TW202347225A - Service fee calculation system using barcode for verification - Google Patents

Abstract

A service fee calculation system, comprises a bank server, a computer terminal, a mouse and a fund company server. The computer terminal outputs an estimated service fee request to the bank server, the bank server outputs a fingerprint verification request and authorization fingerprint data to the computer terminal according to the estimated service fee request, for microprocessor and a fingerprint reader of the mouse to perform fingerprint verification. After the fingerprint verification is completed, the bank server outputs an estimated service fee to the computer terminal. The fund company server performs a source verification procedure, and outputs an actual service fee to the bank server when determining a barcode of the actual service fee has passed the source verification procedure. The bank server then outputs the actual service fee to the computer terminal. The computer terminal compares the estimated service fee and the actual service fee to present a write-off notification through a user interface.

Description

Passage service fee calculation system using barcode verification

The invention relates to a road service fee calculation system.

In the existing technology, when the channel service fee with the fund company needs to be calculated, the bank clerk needs to check the contents of each transaction one by one, and write off the account when the comparison is correct. However, manual verification is prone to human errors, which can cause problems in subsequent write-offs. Although human errors can be reduced through review by supervisors, this wastes a lot of manpower and time. In addition, the channel service fee information needs to be obtained from the fund company, and the fund company will hand over the channel service fee information directly to the bank after receiving the request from the bank. In this case, on the bank side, even people without permission can easily read the channel service fee information.

In view of the above, the present invention provides a toll service fee calculation system that meets the above requirements.

A toll service fee calculation system according to an embodiment of the present invention includes: a bank server for receiving an estimated toll fee data request, and outputting a fingerprint verification request and corresponding fingerprint according to the estimated toll fee data request Verify the multiple permission fingerprint data required, and the bank server further outputs an actual paid toll data, and outputs an estimated toll data when receiving a successful comparison notification; a terminal computer is connected to the bank server. A device is used to output the estimated toll data request. The terminal computer further receives the fingerprint verification request, and obtains and outputs the permission fingerprint data based on the fingerprint verification request. The terminal computer further receives the estimated toll data. and the actual paid toll information, and compares the estimated toll information and the actual paid toll information to display a cancellation notification through a user interface; a mouse including a microprocessor and a fingerprint reader component, the microprocessor is electrically connected to the fingerprint reading component, the microprocessor is communicatively connected to the bank server and the terminal computer, and the microprocessor drives the authorization fingerprint data after receiving the permission fingerprint data from the terminal computer. The fingerprint reading element obtains a current fingerprint data, and when it is determined that the current fingerprint data matches one of the authorized fingerprint data, outputs a successful comparison notification to the bank server; and a fund company server, communication connection On the bank server, the fund company server is used to execute a source verification program to verify the data from the terminal computer, and when the result of the source verification program is verified, output the actual paid toll data to the bank server.

In summary, according to the toll service fee calculation system shown in one or more embodiments of the present invention, the toll service fee calculation system can automatically generate estimated toll toll data, and compare the estimated toll toll data and the actual paid toll toll data, so that the operator can easily calculate the toll toll fee. It is necessary to check the contents of each transaction one by one. By directly outputting permission fingerprint data based on branch location and estimated toll data requests, the present invention can prevent the list of people with permission to read estimated toll data and actual paid toll data from being leaked, and can allow the mouse to The microprocessor does not need to store a large amount of permission fingerprint data to perform fingerprint verification. In addition, because the microprocessor only drives the barcode reading element when it determines that the comparison success notification has been output, the power consumption of the barcode reading element can be reduced and the barcode reading element can be prevented from misreading other irrelevant barcodes. Moreover, according to the toll service fee calculation system shown in one or more embodiments of the present invention, through multiple data transmission and verification, the risk of data leakage in the process of calculating the toll service fee can be reduced, and the estimated toll fee information can be ensured Data on actual tolls paid can be read by authorized operators.

