TWI482112B - Device and method for quoting phase and trading phase of the dual phases financial trading - Google Patents

Description

Two-stage financial transaction device and method for watching disk mode and transaction mode

The present invention relates to a mobile device financial transaction software, and more particularly to a two-stage financial transaction device and method for a watch mode and a transaction mode.

The stock market financial software on today's mobile devices (such as smart phones, tablets and stock machines) can be roughly divided into two categories: first, financial quotation software with only watch function; second, financial with both watch and order transactions. Trading software. I saw that the financial quotation software does not have the function of placing orders, such as the free version or the trial version of the quotation software provided by the financial software developer to the user, and cannot be linked with the account of the securities company (hereinafter referred to as the broker). There is no information security concern. Therefore, the user login (Login) step can be omitted. That is, after the user executes the financial quotation software, the user can directly query the information provided by the user, for example, to view the self-selected quotation information without first inputting. The account and password are used for a login step. The financial transaction software that has both the watch and the order transaction is mostly provided by the broker to the opened account. Even if you only want to see the user, you still need to enter the account/password to log in before you can operate. The software is linked to the customer's account. Based on the reasons for protecting confidential information, it is necessary to use the software through a login step.

Referring to Figures 1A and 1B, a schematic diagram of the continuous operation steps of the financial quotation software is performed. The mobile device of the legend is Android operating system version. This 1.5. Figure 1A is a schematic diagram of the financial quotation software on the mobile device desktop shortcut. The description shows that the financial quotation software 10 places a Shortcut Icon on the Android desktop for the user to click and execute the software. Figure 1B is a schematic diagram showing the financial quotation software displaying the self-selected quotation after execution, which shows that when the financial quotation software 10 is executed, it directly enters a view to provide relevant information without going through a login step. After the execution of the software in this example, the view is a self-selected quotation view (providing the optional quotation information), and another technique is to enter a main menu view after the software is executed (providing a view of the main function selection, not depicted), using You must switch to the optional quote view by selecting the option quoted in the menu. For ease of comparison and explanation, this specification assumes that the first display view is a self-selected quotation view and skips the main menu view.

Referring to Figures 2A, 2B, and 2C, a schematic diagram of the continuous operation steps of the financial transaction software is performed. Figure 2A is a schematic diagram of the financial transaction software on the mobile device desktop shortcut. It shows that a financial transaction software 12 places a shortcut icon on the Android desktop for the user to click and execute the software. Figure 2B shows that the financial transaction software displays a login view after execution. The user must enter the correct account number and password and press the login key to continue the software operation. The broker provides the customer with the use of the account, so the financial transaction software 12 is used to log in to a specific brokerage account. Therefore, the user is not provided with a broker selection list in the login view (ie, a specific brokerage server has been written to die). Among the programs). The 2C chart is a schematic diagram showing the financial quotation software displaying the self-selected quotation after the user logs in. It shows that when the user enters the correct account number and password and logs in, the financial transaction software 12 can display the self-selected quotation view (providing the optional quotation information).

Referring to Figure 3, the system function block diagram of the financial quotation software is described. The description of the financial quotation software 10 mainly includes two modules: a data receiving module 14 and a quotation module 16, and the data receiving module 14 is used to download a financial The commodity quotation data, the quotation module 16 is used to generate a quotation view according to the quotation data (for example, a self-selected quotation view and a stock quotation view).

Referring to Figure 4, I will see the system function block diagram of the financial transaction software. Compared with the third figure, it shows that the financial transaction software 12 has more than 10 quotation modules 18, the transaction module 20 and the accounting information. Query module 22. The login module 18 is configured to receive a user account and a password, and log in to the server of the broker according to the account and password. The transaction module 20 is configured to generate a transaction view for the user to place an order to trade financial products, the transaction view includes a plurality of transaction conditions (eg, product code, transaction type, sale and purchase, quantity, and price), and the transaction module receives the transaction After the trading conditions, the trading conditions are transmitted to a broker's trading server. The account information inquiry module 22 is configured to query user account information of the brokerage account, such as query commission return, reservation return, transaction return, inventory details, statement, historical transaction record, realized profit and loss, payable amount, etc. Wait.

