connecting to a financial transaction center through the Internet; a magnetic strip reader is disposed on the side of the casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, and Transmitting the first financial information to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing, and Electrically connecting the financial processor, after being activated by the financial processor, reading a second financial information by wireless transmission, and transmitting the second financial information to the financial processor, wherein the financial processor The second financial information is encrypted and transmitted to the financial transaction center; and a first light emitting and receiving device is disposed in the outer casing and connected to the financial processor. Transmitting a light and receiving the light at the same time; wherein the financial processor can know the intensity of the light received by the first light and the receiver, and when the intensity of the light is greater than a predetermined value, The financial processor turns on the wireless data reader.

Following the above, in order to operate the first embodiment, a financial transaction apparatus having an element for confirming wireless sensing can be operated by the following steps: (S11) The financial processor determines the intensity of light received by the first light emitter and the receiver. Whether it is greater than a preset value, if yes, step (S12) is performed; if not, step (S14) is performed; (S12) the financial processor turns on the wireless data reader; (S13) the financial processor receives wireless data reading The second financial information read by the device is transmitted to the financial transaction center after encryption, and then the step (S11) is performed; (S14) the financial processor determines whether the first financial information is received from the magnetic stripe reader, if Then, the step (S15) is performed, and if not, the step (S11) is performed; (S15) the financial processor receives the first financial information read by the magnetic stripe reader, and after being encrypted, transmits to the financial transaction center.

In order to achieve the object of the present invention, the inventor has invented a financial transaction device having an element for confirming wireless sensing, and provides a second embodiment comprising: a housing; a financial processor, the system is housed in the housing And connecting to a financial transaction center through the Internet; a magnetic strip reader is disposed on the side of the casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, and The first financial financing Transmitting to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing and electrically connected to the The financial processor can read a second financial information by wireless transmission and transmit the second financial information to the financial processor, wherein the financial processor encrypts and transmits the second financial information And to the financial transaction center; and a first light emitting and receiving device disposed in the outer casing and connected to the financial processor to emit a light and simultaneously receive the light; wherein the financial processor is known The first light emits and receives the intensity of the light, and when the intensity of the light is greater than a predetermined value, the financial processor begins to receive the second financial information.

Following the foregoing, in order to operate the first embodiment, the financial transaction apparatus of the present invention having the component for confirming wireless sensing can be operated by the following steps: (S21) the financial processor determines the intensity of light received by the first light emitter and the receiver. Whether it is greater than a preset value, if yes, the step (S22) is performed; if not, the step (S23) is performed; (S22) the financial processor starts to receive the second financial information read by the wireless data reader, and After being encrypted, the method is transmitted to the financial transaction center, and then the step (S21) is performed; (S23) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, the step (S24) is performed, and if not, then Performing step (S21); and (S24) the financial processor receiving the first gold read by the magnetic stripe reader Information is transmitted and transmitted to the financial transaction center after encryption.

〔this invention〕

11‧‧‧ financial processor

111‧‧‧First time

112‧‧‧ second time

113‧‧‧ third time

12‧‧‧Magnetic strip reader

13‧‧‧Wireless Data Reader

14‧‧‧First Light Emitter and Receiver

15‧‧‧Confirm button

16‧‧‧Second light emission and receiver

17‧‧‧ray judgment unit

21‧‧‧ Shell

3‧‧‧Financial Transaction Card

31‧‧‧ Transparent holes

32‧‧‧First reflection

33‧‧‧Second reflection

34‧‧‧ Third reflection

4‧‧‧Financial Trading Center

Step (S11) to Step (S15) ‧‧‧ is the operational flow of the first embodiment of the financial transaction apparatus of the present invention having the component for confirming wireless sensing

Step (S21) to Step (S24) ‧‧‧ is an operational flow of the fourth embodiment of the financial transaction apparatus of the present invention having the component for confirming wireless sensing