The above description of the present disclosure and the following description of the embodiments are used to demonstrate and explain the spirit and principles of the present invention, and to provide further explanation of the patent application scope of the present invention.

The detailed features and advantages of the present invention are described in detail below in the implementation mode. The content is sufficient to enable anyone skilled in the relevant art to understand the technical content of the present invention and implement it according to the content disclosed in this specification, the patent scope and the drawings. , anyone familiar with the relevant art can easily understand the relevant objectives and advantages of the present invention. The following examples further illustrate the aspects of the present invention in detail, but do not limit the scope of the present invention in any way.

Please refer to FIG. 1 , which is a block diagram of a toll service fee calculation system according to an embodiment of the present invention. The toll service fee calculation system 1 of the present invention includes a terminal computer 10, a mouse 20, a bank server 30 and a fund company server 40. The mouse 20 further includes a microprocessor 201 and a fingerprint reading element. 202 and a code reading element 203.

The mouse 20 has a casing, the microprocessor 201 is disposed in the casing, the fingerprint reading element 202 is disposed on the side surface of the casing, and the barcode reading element 203 is disposed under the casing. surface. The fingerprint reading element 202 and the barcode reading element 203 of the mouse 20 are both electrically connected to the microprocessor 201, so the microprocessor 201 can control the fingerprint reading element 202 and the barcode reading element 203, and according to the fingerprint reading element 202 and the barcode reading element 203 perform operations on the data obtained. In addition, the mouse 20 can also be communicated with the bank server 30 to directly transmit some data to the bank server 30 without going through the terminal computer 10 .

The terminal computer 10 can be a notebook computer or a desktop computer installed in a bank branch, and is operated by bank staff working in the branch. The terminal computer 10 is communicatively connected to the bank server 30 and the fund company server 40 . The mouse 20 is electrically or communicatively connected to the terminal computer 10, and in one implementation, preferably the microprocessor 201 of the mouse 20 is electrically or communicatively connected to the terminal computer 10. The mouse 20 is used to receive user input and transmit the input to the terminal computer 10 in the form of electrical signals or wireless signals.

The bank server 30 can be a central server located at the bank's head office, and the fund company server 40 can be a server of a fund company that has fund transactions with the bank, where the bank server 30 is communicatively connected to the fund company server 40 .

In order to explain the operation method of the toll service charge calculation system 1 of the present invention in more detail, please refer to Figure 2. Figure 2 is a flow chart of the operation of the toll service charge calculation system of the present invention. The solid line shown in Figure 2 is It is used to indicate the connection relationship between components, while the dotted arrow is used to indicate the direction of signal transmission.

First, the terminal computer 10 will receive an estimated access fee data request provided by the user, which is used to request estimated cost information of domestic and foreign fund access service fees. The terminal computer 10 will then transmit the estimated access fee data request in step S1. To bank server 30. Due to accounting calculations, the terminal computer 10 preferably outputs the estimated toll data request to the bank server 30 on the day before the end of the month.

After receiving the estimated toll data request, the bank server 30 then outputs a fingerprint verification request to the terminal computer 10 in step S2, where the fingerprint verification request is used to request the mouse 20 of the terminal computer 10 to complete fingerprint verification. The terminal computer 10 then outputs a fingerprint data request to the bank server 30 in step S3 to request the bank server 30 to provide a plurality of permission fingerprint data, wherein the permission fingerprint data is among all the bank employees working in the branch who have permission to read it. Fingerprint information of the clerk who provided estimated toll information and actual paid toll information. Then, the bank server 30 outputs a plurality of authorization fingerprint data to the terminal computer 10 in step S4.