Although the financial transaction software 12 provides the same financial product viewing function as the financial quotation software 10 (that is, the quotation view generated by the quotation module, such as the self-selected quotation view, the quotation information), however, the user must First perform a login step, even if the user only wants to check the most financial products. If you are not planning to place an order, you still have to log in to operate the software. This is extremely inconvenient for the user. According to the rule of thumb, the average retail investor (individual investor) only asks about one of the ten quotations of financial products to make an order transaction. For some retail investors who do not trade frequently, they query the quotation information and place an order. The proportion of transactions is lower, and it is even possible to query the 20 quotes for an order transaction. In this case, the login step is a disturbing step for the user, so that the user cannot quickly view the disc.

I saw that the financial quotation software 10 allows the user to quickly view the disc without the login step, but when the time of the good order is seen, the user cannot place an order to trade, and only the user can blink.

In addition, the financial transaction software 12 can only be linked with the account of a single broker. If the user has an account in a number of different brokers, the transaction software version of all different brokers must be installed on the mobile device, and the same transaction software cannot be used. Choose different brokerage accounts directly.

In summary, it is inconvenient for the user to see that the financial transaction software on the mobile device cannot skip the login step and let the user quickly watch the disk. Moreover, I saw that the financial transaction software did not provide a list of multiple brokers for users to log in when they were logged in. They could only log in to a specific broker. Therefore, it is necessary to propose a two-stage financial trading device that has both a watch mode and a trading mode, which benefits the majority of mobile investors, so as to avoid quick access to the way of the login step, and freely choose when they want to place an order. Any broker that has opened an account.

In view of this, the present invention proposes a two-stage financial transaction device and method for the watch mode and the transaction mode, allowing the user to exempt the login step from quickly entering the watch mode to view the financial product offer, and switch to the transaction mode when needed. To place an order or to view billing information.

The invention provides a two-stage financial transaction device of a watch mode and a transaction mode, which is arranged on a mobile device. The two-stage financial transaction device is preset to execute a watch mode after startup, and the two-stage financial transaction device comprises : Data receiving module, quotation module, trading module, accounting information query module, status check module, login module. The data receiving module downloads one of the financial product quotation materials. The quotation module generates a quotation view on the mobile device based on the quotation data. The login module generates a login view on the mobile device, receives an account and a password input, and logs into a server according to the account and password to enter a transaction mode. The transaction module generates a transaction view on the mobile device, and the transaction view includes a plurality of transaction conditions for placing the transaction financial item, and the transaction module transmits the transaction condition to the transaction server of the broker after receiving the transaction conditions. The account information inquiry module generates a account information view on the mobile device, and queries a user account information of the broker account in the server according to an inquiry command and displays it on the mobile device. The status check module is to check the current mode as a watch mode or a transaction mode when performing a function of the transaction mode. If the current mode is the watch mode, the login module is triggered to display the login view, and if the current transaction mode is used, the execution mode can be continued. The relevant module of the trading mode. Among them, the two-stage financial transaction device is preset to execute the watch mode after the startup, and the disk mode executes the data receiving module, the quotation module, the plurality of account management modules, The status check module and the login module execute the transaction module, the account information inquiry module, the data receiving module, the quotation module, the plurality of account management modules, and the status check mode when the two-stage financial transaction device executes the transaction mode. Group and login module.

The invention provides a two-stage financial transaction method for the disc mode and the transaction mode, which is applied to a mobile device, comprising the following steps: executing a financial transaction software; entering a disc mode and performing a function of the disc mode; receiving a transaction mode switching instruction; displaying a login view, the login view includes a broker list; the receiving broker list corresponds to one broker selection instruction; receiving a login account and a login password; and connecting to one of the selected brokers Enter a trading mode and execute a function associated with the trading mode.

The detailed features and advantages of the present invention are set forth in the Detailed Description of the Detailed Description of the <RTIgt; </ RTI> <RTIgt; </ RTI> </ RTI> </ RTI> <RTIgt; The objects and advantages associated with the present invention can be readily understood by those skilled in the art.

