TW202121299A - System for auction of material money and auction method thereof - Google Patents

System for auction of material money and auction method thereof Download PDF

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TW202121299A
TW202121299A TW108143029A TW108143029A TW202121299A TW 202121299 A TW202121299 A TW 202121299A TW 108143029 A TW108143029 A TW 108143029A TW 108143029 A TW108143029 A TW 108143029A TW 202121299 A TW202121299 A TW 202121299A
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auction
physical currency
bid
winning
server
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TW108143029A
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Chinese (zh)
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陳姿蓉
郭建志
陳淑華
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臺灣銀行股份有限公司
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Abstract

A system for auction of material money includes an auction server which includes an auction product database, an encryption module, and a winning module. The auction product database is used to store an auction of material money and make that auction to the public. The encryption module is used to encrypt multiple bid prices from multiple bidders and store those encrypted bid prices into the auction product database. The winning module compares those bid prices in the database of products for auction to determine a winning price and sends a winning notification to the winner of the auction with the winning notification stored in the auction product database. Hence, it is possible to provide a fair and public platform for the auction of the material money.

Description

實體貨幣拍賣系統及其拍賣方法Entity currency auction system and auction method thereof

一種拍賣系統及其拍賣方法,特別是一種用於網路上的實體貨幣拍賣系統及其拍賣方法。An auction system and an auction method thereof, in particular, an auction system and an auction method of a physical currency used on the Internet.

市面上通用的實體貨幣,除硬幣外,另發行有紙鈔做為日常生活中主要的交易媒介。仔細觀察紙鈔,通常會在某個位置處,會印上紙鈔的流水號。以新臺幣為例,例如GM146070WH。而有些鈔票因印刷的流水號為特殊號碼,例如為GM888888WH,讓雅興人士對這種特殊號碼鈔券產生興趣,並開始搜集,無形中逐漸形成此種特殊號碼鈔券的供給需求關係。In addition to coins, banknotes are also issued as the main transaction medium in daily life. Observe the banknote carefully, usually in a certain position, the serial number of the banknote will be printed. Take the New Taiwan Dollar as an example, such as GM146070WH. And some banknotes are printed with special serial numbers, such as GM888888WH, which makes Yaxing people interested in such special-numbered banknotes and began to collect them. The supply-demand relationship of such special-numbered banknotes has gradually formed invisibly.

然而,目前特殊號碼的鈔券收集者,在有購買收藏需求時,一般管道通常為向民間的收藏家或郵幣社購買,但可能衍生有惡意哄抬鈔券交易金額之虞,或是私下製造印有特殊號碼的偽鈔,以冒充真鈔來販售等不法行為。因此,如何在特殊號碼鈔券的供需市場中,提供一個公平的特殊號碼鈔券取得機制或平台,即成為一個有待解決的問題。However, when collectors of special-numbered banknotes and coupons have the need to purchase and collect, the general channel is usually to buy from private collectors or the post and currency agency, but it may cause the risk of maliciously raising the transaction amount of the banknotes and coupons, or make them privately. Illegal acts such as counterfeit banknotes with special numbers printed on them and sold as genuine banknotes. Therefore, how to provide a fair mechanism or platform for obtaining special-numbered banknotes and bonds in the supply and demand market of special-numbered banknotes and bonds has become a problem to be solved.

為解決上述問題,本發明發展並建立出一種拍賣系統,提供一個公平且公開的特殊號碼鈔券拍賣平台。To solve the above problems, the present invention develops and establishes an auction system to provide a fair and open auction platform for special number banknotes.

具體而言,本發明提供一種實體貨幣拍賣系統,包括一拍賣伺服器,上述拍賣伺服器包括,一拍賣商品資料庫、一加密模組及一得標模組。上述拍賣商品資料庫,用於儲存公開之一實體貨幣拍賣。上述加密模組,用於加密複數個投標者之複數個投標金額,並儲存加密後之該些投標金額至該拍賣商品資料庫之中。上述得標模組,比較該拍賣商品資料庫之該些投標金額,決定一得標金額,傳送一得標訊息至該得標金額之得標者,並儲存該得標訊息至該拍賣商品資料庫。Specifically, the present invention provides a physical currency auction system, including an auction server. The auction server includes an auction product database, an encryption module, and a bid-winning module. The above-mentioned auction commodity database is used to store public auctions of physical currency. The aforementioned encryption module is used to encrypt multiple bid amounts of multiple bidders, and store the encrypted bid amounts in the auction commodity database. The above-mentioned bid winning module compares the bid amounts in the auction product database, determines a winning bid amount, sends a winning bid message to the winner of the winning bid amount, and stores the winning bid message in the auction product data Library.

依據一實施例,上述實體貨幣拍賣系統,更包括與該拍賣伺服器通訊連接之一管理終端機,供一管理者登入該拍賣伺服器,以設立該實體貨幣拍賣及終止該實體貨幣拍賣。According to one embodiment, the aforementioned physical currency auction system further includes a management terminal in communication with the auction server for a manager to log in to the auction server to set up the physical currency auction and terminate the physical currency auction.