Please refer to steps S3 and S4 together. When the terminal computer 10 outputs the fingerprint verification request, it can also output the branch location of the terminal computer 10 to the bank server 30. Therefore, the bank server 30 can output the authorization fingerprint data to the bank server 30 based on the branch location. Terminal PC 10. Specifically, the bank server 30 can store the pre-stored branch locations of multiple branches and multiple employee fingerprint data, and record the corresponding relationship between each employee's fingerprint data, the pre-stored branch location, and whether they have permission to read the estimated toll data. Accordingly, after receiving the branch location from the terminal computer 10, the bank server 30 can determine which one of the pre-stored branch locations matches the branch location, and further obtain multiple employee fingerprint data corresponding to the branch location. Next, since the bank server 30 has received the estimated toll data request from the terminal computer 10, the bank server 30 can further determine that the employee fingerprint data at the branch location has the authority to read the estimated toll data. partial fingerprint data, and use the partial fingerprint data as the authority fingerprint data output to the terminal computer 10. By outputting authority fingerprint data based on the branch location, the amount of data transmission between the bank server 30 and the terminal computer 10 can be effectively reduced, and the subsequent data transmission between the terminal computer 10 and the mouse 20 (microprocessor 201) can be reduced. amount, and allows the microprocessor 201 to perform fingerprint verification without storing a large amount of permission fingerprint data.

The terminal computer 10 transmits the permission fingerprint data to the microprocessor 201 of the mouse 20 in step S5, and may present a "please provide fingerprint" notification on a user interface (for example, the screen of the terminal computer 10), so as to Inform the staff that fingerprint verification needs to be done via mouse 20. The fingerprint reading element 202 of the mouse 20 can read the current fingerprint data provided by the operator and transmit the current fingerprint data to the microprocessor 201 . Accordingly, in step S6, the microprocessor 201 can compare the current fingerprint data with the authorization fingerprint data, and when the comparison is successful, output a comparison success notification to the bank server 30 in step S7.

After receiving the successful comparison notification, the bank server 30 determines that the bank employee currently using the terminal computer 10 has the authority to read the estimated toll data, so the bank server 30 outputs the estimated toll data to the terminal computer 10 in step S8 .

It should be noted that the bank server 30 stores the total amount of fund transactions of the current month and the corresponding days of the month. The total amount data is generated by the terminal computer 10 calculating the total amount data on the 16th of each month based on the transaction amounts from the 17th of the previous month to the 16th of the current month, and confirming with the banker or supervisor that the total amount data is correct. When, the total amount data is uploaded to the bank server 30.

The bank server 30 calculates the estimated toll fee data based on the total amount data, the number of days on which fund transactions are executed, and the number of days in the month. The calculation formula for the estimated toll fee data can be: total amount data/number of transaction days*number of days in the month. In addition, since the total amount data includes the transaction amounts and the corresponding multiple countries, when calculating the estimated toll fee data, the bank server 30 can calculate the estimate based on multiple exchange rate data and the transaction amounts. Toll fee information (that is, the total amount information in the above formula is converted into Taiwan dollars based on different exchange rates). In addition, the supervisor at the bank's head office can assist in confirming whether the total amount information and the number of days in the month are correct, while the supervisor at the branch can assist in confirming whether the estimated toll fee information received is correct. After confirming that the estimated toll data is correct, the estimated toll data can subsequently be recognized as the estimated toll service fee for the current month.

The fund company server 40 can output an actual payment verification barcode to the terminal computer 10 (or other media that can present the payment verification barcode) on the day before the end of the month, where the actual payment verification barcode corresponds to the actual payment of the branch for that month. Amount barcode. Therefore, after receiving the estimated toll data (step S8), the terminal computer 10 can display a notification "received estimated toll data, please scan the barcode" through the user interface to notify the operator that the mouse 20 needs to be operated. (Barcode reading element 203) Scan the actual payment verification barcode. Next, the microprocessor 201 can drive the barcode reading element 203 in step S9 to read the actual payment verification barcode presented in the user interface, and receive the actual payment verification barcode from the barcode reading element 203, and then the microprocessor 201 Step S10 transmits the actual payment verification barcode to the terminal computer 10 so as to transmit the actual payment verification barcode to the fund company server 40 through the terminal computer 10 . In addition, the microprocessor 201 preferably drives the barcode reading element 203 when it determines that the comparison success notification has been output (step S7). Accordingly, the power consumption of the barcode reading element 203 can be reduced, and the barcode reading element 203 can be prevented from misreading other irrelevant barcodes.