10‧‧‧See financial quotation software

12‧‧‧See financial transaction software

14‧‧‧ Data receiving module

16‧‧‧Quotation Module

18‧‧‧ Login Module

20‧‧‧Transaction module

22‧‧‧Accounting Information Inquiry Module

24‧‧‧Two-stage financial transaction device with watch mode and transaction mode

26‧‧‧ Processor

28‧‧‧ memory

30‧‧‧Display module

32‧‧‧Financial transaction software

34‧‧‧Multiple Account Management Module

36‧‧‧ Login Module

38‧‧‧Status check module

40‧‧‧Drawdown menu

42‧‧‧Function mode module

44‧‧‧ trading mode function module

S101‧‧‧Executing financial transaction software

S102‧‧‧Entering the watch mode

S103‧‧‧Display a self-selected quote view or a main menu view

S104‧‧‧Click on the function of the trading mode

S105‧‧‧ trading mode?

S106‧‧‧ Execute the selected trading mode function

S107‧‧‧Display login view

S108‧‧‧ Receive an account number, a password and a broker selection instruction

S109‧‧‧Link to the server of the selected broker to log in

S110‧‧‧ trading mode

Figure 1A is a schematic diagram of the financial quotation software on the mobile device desktop shortcut; Figure 1B is a schematic diagram showing the self-selected quotation after the implementation of the financial quotation software; and Figure 2A is a schematic diagram of the financial transaction software on the mobile device desktop shortcut; 2B is a schematic diagram of the user financial login software required to log in after execution; Figure 2C is a schematic diagram showing the self-selected quotation of the financial transaction software after logging in; Figure 3 is a block diagram of the system function of the financial quotation software; and Figure 4 is a block diagram of the system function of the financial transaction software; FIG. 5B is a block diagram of a system function according to an embodiment of the present invention; FIG. 6A is a schematic diagram of a financial transaction software for a desktop shortcut of a mobile device according to an embodiment of the present invention; FIG. 6B is a schematic diagram of the present invention; For example, the financial transaction software enters the watch mode to display the schematic diagram of the self-selected quotation after execution; FIG. 6C is a schematic diagram of the user switching the financial transaction software of the embodiment of the present invention to the transaction mode; FIG. 6D is a diagram of the financial transaction software required for the embodiment of the present invention. FIG. 6E is a view of a financial transaction software account information according to an embodiment of the present invention; FIG. 6F is a view of a financial transaction software transaction according to an embodiment of the present invention; and FIG. 7 is a flowchart of an operation of an embodiment of the present invention.

Referring to FIG. 5A, a system function block diagram of a two-stage financial transaction device 24 for viewing a disk mode and a transaction mode according to an embodiment of the present invention includes a display module 30, a processor (ie, a short for the central processing unit) 26 and a memory. Body 28. The memory 28 stores a financial transaction software 32; the processor 26 is responsible for executing the financial transaction software 32 in the memory 28; and the display module 30 is for displaying the financial transaction software 32. Interface (screen) and perform touch functions (touch panel).

Referring to FIG. 5B, a system function block diagram of the embodiment of the present invention illustrates that the financial transaction software 32 includes: a data receiving module 14, a quotation module 16, a plurality of account management modules 34, a login module 36, and a status checking module. 38. The transaction module 20 and the account information inquiry module 22. The data receiving module 14, the quotation module 16, the plurality of account management modules 34, the login module 36, the status checking module 38, and the like belong to the function module 42 of the watch mode; and the transaction module 20 and the accounting information The query module 22 belongs to the function module 44 to which the transaction mode belongs.

