TWI502527B - Ticket Trading Management Method and System - Google Patents

Description

Ticket transaction management method and system

The invention belongs to the field of financial e-commerce, and in particular to a method and system for managing ticket transactions applied to the Internet.

Since the ancient times, the shop has been a very important part of the economic development of the people. In the era when early financial credit lending was still not popular, pawn shops provided a channel for civilians to exchange cash for cash. When the shop was first seen in the history of China, it has been in the Southern and Northern Dynasties. It has been a thousand years old. It was first called the quality database, also known as the quality, and later called the Changsheng Library, the Jiekuo, the Dangdang and the Dictionary Library. After the Ming and Qing Dynasties, it was called “Pawnshop”. ".

The pawnshop was originally operated, with more monasteries, and the main purpose of helping the poor was to be charitable. With the continuous improvement and development of the feudal social system, the pawnshop has gradually become a specialized industry, and its nature has also changed, and it has become a profit-oriented. When the shop industry was launched, it not only brought convenience to the civilians to borrow and transfer funds, but also created a high profit opportunity for the pawnshop owners. In the past, it also brought economic and tax benefits to the feudal regime. In order to encourage business people to do pawnshops, the feudal court has given pawnshops various awards. After the Republic of China, the pawnshop was formally legislated and became one of the legal and important economic activities.

Pawning or quality, in simple terms, that is, the act of holding the movable property as a guarantee and delivering it to the pawnshop, borrowing and paying interest; and the pawnshop is holding the movable property, the loan and the money Called as a pawn; Movable property is a quality property; after the pawnshop evaluates the quality of the property, the amount of the loanable and the holder is the amount of the quality; when the property is collected, the ticket is issued to the holder to receive the As a voucher for redemption; when the defender pays off the debt, the act of taking back the quality is called redemption.

Generally, after the expiration of five days after the expiration of the current date, there is still no redemption or continuation of the quality of the goods. It is a circumstance, and the right to confiscate the punctuality of the pawnshop. In the past, the handling of the circumstance was also a pawnshop. One of the sources of profit, however, as the times evolved, the more technology products flow into the pawn market, the depreciation rate is much higher than that of the traditional gold ornaments in the past, so now the pawnshop is increasingly unwilling to spend time manpower to deal with the problem of the flow of goods. For the pawn, or the holder, many pawn goods are not essential, and their willingness to redeem is not high, so it increases the probability of being in the invisible.

In order to solve the dilemma of this pawn shop operation, and to promote the capital and goods market to be active, in order to make the best use of the material, the gold is doing its best, the inventor is carefully tested and researched, and the spirit of perseverance is finally conceived. "When the ticket transaction management method and system", the following is a brief description of the case.

One of the objects of the present invention is to solve the problems of the prior art.

Another object of the present invention is to provide an efficient ticket transaction management method for reducing the inventory cost of a pawn processing flow and increasing the capital value of the ticket.

According to the concept of the present invention, a ticket transaction management method is proposed, which is implemented by a processing device, the method comprising the steps of: (A) causing the processing device to receive a first user input and one of the votes as the ticket content (B) causing the processing device to display the ticket content message; (C) causing the processing device to receive a pawn shop for the ticket content a confirmation message of the message; (D) causing the processing device to receive at least one second user bidding for one of the votes; and (E) causing the processing device to determine a winner based on the bid price.

More preferably, the ticket transaction management method of the present invention, wherein the pawn shop opens a pawn shop for the ticket.

More preferably, the ticket transaction management method of the present invention, wherein the confirmation message is that the ticket is opened to confirm that the ticket content message is correct.

More preferably, the ticket transaction management method of the present invention further comprises the following steps before the step (C): (C1) causing the processing device to transmit a notification message to the ticket to open the pawn in a communication manner, the communication method Including mobile phone newsletters, emails, and exclusive accounts at least one of them.

More preferably, the ticket transaction management method of the present invention further comprises the following steps after the step (C): (C2) if the confirmation message is negative, that is, when the ticket is opened, the pawn considers that the ticket content message is incorrect. Then, the processing device cancels displaying the ticket content message and adds a note to a usage record of the first user.

