TW202205180A - Automatic settlement declaration system and method of foreign exchange transactions including a foreign exchange data declaration server and a foreign exchange transaction server - Google Patents

Abstract

Disclosed is an automatic settlement declaration system of foreign exchange transactions including a foreign exchange data declaration server and a foreign exchange transaction server. The foreign exchange transaction server acquires the foreign exchange transaction data related to a foreign exchange transaction including the transaction type, identity of applicant, personal information of applicant, and amount of the foreign exchange. The foreign exchange transaction server generates a declaration acquirement indication of which a foreign exchange transaction should or shouldn't obtain a declaration statement of the foreign exchange transaction based on the transaction type and the identity of applicant, then generates a declaration indication of which whether an amount of foreign exchange transaction exceeds the default amount of notification standard based on the amount of the foreign exchange, and finally selects the required declaration data from the personal information of applicant indicated by the identity of applicant. The foreign exchange transaction server generates and transmits the foreign exchange declaration data to the foreign exchange declaration server.

Description

System and method for reporting automatic settlement of foreign exchange transactions

The present invention relates to a notification system, in particular to a foreign exchange settlement notification system for foreign exchange transactions.

Taiwan is a country with foreign exchange control. According to the regulations of the Central Bank's "Regulations on the Administration of Foreign Exchange", after financial institutions have completed the accounting of foreign exchange receipts and payments in the foreign exchange business transaction system, they must report within a limited time according to the type of foreign exchange transaction.

However, in the existing foreign exchange settlement reporting operation, the operators of financial institutions must first collect and confirm the foreign exchange settlement data, and then enter the foreign exchange settlement data into the system of the competent authority one by one for reporting. In the whole process of reporting operations, it must be performed manually, and for the operators, the declaration of a foreign exchange transaction is essentially the same as that of the foreign exchange transaction. However, it is necessary to repeatedly input the information related to the same foreign exchange transaction, which leads to problems such as heavy labor and error-prone.

Therefore, the purpose of the present invention is to provide an automatic settlement notification system for foreign exchange transactions that can solve at least one of the problems in the prior art.

Therefore, the foreign exchange transaction automatic settlement notification system provided by the present invention is suitable for communication with a financial management server, and includes a foreign exchange data reporting server and a foreign exchange transaction server. The foreign exchange information reporting server is electrically connected to the financial management server through a communication network, and can communicate with the financial management server. The foreign exchange transaction server is electrically connected to the foreign exchange data reporting server, and includes a data collection module, a data extraction and inspection module, and a data reporting module. The data aggregating module obtains a foreign exchange transaction data related to a foreign exchange transaction, the foreign exchange transaction data includes a transaction type data indicating the transaction type of the foreign exchange transaction, a declarant identity information indicating the identity of a declarant, A declarant's personal data and a foreign exchange transaction amount related to the declarant. The data extraction and verification module generates a declaration form obtaining instruction indicating whether a foreign exchange declaration form should be obtained for the foreign exchange transaction according to the transaction type information of the foreign exchange transaction data and the identity information of the declarer, and according to the relevant information on the foreign exchange transaction A total amount of foreign exchange transactions of the foreign exchange transaction amount generates a notification instruction indicating whether the total amount of the foreign exchange transaction meets the large-value notification standard, and according to the identity indicated by the applicant's identity information, a notification required for the declaration is selected from the applicant's personal information. Required information for reporting. The information reporting module generates a foreign exchange declaration document including the total amount of the foreign exchange transaction and the necessary information for the declaration, and when the declaration form obtaining instruction indicates that a foreign exchange declaration form should be obtained, the foreign exchange declaration related to the foreign exchange transaction is reported. When the notification instruction indicates that the total amount of the foreign exchange transaction reaches the large-value notification standard, a notification information related to the foreign exchange transaction is included in the foreign exchange declaration material, and the foreign exchange declaration material is transmitted to the The foreign exchange information reporting server transmits the foreign exchange reporting information to the financial management server from the foreign exchange information reporting server.

