TW396314B - A system of financial information and news services with electrical delivery and software definition for large passenger transport vehicles - Google Patents
A system of financial information and news services with electrical delivery and software definition for large passenger transport vehicles Download PDFInfo
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Abstract
Description
ΜΜ 8711R4R? 五、發明說明(22) 與編碼運算,使功能卡可由一遠端位置中之 腦或裝置於SAM模組之連線/離線之商業終端機,進 權。在此情況下,通訊兩端(如主機電腦與功能 了丄各有編碼密鑰使透過功能卡送出之資料(如ΡΙΝ登錄 羞屬处士主機電腦被確認。接著’主機電腦可以進行確認此功 釔:卡之認證以及目前使用者之身份,以完成安全之金融交 ,f然本發明已以較佳實施例揭露如上,然其並非用以 曰 Μ年(月4 f 内 '和丄任何熟習此技藝者’在不脫離本發明之精神 後附之申請專利範圍所界定者為準…之保灰範圍田 。當視後附之申請專利範圍所界定者為 凡件符號表: ^ ί !/' n m 11 ; ib^LMpc ^ 切換;4〜金融機構主機電腦.彳接:丫線服務,3〜通信前級广 交換網路1私人網:8大5刑;路服務提供者標準 星备地面站台;‘Γ通客運輸器具;8&~衛 機構主機雷聪.μ 通仏則級,9a〜網路連接;10〜金融 獨攝主機電腦,1 2〜通信前級;丨. 路服務提供者;18, 22〜私人網心丰乂換網路;:6〜網 站台;52〜船Λ/他大網路;50〜無線傳送/接收 ,9A con I次具他大型乘客運輪器具;MM 8711R4R? 5. Description of the invention (22) and coding operation, so that the function card can be authorized by a brain in a remote location or a commercial terminal connected / offline to the SAM module. In this case, both ends of the communication (such as the host computer and the function, each have a coding key to enable the data sent through the function card (such as PIN to log in to the virgin host computer is confirmed. Then the host computer can confirm this function : The authentication of the card and the identity of the current user to complete a secure financial transaction. However, the present invention has been disclosed above in a preferred embodiment, but it is not intended to be used in the year M (within 4 f) and any familiarity with this. "Artisans" are not limited by the scope of the patent application attached to the spirit of the present invention as defined in the scope of protection of the gray field. When the scope of the patent application attached to the scope of the definition of the symbol table: ^ ί! / ' nm 11; ib ^ LMpc ^ switch; 4 ~ financial host computer. Connection: Ya line service, 3 ~ Communication exchange network 1 private network: 8 big 5 penalty; road service provider standard satellite equipment ground platform ; ΓΓPassenger transport equipment; 8 & ~ Lei Cong, the host of the health agency. Μ General rule, 9a ~ Internet connection; 10 ~ Financial solo host computer, 12 ~ Communication level; 丨. Road service provider ; 18, 22 ~ private network heart exchange network :: 6 ~ Platform; 52~ boat Λ / his large network; 50~ wireless transmit / receive, 9A con I second round with his large-scale passenger transport apparatus;
52A,52B,52C,52D〜終端機;54〜盔续偟、、拉 金融伺服器,.58,6〇,62 64〜點,?达接收站台;56~ - 峒點,6 4 a〜功能卡讀取 五、發明說明(1) "~" -- 本發明係關於一種系統用以在大型乘客運輸器具中提 供資訊與金融交易以及其他服務,特別是關於一種;系統在 大型乘客運輸器具中利用衛星或其他無線連結終端機提供 金融資訊、執行金融交易、以及提供其他電子服務。 增加提供客戶金融服務能力之自動櫃員機/客戶主動終端 機(Automated Teller Machines, ATMs/Customer52A, 52B, 52C, 52D ~ Terminal; 54 ~ Helmet continued 偟, pull financial server, .58, 60, 62 64 ~ points, reaching the receiving station; 56 ~-峒 points, 6 4 a ~ Function Card reading V. Description of the invention (1) " ~ "-The present invention relates to a system for providing information and financial transactions and other services in large passenger transportation equipment, in particular, a system for large passenger transportation Satellites or other wirelessly connected terminals are used in appliances to provide financial information, perform financial transactions, and provide other electronic services. Add automated teller machines / customer active terminals (ATMs / Customer)
Activated Terminals,CATs)已對銀行與金融業產生變 革。例如在過去’所有的客戶交易皆經由人員直接操作。 但客戶存取交易通常會受限於各分支單位之營業時間。利 用ATM/CAT與其他金融網路的優點,客戶可隨時直接取得 金融服務。此結果為服務提供者與客戶帶來更多的方便盍 效益。 雖然有這些成果,但現今所使用之ATM/cat與其他金 融網路之特徵仍存在某些缺點,彡會限制客 阻礙而無法擁有更廣泛之存取供能與用途’ 上,包括飛機、火車、用=乘客運輸器具 用之ATM/CAT被缆線線路裝置於因定 重使Activated Terminals (CATs) has changed the banking and financial industry. For example, in the past, all customer transactions were handled directly by personnel. However, customers' access to transactions is usually limited by the business hours of each branch unit. With the advantages of ATM / CAT and other financial networks, customers can directly access financial services at any time. This result brings more convenience and benefits to service providers and customers. Despite these achievements, there are still some shortcomings in the characteristics of the ATM / cat and other financial networks used today, which will restrict customers from hindering them from having wider access to energy and uses, including aircraft, trains, etc. Use = ATM / CAT used by passenger transportation equipment
Wiring Uard 電話線,與金融服務提供者做線取功能,如 是將ATMs/CATs限制於固定位置的重要因素女王上的考1亦 此類終端機固定位置的結果是,賞融、。 ATMs/eATsh分配, 存取需求。然:而,此類固定位 最大量的客戶 置的方式無法解決在大型乘Wiring Uard telephone line, to get access to the function of the financial service provider, such as the important factor limiting ATMs / CATs to a fixed location on the Queen's test 1 is also the result of this terminal fixed location is rewarding. ATMs / eATsh allocation, access requirements. However: However, the method of fixing the maximum number of customers with this kind of fixed position cannot solve the problem of large-scale multiplication.
數字輸入 __案號 87116462 五、發明說明(23) 器;1 0 0〜無線終端機;1 〇 2〜消費 1 wx -人数千辎7 鍵盤;106〜顯示器;108〜功能卡讀取器;11〇〜傳送器/接 收器;112〜交流電源供應器;120〜大型乘客運輸器之 正 本 有. 無 變 修丨|終端機;122〜充電式電池;150〜大型乘客運輸器丄上之飼 I服器終端機(含功能卡讀取機/使用者介面);151f電話網11 路;152〜個人電腦;152a〜功能卡讀取器;154〜區域電腦 系'統156〜廣域網路(WAN) ; 158〜個人電腦;ι58&〜功能 讀取器;160〜一般ATM/CAT ; 162〜頻譜擴展饲服器·此 166, 168〜PCs ; 170〜功能卡讀取器;172:終端機n2a〜 修· 正 能卡讀取器;174〜存取系統;200 ~功能卡;2〇2〜中央 譯器;204〜唯讀記憶體;206〜隨機存取記憶體;2〇8序 £面;210〜功能卡讀取器;21 2〜運算邏輯單元;214電 可抹寫程式唯讀記憶體;220〜主槽案;222〜身份確認標^ 224~編碼數位簽署檔;226〜建立存取檔;228〜銀行 供 :檔;230〜電子預付功能檔;2321子錢包功能 :〜 編碼運算。 ^Digital input __ Case No. 87116462 V. Description of the invention (23) device; 100 ~ wireless terminal; 100 ~ consumption 1 wx-thousands of people 辎 7 keyboard; 106 ~ display; 108 ~ function card reader 11 ~~ transmitter / receiver; 112 ~ AC power supply; 120 ~ the original of large passenger transport. No change 丨 | Terminal; 122 ~ rechargeable battery; 150 ~ large passenger transport I server terminal (including function card reader / user interface); 151f telephone network 11; 152 ~ personal computer; 152a ~ function card reader; 154 ~ area computer system's system 156 ~ wide area network ( WAN); 158 ~ personal computer; ι58 & ~ function reader; 160 ~ general ATM / CAT; 162 ~ spectrum spread feeders ・ this 166, 168 ~ PCs; 170 ~ function card reader; 172: terminal n2a ~ repair and positive card reader; 174 ~ access system; 200 ~ function card; 202 ~ central translator; 204 ~ read-only memory; 206 ~ random access memory; 208 sequence Surface; 210 ~ function card reader; 21 2 ~ operation logic unit; 214 electrically rewritable program read-only memory; 220 ~ main Case; 222~ identification mark ^ 224 ~ coded digital signing of files; 226~ establish access files; 228~ Bank for: speed; 230~ prepaid electronic gear function; 2321 wallet functions: - coding operations. ^
第27頁 五、發明說明(2) ----— 客運輸器具中欠缺客戶存取功能的問題。因此,此時需要 在固定伺服器端點(例如地面之ATMs/CATs )為旅客提供 一種虛擬連結。 ^ 習知技術包括嘗試在大型乘客運輸器具上處理電腦與 存取之問題。此類相關習知技術包括Berry,et al.之美、 國專利5311302號揭露一種用於乘客交通工具之娛樂系 統,其包括在每個座位上有互動式影像終端機。乘客可執 行的功能包括如電話通訊與訂購商品。利用信用卡亦可支 付娛樂消費。然而,Berry, et al .之所揭露之裝並 提出無線式之金融功能。Page 27 V. Description of the invention (2) -------- The problem of lack of customer access function in passenger transportation equipment. Therefore, at this time, it is necessary to provide a virtual link for passengers at fixed server endpoints (such as ground ATMs / CATs). ^ Known techniques include attempts to deal with computers and access problems on large passenger transport equipment. Such related conventional technologies include the beauty of Berry, et al., Chinese Patent No. 5131302, which discloses an entertainment system for passenger vehicles, which includes an interactive video terminal on each seat. Passengers can perform functions such as telephone communication and ordering goods. Credit cards can also be used to pay for entertainment. However, the disclosure of Berry, et al. Proposed wireless financial functions.
