TW396314B - A system of financial information and news services with electrical delivery and software definition for large passenger transport vehicles - Google Patents

Abstract

This invention transports financial information, news and other service with electronically broad range for the traveling passengers on planes, boats, buses, trains or other large passenger transport vehicles. This invention allows the passenger (1) to deal with his accounts by using signing/ credit/ travel and entertainment or other similar electronic cards. For example, credit card, signing card, or smart card can be used for electronic purchases or account transfers. (2) This invention allows accesses to the Internet, acquire the required information and process electrical-transactions. (3) The information from media service (like CNN) can be obtained. (4) The users can view satellite television scheduled programs and purchase pay-on-watch program. The passenger can execute some functions by using the server on the transport vehicle. For example, transaction can be processed and long distance phone calls can be made by smart cards. The users can purchase movie tickets and traveling tickets; this system compensates the bonus for the goods or service. By using smart card, he can access or exchange different currencies.

Description

MM 8711R4R? 5. Description of the invention (22) and coding operation, so that the function card can be authorized by a brain in a remote location or a commercial terminal connected / offline to the SAM module. In this case, both ends of the communication (such as the host computer and the function, each have a coding key to enable the data sent through the function card (such as PIN to log in to the virgin host computer is confirmed. Then the host computer can confirm this function : The authentication of the card and the identity of the current user to complete a secure financial transaction. However, the present invention has been disclosed above in a preferred embodiment, but it is not intended to be used in the year M (within 4 f) and any familiarity with this. "Artisans" are not limited by the scope of the patent application attached to the spirit of the present invention as defined in the scope of protection of the gray field. When the scope of the patent application attached to the scope of the definition of the symbol table: ^ ί! / ' nm 11; ib ^ LMpc ^ switch; 4 ~ financial host computer. Connection: Ya line service, 3 ~ Communication exchange network 1 private network: 8 big 5 penalty; road service provider standard satellite equipment ground platform ; ΓΓPassenger transport equipment; 8 & ~ Lei Cong, the host of the health agency. Μ General rule, 9a ~ Internet connection; 10 ~ Financial solo host computer, 12 ~ Communication level; 丨. Road service provider ; 18, 22 ~ private network heart exchange network :: 6 ~ Platform; 52~ boat Λ / his large network; 50~ wireless transmit / receive, 9A con I second round with his large-scale passenger transport apparatus;

52A, 52B, 52C, 52D ~ Terminal; 54 ~ Helmet continued 偟, pull financial server, .58, 60, 62 64 ~ points, reaching the receiving station; 56 ~-峒 points, 6 4 a ~ Function Card reading V. Description of the invention (1) " ~ "-The present invention relates to a system for providing information and financial transactions and other services in large passenger transportation equipment, in particular, a system for large passenger transportation Satellites or other wirelessly connected terminals are used in appliances to provide financial information, perform financial transactions, and provide other electronic services. Add automated teller machines / customer active terminals (ATMs / Customer)

Activated Terminals (CATs) has changed the banking and financial industry. For example, in the past, all customer transactions were handled directly by personnel. However, customers' access to transactions is usually limited by the business hours of each branch unit. With the advantages of ATM / CAT and other financial networks, customers can directly access financial services at any time. This result brings more convenience and benefits to service providers and customers. Despite these achievements, there are still some shortcomings in the characteristics of the ATM / cat and other financial networks used today, which will restrict customers from hindering them from having wider access to energy and uses, including aircraft, trains, etc. Use = ATM / CAT used by passenger transportation equipment

Wiring Uard telephone line, to get access to the function of the financial service provider, such as the important factor limiting ATMs / CATs to a fixed location on the Queen's test 1 is also the result of this terminal fixed location is rewarding. ATMs / eATsh allocation, access requirements. However: However, the method of fixing the maximum number of customers with this kind of fixed position cannot solve the problem of large-scale multiplication.

Digital input __ Case No. 87116462 V. Description of the invention (23) device; 100 ~ wireless terminal; 100 ~ consumption 1 wx-thousands of people 辎 7 keyboard; 106 ~ display; 108 ~ function card reader 11 ～~ transmitter / receiver; 112 ～ AC power supply; 120 ～ the original of large passenger transport. No change 丨 | Terminal; 122 ～ rechargeable battery; 150 ～ large passenger transport I server terminal (including function card reader / user interface); 151f telephone network 11; 152 ~ personal computer; 152a ~ function card reader; 154 ~ area computer system's system 156 ~ wide area network ( WAN); 158 ~ personal computer; ι58 & ~ function reader; 160 ~ general ATM / CAT; 162 ~ spectrum spread feeders ・ this 166, 168 ~ PCs; 170 ~ function card reader; 172: terminal n2a ~ repair and positive card reader; 174 ~ access system; 200 ~ function card; 202 ~ central translator; 204 ~ read-only memory; 206 ~ random access memory; 208 sequence Surface; 210 ~ function card reader; 21 2 ~ operation logic unit; 214 electrically rewritable program read-only memory; 220 ~ main Case; 222~ identification mark ^ 224 ~ coded digital signing of files; 226~ establish access files; 228~ Bank for: speed; 230~ prepaid electronic gear function; 2321 wallet functions: - coding operations. ^

Page 27 V. Description of the invention (2) -------- The problem of lack of customer access function in passenger transportation equipment. Therefore, at this time, it is necessary to provide a virtual link for passengers at fixed server endpoints (such as ground ATMs / CATs). ^ Known techniques include attempts to deal with computers and access problems on large passenger transport equipment. Such related conventional technologies include the beauty of Berry, et al., Chinese Patent No. 5131302, which discloses an entertainment system for passenger vehicles, which includes an interactive video terminal on each seat. Passengers can perform functions such as telephone communication and ordering goods. Credit cards can also be used to pay for entertainment. However, the disclosure of Berry, et al. Proposed wireless financial functions.

Meece, American Banker 1/7/94, ρ · 14, v〇l, 159, no_ 5 "piastic to be aboard When

"Gaming takes Flight" reveals a system installed on aircraft and cruise ships that allows function card purchases. Passengers use the Gongyue B Card to pay for services such as videotapes, TV games, TV, Nintendo, or Yiyi. However, this article does not disclose a financial function that includes wired and wireless terminal network (Rea) ϋme.