More preferably, the ticket transaction management method of the present invention, wherein the ticket content message includes a quality object name, a quality object feature, a quality object image, the ticket ticket opening pawn, a quality amount, and a At least one of the ticket opening date, the full current date, an agreed interest rate, and the redemption location.

More preferably, the ticket transaction management method of the present invention further includes the steps of: causing the processing device to accept the second user inputting a search condition, the search condition being related to the ticket content message for searching the processing device Receiving at least one of the ticket content messages; and causing the processing device to display a search result according to the search condition, The search result is sorted according to the quality amount, the expiration date, the pawn opening pawn, and at least one of the redemption locations.

More preferably, the ticket transaction management method of the present invention, wherein the first user is a quality person or a pawn shop.

More preferably, the ticket transaction management method of the present invention further comprises the following steps before the step (A): (A1) causing the processing device to store a pawn account to provide the pawnshop to transmit the confirmation message; The method further includes the following steps: (A2) causing the processing device to receive a ticket sell message.

More preferably, the ticket transaction management method of the present invention, wherein the ticket sales message is transmitted by the first user.

According to the concept of the present invention, another method for managing ticket transactions is proposed, which is implemented by a processing device, the method comprising the steps of: (A) causing the processing device to store a ticket content message; and (B) causing the processing device Displaying the ticket content message; (C) causing the processing device to receive a first user's ticket open sale message; (D) causing the processing device to receive at least one second user bidding for one of the ticket candidates; (E) causing the processing device to determine a winner based on the bid price.

More preferably, the ticket transaction management method of the present invention, wherein the ticket content message includes a quality object name, a quality object feature, a quality object image, a quality amount, a quality person code, and a The ticket opens a pawn shop, a ticket opening date, a full current date, an agreed interest rate, and at least one of the redemption locations.

More preferably, the ticket transaction management method of the present invention, wherein the ticket content information of the step (A) is provided by the pawn-opening pawn, the first user is the quality person, and the second user is A member who is permitted to log in via the processing device.

More preferably, the ticket transaction management method of the present invention further comprises: (F) causing the processing device to receive a first transaction completion message transmitted by the first user; (G) causing the processing device to transmit a foreclosure The warrant is given to the winner; (H) the processing device accepts a redemption completion message; and (I) causes the processing device to stop displaying the ticket content message.

More preferably, the ticket transaction management method of the present invention, wherein the redemption completion message is sent by the winner.

More preferably, the ticket transaction management method of the present invention further comprises, after step (A): (A1) causing the processing device to transmit a notification message to the ticket to open the pawnshop; (A2) causing the processing device to accept and display The ticket shall open a confirmation message sent by the pawnshop for the content of the ticket, and the confirmation message is that the ticket is opened to confirm that the content information of the ticket is correct.

According to the concept of the present invention, a ticket transaction management system is provided, including a member management module; a ticket information shelf module, a ticket information display interface, a third party authentication module, and a bid processing module; The member management module accepts a user application registration, the user includes a buyer user and a seller user; the ticket information shelf module receives the seller user input one of the tickets as a ticket content message; the ticket information display interface Displaying the ticket content message; the third party authentication module accepts the ticket opening pawn shop to provide a confirmation message for the ticket content message; the bid processing module receives at least one buyer user bidding for the one of the ticket, and according to the The bidding bid determines the winner.

More preferably, the ticket transaction management method of the present invention further includes a ticket content retrieval module and a one-to-send ticket content sorting module, wherein the ticket content retrieval module accepts the buyer user to input a retrieval condition, wherein The search condition is used to retrieve the processing device Receiving the ticket content information, the ticket content sorting module sorts according to at least one of the quality based on the quality, the current date, the pawn opening, and the pawn location.

According to the concept of the present invention, a network display interface for ticket transaction management is proposed, which includes a quality name field, a full current date field, a quality amount field, and a pawn shop field. a redemption location field and a bidding bid field; wherein the quality name field displays a name of a quality object input by the seller user; the full current date field displays the seller user input a full current date of the quality; the quality amount field displays a quality amount of the quality input entered by the seller user; the receipt and pawn field displays the quality of the quality input by the seller user A pawnshop location; the redemption location field displays a redemption location of the quality entry entered by the seller user; the bid price field displays a bid amount of a buyer user.