Meece於American Banker 1/7/94, ρ· 14, v〇l, 159,no_ 5 所發表之” piastic to be aboard WhenMeece, American Banker 1/7/94, ρ · 14, v〇l, 159, no_ 5 "piastic to be aboard When
Gaming takes Flight” 一文中揭露出一種安裝於航空器與 巡航船之上系統’其可允許使用功能卡消費。乘客使用功 月b卡為影帶、電視遊戲、電視、任天堂或賠奕等服務付 費。但此文中並未揭露一個包含有線與無線終端棒網路之 即時(Rea】ϋme )的金融功能。"Gaming takes Flight" reveals a system installed on aircraft and cruise ships that allows function card purchases. Passengers use the Gongyue B Card to pay for services such as videotapes, TV games, TV, Nintendo, or Yiyi. However, this article does not disclose a financial function that includes wired and wireless terminal network (Rea) ϋme.
Coulton 於American Banker 20/29/96, p. 20, v〇i 161,no. 20 8 所發表之"Swissair, Cathy Pacific to Install In-Fligh ATMs" —文中揭露出ATMs在航空器上之 應用。然而此文並無揭露一個包含有^與無線終端機之網 路之即時的金融功能。 於American Banker 1/19/96, p. 13, vol. 162, no. 11 所發表之"Bank Atlantic Putting ATMs on 4Coulton, American Banker 20/29/96, p. 20, v〇i 161, no. 20 8 " Swissair, Cathy Pacific to Install In-Fligh ATMs " — The article discloses the use of ATMs in aircraft. However, this article does not disclose an instant financial function that includes a network of wireless terminals and wireless terminals. "Bank Atlantic Putting ATMs on 4" published in American Banker 1/19/96, p. 13, vol. 162, no. 11
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五、發明說明(3)V. Invention Description (3)
Cruise Ships —文,以及於American Banker 4/21/95, ρ· 13,vol. 160,no. 76 所發表之"Bank Atlantic Puts ATMs Aboard Two Cruise Superlines" —文中揭露於巡航 船艇上驅動衛星之應用。然而此文並無揭露包含有線與無 線終端機之網路之即時的金融功能應用。Cruise Ships — text, and “Bank Atlantic Puts ATMs Aboard Two Cruise Superlines” published in American Banker 4/21/95, ρ 13, vol. 160, no. 76 — driving the satellites on cruise ships Its application. However, this article does not disclose real-time financial function applications for networks including wired and wireless terminals.
Scott,et al.之美國專利公告第5666291號揭露一種 用於多乘客交通工具(如航空器)之娛樂系統。此揭露一 播案伺服器、一區域網路、以及使用者站台。然而Sc〇tt, et al.之裝置並未處理無線式之金融功能,或包含有線與 無線終端機之網路之即時的金融功能應用。 kScott, et al., U.S. Patent Publication No. 5,666,291 discloses an entertainment system for multi-passenger vehicles such as aircraft. This reveals a broadcast server, a local area network, and user sites. However, the devices of Scott, et al. Did not handle wireless financial functions, or real-time financial function applications of networks including wired and wireless terminals. k
Margis之美國專利公告第55 68484號揭露一種通信系 統用以應用在商用航空器上,使乘客可進行電話通訊或娛 樂。信用卡可被用來支付此類服務。但Margis之裝置並無 法處理無線式的金融功能。Margis U.S. Patent Publication No. 55 68484 discloses a communication system used in commercial aircraft to enable passengers to conduct telephone communications or entertain. Credit cards can be used to pay for such services. However, Margis' device cannot handle wireless financial functions.
Harvey,et al.之歐洲專利公告第EP789502號揭露一 · 種飛航娛樂系統,其提供乘客一個包括樣本影像、聲音電 話存取、以及遊戲之網路。但Harvey之裝置並無法處理無 線式的金融功能。Harvey, et al., European Patent Publication No. EP789502, discloses an in-flight entertainment system that provides passengers with a network that includes sample images, voice phone access, and games. However, Harvey's device cannot handle wireless financial functions.
Palazzi,et al.之美國專利公告第5379421號揭露一、 種互動終端機,其允許如飛機與郵輪等交通工具上之乘客 存取遠端之資料庫。但Palazzi,et al.之裝置並無法處 理無線式的金融功能。 因此,此時需要一種能克服關於前述大型乘客運輸器 具之缺點之金融交易與資訊系統。特別是,在此需要提供Palazzi, et al., U.S. Patent Publication No. 5,378,421 discloses an interactive terminal that allows passengers on vehicles such as airplanes and cruise ships to access remote databases. However, the devices of Palazzi, et al. Cannot handle wireless financial functions. Therefore, there is a need for a financial transaction and information system that can overcome the shortcomings of the aforementioned large passenger transport equipment. In particular, we need to provide
C:\Program Files\Patent\1033-2199-P.ptd第 7 頁C: \ Program Files \ Patent \ 1033-2199-P.ptd page 7
五、發明說明(4) 父易與資訊終端機便利地定位 發揮金融伺服器所提供之最大的功^乘客運輸器具,藉此 ,外地要求為’提供上述特點但不包含現存系統所供 應之女全防護,且不愛&恶 ’、、’ ’、 存之需多費用即可將此系統整合於現 存之ATM/CAT與其他金融網路之架構中。 ,發明之一個目的為符合此類與其他相關需求,利用 無線或衛星通信經由一種金 ^ ±禋金融資訊與父易系統與終端機或 = = Ϊ連接’在大型乘客運輸器具上提供銀行 、3 電子式服務。在此系統中,關於本發明之一實 該運輸器具上之終端機經由一無線或行動電· 話(Ceiiular Teleph〇ne)連接或是衛星通」言連接。、 發明之另一目的為提供一種金融資訊與交易系統以 及其他服務,制無線連接,如衛星或其他無線通信連 結,在系統中與終端機或其他使用者介面相連接,亦 無線終鳊機供應銀行業務或其他相關服務至於單一系 之大型乘客運輸器具上。 本發明之另一目的提供動態資訊傳輸,其可基於連結 費用與可行性自動地於衛星或其他無線通信連結間選取連 結方式。 關於本發明之另一實施例中,該系統不僅提供 ATM/CAT網路之功能,亦提供非金融性服務,藉此形成 合性系統。 本發明包括一種方法與系統,用以提供一廣泛用途之 電子式地傳遞金融 '資訊、以及其他服務至乘坐於飛機、V. Description of the invention (4) Father Easy and the information terminal conveniently locate and play the biggest function provided by the financial server ^ Passenger transport equipment, by this, the foreign requirements are to provide 'the above-mentioned features but not including the women supplied by the existing system Full protection, and don't love & evil ',,' ', the cost of saving can be integrated into the existing ATM / CAT and other financial network architectures. An object of the invention is to meet this and other related needs, using wireless or satellite communications via a gold ^ ± 禋 financial information and parent system and terminals or == Ϊ connection 'to provide banks on large passenger transport equipment, 3 Electronic services. In this system, the terminal on the transportation device according to one embodiment of the present invention is connected via a wireless or Ceiiular Telephony connection or a satellite communication connection. 2. Another object of the invention is to provide a financial information and transaction system and other services, and make wireless connections, such as satellites or other wireless communication links, to connect with terminals or other user interfaces in the system, and also provide wireless terminal equipment. Banking or other related services are provided on a single large passenger transport device. Another object of the present invention is to provide dynamic information transmission, which can automatically select a connection method between satellites or other wireless communication links based on link cost and feasibility. Regarding another embodiment of the present invention, the system not only provides the functions of the ATM / CAT network, but also provides non-financial services, thereby forming a comprehensive system. The present invention includes a method and system for providing a wide range of electronically transmitted financial 'information', and other services for boarding aircraft,