Coulton, American Banker 20/29/96, p. 20, v〇i 161, no. 20 8 " Swissair, Cathy Pacific to Install In-Fligh ATMs " — The article discloses the use of ATMs in aircraft. However, this article does not disclose an instant financial function that includes a network of wireless terminals and wireless terminals. "Bank Atlantic Putting ATMs on 4" published in American Banker 1/19/96, p. 13, vol. 162, no. 11

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V. Invention Description (3)

Cruise Ships — text, and “Bank Atlantic Puts ATMs Aboard Two Cruise Superlines” published in American Banker 4/21/95, ρ 13, vol. 160, no. 76 — driving the satellites on cruise ships Its application. However, this article does not disclose real-time financial function applications for networks including wired and wireless terminals.

Scott, et al., U.S. Patent Publication No. 5,666,291 discloses an entertainment system for multi-passenger vehicles such as aircraft. This reveals a broadcast server, a local area network, and user sites. However, the devices of Scott, et al. Did not handle wireless financial functions, or real-time financial function applications of networks including wired and wireless terminals. k

Margis U.S. Patent Publication No. 55 68484 discloses a communication system used in commercial aircraft to enable passengers to conduct telephone communications or entertain. Credit cards can be used to pay for such services. However, Margis' device cannot handle wireless financial functions.

Harvey, et al., European Patent Publication No. EP789502, discloses an in-flight entertainment system that provides passengers with a network that includes sample images, voice phone access, and games. However, Harvey's device cannot handle wireless financial functions.

Palazzi, et al., U.S. Patent Publication No. 5,378,421 discloses an interactive terminal that allows passengers on vehicles such as airplanes and cruise ships to access remote databases. However, the devices of Palazzi, et al. Cannot handle wireless financial functions. Therefore, there is a need for a financial transaction and information system that can overcome the shortcomings of the aforementioned large passenger transport equipment. In particular, we need to provide

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V. Description of the invention (4) Father Easy and the information terminal conveniently locate and play the biggest function provided by the financial server ^ Passenger transport equipment, by this, the foreign requirements are to provide 'the above-mentioned features but not including the women supplied by the existing system Full protection, and don't love & evil ',,' ', the cost of saving can be integrated into the existing ATM / CAT and other financial network architectures. An object of the invention is to meet this and other related needs, using wireless or satellite communications via a gold ^ ± 禋 financial information and parent system and terminals or == Ϊ connection 'to provide banks on large passenger transport equipment, 3 Electronic services. In this system, the terminal on the transportation device according to one embodiment of the present invention is connected via a wireless or Ceiiular Telephony connection or a satellite communication connection. 2. Another object of the invention is to provide a financial information and transaction system and other services, and make wireless connections, such as satellites or other wireless communication links, to connect with terminals or other user interfaces in the system, and also provide wireless terminal equipment. Banking or other related services are provided on a single large passenger transport device. Another object of the present invention is to provide dynamic information transmission, which can automatically select a connection method between satellites or other wireless communication links based on link cost and feasibility. Regarding another embodiment of the present invention, the system not only provides the functions of the ATM / CAT network, but also provides non-financial services, thereby forming a comprehensive system. The present invention includes a method and system for providing a wide range of electronically transmitted financial 'information', and other services for boarding aircraft,

C: \ Program Files \ Patent \ 1033-2199-P.ptd page 8 V. Description of the invention (5) Services for passengers on cruise ships, ferries, tourist buses, satellites or other large wireless passenger transport equipment Including the following items: ', 丨 even ,,, ° ,,, and machine. The present invention can provide Le or other similar electronic card products for the use of billing, 'credit / tourism and entertainment account cards, or function cards to electronically transfer = items such as credit cards, signatures to access for information and call 2) Obtain information from the Internet (such as CNN); and 4) 2g3) Watch paid programs in turn from media services. Purchased from the satellite TV planner. Use the example installed on the transportation equipment, such as lectures and long distances: Electric Invention- " Debit Card, or Function Card. You can buy a dagger = brigade to use this system to exchange profit points for goods and / ^ display volume, i or electronic wallet can access and exchange various currencies. The function card therefore needs to provide a virtual link to the passenger at the fixed server endpoint (ATMs / CATs). For example, the above-mentioned and other purposes are covered in the invention such as long-term navigation on the sea. The following examples and details are included in the invention. The invention includes a method for obtaining property and other information for performing transactions, and Large passenger transporters obtain other services, including providing access to a user on a terminal that is coupled to a device for wirelessly transmitting and receiving data; providing input information to the user; the The terminal automatically transmits the information wirelessly to a wireless communication interface; the wireless communication interface automatically transmits the information to a communication interface; the communication interface automatically transmits the information to a financial host system, which

C: \ ProgramFiles \ Patent \ 1033-2199-P.ptd page 9 5. In the description of the invention (6), the host system saves the user account information and the user can obtain multiple records of gold; Used to perform other services that are always on the terminal. Easy information, as well as to obtain the above-mentioned and other projects and ideas in the invention, the present invention includes a system for other information, transactions, and other services: financial and :: user account information Records of multiple use of terminals-coupled to a first brain system, at least these 1½ • 慎 祖 E 〇 The first L device for wireless transmission and connection / ', to one of these terminals is The first-line communication interface includes a first communication device. The first communication device without wireless communication is used to wirelessly transmit and receive at least one of the terminals operatively coupled through the first communication device. A communication device wirelessly transmits and receives data; and a communication interface coupled to the wireless communication interface and the host system; wherein the data corresponding to the user's accounting information is stored in the host system and at least one of the terminals. "Be exchanged" which includes the first communication device for wirelessly transmitting and receiving data through the wireless communication interface and the communication interface, so that information and transactions can be retrieved on the financial host system And implementation, and wherein at least one of these terminals through the use of the transmission and reception of information with the coded data of the transaction is the exchange of financial host system. In order to make the above and other objects, features, and advantages of the present invention more comprehensible ', a preferred embodiment is exemplified below, and described in detail with reference to the accompanying drawings. Simple description of the icon:

C: \ Program Files \ Patent \ 1033-2199-P.ptd page 10 L. Description of the invention (7) The agent Ϊ1 The picture shows the ATM / CAT device in a large passenger transport vehicle according to the embodiment of the present invention As in the case of an airplane; ... Figure 1A shows a system for wirelessly integrating information, conducting transactions, and providing other services to < passengers traveling in accordance with an embodiment of the present invention Wheel carrier; No. 1 β diagram is a block diagram of the situation where various parts are connected using satellites in the embodiment of the present invention; = 2 diagram is a block diagram showing a gold easy system in the embodiment of the present invention ; N is a block diagram showing the first-should m receiving station of the present invention; ^ is a block diagram of the second application receiving station of the present invention shown in the following figure: sending / drawing according to black and green; Figure 3C shows a three-dimensional view of the mobile phone terminal implemented according to the present invention. Figure 4C shows a perspective / block diagram of the first portable transaction and information terminal according to the embodiment of the present invention. Figure 4B shows the wireless edge. Shown is a perspective / block diagram of the communication terminal and the terminal device according to the embodiment of the present invention; x 无 与 资 shown in item 5. ^ is a block diagram of the embodiment according to the present invention, S1. The system and communication system; "',' Fig. 6 shows a function according to the embodiment of the present invention Card diagram; -—, the block diagram in Figure 7 shows the file structure diagram of the function card in Figure 5.