依據另一實施例,上述實體貨幣拍賣系統,更包括與該拍賣伺服器通訊連接之複數個投標終端機,供該些投標者登入該拍賣伺服器,以傳送該些投標金額至該拍賣伺服器。According to another embodiment, the aforementioned physical currency auction system further includes a plurality of bidding terminals communicatively connected with the auction server for the bidders to log in to the auction server to send the bid amounts to the auction server .

依據又一實施例,上述實體貨幣拍賣系統中,該實體貨幣拍賣為印有特殊流水號之實體貨幣拍賣。According to another embodiment, in the aforementioned physical currency auction system, the physical currency auction is a physical currency auction printed with a special serial number.

依據又一實施例,上述實體貨幣拍賣系統中,該投標終端機是以該些投標者所屬之複數個晶片金融卡登入。According to another embodiment, in the above-mentioned physical currency auction system, the bidding terminal is logged in with a plurality of chip financial cards belonging to the bidders.

依據又一實施例,上述實體貨幣拍賣系統中,該加密模組是透過對稱密鑰演算法加密該些投標金額。According to another embodiment, in the aforementioned physical currency auction system, the encryption module encrypts the bid amounts through a symmetric key algorithm.

本發明除提供一種實體貨幣拍賣系統,還進一步提供一種實體貨幣的拍賣方法,包含以下步驟:一管理者在一拍賣伺服器上設立公開之一實體貨幣拍賣;複數個投標者登入該拍賣伺服器,對該實體貨幣拍賣分別輸入複數個投標金額;加密該些投標金額,並存入至一拍賣商品資料庫;解密並比較該些投標金額,自該些投標金額中決定一得標金額;以及透過該拍賣伺服器,傳送一得標訊息至該得標金額之得標者。In addition to providing a physical currency auction system, the present invention further provides a physical currency auction method, including the following steps: a manager sets up a public physical currency auction on an auction server; multiple bidders log in to the auction server Enter multiple bid amounts for the entity currency auction; encrypt the bid amounts and store them in an auction product database; decrypt and compare the bid amounts, and determine a winning bid amount from the bid amounts; and Send a winning bid message to the winning bidder of the winning bid amount through the auction server.

依據一實施例,上述實體貨幣的拍賣方法中,該實體貨幣拍賣為印有特殊流水號之實體貨幣拍賣。According to one embodiment, in the above-mentioned physical currency auction method, the physical currency auction is a physical currency auction printed with a special serial number.

依據另一實施例,上述實體貨幣的拍賣方法中,該些投標者是藉由該些投標者所屬之複數個晶片金融卡登入,以對該實體貨幣拍賣分別輸入該些投標金額。According to another embodiment, in the above-mentioned physical currency auction method, the bidders log in with a plurality of chip financial cards to which the bidders belong, so as to input the bid amounts for the physical currency auction respectively.

依據又一實施例,上述實體貨幣的拍賣方法中,該加密模組是透過對稱密鑰演算法加密該些投標金額。According to another embodiment, in the above-mentioned physical currency auction method, the encryption module encrypts the bid amounts through a symmetric key algorithm.

有鑑於上述待克服的問題,本發明提供一個公平公開的特殊號碼鈔券拍賣平台,而建立出一特殊號碼鈔券的拍賣系統。上述拍賣系統的特色,是可由多位欲投標者透過網路,選擇欲投標的特殊號碼鈔券標的物,輸入屬意的投標金額,以進行投標。投標者所投標的投標金額,再進一步以加密模組進行加密。透過上述加密,除投標者本人外,其餘人等 (當然包括銀行的管理者) 在拍賣截止投標前,皆無法取得任何相關的投標金額資訊。最後在拍賣時間終止後,決定得標金額,再以得標訊息通知得標者。In view of the above-mentioned problems to be overcome, the present invention provides a fair and open special number banknotes auction platform, and establishes a special number banknotes auction system. The feature of the above auction system is that multiple bidders can select the subject matter of the special number banknotes to bid through the Internet and enter the desired bid amount for bidding. The bid amount bid by the bidder is further encrypted with an encryption module. Through the above encryption, everyone except the bidder himself (including bank managers, of course) will not be able to obtain any relevant bidding amount information before the auction ends. Finally, after the auction time expires, the winning bid amount is determined, and then the winning bidder is notified with the bid winning message.

為更清楚說明本發明之實施方式,請參閱圖1,圖1所繪為本發明之實體貨幣拍賣系統架構圖。本發明提供一種實體貨幣拍賣系統10,其包括一拍賣伺服器40。上述拍賣伺服器40包括一拍賣商品資料庫42、一加密模組41及一得標模組43。In order to explain the implementation of the present invention more clearly, please refer to FIG. 1. FIG. 1 depicts the architecture diagram of the physical currency auction system of the present invention. The present invention provides a physical currency auction system 10, which includes an auction server 40. The auction server 40 includes an auction product database 42, an encryption module 41 and a bid winning module 43.