In some implementation aspects, the data aggregation module obtains a plurality of foreign exchange transaction data respectively related to a plurality of foreign exchange transactions, and the data extraction and inspection module selects from the foreign exchange transaction data related to the same trading day. the foreign exchange transaction data or the foreign exchange transaction data in the personal data of the declarant, and the total foreign exchange transaction amount according to the foreign exchange transaction amount or the foreign exchange transaction amount contained in the selected foreign exchange transaction data or the foreign exchange transaction data, and based on the foreign exchange transaction amount and the identity information of the declarer to generate the notification instruction indicating whether the total amount of the foreign exchange transaction meets the large-value notification standard.

In some implementations, the foreign exchange declaration includes personal data of the declarer and a foreign exchange transaction nature indicating the transaction nature of the foreign exchange transaction.

In some implementation aspects, the notification information includes the identity information of the declarer, the total amount of the foreign exchange transaction and the transaction type information.

Another object of the present invention is to provide a notification method for automatic foreign exchange settlement of foreign exchange transactions. The automatic foreign exchange settlement notification method for foreign exchange transactions is implemented by an automatic foreign exchange settlement notification system for foreign exchange transactions. communication, and includes a foreign exchange information reporting server and a foreign exchange transaction server capable of communicating with the financial management server.

This foreign exchange transaction automatic settlement notification method includes:

(A) The foreign exchange transaction server obtains a foreign exchange transaction data related to a foreign exchange transaction, the foreign exchange transaction data includes a transaction type information indicating the transaction type of the foreign exchange transaction, and a declarant indicating the identity of a declarant identity information, a declarant's personal data relating to the declarant, and a foreign exchange transaction amount.

(B) The foreign exchange transaction server generates a declaration form obtaining instruction indicating whether a foreign exchange declaration form should be obtained for the foreign exchange transaction according to the transaction type information of the foreign exchange transaction information and the identity information of the declarer, and according to the relevant information on the foreign exchange transaction A total amount of foreign exchange transactions of the foreign exchange transaction amount generates a notification instruction indicating whether the total amount of the foreign exchange transaction meets the large-value notification standard, and according to the identity indicated by the applicant's identity information, a notification required for the declaration is selected from the applicant's personal information. Required information for reporting.

(C) The foreign exchange transaction server generates a foreign exchange declaration document including the total amount of the foreign exchange transaction and the necessary information for the declaration, and when the declaration form obtaining instruction indicates that a foreign exchange declaration form should be obtained, the foreign exchange transaction related to the foreign exchange transaction The foreign exchange declaration form is included in the foreign exchange declaration material, and when the notification instruction indicates that the total amount of the foreign exchange transaction reaches the large-value notification standard, a notification information related to the foreign exchange transaction is included in the foreign exchange declaration material, and the foreign exchange declaration material is included. Sent to the foreign exchange data reporting server.

(D) The foreign exchange information declaration server transmits the foreign exchange declaration information to the financial management server.

The effect of the present invention is that: the foreign exchange transaction automatic settlement notification system of the present invention obtains the foreign exchange transaction data from the terminal electronic device through the data collection module of the foreign exchange transaction server, and extracts and checks the model by the data. According to each foreign exchange transaction data, the group judges whether a foreign exchange declaration form should be obtained and whether it meets the large-amount notification standard, so as to avoid manpower rework, reduce the operation breakpoint of foreign exchange declaration, and improve the efficiency of foreign exchange declaration.

Before the present invention is described in detail, it should be noted that in the following description, similar elements are designated by the same reference numerals.

Referring to FIG. 1 , an embodiment of the reporting system for automatic settlement of foreign exchange transactions of the present invention is suitable for electrically connecting a financial management server 200 and a terminal electronic device 300 .

In this embodiment, the financial management server 200 is electrically connected to the foreign exchange transaction automatic settlement reporting system through a communication network 400 (eg, the Internet), and can communicate with the foreign exchange transaction automatic foreign exchange settlement reporting system. And the financial management server 200 is, for example, a server belonging to the central bank, and is used to manage the declaration data related to foreign exchange transactions.