1 is a first block diagram of a financial transaction device having an element for confirming wireless sensing of the present invention; and FIG. 2 is a view showing an embodiment of a first embodiment of a financial transaction device having a component for confirming wireless sensing; BRIEF DESCRIPTION OF THE DRAWINGS FIG. 4 is a flow chart showing the operation of a first embodiment of a financial transaction device having a component for confirming wireless sensing; FIG. 4 is a flow chart showing the operation of a second embodiment of a financial transaction device having a component for confirming wireless sensing; Figure 2 is a second block diagram of a financial transaction device having an element for confirming wireless sensing; Figure 6 is a view showing an embodiment of a third embodiment of a financial transaction device having a component for confirming wireless sensing; A side view of a third embodiment of a financial transaction device having an element for confirming wireless sensing; FIG. 8 is a view showing an embodiment of a fourth embodiment of a financial transaction device having an element for confirming wireless sensing; A side view of a fourth embodiment of the financial transaction apparatus of the present invention having an element for confirming wireless sensing; 10 is a top view of an embodiment of a financial transaction device of the present invention with a special financial transaction card; FIG. 11 is a side view of an embodiment of the financial transaction device of the present invention with a special financial transaction card; FIG. 12 is a view of the present invention; A side view of a financial transaction device with a financial transaction card having an uneven surface; FIG. 13 is a block diagram of a financial transaction device of the present invention having a plurality of wireless data readers; and FIG. 14 is a financial transaction device of the present invention An embodiment of a plurality of wireless data readers; and FIG. 15 is an embodiment of an embodiment in which the first light emitting and receiving devices of the financial transaction apparatus of the present invention are arranged in an array.

In order to more clearly describe the financial transaction apparatus of the present invention having a component for confirming wireless sensing, a preferred embodiment of the present invention will be described in detail below with reference to the drawings.

Please refer to FIG. 1 to FIG. 2 , wherein FIG. 1 is a first block diagram of a financial transaction device of the present invention having a component for confirming wireless sensing, and FIG. 2 is a financial transaction of the component for confirming wireless sensing of the present invention. A first embodiment of the apparatus is embodied in an embodiment. As shown in FIG. 1 and FIG. 2, the present invention is a financial transaction device having an element for confirming wireless sensing, comprising: a casing 21; a financial processor 11 The inside of the casing 21 is connected to the financial transaction center 4 through the Internet; a magnetic strip reader 12 is disposed on the side of the casing 21 and electrically connected to the financial processor 11 to read from the magnetic strip. First financial information, and transmitting the first financial information to the financial processor 11, wherein the financial processor 11 encrypts the first financial information and transmits it to the financial transaction center 4; The device 13 is disposed in the outer casing 21 and electrically connected to the financial processor 11. After being activated by the financial processor 11, the second financial information can be read by wireless transmission, and the second financial information is read. The information is transmitted to the financial processor 11, wherein the financial processor 11 encrypts the second financial information and transmits it to the financial transaction center 4; and a first light emitting and receiving unit 14 is disposed at the The housing 21 is connected to the financial processor 11 to emit a light and receive the light at the same time; wherein the financial processor 11 can know the intensity of the light received by the first light and the receiver 14, and When the light When the intensity is greater than a predetermined value, the financial processor 11 turns on the wireless data reader 13. In the present invention, the financial transaction center 4 can be a commercial institution such as a merchant, a sales terminal or even a bank, and the financial transaction center 4 can discriminate the personal information and the commodity of the consumer when receiving the first financial information or the second financial information. The name and price, and return the appropriate message to the financial transaction device of the present invention for financial transaction behavior.

Following the above, in the present invention, when the financial transaction device of the present invention When the transaction is performed with the financial transaction center 4, if the intensity of the light received by the first light emitting and receiving unit 14 is less than a preset value, it indicates that the financial transaction card 3 that is trading has a positional deviation, and is not read in the wireless data. The correct position above the picker 13 does not interrupt the light emitted by the first light emitting and receiving unit 14, and thus is regarded as a transaction failure. The financial processor 11 closes the wireless data reader 13 and transmits an interrupted transaction. Sending a message to the financial transaction center 4 to interrupt the ongoing financial transaction behavior; to achieve this, the financial processor 11 has a first time 111, a second time 112, and a third time 113; when the first light When the intensity of the light received by the transmitter and receiver 14 is greater than a predetermined value, and after the first time 111, the financial processor 11 turns on the wireless data reader 13 to conduct a transaction; if a financial transaction is performed If the behavior exceeds the second time 112, it may be that the financial transaction center 4 does not respond, etc., it means that the transaction fails, the financial processor 11 closes the wireless data reader 13, and transmits Interrupting the transaction message to the financial transaction center 4 to interrupt the transaction; further, if the financial transaction is performed in the second time 112, the intensity of the light received by the first light emission and receiver 14 is less than a preset value exceeding the first At time 113, indicating that the transaction is halfway, the financial transaction card 3 is deviated, and the transaction is deemed to be a failure. The financial processor 11 closes the wireless data reader 13 and transmits an interrupt transaction message to the financial transaction center 4 to interrupt. transaction.