The data receiving module 14 downloads one of the financial product quotation materials. The quotation module 16 generates a quotation view based on the quotation data (for example, a self-selected quotation view and a stock quotation view). The transaction module 20 generates a transaction view (not depicted) on the mobile device, and the transaction view includes a plurality of transaction conditions for ordering the transaction of the financial product. For example, the securities transaction includes: the commodity code (or the product name) , transaction items (whole stock / after-hours / zero shares), transaction types (current shares / financing / securities), trading (buy / sell) and the number of transactions, the trading module 20 will receive the trading conditions The transaction conditions are transmitted to a transaction server of a brokerage company; the account information inquiry module 22 generates a account information view on the mobile device, and queries a user account information of the brokerage account in the server according to an inquiry command and displays On mobile devices. The plurality of account management modules 34 provide a graphical user operation interface (not depicted) for the user to add/delete/modify a broker list, and accordingly generate a list of commonly used brokers, and provide the list of commonly used brokers for the user upon login. select. The login module 36 generates a login view on the mobile device, receives an account and a password input, and according to the The account and the password are entered into a transaction mode after logging in to a server. The status check module 38 is configured to check the current mode as a watch mode or a transaction mode when performing a transaction mode function. If the current mode is the watch mode, the login module 36 is triggered to display the login view. If the current transaction mode is used, the status check module 38 can continue. Execute the relevant modules of the trading mode. The two-stage financial transaction device is preset to execute the watch mode after startup, and executes the data receiving module 14, the quotation module 16, the plurality of account management modules 34, the status check module 38, and the login in the watch mode. The module 36, when executing the transaction mode of the two-stage financial transaction device, in addition to executing the transaction module 20 and the account information inquiry module 22, can also execute the function module 42 of the watch mode (data receiving module 14, quotation mode) Group 16, a plurality of account management modules 34, a status check module 38 and a login module 36).

Referring to FIG. 6A, FIG. 6B, FIG. 6C, FIG. 6D, FIG. 6E and FIG. 6F, a schematic diagram of the continuous operation steps of the financial transaction software according to the embodiment of the present invention. FIG. 6A is a schematic diagram of a financial transaction software for a mobile device desktop shortcut according to an embodiment of the present invention, which illustrates a shortcut path icon of a financial transaction software 32 of the embodiment of the present invention on a desktop of a mobile device operating system (illustration is Android) for providing The user executes the software after clicking it.

FIG. 6B is a schematic diagram of the financial transaction software displaying the self-selected quotation after execution according to the embodiment of the present invention. The self-selected quotation view is generated by the quotation module 16 according to the financial commodity quotation data downloaded by the data receiving module 14. Another embodiment of the present invention displays a main menu view (providing a view of the main function selection, not depicted) after execution of the financial transaction software 32, and displays a self-selected quotation after execution of the present invention. The picture or a main menu view enters the watch mode (both of which are functions of the watch mode, that is, various functions performed by the function module 42 to which the watch mode belongs), and the user does not have to go through a login step. You can quickly view the disc, or perform any functions related to the disc mode, such as: query stock market news (not depicted), query domestic and foreign financial products quotes (not depicted), query financial product technical line map (not depicted)... and many more.

Figure 6C is a schematic diagram of the user switching the financial transaction software of the embodiment of the present invention to the transaction mode. Since the order transaction cannot be placed in the watch mode (the transaction module 20 is one of the function modules 44 to which the transaction mode belongs), the account inquiry function is not provided (the account information inquiry module 22 is a transaction mode belongs to One of the function modules 44), if the user needs to place an order transaction or query the account information, it must first switch to the transaction mode before proceeding. The switch to the transaction mode can be triggered by the Trigger status check module 38 by clicking on the function of any transaction mode (that is, the various functions performed by the function module 44 of the transaction mode). If the result is that the user has not logged in to the user account and is still in the watch mode, the status check module 38 triggers the login module 36 to generate a login view. After the user logs in, the user switches to the transaction mode; if the transaction mode is entered after the user information is logged in, the status check module 38 does not need to trigger the login module 36 again to directly execute the single transaction function selected by the user (transaction mode). Group 20), query accounting information function (accounting information query module 22).

The function of the transaction mode refers to the function that the user has to log in to execute. Function, such as a trading function menu in the click list view (as shown in Figure 6C), or click on the transaction price/buy price/sell price of a financial item (in the trading mode, click on the quote view) A price information for a financial product can be directly brought into the buy/sell bid entry box of the single transaction view, ie Auto Fill In, not depicted). In the watch mode, due to the non-transaction mode, the “click-to-trade function menu” or “click on the transaction price/buy/sell price of financial products” will not directly perform the relevant functions in the transaction mode. Therefore, it is used as a switch to the transaction mode. In the transaction mode, the actions of "clicking the transaction function menu" or "clicking on the transaction price/buy/sell price of the financial product" will be directly executed by the transaction module 20, and therefore, the above functions belong to The function of the trading mode.

