TW202230218A - Decentralized liveness authentication system on a contactfree smart card - Google Patents

Decentralized liveness authentication system on a contactfree smart card Download PDF

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TW202230218A
TW202230218A TW110101962A TW110101962A TW202230218A TW 202230218 A TW202230218 A TW 202230218A TW 110101962 A TW110101962 A TW 110101962A TW 110101962 A TW110101962 A TW 110101962A TW 202230218 A TW202230218 A TW 202230218A
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verification
smart card
dynamic
contactless smart
facial
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賴政昌
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賴政昌
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Abstract

This invention proposes a decentralized authentication system on a contactfree smart card. The contactfree smart card comprises an authorization code of the decentralized authentication system and a facial dynamical recognition feature. The decentralized authentication system uses a reader to authenticate a testing authenticated code, and to randomly retrieve and authenticate a testing facial dynamical recognition feature to have the ability of liveness authentication. The invention obviously enhances the authentication quality, information system security and personal data protection of the authentication system.

Description

去中心化之非接觸式智慧卡活體驗證系統 Decentralized non-contact smart card living verification system

本發明涉及一種非接觸式智慧卡以及認證系統,尤其是一種去中心化非接觸式智慧卡驗證系統。 The invention relates to a contactless smart card and an authentication system, in particular to a decentralized contactless smart card verification system.

常用於金融卡、門禁等驗證系統,驗證資儲存於伺服器,驗證運算也在伺服器完成。意即驗證碼儲存卡片,讀卡機讀取驗證碼,經網路傳輸至伺服器,伺服器核對驗證碼或經驗證運算以完成認證。此驗證模式認卡不認人,衍生驗證欺騙問題。 It is often used in verification systems such as financial cards and access control. The verification data is stored in the server, and the verification operation is also completed on the server. It means that the verification code is stored on the card, the card reader reads the verification code, and transmits it to the server through the network, and the server checks the verification code or performs the verification operation to complete the authentication. This verification mode recognizes the card but does not recognize the person, which leads to the problem of verification fraud.

為了避免驗證欺騙,近年驗證系統發展強化了生物特徵驗證,如指紋、臉紋或眼紋驗證,導入驗證碼及生物特徵驗證等雙重功能。此種驗證方式是將個人生物特徵資料儲存在伺服器端,使用者端藉由讀卡機讀取驗證碼以及攝影機或指紋機取得使用人生物特徵後,傳輸至伺服端,進行驗證運算。此種驗證方式強化驗證強度,但當事人只能信賴驗證端具有個資保護的道德,也無法防杜偽驗證系統的情況。例如當事人不易預防釣魚網站(偽造的驗證系統)的情況。 In order to avoid verification fraud, in recent years, the development of verification systems has strengthened biometric verification, such as fingerprint, face or eye print verification, import verification code and biometric verification and other dual functions. In this verification method, the personal biometric data is stored on the server, and the user reads the verification code through a card reader and obtains the user's biometrics from a camera or fingerprint machine, and then transmits it to the server for verification operations. This verification method strengthens the verification strength, but the parties can only rely on the morality of the verification terminal to protect personal information, and cannot prevent the situation of the anti-counterfeiting verification system. For example, it is not easy for a person to prevent a phishing site (a fake authentication system).

本發明即在提出一種驗證架構,同時解決個資保護、驗證欺騙以及資訊安全等課題。 The present invention proposes a verification framework and simultaneously solves the problems of personal information protection, verification fraud and information security.

為解決上述課題,本發明提供一種非接觸式智慧卡。非接觸式智慧卡儲存一系統授證參數以及一臉部動態特徵資料。 In order to solve the above problems, the present invention provides a contactless smart card. The contactless smart card stores a system authorization parameter and a facial dynamic feature data.

為解決上述課題,本發明提供一種非接觸式智慧卡製卡機。非接觸式智慧卡利用製卡機指紋儲存系統授證參數,鏡頭單元獲取持卡人的臉部影像,擷取運算單元擷取臉部特徵並結合臉部特徵以及系統授證參數成一驗證資料;以及燒錄單元將該驗證資料燒錄至非接觸式智慧卡。 In order to solve the above problems, the present invention provides a non-contact smart card making machine. The non-contact smart card uses the fingerprint of the card making machine to store the system authorization parameters, the lens unit acquires the face image of the cardholder, and the capture operation unit captures the facial features and combines the facial features and the system authorization parameters to form a verification data; and the burning unit burns the verification data to the contactless smart card.