C:\Program Files\Patent\1033-2199-P.ptd第 8 頁 五、發明說明(5) 巡航船艇、渡船、旅遊巴士、、 上之旅客使用衛星或其他無線大型乘客運輸器具 乘客之服務包括下列各項:’、丨連,、,°、,、知機。本發明可提供 樂或其他類似之電子卡產品運利用簽帳’信用/旅遊與娛 帳卡、或功能卡電子式地轉帳=物列如,信用卡、簽 進行存取以取得資訊與進行電 稱物2)對網際網路 (如CNN)取得資訊;以及4) 2 g3)從媒體服務 依次觀賞付費之節目。 于衛星電視規劃程式購買 利用安裝於運輸器具之—^ 例中,如進行講物與長距:電發明之-" 簽帳卡、或功能卡。可以購匕=旅 利用此系統以獲利點數抵換商品與/ ^示卷,i 或電子錢包可對各類貨幣進行存取與匯兒。 功能卡 因此在此需要在固定伺服器端點 ATMs/CATs)為旅客提供一虛擬連结 之旅客。 間(例如地面之 ’如長期航行於海上 為達成本發明中關於上述與與其他目的,如下列舉實 例與詳述,本發明包括一種方法用以取得財物與其他用以 執行交易之資訊,以及在大型乘客運輸器取得其他服務, 其中包括·對一使用者於一終端機提供存取,該終端機搞 合至一裝置用以無線式地傳送即接收資料;對該使用者提 供輸入資訊;該終端機自動無線地傳送該資訊至一無線通 信介面;該無線通信介面自動地傳送該資訊至一通信介 面;該通信介面自動地傳送該資訊至一金融主機系統,其C: \ Program Files \ Patent \ 1033-2199-P.ptd page 8 V. Description of the invention (5) Services for passengers on cruise ships, ferries, tourist buses, satellites or other large wireless passenger transport equipment Including the following items: ', 丨 even ,,, ° ,,, and machine. The present invention can provide Le or other similar electronic card products for the use of billing, 'credit / tourism and entertainment account cards, or function cards to electronically transfer = items such as credit cards, signatures to access for information and call 2) Obtain information from the Internet (such as CNN); and 4) 2g3) Watch paid programs in turn from media services. Purchased from the satellite TV planner. Use the example installed on the transportation equipment, such as lectures and long distances: Electric Invention- " Debit Card, or Function Card. You can buy a dagger = brigade to use this system to exchange profit points for goods and / ^ display volume, i or electronic wallet can access and exchange various currencies. The function card therefore needs to provide a virtual link to the passenger at the fixed server endpoint (ATMs / CATs). For example, the above-mentioned and other purposes are covered in the invention such as long-term navigation on the sea. The following examples and details are included in the invention. The invention includes a method for obtaining property and other information for performing transactions, and Large passenger transporters obtain other services, including providing access to a user on a terminal that is coupled to a device for wirelessly transmitting and receiving data; providing input information to the user; the The terminal automatically transmits the information wirelessly to a wireless communication interface; the wireless communication interface automatically transmits the information to a communication interface; the communication interface automatically transmits the information to a financial host system, which
C:\ProgramFiles\Patent\1033-2199-P.ptd第 9 頁 五、發明說明(6) 中該主機系統保存使用者帳目訊 使用者可取得金複數紀錄;以及提供 #付备㈣及其他用以執行夺总 於終端機之其他服務。 易之資訊,以及取得 為達成本發明中關於上述與與其他目 例與㈣,本發明包括一種系統用於 其他資訊、交易、以及其他服 運輸:具之金融與 ::面使用者帳務資訊之紀錄;複數使用 終端機之-被耦人至一第一腦系統,至少該等 1½•眘祖E 〇 第通L裝置用以無線地傳送與接 /’ ,至該等終端機之一被置於該運 I 一 線通信介面包括一第_诵栌狴蒈八中,無 匕秸第一通信裝置用以無線地傳送與接收資 操控式地耦合至少該等終端機之一,其經由該第一通 信裝置無線地傳送與接收資料;以及一通信介面,耦合至 該無線通信介面與該主機系統;其中,對應該使用者帳務 資訊之資料於該主機系統與至少該等終端機之一之間被交 換’其中包括該第一通信裝置用以經由該無線通信介面與 該通信介面無線地傳送與接收資料,使得資訊與交易可在 該金融主機系統上取得與執行,且其中利用經由被該金融 主機系統交換之編碼資料之至少該等終端機之一傳送與接 收該資訊與交易。 為讓本發明之上述和其他目的、特徵、和優點能更明 顯易懂’下文特舉一較佳實施例,並配合所附圖式作詳細 說明。 圖示之簡單說明:C: \ ProgramFiles \ Patent \ 1033-2199-P.ptd page 9 5. In the description of the invention (6), the host system saves the user account information and the user can obtain multiple records of gold; Used to perform other services that are always on the terminal. Easy information, as well as to obtain the above-mentioned and other projects and ideas in the invention, the present invention includes a system for other information, transactions, and other services: financial and :: user account information Records of multiple use of terminals-coupled to a first brain system, at least these 1½ • 慎 祖 E 〇 The first L device for wireless transmission and connection / ', to one of these terminals is The first-line communication interface includes a first communication device. The first communication device without wireless communication is used to wirelessly transmit and receive at least one of the terminals operatively coupled through the first communication device. A communication device wirelessly transmits and receives data; and a communication interface coupled to the wireless communication interface and the host system; wherein the data corresponding to the user's accounting information is stored in the host system and at least one of the terminals. "Be exchanged" which includes the first communication device for wirelessly transmitting and receiving data through the wireless communication interface and the communication interface, so that information and transactions can be retrieved on the financial host system And implementation, and wherein at least one of these terminals through the use of the transmission and reception of information with the coded data of the transaction is the exchange of financial host system. In order to make the above and other objects, features, and advantages of the present invention more comprehensible ', a preferred embodiment is exemplified below, and described in detail with reference to the accompanying drawings. Simple description of the icon:
C:\Program Files\Patent\1033-2199-P.ptd第 10 頁 L、發明說明(7) 士剂Ϊ1圖係顯示根據本發明之實施例中ATM/CAT裝置於一 大i乘客運輸交通工具如飛機中之情形;......... 第1A圖係顯示根據本發明之實施例中一系統用以無線 奭ΐϊΐ融資訊、經營交易、以及提供其他服務至<搭行 乘客運輪器具; 之1 β圖為根據本發明之實施例中各部分利·用衛星連_接 之情形之方塊圖; =2圖係顯示根據本發明之實施例中一金 易系統之方塊圖; n 接 ^圖係顯示本發明之第—應m 收站台—之方塊圖; ^ 接 第⑽圖所示為本發明之第二應用 收站台之方塊圖: 依黑綠得送/ 圖; 第3C圖所示為據本發明實施獻行動電話端之立體 第4久圖所示為根據本發明之實施例中第一可攜式 交易與資訊終端機之透視/方塊圖 無線 緣 第4B圖所示為根據本發明之實施例中 交是與資訊、終一端機之透視/方塊圖; 一 x無 與資 第5.胤所一示^為根據本發明之實施例、中一.绐办且 訊系統之方塊圖; ”'、' 第6圖係顯示根據本發明之實施例中一功能卡 圖; -—,之方塊 第7圖所示為第5圖中功能卡之檔案結構圖.C: \ Program Files \ Patent \ 1033-2199-P.ptd page 10 L. Description of the invention (7) The agent Ϊ1 The picture shows the ATM / CAT device in a large passenger transport vehicle according to the embodiment of the present invention As in the case of an airplane; ... Figure 1A shows a system for wirelessly integrating information, conducting transactions, and providing other services to < passengers traveling in accordance with an embodiment of the present invention Wheel carrier; No. 1 β diagram is a block diagram of the situation where various parts are connected using satellites in the embodiment of the present invention; = 2 diagram is a block diagram showing a gold easy system in the embodiment of the present invention ; N is a block diagram showing the first-should m receiving station of the present invention; ^ is a block diagram of the second application receiving station of the present invention shown in the following figure: sending / drawing according to black and green; Figure 3C shows a three-dimensional view of the mobile phone terminal implemented according to the present invention. Figure 4C shows a perspective / block diagram of the first portable transaction and information terminal according to the embodiment of the present invention. Figure 4B shows the wireless edge. Shown is a perspective / block diagram of the communication terminal and the terminal device according to the embodiment of the present invention; x 无 与 资 shown in item 5. ^ is a block diagram of the embodiment according to the present invention, S1. The system and communication system; "',' Fig. 6 shows a function according to the embodiment of the present invention Card diagram; -—, the block diagram in Figure 7 shows the file structure diagram of the function card in Figure 5.
