594596 _案號91124138_年月曰 修正_ 五、發明說明(1) 【發明所屬之技術領域】 本發明係有關銀行等金融機構於營業廳中,銀行等金 融機構利用現有櫃台電腦端末作業設備及交易系統結合客 戶自行操作方式,完成客戶補印存摺交易資料之作業方法 ,而不必另行購置自動補摺機,達到銀行等金融機構降低 營運成本目標。 【先前技術】 目前各金融機構營業廳中或其他營業據點中均設置有 自動補摺機,供客戶自行將存摺放入自動補摺機中補印存 摺交易資料,銀行等金融機構為提供此一客戶服務功能, 必須編列大筆預算購置及維護自動補摺機,增加營業成本 之支出。 【發明内容】 本發明係一種利用現行銀行等金融機構櫃台電腦端末 作業設備結合客戶自行操作方式,完成設置存摺交易資料 補印作業方式,且不影響一般櫃台作業人員同一時間在同 一套櫃台端末電腦設備操作交易,使銀行等金融機構電腦 端末設備能充分使用,降低銀行等金融機構營業成本 。本發明存摺交易資料補印系統之特徵係,該系統包 含:一客戶端操作模組,為一螢幕(顯示器),可具備觸 控功能並提供操作訊息供客戶使用;一櫃台端末設備模 組,為銀行現有電腦端末設備(可用一套個人電腦系統替 換)含主機、螢幕、鍵盤、滑鼠、音效、磁條機、讀卡機 及其他基本配備並具備網路功能,執行存摺交易資料補印 軟體;一存摺列印模組,可為銀行現有櫃台端末存摺印594596 _Case No. 91124138_ Revised Year of the Month _ V. Description of the Invention (1) [Technical Field to which the Invention belongs] The present invention relates to a financial institution such as a bank in a business hall. The financial institution such as a bank uses existing counter computer terminal operating equipment The transaction system combined with the customer's own operation method completes the customer's method of reprinting passbook transaction data without having to purchase an automatic replenishment machine to achieve the goal of reducing operating costs for financial institutions such as banks. [Previous technology] At present, automatic replenishment machines are set up in the business halls or other business locations of various financial institutions for customers to put their passbooks in the automatic replenishment machines to reprint the passbook transaction information. Banks and other financial institutions provide this information. For customer service functions, it is necessary to set a large budget to purchase and maintain automatic replenishment machines to increase operating costs. [Summary of the Invention] The present invention is to use the current computer terminal operation equipment at the counters of financial institutions such as banks in combination with the customer's own operation method to complete the setup of passbook transaction data reprinting operation without affecting the general counter staff at the same counter terminal computer Equipment operation transactions enable computer terminal equipment of financial institutions such as banks to be fully used and reduce operating costs of financial institutions such as banks. The feature of the passbook transaction data supplement printing system of the present invention is that the system includes: a client operation module, which is a screen (display), which can have touch functions and provide operation information for customers; a counter terminal device module, For the bank's existing computer terminal equipment (replaceable with a personal computer system) including the host, screen, keyboard, mouse, sound effects, magnetic stripe reader, card reader and other basic equipment and have network functions, perform passbook transaction data supplement printing Software; a passbook printing module, which can print the passbook for the bank's existing counter
594596 _案號91124138_年月日__ 五、發明說明(2) 表機設備(可用一般印表機替換),供客戶補印存摺交易 資料使用;一套存摺交易資料補印處理軟體,連結上述該 主機,控制存摺交易資料補印流程(可用現有銀行交易操 作系統替換)。 依照本發明,銀行等金融機構可充分利用現有櫃台電594596 _ Case No. 91124138_year month__ V. Description of the invention (2) The meter device (can be replaced by a general printer) for customers to reprint passbook transaction data; a set of passbook transaction data supplement printing processing software, link The host mentioned above controls the process of reprinting passbook transaction data (it can be replaced with an existing bank transaction operating system). According to the present invention, financial institutions such as banks can make full use of existing counter electricity