Please refer to FIG. 3, which is an element for confirming wireless sensing of the present invention. A flow chart of the operation of the first embodiment of the financial transaction device. As shown in FIG. 3, the financial transaction device with the component for confirming wireless sensing can be operated by the following steps: (S11) The financial processor determines whether the intensity of light received by the first light emitter and the receiver is greater than one. a preset value, if yes, performing step (S12), if not, executing step (S14); (S12) the financial processor turning on the wireless data reader; (S13) receiving the wireless data reader by the financial processor Taking the second financial information, and after encrypting, transmitting to the financial transaction center, and then performing the step (S11); (S14) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, executing Step (S15), if not, executing step (S11); (S15) the financial processor receives the first financial information read by the magnetic stripe reader and, after being encrypted, transmits to the financial transaction center.

Following the above, the financial transaction device of the present invention also includes common usage functions such as password input, and will not be described herein. In the present invention, when the intensity of the light received by the first light emitting and receiving unit 14 is less than a predetermined value, it indicates that the financial transaction card 3 is not above the wireless data reader 13, in order to avoid repeated reading of data, wireless The data reader 13 is turned off. When the wireless data reader 13 is not used, it is turned off, which saves power consumption. The first embodiment provides the minimum necessary components of the present invention, and the magnetic strip reader 12 is more commonly used, but in the present invention, it can be replaced with other machines that can read financial transaction card data.

Please refer to FIG. 1 and FIG. 2 again to read the wireless data of the present invention. The device further includes a confirmation button 15 electrically connected to the financial processor 11; wherein, when the confirmation button 15 is pressed, the financial processor 11 ignores the light intensity received by the first light emitter and the receiver Whether it is greater than the preset value, and the wireless data reader 13 is turned off; in the figure, the confirmation button 15 is disposed on the side of the outer casing 21, in fact, the confirmation button 15 can be disposed on the side of the outer casing 21 or Above, any position that is convenient for pressing; if the first light emission and the light emitted by the receiver 14 are unintentionally blocked, the first light emitting and receiving light received by the receiver 14 is greater than the pre-light If the value is set, the data may be read repeatedly. To avoid this situation, pressing the confirmation button 15 can forcibly turn off the wireless data reader 13 to avoid repeated reading of the data.

After the confirmation button 15 is triggered, the financial processor 11 turns off the wireless data reader 13, and after a fixed time, the wireless data reader 13 is turned on again; the fixed time can be adjusted according to requirements. , for example, 10 seconds, 9 seconds, and so on. Furthermore, the confirmation button 15 can also be designed to close the wireless data reader 13 only when triggered.

The present invention further has a second embodiment. Referring again to FIG. 1, the components of the second embodiment of the present invention are the same as the first embodiment, with the difference that the wireless data reader 13 is continuously turned on and continuously reads. The second financial information, when the intensity of the light received by the first light emitting and receiving unit 14 is greater than a predetermined value, the financial processor 11 begins to receive the The second financial information is encrypted and transmitted to the financial transaction center 4. Compared with the first embodiment, in the second embodiment, the wireless data reader 13 is continuously turned on, and continuously reads the second financial information, which can increase the work speed.

Please refer to FIG. 4, which is a flow chart showing the operation of the second embodiment of the financial transaction apparatus of the present invention having the component for confirming wireless sensing. As shown in FIG. 4, the second embodiment of the present invention can be operated in the following steps: (S21) the financial processor determines whether the light intensity received by the first light emission and the receiver is greater than a predetermined value, and if so, Executing step (S22), if not, executing step (S23); (S22) the financial processor starts to receive the second financial information read by the wireless data reader, and after being encrypted, transmits to the financial transaction center, and then transmits Step S21 is performed; (S23) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, the step (S24) is performed, and if not, the step (S21) is performed; then, (S24) The financial processor receives the first financial information read by the magnetic stripe reader and, after being encrypted, transmits to the financial transaction center.