More preferably, the network display interface of the present invention further includes a quality feature description field, a quality object image field, a ticket opening date field, and a receipt pawn confirmation field; The quality feature description field provides a feature of the seller user to describe the quality object; the quality image field displays an image of the quality object, in particular a 3D stereo image; the ticket opening date field display a date of opening the quality ticket entered by the seller user; the receipt of the pawn shop confirmation field, providing the receiving pawn shop to input a check message for confirming the quality of the quality input by the seller user The name of the object, the date of the current day, the name of the pawn shop, and the location of the place to be redeemed are correct.

More preferably, the above method can be implemented by executing a computer program product by a processing device, and the computer program can be stored in a computer readable medium.

The invention will be more fully understood from the following examples and illustrations.

20‧‧‧ Ticket Trading Management System

201‧‧‧Member Management Module

202‧‧‧Database

203‧‧‧When the ticket information is on the module

204‧‧‧When the ticket message display interface

205‧‧‧ Third Party Certification Module

206‧‧‧ bidding processing module

207‧‧‧ Ticket Content Search Module

208‧‧‧When the content of the ticket is sorted and retrieved

FIG. 1 is a schematic flow chart of a first embodiment of a method for managing ticket transactions according to the present invention.

2 is a schematic structural view of a second embodiment of the ticket transaction management system of the present invention.

The present invention is not limited by the embodiment, and the embodiment of the present invention is not intended to limit the invention to any specific environment, application or special mode as described in the embodiments. Therefore, the description of the embodiments is merely illustrative of the invention and is not intended to limit the invention. It should be noted that in the following embodiments and drawings, elements that are not directly related to the present invention have been omitted and are not shown, and the dimensional relationships between the elements in the drawings are merely for ease of understanding and are not intended to limit the actual ratio.

Please refer to FIG. 1 , which is a schematic flowchart of a first embodiment of a mutual assist insurance method according to the present invention. In FIG. 1, a network when the ticket transaction platform is installed in a processing system, the processing system includes a processing unit, a display unit, and a database, and the system first accepts at least one user to apply for or log in to the personal account. (Step 101); thereafter, the processing system receives a first user inputting a ticket content message of the registered user (step 102), wherein the ticket content message includes a quality name and a quality When the amount, the current date, the ticket, the pawn, or the location of the redemption, etc.; thereafter, the processing device displays the ticket content message (step 103), and sends a notification to the ticket to open the pawn shop, please open the ticket The pawnshop sends a confirmation message to the ticket content message (step 104). When the system accepts the confirmation message, it determines that the confirmation message is positive or negative (step 105). If it is positive, it indicates that the ticket is open. When the pawnshop confirms that the ticket content message is correct, the system enters an open bidding operation and accepts at least one second user to submit a bidding bid for the ticket ( Step 106), and after the bidding time expires or the second user bid has reached a bid limit set by the first user, a bidder is determined according to the bidding bid (step 107). If the confirmation message is negative, it means that when the ticket is opened, the pawn thinks that the ticket content information is incorrect, and the system notifies the first user, and opens the first user to modify the ticket content message (step 121). After the modification is completed, the system sends a notification to the ticket to open the pawn shop. Please ask the ticket to open the pawn shop to send a confirmation message to the ticket content message, and ask it to confirm whether the ticket content message is correct (step 104). If the ticket content message is correct, the system will cancel the transaction and the first user will be opened. A negative annotation is added to the usage record (step 122).

More preferably, the processing system can accept the second user inputting a search condition for retrieving at least one of the ticket content messages received by the processing device, and the retrieved field can be a quality amount, the full The date, the ticket to open the pawn shop, and the location of the redemption location, etc., the system can sort the search results according to the above fields, so that the buyer can find the condition that meets the required ticket content information.

The above-described ticket transaction management method can be implemented by executing a computer program product by a processing device, and the computer program can be stored in a computer readable medium.