594596 _案號91124138_年月曰 修正_ 五、發明說明(3) 腦端末設備即可設置完成與自動補摺機相同功能作業方 式(可設置於金融機構營業廳服務台或獨立設置)並可大 幅降低銀行等金融機構設置自動補摺機大額預算購置成本 及維護成本。 【實施方式】 以下參照圖式詳細說明本發明之實施例。 圖式第1圖為表示本發明實施例之銀行等金融機構 以現有櫃台電腦端末設備設置銀行存摺交易資料補印系統 構成之方塊圖。圖中本發明之系統係由客戶端操作模組 1 ,櫃台端末設備模組2 ,存摺列印模組3 ,以及存摺 交易資料補印軟體11。另外,也包含了銀行主機交易系統 4。 上述該客戶端操作模組1 :係由存摺/金融卡5及一 般螢幕/觸控式螢幕7所構成。櫃台端末設備模組2 : 係由磁條機/讀卡機6、一般螢幕/觸控式螢幕7、一般 印表機/存摺印表機8、鍵盤/滑鼠其他週邊9 、櫃台端 末主機1 0、及上述之存摺交易資料補印軟體1 1所構 成。存擅列印模組3係由上述之一般印表機/存摺印表 機8所構成。銀行主機交易系統4係由現行銀行等金融機 構主機交易連線系統1 2所構成。 上述該磁條機/讀卡機6、一般螢幕/觸控式螢幕7、 一般印表機/存摺印表機8、鍵盤/滑鼠其他週邊9 、存摺 交易資料補印軟體1 1分別與櫃台端末主機1 0相連結。 銀行主機連線交易系統1 2亦以通訊線路與該主機1 0相 連結。存摺/金融卡5則連結至磁條機/讀卡機6 。其中,594596 _Case No. 91124138_ Modification of Year and Month _ V. Description of the invention (3) End-of-brain equipment can be set up to complete the same functional operation mode as the automatic folding machine (can be set at the service desk of a financial institution's business office or independently) Significantly reduce the large budget purchase cost and maintenance cost of banks and other financial institutions to set up automatic replenishment machines. [Embodiment] Hereinafter, an embodiment of the present invention will be described in detail with reference to the drawings. The first figure of the drawing is a block diagram showing the structure of a bank passbook transaction data supplement printing system provided by a bank and other financial institutions according to an embodiment of the present invention using existing counter computer terminal equipment. In the figure, the system of the present invention is composed of a client operation module 1, a counter terminal equipment module 2, a passbook printing module 3, and a passbook transaction data supplement printing software 11. In addition, it also includes a host banking transaction system 4. The client operation module 1 described above is composed of a passbook / financial card 5 and a general screen / touch screen 7. Counter terminal equipment module 2: magnetic stripe reader / card reader 6, general screen / touch screen 7, general printer / passbook printer 8, keyboard / mouse other peripherals 9, counter end host 1 0, and the above-mentioned passbook transaction data supplement printing software 1 1 constitutes. The security printing module 3 is composed of the general printer / passbook printer 8 described above. The main bank transaction system 4 is composed of the existing main bank transaction connection system 12 of financial institutions such as banks. The above magnetic stripe machine / card reader 6, general screen / touch screen 7, general printer / passbook printer 8, keyboard / mouse other peripherals 9, passbook transaction data supplement printing software 1 1 and counter respectively The end host 10 is connected. The bank host connection transaction system 12 is also connected to the host 10 by a communication line. The passbook / financial card 5 is connected to the magnetic stripe reader / card reader 6. among them,
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資:ίϊί:客戶自行刷入存摺磁條,以補列印存摺交易 號資料,以徂左▲,該靖卡機則供客戶放入金融卡讀取帳 Λ 八一珣、列印客戶存摺交易相關歷史資料。 供π ^顧 端操作模組1之螢幕7,具備觸控功能,提 該客2能選擇,以供客戶以手指點按交易項目。 螢篡7政Γ作松組1之榮幕7可與檀台端末設備模組2之 7可同二顧二ί另外設置。該概台端末設備模組2之螢幕 戶提^服務不而f操作項目,以便櫃台服務人員適時對客 Ϊ ί ί ί 母曰作業,充分使用櫃台端末設備。該客戶 么=ΐ組1之榮幕7亦可安裝有線/無線資料接收器、 紅外=知器:價測是否有客戶靠近使用。 +吹=摺列印模組3係供補印存摺交易資料、存摺交易歷 =二=。而該存摺列印模組3之印表機8 ,亦可與櫃台端 ° 上述w亥存摺父易資料補建置於主 作幕?:r模組正ϊ運二及控制客戶端操 1卞供、、且2螢幕7各項功能運作。 客戶H t 3 Ξ ί第2圖說明本實施例銀行等金融機構 易資料、產^易i料補^流程,本例中;係說明客戶存摺交 統並勃二J二-作-。首先於各金融機構營業廳中設置本系 枓睥抵父易資料補印軟體。客戶欲補印存摺交易資 Π將】 :Ϊ經由磁條機刷過(步驟1 〇 〇 ),由磁 ^ 戶帳號身料讀入存摺交易資料補印軟體中(步驟 ΐ ^ Ϊ模組2之印表機8分享共用,或另外設置供客戶專Assets: ίϊί: The customer swipes the passbook magnetic stripe by himself to supplement and print the passbook transaction number data to the left. The Jing card machine is used for customers to put in the financial card to read the account. Related historical data. The screen 7 of the π terminal operating module 1 is equipped with a touch function, and the customer 2 can choose for the customer to click the transaction item with his finger. The screen 7 of the firefighting system 7 can be set up in the same way as the 7 of the terminal equipment module 2 of the platform. The screen of the terminal equipment module 2 provides users with services instead of operating items, so that counter service personnel can timely perform operations for customers and make full use of the terminal equipment. The customer is equal to the glory screen 7 of group 1 and can also be equipped