Next, a third embodiment of the present invention will be described. Referring to FIG. 5 and FIG. 6, FIG. 5 is a second block diagram of the financial transaction apparatus of the present invention having the component for confirming wireless sensing, and FIG. An embodiment of a third embodiment of a financial transaction device having an element for confirming wireless sensing is invented. As shown in FIG. 5 and FIG. 6, the third embodiment of the present invention further includes two second light emitting and receiving devices as compared with the first embodiment. 16. The housing 21 is disposed to emit a light and receive the light at the same time; and a light judging unit 17 is disposed in the housing 21 to connect the first light emitting and receiving unit 14 and the second light emitting And the receiver 16 and the financial processor 11 can determine the intensity of the light received by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 and transmit a confirmation message or an interrupt message. To the financial processor 11. The first light emitting and receiving unit 141 and the light emitted by the second light emitting and receiving unit 16 are infrared rays, and the second light emitting and receiving unit 16 can change the quantity according to requirements. In fact, the second light is There can be only one transmitter and receiver 16.

In the above, when the intensity of the light received by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 is greater than a predetermined value, and after the first time 111, the light determining unit 17 Sending a confirmation message to the financial processor 11, and the financial processor 11 turns on the wireless data reader 13; after the wireless data reader 13 is turned on, the light determining unit 17 is in the second time 112. Determining that the intensity of the light received by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 is less than a predetermined value, and exceeding the third time 113, transmitting an interrupt message to The financial processor 11 is configured to close the wireless data reader 13 and transmit an interrupt transaction message to the financial transaction center 4.

Continued above, and please refer to Figure 7, which is a confirmation wireless A side view of a third embodiment of a financial transaction device for inductive components. In the third embodiment, the financial transaction card 3 needs to simultaneously block the light emitted by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 so that the first light emitting and receiving unit 14 The intensity of the light received by the second light emitting and receiving unit 16 is greater than a predetermined value. Otherwise, the light determining unit 17 does not transmit a confirmation message to the financial processor 11, and the financial processor 11 does not turn on the wireless data reading. 13, the transaction could not be performed. In the third embodiment, a light judging unit 17 is added to share the work of the financial processor 11, and the financial processor 11 turns on or off the wireless through the confirmation message and the interrupt message transmitted by the light judging unit 17. Data reader 13.

Next, please refer to FIG. 8 and FIG. 9 , which are respectively a fourth embodiment of the financial transaction device with the component for confirming wireless sensing, and the financial transaction device of the present invention having the component for confirming wireless sensing. A side view of the fourth embodiment. The components of the fourth embodiment are the same as the third embodiment, except that the light judging unit 17 operates in a manner in which the intensity of the light received by the first light emitting and receiving unit 14 is greater than a predetermined value. The intensity of the light received by the second light emitting and receiving unit 16 is less than the preset value, and after the first time 111, the light determining unit 17 transmits a confirmation message to the financial processor 11, and the financial processing The device 11 turns on the wireless data reader 13; after the wireless data reader 13 is turned on, at the second time 112 The light judging unit 17 determines that the intensity of the light received by the first light emitting and receiving unit 14 is less than a preset value, and the intensity of the light received by the second light emitting and receiving unit 16 is greater than the preset value. When any one occurs and exceeds the third time 113, an interrupt message is transmitted to the financial processor 11, the financial processor 11 turns off the wireless data reader 13, and transmits an interrupt transaction message to the financial Trading Center 4. As can be seen from the figure, in the fourth embodiment, the financial transaction card 3 only covers the first light emitting and receiving unit 141, and does not block the second light emitting and receiving unit 16, so that the first light is emitted and The intensity of the light received by the receiver 14 is greater than a predetermined value, and the intensity of the light received by the second light and the receiver 16 is less than the preset value. Compared to the third embodiment, the position of the financial transaction card 3 of the fourth embodiment needs to be relatively accurate.

It can be seen from the above that the difference between the third embodiment and the fourth embodiment of the present invention lies in the operation mode of the light judging unit 17, wherein the first light emitting and receiving unit 14 and the second can be changed by replacing the light judging unit 17. The light emission and the light received by the receiver 16 can be judged in a manner that does not require replacement of the financial processor 11. Compared to the first embodiment, the products of the third embodiment and the fourth embodiment can be more diversified. In addition, in the third embodiment and the fourth embodiment, after receiving the interrupt message, the financial processor 11 can selectively stop receiving the second financial information read by the wireless data reader, and does not necessarily need to turn off the wireless data reader. .