---- C: \ ProgramFiles \ Patent \ 1033-2199-P.ptd Page 11 V. Description of the invention (8) Detailed description: The invention is applicable to boarding aircraft, cruise ships, ferries, coaches or other large passenger transport equipment Passengers provide a wide range of financial services, information, and other services. The present invention allows multi-pass transfer of billing / credit / travel and entertainment or other similar uses: things such as: using cards, debit cards, or features Cards 4; shopping; 2) access to the Internet to make accounting transactions; 3) obtain information from media services (then); watch the paid programs in turn with the purchase of Jiaxing TV planner. Dewei Using a server placed in the transport device, passengers may, for example, use a smart card to conduct transactions to communicate with some mobile phones. You can buy fishing and long distance movies and tour buses ^ ^ in exchange for goods and / or services for profit points. Use and use sub-wallets to access and exchange different forms of currency. Cards or electricity-AT two need to provide passengers with a kind of virtual connection between fixed feeder end points (such as ATMs / CATs on the ground). For example, Changzhi also provides a method and system for the second sea, in Transaction flow, and the third 'in the user interface: Furthermore, one embodiment of the present invention includes one-to-one use and feasibility for satellite or other = 4: basis. This dynamic selection feature can provide passenger and ground access to electronic fund transfer machines on a large-scale passenger ship, satellite, or ground throughout the system. Page 12 C: \ Program Files \ Patent \ 1033-2199-P. Ptd Fifth, the description of the invention (9) access (such as Citishare Corp., Diners Corp., Visa / Plus, MasterCard / Cirrus / Maestro, Amex, NYCE, HONOR Technologies, Cash Station, MAC, PULSE, STAR, Europay, JETCO, and other Electronic Funds Transfer institutions with similar functions around the world, and allow passengers to conduct financial transactions (such as balance inquiry, function card stored value, transfer to cabin system, financial transfer, payment of services and goods, Cash withdrawals, currency exchanges, obtaining sensitive documents (foreign coupons, discounts). This also allows passengers to communicate information and trade with the Internet in both directions, including electronic payment; the communication target is specific and non-specific brand media services (such as msnbc.com 'CNN, Dow Jones' Reuters); and direct satellite broadcast television (Direct Satellite Broadcast Television) to purchase sequential paid programs. In one embodiment of the present invention, for the convenience of passengers, the electronic connector intervenes in the electronic device used / accessed by the passenger =: aircraft, boat, train, ferry, or bus; Zhongan; file server on the seat); Pick up and connect for the seat, and present it in the seat answer / Kusada Motosaki% Zu Ling soft belt system & for straight: billing / card reader; save on the seat function card reader Take (especially the microprocessor seat and 2 gaming systems, gaming systems, telephones, documents: take the machine and other passengers to access self-service electronic devices. Fax machines, for example, can be provided using a wireless user interface device = such as A hand-held wireless unit placed on the passenger seat :, bag 'and: are card reader, keypad, and information C: \ Program Files ^^ l〇33-2199-P · Squat 13 7 V. Description of the invention (10) Or the service selects the middle-end device of the key passenger transportation device, and uses the online authorization of the present invention, similar to an electronic card product card, to achieve the purchase of microprocessor music, games, telephone and seat entertainment call account In the number box ... others such as the center or Fixed and placed in each of the embodiments does not have to rely on billing services, buy in-cabin service cards in the cabin and Las Vegas system, or this account is also placed on the seat of the user interface Allows vehicle accounts / credits / travels such as credits or merchandise to be used to purchase stand-alone systems such as server-style gambling, which can be downloaded to multiple devices', including on large passenger terminals and mobile end-user interface screens Owners or passengers can travel and entertain or other types of card debit cards, or functions to allow passengers to purchase stored value cards or services or goods, including entertainment; allow passengers to obtain pre-paid microprocessor cards electronically from the cabin In the embodiment of the present invention, the electronic connection also allows passengers to order products electronically from their seat using a touch screen or other display device; enter the delivery name and address; use a billing / credit / travel and Entertainment card 'or other similar cards are used for payment, such as credit card,' signature card, or function card; choose the destination of the product in the cabin, or download it electronically to the ground The carrier delivers the carrier ^ nominated person / address immediately. In the embodiment of the present invention, the passenger can also access the image travel information in the storage and inspection file server through the payment to obtain a guide after the destination, and Update the dynamic information via satellite link or wireless link. Customers can subscribe to confidential documents and pay with electronic cards, including destinations, including theaters, movies, concerts, event tickets, and travel tickets.

V. Description of the invention (11) Tickets and bus express tickets. Passengers can load multi-purpose microcomputer cards with different currencies, insert the card into a function card reader, use the phone or the seat entertainment system screen to load specific currency values into the card, or, for example, electronically load the The A currency of the A cassette is converted into the B currency of the β cassette. The embodiment of the present invention allows passengers to electronically load loyalty program points to turn on or off their loyalty program function cards and / or loyalty program accounts on the ground; the embodiment also allows passengers to use loyalty points to redeem goods and services, " Get service upgrades, discount points for goods and / or services, and customer exchange points. Electronic communications also allow passengers to order e-tickets from their seats, and access proprietary financial / information services provided by financial services through cockpit file feeders, including dynamic data updated via satellite or other wireless communication links (Such as investment and loan interest rates; stock prices). The invention also allows passengers to make electronic purchases, or, for example, via an electronic catalog in the cockpit file server or via the Internet, etc .; orders can be paid by the passenger's seat in a linear manner using a card; passengers can download the information delivered by the courier after order , And passengers can use SET to initiate transactions or other forms of secure transactions through the Internet for activities such as shopping or information transactions. This embodiment of the present invention also provides the delivery of electronic texts via electronic mail. This embodiment allows the delivery of passenger financial alerts via electronic mail reports (such as financial alerts) (such as deposit confirmation is about to expire; mortgage 2 expires). For example, "In the known technology" regional telephone public delivery: a smart document as a notice of late payment. In the implementation of the invention J, the computer will send a message to the passenger's telephone mailbox to remind the passenger, for example