擷取臉部特徵的步驟包含指示持卡人完成多種不同頭部運動及/或臉部表情;獲取臉部運動影像;以及擷取不同角度臉部及表情特徵以形成臉部動態特徵。 The steps of capturing facial features include instructing the cardholder to complete various head movements and/or facial expressions; acquiring facial motion images; and capturing facial and facial features from different angles to form facial dynamic features.

解決上述課題,本發明提供一種非接觸式智慧卡讀卡機。非接觸式智慧卡讀卡機利用鏡頭單元獲取使用者之待驗臉部影像;讀卡機指紋儲存待驗系統授證參數;讀取單元讀取免接觸式智慧卡之驗證資料;以及驗證運算單元驗證待驗系統驗證系統參數以及驗證該待驗臉部影像。 To solve the above problems, the present invention provides a contactless smart card reader. The contactless smart card reader uses the lens unit to obtain the face image of the user to be verified; the fingerprint of the card reader stores the authentication parameters of the pending verification system; the reading unit reads the verification data of the contactless smart card; and the verification operation The unit verifying the system to be tested verifies system parameters and verifies the facial image to be tested.

驗證待驗系統驗證資料之步驟包含核對該待驗系統授證參數與該系統授證參數。 The step of verifying the authentication data of the system to be verified includes checking the authentication parameters of the system to be verified and the authentication parameters of the system.

驗證待驗臉部影像之步驟包含擷取該待驗臉部影像之不同角度臉部及/或表情特徵並檢驗影像品質以驗證活體特徵並形成一待驗臉部特徵,以及核對該待驗臉部特徵與該不同角度臉部特徵。 The step of verifying the face image to be inspected includes capturing facial and/or expression features of the face image to be inspected at different angles and checking the image quality to verify the living body feature and form a face feature to be inspected, and checking the face to be inspected facial features and the different angle facial features.

100:臉部影像 100: Facial Image

110:臉部影像 110: Facial Image

200:製卡機 200: Card making machine

210:鏡頭單元 210: Lens Unit

220:製卡機指紋 220: Card making machine fingerprint

230:擷取運算單元 230: Capture operation unit

240:燒錄單元 240: Burning unit

300:智慧卡 300: Smart Card

400:讀卡機 400: Card reader

410:鏡頭單元 410: Lens Unit

420:讀卡機指紋 420: Card reader fingerprint

430:驗證運算單元 430: Verify operation unit

440:讀取單元 440: read unit

圖1繪示非接觸式智慧卡驗證系統之製卡機之一實施例 FIG. 1 shows an embodiment of the card making machine of the contactless smart card verification system

圖2繪示非接觸式智慧卡驗證系統之讀卡機之一實施例 FIG. 2 shows an embodiment of the card reader of the contactless smart card verification system

以下各實施例配合圖式,用以說明本發明之精神,讓本技術領域之人士能清楚理解本發明之技術,但非用以限制本發明的範圍,本發明之專利權範圍應由請求項界定。特別強調,圖式僅為示意之用,並非代表元件實際之尺寸或數量,部份細節可能也不完全繪出,以求圖式之簡潔。 The following embodiments, together with the drawings, are used to illustrate the spirit of the present invention, so that those skilled in the art can clearly understand the technology of the present invention, but are not intended to limit the scope of the present invention, and the scope of the patent right of the present invention should be determined by the claims define. It is especially emphasized that the drawings are for illustration purposes only, and do not represent the actual size or number of components, and some details may not be completely drawn for the sake of simplicity in the drawings.

本發明提供去中心化之活體偵測臉部識別身分驗證系統。 The present invention provides a decentralized living body detection face recognition authentication system.

