TWI268092B - An electronic transaction system and method with wireless transmission memory card and mobile phone transmission composed of the memory card - Google Patents

Abstract

The invention provides an electronic transaction system and method with wireless transmission memory card and mobile phone transmission composed of the memory card, which utilize mobile phone, memory card, SIM card, telecommunication base station and transaction unit to construct a transaction system. There is the wireless transmission circuit structure installed among mobile phone, memory card, SIM card, telecommunication base station and transaction unit. When mobile phone holder proceeds transaction at the transaction unit, the transaction unit may transmit the transaction message to the telecommunication base station. After the telecommunication base station verifies the transaction contents, transmit a confirmation message to the transaction unit. After the transaction unit receives the confirmation message, then send out the product. After the transaction unit sends out the product, transmit a completion message to the telecommunication base station. The telecommunication station further forms a wireless transmission circuit structure with a payment end. The telecommunication base station issues message to inform the payment end of deducting the transaction amount.

Description

[Technical field to which the invention pertains] constitutes a wireless transmission memory card and uses the same; a mobile communication electronic transaction system and method, especially a mobile phone

Hi user identification +, the trading system formed by the telecom base end, the user identification card has the function of plastic cargo belt, is convenient to carry, and uses the transmission circuit structure to transmit transaction information, which can greatly shorten the transaction time. [Prior Art] With the advancement of the times, the plastic money market has gradually matured and is accepted by the world. In the current most common plastic currency credit card, card owners use financial cards for consumer behavior, in addition to solving traditional transactions. The troubles caused by cash are an important indicator of personal credit for card owners; however, with the advancement of technology, the trading mechanism of plastic money has also generated some loopholes, including the case of forging and stolen credit cards. The most serious, because the card must be handed over to the store's customer service staff when swiping, thus forming a loophole in defense, as long as the blink of an eye, the credit card can be copied 'causing the card owner and financial unit to lose a great deal. In addition, the investment in the card system is huge, the store must be equipped with a credit card machine, and it is made by manual 1. For the non-connected card machine, the store must call and issue the card to obtain the authorization code, which takes a lot of manpower and time. For the wired card reader, 'there is often a need to repeatedly swipe the card due to the line problem. Similarly, it has to wait for the connection time and it is easy to repeat the account. In addition, the implementation of the credit card system is limited, for example, the vending machine is everywhere.

It can be seen that the letter cannot be used because of the equipment and labor costs of the card swipe system.

Use the card. SUMMARY OF THE INVENTION The present invention is directed to providing a wireless transmission memory card and a mobile phone transmission electronic transaction system and method using the same, which are determined by a mobile phone and a user identification card. The trading system formed by the telecom base end enables the user identification card to have a plastic money function, is convenient to carry, and uses a wireless transmission circuit architecture to transmit transaction information, which can greatly shorten the transaction time. [Embodiment] In order to enable the reviewing committee to have a further understanding and understanding of the features, objects and functions of the present invention, the detailed description will be made in conjunction with the drawings. First, the architecture of the present invention is briefly described. The invention relates to a wireless transmission memory card and a mobile phone transmission electronic transaction system and method using the same. The system is a mobile phone, a user identification card (commonly known as a SIM card), and a telecommunication base. The terminal and the transaction unit end constitute a transaction system. The mobile phone, the subscriber identification card, the telecommunication base, and the transaction unit end are provided with a short-distance wireless transmission circuit architecture, and the telecommunication base end can further have a wireless transmission circuit architecture with a payment terminal. Referring to the specific embodiment of the present invention shown in the first to third embodiments, a memory card 20 and a user identification card 30 are provided in the mobile phone 10. The memory card 20 is a flash memory card having a memory card. The interface 21, the control chip 22 and the at least one memory chip 23, the control chip 22 includes a memory card control

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Memory Card Controller 221, a Flash Controller Unit 222, and a radio frequency controller unit

(RF Controller Unit) 241, a radio frequency control interface (Rf Interface) 242 constitutes a wireless control line 24, and an antenna 25 is disposed on the periphery of the memory card 2, and the memory card 20 is controlled by the memory card interface 21 to control the mobile phone. After being sent to the control chip 2 2 and received by the memory card controller 21, the control signal is sent to the flash controller unit 222 for signal interpretation analysis, and the control signal record is archived by the memory chip 23, Then, the signal is coupled to the antenna 25 to be externally transmitted by the wireless control line 24. Further, a wireless control circuit (not shown) for transmitting a message to the wireless control line 24 is built in the mobile phone battery, so that the user identification card of the mobile phone can constitute a payment system. Referring to the fourth figure, the transaction steps of the present invention include: (A) the mobile phone holder performs the transaction on the transaction unit side (1), and after confirming the product name, quantity and amount on the transaction unit side (2) The transaction unit may transmit the transaction message to the telecommunication base (3); (B) after confirming the transaction content by the telecommunication base, transmitting a confirmation message to the parent unit (4), when the telecommunication base fails to confirm the transaction Content,