The present invention can have a variety of different aspects and applications, please refer to FIG. 10 and FIG. 11 , which are respectively a top view of the implementation of the financial transaction device of the present invention with a special financial transaction card, and the financial transaction device of the present invention with special finance. A side view of the implementation of the trading card, with a picture of Figure 4. As shown in Figs. 10 and 11, the special financial transaction card 3 has a transparent aperture 31, and the setting of the light judging unit 17 is reset, when the first light is transmitted and received by the receiver 14. The intensity is less than a preset value. At the same time, the intensity of the light received by the second light ray and the receiver 16 is greater than the preset value, that is, the first light ray and the receiver 14 are not blocked, and the second light is In the case that both the transmitting and receiving units 16 are blocked, the light judging unit 17 transmits a confirmation message to the financial processor 11; the special financial transaction card 3 has a transparent hole 31, and in use, the transparent hole 31 is aligned with the transparent hole 31. The first light emitting and receiving unit 14 causes the other portion of the financial transaction card 3 to block the second second light emitting and receiving unit 16. Certainly, the setting of the light judging unit 17 may be two. When the intensity of the light received by the first light emitting and receiving unit 14 is greater than a preset value, the second light emitting and receiving light is received by the receiver 16. When the intensity is less than the preset value, the light judging unit 17 discriminates as a general ordinary financial transaction card, when the intensity of the light received by the first light emitting and receiving unit 14 is less than a preset value, and at the same time, the second light emitting When the intensity of the light received by the receiver 16 is greater than the preset value, the light judging unit 17 discriminates as a special gold. Trading card. Thus, the financial transaction device of the present invention can provide different transactions depending on the card, for example, a special financial transaction card can be discounted, or an additional number of points can be added.

In addition to the above, in addition, the difference between the first light emission and the light received by the receiver 14 and the second light emission and the light received by the receiver 16 may be changed within a predetermined range, and the light judging unit 17 transmits. The confirmation message is sent to the financial processor 11. Please refer to FIG. 12, which is a side view of an embodiment of the financial transaction device of the present invention with a financial transaction card having an uneven surface. As shown in FIG. 12, the financial transaction card 3 has a first reflecting portion 32, a second reflecting portion 33, and a third reflecting portion 34. In use, the first reflecting portion 32 is aligned with one of the second light emitting and receiving devices. 16. The second reflecting portion 33 is aligned with the other second light emitting and receiving unit 16, the third reflecting portion 34 is aligned with the first light emitting and receiving unit 14, and then the light determining unit 17 calculates the received light difference value. Further, whether or not the comparison is within the predetermined range, the confirmation message is transmitted to the financial processor 11 within the predetermined range. Thus, in conjunction with the above, the light judging unit 17 has a plurality of different settings, and can discriminate a plurality of different financial transaction cards to make the transaction more diversified.

Please refer to FIG. 13 and FIG. 14 , which are respectively a block diagram of a financial transaction apparatus of the present invention having a plurality of wireless data readers, and an embodiment of the financial transaction apparatus of the present invention having a plurality of wireless data readers. . As shown in Figures 13 and 14, financial trading equipment There are two wireless data readers 13 and two light judging units 17, each of which corresponds to a light judging unit 17, and each of the light judging units 17 is connected to a first light emitting and receiving unit 14 And the second second light emitting and receiving unit 16 shields the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 when the financial transaction card 3 meets the setting of the light determining unit 17, and the other wireless data reading The light judging unit 17 corresponding to the device 13 does not transmit the confirmation signal to the financial processor 11. It can be seen that the financial transaction apparatus of the present invention can prevent the two wireless data readers 13 from repeatedly reading data.

Please refer to FIG. 15 , which is an embodiment of an embodiment of the financial transaction apparatus of the present invention in which an array of first light emitters and receivers are arranged in an array. As shown in Fig. 15, the first light emitting and receiving units 14 are arranged in an array manner, so that the first light emitting and receiving unit 14 which can be interrupted by the relatively small size financial transaction card 3 will be relatively small, as opposed to The relatively large size of the financial transaction card 3 can block all of the first light emitters and receivers 14. The financial transaction device can discriminate the shape or size of the financial transaction card 3 and make the transaction more diverse according to the difference.

After the above detailed description, the structure of the present invention is clearly understood, and it can be seen that the financial transaction device of the present invention having the component for confirming wireless sensing has a light emitting element capable of judging whether the financial transaction card is in the correct position, and thus, Magnetic stripe reader of financial transaction device reads data When the wireless data reader does not read the data, it avoids repeated reading of the data.