6D is a schematic diagram of a financial transaction software requiring a user to log in according to an embodiment of the present invention. The login view is generated by the login module 36, and the main difference from the login view (as shown in FIG. 2B) is the login of the present invention. Views have more options for selecting brokers than technology. Since the financial transaction software 12 only corresponds to a specific broker, the user does not need to select the broker to log in when the user logs in, meaning that the information of the particular broker (such as the IP of the server) has been written in the code, so The technical login module 18 only receives input of a user account and password. The financial transaction software 32 of the present invention supports login to a plurality of brokers, so a list of users is provided to add/delete/modify the broker to generate a list of common brokers, and the list of common brokers is displayed in the login view, so the login of the present invention In addition to receiving a user account and password input, the module 36 further includes receiving one of the list of commonly used brokers. The broker chooses the order. The preferred embodiment of the present invention displays the list of commonly used brokers by a Drop Down Menu (or Drop Down List) 40. The so-called "one broker selection instruction", that is, the selected broker in the pull-down menu 40, The user displays a user-defined default value before the user clicks (the legend shows the group equity securities). After selecting the broker and entering the account number and password, the login button can be pressed, and then the login module 36 will be connected to the server of the selected broker to log in.

The so-called brokerage list refers to the list of brokers that cooperate with the financial software developer. The brokers who can log in through the financial transaction software 32 of the present invention are listed in the broker list. The list of brokers is mainly the name of each broker. And the IP of the server, and the contact information of each broker can also be recorded for the user's reference. The purpose of the broker list is to inform the user which financial brokers 32 can log in. However, it is common sense that the user does not open an account with each broker, usually one or three different brokers. Therefore, the plurality of account management modules 34 of the present invention can allow the user to add/delete/modify the broker list to generate a list of commonly used brokers. For example, the original broker list, the B broker, the C broker, and the D broker are listed in the original broker list. There are a total of six brokerage information for E brokers and F brokers. The list of commonly used brokers generated by users is only reserved for brokers with A brokers, B brokers and E brokers.

FIG. 6E is a diagram of a billing information according to an embodiment of the present invention, that is, after the financial transaction software switches to the transaction mode, when the user is in the disc mode (ie, before logging in), even if the transaction function menu is clicked (FIG. 6C) The account information view is also not displayed. The example shown in the figure is the account information of the securities household, which at least includes Includes: Securities - Entrusted Returns, Securities - Appointed Returns, Securities - Transaction Returns, Securities - Instant Stock, Securities - Stock Options, Securities - Subscription Inquiry, etc. When the user clicks one of them, the inquiry information is sent, and the accounting information inquiry module 22 downloads the corresponding accounting information from the server of the broker and displays it on the mobile device. Similarly, the account information of the option (futures and options) is also issued when the user clicks an option, and then the account information inquiry module 22 downloads the corresponding data from the server of the broker.

Figure 6F is a view of the transaction of the embodiment of the present invention. The transaction view is also a view that can be displayed after the financial transaction software switches to the transaction mode. The legend shows a view of a securities order transaction. After the user inputs a product code (or product name), and then selects the transaction conditions such as the transaction item, the transaction type, the sale and purchase, and the transaction quantity, and finally presses the confirmation key, the transaction module 20 The transaction conditions are transmitted to the broker's transaction server. In addition, the trading conditions of the option placing transaction view (not depicted) are slightly different from the trading conditions of the securities placing order view. For example, the trading conditions of the futures include: contract period, commissioning condition (ROD/FOK/IOC) With the warehouse (new warehouse / closing), and the trading conditions of the option include: the strike price and the right to buy (CALL / PUT).

All information and functions related to the account (as shown in Figure 6E) and the transaction (as shown in Figure 6F) (that is, the function of the transaction mode) can be displayed or executed after switching to the transaction mode (ie after login). .

Referring to Figure 7, an operational flow chart of an embodiment of the present invention. Explain the operation flow of the user executing the financial transaction software 32 of the present invention from the watch mode to the transaction mode, please refer to FIG. 5B, FIG. 6A, FIG. 6B, and FIG. 6C. The 6D, 6E, and 6F diagrams include the following steps: Step S101: Execute the financial transaction software. The user executes the financial transaction software 32 of the present invention on a mobile device (e.g., smart phone, tablet), such as a shortcut icon for executing the financial transaction software 32 on the mobile device desktop (as shown in Figure 6A).

