TWI392327B - Method and system of unlimited amount of prepaid card information - Google Patents

Description

Method and system for issuing unlimited amount of prepaid card information

The invention relates to the technical field of stored value cards, in particular to a method and system for issuing information of an unlimited amount of prepaid cards.

The use of the easy-to-pay card is a user-to-one store to purchase an easy-to-pay card, scrape the seal on it and input according to the displayed number to complete the stored value of the easy-paid card. However, in this way, the system service provider needs to produce plastic stored value cards of different denominations, and distribute the cards to various stores, thereby extending the problem of increasing costs. At the same time, the card is invalid after each stored value. When the value is stored for a number of times, not only the card production cost is increased, but also waste is formed.

In view of the above problems, a conventional technique is to make various stored value products into a catalogue, which prints bar codes of related information of various stored value commodities. Figure 1 is a schematic illustration of a catalog of conventionally stored value-added items. As shown in Figure 1, it prints the stored value bar code of the company's car racing game and the stored value bar code of the company B's flight navigation game. When a user wants to play the company's online car racing game, he needs to apply for a user account to the company A's servo system.

When a user is playing a company's online car racing game and needs to store the user account of the game, the user pays a fee of, for example, 150 yuan to a city member before a store. The store personnel use the scanner to scan the bar code under the car racing game of company A in Fig. 1, and then transmit the information corresponding to the bar code to the server of company A, and the server processes the information corresponding to the bar code and transmits the information. A set of numbers to the computer system of the store, the store personnel prints the group number again, and submits the user to the server of company A to input the group number for the user account to achieve the stored value function. .

Although this method can solve the problem of making plastic stored value cards of different denominations, it is also unnecessary to extend the cost by distributing the plastic stored value cards to various stores. However, this prior art technology can only provide a fixed denomination of the stored value function, which limits the convenience of the user, and can not store any amount. Therefore, there are still many shortcomings in the conventional prepaid card method, and there is a need to improve it.

One object of the present invention is to provide a method and system for issuing an unlimited amount of prepaid card information, so as to avoid the conventional technology that only a fixed amount of stored value can be provided, and the convenience of use is increased. At the same time, it is not necessary to print a prepaid card to provide the stored value bar code of the operator as in the prior art to save costs.

According to a feature of the present invention, a method for issuing an unlimited amount of prepaid card information is provided, the method comprising: (A) providing a recognition voucher to a servo system of a prepaid card provider. (B) The prepaid card provider's servo system transmits the identification credentials to a central servo system. (C) An identity reading device reads the identification credentials and transmits the identification credentials to an endpoint selling device. (D) The endpoint selling device receives the identity identification voucher transmitted by the identity recognition reading device, and transmits the identity identification voucher, an amount of money data, and an identification code of the endpoint selling device to a central servo system. (E) the central servo system generates a rejection when the identity identification voucher transmitted by the identity recognition reading device and the prepaid card provider's servo system transmit the identity identification voucher when the discrepancy does not match The signal is transmitted to the endpoint selling device, and when it matches, the central servo system marks the identification document as valid. (F) When the identification voucher is valid, the central servo system generates a transaction record based on the identification voucher and the amount of the data, and transmits the transaction record to the prepaid card provider's servo system.

According to another feature of the present invention, a system for issuing an unlimited amount of prepaid card information includes a prepaid card provider servo system, a central servo system, an identification reading device, and an endpoint selling device ( Point of Sale, POS). The prepaid card provides the operator's servo system for providing an identification credential. The central servo system uses a network connection to the prepaid card provider's servo system to receive the identification credentials. The identity reading device reads the identification credentials. The endpoint selling device is connected to the identity reading device and connected to the central servo system using the network, the endpoint selling device receiving the identity identification certificate transmitted by the identity reading device, and the identity is The identification voucher, an amount of money data, and an identification code of the end point selling device are transmitted to the central servo system. The central servo system generates a rejection signal and transmits the identity identification voucher transmitted by the identity recognition reading device to the prepaid card provider's servo system to transmit the identity identification voucher. Up to the identification reading device, when the correspondence is met, the central servo system marks the identification voucher as valid, and when the identification voucher is valid, the central servo system generates a transaction record according to the identification voucher and the amount of data And transfer the transaction record to the prepaid card provider's servo system.

2 is a system for issuing an unlimited amount of prepaid card information according to the present invention, comprising a prepaid card provider servo system 210, a central servo system 220, an identification reading device 230, and an endpoint selling device (Point Of Sale, POS) 240.

The prepaid card provider servo system 210 is used to provide an identification credential. The prepaid card provider servo system 210 is preferably a servo system of company A that provides a network car racing game. When a user wants to play the online car racing game, he first needs to apply for a user account to the servo system of the company A as the identity identification certificate of the user.

The identification voucher can be recorded on a card, the identification voucher including the prepaid card provider identification code, a user identification code and an account identification code. The card may use a bar code to record the identification voucher, and the card may also use a contact electronic chip or an inductive electronic chip to record the identification voucher. When the user completes the application for a user account, the prepaid card provider (company A) will mail the card to the user.