上述拍賣商品資料庫42,用於儲存公開之多個實體貨幣拍賣。在上述的實體貨幣拍賣過程中,可能涉及或接收的各種資料訊息,皆可儲存至上述拍賣商品資料庫42。這些資料訊息包括複數個拍賣商品的資訊 (商品名稱、資料或投標底價等)、複數個投標金額及得標金額等。例如,透過上述拍賣伺服器40,接收對相同或不相同的複數個拍賣商品所分別輸入的投標金額,再儲存至上述拍賣商品資料庫42。The above-mentioned auction commodity database 42 is used to store public auctions of multiple physical currencies. In the aforementioned physical currency auction process, various data messages that may be involved or received can be stored in the aforementioned auction commodity database 42. These data messages include information about multiple auction products (product name, information, or reserve bid price, etc.), multiple bid amounts, and winning bid amounts, etc. For example, through the auction server 40, the bid amounts respectively input for the same or different auction products are received, and then stored in the auction product database 42.

上述加密模組41,用於接收並加密第一投標者31a、第二投標者31b及第三投標者31c之複數個投標金額。上述加密模組41再儲存加密後的投標金額至上述拍賣商品資料庫42之中。其中,該些第一投標者31a、第二投標者31b及第三投標者31c可選擇多個拍賣商品,或單一產品進行投標。加密後之該些投標金額,除了投標金額的投標者本人之外,在拍賣的過程中,任何人皆無法獲得實際的投標情況,或得知當前最高的投標金額等資料。除此之外,該加密模組41亦可用於加密「投標保證金」和「得標金額之繳費金額」等資料。另外,上述加密模組之加密方法,包括任何能變更數位資料,將上述數位資料變更為難以讀取的密文內容,而須經解密過程,才能將密文還原為可讀內容的各種方法。The encryption module 41 is used to receive and encrypt a plurality of bid amounts of the first bidder 31a, the second bidder 31b, and the third bidder 31c. The encryption module 41 then stores the encrypted bid amount in the auction commodity database 42. Among them, the first bidder 31a, the second bidder 31b, and the third bidder 31c can select multiple auction products, or a single product for bidding. After the encrypted bidding amount, no one except the bidder of the bidding amount can obtain the actual bidding situation or know the current highest bidding amount and other information during the auction process. In addition, the encryption module 41 can also be used to encrypt data such as "Bid Security Deposit" and "Payment Amount of the Winning Bid Amount". In addition, the encryption method of the encryption module includes any method that can change the digital data, change the digital data into the ciphertext content that is difficult to read, and must undergo a decryption process to restore the ciphertext to readable content.

上述得標模組43在所設定的拍賣時間終止後,讀取拍賣商品資料庫42中的該些投標金額,比較該些投標金額,以決定一得標金額。例如,以該些投標金額中最高者,做為得標金額。上述得標模組43,根據上述得標金額,從上述拍賣伺服器40及拍賣商品資料庫42取得上述得標金額之得標者資料,例如圖1中即設定第二投標者31b為得標者。再傳送一得標訊息至上述得標金額之得標者 (例如第二投標者31b),並儲存上述得標訊息至上述拍賣商品資料庫42。After the set auction time ends, the bid winning module 43 reads the bid amounts in the auction commodity database 42 and compares the bid amounts to determine a winning bid amount. For example, take the highest bid amount among these bids as the winning bid amount. The bid-winning module 43 obtains the bidder data of the bid-winning amount from the auction server 40 and the auction product database 42 according to the bid-winning amount. For example, in Figure 1, the second bidder 31b is set as the bid-winning bidder. By. Then send a winning bid message to the winning bidder (for example, the second bidder 31b) of the winning bid amount, and store the winning bid message to the auction commodity database 42.

進一步地,仍請參閱圖1,上述實體貨幣拍賣系統10,更包括一管理終端機20,該管理終端機20與該拍賣伺服器40通訊連接,以供一管理者21登入該拍賣伺服器40,設立該實體貨幣拍賣及終止該實體貨幣拍賣。上述管理者21以管理內部通行資料登入後,即可透過該管理終端機20,在該拍賣伺服器40上進行包括設立 (新增)、修改、刪除、放行、終止 (決標) 或查詢拍賣商品及其資訊等一系列操作。Further, referring to FIG. 1, the above-mentioned physical currency auction system 10 further includes a management terminal 20, which is in communication with the auction server 40 for a manager 21 to log in to the auction server 40 , Establish the entity currency auction and terminate the entity currency auction. After the above-mentioned manager 21 logs in with the management internal pass data, he can use the management terminal 20 to perform the auction server 40 including setting up (adding), modifying, deleting, releasing, terminating (awarding) or inquiring about the auction. A series of operations such as commodities and information.