In this embodiment, the terminal electronic device 300 is, for example, a computer host located in one of the branches of a bank, and the computer host is used to perform foreign exchange transactions related services. In other implementations, the terminal electronic device 300 can also belong to the bank, and is used to construct a server of an online bank, which can be used by the user through a personal electronic device (not shown in the figure, such as but not limited to a personal computer) , tablet or smartphone) to connect to it for foreign exchange transactions. In addition, in this embodiment, the terminal electronic device 300 is directly electrically connected to the foreign exchange transaction automatic settlement notification system. Foreign exchange settlement notification system.

Further, there may be multiple terminal electronic devices 300 connected to the foreign exchange transaction automatic settlement notification system, and each terminal electronic device 300 is a computer host in the bank that can provide users with foreign exchange transactions, such as a branch computer. The host, the computer host in the bank that provides online banking services...etc.

In this embodiment, the foreign exchange transaction automatic settlement notification system includes a foreign exchange data reporting server 10 and a foreign exchange transaction server 20 .

The foreign exchange data reporting server 10 is, for example, an internal computer of the bank, and is used for transmitting data related to foreign exchange transactions to a computer host of the financial management server 200 . A router (not shown) communicates with the financial management server 200 .

The foreign exchange transaction server 20 is an internal server for managing foreign exchange transactions in the bank, and can execute a foreign exchange declaration procedure for each foreign exchange transaction, and includes a data collection module 21, a data extraction and inspection module A group 22 and a data reporting module 23 .

The data collection module 21 is electrically connected to the terminal electronic device 300 , and obtains from the terminal electronic device 300 a plurality of foreign exchange transaction data respectively related to a plurality of foreign exchange transactions executed by the terminal electronic device 300 . Each foreign exchange transaction information includes a transaction type information indicating the transaction type of the foreign exchange transaction, a reporter identity information indicating the identity of a reporter, a reporter profile related to the reporter, and a foreign exchange transaction amount .

It should be noted that, since the current trading platforms related to foreign exchange transactions are becoming more and more diverse, the data integration module 21 in this embodiment will integrate the foreign exchange transaction data from different trading platforms, that is, the data integration. The module 21 will centrally integrate the foreign exchange transaction data from the terminal electronic device 300 serving as the branch host and the terminal electronic device 300 serving as the online banking host, and then provide the centrally integrated foreign exchange transaction data to the data extraction and verification The module 22 further improves the fragmentation and complication of data due to multiple trading platforms.

In this embodiment, the transaction type information indicates that the foreign exchange transaction belongs to a settlement and sale transaction or a purchase transaction, and the identity information of the declarer, for example, indicates the identity of the declarer, and the identity is an individual or a group. , or company number, and the personal information of the notifier is, for example, the notifier’s ID number, date of birth, passport number, country, registration certificate number of the competent authority, unified number, etc. The above are only examples and do not The above is limited.

The data extraction and verification module 22 is electrically connected to the data collection module 21 to receive the foreign exchange transaction data from the data collection module 21, and based on the transaction type data of the foreign exchange transaction data and the identity data of the declarer Generate a declaration form acquisition instruction indicating whether the foreign exchange transaction should obtain a foreign exchange declaration form, and generate an indication whether the foreign exchange transaction total amount reaches a large amount according to a foreign exchange transaction amount related to the foreign exchange transaction amount and the identity information of the declarer A notification instruction of the notification standard, and a notification required information required for the notification is selected from the personal data of the notifier according to the identity indicated by the identity information of the notifier.

For example, the data extraction and verification module 22 generates the declaration form acquisition instruction.

If the declarer identity information indicates that the declarer is a non-resident, the declaration form acquisition instruction generated by the data extraction and verification module 22 indicates that no declaration form needs to be collected and the foreign exchange declaration information need not be transmitted to the financial institution The management server 200 is managed.