V. Description of the invention (12) ί Delivery expires. * The embodiment also allows to obtain the final information (such as the statement of the mortgage fee in German month; view the icon); promotion of preferential products_Mortgage Rate Sales; automatic loan credit c ... one week deposit confirmation excellent 4); provide other products ⑨ staggered sales τ π 1) information (such as mutual fund investment companies; insurance); ^ required information (such as changes in pre-selected mortgage interest rates 丨 foreign currency accounts of multinational currency accounts for travel international passengers). In the present invention, the electronic mail box can also be applied to other situations of the present invention. In the case of M ^ it V: use this mail box to store information for passengers to reduce the cost of a large amount of time; deliver credit report data for payment, and link to specific organizations Provide e-marketing information to

= Air company will collect fares to Florida in the winter; Figure 1A shows how the system uses wireless communications on a large passenger transport system according to one embodiment of the present invention.纟 In Figure U, the Large Passenger Passenger System (LMPC) 1 includes a server ia coupled to a wireless transmitter / receiver lb, such as using a satellite or other wireless communication link. This servo Mb is also coupled to the end .._ machine / plan lc, ld, and le. In addition, wireless, the user interface 1g is operatively coupled to the server 1a via a wireless communication device If, which can also be used in this large passenger transport apparatus 1. In one embodiment of the present invention, the cockpit server la user interface is used. , ",", ^ Accessed passenger services. Early-used in the embodiment of the present invention, the LMPC1 uses satellite link or other wireless

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The communication method is coupled to a ground station or a direct wireless server 1 which is coupled to a communication pre-stage 3. The communication pre-stage 3 is alternately coupled to, for example, a host computer 4 of a financial institution, which may include, for example, an ATM / CAT network, a network service provider 5 so that it can connect to the Internet and other networks, and a standard switching network 6. And private network 7. This type of coupling to the communications front end may vary depending on the services provided to the LMPC. The communication pre-level / exchange 3 has a wide range of functions in addition to data transmission and fax communication, including transaction negotiation, capital flow, abnormal handling, foreign currency exchange, and management information systems. The embodiment of the present invention automatically selects a connection method between the satellite and other wireless communication links based on the feasibility and cost of the connection to provide dynamic information transmission. Fig. 1B shows an embodiment of the present invention using satellite connections. As shown in FIG. 1B, a large passenger transportation device 8, such as an aircraft ', wirelessly connects to the satellite 8a to provide information and services to passengers in this large passenger transportation device. The alternate satellite 8 transmits and receives data at a rate of about 10,500 bps in the embodiment of the present invention, and is wirelessly connected to a ground station 8b. This ground station 8b is connected to the communication pre-stage 9 using a transmission line such as the ground, which can communicate with a host computer such as a financial institution, and the network service provider can also be connected to an ATM / CAT network or the Internet, standard Switching networks, private networks, and other network connections 9a ^ $ In order to achieve many of the above functions by connecting to the network, such as connecting to ATM / CAT networks and the Internet, the embodiments of the present invention use satellites or their Connect wirelessly to the network. The wireless connection phenomenon of the present invention will be discussed later.

5. Description of the Invention (14) FIG. 2 is a block diagram showing a financial and transaction system according to another embodiment of the present invention. In this embodiment, the financial institution is represented by square δ. As is known in the art, such financial institutions, such as two institutions, use self-systems including host computers to store consumer accounts: records. Such records will be used to track funds in the consumer account, withdraw debts, credit and credit status, and other purposes. In order to provide consumers with a variety of services, such as providing account information or debt and credit accounting for consumers, they will use pre-communication 12 to submit information about application information. The communication pre-stage 12 provides access to a host computer, which is controlled by the financial institution 10 from different communication systems. For example, as shown in the figure, the communication pre-stage 12 may exchange data using a switching network 14 operated by a regional telephone company. Therefore, using this type of system for data transfer ^ $ occurs on the telephone line. In this way, the user will use any communication protocol known in the technology to connect to this standard exchange network 14 via a modem for data exchange. Moreover, in other financial institutions or financial networks (not shown), exchanging data in this way can provide data for various transactions. Then, the 'communication pre-stage 12 is connected to the network service provider 16 or the private network 18. For example, there are several business services now available to connect users through a geographic area. Furthermore, the communication pre-stage 12 provides an interface between the financial institution 10 and the private network 18, which includes, for example, one or more local networks (Local

Area Network (LAN) or Wide Area Network WAN. , And further ’the communication stage of the present invention is connected to a direct wireless service

V. Description of Invention (15) (Direct Wireless Service) 20. For example, for safety considerations, the hook circuit (HoOK ~ up) can be operated in the form of a mobile phone at high frequencies (900Mz) or connected in the form of spectrum (90Mz with a multiplexer). The signals from the direct wireless service 20 will be received by several different types of terminals, which will be described later. Figure 2 shows the direct connection between the communication pre-stage 2 and different forms of communication systems 丨 4, 16, 18, and 20. However, those skilled in the art can combine this or other possible systems to achieve the same function. For example, the private network 22 can be accessed by the network service provider 16 using the communication pre-stage 12 and the wireless communication can be generated through the standard switching network 14 using a variety of commercial wireless service providers 24. Other networks 26, such as the Internet, can be accessed using a standard switching network 14. Figures 3A and 3B show various applications related to the embodiments of the present invention, in which wireless data transmission is used to provide convenient financial access functions with financial institutions, such as the financial institution 10 mentioned in Figure 2. For example, FIG. 3A is not an application case in a wireless transmitting and receiving station, and it is operatively connected to various terminals A to D scattered on a boat 52 or other large passenger transportation vehicles. In FIG. 3B, the 'wireless transmission and reception station 54 is manipulatively connected to the financial server 56 via the large passenger, LAN and WAN on the transport vehicle. A variety of endpoints 58, 60 and 64 are provided with the vehicle's network. An endpoint 64 as shown in Fig. 3B includes a personal computer including a function card reader 64a. Figures 4A and 4B show a more detailed embodiment according to the present invention. here