In step S11, in addition to transmitting the actual payment verification barcode to the fund company server 40, the terminal computer 10 can also transmit the branch location of the terminal computer 10 to the fund company server 40, so that the fund company server 40 can perform corresponding processing. A source verification program of the terminal computer 10. The source verification program is used to verify whether the source of the actual payment verification barcode is correct, and its description is as follows.

First, the fund company server 40 obtains registration location information from an external network (for example, the Internet) based on the actual payment verification barcode. As mentioned above, the actual payment verification barcode corresponds to the actual payment amount information of the branch for that month, that is, the fund company server 40 stores the actual payment verification barcode and the branch name correspondingly, so the fund company server 40 searches from the Internet based on the branch name. The registered address of the branch to obtain the registered location information. Accordingly, compared with the conventional technology that stores branch names and addresses correspondingly, the fund company server 40 of the present invention can only store the branch name, thereby reducing the amount of data that the fund company server 40 needs to store.

Then, the fund company server 40 determines whether the registered location information matches the branch location, so as to determine whether the terminal computer 10 that provided the actual payment verification barcode is the object to which the fund company server 40 previously output the actual payment verification barcode. When the registered location information does not match the branch location, the fund company server 40 can interrupt the connection with the terminal computer 10 and output a notification including the branch location of the terminal computer 10 to the bank server 30 to warn the bank server 30 The terminal computer 10 at the branch location may not be trusted. When the fund company server 40 determines that the registered location information does not match the branch location, it may output a verification failure notification to the bank server 30 . When the fund company server 40 determines that the registered location information matches the branch location, it determines that the result of the source verification procedure is passed.

After determining that the result of the source verification process is verified, the fund company server 40 can output the actual paid toll information to the bank server 30 in step S13, and then the bank server 30 can output the actual paid toll information to the bank in step S14. Terminal PC 10. After receiving the estimated toll data and the actual paid toll data, the terminal computer 10 can compare the two pieces of data to determine the difference between the two pieces of data. When the terminal computer 10 determines that the difference between the estimated toll data and the actual paid toll data is not greater than an amount error range, the terminal computer 10 can output a notification with a consistent amount to the terminal computer used by the supervisor or accountant. When the terminal computer 10 determines that the difference between the estimated toll data and the actual paid toll data is greater than the amount error range, a write-off notice is output in step S15, where the write-off notice may be output to a terminal used by the supervisor or accountant. Computer to notify the supervisor or accountant that a write-off procedure needs to be performed. Specifically, when the actual paid toll data is greater or smaller than the estimated toll data, the accounts need to be written off in different accounting accounts. Therefore, based on the size relationship between the actual paid toll data and the estimated toll data, a write-off notice is issued Can include corresponding accounting accounts.

In addition to being set by the supervisor or accountant, the error range of the amount mentioned above can also be generated based on multiple historical estimated toll data and multiple historical actual paid toll data. Specifically, there are multiple historical errors between the historical estimated toll data and the historical actual paid toll data, and the terminal computer 10 can use these historical errors to establish a normal distribution model, and use the normal distribution model to The lower limit of the confidence interval serves as the upper limit of the error range for the amount. Then, the terminal computer 10 can determine whether it is necessary to output a write-off notice based on the amount error range, and determine what accounting accounts are included in the write-off notice.

Please refer to FIG. 3 , which is another operational flow chart of the toll service fee calculation system of the present invention. The operation flow chart shown in FIG. 3 is similar to the operation flow chart of FIG. 2 , so the similarities will not be repeated here. The difference between Figure 3 and Figure 2 is that Figure 3 further includes steps S121 and S122.