The detailed description of the present invention is intended to be illustrative of the preferred embodiments of the present invention, and is not intended to limit the scope of the present invention. In the scope.

11‧‧‧ financial processor

111‧‧‧First time

112‧‧‧ second time

113‧‧‧ third time

12‧‧‧Magnetic strip reader

13‧‧‧Wireless Data Reader

14‧‧‧First Light Emitter and Receiver

15‧‧‧Confirm button

4‧‧‧Financial Trading Center

Claims (13)

A financial transaction device having a component for confirming wireless sensing includes: a casing; a financial processor, the system is disposed in the casing, and is connected to a financial transaction center through an internet, wherein the financial processor has a memory a first time, a second time, and a third time; a magnetic strip reader is disposed on a side of the outer casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, Transmitting the first financial information to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing And electrically connecting the financial processor, after being activated by the financial processor, reading a second financial information by wireless transmission, and transmitting the second financial information to the financial processor, wherein the financial The processor encrypts the second financial information and transmits the financial information to the financial transaction center; and a first light emitting and receiving device is disposed in the outer casing and connected to the financial office The device can emit a light and receive the light at the same time; wherein the financial processor can know the intensity of the light received by the first light and the receiver, and when the intensity of the light is greater than a preset value The financial processor turns on the wireless data reader; wherein, when the first light is emitted and the receiver receives the intensity of the light When the first time is exceeded, the financial processor turns on the wireless data reader; and when the wireless data reader is turned on, the first light is emitted after the second time is exceeded. And the intensity of the light received by the receiver is greater than a preset value, the financial processor turns off the wireless data reader, and transmits an interrupt transaction message to the financial transaction center; and, in the second time, the first The intensity of the light received by the light emitter and the receiver is less than a preset value, and after the third time, the financial processor closes the wireless data reader and transmits an interrupt transaction message to the financial transaction center. The financial transaction device with the component for confirming wireless sensing according to claim 1 is operated by the following steps: (S11) the financial processor determines whether the intensity of light received by the first light emission and the receiver is greater than a predetermined value, if yes, performing step (S12), if not, performing step (S14); (S12) the financial processor turning on the wireless data reader; (S13) receiving the wireless data reader by the financial processor Reading the second financial information, and after encrypting, transmitting to the financial transaction center, and then performing the step (S11); (S14) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, Performing step (S15), and if not, performing step (S11); (S15) The financial processor receives the first financial information read by the magnetic stripe reader and, after being encrypted, transmits to the financial transaction center. The financial transaction device with the component for confirming wireless sensing, as described in claim 1, further comprising: a confirmation button disposed in the outer casing and electrically connected to the financial processor; wherein, the confirmation button When pressed, the financial processor ignores whether the intensity of light received by the first light emitting and receiving device is greater than the preset value, and turns off the wireless data reader; a second light emitting and receiving device is set In the outer casing, a light is emitted and simultaneously received; and a light judging unit is disposed in the casing, connecting the first light emitting and receiving device, the second light emitting and receiving device, and the financial The processor can determine the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device, and transmit an acknowledgement message and an interrupt message to the financial processor. The financial transaction device with the component for confirming wireless sensing, as described in claim 5, wherein the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device is greater than one When the preset value is passed, and after the first time, the light judging unit transmits Sending the confirmation message to the financial processor, and the financial processor turns on the wireless data reader; after the wireless data reader is turned on, the light determining unit determines the first light emission during the second time And when the intensity of the light received by the receiver and the second light emitting and receiving device is less than a predetermined value, and exceeds the third time, transmitting an interrupt message to the financial processor, the financial processor The wireless data reader is turned off and an interrupt transaction message is transmitted to the financial transaction center. The financial transaction device of claim 5, wherein the intensity of the light received by the first light emitting and receiving device is greater than a predetermined value, and the second The light emission and the intensity of the light received by the receiver are less than the preset value, and after the first time, the light judging unit transmits a confirmation message to the financial processor, and the financial processor turns on the wireless data reading. After the wireless data reader is turned on, the light judging unit determines that the intensity of the light received by the first light emitting and receiving receiver is less than a preset value, and the second light emitting And the intensity of the light received by the receiver is greater than the preset value, and any one of them occurs, and when the third time is exceeded, an interrupt message is sent to the financial processor, and the financial processor turns off the wireless data reading. And send an interrupt transaction Message to the financial trading center. A financial transaction device with a component for confirming wireless sensing according to claim 5, wherein the first light