TWI303787B - A prompt bill system and the method of using it - Google Patents

Description

1303787 IX. Description of the invention: [Technical field to which the invention pertains] In particular, the invention relates to a method for using a real-time billing system. [Prior Art] The daily bills in the modern business community are increasing. 'Home phone, mobile phone, insurance, cable TV, water, electricity, gas,

Traffic fines, automobile _ tax and license tax, credit card #, various installments, tuition fees, etc. In the early days, people had to go to each store or to collect fees, which was time consuming and laborious. Fortunately, convenience stores are set up in various corners of the country, such as after the rain, and the hat manufacturers or units can be used to pay the bills at the convenience store, which greatly enhances the convenience of people paying their bills. However, there are still gaps in the mechanism for paying bills at convenience stores. For example, if people lose their bills or even fail to receive bills, they will not be able to pay at convenience stores. However, the biggest shortcoming is that after the people pay in the convenience store, the convenience store must be processed manually and sent to the receiving manufacturer or unit to be processed by the receiving manufacturer or the unit to complete the sales. This process usually requires Two to three days of working time. However, the fact that it takes two or three days from the payment to the completion of the write-off has often caused considerable trouble to the contributor. For example, if the mobile phone bill has been suspended, or if the cable TV bill has forgotten to be sent, then a, I:\Patent\Hi-Life\2002TW(0〇2)\〇fficiai\〇 1 Invention application. Mountain 6 1303787 is subject to the remnant of the public after the completion of the account, so the two-day special _ will be quite inconvenient. "口口° also counts the system that can print the bills immediately, and can establish the lock account after payment, and it will become the collection company (for example, but not limited to the convenience store of Yushu) A very important topic. SUMMARY OF THE INVENTION A primary object of the present invention is to provide an instant billing system. Another purpose of Benben is to provide a method of using a real-time billing system. The present invention discloses an instant billing system that electrically couples to at least one collection right entity, such that

The paying obligor can use the (4) bill of bills to make a bill, pay the bill and pay the bill. The instant billing system includes a point of sale system and a: collection processing. The pin m includes a user terminal device, a web page, a printing device, and a foreground host, wherein the user terminal 1 includes _ screen output devices and _ inputs i set The webpage is provided to the operation interface of the payment obligor, the printing device is used to print the bill, and the front host has a secret reading device u and generates a payment record. The collection processing feeder is electrically coupled to the point of sale system and the collection rights entity for receiving the sub-storage of the payment record and depositing the account with the payment entity. The present invention further discloses a method for using a real-time billing system, wherein the instant account early system includes a point-of-sale system and a collection processing word I:\Patent\Hi-Life\2002TW(002)\Official\ 01 Invention application 蚩d〇c 7 1303787 The server 'and the electricity _ to at least one collection right entity, so that the payment obligor can print the bill on the spot, (4) ^ Xiao account ^ First, Xiao Xiao (4) The collection right entity of the secret payment obligor 'connects to the web page of the body via the collection office _ server.隹~贝

" Next, (4) point to receive the personal information entered by the payment obligor' and transmit it to the collection right entity via the collection processing server. After the subsequent payment right entity transmits the bill information of the payment obligor to the sales point secretary, the payment information entered by the payment obligor is printed, and the account is printed. single. Next, the point of sale simply reads the payment information on the bill and transmits the inscription payment information to the collection processing server. The point of sale system generates a payment record and transfers the money record to the collection processing server for storage. Finally, the debt collection processing device sends the debts that have been paid out to the collection entity. [Embodiment] # First, please refer to the first figure, which shows a block diagram of the instant billing system disclosed in the first embodiment of the present invention. The instant billing system disclosed in the present invention comprises a point-of-sale system ίο and a collection processing server. In a preferred embodiment of the present invention, the pin-up station can utilize any slow network, deep road, or wireless network from the ia fc K point-of-sale system 10 and the payment processing server 20. Road connection, where the wired network includes but is not limited to the network. ^ / ding, network, wide area network (WAN),