進一步地,仍請參閱圖1,上述實體貨幣拍賣系統10,更包括複數個投標終端機30,該些投標終端機30與該拍賣伺服器40通訊連接,供該些第一投標者31a、第二投標者31b及第三投標者31c 登入該拍賣伺服器40,以傳送該些投標金額至該拍賣伺服器40。上述第一投標者31a、第二投標者31b及第三投標者31c 以通行資料登入後,即可在該拍賣伺服器40上透過該些投標終端機30,進行包括查詢、選取、投標或確認拍賣商品及其資訊等一系列操作。Further, referring to Fig. 1, the above-mentioned physical currency auction system 10 further includes a plurality of bidding terminals 30, and the bidding terminals 30 are in communication connection with the auction server 40 for the first bidders 31a and 31st bidders. The second bidder 31b and the third bidder 31c log in to the auction server 40 to transmit the bid amounts to the auction server 40. After the first bidder 31a, the second bidder 31b, and the third bidder 31c log in with the pass information, they can use the bidding terminals 30 on the auction server 40 to perform queries, selection, bidding, or confirmation A series of operations such as auctioning goods and information.

進一步地,仍請參閱圖1,上述實體貨幣拍賣系統10中的實體貨幣拍賣,其拍賣商品為印有特殊流水號之實體貨幣拍賣。上述的特殊流水號泛指任何具有特別含意的流水號,當然亦包括由銀行選定所指特殊流水號的數字號碼,例如,000001、000008、000088、000888、008888、088888、100000、111111、123456、168168、168888、200000、222222、300000、333333、400000、444444、500000、555555、600000、654321、666666、700000、777777、800000、888888、900000或999999等,皆屬於所指稱的特殊流水號範疇中。至於上述實體貨幣,則包括玩具紙鈔、玩具硬幣、遊戲代幣、硬幣及鈔票等,且不僅限於中華民國的新臺幣,意即其他實體鈔券諸如美國的美元、歐盟的歐元或日本的日圓等,皆包含在實體貨幣範疇內。Further, please refer to FIG. 1. In the physical currency auction in the above-mentioned physical currency auction system 10, the auction product is a physical currency auction with a special serial number printed. The above-mentioned special serial number generally refers to any serial number with special meaning, of course, it also includes the digital number of the special serial number selected by the bank, for example, 000001, 000008, 000088, 000888, 008888, 088888, 100000, 111111, 123456, 168168, 168888, 200000, 222222, 300000, 333333, 400000, 444444, 500000, 555555, 600000, 654321, 666666, 700000, 777777, 800000, 888888, 900000 or 999999, etc., all belong to the category of the specified special serial number. As for the above-mentioned physical currency, it includes toy banknotes, toy coins, game tokens, coins and banknotes, etc., and is not limited to the New Taiwan dollar of the Republic of China, which means other physical banknotes such as the US dollar, the European Union’s euro, or Japan’s Japanese yen, etc., are all included in the category of physical currencies.

進一步地,仍請參閱圖1,上述實體貨幣拍賣系統10中,該些第一投標者31a、第二投標者31b及第三投標者31c是透過各第一投標者31a、第二投標者31b及第三投標者31c對應所屬的第一晶片金融卡32a、第二晶片金融卡32b及第三晶片金融卡32c及該些投標終端機30,登入該拍賣伺服器40,以進行後續操作。上述各第一晶片金融卡32a、第二晶片金融卡32b及第三晶片金融卡32c可為上述實體貨幣拍賣系統10所合作的銀行發給的第一晶片金融卡32a、第二晶片金融卡32b及第三晶片金融卡32c,除可直接確認各第一投標者31a、第二投標者31b及第三投標者31c的身份之外,也可確認在上述銀行中,各第一投標者31a、第二投標者31b及第三投標者31c是否仍有餘額可支付得標金額。甚至,實體貨幣拍賣系統10可透過上述各第一晶片金融卡32a、第二晶片金融卡32b及第三晶片金融卡32c,直接透過該拍賣伺服器40,以網路ATM方式繳交得標金額。或者,透過上述各第一晶片金融卡32a、第二晶片金融卡32b及第三晶片金融卡32c 的資料對應,可使用其他實體支付方式繳交得標金額,實體支付方式包括銀行臨櫃繳款、實體ATM、匯款等管道。Further, referring to FIG. 1, in the above-mentioned physical currency auction system 10, the first bidder 31a, the second bidder 31b, and the third bidder 31c are through each of the first bidder 31a and the second bidder 31b. And the third bidder 31c corresponds to the first chip financial card 32a, the second chip financial card 32b, the third chip financial card 32c and the bidding terminals 30 to log into the auction server 40 for subsequent operations. Each of the first chip financial card 32a, the second chip financial card 32b, and the third chip financial card 32c may be the first chip financial card 32a and the second chip financial card 32b issued by the bank that the physical currency auction system 10 cooperates with. And the third chip financial card 32c, in addition to directly confirming the identities of the first bidder 31a, the second bidder 31b, and the third bidder 31c, it can also confirm that the first bidder 31a, Whether the second bidder 31b and the third bidder 31c still have balance to pay the winning bid amount. Furthermore, the physical currency auction system 10 can use the aforementioned first-chip financial card 32a, second-chip financial card 32b, and third-chip financial card 32c to directly use the auction server 40 to pay the winning bid amount via a network ATM. . Or, through the corresponding data of the first chip financial card 32a, the second chip financial card 32b, and the third chip financial card 32c, other physical payment methods can be used to pay the winning bid amount. The physical payment methods include bank counter payment , Physical ATM, remittance and other channels.

