TW578110B - On-board wireless transaction system and method thereof and recording medium used in the system - Google Patents

Abstract

The invention primarily installs a card reader/writer and a GSM modem in a mobile vehicle. The card reader/writer is used to read the credit points of a fare card, and when inputting an ordering request, it can deduct the transaction points from the credit points, write the remaining points back to the fare card and use the GSM modem to transmit the transaction point to the store-side computer for franchising the store to provide merchandise in completion of transaction. As such, the invention can wirelessly purchase merchandise on real-time basis directly from the mobile vehicle to immediately finish transaction. The store-side computer of the invention can statistically accumulate transaction points in conjunction with each identification code respectively to provide market planning of bonus credits.

Description

4. Description of the goods (now) Invention: The wrong card can be an IC chip card, magnetic stripe + other temples with _ f M card ^ Easy points can also include the transaction time: the unit price of the second commodity, or The number and name of the business quotient, and / or the name, Yizi: written into the storage card to record: a piece of Yi ^ 形 物 = YA can refer to any house, restaurant, purchase, etc .. = ,, == Fate bookings such as attraction introductions, online fortune telling, multimedia video and audio programs = direct services (ex: In addition, the card issuer can still provide special stores-merchants: two store codes and accumulated points, special stores n stores their store cards for reading Action of exporting / writing data—the card reader deposits the merchant with the store + the reason, and the Richter appraises the moon and accumulates the points earned by its fork to complete the payment to the card issuer. The computer on the store side can be different The accumulated statistics correspond to the marketing plan of each reward bonus point. The phase ^ easy points can be used to mention the implementation method of the present invention according to the following steps one by one--Step A: = speak device input a subscription requirement, the; Demand includes transaction information such as deductible transaction points for commodities, which are read by a card reader-storage card Code points; Step B: Calculate the remaining Lin points after deducting the transaction points from the storage points; and Step C: wirelessly transmit the identification code of the storage card and the forklift data to the GSM modem on the motor vehicle Gs data machine of the store computer, 578110 A7 5. Invention description (bucket) and write the remaining points into the storage card with a card reader on the motor vehicle to complete the transaction. The above method can be completed by a software program, so The method of the present invention can be written in a computer language and then loaded into a computer-readable recording medium. The recording medium can be a hard disk, a floppy disk, an optical disk, a ζιρ, m0, ... chip, or any technique familiar with this technology. Those who can use the recording medium's mind w 'are preferably stored in a human-random access memory ram for easy access and execution. The technical means of the present invention is novel and can provide industrial use, and There is indeed an improved effect, so apply for an invention patent according to the law. [Simplified description of the drawings] Figure 1 is a block diagram of the system architecture of the preferred embodiment of the present invention. Figure 2 is a flowchart of the preferred embodiment of the present invention. Figure 3 Detailed flow chart of the preferred embodiment of the present invention. Figure 4 is a block diagram of the system architecture of another preferred embodiment of the present invention. [Illustration of the drawing number] 1 Vehicle-mounted machine 11 Order device 12 Card reader 13 GSM modem 14 Microprocessor 2 GS Μ wireless network 3 Special store 30 Store computer 31 GSM modem 3, customer service center 305 Customer service computer 32 Financial exchange terminal 33 Memory device 34 Card reader / writer 4 Card issuing mechanism 41 Server paper The standard is applicable to China National Standard (CNS) A4 specifications (210 X 297 $ 爱 578110 A7 V. Description of invention (5 :) 5 Financial institution 50 ATM 5] 52 Store account 529 Customer service center account 6 C Store card C, Store card D ID Identification code ID5 Store code Μ P Trading points Σ P Cumulative points SR Remaining points [Detailed description of the preferred embodiment] Figure 1 shows a card issuer 4 (such as Μ ο nde X international authorization Organization, etc.) issued a plurality of storage card c (FareCard), each storage card c stores a unique identification code ID and its storage points s. The savings point $ is when the user purchases a new storage card from the card issuer 4 (:, first pay the amount in exchange for points s and pre-store it in the storage card c. Therefore, the user may In the special store 3, the storage card C is used to deduct its consumption points P '. Therefore, the storage card C can be used as cash, also known as Electronic Cash. 0 The consumer property cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs prints a special store. 3 Aggregate the points earned 2 P, you can open a paper account to request payment from the card issuer 4, or you can use the financial exchange terminal 32 of the store-side computer 30 shown in Figure 1 (such as Machine, modem, etc.) to perform data transmission operations, and connect to the card issuer 4 through the public telecommunication network 6 (Public Switch Telephone Network, PSTN) to request payment from them. The card issuer 4 server 4 1 confirms the credit points And the amount is correct, the card issuer account 51 of the financial institution 5 will transfer the amount Σ $ to each merchant account 52. 578110 A7

578110 B7 V. Description of the invention (9), the goods M to be ordered, but the common points must produce a sum

Transaction information D, and transaction information D should include the transaction points p required to deduct the purchase of the commodity M. In addition, the card reader 12 must be used to read the identification code ID and the number of stored points S0 of the stored storage card C.