The local area network (LAN), as well as various specials, ^ A hunt line 4, the wireless network includes I:\Patent\Hi-Life\2002TW(002)\Official\01 invention application.doc 8 1303787 Not limited to any mobile phone network or wireless local area network (WLAN). The payment processing server 20 can then be connected to at least one collection right entity' such as the first collection right entity 3A, the second collection right 30B and the third collection right entity 30C in the first figure. . In a preferred embodiment of the present invention, the payment processing server 20 and each of the collection rights entities 3 can be connected by any wired network or wireless network, wherein the wired network includes but is not limited to the Internet. Network, WAN, regional network, and

A dedicated line, etc., includes, but is not limited to, any mobile phone network or wireless local area network. The payment rights entity referred to in this embodiment includes, but is not limited to, a bank, a ruling ruling, a telecommunications company, the State Administration of Taxation, a cable television company, and any of the payment bills of the company (4), respectively, credit card or μ , early, father's secret ticket, communication rib service f, tax payment notice cable TV viewing fee, and any installment payment or learning f and so on. The point of sale system K) includes __ user terminal devices 12, at least one web page 13 'one foreground host' 4

At least one printing device 16 is added to the stone to connect the device 18. j: Zhongwei, τ user terminal device 12 interactive multi-function terminal device, which includes ~ processing device, _ one $| output device, and - a set. In the present invention, the screen output device and the input device 1 (touch panel); in the present _ ', the second 111 touch the input device (four) in the = her preferred embodiment, the user, the input device In the example, the webpage 13 provides an operation interface for the payment and payment of the payment obligor, I:\Patent\Hi-Life\20〇2TW\Official\ 01 Invention application. doe 9 1303787 The counter of the second main store can be borrowed by the reading device «column==two. The printing device "pays the receipt of the early payment and the payment, and the network is connected to the collection processing server 20. The printing device L / the printer in the form, in the present hair _ 7 壬 装置 可 可 is a thermal printer; in the printing described in this example, the printing device 16 is another preferred embodiment of the laser = machine month and the receiving device 20 is at least Included is a network connection device 22 ^ a one-bar library 24 'where the network connection device 22 is used to connect to the = point of sale system 〇 and each collection rights entity 3 〇, the database is used Store at least one payment obligor through the point of sale system (4) the information processed by the billing rights between the various collection rights entities 30, such as payment: salesperson: etc., payment period and time, payment amount And the completion of each collection right entity 30 also includes at least one network connection device 32, a network 134, and a database 36, wherein the network connection server 32 is connected to the collection processing server 2, The webpage is "as a payment obligor = interface, and the database 36 is used to store at least one account of the contributor. Information such payment obligations do not, owed the project, the amount owed, whether complete write-off, etc. information. Next, please refer to the second figure, which is a flowchart of the method of using the instant billing system in the first embodiment of the present invention. The point of sale system 10 disclosed herein can be located anywhere. In a preferred embodiment of the invention, the point of sale is located in a convenience store, wherein I:\Patent\Hi-Life\2002TW\Officiai\〇i invention application d〇c 10 1303787 The user terminal device 12 is an interactive multi-function month b, '% device that includes a touch screen, so that the payment obligor can click on the touch screen to select the "instant account" in the convenience store. Single image (ic〇n). After receiving the signal of the image of the "instant bill", the user terminal device 12 is connected to a specific collection right entity 3 via the payment processing server 2 via the network connection device 18.专's exclusive web page 34 (step 101). When the payment obligor clicks on the image of "instant bill", it will be generated.

A transaction identification file "TRANS-NO.OOO,,,,,,, trans-n〇mJ

The transaction serial number, deputy name, and _" represent the transaction status. This transaction is subject to the ''TRANS-NO' and the identification code of the convenience store, ^ is sent to the payment by the payment obligor. Entity entity 3〇.