---- C:\ProgramFiles\Patent\1033-2199-P.ptd 第 11 頁 五、發明說明(8) 詳細說明: 本發明對搭乘飛機、巡航船隻、渡船、旅 車或其他大型乘客運輸器具之乘客提供廣泛與火 遞金融、資訊、以及其他服務,本發明允許乘子式地傳 簽帳/信用/旅遊與娛樂或其他類似之利用 :物例如,:用卡、簽帳卡、或功能卡電4;以 購物,2 )對網際網路進行存取以取 帳進行 易,3)從媒體服務(則)取得資訊;以交 星電視規劃程式購買依次觀賞付費之節目。 得衛 利用置於該運輸器具中之伺服器,乘客可 能,例如利用一功能卡(Smart card)進行交易以〜些功 離之電話通訊。可以購買電影與旅遊巴士之渔 及長距 ^ ^以獲利點數抵換商品與/或服務。利用 且利用 子錢包可對不同形式之貨幣進行存取與匯兒。卡或電- AT二此需要在固定飼服器端點間(例如地面之 ATMs/CATs)為旅客提供—種虛擬連結,如長 之 發明亦提供一種方法與系統其針對第海 第二,在交易流程,以及第三’在使用者介: 再者,本發明之一實施例包括一 一 用與可行性於衛星或其他=4:基 式。此動態選取特性可於整個系ΐΐ間 大型乘運輪器具、衛星或地面ί數 式提供乘客與地面之存取電子資金轉帳機 12頁 C:\Program Files\Patent\1033-2199-Ρ. ptd 第 五、發明說明(9) 構進行存取(例如Citishare Corp.,Diners Corp., Visa/Plus, MasterCard/Cirrus/Maestro, Amex, NYCE, HONOR Technologies, Cash Station, MAC, PULSE, STAR,Europay,JETCO,以及全世界其他功能相似之電子 資金轉帳(Electronic Funds Transfer)機構)以及允 許乘客進行金融交易(例如餘額查詢、功能卡儲值、轉帳 至艙内系統、金融轉帳、服務與商品之付費、現金提款、 貨幣兒換、取得敏感性文件(境外票卷、折扣優待))。 此亦可允許乘客與網際網路雙向通信資訊與貿易,包 括電子付帳;通信對象為特定與非特定品牌媒體服務(如 msnbc· com’ CNN,Dow Jones’ Reuters);並且與直接衛 星廣播電視(Direct Satellite Broadcast Television )相連接以購買依次付費節目。 在本發明之一實施例中,為了乘客之便利,電子連接 者介入至乘客使用/存取之電子裝置 =:航器、船艇、火車、渡船或巴士中安 ;座位上之檔案伺服器);為座搶乘 接連接,在座位答幅/杵田本崎%祖令软带糸統&供直 :簽帳/仏用卡讀取器上呈現;在座位功能 卡讀取器上進行存取(特別是微處理座此 及2遊戲系統、賭奕系統、電話、文件列:取^機以 以及其他乘客存取自助電子裝置。傳真機、 例如,可利用無線使用者介面裝置提供 =如置於乘客座位上之手握式無線單元:、包‘及: 為讀卡器、輸入鍵盤(Keypad)、以及資訊 C:\Program Files^^l〇33-2199-P·蹲 13 7 五、發明說明(10) 或服務選取鍵 客運輸器具中 端機裝置、以 本發明之 行線上授權, 似電子卡產品 卡,以達到購 載入微處理器 樂、遊戲、以 電話、座位娛 呼叫帳務號碼 匣中。 。其他例如 之中央或固 及置於每一 一實施例允 勿須倚靠簽 帳務運用, 買艙内服務 卡於艙内使 及拉斯維加 樂系統、或 ;此帳號亦 使用者介面 定地置放之 座位上之使 許交通工具 帳/信用/旅 例如,信用 或商品,允 用以購買服 斯式賭奕等 獨立系統可 可下載至多 裝置’包括於大型乘 終端機、移動式之終 用者介面螢幕。 之擁有人或乘客可進 遊以及娛樂或其他類 卡簽帳卡、或功能 許乘客購買儲值卡或 務或商品,包括娛 ;允許乘客於艙内從 以電子式地取得預付 用途微處理器卡之卡 在本發明之實施例中,電子連接亦允許乘客從其座 上利用一觸控式螢幕或其他顯示裝置電子式地訂購 品;輸入遞送姓名與住址;以一簽帳/信用/旅遊與娛樂 卡’或其他相類似卡之帳務運用付款,例如信用卡、'簽 卡、或功能卡;於艙内選擇提取商品的目的地,或 單電子式地下載至地面上之快遞業者以立即地遞送商^ 被指定人/地址。 在本發明之實施例中,乘客亦可經由付費存取儲 座驗檔案伺服器中之影像旅遊資料,以取得目的地之後 導覽,並經由衛星連結或無線連結通信更新動態資訊丫 客可訂閲機密性文件並以電子卡付費,包括目g地^戲 院、電影、音樂會、比賽事務票卷、以及旅遊票卷、境外---- C: \ ProgramFiles \ Patent \ 1033-2199-P.ptd Page 11 V. Description of the invention (8) Detailed description: The invention is applicable to boarding aircraft, cruise ships, ferries, coaches or other large passenger transport equipment Passengers provide a wide range of financial services, information, and other services. The present invention allows multi-pass transfer of billing / credit / travel and entertainment or other similar uses: things such as: using cards, debit cards, or features Cards 4; shopping; 2) access to the Internet to make accounting transactions; 3) obtain information from media services (then); watch the paid programs in turn with the purchase of Jiaxing TV planner. Dewei Using a server placed in the transport device, passengers may, for example, use a smart card to conduct transactions to communicate with some mobile phones. You can buy fishing and long distance movies and tour buses ^ ^ in exchange for goods and / or services for profit points. Use and use sub-wallets to access and exchange different forms of currency. Cards or electricity-AT two need to provide passengers with a kind of virtual connection between fixed feeder end points (such as ATMs / CATs on the ground). For example, Changzhi also provides a method and system for the second sea, in Transaction flow, and the third 'in the user interface: Furthermore, one embodiment of the present invention includes one-to-one use and feasibility for satellite or other = 4: basis. This dynamic selection feature can provide passenger and ground access to electronic fund transfer machines on a large-scale passenger ship, satellite, or ground throughout the system. Page 12 C: \ Program Files \ Patent \ 1033-2199-P. Ptd Fifth, the description of the invention (9) access (such as Citishare Corp., Diners Corp., Visa / Plus, MasterCard / Cirrus / Maestro, Amex, NYCE, HONOR Technologies, Cash Station, MAC, PULSE, STAR, Europay, JETCO, and other Electronic Funds Transfer institutions with similar functions around the world, and allow passengers to conduct financial transactions (such as balance inquiry, function card stored value, transfer to cabin system, financial transfer, payment of services and goods, Cash withdrawals, currency exchanges, obtaining sensitive documents (foreign coupons, discounts). This also allows passengers to communicate information and trade with the Internet in both directions, including electronic payment; the communication target is specific and non-specific brand media services (such as msnbc.com 'CNN, Dow Jones' Reuters); and direct satellite broadcast television (Direct Satellite Broadcast Television) to purchase sequential paid programs. In one embodiment of the present invention, for the convenience of passengers, the electronic connector intervenes in the electronic device used / accessed by the passenger =: aircraft, boat, train, ferry, or bus; Zhongan; file server on the seat); Pick up and connect for the seat, and present it in the seat answer / Kusada Motosaki% Zu Ling soft belt system & for straight: billing / card reader; save on the seat function card reader Take (especially the microprocessor seat and 2 gaming systems, gaming systems, telephones, documents: take the machine and other passengers to access self-service electronic devices. Fax machines, for example, can be provided using a wireless user interface device = such as A hand-held wireless unit placed on the passenger seat :, bag 'and: are card reader, keypad, and information C: \ Program Files ^^ l〇33-2199-P · Squat 13 7 V. Description of the invention (10) Or the service selects the middle-end device of the key passenger transportation device, and uses the online authorization of the present invention, similar to an electronic card product card, to achieve the purchase of microprocessor music, games, telephone and seat entertainment call account In the number box ... others such as the center or Fixed and placed in each of the embodiments does not have to rely on billing services, buy in-cabin service cards in the cabin and Las Vegas system, or this account is also placed on the seat of the user interface Allows vehicle accounts / credits / travels such as credits or merchandise to be used to purchase stand-alone systems such as server-style gambling, which can be downloaded to multiple devices', including on large passenger terminals and mobile end-user interface screens Owners or passengers can travel and entertain or other types of card debit cards, or functions to allow passengers to purchase stored value cards or services or goods, including entertainment; allow passengers to obtain pre-paid microprocessor cards electronically from the cabin In the embodiment of the present invention, the electronic connection also allows passengers to order products electronically from their seat using a touch screen or other display device; enter the delivery name and address; use a billing / credit / travel and Entertainment card 'or other similar cards are used for payment, such as credit card,' signature card, or function card; choose the destination of the product in the cabin, or download it electronically to the ground The carrier delivers the carrier ^ nominated person / address immediately. In the embodiment of the present invention, the passenger can also access the image travel information in the storage and inspection file server through the payment to obtain a guide after the destination, and Update the dynamic information via satellite link or wireless link. Customers can subscribe to confidential documents and pay with electronic cards, including destinations, including theaters, movies, concerts, event tickets, and travel tickets.