C: \ Program? 1163 \? 3 ± 6111; \ 1033-2199 inch.1:) 1; (1 page 19 5. Description of the invention (16) = Examples and the following, made by editing the encryption (Encryption) The method and system will be adopted. Using encoding technology, the host computer can not remotely perform the stored financial information on the function card. It can also encode the identity authentication information, such as the ID number. In this method, the identity of the user using the function card encoding is transmitted to the remote host L with the same encryption key (Encryption key) and the encoded identification number is decoded and confirmed. This will provide authorization To access the information stored by the host and / or request various types of transactions. Figure 4A shows a first wireless terminal using a function card installed on a large passenger transport vehicle according to an embodiment of the present invention. The endpoint 100 includes a consumer interface 102, such as an alpha-numerical keypad 104, a display 106, and a function card reader 108. The signals provided by the wireless service provider are as shown in FIG. 2 Nakasho The description will be received by the transmitter / receiver portion of the terminal 100. Instead, the signal will be supplied by the transmitter / receiver portion 110 of the terminal 100 to the AV controller via the wireless service provider. Here Under conditions, the terminal 100 can be used to wirelessly receive and transmit data to and from financial institutions or financial networks. At this time, the function card inserted into the function card reader can read and write data. B In this embodiment In the terminal 100, it is helpful to read the > data stored on the function card to determine the corresponding value of the total funds such as existing in the user account. The user can use the terminal 100 to increase the total value on the memory card. And use the host computer to increase the total loan value from the user account. In this way, C: \ Program Files \ Patent \ l033-2199-P.ptd page 20

V. Description of the invention (ο This terminal can use this function to become a credit-authorization terminal function card. After it has the encoding capability, it can be used to access the security information of the terminal ’s 100 financial information. Authorization and gold can also be maintained. For example, according to the embodiment of the present invention, the card reader 108. This card first inserts the function card into the function card and transmits the information to the terminal 100. Zijie ▲ Next It will be stored in a functional financial institution, as the user ’s account number ^ 枓 _ will confirm that the user ’s numeric keypad is used to enter the identification number to take r = two, so the user needs to use the energy card to enter the identification number again = flame Security protection. At this time, the machine computer is authenticated. 'Transmitted from the terminal to the master to request the use of the class diagram shown in the financial network diagram. This is also true, but because of the final authorization, the authorized stored value was added. For example, online communication includes gold and cash in (Bank Dangdang financial accounting department settlement and payment. After that, the user enters this card. For wireless communication, you can use the final method to request the self-financing institution. When the function card is upgraded to Signature and easy to enter the financial accounting system, it may be decided to perform the conversion of the end machine directly to the consumer when the account is converted.) When the system is confirmed, the system will be edited. When hate the corpse needs this, the code information, such as the stored value added to the account to loan the computer decoded information, is attached to this case as "correct", the cash is handed over to the financial institution's bank signature The balance or the use of the terminal is the same as in the second card above, and the value should be. This material. The real cash of cash (Real). The effective immediately, when the financial machine can be used to identify the implementation shown in 4A® Example 'installed on large passenger transport equipment

V. Description of the invention (18) ---- The terminal 100 above is controlled by a standard AC power source supplied by a general socket. In the embodiment shown in FIG. 4B (where the reference numerals correspond to the reference numerals shown by = respectively), the terminal 120 installed on the large passenger transport apparatus is powered by a rechargeable battery 122 and provided for the large passenger transport apparatus. flexibility. , / 'Therefore, you can understand the terminal form described in each illustration. The "and" shown allows users to conduct several financial transactions without connecting the terminal to the financial institution via a line. For example, the terminal can perform " Recharge 11 " on the function card as described above. After "refilling", you can use this card to connect to the terminal using "$" to accept the deduction of the stored value from the user's card by "electronic cash" at the cash transaction venue. The operator and the financial institution (or other) via The accounting process offsets the deducted stored value. Figure 5 shows another embodiment of the present invention, in which a server / terminal 150 on a large passenger shipping device is used as a remote host of the user's financial institution For the exchange of financial information between computers, please refer to Figure 2. The feeder / terminal 150 includes at least the terminals shown in Figures 4A and 4B (that is, a combined display, keyboard, function card reader, and wireless transmission). The ability to communicate data). The system shown in Figure 5 has the possibility of integrating and exchanging financial information without other financial functions, such as security controls or other consumer functions, or such as Internet browsing or obtaining tickets and services. Especially The wireless server / terminal unit 150 forms part of a LAN including various other computers and networks. Such other computers and networks include personal computers (PCs) 158, 152, WAN 156, and local area networks. Brain system 154, general ATM / CAT 160, and spectrum spread

C: \ Program Files \ Patent \ 1033-2199-P.ptd page 22, invention description (19) Spread Spectrum Server 162. Various terminals and accessory devices are coupled to the network shown. For example, WAN 156 includes PCs 166, 168. The access system 174 includes various function card readers 170 ', some of which are provided with a numeric keypad. Similarly, each pCs 152'158 is equipped with a function card reader 15 2a, 158a. An Chang has several terminals on a large passenger vehicle, which are denoted as terminals 172 ′ and are connected to the spectrum extension server 162. For example, the terminal is equipped with a function card reader l72a. In this way, the wireless financial server terminal 150 accesses financial institutions through various methods and devices from various places. In particular, a Wireless Smart Card Recharge Station 172 installed on a large passenger transport device communicates with a financial institution through a spectrum extension receiver 162 and a server terminal 150. The refill station 172 is provided with a card slot for receiving and reading function cards and a display (see Figure 4A and "Figure". Although it is connected to the financial system 'as shown in Figure 2, users can access the terminal 丨The menu selection option displayed on the display of 72. For example, the user can review account balances, cash conversions, or other activities that can typically perform ATM / CAT at a fixed location. The user can pass the money stored value through the cash platform (Cash Station) and then fill it into the function card, and add the set cash to the "prepaid, or ,, wallet" account on the function card. Under this method, since cash is not directly involved, users can access the money via a portable ATM / CAT terminal without bearing security risks. At the end of the user's tour at a location, the user can make the platform deposit any unused balance from the user's function card into the user account of the financial institution.