Step S102; enter the watch mode. After executing the financial transaction software 32 of the present invention, the user can directly perform the function of the watch mode without going through a login step, for example, querying the stock market news (not depicted), and inquiring about domestic/outside financials. Quotes for goods (not depicted), technical drawings of financial products (not depicted), etc.

Step S103: Display a self-selected quotation view or a main menu view. After entering the disc mode, the user can directly operate the function of the disc mode. For example, in the embodiment of the present invention, the first display view preset after execution is a self-selected quotation view (as shown in FIG. 6B). The group 16 is generated according to the financial product quotation data downloaded by the data receiving module 14, and can be quickly viewed by the user (inquiring various quotation information of the financial product), or the first preset after execution in another embodiment of the present invention. The display view is the main menu view (not depicted), allowing the user to select the functions provided by the software.

Step S104: Click the function to which the transaction mode belongs; that is, receive a transaction mode switching instruction. In the watch mode, if the user clicks on a function of the transaction mode (for example, querying the account information or making an order transaction), the function is not directly executed, but the transaction mode switching process is first performed, for example, Select a trading function menu (as shown in Figure 6C), or click on the transaction price/buy price of a financial product/ Selling Price (In the trading mode, click on the price information of one of the financial products in the quotation view, you can directly bring the price information into the buy/sell bidding input box of the previous trading view, not depicted).

Step S105: Whether the current transaction mode. After clicking the function of the transaction mode, a status check module 38 is triggered to check whether the current mode is the transaction mode. If the transaction mode is the process, the process proceeds to step S106. If the transaction mode is not (ie, the disk mode is displayed), the process proceeds to step S107.

Step S106: Execute the selected transaction mode function. In the transaction mode (that is, after the user logs in successfully), the function that the user clicks on the transaction mode selected in step S104 can be directly executed.

Step S107: Display the login view. The login module 36 generates a login view, which includes a pull-down menu 40 displaying a list of commonly used merchants, a account entry block and a password entry block, as shown in FIG. 6D.

Step S108: Receive an account number, a password, and a broker selection instruction. After the login view is displayed, the user can select a broker login from the drop-down menu 40, then enter the account and password, and finally press the login button, the login module 36 receives a broker selection command, an account number and a password.

Step S109: Link to the server of the selected broker to log in. The login module 36 will connect to the server of the selected broker and log in with the account and the password.

Step S110: Enter the transaction mode. After the user logs in successfully, he enters the transaction mode and can perform the functions of the transaction mode, such as querying the account information (trust / Appointment/Transaction returns, inventory details, statements, historical transaction records, etc., as shown in Figure 6E)) and placing orders (as shown in Figure 6F).

The above operation flow illustrates that the present invention directly enters the watch mode after executing the financial transaction software 32, so that the user can quickly view the disk without having to go through a login step, and can select to log in to switch to the transaction mode when needed. And you can choose the broker you want to login when you log in.

In summary, the two-stage financial transaction apparatus and method for the disc mode and the transaction mode proposed by the present invention manage the functions of the functions of the financial transaction software in two ways: the disc mode and the transaction mode, which can not only make The operation of financial transaction software is more flexible (convenient for users to operate quickly), while also ensuring the security of confidential information.

Although the technical content of the present invention has been disclosed in the above preferred embodiments, it is not intended to limit the present invention, and any modifications and refinements made by those skilled in the art without departing from the spirit of the present invention are encompassed by the present invention. The scope of protection of the present invention is therefore defined by the scope of the appended claims.