進一步地,仍請參閱圖1,上述實體貨幣拍賣系統10中,該加密模組例如是透過對稱密鑰演算法加密該些投標金額。如上所述,加密方法可為任何能變更數位資料,將上述數位資料變更為難以讀取的密文內容,且須經解密過程,才能將密文還原為可讀內容的各種方法。因此,上述加密方法可具體包含 對稱密鑰演算法 (Symmetric-key algorithm,包括DES、3DES、AES、Blowfish、IDEA、RC5及RC6等)、公開金鑰加密 (Public-key cryptography,或稱非對稱式密碼學,包括RSA及ElGamal等),以及雜湊演算法 (Hashing algorithms,包括MD5、SHA-1、SHA-2及SHA-3等)。因此,上述加密模組41之加密方法,可具體包含如對稱密鑰演算法等。Further, referring to FIG. 1, in the above-mentioned physical currency auction system 10, the encryption module encrypts the bid amounts through, for example, a symmetric key algorithm. As mentioned above, the encryption method can be any method that can change the digital data, change the above-mentioned digital data into ciphertext content that is difficult to read, and must undergo a decryption process to restore the ciphertext to readable content. Therefore, the above-mentioned encryption method may specifically include Symmetric-key algorithm (including DES, 3DES, AES, Blowfish, IDEA, RC5 and RC6, etc.), Public-key cryptography, or asymmetric Cryptography, including RSA and ElGamal, etc.), and hashing algorithms (including MD5, SHA-1, SHA-2 and SHA-3, etc.). Therefore, the encryption method of the encryption module 41 may specifically include, for example, a symmetric key algorithm.

在本實體貨幣拍賣系統10之較佳實施例中,一管理者21透過一管理終端機20,以管理內部通行資料登入該拍賣伺服器40,設立至少一特殊號碼鈔券拍賣,同時亦設定該特殊號碼鈔券拍賣之拍賣終止日,儲存該些特殊號碼鈔券的拍賣資料到該拍賣商品資料庫42。第一投標者31a、第二投標者31b及第三投標者31c透過複數個投標終端機30,以該些第一投標者31a、第二投標者31b及第三投標者31c所屬之第一晶片金融卡32a、第二晶片金融卡32b及第三晶片金融卡32c登入該拍賣伺服器40,選擇至少一特殊號碼鈔券拍賣,輸入對應該至少一特殊號碼鈔券的至少一投標金額。該些投標金額透過加密模組41,以對稱密鑰演算法進行加密,並儲存加密後之該些投標金額,至該拍賣商品資料庫42。於拍賣終止日,該得標模組43解密並決定各特殊號碼鈔券拍賣中,該些投標金額中最高者,即為一得標金額。該得標模組43儲存該得標金額至該拍賣商品資料庫42,並通知該得標金額之得標者。In the preferred embodiment of the physical currency auction system 10, a manager 21 uses a management terminal 20 to log in to the auction server 40 to manage internal traffic data, set up at least one special numbered banknote auction, and also set the On the auction termination date of the special number banknote auction, the auction data of the special number banknotes are stored in the auction commodity database 42. The first bidder 31a, the second bidder 31b, and the third bidder 31c use a plurality of bidding terminals 30 to use the first chip to which the first bidder 31a, the second bidder 31b, and the third bidder 31c belong The financial card 32a, the second chip financial card 32b, and the third chip financial card 32c log in to the auction server 40, select at least one special number banknote for auction, and enter at least one bid amount corresponding to the at least one special number banknote. The bid amounts are encrypted with a symmetric key algorithm through the encryption module 41, and the encrypted bid amounts are stored in the auction commodity database 42. On the auction termination date, the bid winning module 43 decrypts and determines the highest bid amount among the special number bill auctions, which is the winning bid amount. The winning module 43 stores the winning bid amount in the auction commodity database 42 and notifies the winning bidder of the winning bid amount.

另外,請參閱圖2,圖2所繪為本發明之實體貨幣的拍賣方法流程圖。與上述之實體貨幣拍賣系統相對應,本發明再揭露另一種實體貨幣的拍賣方法50,包含以下步驟:In addition, please refer to FIG. 2. FIG. 2 is a flowchart of the physical currency auction method of the present invention. Corresponding to the aforementioned physical currency auction system, the present invention discloses another physical currency auction method 50, which includes the following steps:

首先,如步驟51所示,一管理者21在一拍賣伺服器40上設立公開之一實體貨幣拍賣。如上所述,該實體貨幣拍賣可為任何實體貨幣,包括玩具紙鈔、玩具硬幣、遊戲代幣、硬幣及鈔票等,且不僅限於中華民國的新臺幣。First, as shown in step 51, a manager 21 sets up a public physical currency auction on an auction server 40. As mentioned above, the physical currency auction can be any physical currency, including toy banknotes, toy coins, game tokens, coins, banknotes, etc., and is not limited to the Taiwanese dollar of the Republic of China.