It is printed by the Consumer Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs. [Step SB] In this embodiment, the microprocessor i4 is used to store and store $ points minus transaction points P to calculate the remaining points R, and then (step SB1) Compare whether the remaining points are greater than 0 to determine whether the points of the storage card C are sufficient? Of course, it is also possible to directly compare whether the storage card C storage point S is greater than or equal to the transaction point p of the transaction data D to determine whether the storage card C point 8 is sufficient.俾 When the storage card C stores the storage points S greater than or equal to the transaction points p of the transaction data D, [step SC] The GSM modem 13 on the car 1 is wirelessly connected to the GSM wireless network 2 and stores the The identification code 10 of the card c and the transaction data D (including the meaning of the easy point p) are wirelessly transmitted to the GSM modem 31 of the store-side computer 30 (step SC1). Please refer to Fig. 3. At this time, if the store computer 3 can confirm the ID code of the storage card and the transaction data D (including the transaction points p), then the authorized store (step SC2). 3 before supplying the product to the user, and return a confirmation code to the onboard i < GSM modem 13 (step SC3), and urge the card reader 12 on the onboard machine to continue to calculate the remaining points calculated above. R is written into the storage card C to complete the transaction (step SC4), which can be more secure.

This paper size is in accordance with Chinese standards (CNS > A4 size (210 X 297) A7 A7) The Intellectual Property Bureau of the Ministry of Economic Affairs, Beigong Yellow Cooperative Co., Ltd. Printing 5. Description of the invention : Yes? Π Complete the transaction. Among them, the above-mentioned transaction data D is still included = 2 dates, product code and / or name, unit price of the product, or! It is written into the storage card C as a transaction history record. For convenience, the card issuer 4 in this example provides three special store cards c to each of the two special stores, and the special store 3 can use the store. The terminal computer < card reader 34 writes its accumulated points 2]? Into the store card c, or outputs the accumulated points 2 P together with the store code W representing the special store 3 when the payment is requested. Figure 4 is another preferred embodiment. The on-board machine is exactly the same as the previous example, but its multiple special stores have been integrated into a customer service center. 3 'unified order acceptance requirements and unified deduction points. When the transaction is completed, And then assign points to each store. Memorize the telephone number of 3 in a customer service, there is no need to memorize the telecommunication number of each store. In addition, the customer service center computer 3 0 'can be used to accumulate and count the X easy points P that are consumed here for each identification code ID, so it can Cooperate with diversified marketing plans such as bonus points. Figure 4 shows that in this example, the on-board machine 1 is wirelessly connected to the customer service center computer 3 by the gsm modem 13 and the gS Μ modem 31 is connected instantly. Complete the transaction online and in real time. However, in this example, a memory device 3 3 can be added to temporarily store multiple transaction data D, accumulate a period of time and then link to it at a specific time every day (such as Pm2 3 ·· 00) or at any time. The server 41 of the card issuer 4 exchanges information, which can reduce the busyness of the network. This paper standard applies the Zhongguanjia standard χ 297 Miscellaneous>

(Jingxian 1W read the note on the back S 578110 A7 B7 V. Description of the invention (7) In addition, in the first two cases, each storage card c has pre-stored storage card points s due to new purchases, but if continuous consumption causes the points Exhausted, when the personal account 53 of the user in the financial institution 5 in FIG. 4 of this example can be transferred to the card issuer account 51 by the ATM 50, the points can be purchased and written into the storage card c. Or Yes, the customer service center 3 can transfer money from its account 52 to the card issuer account 51 in advance to pre-order a whole batch of points. 俾 When it is not convenient to transfer to the ATM 50 to purchase points in the traffic, the user You can ask for help from customer service center 3 '. Customer service center 3 downloads a small batch of points to the onboard machine iiGSM modem 13 via GSM modem 31 and writes it to its storage card c for its use. Then customer service Center 3, then request this transaction data d (including the identification code 1 of the user's storage card C) and the download points p above, to the card issuer 4, and after the card issuer 4 confirms that it is correct, Card issuer account 5 1 Transfer the corresponding amount to customer service center account 52, and then use this identification m requests the user's personal account 53 for repayment of the transfer, so ^ improves the convenience of use. Printed by the Consumer Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs " The present invention "the wireless transaction method on the car can be written in computer language for easy implementation仃 'The written software program can be stored in any micro-processing unit 2 recording and reading media, or items containing the recording medium and L ° It is not limited to any form' The item can be a hard disk, a floppy disk , Optical disc ZIP, M0, IC chip, random access memory (RAM), or anything that can be used by those skilled in this art, including the recording medium: As the present invention "the wireless transaction method on the car has been disclosed Complete, anyone who knows computer languages can read this smoke Ming # 昍 蚩 1 ^ You do n’t need to send a monthly statement to know how to write a software program. The details of the software program are not described here.