In a preferred embodiment of the present invention, the collection right entity 3 includes, but is not limited to, a bank that collects card-making money, a traffic ruling that collects traffic violations, a telecommunications company that collects telephone charges, and collects fuel for vehicles. The taxation bureau of the license tax, the cable division that collects cable television ratings, and so on. a bank that collects credit card payments as an example. At this time & "TRANS-N◦" will be the same as the convenience merchant, and SH0P ^

Send it to the bank's webpage 34. ~ I, I enter the personal information on the network of the user terminal device 12, including (4) name, ID number, card number, fresh number, etc. After receiving the personal information of the obligor, the user terminal 12 transmits the personal information to the receiving right entity 3G via the payment processing server 20 (steps (10) 2 and 3. The personal information and database 36) In the second account I:\Patent\Hi-Life\2002TW\Official\01, the invention application d〇c 1303787, the identity of the person who is responsible for the crime (step 103). The collection right entity 3 is determining After the identity of the payment obligor, the billing information of the payment obligor is transmitted to the webpage 13 of the user terminal device 12 (step 104). Next, the payment obligor is based on the billing information, The user 13 of the user terminal device 12 selects the debt to be paid, and can select one or a plurality of debts, and press the confirm payment button to form the payment information. The user finally sets 12 to receive the payment. After the payment information, the call print service program drives the printing device 16 to print the bill (step 105). At this time, the transaction right status is changed to, 〇〇1,,, the transaction identification file becomes "TRANS". 〇01”. In a preferred embodiment of the present invention, the bill includes There is a bar code to record the payment information, which can be read by the reading device or the card reading device of the foreground host 14. Next, the payment obligor carries the bill at the front host 14 to pay. In the present invention In a preferred embodiment, the front-end host 14 is located at the counter of the convenience store, and can read the morning payment due to the reading device or the card reading device. "〇〇2", the transaction gas file becomes "TRANS_0.002". The front host 14 transmits the payment information to the receipts after reading the payment information on the bill by using the reading device. The server 20 is authenticated (step 106). At this time, the status of the transaction file is changed to "〇〇3,, the transaction identification file becomes "TRANS_N0.003". Subsequently, the foreground host 14 calls the print service program through the user terminal device 12. The driving printing device 16 prints the payment receipt (step 1〇7), and delivers it to the payment obligor to accept the payment. At this time, the transaction slot status is changed to "991", and the transaction identification file becomes "TRANS-N0". .991". After the payment receipt was printed in Yuancheng, the transaction was changed to 9 99 'Transaction identification slot becomes I:\Patent\Hi-Life\2002TW\Offidal\0l Invention application.d〇c 12 1303787 "TRANS_NO.999", generation-payment record. Subsequent user terminal device 12 And transmitting the payment record to the collection processing server plus ^ stored in the database 24 (step ι 8). After the withdrawal, the payment processing server 20 transmits a signal to check the transaction file "TRANS one" No., "and" TRANS N〇999" is in place, : is in place 'by the receiving rights entity 3G (4) library 36 will be paid out of the debt (step 109), and the payment procedures are completed . People

Since the payment obligor can use the instant billing system disclosed in the present invention to complete the printing, payment and sales of the bills in a few minutes, it is necessary to pay two bills after the payment of the technical towel. The shortcomings of completing the sales account in three days have been completely overcome. > ', a1 side • Next, please refer to the third figure, which shows a block diagram of the instant billing system of the second embodiment of the present invention. In the instant of the second embodiment of the present invention, the single-wei includes a single-unit 1G and a collection processing machine 2G. In a preferred embodiment of the invention, the pin