五、發明說明(11) 票卷、以及巴士通運票卷等。乘客可載入不同貨幣之多用 途之微電腦卡,將卡插入功能卡讀寫器中,利用電話或座 位娛樂系統螢幕,載入特定幣值至卡片中,或例如,電子 式地將電子錢包中之A卡匣之A貨幣轉換為β卡匣之B貨幣。 本發明之實施例允許乘客電子式地載入忠誠程式點數 開啟或關閉其於地面上之忠誠程式功能卡且/或忠誠程式 帳號;實施例亦允許乘客以忠誠點數抵換商品與服務、"取 得服務升級、商品與/或服務之折算點數、以及 客交換點數等。 、 電子通信亦允許乘客在其座位上訂購電子票卷,以及 經由座艙檔案飼服器存取由金融服務機構提供專有之金融 /資訊服務,其中包括經由衛星或其他無線通信連結更新 之動態資料(如投資與貸款利率;股價行情)。本發明亦 允許乘客電子購物,或例如,經由在座艙檔案伺服器之電 子目錄或經由網際網路等;訂購可由乘客座位以線域 方式利用卡片付款;乘客可下載訂購後由快遞業者遞送之 資訊,且乘客可利用SET啟動交易或其他形式之安全交 透過網際網路進行如購物或資訊交易等活動。 本發明之實施例亦提供經由電子信箱遞送電子文 本實施例允許經由電子信箱報表之遞送提供乘客金融警告 、(Financial Alerts)(如存款確認即將到期;抵押二 過期)。例如’在習知技術中’區域性的電話公送 :份個巧的文件作為遲繳費用之通知。在本發明之實施J 中’電腦將發出訊息於乘客之電話信箱中提醒乘客,例V. Description of the invention (11) Tickets and bus express tickets. Passengers can load multi-purpose microcomputer cards with different currencies, insert the card into a function card reader, use the phone or the seat entertainment system screen to load specific currency values into the card, or, for example, electronically load the The A currency of the A cassette is converted into the B currency of the β cassette. The embodiment of the present invention allows passengers to electronically load loyalty program points to turn on or off their loyalty program function cards and / or loyalty program accounts on the ground; the embodiment also allows passengers to use loyalty points to redeem goods and services, " Get service upgrades, discount points for goods and / or services, and customer exchange points. Electronic communications also allow passengers to order e-tickets from their seats, and access proprietary financial / information services provided by financial services through cockpit file feeders, including dynamic data updated via satellite or other wireless communication links (Such as investment and loan interest rates; stock prices). The invention also allows passengers to make electronic purchases, or, for example, via an electronic catalog in the cockpit file server or via the Internet, etc .; orders can be paid by the passenger's seat in a linear manner using a card; passengers can download the information delivered by the courier after order , And passengers can use SET to initiate transactions or other forms of secure transactions through the Internet for activities such as shopping or information transactions. This embodiment of the present invention also provides the delivery of electronic texts via electronic mail. This embodiment allows the delivery of passenger financial alerts via electronic mail reports (such as financial alerts) (such as deposit confirmation is about to expire; mortgage 2 expires). For example, "In the known technology" regional telephone public delivery: a smart document as a notice of late payment. In the implementation of the invention J, the computer will send a message to the passenger's telephone mailbox to remind the passenger, for example
五、發明說明(12) ί遞到期。*實施例亦允許要求取得最終資訊 (如抵押費用德月之報表;檢視圖示);推廣優惠產品 _費用銷售(Mortgage Rate Sales );自動貸钦 c…一週存款確認優4);提供其他產⑨交錯銷售τ π 1 )資訊(如共同基金投資公司;保險);以 ^要之資訊(如預選房貸利率之變動丨旅遊 國際乘客之多國貨幣帳戶之匯兒情形)。 中,電子信箱亦可應用於本發明之其他實施例 區Μ ^ it V情形:利用此信箱為旅客儲存訊息以減少因 大量時間之耗費;為付款遞送信用報告資 ^,乂及聯口特定組織提供電子推廣資訊至V. Description of the invention (12) ί Delivery expires. * The embodiment also allows to obtain the final information (such as the statement of the mortgage fee in German month; view the icon); promotion of preferential products_Mortgage Rate Sales; automatic loan credit c ... one week deposit confirmation excellent 4); provide other products ⑨ staggered sales τ π 1) information (such as mutual fund investment companies; insurance); ^ required information (such as changes in pre-selected mortgage interest rates 丨 foreign currency accounts of multinational currency accounts for travel international passengers). In the present invention, the electronic mail box can also be applied to other situations of the present invention. In the case of M ^ it V: use this mail box to store information for passengers to reduce the cost of a large amount of time; deliver credit report data for payment, and link to specific organizations Provide e-marketing information to
=空公司將於冬季對飛往佛羅里達州之票價採;U U匕第1Α圖所示為根據本發明之實施例之一系統其於一大 型乘客運輸系統上使用無線通信之情形。纟第U圖中,此 大型乘客運輸系統(Large Mobile Passenger y〇nvey,nce, LMPC ) 1包括一伺服器ia耦合至一無線發送 /接收器lb,例如利用衛星或其他無線通信連結。此伺服 Mb亦耦合至端.._機/企面lc、ld以及le。此外, 無線,用者介面1g操控式地經由一無線通信裝置If耦合至 伺服器la,其亦可使用於此大型乘客運輸器具1中。在本 發明之一實施例中,利用座艙伺服器la提 者介面。、“、“、^存取之乘客服務。早—了於使用 在本發明之實施例中,LMPC1以衛星連結或其他無線= Air company will collect fares to Florida in the winter; Figure 1A shows how the system uses wireless communications on a large passenger transport system according to one embodiment of the present invention.纟 In Figure U, the Large Passenger Passenger System (LMPC) 1 includes a server ia coupled to a wireless transmitter / receiver lb, such as using a satellite or other wireless communication link. This servo Mb is also coupled to the end .._ machine / plan lc, ld, and le. In addition, wireless, the user interface 1g is operatively coupled to the server 1a via a wireless communication device If, which can also be used in this large passenger transport apparatus 1. In one embodiment of the present invention, the cockpit server la user interface is used. , ",", ^ Accessed passenger services. Early-used in the embodiment of the present invention, the LMPC1 uses satellite link or other wireless
C:\ProgramFiles\Patent\1033-2199-P.ptd第 16 頁C: \ ProgramFiles \ Patent \ 1033-2199-P.ptd page 16
通信方式耦合至一地面站台或直接無線伺服器1,其被柄 合至一通信前級3。通信前級3為輪流地耦合至例如金融機 構之主機電腦4,其可包括例如ATM/CAT網路、網路服務提 供者5使其可連接至網際網路與其他網路、標準交換網路 6、以及私人網路7。此類耦合至通信前級之結合可依提供 於LMPC之服務而改變。通信前級/交換3除資料傳送與傳真 通信外還擁有廣泛的功能,其包括交易洽商、資金流動、 異常處置、外幣匯兒、以及管理資訊系統等。 本發明之實施例基於連結之可行性與費用自動地於衛 星與其他無線通信連結間選取連結方式,以提供動態的資k 訊傳送。 〜 第1B圖係一實施例顯示本發明利用衛星連結之各部情 形。如第1B圖所示,一個大型乘客運輸器具8,例如飛 機’經由無線連結至衛星8a提供資訊與服務給此大型乘客 運輸器具中之乘客。輪替的衛星8,在本發明實施例中大 約以1 0 500 bps之速率傳送與接收資料,無線地連結至一 地面站台8b。此地面站台8b為利用如地面之傳輸線連結至 通信前級9,其可與如金融機構之主機電腦通訊,而網路 服務提供者亦可連接至如ATM/CAT網路或網際網路、標準 交換網路、私人網路以及其他網路連接9a ^ $ 為利用連接至網路而達成上述許多功能,如連接至 ATM/CAT網路以及網際網路等,本發明之實施例利用衛星 或其無線連結方式連接至網路。本發明之無線連結現象將 於後述討論。The communication method is coupled to a ground station or a direct wireless server 1 which is coupled to a communication pre-stage 3. The communication pre-stage 3 is alternately coupled to, for example, a host computer 4 of a financial institution, which may include, for example, an ATM / CAT network, a network service provider 5 so that it can connect to the Internet and other networks, and a standard switching network 6. And private network 7. This type of coupling to the communications front end may vary depending on the services provided to the LMPC. The communication pre-level / exchange 3 has a wide range of functions in addition to data transmission and fax communication, including transaction negotiation, capital flow, abnormal handling, foreign currency exchange, and management information systems. The embodiment of the present invention automatically selects a connection method between the satellite and other wireless communication links based on the feasibility and cost of the connection to provide dynamic information transmission. Fig. 1B shows an embodiment of the present invention using satellite connections. As shown in FIG. 1B, a large passenger transportation device 8, such as an aircraft ', wirelessly connects to the satellite 8a to provide information and services to passengers in this large passenger transportation device. The alternate satellite 8 transmits and receives data at a rate of about 10,500 bps in the embodiment of the present invention, and is wirelessly connected to a ground station 8b. This ground station 8b is connected to the communication pre-stage 9 using a transmission line such as the ground, which can communicate with a host computer such as a financial institution, and the network service provider can also be connected to an ATM / CAT network or the Internet, standard Switching networks, private networks, and other network connections 9a ^ $ In order to achieve many of the above functions by connecting to the network, such as connecting to ATM / CAT networks and the Internet, the embodiments of the present invention use satellites or their Connect wirelessly to the network. The wireless connection phenomenon of the present invention will be discussed later.