In the embodiment of FIG. 3 , the comparison success notification output by the microprocessor 201 in step S7 also includes a comparison time, and the comparison time is when the microprocessor 201 determines that the current fingerprint data matches the authorized fingerprint data. One's time. Since the fund company server 40 receives the actual payment verification barcode, it means that the employee's fingerprint has passed the verification. Therefore, after judging that the result of the source verification procedure is passed, the fund company server 40 outputs the actual payment toll information to the bank server. Before accessing the server 30, the bank server 30 may be requested for the comparison success notification in step S121.

The bank server 30 outputs the comparison success notification to the fund company server 40 in step S122. The fund company server 40 determines whether the time difference between the comparison time of the comparison success notification and the branch location (step S11) received falls within Within a preset range, where the preset range is, for example, 3 minutes. When the fund company server 40 determines that the time difference falls outside the preset range, the fund company server 40 can output a "request failure" notification to the terminal computer 10 and/or the bank server 30 to notify the banker of the actual payment channel. The request for fee information is invalid and needs to be verified again. When the fund company server 40 determines that the time difference falls within the preset range, the fund company server 40 may execute step S13 to output the actual paid toll data to the bank server 30 .

If the above time difference is too long, there may be a disconnection problem between the fund company's server 40 and the terminal computer 10. Therefore, by outputting a "request failure" notification, relevant personnel can be reminded to check the fund company's server 40 and the terminal. The connection status between computers 10. In addition, if the above-mentioned time difference is too long, it is possible that the operator leaves the terminal computer 10 during the process, and someone without authority may take the opportunity to read relevant information such as toll charges. Therefore, by verifying the above time difference, the risk of data being read by unauthorized persons can be reduced.

After receiving the estimated toll data and the actual paid toll data, the terminal computer 10 can write off the actual paid toll data to determine whether a reversal is required. After confirming that it is correct, the terminal computer 10 can review the write-off data to upload the write-off data to the bank server 30, and the bank accountant can download the write-off data from the bank server 30, and then recognize the write-off data on the same day. Charge-off figures for toll service charges.

In summary, according to the toll service fee calculation system shown in one or more embodiments of the present invention, the toll service fee calculation system can automatically generate estimated toll toll data, and compare the estimated toll toll data and the actual paid toll toll data, so that the operator can easily calculate the toll toll fee. It is necessary to check the contents of each transaction one by one. By directly outputting permission fingerprint data based on branch location and estimated toll data requests, the present invention can prevent the list of people with permission to read estimated toll data and actual paid toll data from being leaked, and can allow the mouse to The microprocessor does not need to store a large amount of permission fingerprint data to perform fingerprint verification. In addition, because the microprocessor only drives the barcode reading element when it determines that the comparison success notification has been output, the power consumption of the barcode reading element can be reduced and the barcode reading element can be prevented from misreading other irrelevant barcodes. Moreover, according to the toll service fee calculation system shown in one or more embodiments of the present invention, through multiple data transmission and verification, the risk of data leakage in the process of calculating the toll service fee can be reduced, and the estimated toll fee information can be ensured Data on actual tolls paid can be read by authorized operators.

Although the present invention is disclosed in the foregoing embodiments, they are not intended to limit the present invention. All changes and modifications made without departing from the spirit and scope of the present invention shall fall within the scope of patent protection of the present invention. Regarding the protection scope defined by the present invention, please refer to the attached patent application scope.

1: Access service fee calculation system 10:Terminal computer 20:Mouse 201:Microprocessor 202:Fingerprint reading element 203: Barcode reading component 30:Bank server 40: Fund company server S1-S15: Steps S121, S122: Steps

FIG. 1 is a block diagram of a toll service fee calculation system according to an embodiment of the present invention. FIG. 2 is a flow chart illustrating the operation of the toll service fee calculation system of the present invention. FIG. 3 is another operational flow chart of the toll service fee calculation system of the present invention.