1〇 and the receiving processing ship 2G can be connected by any wired network or benefit line network, the towel has _ road included but secret network, wide area network (WAN), regional network (LAN) And a variety of dedicated line networks, including but not limited to any line network or wireless _ network (WLAN). The apricot collection processing feeder 20 can be reconnected to at least one collection right, such as the first collection right entity 3GA, the second collection right γ volume 30B and the third collection right entity 3〇. c. In a preferred embodiment of the present invention, the collection processing server 2G and each collection right entity % I. APaten cut-Life\2〇〇2TW〇fficia said that the invention application, such as 13 3787, has nothing to hide. _路 or wireless (4) phase 2 includes, but is not limited to, the Internet, WAN path:: Road or no & w♦ mobile phone network. The payment right entity in this embodiment includes but not limited to, telecommunications Companies, the State Administration of Taxation, cable television, etc., the bills are credit card or cash card bill, Wentong = and so on. The service fee, the tax payment notice, and the cable television viewing fee system J. The point-of-sale system 10 includes a user terminal device at least - a web page 13, a front page φ der 1 y | --, a ... printing device 16 and: : Road connection device 18. The user terminal is shocked to include an interactive multi-function terminal device, which has a round-out arrangement of "one (10) 匕 3 衣 衣 clothes, - a screen m money: human device. In the preferred embodiment of the present invention Example L and the wheeling device are integrated into a touch type =, in another preferred embodiment of the handle, the brain mouse. In a preferred embodiment of the invention, the The webpage 3 is provided to the operation interface of the paying obligor, and the front desk host is located in the convenience store, and the payment information on the account can be read by the reading device or the reading and cutting. The printing crack 16 For printing the payment bill and the receipt of the payment, and the network connection device 18 is used to connect to the payment processing device 2. The printing device 16 can be any type of printer, In the preferred embodiment, the printing device 16 is in the preferred embodiment; in another preferred embodiment of the invention, the printing device is set to 1 I:\Patent\Hi-Life\2002TW \Offidal\oi Invention Application.doc 1303787 is a laser printer. The collection processing server 20 includes at least one U, one database 24, and at least one network. The %: pick-up device 22 is configured to be connected to the pin, middle, and peripheral profit entity 30, and the database 24 is configured to store at least one paying shaman who uses the lock-selling system 10 to collect the money. The rights entity 3 〇 between the account = information 'such as payers, payment items, payment deadlines and time, I am five, whether to complete the sales account, etc.. Receiving processing server crying is to pay The obligor is connected to the interface of the recipient: the receiving entity 30. Each of the receiving rights entities 30 includes at least one 32 and a database 36, wherein the network connects the county U to connect to the collection. The processing server 20, the database 36 is used to store at least the bill information of the obligor, such as the payment obligor, the amount of the debt, the amount owed, whether the sales account is completed, etc., then - Referring to the fourth figure, which is a flowchart of the method for using the second embodiment of the present invention, the present invention discloses that the pin 2 is located at any place. In the preferred embodiment of the present invention, the L is a dot system. The 10 Series is located in a convenience store and is equipped with a touch screen. Acting more power Wei clothing section obligor may image "Instant Billing" of the two by clicking on the contact page (iv) in the store. The user finally receives the payment signal of the image of the image of the image of the bran by the payment obligor, and the connection device 18 is connected to the collection processing server. I-_2m〇fflcia_ Invention Application - 1303787 A specific receipt _Dragon 3 () speciality f26 (step payment obligor clicks on the "instant bill" image). When the identification file "TRANS_Ν0·_", where "Trna n, the transaction is the transaction serial number, the extension file name,,, on behalf of the transaction status j, the line number "TRANS-N0" will be the same as the convenience store. Easy "SH0P" D" is transmitted to the payment obligee selected by the payment obligee. In the preferred embodiment of the present invention, the collection right % includes, but is not limited to, a bank that