本發明提出一種非中心化驗證系統架構。利用智慧卡儲存系統授證參數以及個人生物動態特徵資料;智慧卡的系統授證參數用來確保驗證設備,如讀卡機可認證製卡機是由合格的供應商所核發,製卡機所核發智慧卡也僅能由合格的讀卡機供應商始能讀取;生物動態特徵資料則是儲存個人生物動態特徵,可避免驗證詐欺,例如相片、指紋複製。 The present invention proposes a non-centralized verification system architecture. Use the smart card to store the system authorization parameters and personal biodynamic characteristics data; the system authorization parameters of the smart card are used to ensure that the verification equipment, such as the card reader can certify that the card making machine is issued by a qualified supplier, and the card making machine is issued by a qualified supplier. The issued smart card can only be read by a qualified card reader supplier; the biometric data is to store personal biodynamic characteristics, which can avoid verification fraud, such as photo and fingerprint copying.

驗證個人生物動態特徵資料實現活體驗證功能,提升驗證可靠度的品質。活體驗證的方式很多,例如眼球動作、手勢、臉部動態變化等。本發明利用隨機擷取個人頭部或表情變化,擷取使用者臉部動態特徵。驗證的方式計算待驗資料與智慧卡的驗證資料間的相似度,透過相似度的臨界值,可調整驗證強度。 Verification of personal biodynamic characteristics data realizes the function of in vivo verification, and improves the quality of verification reliability. There are many ways to verify liveness, such as eye movements, gestures, facial dynamic changes, etc. The present invention captures the dynamic features of the user's face by randomly capturing personal head or facial expression changes. The verification method calculates the similarity between the data to be verified and the verification data of the smart card, and the verification strength can be adjusted through the threshold value of the similarity.

讀卡機具有鏡頭單元、臉部動態擷取單元以及驗證運算單元。鏡頭單元用來獲取使用者臉部的資料,臉部動態擷取單元用來擷取臉部動態特徵,驗證運算單元用來完成驗證運算。特別強調是本發明的驗證運算單元可用來驗證驗證系統參數以及臉部動態特徵。驗證臉部動態特徵是由讀卡機的鏡頭 單元隨機的擷取頭部運動及/或表情變化的臉部不同角度及表情變化的臉部影像之特徵,用來核對智慧卡所儲存的資料,因而具有活體驗證的功能。 The card reader has a lens unit, a facial dynamic capture unit and a verification operation unit. The lens unit is used to acquire the data of the user's face, the facial dynamic capture unit is used to capture the facial dynamic features, and the verification operation unit is used to complete the verification operation. It is particularly emphasized that the verification arithmetic unit of the present invention can be used to verify the verification system parameters and facial dynamic features. Verification of facial dynamic features by the camera lens of the card reader The unit randomly captures the features of different angles of the face with head movement and/or expression changes and the features of the facial images with expression changes, and is used to check the data stored in the smart card, so it has the function of living body verification.

製卡機具有鏡頭單元、臉部動態擷取單元以及燒錄單元。鏡頭單元用來擷取臉部資料,臉部動態擷取單元用來擷取隨頭部運動及/或表情變化時的不同角度臉部運動及/或表情變化特徵,燒錄單元用來將製卡機指紋以及臉部特徵資料燒錄於智慧卡。製卡機的臉部動態擷取單元並不具備隨機特徵,持卡人須完成所有特定頭部運動,與讀卡機的臉部動態擷取單元不同。 The card making machine has a lens unit, a facial dynamic capture unit and a burning unit. The lens unit is used to capture facial data, the facial dynamic capture unit is used to capture the facial movement and/or expression change characteristics of different angles when the head movement and/or expression changes, and the programming unit is used to The fingerprint and facial feature data of the card machine are burned into the smart card. The facial dynamic capture unit of the card making machine does not have random characteristics, and the cardholder must complete all specific head movements, which is different from the facial dynamic capture unit of the card reader.