Please refer to FIG. 2, which is a schematic structural diagram of an embodiment of a credit account management system according to the present invention. In FIG. 2, the ticket transaction management system 20 includes a member management module 201, a database 202, a ticket information shelf module 203, a ticket information display interface 204, and a third party authentication module 205. a bid processing module 206, a ticket content retrieval module 207, and a ticket content sorting module 208. The member management module 201 accepts a user to apply for login, and the user includes a buyer user. And a seller user; when the ticket information shelf module 203 receives the seller user input one of the ticket as a ticket content message; the third party authentication module 205 sends the ticket content message to the ticket opening account, and accepts the ticket Opening a pawn shop to send a confirmation message for the content of the ticket, wherein the transmission method can use a communication method such as a mobile phone newsletter, an email, or a dedicated account; and when the ticket information display interface 204 displays the ticket content message, the ticket content message Including several fields: quality name field, quality object description field, ticket opening date field, full current day field, quality amount field, receiving pawn shop field, redemption place Field, bidding bid field, and accepting pawn confirmation field; wherein the quality name field is for the name of the quality object entered by the seller user, and the quality feature description field provides the seller user to describe the quality. The characteristic of the object is full of the current day field; a full current date of the quality object input by the seller user; the quality amount field provides the quality of the product input by the seller user The amount of the quality; the pawnshop field displays a pawnshop of the quality; the ticket opening date field displays the opening date of the ticket entered by the seller user; the redemption location field, or The pawn shop address field is available for the seller to enter the redemption location of the quality object; the receipt of the pawn shop confirmation field displays a confirmation message entered by the receiving pawn, the confirmation message is used to confirm the seller The name, characteristics, quality amount, full date of the day, the name of the pawn shop, and the location of the redemption entered by the user are correct.

The bidding processing module 206 receives at least one buyer user bidding for one of the betting tickets, and determines a winning bid according to the bidding bid. The ticket content retrieval module accepts the buyer user to input a search condition for retrieving the ticket content information received by the processing device, and when the ticket content sorting module 208 is based on the quality amount, the current date, When the ticket is opened, the pawnshop is at least one of the sorts. Database 202 stores login Member information and the above transaction history record.

The following is a detailed description of specific embodiments.

Example 1:

Xiaoming bought an old house before the day, and after the cleaning, he cleared an old Lux watch, took the nearby Laowang pawnshop pawn in exchange for cash to pay the mortgage, and the Laowang pawn shop was valued at a general market price of 100,000 yuan. 30,000 yuan, 4 months for the period, 3% of the monthly income, and opened a ticket to Xiao Ming. After 2 months, Xiao Ming found that he did not have the demand for the old Lux watch, and did not want to redeem it. And Pharaoh did not want to bother to deal with the flow of goods, he suggested that Xiao Ming join this ticket transaction management system, the ticket should be Give interested collectors and try to get more cash.

Xiao Ming then applied to log in to this trading platform to become a member, and the contents of the ticket will be filled into the corresponding fields in order, for example: the name of the object: the old Lux gold watch

Quality characteristics: 90% new, normal use

Quality amount: 30,000 yuan

When the ticket is opened: August 1, 2009

Interest rate: 3% monthly interest rate (first deduction)

Full date: December 1, 2009

Redemption location: Laowang Pawnshop, Nangang District, Taipei City

Reserve price: 5000 yuan

Direct purchase price: 30,000 yuan

Closing time: November 1, 2009

The quality feature is used to indicate the old and new, the color, the appearance, the use status, etc. of the quality; the ticket is opened as a selection field, and the system only lists all the pawns that sign up to join the system; The reserve price is the lowest price that Xiao Ming wants to sell the ticket, and the direct purchase price is the price that Xiao Ming can accept the direct award. When Xiao Ming fills in the system, the system will post the contents of the ticket on the Internet, and also send a notification message to the pawn to open the pawn shop, that is, the pharaoh pawn shop, ask the pharaoh pawn shop to check the content of the ticket entered by Xiao Ming. Whether it is correct, if it is correct, the system will open the transaction into the bidding state. At this time, the system display screen is added in addition to the above-mentioned Xiaoming fill-in field, and additional: seller code (user record): Light (+13)

Pawnshop verification bar: Pharaoh pawn shop / correct

Current bid/current bid code/bid time: where the seller code (user record) is used to display Xiao Ming's system login code and past transaction evaluation and system records, etc. Here, assume that Xiao Ming's code is light, past accumulated transactions The evaluation is +13; the pawnshop verification column is used to display to all users that the transaction content has been verified as a pawn. The current bid/current bid account/bid time shows the status of the buyer’s bid.