In addition, the data extraction and verification module 22 selects the foreign exchange transaction data or the foreign exchange transaction data related to the personal data of the declarer within the same trading day from the foreign exchange transaction data, and according to the selected The amount of the foreign exchange transaction or the foreign exchange transaction amount included in the foreign exchange transaction data, calculate the total amount of the foreign exchange transaction, and determine whether the total amount of the foreign exchange transaction meets the standard of large-amount notification based on the identity information of the declarer and the total amount of the foreign exchange transaction. For example, If the reporting person's identity information indicates that the reporting person is an individual, the large-value declaration standard is, for example, US$500,000. The total amount of foreign exchange transactions is not less than 500,000 US dollars), then the notification instruction is generated indicating that the total amount of foreign exchange transactions has reached the large-value notification standard, and an instruction is generated indicating that a declaration form needs to be collected and the foreign exchange declaration materials need to be sent to the financial management server. If the reporting person's identity information indicates that the reporting person is a company, the large-value reporting standard is, for example, 1 million US dollars. When the data extraction and checking module 22 determines the total amount of the foreign exchange transaction Reaching the large-value declaration standard (that is, the total amount of foreign exchange transactions is not less than 1 million US dollars) will generate the notification instruction indicating that the total amount of foreign exchange transactions has reached the large-value notification standard, and generate an instruction that a declaration form needs to be collected and the The foreign exchange declaration data is transmitted to the financial management server 200 for the declaration form acquisition instruction.

In particular, the purpose of calculating the total amount of foreign exchange transactions by the data extraction and verification module 22 is to sum up the foreign exchange transactions of the foreign exchange transactions conducted by the same declarer (that is, the personal data of the same declarer) in various foreign exchange transaction channels amount to prevent the declarer from making large declarations by conducting foreign exchange transactions through various foreign exchange trading channels.

The data reporting module 23 is electrically connected to the data extraction and verification module 22 , and receives the declaration form acquisition instruction, the notification instruction and the required information for the declaration from the data extraction and verification module 22 .

The data reporting module 23 generates a foreign exchange declaration data including the total amount of the foreign exchange transaction and the necessary data for the declaration, and when the declaration form obtaining instruction indicates that a foreign exchange declaration form should be obtained, the foreign exchange related to the foreign exchange transaction The declaration form is included in the foreign exchange declaration material, and when the notification instruction indicates that the total amount of the foreign exchange transaction reaches the large-value notification standard, a notification information related to the foreign exchange transaction is included in the foreign exchange declaration material, and the foreign exchange declaration material is transmitted. To the foreign exchange data reporting server 10 , so that the foreign exchange data reporting server 10 transmits the foreign exchange reporting data to the financial management server 200 .

In this embodiment, the foreign exchange declaration form includes the personal data of the declarer and a foreign exchange transaction property indicating the transaction nature of the foreign exchange transaction, such as related to the source of foreign exchange income or the object of foreign exchange expenditure. The notification information includes the identity information of the declarer, the total amount of foreign exchange transactions and the type of transaction information.

Referring to FIG. 1 and FIG. 2 , the steps of executing a foreign exchange declaration procedure in this embodiment are described below.

Referring to step S1, the data aggregation module 21 of the foreign exchange transaction server 20 obtains a plurality of foreign exchange transaction data respectively related to multiple foreign exchange transactions. Personal information of the declarant and a foreign exchange transaction amount. Next, step S2 is performed.

Referring to step S2, the data extraction and verification module 22 of the foreign exchange transaction server 20 generates the declaration form acquisition instruction according to the transaction type data and the applicant's identity information. Next, step S3 is performed.

Referring to step S3, the data extraction and verification module 22 of the foreign exchange transaction server 20 selects the or the foreign exchange transaction data related to the personal data of the declarer within the same trading day, and selects the or the foreign exchange transaction data according to the selected The total amount of the foreign exchange transaction is calculated from the amount of the foreign exchange transaction contained in the foreign exchange transaction information, and the notification instruction is generated according to the total foreign exchange transaction amount and the identity information of the declarer.

It should be noted that, this is only an example to illustrate that step S2 is executed first and then step S3 is executed. In other implementations, the foreign exchange transaction server 20 may also execute step S3 first and then execute step S2. It is not limited to this embodiment. Next, step S4 is performed.

Referring to step S4, the data extraction and verification module 22 of the foreign exchange transaction server 20 selects the required reporting data from the personal data of the reporting person according to the reporting person's identity information.

In this embodiment, the required information for the declaration varies according to the identity information of different applicants. For example, when the data extraction and checking module 22 determines that the identity information of the applicant indicates an individual, the required information for declaration is ID number and date of birth; when the data extraction and verification module 22 determines that the applicant's identity information indicates the company's bank number, the required information for the declaration is a unified number. The above is only an example, and does not The above is limited. Next, step S5 is performed.