本發明將持卡人的生物特徵儲存在智慧卡,先驗系統授證參數再驗證生物特徵資料,強化個人資料保護;隨機式臉部動態特徵驗證的活體驗證功能,強化驗證品質;先驗證系統的合法性再驗證個人生物特徵資料,且無須網路傳輸驗證資料,提高驗證系統的資訊安全。因此,本發明可大幅提高「驗證品質」、「資訊安全」與「個資保護」等三項目標。 The present invention stores the biometric features of the cardholder in the smart card, and then verifies the biometric data prior to the authorization parameters of the system to strengthen the protection of personal data; the in vivo verification function of random facial dynamic feature verification enhances the verification quality; the first verification system The legality of the personal biometric data is re-verified, and there is no need to transmit the verification data over the network, which improves the information security of the verification system. Therefore, the present invention can greatly improve the three objectives of "verification quality", "information security" and "personal information protection".

本發明的驗證資料儲存在客戶端,驗證運算去中心化(即使用者端完成驗整運算而非雲端伺服器),率先提出邊緣運算架構的驗證資訊系統架構。 The verification data of the present invention is stored in the client, and the verification operation is decentralized (ie, the user terminal completes the verification operation instead of the cloud server), and the verification information system architecture of the edge computing architecture is first proposed.

本發明的智慧卡是使用被動式標籤(Passive Tag.)的中頻(13.56MHz)非接觸式智慧卡(Contactfree Smart Card);驗證系統的讀卡機與製卡機增設鏡頭單元;鏡頭單元可以採用一般影像感測器(CCD、CMOS)。 The smart card of the present invention is an intermediate frequency (13.56MHz) non-contact smart card (Contactfree Smart Card) using a passive tag (Passive Tag.); a lens unit is added to the card reader and card making machine of the verification system; General image sensor (CCD, CMOS).

以下結合圖式說明本發明之特徵。 The features of the present invention will be described below with reference to the drawings.

圖1繪示非接觸式智慧卡的製卡機系統之一實施例。製卡機200包含鏡頭單元210、製卡機指紋220、臉部動態擷取單元230以及燒錄單元240。鏡頭單元210用以獲取持卡人的臉部影像100;製卡機指紋220儲存驗證系統供應商所設定的系統驗證參數;臉部動態擷取單元230用以擷取頭部運動及表情變化時不 同角度臉部影像100之臉部動態特徵,臉部動態特徵結合系統授證參數構成驗證資料;燒錄單元240用以將驗證資料燒錄於非接觸式智慧卡300。 FIG. 1 shows an embodiment of a card making machine system for a contactless smart card. The card maker 200 includes a lens unit 210 , a card maker fingerprint 220 , a facial dynamic capture unit 230 and a burning unit 240 . The lens unit 210 is used for acquiring the face image 100 of the cardholder; the card making machine fingerprint 220 stores the system verification parameters set by the verification system supplier; Do not The facial dynamic features of the face image 100 at the same angle, and the facial dynamic features combined with the system authorization parameters constitute verification data;

鏡頭單元210可用一般影像感測器(CCD、CMOS)的二維影像擷取鏡頭即可,無須特殊鏡頭或是雙鏡頭。 The lens unit 210 can be a two-dimensional image capturing lens of a common image sensor (CCD, CMOS), and no special lens or dual lens is required.

臉部動態擷取單元230需擷取不同頭部運動及或表情變化時不同角度的臉部動態特徵。 The facial dynamic capture unit 230 needs to capture facial dynamic features from different angles when different head movements or expressions change.

燒錄單元240可以是目前任何常見的燒錄方式。實務上,本發明常用近場感應的燒錄方式,避免他人截收驗證資料。 The burning unit 240 can be any common burning method at present. In practice, the present invention generally uses a near-field induction programming method to prevent others from intercepting the verification data.

圖2繪示非接觸式智慧卡的讀卡機之一實施例。讀卡機400包含鏡頭單元410、讀卡機指紋420、驗證運算單元430以及讀取單元440。鏡頭單元410用以擷取持卡人的臉部影像110,讀卡機指紋420儲存驗證系統供應商所設定的系統授證參數,驗證運算單元430用來執行活體驗證運算,讀取單元440用以讀取非接觸式智慧卡300上的驗證資料。 FIG. 2 shows an embodiment of a contactless smart card reader. The card reader 400 includes a lens unit 410 , a card reader fingerprint 420 , a verification operation unit 430 and a reading unit 440 . The lens unit 410 is used to capture the face image 110 of the cardholder, the card reader fingerprint 420 is used to store the system authorization parameters set by the verification system provider, the verification operation unit 430 is used to perform the biometric verification operation, and the reading unit 440 is used for to read the verification data on the contactless smart card 300 .