例如,實體貨幣拍賣系統10的上述管理者21,係由銀行人員擔任,上述管理者21以銀行內部通行資料登入後,即可在該拍賣伺服器40上透過該管理終端機20,進行包括設立 (新增)、修改、刪除、放行、終止 (決標) 或查詢拍賣商品及其資訊等一系列操作。另外,該管理者21也可透過該管理終端機20,建立商品的拍賣機制,包括明訂以出價最高者得標、投標商品訂有底價、投標金額不可低於底價、投標者對每組商品限投標一次、投標後不得更改投標金額或撤回、投標金額相同者以先投標者得標等。For example, the above-mentioned manager 21 of the physical currency auction system 10 is assumed by bank personnel. After the above-mentioned manager 21 logs in with the bank’s internal pass information, the above-mentioned manager 21 can use the management terminal 20 on the auction server 40 to perform the setup including setup A series of operations such as (adding), modifying, deleting, releasing, terminating (awarding) or querying auction products and their information. In addition, the manager 21 can also use the management terminal 20 to establish an auction mechanism for commodities, including clearly stipulating that the highest bidder wins the bid, the bidding commodity has a reserve price, the bid amount cannot be lower than the reserve price, and the bidders have a bid for each group of commodities. The bid is limited to one time, the bid amount cannot be changed or withdrawn after bidding, the first bidder shall win the bid if the bid amount is the same, etc.

上述管理者21在新增 (設立) 拍賣商品時,可提供例如拍賣商品的期別、編號、面額、特殊鈔券號碼、數量或公告底價等資訊。其中,各單項的拍賣商品可設定為單張或多張鈔券的套組。該管理者21在設立拍賣商品的同時,亦須設定上述拍賣商品的投標終止時間,以終止投標進行,並供後續決定拍賣商品的得標者。The above-mentioned manager 21 may provide information such as the period, serial number, denomination, special banknote number, quantity, or announced reserve price of the auctioned goods when adding (establishing) auction goods. Among them, each single item of auction merchandise can be set as a set of single or multiple banknotes. When setting up the auction product, the manager 21 must also set the bid termination time of the above auction product to terminate the bidding process and subsequently determine the winner of the auction product.

此外,進一步地,上述管理者21是設立印有特殊流水號的實體貨幣拍賣。關於特殊流水號定義如上,在此便不再贅述。In addition, further, the above-mentioned manager 21 sets up a physical currency auction with a special serial number printed. The definition of the special serial number is as above, so I won't repeat it here.

接著,如步驟52所示,該些第一投標者31a、第二投標者31b及第三投標者31c透過該些投標終端機30,分別以通行資料登入上述拍賣伺服器40後,選擇各屬意的該實體貨幣拍賣,並分別輸入複數個投標金額。具體而言,上述第一投標者31a、第二投標者31b及第三投標者31c在操作該拍賣伺服器40時,可能的詳細投標步驟為查詢投標商品、點選投標項目放至投標籃、開始投標、輸入投標金額及驗證碼,即可完成投標。Then, as shown in step 52, the first bidders 31a, second bidders 31b, and third bidders 31c use the bidding terminals 30 to log in to the auction server 40 with their pass information, and then select each of their preferences. The currency of the entity is auctioned, and multiple bid amounts are entered respectively. Specifically, when the first bidder 31a, the second bidder 31b, and the third bidder 31c operate the auction server 40, the possible detailed bidding steps are to query the bid goods, click the bid items and place them in the bid basket, Start bidding, enter the bid amount and verification code to complete the bid.

此外,進一步地,該些第一投標者31a、第二投標者31b及第三投標者31c是透過該些投標終端機30,分別以對應所屬之第一晶片金融卡32a、第二晶片金融卡32b及第三晶片金融卡32c登入上述拍賣伺服器40。In addition, further, the first bidder 31a, the second bidder 31b, and the third bidder 31c use the bidding terminals 30 to correspond to the first chip financial card 32a and the second chip financial card respectively. 32b and the third chip financial card 32c log in to the auction server 40 described above.

接著,如步驟53所示,待上述各第一投標者31a、第二投標者31b及第三投標者31c完成投標後,以圖1的加密模組41加密上述投標金額資料,並存入至圖1的拍賣商品資料庫42之中。其中,如上所述,加密方法可為任何能變更數位資料,將上述數位資料變更為難以讀取的密文內容,而須經解密過程,才能將密文還原為可讀內容的各種方法。Then, as shown in step 53, after the first bidder 31a, the second bidder 31b, and the third bidder 31c have completed their bids, the encryption module 41 of FIG. 1 is used to encrypt the bid amount data and store it in In the auction commodity database 42 of FIG. 1. Among them, as described above, the encryption method can be any method that can change the digital data, change the digital data to the cipher text content that is difficult to read, and must undergo a decryption process to restore the cipher text to readable content.