五、發明說明(14) 第2圖係顯示根據本發明之另—實施例其一金融 與交易系統之方塊圖。在此實施例中,金融機構以方δ 作代表。如同在此技術中所知,此類金融機構如 2構,會利用包括主機電腦之自•系統以儲存消費帳: 錄。此類記錄會被用以追蹤消費帳戶之資金、取 ,紀 債務與信用狀況、以及其他目的。 戶之 為提供消費者多樣的服務,例如在消費者的要 供帳目資訊或債務與信用帳務,將利用通信前級12交^ 應類資訊之資料。此通信前級12提供存取至主機電腦, 主機電腦由金融機構10自不同的通信系統操控。例如,如 圖所示,通信前級12可利用區域性電話公司操作之標 換網路1 4交換資料。所以,利用此類系統做資料轉^ $ 在電話線路上發生。在此種方式下,使用者會利用在此技 術中任何熟知之通信協定,經由數據機與此標準交換網路 14相連結以進行資料交換。再者,在其他金融機構或金融 網路(未示於圖中),以此方式交換資料可提供多樣 交易之資料。 接著’通信前級12連接至網路服務供應器16或私人網 路18。例如現在有數種商業服務可透過一地理區域連接使 用者。再者,通信前級12提供一介面介於金融機構1〇與私 人網路18間,其包括例如一個或更多之區域網路(L〇cal5. Description of the Invention (14) FIG. 2 is a block diagram showing a financial and transaction system according to another embodiment of the present invention. In this embodiment, the financial institution is represented by square δ. As is known in the art, such financial institutions, such as two institutions, use self-systems including host computers to store consumer accounts: records. Such records will be used to track funds in the consumer account, withdraw debts, credit and credit status, and other purposes. In order to provide consumers with a variety of services, such as providing account information or debt and credit accounting for consumers, they will use pre-communication 12 to submit information about application information. The communication pre-stage 12 provides access to a host computer, which is controlled by the financial institution 10 from different communication systems. For example, as shown in the figure, the communication pre-stage 12 may exchange data using a switching network 14 operated by a regional telephone company. Therefore, using this type of system for data transfer ^ $ occurs on the telephone line. In this way, the user will use any communication protocol known in the technology to connect to this standard exchange network 14 via a modem for data exchange. Moreover, in other financial institutions or financial networks (not shown), exchanging data in this way can provide data for various transactions. Then, the 'communication pre-stage 12 is connected to the network service provider 16 or the private network 18. For example, there are several business services now available to connect users through a geographic area. Furthermore, the communication pre-stage 12 provides an interface between the financial institution 10 and the private network 18, which includes, for example, one or more local networks (Local
Area Network,LAN)或廣域網路(Wide Area Netw〇rk WAN )。 , 再者’本發明之通信前級連接至直接無線服務Area Network (LAN) or Wide Area Network WAN. , And further ’the communication stage of the present invention is connected to a direct wireless service
五、發明說明(15) (Direct Wireless Service) 20。例如,為了安全性考 量鉤連電路(Ho〇k~up)可依行動電話形式在高頻(9〇〇Mz )下操作或以頻譜形式連結(90〇Mz含多工器)。來自直 接無線服務2 0之信號會被數個不同形式之終端機接收,此 將於後述。 第2圖係顯示通信前級2與不同形式之通信系統丨4、 1 6、1 8以及2 0間之直接連結。然而熟悉此技術者當可組合 此或其他可能系統達成相同功能。例如,私人網路2 2可經 由網路服務提供者1 6利用通信前級1 2進行存取,而無線通 信經由標準交換網路14利用多種商業無線服務提供者24而 產生。其他網路26,比如網際網路,可利用標準交換網路 14進行存取。 ' 第3A與3B圖係顯示關於本發明實施例之各類應用,其 中利用無線資料傳送提供與金融機構間便利之金融存取功 能,如第2圖所提及之金融機構1〇。舉例來說,第3A圖所 不為在無線傳送接收站台中之應用情形,其為操作性地連 結至散饰於船艇52或其他大型乘客運輸交通工具上之各類 終端機A至D。 在第3B圖中’無線傳送與接收站台54經由於大型乘客 ,輸交通工具上之LAN與WAN ,被操控性地連結至金融伺服 器56。隨此交通工具之網路提供各類端點58、6〇以及64。 如第3B圖所示之一個端點64包括一含功能卡讀取器64a之 個人電腦。 第4A與4B圖所示為根據本發明之更詳盡實施例。在此V. Description of Invention (15) (Direct Wireless Service) 20. For example, for safety considerations, the hook circuit (HoOK ~ up) can be operated in the form of a mobile phone at high frequencies (900Mz) or connected in the form of spectrum (90Mz with a multiplexer). The signals from the direct wireless service 20 will be received by several different types of terminals, which will be described later. Figure 2 shows the direct connection between the communication pre-stage 2 and different forms of communication systems 丨 4, 16, 18, and 20. However, those skilled in the art can combine this or other possible systems to achieve the same function. For example, the private network 22 can be accessed by the network service provider 16 using the communication pre-stage 12 and the wireless communication can be generated through the standard switching network 14 using a variety of commercial wireless service providers 24. Other networks 26, such as the Internet, can be accessed using a standard switching network 14. Figures 3A and 3B show various applications related to the embodiments of the present invention, in which wireless data transmission is used to provide convenient financial access functions with financial institutions, such as the financial institution 10 mentioned in Figure 2. For example, FIG. 3A is not an application case in a wireless transmitting and receiving station, and it is operatively connected to various terminals A to D scattered on a boat 52 or other large passenger transportation vehicles. In FIG. 3B, the 'wireless transmission and reception station 54 is manipulatively connected to the financial server 56 via the large passenger, LAN and WAN on the transport vehicle. A variety of endpoints 58, 60 and 64 are provided with the vehicle's network. An endpoint 64 as shown in Fig. 3B includes a personal computer including a function card reader 64a. Figures 4A and 4B show a more detailed embodiment according to the present invention. here
C:\Program ?1163\?3士6111;\1033-2199寸.1:)1;(1第 19 頁 五、發明說明(16) =實施例與下文中,因編輯密碼(Encryption)所製造之 方法以及系統將會被採用。利用編碼技術,主機電 局部在功能卡上不#可遙控地對儲存之金融資訊進行 _瑪’亦可對身份認證資訊進行編碼,例如身份證明號 ΐ榷在此方法中,利用功能卡編碼之使用者身分i明ΐ號 傳送至有相同編碼密鑰(Encryption key)之遠端主 機L並對此經過編碼之身份證明號碼進行解碼與確認。此 將提供授權以存取由主機儲存之資訊與/或要求各類〜 交易。 第4A圖係顯示根據本發明之實施例,其裝置於大型乘 客運輸交通工具上之使用功能卡之第一無線終端機。 此端點100包括消費者介面102,如文數字輸入鍵盤 (Alpha-numerical Keypad ) 104,顯示器1〇6、以及一功 能卡讀取器108。由無線服務提供者所提供之信號,如同 第2圖中所描述,會被終端機1〇〇之傳送器/接收器部分 接收。相反地,信號會由終端機100之傳送器/接收器部分 11 0經由無線服務提供者供應至前級處理器。在此狀況 下,終端機100可被用以作為無線接收與傳送資料至與由 金融機構或金融網路。此時插入功能卡讀取器之功能 卡可讀取與寫入資料。 b 在此實施例中,終端機100有助於讀取儲存在功能卡 上之> 料用以決定如現存於使用者帳號之總資金之對應 值。使用者可利用終端機100增加儲存卡上之總值,並利 用主機電腦自使用者帳戶中增加借貸總值。在此方式中, C:\Program Files\Patent\l033-2199-P.ptd第 20 頁C: \ Program? 1163 \? 3 ± 6111; \ 1033-2199 inch.1:) 1; (1 page 19 5. Description of the invention (16) = Examples and the following, made by editing the encryption (Encryption) The method and system will be adopted. Using encoding technology, the host computer can not remotely perform the stored financial information on the function card. It can also encode the identity authentication information, such as the ID number. In this method, the identity of the user using the function card encoding is transmitted to the remote host L with the same encryption key (Encryption key) and the encoded identification number is decoded and confirmed. This will provide authorization To access the information stored by the host and / or request various types of transactions. Figure 4A shows a first wireless terminal using a function card installed on a large passenger transport vehicle according to an embodiment of the present invention. The endpoint 100 includes a consumer interface 102, such as an alpha-numerical keypad 104, a display 106, and a function card reader 108. The signals provided by the wireless service provider are as shown in FIG. 2 Nakasho The description will be received by the transmitter / receiver portion of the terminal 100. Instead, the signal will be supplied by the transmitter / receiver portion 110 of the terminal 100 to the AV controller via the wireless service provider. Here Under conditions, the terminal 100 can be used to wirelessly receive and transmit data to and from financial institutions or financial networks. At this time, the function card inserted into the function card reader can read and write data. B In this embodiment In the terminal 100, it is helpful to read the > data stored on the function card to determine the corresponding value of the total funds such as existing in the user account. The user can use the terminal 100 to increase the total value on the memory card. And use the host computer to increase the total loan value from the user account. In this way, C: \ Program Files \ Patent \ l033-2199-P.ptd page 20
五、發明說明(ο 此終h機可藉此功能成為信用授權 (Credit-authorization)終端 之功能卡擁有編碼能力後,在 。用以存取終端機1〇〇 融資訊之安全性。 輸期間亦可保持授權與金 例如,根據本發明之實施例 能卡讀取器108。此卡首先進杆德 用者插入功能卡至功 卡上之資料傳送至終端機1〇〇。資姐▲接著將儲存於功能 金融機構,如同使用者之帳戶號^枓_會確認保存使用者之 數字鍵輸入身份證明號碼以取r =二般二使用者需要利用 能卡再次地對身份證明號碼進=焰之安全防護。此時功 機電腦加以認證。 ' 由終端機傳送至主 取 需求將 金融網 圖所示 利用無 類要求 當 行簽署 此亦確 但因為 構最終 此筆交 得授權 儲值加 路經由 。例如 線通信 包括金 現金在 (Bank 定當交 財算系 結算付 易。 後,使用者 入此卡中。 無線通信交 ,可利用終 方式要求自 融機構中經 功能卡上進 Signature 易進入財算 統涉及超過 款帳務時, 可決定 在執行 換已編 端機直 消費者 該主機 行轉換 )將確 系統時 一家以 編褐過 ,、"It· 4¾ 恨尸 此項需求時, 碼之資訊,如 接將儲值加入 帳戶中貸出對 電腦解碼之資 時,附加於此 遇其為"正確" ,此筆現金交 上之金融機構 之銀行簽署將 餘額亦或依 終端機利用 同上述第2 卡片中,並 應數值。此 料。 筆現金之銀 (Real )。 易即生效。 ,當金融機 可用以破認 在第4A®所示之實施例中’安裝於大型乘客運輸器具V. Description of the invention (ο This terminal can use this function to become a credit-authorization terminal function card. After it has the encoding capability, it can be used to access the security information of the terminal ’s 100 financial information. Authorization and gold can also be maintained. For example, according to the embodiment of the present invention, the card reader 108. This card first inserts the function card into the function card and transmits the information to the terminal 100. Zijie ▲ Next It will be stored in a functional financial institution, as the user ’s account number ^ 枓 _ will confirm that the user ’s numeric keypad is used to enter the identification number to take r = two, so the user needs to use the energy card to enter the identification number again = flame Security protection. At this time, the machine computer is authenticated. 