collects credit card money. In the case of a violation of the rules of the shirt, the five-way ruling of the father of the 〇, the telecommunications company that charges the telephone bill, etc., for example, the traffic ruling of the 通 通 规 规 , , , , , , = TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA TRA The store's identification code is sent to the bank's webpage 26. — Next, the payment obligor enters personal information on the web page of the user terminal device 12' including but not limited to name, ID number, and transmission. The card terminal number and the bill number are used. The user terminal device 12 transmits the personal information input by the (4) payment obligor to the collection right entity 30 via the payment processing server 2 (step 2〇2) The collection right entity 30 will personally share the information The information stored in the repository 36 is compared to determine the identity of the payment obligor (step 203). The collection right entity 3 ' after determining the identity of the payment obligor, the bill of the payment obligor The information is transmitted to the webpage 13 of the user terminal device 12 (step 2〇4). Next, the payment obligor selects the debt to be paid on the webpage 13 of the user terminal device 12 based on the billing information. You can select one or more debts and press the Confirm Payment button to form the payment information. User I:\Patent\Hi-Life\2002TW\Official\01 Invention Application.doc 16 1303787 Terminal device 12 is receiving After the payment information, the call print service program drives the printing device 16 to print the bill (step 205). At this time, the status of the transaction file is changed to "001", and the transaction identification file becomes "TRANS-N〇〇〇1". In a preferred embodiment of the present invention, the bill contains a barcode to record the payment. The information can be read by the reading device or the card reading device of the foreground host 14. Next, the payment obligor carries The bill is paid at the front desk host 14. In a preferred embodiment of the invention, the front-end host 14 is located at the counter of the convenience store, and the payment information on the bill can be read by the reading device or the card reading device. At this time, the status of the transaction file is changed to "002". ”, the transaction identification _ the file becomes “TRANS-N0.002.” The foreground host 14 transmits the payment information to the collection processing server 20 after reading the payment information on the bill by the reading device. Step 206). At this time, the status of the transaction file is changed to "〇〇3", and the transaction file becomes "TRANS__NO.〇〇3,". After that, the foreground host 14 calls the print service program through the user terminal cluster 12 to drive the printing device 16 to print the payment receipt (step 207). The parent pays the payment obligor. At this time, the status of the trading slot is changed to "991", and the transaction identification file becomes "TRANS_N0.991". When the payment receipt column _ is completed, the status of the transaction file is changed to "999", and the transaction identification file becomes "TRANS-N0". .999", a payment record is generated. The subsequent user terminal device 12 transmits the payment record to the collection processing server 2, and stores it in the database 24 (step 208). Finally, the payment is received. The processing server 20 transmits a signal check transaction identification file ''TRANS_N0.003'' and 'TRANS_N0.999 ▼' to be in place, and if it is in place, it will be paid to the database 36 of the payment right entity 30. Section I:\Patent\Hi-Life\2002TW\Official\01 The application for the invention.doc 1303787 (step 2〇9), the payment procedure is completed. By: the payment obligor can use the invention In the few minutes, it is necessary to have two or three days of work after paying in the 刖(四) knowing technology. The shortcomings of the time to complete the sales account have been completely overcome. The preferred embodiment to be described, will be understood to I 'of the present invention is not limited in its detailed description. The alternative method and modification style 6 are suggested in the previous description, and the second change method and the repair material are cut by those familiar with this item (4). 2 is that, in accordance with the structure of the apparatus of the present invention, all of the elements having the same combination of the components of the present invention and substantially the same as the present invention are not separated from the spirit of the present invention (4). Accordingly, all such modifications are intended to fall within the scope of the invention as defined by the scope of the accompanying claims. , π [schematic description]