with a wired / wireless data receiver. Infrared = Knowledge device: Check whether the customer is near the price to use it. + Blowing = Folding printing module 3 is for reprinting passbook transaction data and passbook transaction calendar = 二 =. And the printer 8 of the passbook printing module 3 can also be placed on the main screen with the counter end ° supplementary information of the passbook and parent book? : The r module is running 2 and controlling the client to operate 1 supply, and 2 screens 7 functions. The customer H t 3 ί The second figure illustrates the process of replenishing data, production, and materials of the financial institution such as the bank in this embodiment, and in this example, it explains the customer passbook transaction and the second step is the second step. First set up this department in the business halls of various financial institutions. Customers who want to reprint the passbook transaction information will:] Ϊ swipe through the magnetic stripe machine (step 100), read from the account of the magnetic account into the passbook transaction data reprinting software (step ΐ ^ Ϊ module 2 of the Printer 8 is shared or set up separately for customers
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594596 _案號91124138_年月曰 修正_ 五、發明說明(6) 步驟1 3 0 ),傳送至存摺印表機中(步驟1 4 0 ),客 戶將存摺放妥於存摺印表機(步驟1 5 0 )後將未登載存 摺交易資料印出,完成存摺交易資料補印動作。 在上述實施例中,各個模組均可使用一般個人電腦及 周邊設備替換,不必受限於銀行櫃台電腦端末設備。本實 施例除可將銀行等金融機構存摺交易資料補印系統設置於 營業廳中,亦可將本實施例之系統設置在無人銀行(自動 化服務區)、簡易分行或其他營業據點供客戶自行操作使 用。 在上述實施例中,銀行等金融機構可將與帳務性質無 關之查詢交易,放置於本實施例中,提供客戶自行操作查 詢或列印資料。 另外,上述該客戶端操作模組2之螢幕7,於無客戶使 用時,可播放相關業務訊息、作業規定、政府法令公告 等。594596 _Case No. 91124138_ Revised Year of the Month_ V. Description of the invention (6) Step 1 3 0), transfer it to the passbook printer (step 1 40), the customer puts the passbook on the passbook printer (step 15 0) and then print the unpublished passbook transaction data to complete the reprint of the passbook transaction data. In the above embodiments, each module can be replaced with a general personal computer and peripheral equipment, and is not necessarily limited to the computer terminal equipment at the bank counter. In this embodiment, in addition to the bankbook transaction data supplement printing system of a financial institution such as a bank, the system in this embodiment can also be set up in an unmanned bank (automated service area), a simple branch, or other business locations for customers to operate by themselves. use. In the above embodiment, a financial institution such as a bank may place an inquiry transaction that has nothing to do with the nature of the account in this embodiment, and provide customers with the ability to operate the inquiry or print the information themselves. In addition, the above-mentioned screen 7 of the client operation module 2 can play relevant business information, operation regulations, government regulations announcements, etc. when there is no customer use.
第10頁 594596 _案號91124138_年月日 修正 圖式簡單說明 第1圖為表示本發明 銀行等金融機構存摺交易資 料補印系統一實施例之方塊圖。 第2圖為第1圖所示存 摺交易資料補印系統之操作之流程圖。 【元件符號說明】 1. 客戶端操作模組 2. 櫃台端末設備模組 3. 存摺列印模組 4. 銀行主機交易系統 5 .存摺/金融卡 6 .磁條機/讀卡機 7. —般螢幕/觸控式螢幕 8 . —般印表機/存摺印表機 9.鍵盤/滑鼠其他週邊 1 0 .櫃台端末主機 1 1.存摺交易資料補印軟體 12. 銀行主機連線交易系統。Page 10 594596 _Case No. 91124138_ Year, Month, Day, and Date Amendment Brief Description of Drawings Figure 1 is a block diagram showing an embodiment of a bankbook transaction data reprinting system of a financial institution such as the present invention. Figure 2 is a flowchart of the operation of the passbook transaction data supplement printing system shown in Figure 1. [Description of component symbols] 1. Client operation module 2. Counter terminal equipment module 3. Passbook printing module 4. Bank host transaction system 5. Passbook / financial card 6. Magnetic stripe machine / card reader 7. — General screen / touch screen 8. General printer / passbook printer 9. Keyboard / mouse other peripherals 1 0. Counter end host 1 1. Passbook transaction data supplement printing software 12. Bank host connection transaction system .