5. Description of the invention (20) As shown in the figure, the PC 152 is connected to a function reader to manage functions. This allows users to access the user's financial account and "fill the keyboard H card (that is, add cash to the function card). therefore:

Use, enter the user's identification number, and insert the function card :: Device 1 52a provides additional coding and security testing to make the transmission path I tm LAN / wireless terminal / route) effective and secure financial transactions / 疋The processing method is to connect with other computers at other remote locations through the electrical terminal [work = reading processor and keyboard and other personal computers. Furthermore, a function card reader / processor with an analog ATM / CATm-specific display can be connected to a terminal, thereby enabling the user to refill the function card with all ATM / CAT functions, including the need to use a personal computer . 'So' the server terminal 15 provides a communication channel (Conimunications Channel) to several remote devices, such as PC152, 158, and the terminal combined to the spectrum extension server 162 and the device combined with the wide area network 156. Using a card reader provided to the terminal, the remote host computer can be accessed from a wide area via a wireless financial server / terminal. This adds the aforementioned financial information and easy additional features. Fig. 6 shows an embodiment of the present invention, which shows that the multi-purpose function card 200 allows the execution of financial and non-financial functions in the integrated system as described in Fig. 5. The function card 200 includes a central processing unit (cpu) 202, which is connected to a read memory (ROM) 204, and is mainly used for operating system storage. The random access memory (RAM) 206 is also used here for the timely storage of data.

V. Description of the invention (21) Especially when the program is executed. The CPU 202 is operatively coupled to the serial interface 208, and alternately performs 21 ° communication with the function card using a technique known in the related art. The CPU is connected to the arithmetic logic unit 212 and can process, for example, a large number of keys (51 2-bytes). The electronic erasable Programmable Read Only Memory (EEPROM) 214 is typically used for storing files and applications. As shown in Fig. 7, the function card 200 shown in Fig. 6 has different file paths due to different functions. EEPROM has a main file 220, and specific files correspond to different applications. Such specific files include a Biometric Identification file 222 and an Encrypted Digital Signature file 224, which also includes an access file 226 that contains information that enables this card to be integrated with a security system. Please refer to Section 5 Pictured. The main slot case 220 is also connected to the Banking Card Debit case 228 and also has its own secure path for confirmation. The function card has a pre-paid function path that can only be loaded through a secure path, and "non-security" electronic wallet function file 232. This type of file can be read using an external terminal ', please refer to the terminal shown in Figure 4A and Xiantu. Such files can also be reduced through external terminals as needed, as described below. In this example, the main brain 0 also has a digital coding function m, and the processing and coding of bit margins provide operations such as the user's piN. This calculation can use symmetric or asymmetric coding in the known technology. In the above-mentioned embodiment, the 'function card incorporates an operational digital code signature

MM 8711R4R? 5. Description of the invention (22) and coding operation, so that the function card can be authorized by a brain in a remote location or a commercial terminal connected / offline to the SAM module. In this case, both ends of the communication (such as the host computer and the function, each have a coding key to enable the data sent through the function card (such as PIN to log in to the virgin host computer is confirmed. Then the host computer can confirm this function : The authentication of the card and the identity of the current user to complete a secure financial transaction. However, the present invention has been disclosed above in a preferred embodiment, but it is not intended to be used in the year M (within 4 f) and any familiarity with this. "Artisans" are not limited by the scope of the patent application attached to the spirit of the present invention as defined in the scope of protection of the gray field. When the scope of the patent application attached to the scope of the following is defined as a symbol table: ^ ί! / ' nm 11; ib ^ LMpc ^ switch; 4 ~ financial host computer. Connection: Ya line service, 3 ~ Communication exchange network 1 private network: 8 big 5 penalty; road service provider standard satellite equipment ground platform ; ΓΓPassenger transport equipment; 8 & ~ Lei Cong, the host of the health agency. Μ General rule, 9a ~ Internet connection; 10 ~ Financial solo host computer, 12 ~ Communication level; 丨. Road service provider ; 18, 22 ~ private network heart exchange network :: 6 ~ Platform; 52~ boat Λ / his large network; 50~ wireless transmit / receive, 9A con I second round with his large-scale passenger transport apparatus;

52A, 52B, 52C, 52D ~ Terminal; 54 ~ Helmet continued 偟, pull financial server, .58, 60, 62 64 ~ points, reaching the receiving station; 56 ~-峒 points, 6 4 a ~ Function Card reading

Digital input __ Case No. 87116462 V. Description of the invention (23) device; 100 ~ wireless terminal; 100 ~ consumption 1 wx-thousands of people 辎 7 keyboard; 106 ~ display; 108 ~ function card reader 11 ～~ transmitter / receiver; 112 ～ AC power supply; 120 ～ the original of large passenger transport. No change 丨 | Terminal; 122 ～ rechargeable battery; 150 ～ large passenger transport I server terminal (including function card reader / user interface); 151f telephone network 11; 152 ~ personal computer; 152a ~ function card reader; 154 ~ area computer system's system 156 ~ wide area network ( WAN); 158 ~ personal computer; ι58 & ~ function reader; 160 ~ general ATM / CAT; 162 ~ spectrum spread feeders ・ this 166, 168 ~ PCs; 170 ~ function card reader; 172: terminal n2a ~ repair and positive card reader; 174 ~ access system; 200 ~ function card; 202 ~ central translator; 204 ~ read-only memory; 206 ~ random access memory; 208 sequence Surface; 210 ~ function card reader; 21 2 ~ operation logic unit; 214 electrically rewritable program read-only memory; 220 ~ main Case; 222~ identification mark ^ 224 ~ coded digital signing of files; 226~ establish access files; 228~ Bank for: speed; 230~ prepaid electronic gear function; 2321 wallet functions: - coding operations. ^

Page 27

Claims (1)