讀卡機的鏡頭單元410與製卡機的鏡頭單元210可以相同或不相同,透過驗證運算單元430擷取相同的驗證資料即可。 The lens unit 410 of the card reader and the lens unit 210 of the card making machine can be the same or different, and the same verification data can be captured by the verification operation unit 430 .

讀卡機指紋420與製卡機指紋220的系統受正參數提供驗證系統供應商客製化的驗證機制。讀卡機指紋420與製卡機指紋220如符合此驗證,表示讀卡機指紋420與製卡機指紋220確認是由供應商或經授證的供應商所製造,甚至能夠唯一識別供讀卡機與製卡機。 The system of the card reader fingerprint 420 and the card maker fingerprint 220 is subject to positive parameters to provide a verification mechanism customized by the verification system supplier. If the card reader fingerprint 420 and the card maker fingerprint 220 conform to this verification, it means that the card reader fingerprint 420 and the card maker fingerprint 220 are confirmed to be manufactured by the supplier or an authorized supplier, and can even uniquely identify the card for reading. machine and card making machine.

驗證運算單元430的活體驗證運算包含兩種驗證。第一系統參數驗證,核對讀卡機指紋420與驗證資料中系統參數,確保智慧卡是經由認證的製卡機所製造。第二是隨機臉部動態驗證。由鏡頭單元410隨機獲取使用人頭部運動 及或表情變化時不同角度的臉部動態影像110,將資料傳輸給驗證運算單元430以擷取特定的臉部動態特徵,核對特定的臉部動態特徵與驗證資料中臉部動態特徵,達到活體驗證之功能。 The living body verification operation of the verification operation unit 430 includes two types of verification. The first system parameter verification is to check the card reader fingerprint 420 and the system parameters in the verification data to ensure that the smart card is manufactured by a certified card making machine. The second is random face dynamic verification. The head movement of the user is randomly acquired by the lens unit 410 And or facial dynamic images 110 from different angles when the expression changes, the data is transmitted to the verification computing unit 430 to capture specific facial dynamic features, and the specific facial dynamic features and the facial dynamic features in the verification data are checked to achieve a living body. Verification function.

讀取單元440可以是目前任何讀卡技術,例如使用NFC技術或RFID技術。實務上,本發明採用進場感應技術,避免驗證資料被遠距截收。 The reading unit 440 can be any current card reading technology, such as using NFC technology or RFID technology. In practice, the present invention adopts the approach induction technology to avoid remote interception of verification data.

明顯的,本發明利用系統參數驗證(即製卡機指紋與讀卡機指紋驗證)提高系統供應商的識別性,強化資訊安全;利用隨機臉部動態特徵驗證,達到活體驗證功能,提高驗證品質;以及,利用智慧卡儲存驗證資料,由當事人保管其個人資料,提高個人資料保護強度。 Obviously, the present invention utilizes system parameter verification (namely, card making machine fingerprint and card reader fingerprint verification) to improve the identification of system suppliers and strengthen information security; and utilizes random facial dynamic feature verification to achieve the function of living body verification and improve verification quality. ; And, use smart cards to store verification data, and the parties keep their personal data to improve the protection of personal data.

要在此特別聲明,本發明提出兼顧「身分驗證品質」、「資訊安全」與「個資保護」的驗證系統架構,但並非表示驗證系統需同時具備三種驗證特徵。部分實施例可能僅實施活體驗證及個資保護兩種功能,其他實施則實施個資保護與系統驗證。 It should be specifically stated here that the present invention proposes a verification system architecture that takes into account "identity verification quality", "information security" and "personal information protection", but does not mean that the verification system needs to have three verification features at the same time. Some embodiments may only implement two functions of liveness verification and personal information protection, while other implementations implement personal information protection and system verification.