1: Access service fee calculation system

10:Terminal computer

20:Mouse

201:Microprocessor

202:Fingerprint reading element

203: Barcode reading component

30:Bank server

40: Fund company server

Claims (8)

A road service fee calculation system that uses barcodes for verification, including: A bank server is used to store multiple employee fingerprint data and receive an estimated toll fee data request, and output a fingerprint verification request and multiple permission fingerprint data corresponding to the fingerprint verification request based on the estimated toll toll data request, The bank server further outputs an actual paid toll information, and outputs an estimated toll information when receiving a successful comparison notification; a terminal computer is connected to the bank server for outputting the estimated toll After requesting the toll fee data and outputting the estimated toll fee data request, outputting a fingerprint data request and a branch location to the bank server, the terminal computer further receives the fingerprint verification request, and obtains and outputs the fingerprint verification request based on the fingerprint verification request. The terminal computer further receives the estimated toll information and the actual paid toll information, and compares the estimated toll information and the actual paid toll information to display a sales transaction through a user interface. Account notification; a mouse includes a microprocessor, a fingerprint reading element and a barcode reading element. The microprocessor is electrically connected to the fingerprint reading element and the barcode reading element. The microprocessor communicates with Connecting the bank server and the terminal computer, the microprocessor drives the fingerprint reading element to obtain a current fingerprint data after receiving the permission fingerprint data from the terminal computer, and determines that the current fingerprint data complies with the permissions When one of the fingerprint data is obtained, the comparison success notification is output to the bank server, wherein the mouse has a housing, and the barcode reading element is used to read an actual payment verification barcode to the terminal computer, and the micro The processor is disposed in the casing, and the fingerprint reading element is disposed on the side surface of the casing; and a fund company server is communicatively connected to the bank server, and the fund company server is used to perform a source verification program to verify the data from the terminal computer, and when the result of the source verification program is that the source verification program passes the verification, output the actual paid toll data to the bank server, where the bank server converts the actual paid toll data based on the branch location. Part of the employee fingerprint data is used as the authority fingerprint data, and the terminal computer further transmits the actual payment verification barcode and the branch location of the terminal computer to the fund company server, and the fund company server executes the source verification process. Including: the fund company server obtains a registered location information from an external network based on the actual payment verification barcode, and determines whether the registered location information matches the branch location. The fund company server determines whether the registered location information matches the branch location. When the branch locations match, the result of the source verification procedure is judged to have passed the verification. The channel service fee calculation system using barcodes for verification as described in request item 1, wherein the fund company server stores a branch name, and the actual payment verification barcode corresponds to the branch name, and the fund company server is based on the branch name. The name obtains the registered location information from the external network. A channel service fee calculation system using barcodes for verification as described in request item 1, wherein the comparison success notification includes a comparison time, and the fund company server further reports to The bank server requests the comparison success notification. When the fund company server determines that the time difference between the comparison time and the receipt of the branch location falls within a preset range, the actually paid toll data is output to the bank server. Bank server. The toll service fee calculation system using barcodes for verification as described in claim 1, wherein the microprocessor drives the barcode reading element when it determines that the comparison success notification has been output. The channel service fee calculation system using barcodes for verification as described in request item 1, wherein when the fund company server determines that the registered location information does not match the location of the branch, it interrupts the connection with the terminal computer and outputs A notification containing the branch location is sent to the bank's server. The channel service fee calculation system using barcodes for verification as described in request 1, wherein the bank server stores a total amount data and a corresponding number of days in a month, and the total amount data includes multiple exchange rate data for multiple countries And corresponding to the transaction amounts in these countries, the bank server calculated the estimated toll fee information based on the exchange rate data and the transaction amounts. The toll service fee calculation system using barcodes for verification as described in claim 1, wherein the terminal computer outputs the estimated toll fee data and the actual paid toll fee data when the difference is greater than an amount error range. Charge-off notice. The toll service fee calculation system using barcode verification as described in claim 7, wherein the terminal computer establishes a normal state based on multiple historical errors between multiple historical estimated toll data and multiple historical actual paid toll data. distribution model, and the lower limit of a confidence interval of the normal distribution model is used as the upper limit of the error range of the amount.