I I. A method to obtain property and other information used to execute transactions', and methods to obtain other services on large passenger transports, including: Unspecified year and month Φ I Fi The f should not be connected to the host .. _ machine provided and obtained 2. If the wireless user is in a wireless user terminal, the automatic line communication interface interface is self-contained. The terminal is applied for a patent to transmit the terminal to provide access. The terminal is coupled to a transmitting and receiving data; for inputting information, wirelessly transmitting the data to a wireless-communication interface; the surface automatically transmits the information. .Send the information to ..._ 一. 通 __ 信 _ Interface; Dynamically send the information to a financial system, its multiple records of user account information; and obtain financial and other information used to implement transactions. Information, other services. The method described in the first item of the scope, wherein the step of the terminal information to a wireless translation interface includes that the terminal is automatically connected to a wireless communication via a wireless connection. Send that information. 3. The method according to item 1 of the scope of patent application, wherein the terminal comprises a user interface device remote from the first communication device. 4. The method according to item 3 of the scope of patent application, wherein _the user and the interface device are operatively coupled to the / first communication device. 5. The method according to item 1 of the scope of patent application, further comprising: the user input definition information:, the terminal automatically and wirelessly transmits the definition information to a wireless communication interface; Page 28 I I. A method to obtain property and other information used to execute transactions', and methods to obtain other services on large passenger transports, including: Unspecified year and month Φ I Fi The f should not be connected to the host .. _ machine provided and obtained 2. If the wireless user is in a wireless user terminal, the automatic line communication interface interface is self-contained. The terminal is applied for a patent to transmit the terminal to provide access. The terminal is coupled to a transmitting and receiving data; for inputting information, wirelessly transmitting the data to a wireless-communication interface; the surface automatically transmits the information. .Send the information to ..._ 一. 通 __ 信 _ Interface; Dynamically send the information to a financial system, its multiple records of user account information; and obtain financial and other information used to implement transactions. Information, other services. The method described in the first item of the scope, wherein the step of the terminal information to a wireless translation interface includes that the terminal is automatically connected to a wireless communication via a wireless connection. Send that information. 3. The method according to item 1 of the scope of patent application, wherein the terminal comprises a user interface device remote from the first communication device. 4. The method according to item 3 of the scope of patent application, wherein _the user and the interface device are operatively coupled to the / first communication device. 5. The method according to item 1 of the scope of patent application, further comprising: the user input definition information:, the terminal automatically and wirelessly transmits the definition information to a wireless communication interface; Page 28_Case No. 87116462_Year Month Amendment _ ^ Patent application scope The wireless communication interface automatically transmits the definition information to a communication interface; the communication interface automatically transmits the definition information to a financial host system, where the The host system maintains multiple records of user account information; the host system automatically verifies the definition information; the host system automatically sends authorization information to the < wireless communication interface; and the wireless communication interface automatically and wirelessly transmits the authorization To the terminal. —6. The method described in item 1 of the scope of patent application, and even the steps of providing users with access to financial and other information used to execute transactions, and other services on the terminal, further include: Providing the use One of them also chooses ^, _ 1 to select a function from one of the group of Jin Yan information and plural transaction functions. "The terminal automatically and wirelessly specializes in 4 special" materials "due to a selected function. 1 data_material. A wireless communication interface; The wireless communication interface should be selected by the Siam .. function automatically without __line_ground._ to send the data, ......... data to the communication interface; the communication interface should be selected for the function Automatically send the material to the financial host system, where the host system saves multiple records of user account information; the host system can automatically perform the transfer to the _ emperor_ due to the selected government. '— .. Data function; The host system automatically transmits data to the communication because the executed function Page 29_Case No. 6. Application for patent scope interface; sending the data to the non-trusted, letter interface-the automatic line communication interface of the executed function; and the non-letter fill-in interface for the executed data to the terminal . -------- Reaching this method of item 7 of the scope of the patent application], the bean vessel equipment includes one of her services and a passenger train. 、， 一 —Teaching own boat, —Ferry boat, Er 11 dagger and Pan Er t Π ί Lee range of the method described in item 6, wherein the edge financial information α Li Fu 'Yi Gong version of each-Yue Fu Fu Zhi Jin Da card Billing, electronic pre-energy, Leizi chrome white Nan At ~~ u——m pay power, called | 土 ιιΐι—,-复 i _, letter rejection, tourism and entertainment standards or 1 cents similar county sample finance. Features. Tourism and Entertainment—People or anyone else can take t :: i :. The method described in item 1 'which originally provided for use-basin # 服 兹 ， 局 /, /, and other information to conduct transactions Other services that the terminal serves include providing an option to access the Internet. -, 1 〇. The method as described in item 9 of the patent application scope, wherein the network includes Min HI. ^ 11. The method as described in item 9 of the scope of patent application, which also includes providing one item for electronic payment. 1 2. The method according to item 9 of the scope of patent application, further comprising: if an option for accessing a network is retrieved, providing an option for accessing a plurality of non-specific media services. 13., ^ The method as described in item 1 of the scope of patent application, wherein the use is provided to obtain property and other information, conduct transactions, and obtain it at the terminal ^ Other services also include: providing an option to connect ^ A; and if an = is selected with a direct satellite mm selection, then providing an option to purchase the program to reciprocate the war costs in turn. 14. The method as described in item 丨 in the patent application, where the provider can obtain property—with other assets, conduct transactions on top of it_final end—get other phosphine services—including: ^ Provide an option Used to access the gluten-free passenger convenience system. 15. The method as described in item 14 of the scope of patent application, wherein these passenger convenience systems include a plurality of video game systems, I, a rematch selection system I, a plurality of telephones, a plurality of document printers, and a plurality of. Biography—True Avoidance Group " —. 1 6. As described in item 4 of the scope of the patent application, even the historical user can take the “get property and — other assets tfL” transaction ”and Other services obtained by the terminal include: Provide an option to perform the J ^ L online authorization function, though. · 1 7 · The method as described in item 16 of the patent application scope, wherein the online authorization functions include billing, credit, travel, and entertainment accounts included in multiple services and goods One of the ancestors. 1 8. The method as described in item 16 of the scope of patent application ~ such online authorization ^ can include purchasing a multi-value stored value card, loading a multi-value card. Ι card to use the attached multi-facet or quotation-each , Take I photo ~ I accept the -i service number, get the entertainment system-system services-,-mm system services, and a multi-purpose microprocessor card, the second one to count down the account. Page 31, Request No. 87116462, Amendment VI. Patent Application Scope 1 9. The method described in item 1 of the patent application-Fan Yuan 'where the user can obtain property and other information for transactions .'... Other services also include: Provide an option to electronically: red waste and cover straight. 2 0. As stated in item 9 of the scope of the patent application, Mao Fangfeng: 1 1 soil-strict electronic ordering of this option also includes the provision of 'use_use, wide press ... sauce-curtain' ^ Round .. Enter at least the name and address you want to deliver, select an option. Pay electronically with one of the letter ~, travel, and entertainment card, relocate to the second competition to select the product, and select an option to make the The goods are delivered to the destination. 