The first figure shows a block diagram of the system disclosed in the first embodiment of the present invention. The second figure is a flow chart of the first method of the present invention. The third figure shows a block diagram of the system of the present invention. The fourth figure is a flow chart of the first method of the present invention. I:\Patent\Hi-Life\2002TW(002)\Officiai\01 Invention Application d〇e The instant bill of the second embodiment disclosed in the second embodiment of the use of the instant billing system in an embodiment Single system use 1303787 [Main component symbol description] 10 Point of sale system 12 User terminal device 13 Web page 14 Front panel host 16 Printing device 18 Network connection device 20 Collection processing server 22 Network connection device 24 Database 30 Rights Entity 32 Network Connections 34 Page 36 Library I:\Patent\Hi-Life\2002TW(002)\Official\01 Invention Application.doc

Claims (1)

1303787 X. Patent application scope: A kind of day-to-day billing system, whose ^^ electric power is coupled to at least one receiving right body, so that the payment obligor can print & @ ” straw from the instant account Single system on-site recording, payment and sales, including: A point-of-sale system, which includes: - one loss:: both final devices 'which contain - a screen output device and one, , and a page, which is provided to the operation interface of the payment obligor; a printing device for printing the bill; and a host computer having a reading code for reading Describe the account early, and generate a payment record; and " a collection office (four) server, its electricity_to the point of sale system two collections_ entity, the heart receives and stores the (four) record, and to the The payment rights entity is accounted for. 2. The instant billing system of claim 1 , wherein the display screen output device and the input device are integrated into a touch screen. 3. The instant billing system of claim 1, wherein the web page includes an image of an "instant bill". 4. The instant billing system of claim 1, wherein the input device is a computer mouse. I:\Patent\Hi-Life\2002TW\Official\01 Invention Application.doc 20 • If the application scope of the patent application scope is 2, the billing system includes the billing system, in which the obligor The sales library, the library, is used to store the information processed by the payment. , , , , and the account with the right to receive payment 6 · If the scope of the patent application is the item of the printing device is a thermal printer. Instant billing system The instant billing system described in the item, wherein the device is a laser printer. 8. If the bill g is barcoded to record the unpaid acknowledgment, the bill can be read by the counter device of the front desk main body. It. 9. A method of using a real-time billing system, wherein the instant billing system comprises a point-of-sale system and a collection processing server, and is electrically coupled to at least one pure right entity, so that the payment obligor can Printing, billing, and canceling the bill by the instant billing system, comprising: the point-of-sale system receiving the receipt right shell selected by the payment obligor, via the collection processing server Connect to the web page of the receiving rights entity; ^ I:\Patent\Hi-Life\2002TW\Official\01 Invention Application. d〇c 21 1303787 described Jin Zhan隹ψ μ ^ ^ , , , , "" And accepting the personal capital β input by the payment obligor and transmitting it to the collection right entity via the collection processing server; the payment right entity transmits the bill information of the payment obligor To the point-of-sale system; ^, the sales-point system receives the payment information entered by the payment obligor and prints the bill; and the private account 4 reads the payment on the bill Information and transfer the payment to the stated Receiving processing server; The point-of-sale system generates a payment record, and transmits the payment record to the collection processing server and stores it; and the collection processing server of the payment processing agent to the & rights entity The debt that the lieutenant has paid has been written off. 10. The apricot-type day-to-day billing system is electrically coupled to at least one of the collection rights to the stomach body so that the payment obligor can use the instant billing system to print, pay and write the bill on the spot. It contains ·· A point-of-sale system comprising: a screen output device and a user terminal device; an input device; a web page 'provided to the payment interface of the payment obligor; a printing device' for printing a bill; and a station host having a reading device for reading the bill and generating a payment record; and I:\Patent\Hi-Life\2002TW(002)\Offidal \01 Invention Application. d〇c 22 1303787 A collection processing server that includes at least one web page as an interface between the account payer and the collection right entity; the collection processing/service device Sexually coupled to the point-of-sale system and the collection right entity, using the division to collect and store the stagnation of the stagnation, and to the (4) _ entity into the U 11. The application of the instant account mentioned in the first item (4) In the single system, the screen output device and the input device are integrated into a touch-type window, wherein the instant billing input device described in the first paragraph of the patent application is a computer slide. "The tenth item mentioned in Li Guanwei Instant billing system, where the device contains a database 'to store the payment processing = the interface between the system and the payment entity _ coffee fe_2TW_ hot ciaAo] invention 嶋 23 23303. The instant billing system described in item 1 () of the patent scope, wherein the printing device is a laser printer. 17) The instant billing system described in claim 1 () The bar code is used to record the payment information, and can be read by the machine's reading device. The method of using the instant billing system, wherein the instant billing system includes a point of sale system and a The payment processing server is coupled to the at least one payment right entity, so that the payment obligor can print the bill, payment and sales on the spot by the instant billing system, including: The point-of-sale system receives the payment right selected by the payment obligor, and connects to the collection right entity webpage in the collection processing server; 'the point-of-sale system receives the input of the payment obligor Personal income and through the collection office Transmitting to the receiving right entity; the receiving right entity transmitting the billing information of the payment obligor to the point of sale system; the point of sale system receiving the payment input by the payment obligor The information 'prints the bill; the point of sale system reads the payment information on the bill, and transmits the payment information to the collection processing server; I.\Pate secret-shout 2〇 〇2丁娜〇2)\〇伍土读发明申申^ 24 1303787 The point-of-sale system generates a payment record and transmits the payment record to the collection processing server and stores it; The payment processing server deletes the paid debt from the database of the payment right entity. IMatentyHi-LifeCOOlTW^OfficialXOl Invention Application.doc 25