578110

CO No. 90122667, Amended August 6, 1992

Amendment L. Description of the invention (10) In summary, the present invention, regardless of its purpose, means, and effect, shows its characteristics that are quite different from the conventional technology. One of the major breakthroughs in the "system of recording media", I urge your reviewing committee to make a clear observation and grant a quasi-patent at an early date. However, it should be noted that 'the above-mentioned embodiments are merely examples for the convenience of description, and the scope of the claimed rights of the present invention should be based on the scope of the patent application' and is not limited to the above-mentioned embodiments. 1 -------- ^ --------- (Please note the notes on the back of Mti before filling out this page) Printed by the Consumers' Cooperative of the Intellectual Property Bureau of the Ministry of Economy Standard (CNS) A4 specification (210 X 297)

Claims (1)

578110 VI. Scope of patent application 1. A wireless forklift system on a car is used on a motor vehicle to order a GSM ^ 2 from a GSM wireless network to a special shop of a card issuer and make it easy. The card issuer issues a number of Fare Cards, each of which stores a unique identification code and its storage points. The special store has a store-side computer and includes a GSM modem to accept data from The wireless purchase requirements of the wireless transaction system on the vehicle; among them, the wireless transaction system on the vehicle mainly includes: an ordering device, which is used to input the demand for ordering at least one product, and can generate the order corresponding to the order The required transaction data, which includes the transaction points deducted for the purchase of the product; a card reader ^ — "— ⑴ ⑴ 卜 used to read the data stored in the storage card, or write the data In the storage card; a GSM modem (GSMMomdem) for wirelessly connecting to the GSM wireless network and transmitting data; and a microprocessor for receiving the order device When the transaction data is generated, and the card reader is controlled to read the identification code and storage point of the storage card, and compare the storage point of the storage card with a value equal to or greater than the transaction point of the parent-child information , The microprocessor can control the GSM modem to transmit the identification code of the storage card and the transaction data to the special store via the GSM wireless network to provide the product, and calculate the storage points minus the transaction points. The remaining remaining pages are installed on the page printed by the consumer co-operatives of the Intellectual Property Bureau of the Ministry of Economic Affairs, and the scope of patent application is ϊ = :: The reader writes the remaining points into the storage bank. 2.; = Lifanyuan Item 1 The on-board wireless transaction system includes: machine: a store card of a special store is still provided, and the store card stores the store code of the special store and its accumulated points, and the special store = two stores; the computer still includes There is another-card reader, which is used to write + "in the fortune, or read the store card memory data.. The wireless transaction on the car as described in item i of the Erqing Patent Scope 2. The computer can still accumulate statistical correspondence. At each ID transaction card, Marketing plan for bonus points. 4. For the wireless transaction system on the vehicle as described in the patent application scope p, the two store-side computers are connected to the card issuer via the public telecommunication network (pstn) for payment operations. 5. The on-board wireless transaction system as described in item 4 of the patent application park, and the computer at the store ’s store side also includes a financial exchange terminal connected to the card issuer for data transmission operations. 6. If the scope of the patent application The on-board wireless transaction system and system described in item i, among which: the shop computer also includes a memory device for storing multiple transaction data. 7. The on-board wireless transaction i as described in the scope of patent application No. 4 System, in which the Wei Chu card is a 1C chip card. 8 ‘The wireless communication on board the vehicle as described in the scope of the patent application No. 4, and the transaction data also includes the transaction time and date, product code and / or name, unit price, or quantity of the product. The size of this paper is based on the National Standard (CNS) A4 specification (210: 297 enthalpy) 578110 VI. Application for patent scope 9. The wireless transaction system on the car as described in the patent application ㈣ 丨, the card reader is still capable Write the transaction time and date, product code and / or name, unit price of two products, or quantity into the storage card. 10. An on-board wireless transaction method, which is used for-on-board of a motor vehicle = nB0ardUnit), to order its goods from a special issuer of a card issuer via a gsm wireless network and complete the transaction. Including ordering devices, card readers, and GSM data = children's card issuer issued a number of wrong cards, each stored card is stored in Wei- <identification code and stored points, the special store has- The store-side computer also includes a GSM modem to connect with the wireless subscription requirements; the above-mentioned wireless transaction method on the vehicle includes the following steps: Step A: Enter a subscription