110:臉部影像 110: Facial Image

300:智慧卡 300: Smart Card

400:讀卡機 400: Card reader

410:鏡頭單元 410: Lens Unit

420:讀卡機指紋 420: Card reader fingerprint

430:驗證運算單元 430: Verify operation unit

440:讀取單元 440: read unit

Claims (8)

一種非接觸式智慧卡,包含一系統授證參數以及一活體動態特徵資料,其中該系統授證參數用來驗證一驗證裝置,該活體動態特徵資料提供該驗證裝置據以驗證一持卡人具有該活體動態特徵。 A contactless smart card includes a system authorization parameter and a living body dynamic characteristic data, wherein the system authorization parameter is used to verify a verification device, and the living body dynamic characteristic data provides the verification device to verify that a cardholder has Dynamic characteristics of the living body. 如請求項1之非接觸式智慧卡,其中該活體動態特徵資料是一臉部動態特徵。 The contactless smart card of claim 1, wherein the living body dynamic feature data is a facial dynamic feature. 一種去中心化驗證系統,包含: A decentralized verification system that includes: 一非接觸式智慧卡,具有一活體動態特徵;以及 a contactless smart card with a living dynamic feature; and 一驗證裝置,用以讀取該非接觸式智慧卡之該活體動態特徵,擷取一持卡人之一待測活體動態特徵,以及驗證該持卡人之該待測活體動態特徵具有該活體動態特徵之一相似度。 a verification device for reading the dynamic characteristics of the living body of the contactless smart card, capturing a dynamic characteristic of the living body of a cardholder to be tested, and verifying that the dynamic characteristics of the living body to be tested of the cardholder have the dynamic characteristics of the living body One of the features is similarity. 如請求項3之去中心化驗證系統,該相似度具有一可控臨界值,透過調整該可控臨界值,可調整驗證強度。 For the decentralized verification system of claim 3, the similarity has a controllable threshold, and by adjusting the controllable threshold, the verification strength can be adjusted. 一種非接觸式智慧卡讀卡機,包含: A contactless smart card reader comprising: 一鏡頭單元,用以隨機獲取一使用者之一待驗臉部動態影像; a lens unit for randomly acquiring a dynamic image of a user's face to be tested; 一讀卡機指紋,用以儲存一待驗系統授證參數; a card reader fingerprint, used to store the authorization parameters of a system to be verified; 一讀取單元,用以讀取一免接觸式智慧卡之一驗證資料,其中該驗證資料包含一系統授證參數以及一臉部動態特徵;以及 a reading unit for reading a verification data of a contactless smart card, wherein the verification data includes a system authorization parameter and a facial dynamic feature; and 一驗證運算單元,用以從該待驗臉部動態影像擷取一待驗臉部動態特徵,比對該待驗系統授證參數與該系統授證參數,以及比對該待驗臉部動態特徵與該臉部動態特徵。 a verification operation unit for extracting a dynamic feature of the face to be verified from the dynamic image of the face to be verified, comparing the verification parameters of the system to be verified with the verification parameters of the system, and comparing the dynamic characteristics of the face to be verified features and dynamic features of the face. 如請求項5之非接觸式智慧卡讀卡機,其中該讀取單元是一近場感應讀取模組。 The contactless smart card reader of claim 5, wherein the reading unit is a near-field induction reading module. 一種非接觸式智慧卡製卡機,包含; A contactless smart card making machine, comprising; 一鏡頭單元,用以獲取一持卡人之一臉部動態影像; a lens unit for acquiring a dynamic image of a face of a cardholder; 一製卡機指紋,用以儲存一系統授證參數; A card making machine fingerprint, used to store a system authorization parameter; 一擷取運算單元,用以擷取一臉部動態特徵,以及結合該臉部動態特徵以及該系統授證參數成一驗證資料;以及 an extracting computing unit for extracting a facial dynamic feature, and combining the facial dynamic feature and the system authentication parameter into a verification data; and 一燒錄單元,用來將該驗證資料燒錄至一非接觸式智慧卡。 a programming unit for programming the verification data to a contactless smart card. 如請求項7之該非接觸式智慧卡製卡機,其中該燒錄單元式一近場感應燒錄模組。 The contactless smart card making machine of claim 7, wherein the programming unit is a near-field induction programming module.
TW110101962A 2021-01-19 2021-01-19 Decentralized liveness authentication system on a contactfree smart card TW202230218A (en)

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