The central servo system 220 is coupled to the prepaid card provider servo system 210 using a network 250 to receive the identification credentials. The network 250 is preferably a private network, and the network 250 can also be a public network, such as the Internet.

The identity reading device 230 is coupled to the endpoint selling device 240. The identity reading device 230 reads the identification credentials and transmits the identification credentials to the endpoint selling device 240. When the card uses a bar code to record the identification voucher, the identity reading device 230 is preferably a scanner. When the card uses a contact electronic chip to record the identification credentials, the identification reading device 230 is preferably a wafer reader. When the card uses an inductive electronic chip to record the identification document, the identification reading device 230 is preferably an inductive wafer reader.

The endpoint selling device 240 is coupled to the identity reading device 230 and is coupled to the central servo system 220 using the network 250, the endpoint selling device 240 receiving the identity identification transmitted by the identity reading device 230 The voucher transmits the identification voucher, an amount of money data, and an identification code of the end point selling device to the central servo system.

The endpoint selling device 240 has an input device 241 and a memory device (not shown). The input device 241 is preferably a keyboard for inputting the aforementioned amount of money. Since the aforementioned amount of money information can be input via the input device 241, the amount of money data is an unlimited amount of data. The memory device stores an identification code of the endpoint selling device.

The identity reading device 230 and the endpoint selling device 240 are preferably located in the same supermarket. The identity recognition reading device 230 and the endpoint selling device 240 can be connected using RS232, USB, or Ethernet.

When the central servo system 220 matches the identity identification voucher transmitted by the identity recognition reading device 230 with the prepaid card provider's servo system 210 transmitting the identity identification voucher. When the discrepancies are not met, the central servo system 220 generates a reject signal and transmits the reject signal to the endpoint selling device 240 according to the identification code of the endpoint selling device. When there is a match, the central servo system 220 marks the identification credentials as valid.

When the identity verification voucher is valid, the central servo system 220 generates a transaction record based on the identity identification voucher and the amount of money data, and transmits the transaction record to the prepaid card provider servo system 210 to execute the stored value. operation. The transaction record includes an identification code of the prepaid card provider, the user identification code, the account identification code, and the amount information.

The prepaid card provider servo system 210 stores a value according to the transaction record to store an account corresponding to the identity identification voucher. The central servo system 220 transmits the transaction record to the endpoint selling device 240 according to the identification code of the endpoint selling device, and the endpoint selling device 240 prints a receipt according to the transaction record for the user to accept.

3 is a flow chart of a method for issuing an unlimited amount of prepaid card information according to the present invention. First, in step (A), the prepaid card provider servo system 210 provides an identification credential. The prepaid card provider servo system 210 is preferably a servo system of company A that provides a network car racing game. When a user wants to play the online car racing game, he first needs to apply for a user account to the servo system of the company A as the identity identification certificate of the user.

The identification voucher can be recorded on a card, the identification voucher including the prepaid card provider identification code, a user identification code and an account identification code. The card may use a bar code to record the identification voucher, and the card may also use a contact electronic chip or an inductive electronic chip to record the identification voucher. When the user completes the application for a user account, the prepaid card provider (company A) will mail the card to the user.

In step (B), the prepaid card provider's servo system 210 transmits the identification credentials to the central servo system via a network 250. The network 250 is preferably a private network, and the network 250 can also be a public network, such as the Internet.

In step (C), the identity reading device 230 reads the identification credentials and transmits the identification credentials to the endpoint selling device 240.

In step (D), the endpoint selling device 240 receives the identity identification certificate transmitted by the identity recognition reading device 230, and transmits the identification identifier, an amount of money information, and an identification code of the endpoint selling device to the Central servo system 220.

In step (E), the central servo system 220 matches the identity identification voucher transmitted by the identity recognition reading device 230 with the prepaid card provider servo system 210 to transmit the identity identification voucher, if not, The central servo system 220 generates a reject signal and transmits it to the endpoint selling device 240. When coincident, the central servo system 220 indicates that the identification credentials are valid.

In step (F), when the identity verification voucher is valid, the central servo system 220 generates a transaction record according to the identity identification voucher and the amount information, and transmits the transaction record to the prepaid card provider servo system. 210 to perform the stored value operation. The transaction record includes an identification code of the prepaid card provider, the user identification code, the account identification code, and the amount information.

In the step (G), the prepaid card provider servo system stores the value according to the transaction record to store an account corresponding to the identity certificate. In step (H), the endpoint sales device prints a receipt.