Assume that at the end of the bidding period, the collector Xiaohua (code name) is the highest bidder, as follows: current bid / current bid account / bid time: 15000 / apple / 2009.10.31

At this point, the system judged Xiaohua as the winner. After Xiaoming and Xiaohua contacted themselves, Xiaohua obtained the ticket for the old Lux gold watch at the cost of 15,000 yuan, and took it from November 1st to the Laowang Dangpu. Redemption, at this time still need to pay the Laowang pawn shop 30,000 yuan of borrowing, so Xiaohua obtained the total price of the old Lux gold watch for the amount of the bidding Plus the quality of the quality of the goods: 15000 + 30000 = 45000.

In this transaction, because Xiaohua itself has collected several old Luxie watches of the same type, this transaction allows Xiaohua to obtain another collection only at a market price of less than half of the market price; Refinance the money to redeem the gold watch that he does not need, and at the same time, he can get an additional 15,000 yuan to fully realize the residual value of the quality goods; and the pawn shop can reduce the inventory labor cost and risk of handling the flow of goods. Accelerate the flow of funds.

More preferably, when the system is in operation, the pawn content information may be directly input from the pawnshop, and the ticket content message may include an image of the quality object, such as a 3D stereo image, in addition to the above content, for a good quality. Buy the credentials of the three parties. When the pawnshop treats the pawn material as a pawn shop, the pawnshop will enter the ticket content of the pen ticket into the system. The ticket content includes: the name of the quality object, the number and characteristics of the ticket, the quality image, the quality amount, The pawn rate and the required service fee, the date of the ticket opening, the date of the current date, the name or code of the holder, the pawn number or code of the ticket, and the content of liability insurance, etc.

When the system receives and stores the contents of the ticket, a ticket number is generated, and a pawn certificate is issued to the pawn, and the pawn certificate can be a paper ticket, an email, an electronic certificate or a password. When the pawn does not want to redeem the pawn, he only needs to send a ticket to sell the post for the ticket number after logging in to the system, or inform the pawnshop of the ticket number, and the pawnshop will handle the action of the ticket, and then pawn. The person transmits a confirmation message for sale, and after the system confirms, a public auction operation can be performed for the ticket, and other users are bidding. After the successful bidder completes the transaction with the pawn, a transaction voucher can be obtained at the pawn, for example, the paper is a ticket, or an e-mail, and the pawn is obtained by applying a redemption procedure to the pawn shop according to the transaction voucher.

More preferably, in order to speed up the transaction, the system may send a redemption voucher to the bidder after receiving the transaction completion message of the pawn, and the bidder then applies the redemption voucher to the pawn shop. A redemption procedure to obtain the pawn. When the bidder redeems the pawn, the system sends a redemption completion message, and the system removes the content of the ticket as a result of the redemption completion message, and stores the transaction history information in the database. .

Through the above-mentioned ticket trading system, the participating pawnshops can simplify the pawn handling procedures and increase the liquidity of pawn goods and funds, not only allowing pawnbrokers to obtain more capital income, but also allowing capitalists or collectors to open up and A secure trading system finds and acquires items of interest and achieves a win-win result.

Summarizing the above, the method and system for managing ticket transactions of the present invention, which circulates funds and articles, allows the market to take all the necessary needs, make the best use of it, and do its best to effectively overcome the shortcomings of the prior art and economically. The special benefits are indeed a valuable invention.

The embodiments described above are only intended to illustrate the embodiments of the present invention, and to explain the technical features of the present invention, and are not intended to limit the scope of protection of the present invention. Any changes or equivalents that can be easily made by those skilled in the art are within the scope of the invention. The scope of the invention should be determined by the scope of the claims.