Referring to step S5, the foreign exchange transaction server 20 generates the foreign exchange declaration data including the total amount of the foreign exchange transaction and the necessary information for the declaration, and when the declaration form obtaining instruction indicates that the foreign exchange declaration form should be obtained, it will be related to the foreign exchange transaction. The foreign exchange declaration form is included in the foreign exchange declaration material, and when the notification instruction indicates that the total amount of the foreign exchange transaction reaches the large-value notification standard, the notification information related to the foreign exchange transaction is included in the foreign exchange declaration material, and the foreign exchange The declaration data is transmitted to the foreign exchange data declaration server 10 . Next, step S6 is performed.

Referring to step S6, the foreign exchange information declaration server 10 transmits the foreign exchange declaration information to the financial management server 200 to complete the foreign exchange declaration.

To sum up, the foreign exchange transaction automatic settlement notification system of the present invention obtains the foreign exchange transaction data from the terminal electronic device 300 through the data collection module 21 of the foreign exchange transaction server 20, and extracts and checks the data through the data. The core module 22 determines whether a foreign exchange declaration form should be obtained and whether it meets the large-amount notification standard according to each foreign exchange transaction data, so as to avoid manpower rework, reduce the operation breakpoint of foreign exchange declaration, and further improve the efficiency of foreign exchange declaration, so it can indeed meet the cost purpose of the invention.

However, the above are only examples of the present invention, and should not limit the scope of implementation of the present invention. Any simple equivalent changes and modifications made according to the scope of the patent application of the present invention and the contents of the patent specification are still included in the scope of the present invention. within the scope of the invention patent.

10: Foreign exchange information declaration server 20:Forex Trading Server 21: Data collection module 22: Data extraction and verification module 23: Data submission module 200: Financial Management Server 300: Terminal Electronics 400: Communication Network S1～S6: Steps

Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, wherein: 1 is a schematic diagram of a hardware connection relationship of an embodiment of the foreign exchange transaction automatic settlement notification system of the present invention; and FIG. 2 is a flow chart of a foreign exchange declaration procedure performed by the embodiment.

10: Foreign exchange information declaration server

20:Forex Trading Server

21: Data collection module

22: Data extraction and verification module

23: Data submission module

200: Financial Management Server

300: Terminal Electronics

400: Communication Network

Claims (8)