As can be seen from the above description, since the identification certificate of the present invention includes the identifier of the prepaid card provider, a user identification code, and an account identification code, it is not necessary to print a prepaid card as required by the prior art. The store's stored value bar code can reduce costs. At the same time, the technology of the present invention inputs an unlimited amount of stored value by the endpoint selling device 240, which can avoid the convenience of the prior art that only a fixed amount of stored value can be provided, and the convenience of use is increased. The immediately relevant data of the present invention is transmitted to the servo system 210 of the prepaid card provider, and the stored value is executed by the servo system 210 of the prepaid card provider. The user does not need to use a set of printed numbers to access the prepaid according to a conventional technique. The stored value function can only be achieved after the card provider provides the servo system and enters the group number for the user account.

The above-mentioned embodiments are merely examples for convenience of description, and the scope of the claims is intended to be limited to the above embodiments.

The prepaid card provides the servo system of the operator. . . 210

Central servo system. . . 220

Identification reading device. . . 230

Endpoint sales device. . . 240

network. . . 250

Input device. . . 241

Step (A) ~ Step (H)

Figure 1 is a schematic illustration of a catalog of conventionally stored value-added items.

2 is a system for issuing an unlimited amount of prepaid card information according to the present invention.

3 is a flow chart of a method for issuing an unlimited amount of prepaid card information according to the present invention.

The prepaid card provides the servo system of the operator. . . 210

Central servo system. . . 220

Identification reading device. . . 230

Endpoint sales device. . . 240

network. . . 250

Input device. . . 241

Claims (17)

A method for issuing an unlimited amount of prepaid card information, the method comprising: (A) providing a recognition voucher to a prepaid card provider servo system; and (B) providing the prepaid card provider servo system to transmit the identification voucher to the a central servo system; (C) an identification reading device reads the identification voucher and transmits the identification voucher to an end point selling device; (D) the endpoint selling device receives the identity transmitting device The identification voucher transmits the identification voucher, an amount of data, and an identification code of the endpoint selling device to a central servo system; (E) the central servo system transmits the identity to the identity reading device The identification voucher is consistent with whether the prepaid card provider's servo system transmits the identification voucher. When the discrepancy does not match, the central servo system generates a rejection signal and transmits the rejection signal to the end point selling device. When the correspondence is met, the central servo system marks the The identification voucher is valid; (F) when the identification voucher is valid, the central servo system is based on the identification voucher and the gold The data generates a transaction record, and transmits the transaction record to the servo system of the prepaid card provider; (G) the prepaid card provider servo system stores the account corresponding to the identification certificate according to the transaction record And (H) the endpoint sales device prints a receipt. The method of claim 1, wherein the identification voucher includes an identifier of the prepaid card provider, a user identification code, and an account identification code. The method of claim 2, wherein the transaction record includes an identifier of the prepaid card provider, the user identification code, the account identification code, and the amount information. For example, the method of claim 3, wherein the amount of data is an unlimited amount of information. The method of claim 4, wherein the identification voucher type is one of the following: a code pattern, a contact wafer type, and an inductive wafer type. The method of claim 5, wherein the identification reading device is a scanner when the identification document type is a code pattern. The method of claim 5, wherein when the identification voucher type is a contact wafer type, the identification reading device is a wafer card reader. The method of claim 5, wherein when the identification voucher type is an inductive chip type, the identity reading device is an inductive chip reader. A system for issuing an unlimited amount of prepaid card information, comprising: a prepaid card provider servo system for providing an identity identification voucher; a central servo system that uses a network connection to the prepaid card provider servo system to receive the identification voucher; an identification reading device for reading the identification voucher; and an endpoint selling device (Point Of Sale, POS), connected to the identity reading device, and connected to the central servo system using the network, the endpoint selling device receiving the identity identification certificate transmitted by the identity reading device, and The identification voucher, an amount of money data, and an identification code of the end point selling device are transmitted to the central servo system; wherein the central servo system transmits the identification voucher and the prepaid card provider to the identity recognition reading device The servo system transmits whether the identification certificate matches. When the discrepancy does not match, the central servo system generates a rejection signal and transmits the rejection signal to the identification reading device. When the correspondence is met, the central servo system marks the identification certificate as valid. When the identity verification voucher is valid, the central servo system generates one according to the identification voucher and the amount of data. Transaction record, and the transaction record is transmitted to the prepaid card provider's servo system, and the prepaid card provider's servo system stores the value according to the transaction record to store an account corresponding to the identity certificate. The system of claim 9, wherein the endpoint selling device prints a receipt. The system of claim 10, wherein the identification voucher includes an identifier of the prepaid card provider, a user identification code, and an account identification code. The system of claim 11, wherein the transaction record includes an identifier of the prepaid card provider, the user identification code, the account identification code, and the amount of money. The system of claim 12, wherein the amount of data is an unlimited amount of data. The system of claim 13, wherein the identification voucher type is one of: a code pattern, a contact wafer type, and an inductive wafer type. The system of claim 14, wherein the identification reading device is a scanner when the identification document type is a code pattern. The system of claim 14, wherein the identification document type is a wafer reader type when the identification document type is a contact wafer type. The system of claim 14, wherein the identification reading device is an inductive wafer reader, and the identification reading device is an inductive wafer reader.