此外,進一步地,上述加密模組41是透過對稱密鑰演算法加密該些投標金額,並存入上述加密之該些投標金額至該拍賣商品資料庫42。In addition, further, the encryption module 41 encrypts the bid amounts through a symmetric key algorithm, and stores the encrypted bid amounts in the auction commodity database 42.

接著,如步驟54所示,於各拍賣商品的拍賣截止後,透過該得標模組43,解密並比較該些投標金額,自該些投標金額中決定一得標金額,例如以最高投標金額者,即為該得標金額。接著,如步驟55所示,透過該拍賣伺服器40,傳送一得標訊息至該得標金額之得標者,例如圖1中之第二投標者31b。最後,如步驟56,透過各得標者各自所選擇之繳款方式,若繳款金額與得標金額相同,即可判定為完成繳費,完成並取得此商品拍賣。Then, as shown in step 54, after the auction of each auction product ends, the bid winning module 43 is used to decrypt and compare the bid amounts, and determine a winning bid amount from the bid amounts, for example, the highest bid amount , Is the winning bid amount. Then, as shown in step 55, through the auction server 40, a winning bid message is sent to the winning bidder of the winning bid amount, such as the second bidder 31b in FIG. 1. Finally, in step 56, through the payment method selected by each winning bidder, if the payment amount is the same as the winning bid amount, it can be determined that the payment is completed, and the auction of this product is completed and obtained.

綜合以上實體貨幣拍賣系統以及實體貨幣的拍賣方法,任何具有購買或蒐集這種特殊號碼鈔券的需求者,可以藉由上述公開的特殊號碼鈔券的拍賣系統及其拍賣方法,在操作迅速且方便的網路平台上,便可遠端操作系統,並參與相關拍賣。選擇屬意商品並對其輸入投標金額,再透過對上述投標金額加密,直至投標時間結束,而取得特殊號碼鈔券。上述這種特殊號碼鈔券的拍賣系統及其拍賣方法,皆成功地讓需求者透過公開且公平的拍賣系統,獲得價格較為合理且印有特殊號碼的真鈔,確保其交易過程的公平性及所購得鈔券的真偽性,且能確實克服先前技術所欲解決的問題。Combining the above physical currency auction system and the physical currency auction method, anyone who has the need to purchase or collect such special number banknotes can use the above-mentioned public special number banknote auction system and auction method to operate quickly and On a convenient online platform, you can remotely operate the system and participate in related auctions. Select the desired product and enter the bid amount for it, and then encrypt the bid amount until the end of the bidding time to obtain special number banknotes. The above-mentioned auction system and auction method for special-numbered banknotes and coupons have successfully allowed demanders to obtain real banknotes with relatively reasonable prices and printed special numbers through an open and fair auction system, ensuring the fairness and fairness of the transaction process. The authenticity of the purchased notes can indeed overcome the problems that the prior art intends to solve.

本發明在本文中僅以較佳實施例揭露,然任何熟習本技術領域者應能理解的是,上述實施例僅用於描述本發明,並非用以限定本發明所主張之專利權利範圍。舉凡與上述實施例均等或等效之變化或置換,皆應解讀為涵蓋於本發明之精神或範疇內。因此,本發明之保護範圍應以下述之申請專利範圍所界定者為準。The present invention is only disclosed in the preferred embodiments herein. However, anyone familiar with the technical field should understand that the above-mentioned embodiments are only used to describe the present invention and are not used to limit the scope of the patent rights claimed by the present invention. Any changes or substitutions equivalent or equivalent to the above-mentioned embodiments should be construed as being covered by the spirit or scope of the present invention. Therefore, the protection scope of the present invention shall be defined by the following patent application scope.

10:實體貨幣拍賣系統 20:管理終端機 21:管理者 30:投標終端機 31a:第一投標者 31b:第二投標者 31c:第三投標者 32a:第一晶片金融卡 32b:第二晶片金融卡 32c:第三晶片金融卡 40:拍賣伺服器 41:加密模組 42:拍賣商品資料庫 43:得標模組 50:實體貨幣的拍賣方法 51-56:步驟10: Physical currency auction system 20: Management terminal 21: Manager 30: Tender terminal 31a: First bidder 31b: Second bidder 31c: Third bidder 32a: First chip financial card 32b: Second chip financial card 32c: Third chip financial card 40: Auction Server 41: Encryption module 42: Auction Commodity Database 43: Winning Module 50: The auction method of physical currency 51-56: Steps

為讓本發明之上述和其他目的、特徵、優點與實施例能更明顯易懂,所附附圖之說明如下: 圖1所繪為本發明之實體貨幣拍賣系統架構圖。 圖2所繪為本發明之實體貨幣的拍賣方法流程圖。In order to make the above and other objectives, features, advantages and embodiments of the present invention more comprehensible, the description of the attached drawings is as follows: Figure 1 depicts the architecture diagram of the physical currency auction system of the present invention. Figure 2 is a flow chart of the auction method of physical currency of the present invention.