An automatic settlement notification system for foreign exchange transactions, suitable for communicating with a financial management server, and comprising: a foreign exchange information reporting server electrically connected to the financial management server through a communication network and capable of communicating with the financial management server; and A foreign exchange transaction server, electrically connected to the foreign exchange information reporting server, and including: a data collection module to obtain a foreign exchange transaction data related to a foreign exchange transaction, the foreign exchange transaction data includes a transaction type data indicating the transaction type of the foreign exchange transaction, and a declarant identity data indicating the identity of a declarer , a personal information of the notifier and a foreign exchange transaction amount related to the notifier; a data extraction and inspection module, which generates a declaration form obtaining instruction indicating whether a foreign exchange declaration form should be obtained for the foreign exchange transaction according to the transaction type data of the foreign exchange transaction data and the identity information of the declarer, and according to the relevant A foreign exchange transaction total amount of the foreign exchange transaction amount generates a notification instruction indicating whether the foreign exchange transaction total amount meets the large-value notification standard, and according to the identity indicated by the applicant's identity information, the applicant's personal data is selected from the applicant's personal data. 1. Required information for declaration; and a data reporting module, which generates a foreign exchange declaration document including the total amount of the foreign exchange transaction and the necessary information for the declaration, and when the declaration form obtaining instruction indicates that a foreign exchange declaration form should be obtained, the foreign exchange declaration form related to the foreign exchange transaction The declaration form is included in the foreign exchange declaration material, and when the notification instruction indicates that the total amount of the foreign exchange transaction reaches the large-value notification standard, a notification information related to the foreign exchange transaction is included in the foreign exchange declaration material, and the foreign exchange declaration material is transmitted. to the foreign exchange information reporting server to transmit the foreign exchange reporting information to the financial management server by the foreign exchange information reporting server. The foreign exchange transaction automatic settlement notification system according to claim 1, wherein the data aggregation module obtains a plurality of foreign exchange transaction data respectively related to a plurality of foreign exchange transactions, and the data extraction and inspection module obtains from the foreign exchange transaction data Select the foreign exchange transaction data or the foreign exchange transaction data related to the personal data of the declarer within the same trading day, and calculate the foreign exchange transaction amount according to the foreign exchange transaction amount or the foreign exchange transaction data contained in the selected foreign exchange transaction data or the foreign exchange transaction data. The total amount of foreign exchange transactions, and the notification instruction indicating whether the total amount of foreign exchange transactions meets the standard for large-value notification is generated according to the total amount of foreign exchange transactions and the identity information of the declarer. The foreign exchange transaction automatic settlement notification system according to claim 1, wherein the foreign exchange declaration form includes the personal information of the declarer and a foreign exchange transaction nature indicating the transaction nature of the foreign exchange transaction. The notification system for automatic foreign exchange settlement of foreign exchange transactions as described in claim 1, wherein the notification information includes the identity information of the declarer, the total amount of the foreign exchange transaction and the transaction type information. A foreign exchange transaction automatic settlement notification method is implemented by a foreign exchange transaction automatic foreign exchange settlement notification system, the foreign exchange transaction automatic foreign exchange settlement notification system is suitable for communicating with a financial management server, and includes a foreign exchange data that can communicate with the financial management server reporting server and a foreign exchange trading server; the method includes: (A) The foreign exchange transaction server obtains a foreign exchange transaction data related to a foreign exchange transaction, the foreign exchange transaction data includes a transaction type information indicating the transaction type of the foreign exchange transaction, and a declarant indicating the identity of a declarant identity information, a declarant's personal data relating to the declarant and a foreign exchange transaction amount; (B) The foreign exchange transaction server generates a declaration form obtaining instruction indicating whether a foreign exchange declaration form should be obtained for the foreign exchange transaction according to the transaction type information of the foreign exchange transaction information and the identity information of the declarer, and according to the relevant information on the foreign exchange transaction A total amount of foreign exchange transactions of the foreign exchange transaction amount generates a notification instruction indicating whether the total amount of the foreign exchange transaction meets the large-value notification standard, and according to the identity indicated by the applicant's identity information, a notification required for the declaration is selected from the applicant's personal information. Required information for declaration; (C) The foreign exchange transaction server generates a foreign exchange declaration document including the total amount of the foreign exchange transaction and the necessary information for the declaration, and when the declaration form obtaining instruction indicates that a foreign exchange declaration form should be obtained, the foreign exchange transaction related to the foreign exchange transaction The foreign exchange declaration form is included in the foreign exchange declaration material, and when the notification instruction indicates that the total amount of the foreign exchange transaction reaches the large-value notification standard, a notification information related to the foreign exchange transaction is included in the foreign exchange declaration material, and the foreign exchange declaration material is included. to the foreign exchange information reporting server; and (D) The foreign exchange information declaration server transmits the foreign exchange declaration information to the financial management server. The method for reporting the automatic settlement of foreign exchange transactions as described in claim 5, in step (A), The foreign exchange transaction server also obtains a plurality of foreign exchange transaction data respectively related to a plurality of foreign exchange transactions, and selects the foreign exchange transaction data or the foreign exchange transaction data related to the personal data of the declarer within the same trading day from the foreign exchange transaction data. , and calculate the total amount of foreign exchange transactions according to the amount of foreign exchange transactions contained in the selected foreign exchange transaction data; and in step (C), the foreign exchange transaction server calculates the total amount of foreign exchange transactions and The reporting person's identity information generates the notification instruction indicating whether the total amount of the foreign exchange transaction meets the large-value notification standard. The method for reporting automatic foreign exchange settlement of foreign exchange transactions according to claim 5, wherein the foreign exchange declaration form includes the personal data of the declarer and a foreign exchange transaction nature indicating the transaction nature of the foreign exchange transaction. The notification method for automatic foreign exchange settlement of foreign exchange transactions as described in claim 5, wherein the notification information includes the identity information of the declarer, the total amount of the foreign exchange transaction and the transaction type information.

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