Then, the telecommunication base transmits an unfinished message to the mobile phone and the transaction unit, and delivers the transaction data of the mobile phone and the transaction unit (9), and the transaction unit can print out a stop transaction order. If (C) the transaction unit receives the confirmation message and then sends the product (5), the transaction unit can print out a shipping document after sending the product; (D) the transaction unit sends the delivery after the product is delivered. Message to telecommunications

Page 7 Case No. 92 Avoid 05__Year Month i V. Invention Description (4) ___ Base end (6); (E) A telecom base station can send a message to inform Lu (7), the paying end can be a bank, also You can deduct the transaction amount from the end of the transaction, and directly deduct the fee from the telecom base. Then, the terminal is set up in the electricity #基款 message to the mobile phone holder and the base of the transaction unit. After the deduction message: According to the payment constitutes the card;: identification card, telecom base end is convenient, you can make #田γ: the household identification card has the function of plastic money, carrying the shortened traffic transmission circuit structure transmission transaction information, can be greatly </ RTI> </ RTI> </ RTI> <RTIgt; </ RTI> <RTIgt; </ RTI> <RTIgt; </ RTI> <RTIgt; Invented the blade to improve the implementation status.修 92 : 92: jjL, 季 案 案 92105005 Λ _ η 修正 Correction Schematic Brief Description The first figure is a schematic diagram of the specific implementation structure of the mobile phone of the present invention. The second figure is a block diagram of a circuit of the memory card of the present invention. The third drawing is a schematic diagram of a preferred embodiment of the memory card of the present invention. The fourth drawing is a flow chart of the trading method of the present invention. Description of the figure: 10-Mobile phone 2 0 - Wireless transmission memory card 2 1 - Memory card interface 22 - Control chip Φ 2 21 - Memory card controller 222 - Flash controller unit 23 - Memory chip 24 - Wireless control line 241- Radio Frequency Controller Unit 242 - Wireless RF Interface 25 - Antenna 30 - User Identification Card 橹

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Claims (1)