14‧‧‧ Data receiving module

16‧‧‧Quotation Module

20‧‧‧Transaction module

22‧‧‧Accounting Information Inquiry Module

32‧‧‧Financial transaction software

34‧‧‧Multiple Account Management Module

36‧‧‧ Login Module

38‧‧‧Status check module

42‧‧‧Function mode module

44‧‧‧ trading mode function module

Claims (16)

A two-stage financial transaction device for viewing a disk mode and a transaction mode is disposed on a mobile device, the two-stage financial transaction device comprises: a data receiving module, downloading a quotation data of a financial product; and a quotation module According to the quotation data, a quotation view is generated on the mobile device; a login module generates a login view on the mobile device, receives an account and a password input, and logs in a server according to the account and the password. a transaction module, generating a transaction view on the mobile device, the transaction view including a plurality of transaction conditions and providing a transaction mode function for ordering the financial product, the transaction module receiving the transaction conditions The transaction conditions are transmitted to a brokerage transaction server; a billing information inquiry module generates a billing information view to provide the function of the transaction mode to the mobile device, and queries a broker in the server according to a query command. a user account information of the account is displayed on the mobile device; and a status check module is executed when the transaction mode is executed When the function is inspected, the current mode is a watch mode or a transaction mode. When the account has been logged in to the server according to the account and the password, the transaction mode is preset, and the watch mode is preset before the server is logged in, if the current The login mode is triggered to display the login view, and if the current transaction mode is present, the function of the transaction mode can be continued; wherein the two-stage financial transaction device is preset to execute the view after startup Disk mode, the disk mode executes the data receiving module, the quotation module, and the plurality of accounts a management module, the status checking module, and the login module, when the two-stage financial transaction device executes the transaction mode, executing the transaction module, the accounting information inquiry module, the data receiving module, and the quotation The module, the plurality of account management modules, the status check module, and the login module. A two-stage financial transaction device of the watch mode and the transaction mode as claimed in claim 1, wherein the login view includes a selection broker option, the broker option provides a broker list, the broker list comprising a plurality of brokers. The two-stage financial transaction device of the watch mode and the transaction mode as claimed in claim 2, wherein the broker list is displayed in a pull-down menu. The two-stage financial transaction device of the watch mode and the transaction mode as claimed in claim 2, wherein each of the brokers in the broker list corresponds to the IP of the server of the broker. The two-stage financial transaction device of the watch mode and the transaction mode as claimed in claim 2, further comprising: a plurality of account management modules, providing a graphical user operation interface for adding/deleting/modifying the broker list; And based on this, a list of commonly used brokers is generated. The two-stage financial transaction device of the watch mode and the transaction mode as claimed in claim 5, wherein the plurality of account management modules are executed in the watch mode. The two-stage financial transaction device of the watch mode and the transaction mode according to claim 5, wherein the input of the broker received by the login module is selected by one of the list of common brokers. A two-stage financial transaction device, such as the disc mode and the transaction mode, as claimed in claim 1, The switching function of the function to which the transaction mode belongs is selected from one of the trading function menus in the quotation view or the price information field of the financial product. A two-stage financial transaction method for looking at a disc mode and a transaction mode is applied to a mobile device, comprising the steps of: executing a financial transaction software; entering a preset one-view mode and executing the function of the watch mode; Receiving a transaction mode switching instruction; displaying a login view, the login view including a broker list; receiving a broker purchase order corresponding to one broker; receiving a login account and a login password; linking to the selected one One of the brokers' servers; enters a trading mode and performs a trading mode function. The two-stage financial transaction method of the watch mode and the transaction mode as claimed in claim 9, wherein the function of the watch mode includes: querying a financial product offer, querying a stock market news, and querying a financial product technical line map. The two-stage financial transaction method of the disc mode and the transaction mode as claimed in claim 9, wherein the transaction mode belongs to: querying accounting information and making an order transaction. The two-stage financial transaction method of the disc mode and the transaction mode as claimed in claim 9, wherein the transaction mode switching instruction is generated when a function menu of one of the functions of the transaction mode is selected. The two-stage financial transaction method of the watch mode and the transaction mode as claimed in claim 12, wherein the function menu is a transaction function menu or a price information field of a financial product in a quotation view. The two-stage financial transaction method of the watch mode and the transaction mode as claimed in claim 9, wherein the login view includes a selection broker option, the broker option provides the broker list, and the broker list includes a plurality of brokers. A two-stage financial transaction method of the disc mode and the transaction mode as claimed in claim 14, wherein the broker list is displayed in a pull-down menu. The two-stage financial transaction method of the watch mode and the transaction mode as claimed in claim 14, wherein each of the brokers in the broker list corresponds to the IP of one of the brokers.