'Transmitted from the terminal to the master to request the use of the class diagram shown in the financial network diagram. This is also true, but because of the final authorization, the authorized stored value was added. For example, online communication includes gold and cash in (Bank Dangdang financial accounting department settlement and payment. After that, the user enters this card. For wireless communication, you can use the final method to request the self-financing institution. When the function card is upgraded to Signature and easy to enter the financial accounting system, it may be decided to perform the conversion of the end machine directly to the consumer when the account is converted.) When the system is confirmed, the system will be edited. When hate the corpse needs this, the code information, such as the stored value added to the account to loan the computer decoded information, is attached to this case as "correct", the cash is handed over to the financial institution's bank signature The balance or the use of the terminal is the same as in the second card above, and the value should be. This material. The real cash of cash (Real). The effective immediately, when the financial machine can be used to identify the implementation shown in 4A® Example 'installed on large passenger transport equipment
五、發明說明(18) ---- 上之終端機100由一般插座供應之標準交流電源操控。 第4B圖所示之實施例中(其中參考標號分別對應至= 所示之參考標號),安裝於大型乘客運輸器具上之終 120由充電式電池122供應電源,為大型乘客運輸器’具提供 機動性。 、 /' 因此可以了解各圖示中所述之終端機形式。第“與“ 所示允許使用者進行數個金融交易,而不需經由線路連接 終端機與金融機構。例如,終端機可以上述方法對功能卡 進行"再填裝11 (Recharge )。在”再填裝”之後,使用$可 利用此卡與終端機連接’接受在現金交易場所以”電子現 金"方式從使用者之卡上扣除儲值。業者與金融機構(或 其他)經由財算流程抵算被扣除之儲值。 第5圖顯示本發明之另一實施例,其中在大型乘客運 輪器具上之伺服器/終端機150被用以於使用者金融機構之 遠端主機電腦間交換金融資訊,請參照第2圖所示。飼服 器/終端機150至少包括第4A與4B圖所示之終端機(也就是 合併顯示器、鍵盤、功能卡讀取器、以及無線傳送資料之 通信能力)。 第5圖所示之系統整合交換無其他金融功能之金融資 訊之可能性’如安全控制或其他消費者功能,或譬如網路 瀏覽或取得票卷及服務等。特別是無線伺服器/終端機單 元150形成包含各類其他電腦及網路之LAN的一部份。此類 其他電腦及網路包含個人電腦(PCs) 158、152、WAN 156、區域電腦系統154、一般ATM/CAT 160、以及頻譜擴V. Description of the invention (18) ---- The terminal 100 above is controlled by a standard AC power source supplied by a general socket. In the embodiment shown in FIG. 4B (where the reference numerals correspond to the reference numerals shown by = respectively), the terminal 120 installed on the large passenger transport apparatus is powered by a rechargeable battery 122 and provided for the large passenger transport apparatus. flexibility. , / 'Therefore, you can understand the terminal form described in each illustration. The "and" shown allows users to conduct several financial transactions without connecting the terminal to the financial institution via a line. For example, the terminal can perform " Recharge 11 " on the function card as described above. After "refilling", you can use this card to connect to the terminal using "$" to accept the deduction of the stored value from the user's card by "electronic cash" at the cash transaction venue. The operator and the financial institution (or other) via The accounting process offsets the deducted stored value. Figure 5 shows another embodiment of the present invention, in which a server / terminal 150 on a large passenger shipping device is used as a remote host of the user's financial institution For the exchange of financial information between computers, please refer to Figure 2. The feeder / terminal 150 includes at least the terminals shown in Figures 4A and 4B (that is, a combined display, keyboard, function card reader, and wireless transmission). The ability to communicate data). The system shown in Figure 5 has the possibility of integrating and exchanging financial information without other financial functions, such as security controls or other consumer functions, or such as Internet browsing or obtaining tickets and services. Especially The wireless server / terminal unit 150 forms part of a LAN including various other computers and networks. Such other computers and networks include personal computers (PCs) 158, 152, WAN 156, and local area networks. Brain system 154, general ATM / CAT 160, and spectrum spread
C:\Program Files\Patent\1033-2199-P.ptd第 22 頁 、發明說明(19) 展伺服器(Spread Spectrum Server ) 162。 各類終端機與附件裝置耦合至所示之網路。例如, WAN 156包括PCs 166、168。存取系統174包括各類功能卡 讀取器170 ’其中某些附有數字鍵盤。同樣地,每一 pCs 152 '158配附有功能卡讀取器15 2a、158a。 安裳於大型乘客交通工具上數個終端機,記為終端機 172 ’麵合至頻譜擴展伺服器162。例如,終端機丨了〗配附 有功能卡讀取器l72a。在此方式中,無線金融伺服器終端 機150從各地透過各類方法與裝置對金融機構進行存取。 特別是安裝於大型乘客運輸器具之無線功能卡再填裝 站台(Wireless Smart Card Recharge Station) 172 經 由頻譜擴展接收器162與伺服器終端機150與金融機構相互 通L。再填充站台172附有用以接收與讀取功能卡之卡槽 以及顯示器(請參閱第4A與“圖)。雖然其與金融系統相 連結’如第2圖所示,使用者可於終端機丨72之顯示器上顯 不之選單選取選項。例如,使用者可重閱帳戶餘額、現金 轉換、或其他典型可於固定位置執行ATM/CAT之活動。使 用者可將貨幣储值經由現金站台(Cash Station)再填裝 至功能卡中,將設定之現金加入功能卡上之”預付,,或,,錢 包"帳戶。在此方法下,因未直接涉及現金,故使用者可 不必負擔安全上的風險而經由可攜式ATM/C AT形式之終端 機對金錢進行存取。在使用者於一地點遊覽結束時,使用 者可令站台從使用者之功能卡存入任意未用之餘款至金融 機構之使用者帳號中。C: \ Program Files \ Patent \ 1033-2199-P.ptd page 22, invention description (19) Spread Spectrum Server 162. Various terminals and accessory devices are coupled to the network shown. For example, WAN 156 includes PCs 166, 168. The access system 174 includes various function card readers 170 ', some of which are provided with a numeric keypad. Similarly, each pCs 152'158 is equipped with a function card reader 15 2a, 158a. An Chang has several terminals on a large passenger vehicle, which are denoted as terminals 172 ′ and are connected to the spectrum extension server 162. For example, the terminal is equipped with a function card reader l72a. In this way, the wireless financial server terminal 150 accesses financial institutions through various methods and devices from various places. In particular, a Wireless Smart Card Recharge Station 172 installed on a large passenger transport device communicates with a financial institution through a spectrum extension receiver 162 and a server terminal 150. The refill station 172 is provided with a card slot for receiving and reading function cards and a display (see Figure 4A and "Figure". Although it is connected to the financial system 'as shown in Figure 2, users can access the terminal 丨The menu selection option displayed on the display of 72. For example, the user can review account balances, cash conversions, or other activities that can typically perform ATM / CAT at a fixed location. The user can pass the money stored value through the cash platform (Cash Station) and then fill it into the function card, and add the set cash to the "prepaid, or ,, wallet" account on the function card. Under this method, since cash is not directly involved, users can access the money via a portable ATM / CAT terminal without bearing security risks. At the end of the user's tour at a location, the user can make the platform deposit any unused balance from the user's function card into the user account of the financial institution.
五、發明說明(20) 如圖所示,PC 152連接至功能讀取器, 理功能。此可使使用存取使用者金融帳戶並"再填鍵盤H 能卡(也就是說將現金加入功能卡中)。因此:5. Description of the invention (20) As shown in the figure, the PC 152 is connected to a function reader to manage functions. This allows users to access the user's financial account and "fill the keyboard H card (that is, add cash to the function card). therefore:
使用,入使用者之身份證明號,,且將功能卡插::: 器1 52a提供附加編碼與安全測試,使傳送路 I tm LAN/無線終端機/路線)有效安全地進行金融交易/疋 的處理方式是在其他遠端地點’經由電類 【功=讀處理器與鍵盤之其他個人電腦相連端機而與 j订父易。再者,有模擬ATM/CATm定之顯示器之功能卡 讀取器/處理器可被連接至一終端機,藉此使使用者 所有ATM/CAT功能,包括不必使用個人電腦即可再填充此 功能卡。 ' 所以’伺服器終端機15〇提供一通信頻道 (Conimunicat ions Channel )予數個遠端裝置,如 PC152、158,以及組合至頻譜擴展伺服器162之終端 以及與廣域網路156組合之裝置等。利用提供至終端機之 卡片讀取器,透過無線金融伺服器/終端機由廣域的 對遠端主機電腦進行存取。此增加上述金融資訊與易 附加功能。 、 第6圖係根據本發明之實施例,其顯示多用途功能卡 200在如第5圖所述之整合系統中允許執行金融與非金融功 能。功能卡200包括中央處理器(cpu ) 2〇2,其連接至 讀記憶體(ROM) 2 04,主要作為操作系統儲存之用。隨 存取記憶體(RAM ) 206在此亦用以作為資料之及時儲存,Use, enter the user's identification number, and insert the function card :: Device 1 52a provides additional coding and security testing to make the transmission path I tm LAN / wireless terminal / route) effective and secure financial transactions / 疋The processing method is to connect with other computers at other remote locations through the electrical terminal [work = reading processor and keyboard and other personal computers. Furthermore, a function card reader / processor with an analog ATM / CATm-specific display can be connected to a terminal, thereby enabling the user to refill the function card with all ATM / CAT functions, including the need to use a personal computer . 'So' the server terminal 15 provides a communication channel (Conimunications Channel) to several remote devices, such as PC152, 158, and the terminal combined to the spectrum extension server 162 and the device combined with the wide area network 156. Using a card reader provided to the terminal, the remote host computer can be accessed from a wide area via a wireless financial server / terminal. This adds the aforementioned financial information and easy additional features. Fig. 6 shows an embodiment of the present invention, which shows that the multi-purpose function card 200 allows the execution of financial and non-financial functions in the integrated system as described in Fig. 5. The function card 200 includes a central processing unit (cpu) 202, which is connected to a read memory (ROM) 204, and is mainly used for operating system storage. The random access memory (RAM) 206 is also used here for the timely storage of data.