Case No. 92105005 Date of Amendment VI. Application for Patent Scope 1) A wireless transmission memory card used in a mobile phone transmission electronic transaction system and method. The A memory card is a flash memory card having a memory card interface, a control chip and at least one memory chip. The control chip includes a A memory card controller, a flash controller unit, and a wireless control circuit composed of a radio frequency controller, a radio frequency interface, and an antenna provided at a suitable place on the memory card, the memory card is provided by a memory card interface The control signal is transmitted to the control chip, and after being received by the memory card controller, the control signal is sent to the flash controller unit for signal interpretation analysis, and the control signal record is stored by the § memory chip. Then, the signal is transmitted to the outside by the wireless control line. 2. A mobile phone transmission electronic transaction system, the system comprises: a mobile phone; and a memory card, which is disposed in the mobile phone; a user identification card, which is disposed in the mobile phone; a telecommunication base end; and a transaction unit end, which provides the goods required by the consumer; The mobile phone, the memory card, the user identification card, the telecommunication base, and the transaction unit end are provided with a wireless transmission circuit structure. When the mobile phone holder conducts a transaction on the transaction unit side, the transaction unit end can transmit the transaction message to the telecommunication base. After confirming the transaction content by the telecom base station, a confirmation message is transmitted to the transaction unit end, and the transaction unit end receives the confirmation message and then sends the production port. The easy unit transmits a completion message to the telecommunication base after sending the product. 3. According to the mobile phone transmission electronic transaction system described in item 2 of the patent application, _ Case No. 921050 Lang Six, the scope of application for patents, wherein the memory card is a fast face, a control chip and at least a card, which has a memory card memory card controller, a flash control = the control chip includes - The unit, the radio frequency interface 200, and the antenna are provided at appropriate locations by the radio frequency controller. ... line control line, and the mobile phone transmission electronic transaction system described in the memory card mi=2nd item ' broadcast ^ ^ ^ ^ Μ冉 and a pay-end has a wireless transmission circuit frame ί 二:: terminal send completion message to the telecommunication base After the end, the q will send out a message to inform the paying party to deduct the transaction amount. 5. Shenyan Patent = the mobile phone transmission electronic transaction system mentioned in Item 4, in which the 7th base station sends a message to inform the paying end to deduct the transaction amount, and then the payment terminal transmits the debit message to the telecom base, by telecommunication The base end transmits the debit message to the mobile phone holder and the transaction unit. 6. The mobile electronic transmission system as described in claim 5, wherein the transaction unit prints a debit receipt after receiving the debit message. 7. The mobile phone transmission electronic transaction system according to item 2 of the patent application scope, wherein the transaction unit can print out a shipping document after the product is delivered. 8. The mobile phone transmission electronic transaction system of claim 2, wherein the wireless transmission circuit architecture of the mobile phone is set in the mobile phone battery. 9. The mobile phone transmission electronic transaction system of claim 2, wherein the wireless transmission circuit architecture of the mobile phone is a short distance wireless transmission Page 11 Amendment 6. The scope of application for patents. 10. The mobile telephone transmission electronic transaction system of claim 2, wherein the payment terminal is the same as that located in the telecom base. • The mobile phone transmission electronic transaction system as described in claim 2 of the patent scope, wherein the payment terminal is a banker. 12.= The mobile phone transmission electronic transaction system described in item 2 of the patent application scope, wherein the telecom base station can send a transaction message to the mobile phone and the transaction unit after receiving the completion message. 13·=Application for the mobile phone transmission electronic transaction system mentioned in item 2 of the profit range, where 'when the telecommunication base end fails to confirm the transaction content, the telecommunication base end transmits an unfinished message to the mobile phone and the transaction unit is interrupted. The transaction 'clears the transaction data of the mobile phone and the transaction unit. 4. The mobile electronic transmission system as described in claim 13 of the patent application scope, wherein when the transaction unit terminates the transaction, a parental escape order can be printed. A ^ ^ cl. r yu Jy ^ β consists of a mobile phone, a memory card, a subscriber identity card, a telecom base station, and a transaction unit. A transaction system is formed between the mobile phone, the memory card, the subscriber identity card, the telecommunications base, and the transaction unit. The wireless transmission circuit structure is set; when the mobile phone holder conducts the transaction on the transaction unit side, the transaction unit end can transmit the transaction message to the telecommunication base end; after confirming the transaction content by the telecommunication base end, transmitting a confirmation message to the transaction unit a mobile phone transmission electronic transaction method, which includes the following steps (A) 1 -- Page 12 VI. Scope of Application for Patent (D) The transaction unit will send the product after receiving the confirmation message; (E) The transaction unit will transmit a completion message to the telecommunications terminal after sending the product. 16. If the mobile phone transmits the electronic transaction as described in item 15 of the patent application, the telecommunication base station and the paying end have a wireless transmission two: road structure, when the transaction unit sends the completion message to the telecommunication base = The telecommunications base sends a message to inform the paying terminal to break the item. 々 17. If the mobile phone transmits the electronic transaction as described in item 16 of the patent application scope, the telecom base station sends a message to notify the paying end to deduct the easy-to-release item, and then the charging terminal transmits the deduction message to the telecommunications network: Bit: Telecommunications Base The end of the transmission of the debit message to the mobile phone holding two transactions 18. = Please call the mobile phone electronic transaction described in item 17 of the patent scope: 'The transaction unit can print out after receiving the deduction message A debit receipt. 1 J 19·=Please call the mobile phone transmission unit mentioned in item 15 of the patent scope, in which the transaction unit sends out a shipping document. Say 刁 〗 印 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 The mobile phone transmission method, wherein the mobile phone's helmet, the parent, the parent, the line transmission circuit architecture is a short distance, page 13, the number 92105005, the month _g__ correction /, the patent application range from the wireless transmission circuit architecture By. 2 〇 * • The mobile phone transmission electronic transaction method as described in claim 15 of the patent application, wherein the payment terminal can be located in the telecom base. Ο 〇 </ RTI> as in the mobile phone transmission electronic transaction method described in claim 15 wherein the payment terminal is a banker. 4. If the mobile phone transmits the electronic transaction = method as described in item 15 of the patent application scope, after receiving the completion message, the telecommunication base station may send 2 a transaction message to the mobile phone and the transaction unit. • The mobile phone transmission electronic transaction method as described in claim 15 wherein, when the telecommunication base end fails to confirm the transaction content, then = the telecommunication base end transmits an uncompleted message to the mobile phone and the transaction unit end 26 2 transaction And clear the transaction data of the mobile phone and the transaction unit. Applying for the mobile phone transmission electronic transaction method described in item 25 of the patent scope, in which the parent company terminates the transaction, a 27 suspends the transaction order. 1 * Please refer to the mobile phone transmission electronic transaction mentioned in item 15 of the scope of interest, κ j/, medium, the memory card is a flash memory card, and has a memory card interface, a control chip and at least one piece including - memory The card controller, a fast; the control crystal circuit, and the wireless control line formed at the appropriate place of the memory card μι Case No. 92105005 _η 曰 Correction 6, designated representative figure (1) The representative figure of the case is: the third picture (2) The representative symbol of the present invention represents a simple description of the symbol. 20 - Wireless transmission memory card 21 - Memory card interface 22 - Control chip 221 - Memory card controller 222 - Flash controller unit 2 3 - Memory chip 24 - Wireless control line 241 - Radio Frequency Controller Unit 242 - Wireless RF Interface Page 3 «