requirement with the ordering device, and the subscription requirement includes ^ purchase -The transaction data, etc. of the goods required to deduct the transaction points, and read it with the card machine—the identification code of Chujun card and the storage points; Step B: Calculate the remaining points after deducting the transaction points from the storage points ^ J Step A ^ The GSM modem on board the car wirelessly transmits the identification code and transaction data of the storage card to the modem on the store's computer; The card reading and writing unit writes the remaining points Zhi storage card to complete the transaction. &quot; Second application: The wireless transaction method on the vehicle as described in the patent Fangu Item 10, which includes __ after step 0: Step D: Use a card reader to transact the transaction 578110 C8 --- ~-^ ___ VI. Scope of patent application = door date business code and / or name, product unit price, or quantity and other information are written into the storage card. (Please read the caution page on the back first) 12. The on-board wireless transaction method as described in item 1Q of the scope of patent application, where step 包括 C includes the following steps: Step C1 · = GSM modem on board Transmit the identification code of the storage card and the easy data line to the GSM modem on the computer of the store 4; Step C 2 · The store confirms that the identification code of the storage card and the transaction information are correct; Step C3: The store's computer The GSM modem returns a confirmation code to the onboard GSM modem; and step C4 · The card reader on the onboard machine writes the remaining points into the storage card to complete the transaction. Printed by the Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs 13. The on-board wireless transaction method as described in item 10 of the scope of patent application, wherein the card issuer also provides a special shop and a store card, and the store card stores a representative The store's store code and its accumulated points, and the special, "shop 3" store-side computer also includes another card reader to write data into the store card, or read the store card memory data 14. The on-board wireless transaction method as described in item 10 of the scope of the patent application, wherein the store-side computer can still accumulate statistics on the transaction and exchange points corresponding to each identification code to provide a bonus marketing plan Person 15. A computer-readable recording medium used in the on-board machine of a motor vehicle. The recording medium contains a software program for ordering its goods from an authorized store of a card issuer via the Gsm wireless network. And ^ = This paper size applies Chinese National Standard (CNS) A4 ^ (210 X 297 ^ ¾) ---------- Printed by the Consumer Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs 578110 The baby car includes ordering devices, card readers, and GSM modems. The card issuer issues a number of storage cards, each, 値: Stores only Wei- 《identification code and its storage points, The contract store's computer includes a gsm modem to accept and purchase requests. Among them, the above software programs mainly include: Brother: Cheng Tu: Used to receive input-order requirements from the ordering device, including purchase-goods The required deduction of transaction data, etc .; the second code 'is used to control the card reader to read and store the card identification code and stored points; the third code is used to calculate the stored points minus the transaction points The remaining remaining points; the fourth code, which is used to control the GSM modem on the car to wirelessly transmit the storage card identification code and fork easy data to the store-side modem; and the = code, which is used to The card reader that controls the on-board machine will deposit the remaining points into the storage card to complete the transaction. 16. = The recording medium described in item 15 of the patent application park, which also includes a sixth code, To control the card reader Information such as time and date, number and / or name, unit price, or quantity are written into the storage 17. = The recording medium described in item 15 of the scope of patent application, which also includes a program code for receiving by the store Computer confirmation The paper size is in accordance with the Chinese National Standard (CNS) A4 specification (210 X 297 meals) I -III. (Please read the precautions on the back · line · 578110, apply for patent scope and can call the fifth code to Control the card on board the machine. The film writer writes the magic surplus number into the storage card to complete the transaction. 18. The recording medium as described in item 15 of the scope of patent application, where the card issuer also provides a special store A store card that stores the store code of the store and its accumulated points, and the store-side computer of the special store also includes another card reader to write data into the store Card, or read the store's card memory data. Affirmed that the $ green media described in item 15 of the patent la®, the store j computer can still accumulate and count the transaction points corresponding to each identification code to provide Marketing plan for bonus points. · — (Please read the notes on the back before Φ this page) Order. Printed by the Intellectual Property Bureau Staff Consumer Cooperatives of the Ministry of Economic Affairs This paper is printed in accordance with Chinese National Standard (CNS) A4 (210 X 297) Ru Li)