五、發明說明(21) 特別是在程式執行時。CPU 202為操作性地耦合至序列介 面2 0 8,利用相關領域已知之技術交替地與功能卡進行21 〇 通訊。 CPU連接至運算邏輯單元212,例如可以處理大量密鑰 (Key )( 51 2位元組)。電子式可抹寫程式唯讀記憶體 (Ereasable Programmable Read Only Memory, EEPROM )214典型地作為儲存檔案與應用程式等。 如第7圖所示’第6圖所之功能卡200因不同功能有不 同的檔案路徑(File Path) °EEPR〇M有主檔案220,且特 定的檔案對應於不同的應用上。此類特定的檔案包括身份 確認(Biometric Identification)檔 222 以及編碼數位 簽署(Encrypted Digital Signature )檔224,其中亦包 括存取檔226内含可使此卡與安全系統結合之資訊,請參 照第5圖所述。主槽案220亦連接至銀行卡片借贷 (Banking Card Debit)擋案228,亦擁有其各自之安全 路徑予以確認。功能卡有僅能透過安全路徑載入之預付功 能路徑以及"非安全性"之電子錢包功能檔232。此類檔案 可利用外部終端機讀取’請參閱如第4A與仙圖所示之終端 機。亦可依需要而透過外界終端機減少此類檔案,此將 述於下文。 在此實例中,主腦0亦有數位編碼功能m, 位密餘之處理與編碼提供運算’例如使用者之piN。此^ 算在已知技術上可採用對稱或非對稱性的編碼。 在上述之實施例中’功能卡合併操作性數位編碼簽署V. Description of the invention (21) Especially when the program is executed. The CPU 202 is operatively coupled to the serial interface 208, and alternately performs 21 ° communication with the function card using a technique known in the related art. The CPU is connected to the arithmetic logic unit 212 and can process, for example, a large number of keys (51 2-bytes). The electronic erasable Programmable Read Only Memory (EEPROM) 214 is typically used for storing files and applications. As shown in Fig. 7, the function card 200 shown in Fig. 6 has different file paths due to different functions. EEPROM has a main file 220, and specific files correspond to different applications. Such specific files include a Biometric Identification file 222 and an Encrypted Digital Signature file 224, which also includes an access file 226 that contains information that enables this card to be integrated with a security system. Please refer to Section 5 Pictured. The main slot case 220 is also connected to the Banking Card Debit case 228 and also has its own secure path for confirmation. The function card has a pre-paid function path that can only be loaded through a secure path, and "non-security" electronic wallet function file 232. This type of file can be read using an external terminal ', please refer to the terminal shown in Figure 4A and Xiantu. Such files can also be reduced through external terminals as needed, as described below. In this example, the main brain 0 also has a digital coding function m, and the processing and coding of bit margins provide operations such as the user's piN. This calculation can use symmetric or asymmetric coding in the known technology. In the above-mentioned embodiment, the 'function card incorporates an operational digital code signature
ΜΜ 8711R4R? 五、發明說明(22) 與編碼運算,使功能卡可由一遠端位置中之 腦或裝置於SAM模組之連線/離線之商業終端機,進 權。在此情況下,通訊兩端(如主機電腦與功能 了丄各有編碼密鑰使透過功能卡送出之資料(如ΡΙΝ登錄 羞屬处士主機電腦被確認。接著’主機電腦可以進行確認此功 釔:卡之認證以及目前使用者之身份,以完成安全之金融交 ,f然本發明已以較佳實施例揭露如上,然其並非用以 曰 Μ年(月4 f 内 '和丄任何熟習此技藝者’在不脫離本發明之精神 後附之申請專利範圍所界定者為準…之保灰範圍田 。當視後附之申請專利範圍所界定者為 凡件符號表: ^ ί !/' n m 11 ; ib^LMpc ^ 切換;4〜金融機構主機電腦.彳接:丫線服務,3〜通信前級广 交換網路1私人網:8大5刑;路服務提供者標準 星备地面站台;‘Γ通客運輸器具;8&~衛 機構主機雷聪.μ 通仏則級,9a〜網路連接;10〜金融 獨攝主機電腦,1 2〜通信前級;丨. 路服務提供者;18, 22〜私人網心丰乂換網路;:6〜網 站台;52〜船Λ/他大網路;50〜無線傳送/接收 ,9A con I次具他大型乘客運輪器具;MM 8711R4R? 5. Description of the invention (22) and coding operation, so that the function card can be authorized by a brain in a remote location or a commercial terminal connected / offline to the SAM module. In this case, both ends of the communication (such as the host computer and the function, each have a coding key to enable the data sent through the function card (such as PIN to log in to the virgin host computer is confirmed. Then the host computer can confirm this function : The authentication of the card and the identity of the current user to complete a secure financial transaction. However, the present invention has been disclosed above in a preferred embodiment, but it is not intended to be used in the year M (within 4 f) and any familiarity with this. "Artisans" are not limited by the scope of the patent application attached to the spirit of the present invention as defined in the scope of protection of the gray field. When the scope of the patent application attached to the scope of the following is defined as a symbol table: ^ ί! / ' nm 11; ib ^ LMpc ^ switch; 4 ~ financial host computer. Connection: Ya line service, 3 ~ Communication exchange network 1 private network: 8 big 5 penalty; road service provider standard satellite equipment ground platform ; ΓΓPassenger transport equipment; 8 & ~ Lei Cong, the host of the health agency. Μ General rule, 9a ~ Internet connection; 10 ~ Financial solo host computer, 12 ~ Communication level; 丨. Road service provider ; 18, 22 ~ private network heart exchange network :: 6 ~ Platform; 52~ boat Λ / his large network; 50~ wireless transmit / receive, 9A con I second round with his large-scale passenger transport apparatus;
52A,52B,52C,52D〜終端機;54〜盔续偟、、拉 金融伺服器,.58,6〇,62 64〜點,?达接收站台;56~ - 峒點,6 4 a〜功能卡讀取52A, 52B, 52C, 52D ~ Terminal; 54 ~ Helmet continued 偟, pull financial server, .58, 60, 62 64 ~ points, reaching the receiving station; 56 ~-峒 points, 6 4 a ~ Function Card reading
數字輸入 __案號 87116462 五、發明說明(23) 器;1 0 0〜無線終端機;1 〇 2〜消費 1 wx -人数千辎7 鍵盤;106〜顯示器;108〜功能卡讀取器;11〇〜傳送器/接 收器;112〜交流電源供應器;120〜大型乘客運輸器之 正 本 有. 無 變 修丨|終端機;122〜充電式電池;150〜大型乘客運輸器丄上之飼 I服器終端機(含功能卡讀取機/使用者介面);151f電話網11 路;152〜個人電腦;152a〜功能卡讀取器;154〜區域電腦 系'統156〜廣域網路(WAN) ; 158〜個人電腦;ι58&〜功能 讀取器;160〜一般ATM/CAT ; 162〜頻譜擴展饲服器·此 166, 168〜PCs ; 170〜功能卡讀取器;172:終端機n2a〜 修· 正 能卡讀取器;174〜存取系統;200 ~功能卡;2〇2〜中央 譯器;204〜唯讀記憶體;206〜隨機存取記憶體;2〇8序 £面;210〜功能卡讀取器;21 2〜運算邏輯單元;214電 可抹寫程式唯讀記憶體;220〜主槽案;222〜身份確認標^ 224~編碼數位簽署檔;226〜建立存取檔;228〜銀行 供 :檔;230〜電子預付功能檔;2321子錢包功能 :〜 編碼運算。 ^Digital input __ Case No. 87116462 V. Description of the invention (23) device; 100 ~ wireless terminal; 100 ~ consumption 1 wx-thousands of people 辎 7 keyboard; 106 ~ display; 108 ~ function card reader 11 ~~ transmitter / receiver; 112 ~ AC power supply; 120 ~ the original of large passenger transport. No change 丨 | Terminal; 122 ~ rechargeable battery; 150 ~ large passenger transport I server terminal (including function card reader / user interface); 151f telephone network 11; 152 ~ personal computer; 152a ~ function card reader; 154 ~ area computer system's system 156 ~ wide area network ( WAN); 158 ~ personal computer; ι58 & ~ function reader; 160 ~ general ATM / CAT; 162 ~ spectrum spread feeders ・ this 166, 168 ~ PCs; 170 ~ function card reader; 172: terminal n2a ~ repair and positive card reader; 174 ~ access system; 200 ~ function card; 202 ~ central translator; 204 ~ read-only memory; 206 ~ random access memory; 208 sequence Surface; 210 ~ function card reader; 21 2 ~ operation logic unit; 214 electrically rewritable program read-only memory; 220 ~ main Case; 222~ identification mark ^ 224 ~ coded digital signing of files; 226~ establish access files; 228~ Bank for: speed; 230~ prepaid electronic gear function; 2321 wallet functions: - coding operations. ^
第27頁Page 27
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WO2006116549A2 (en) | 2005-04-27 | 2006-11-02 | Ticketmaster | Methods and systems for determining user location |
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WO2007092406A2 (en) | 2006-02-07 | 2007-08-16 | Ticketmaster | Methods and systems for reducing burst usage of a networked computer system |
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US9807096B2 (en) | 2014-12-18 | 2017-10-31 | Live Nation Entertainment, Inc. | Controlled token distribution to protect against malicious data and resource access |
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US12081984B2 (en) | 2022-04-27 | 2024-09-03 | T-Mobile Usa, Inc. | Increasing efficiency of communication between a mobile device and a satellite associated with a wireless telecommunication network |
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