21. The method-method described in item 20 of the scope of patent application, which also includes if the product is delivered to a general place name. Xuan Gong is directly taken to 'Transfer a method'-its hands-free-for- Use, on the end --- machine .. to get the destination. Method, which provides the use of, to obtain the information in the terminal to the delivery of the product. 2 2 · Persons and other information can be obtained as described in item 1 of the scope of patent application. Other services for conducting transactions include :. Provide an option to get a shadow to guide you. 2 3 As in the scope of patent application 丨Those mentioned can obtain property and other information, and other services for conducting transactions include: Method, its jfe. These tickets are replenished .. Music Club. Tickets provide an option to order plural | volumes. 2 4. The volume described in item 23 of the scope of patent application includes plural cinema tickets, multi-million tickets, immigration tickets, and multiple entry tickets. Amendment Ping / L VI. Group of patent application tickets, plural bus tickets, and plural exhibition tickets, etc. 2 of the 5 'method as described in item 24 of the patent application scope-one of- These special exhibition tickets include multiple museum tickets. 26. The method described in item 丨 of the scope of patent application, its support-for users to obtain-Jinsan-with other information, conduct transactions, and obtain other services at the end of the book-terminal also includes: Provide an option Loyalty points are loaded electronically to one of the groups, such as one less card and two loyalty accounts. 2 7. Know the method described in item 26 of the scope of patent application, in which the points of the farmer loyalty program can be offset by the number of | commodities, complex It, complex service upgrades, cash — and other passengers — transaction points, etc. one. 28. The method described in item 1 of the patent application park, in which the user-provider can obtain financial and other information, conduct transactions and obtain them at the terminal. Other services also include: Provide an option to shop electronically. : 29. According to the method described in item 丄-of the patent application park, providing users can obtain financial and other information and conduct transactions. Λ and obtaining other services on the front terminal also include: Provide an option to save Access to multiple financial and resource fees. A 3'0. The method as described in item 29 of the scope of patent application, wherein the financial computing services are accessed by the server. ® The method described in item 30 of the scope of patent application, wherein the cold -------- ES_i7H6462__year 3 ------ VI. The scope of the server for patent application includes information, in which the information urination. The π pass is also counted, and the communication link includes a satellite I link. The link and a wireless communication speed group are as follows: Let, * * — 0 32. The method described in item i of the scope of patent application 'It provides users with access to financial and other information, conducts transactions, and is covered by the travel terminal. Other services also include: Provides an option to select e-mail and winter electronic report delivery. 3 3. According to Fang Feng, as described in item 32 of the scope of patent application, the shame also includes: — if the electronic report is selected to pass the selected 'automatically generate ^ agricultural brain information; and ° automatically deliver the computer information to the email. 34. As described in item 32 of the application-specific village scope-the local agricultural payment is delivered to the e-mail box. 3 5. The method as described in item 4 of the patent scope, the drum end shoulder machine. Automatically and wirelessly transmits the Nongli to Erwu ^ The communication interface is through = ^^; linking with ―a wireless communication ... group etc. One of them jeopardized; and in the righteousness, the terminal automatically imaged wirelessly. Sending the information to a motherless _ communication interface-also includes automatically selecting data for transmission automatically. Mind ...- 3 6. The method as described in item 35 of the scope of patent application, wherein selecting the data transmission from the dynamic i includes: .. automatically determining the availability of the satellite link and the Wutongtong Fuya knot; , Page 34 _ Case No. 87116462 6. Scope of Patent Application a Amendment Automatically determine the combined cost of the satellite link and the wireless communication link; automatically select between the satellite link and the wireless communication link based on availability and cost. 37. — A system for financial and other information, transactions, and other services of the beta transporter, including "a financial host computer system that maintains records of user accounting information; multiple user interfaces A terminal for accessing the brain system of the financial machine, at least one of the terminals-coupled-to a first communication device for wirelessly transmitting J4 and -receiving data, at least the terminals One of the devices is placed in the transport device; a wireless communication interface includes-a first-second communication device for wireless communication. Sending and receiving data by Yawu, at least one of the zheng terminals, which Wirelessly transmitting and receiving data via the first communication device; and a communication interface coupled to the wireless communication interface and the host system; • · · · · .... where l corresponds to user account-information data Exchanged between the drum host system and at least one of the terminals, including the first communication device, for wirelessly transmitting the game receiving data through the nose line communication interface and the communication interface, so that the information Trading can be achieved with the execution, & amp on the financial host system; it _ ϋΐ use via the exchange of encoding the financial host system, horse information purposes to - ~ • Transfer and ι terminal _ machine to the closing of the information and transactions. 38. The system described in item 37 of the scope of patent application, the US-China wireless communication interface _ includes-· "-卫 .. Page 35_Case No. 87116462_ Years and Months Amendment_ 6. Scope of Patent Application-〇 9. The system described in item 37 of the scope of patent application, where at least these-the one of the terminal includes 1 talk The first communication device remotely controls a user interface device. 40. The system according to item 37 of the scope of patent application, wherein the user interface device is operatively coupled to the first communication device. 4 1. The system as described in item 37 of the scope of patent application, wherein at least one of the "-Weng Weng Machines" includes a dynamic asset, 41 transfer picker. 4 2. As described in item 4.1 of the scope of patent System, in which the dynamic data transmission selector includes the availability of two-screen cover-set cup-recognition-I dynamic cover knot; ^-a plurality of devices for automatically determining the combined cost of the satellite link and the wireless communication link The "·" complex device is automatically selected between the satellite link and the wireless communication link based on availability and cost. 4 3. The system described in item 37 of the scope of patent application, wherein the communication The interface 1 includes a dynamic data transmission selector. &Quot;-4 4. The system described in item 37 of the scope of the patent application "___ of which only the wireless communication interface includes a dynamic data transmission selector. # 5. The system as described in item 37 of the scope of the patent application, wherein the financial host computer system package does not have a dynamic resource selector. 4 6. The system according to item 37 of the scope of patent application, wherein the terminal further comprises a function card device. Page 36 _Case No. 8Π16462_ Year Month Amendment_T, Patent Application Scope 4 7. The system described in Item 37 of the Patent Application Scope, wherein the information is encoded using a function card device. 48. If the system described in the scope of patent application No. 37H, at least one of πi; and so on, one of the terminal devices is manipulated to consume a security cover 1¾ control each associated with a function card reader Mutual_different_of_actually, the security system uses and stores the function card that is placed in the III company-function-capable land reclamation winter user's function. The conditions of information match, a mention-Weng access to These inter-different, physical units. 49. The system according to item 37 of the scope of patent application, wherein the terminal includes an automatic teller machine. 50. The system described in the application for Fan Wing Limou J1, wherein the terminal includes an international currency exchange. 5 1. The system as described in the scope of patent application-Item 37, which also includes a host for a network. Electrical-strict, less. One of the terminals can be connected to the network via the host computer. 5 2. The system described in item 51 of the scope of patent application, wherein the network is the Internet. (53. According to system one described in item 37 of the scope of application for patents, at least one of the instigators-interface terminals includes an Internet browser. Page 37