Claims (10)

A method for managing a ticket transaction, which is implemented by a processing device, the method comprising the steps of: (A) causing the processing device to receive a first user inputting a ticket as a ticket content message; (B) The processing device displays the ticket content message; (C) causes the processing device to transmit a notification message to one of the ticket holders when the ticket opens the pawnshop, and receives a confirmation message that the ticket is opened for the ticket content message; Causing the processing device to receive at least one second user bidding for one of the votes; and (E) causing the processing device to determine a winning bid based on the bidding bid, wherein the billing content message includes a quality name , a quality object, a quality image, a pawn to open a pawn shop, a quality amount, a ticket opening date, a full current date, an agreed interest rate, and at least one of the redemption locations, of which The first user is the quality person, and the second user is a member who is permitted to log in via the processing device, and the confirmation message is that the ticket is opened to confirm that the ticket content message is correct. For example, in the method for managing a ticket transaction according to claim 1, in the step (C), the processing device transmits the notification message to the pawn to open the pawn by a communication method, and the communication method includes a mobile phone newsletter and an email. At least one of the exclusive accounts. The method for managing the transaction of a ticket as described in claim 1 of the patent application further includes the following steps before the step (A): (A1) causing the processing device to store a pawn account to provide the pawnshop to transmit the confirmation message; and after step (C), further comprising the following steps: (C2) if the confirmation message is negative, the ticket should be opened. If the ticket content message is considered to be incorrect, the processing device cancels the display of the ticket content message and adds a note to a usage record of the first user. The method for managing a ticket transaction according to claim 1, further comprising the steps of: (D1) causing the processing device to accept the second user to input a search condition, the search condition being related to the ticket content message, Searching for at least one of the ticket content messages received by the processing device; and (D2) causing the processing device to display a search result according to the search condition, wherein the search result is based on the quality amount, the full current date, and the ticket Open a pawn shop, and at least one of the sorts above the redemption location. The method for managing a ticket transaction as described in claim 1 further includes the following steps after the step (A): (A2) causing the processing device to receive one of the first user transmissions as a ticket sale message. A method for managing a ticket transaction, which is implemented by a processing device, the method comprising the steps of: (A) causing the processing device to store a ticket content message; and (B) causing the processing device to display the ticket content message; Causing the processing device to receive a first-time ticket open sale message of the first user; (D) causing the processing device to receive at least one second user bidding for one of the votes; (E) causing the processing device to determine a winning bid according to the bidding bid, wherein: after the step (A), the method further comprises the following steps: (A1) causing the processing device to transmit a notification message to one of the voting tickets when the ticket is opened The pawnshop; (A2) causes the processing device to accept and display a confirmation message sent by the ticket opening pawn to the ticket content message, the confirmation message is that the ticket is opened to confirm that the ticket content message is correct; The ticket content message includes a quality object name, a quality object feature, a quality object image, a quality amount, a quality person code, a ticket to open a pawn shop, a ticket opening date, a full At least one of the current date, an agreed interest rate, and a redemption location, the first user is the quality person, and the second user is a member authorized to log in via the processing device. The method for managing a ticket transaction according to claim 6, further comprising: (F) causing the processing device to receive a first transaction completion message transmitted by the first user; (G) causing the processing device to transmit (1) causing the processing device to accept a redemption completion message sent by the winner; and (I) causing the processing device to stop displaying the ticket content message. A ticket transaction management system includes: a member management module for accepting a user to apply for login, the user includes a buyer user and a seller user; and when the ticket message is put on the module, the user is input by receiving the seller When one of the tickets is a ticket content message; a ticket information display interface for displaying the ticket content message; a third party authentication module for transmitting a notification message to the one of the ticket for the ticket to open the pawnshop and accepting the ticket to open the pawn for the content of the ticket Providing a confirmation message; and a bid processing module for receiving at least one buyer user bidding bid for one of the bills of the ticket, and determining a bidder according to the bidding bid, wherein the billing content message includes a quality name , a quality object, a quality image, a pawn to open a pawn shop, a quality amount, a ticket opening date, a full current date, an agreed interest rate, and at least one of the redemption locations, of which The seller user is the quality of the ticket, and the confirmation message is that the ticket is opened to confirm that the ticket content message is correct. The ticket transaction management system of claim 8, further comprising: a ticket content retrieval module, configured to accept the buyer user to input a retrieval condition, wherein the retrieval condition is used to retrieve the processing device Receiving the ticket content message; and a ticket content sorting module for sorting according to the quality amount, the full current date, the pawn opening pawn, and at least one of the pawn locations. A computer program product for storing a program for a ticket transaction management method. When a processing device loads and executes the program, the steps described in claim 1 of the patent application can be completed.