emitting and receiving device and the light emitted by the second light emitting and receiving device are infrared rays. The financial transaction device of claim 5, wherein the financial processor closes the wireless data reader after a confirmation time is triggered, after a fixed time period, The wireless data reader is turned on again. A financial transaction device having a component for confirming wireless sensing includes: a casing; a financial processor, the system is disposed in the casing, and is connected to a financial transaction center through an internet, wherein the financial processor has a memory a first time, a second time, and a third time; a magnetic strip reader is disposed on a side of the outer casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, Transmitting the first financial information to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing And electrically connected to the gold The processor can read a second financial information by wireless transmission and transmit the second financial information to the financial processor, wherein the financial processor encrypts and transmits the second financial information And to the financial transaction center; and a first light emitting and receiving device disposed in the outer casing and connected to the financial processor to emit a light and simultaneously receive the light; wherein the financial processor is known The first light emission and the intensity of the light received by the receiver, and when the intensity of the light is greater than a predetermined value, the financial processor starts to receive the second financial information; wherein, when the first light is emitted When the intensity of the light received by the receiver is greater than a predetermined value, and after the first time, the financial processor starts receiving the second financial information; and, when the second time is exceeded, the first light is emitted. And the intensity of the light received by the receiver is greater than a preset value, the financial processor stops receiving the second financial information, and transmits an interrupt transaction message to the financial transaction center; And, during the second time, the first light emitting and the intensity of the light received by the receiver are less than a preset value, and exceed the third time, the financial processor stops receiving the second financial information, and transmits Interrupt the trading message to the financial trading center. A financial transaction device having an element for confirming wireless sensing as described in claim 10 is operated by the following steps: (S21) The financial processor determines whether the light intensity received by the first light emission and the receiver is greater than a predetermined value, and if yes, performs step (S22), if not, performs step (S23); (S22) financial processing The device starts to receive the second financial information read by the wireless data reader, and after being encrypted, transmits the information to the financial transaction center, and then performs the step (S21); (S23) the financial processor determines whether the self-magnetic strip reader Receiving the first financial information, if yes, performing step (S24), if not, performing step (S21); and (S24) receiving, by the financial processor, the first financial information read by the magnetic stripe reader and encrypting After that, it will be sent to the financial transaction center. The financial transaction device of claim 10, further comprising: a confirmation button electrically connected to the financial processor; wherein, when the confirmation button is pressed, the The financial processor ignores whether the intensity of the light received by the first light emitting and receiving device is greater than the preset value, and starts to receive the second financial information read by the wireless data reader; a second light emitting and receiving device And emitting a light and receiving the light at the same time; and a light judging unit is disposed in the casing, connecting the first light emitting and receiving device, the second light emitting and receiving device, and the financial office And determining the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device, and transmitting a confirmation message and an interrupt message to the financial processor. The financial transaction device with the component for confirming wireless sensing according to claim 14, wherein the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device is greater than one After the preset time, after the first time, the light judging unit transmits a confirmation message to the financial processor, and the financial processor starts to receive the second financial information read by the wireless data reader; After the wireless data reader, the light judging unit determines that the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device is less than a preset in the second time. And after the third time, an interrupt message is sent to the financial processor, the financial processor stops receiving the second financial information read by the wireless data reader, and transmits an interrupt transaction message to the financial Trading Center. The financial transaction device with the component for confirming wireless sensing, as described in claim 14, wherein the intensity of the light received by the first light emitting and receiving unit 14 is greater than a predetermined value, and the The intensity of the light received by the two light emitters and the receiver is less than the preset value, After the first time, the light judging unit transmits a confirmation message to the financial processor, and the financial processor starts to receive the second financial information read by the wireless data reader; and the wireless data reading is started. After the second time, the light judging unit judges that the intensity of the light received by the first light and the receiver is less than a preset value, and after the third time, and the second light emission The intensity of the light received by the receiver is greater than the preset value, and when any one occurs, an interrupt message is transmitted to the financial processor, and the financial processor stops receiving the second financial read by the wireless data reader. Information and send an interrupted trading message to the financial trading center. The financial transaction device of claim 10, wherein the first light emitting and receiving device and the light emitted by the second light emitting and receiving device are infrared rays.