10:實體貨幣拍賣系統10: Physical currency auction system

20:管理終端機20: Management terminal

21:管理者21: Manager

30:投標終端機30: Tender terminal

31a:第一投標者31a: First bidder

31b:第二投標者31b: Second bidder

31c:第三投標者31c: Third bidder

32a:第一晶片金融卡32a: First chip financial card

32b:第二晶片金融卡32b: Second chip financial card

32c:第三晶片金融卡32c: Third chip financial card

40:拍賣伺服器40: Auction Server

41:加密模組41: Encryption module

42:拍賣商品資料庫42: Auction Commodity Database

43:得標模組43: Winning Module

Claims (10)

一種實體貨幣拍賣系統,包括: 一拍賣伺服器,包括: 一拍賣商品資料庫,儲存公開之一實體貨幣拍賣; 一加密模組,用於加密複數個投標者之複數個投標金額,並儲存加密後之該些投標金額至該拍賣商品資料庫之中;以及 一得標模組,解密並比較該拍賣商品資料庫之該些投標金額,決定一得標金額,傳送一得標訊息至該得標金額之得標者,並儲存該得標訊息至該拍賣商品資料庫。A physical currency auction system, including: An auction server, including: 1. An auction commodity database, storing publicly available physical currency auctions; An encryption module for encrypting multiple bid amounts of multiple bidders, and storing the encrypted bid amounts in the auction commodity database; and A winning bid module decrypts and compares the bid amounts in the auction commodity database, determines a winning bid amount, sends a winning bid message to the winning bidder of the winning bid amount, and stores the winning bid message to the auction Commodity database. 如請求項1所述之實體貨幣拍賣系統,更包括與該拍賣伺服器通訊連接之一管理終端機,供一管理者登入該拍賣伺服器,以設立該實體貨幣拍賣及終止該實體貨幣拍賣。The physical currency auction system described in claim 1 further includes a management terminal in communication with the auction server for a manager to log in to the auction server to set up the physical currency auction and terminate the physical currency auction. 如請求項1所述之實體貨幣拍賣系統,更包括與該拍賣伺服器通訊連接之複數個投標終端機,供該些投標者登入該拍賣伺服器,以傳送該些投標金額至該拍賣伺服器。The physical currency auction system as described in claim 1, further comprising a plurality of bidding terminals in communication with the auction server, for the bidders to log in to the auction server to send the bid amounts to the auction server . 如請求項1-3中任一項所述之實體貨幣拍賣系統,其中該實體貨幣拍賣為印有特殊流水號之實體貨幣拍賣。The physical currency auction system according to any one of claims 1-3, wherein the physical currency auction is a physical currency auction printed with a special serial number. 如請求項3所述之實體貨幣拍賣系統,其中該投標終端機是以該些投標者所屬之複數個晶片金融卡登入。The physical currency auction system according to claim 3, wherein the bidding terminal is logged in with plural chip financial cards belonging to the bidders. 如請求項1-3或5中任一項所述之實體貨幣拍賣系統,其中該加密模組是透過對稱密鑰演算法加密該些投標金額。The physical currency auction system according to any one of claims 1-3 or 5, wherein the encryption module encrypts the bid amounts through a symmetric key algorithm. 一種實體貨幣的拍賣方法,包含以下步驟: 一管理者在一拍賣伺服器上設立公開之一實體貨幣拍賣; 複數個投標者登入該拍賣伺服器,對該實體貨幣拍賣分別輸入複數個投標金額; 加密該些投標金額,並存入至一拍賣商品資料庫; 比較該些投標金額,自該些投標金額中決定一得標金額;以及 透過該拍賣伺服器,傳送一得標訊息至該得標金額之得標者。A physical currency auction method, including the following steps: A manager sets up a public physical currency auction on an auction server; Multiple bidders log in to the auction server and input multiple bid amounts for the physical currency auction; Encrypt the bid amounts and store them in an auction commodity database; Compare the bid amounts and determine a winning bid amount from the bid amounts; and Send a winning bid message to the winning bidder of the winning bid amount through the auction server. 如請求項7所述之實體貨幣的拍賣方法,其中該實體貨幣拍賣為印有特殊流水號之實體貨幣拍賣。The physical currency auction method described in claim 7, wherein the physical currency auction is a physical currency auction printed with a special serial number. 如請求項7所述之實體貨幣的拍賣方法,其中該些投標者是藉由該些投標者所屬之複數個晶片金融卡登入,以對該實體貨幣拍賣分別輸入該些投標金額。In the physical currency auction method described in claim 7, wherein the bidders log in with a plurality of chip financial cards to which the bidders belong, so as to input the bid amounts for the physical currency auction respectively. 如請求項7所述之實體貨幣的拍賣方法,其中該加密模組透過對稱密鑰演算法加密該些投標金額,並存入至該拍賣商品資料庫。For the physical currency auction method described in claim 7, wherein the encryption module encrypts the bid amounts through a symmetric key algorithm and stores them in the auction commodity database.
TW108143029A 2019-11-26 2019-11-26 System for auction of material money and auction method thereof TW202121299A (en)

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