TW201508675A - Ticket trust transaction system and method - Google Patents

Ticket trust transaction system and method Download PDF

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TW201508675A
TW201508675A TW102131156A TW102131156A TW201508675A TW 201508675 A TW201508675 A TW 201508675A TW 102131156 A TW102131156 A TW 102131156A TW 102131156 A TW102131156 A TW 102131156A TW 201508675 A TW201508675 A TW 201508675A
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ticket
trust
platform
transaction
consumer
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TW102131156A
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Chinese (zh)
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Bright Xue-Hua Wen
Chung-Yi Chuang
Chin-Yi Lu
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E Sun Commercial Bank Ltd
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Publication of TW201508675A publication Critical patent/TW201508675A/en

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Abstract

The present invention relates to a ticket trust transaction system and a method, which particularly introduces a trust institution to be one of targets of the ticket transaction and linked with ticket issuers and chain stores, so as to be integrated into a transaction system via the Internet. The ticket issuers do not need to set up a ticketing system by themselves or outsourcing, such that the operation cost can be reduced. A consumer can be ensured of no loss on the ticket value through the guarantee from the trust institutions.

Description

票券信託交易之系統及方法System and method for ticket trust transaction

本發明是有關一種票券交易的系統及方法,特別是一種直接串連信託機構在系統中的票券交易模式。 The present invention relates to a system and method for ticket transactions, and more particularly to a ticket transaction mode in a system in which a direct tandem trust institution is directly connected.

現代人為了取得更優惠的價格及搶購等消費心態,會選擇於各式旅展或網站上購買預售票券(禮券),而這些實際提供商品(服務)之票券的發行商,則為了滿足消費者購票的便利性,通常會在網路上自行或委外販售;如此,除了增加委外風險與管理的成本之外,該票券是否能提供十足信託保障,勢將衍生出消費者與票券發行商之間的信任關係產生懷疑。 In order to obtain more favorable prices and consumer attitudes, modern people will choose to purchase pre-sale tickets (vouchers) on various travel exhibitions or websites, and the publishers who actually provide goods (services) tickets are To satisfy the convenience of consumers to buy tickets, they are usually sold on the Internet by themselves or outside the company; thus, in addition to increasing the cost of outsourcing and management, whether the ticket can provide full trust protection will be derived from consumers. There is suspicion of a trust relationship with the ticket issuer.

為了節省票券交易的成本,更有第三方系統商串連超商提供購票服務。由於台灣的超商四處林立,儼然成為這些票券發行商心目中最佳的通路人選。但是,第三方系統商乃自行開發,票券發行商對應該系統均屬被動配合,使票券的管理產生困難;再者,由於消費者購票的金流及資訊流都掌握在第三方系統商手上,對票券發行商而言將存在有無法預估的風險。 In order to save the cost of ticket transactions, there are more third-party system providers who offer supermarkets to provide ticketing services. As Taiwan's super-businesses are everywhere, it has become the best choice for these ticket issuers. However, the third-party system vendors are self-developed, and the ticket issuers are passively cooperating with the system, which makes the management of the tickets difficult; in addition, since the cash flow and information flow of the consumer purchase tickets are in the third-party system. In the hands of the dealers, there will be unpredictable risks for ticket issuers.

最後,對消費者而言,無論是透過票券發行商自行架設的網 站、或自超商第三方購票系統取得的票券並沒有完全獲得保障,具體而言,該票券為預購取得,在尚未前往消費時若不幸遇到發行商倒閉、或其它事由無法履約提供商品(服務)時,消費者恐將求助無門而造成利益的損失。 Finally, for consumers, whether it is a network set up by a ticket issuer. The ticket obtained by the station or the third-party ticket purchasing system is not fully guaranteed. Specifically, the ticket is obtained by pre-purchase, and if the supplier fails to go through the consumption, it may fail to perform due to the publisher’s failure or other reasons. When goods (services) are provided, consumers are afraid to seek help without a door and cause losses of profits.

根據行政院消保處頒布的禮券定型化契約相關法令,預收款之票券需對消費者做到履約保障之要求。按現行保障方式可以為銀行授信履約保證或開立信託專戶專款專用以確保消費者權益,但這類型之業務在銀行風險與管理成本上都一直難以克服,發行銀行評估尚有以下之困難: According to the relevant laws and regulations on the vouchers for the vouchers issued by the Consumer Protection Office of the Executive Yuan, the tickets for advance receipts must meet the requirements for performance guarantees for consumers. According to the current guarantee method, the bank can guarantee the performance of the credit guarantee or open the special account of the trust account to ensure the consumer rights. However, this type of business has been difficult to overcome in terms of bank risk and management cost. The issuing bank has the following difficulties:

一、與票券發行商彼此沒有安全感、信任度不足,風險無法管控。 First, the ticket issuers have no sense of security and lack of trust, and the risks cannot be controlled.

二、受限法令規範業者一定要做到保障消費者,這部份銀行難以確實掌握,使銀行承做意願低,雖市場很大,但承做量卻很少。 Second, the restricted laws and regulations must be guaranteed to protect consumers. This part of the bank is difficult to grasp, so that banks have low willingness to undertake. Although the market is large, the amount of commitment is small.

三、若要求嚴格控管,成本過高;若低度管理,則銀行未來將面臨高度風險。 Third, if strict control is required, the cost is too high; if management is low, the bank will face high risks in the future.

緣是,雖然法令的立意甚佳,但就實務上並沒有獲得太多的支持;因為在操作的技術上沒有找到妥善的解決方案,使相關的信託機構仍裹足不前。 The reason is that although the decree has a good intention, it has not received much support in practice; because the technical solution of the operation has not found a proper solution, the relevant trust institutions are still stuck.

本發明特別將信託機構導入票券交易的對象之一,與票券發行商及超商串連並透過網際網路整合成為一交易系統,使票券發行商可以不用自行或委由第三方系統商架設購票系統而降低營運成本,且可以排除第三方系統商所產生之不信認感與風險;對消費者而言,更可以確保其所持的票券價值不會滅失。該交易的方法係透過以下步驟加以實現: 一、票券發行商在信託機構開立一信託專戶;二、由信託機構建置一交易平台並為票券編列序號;三、消費者透過超商既有的購票系統點選欲購買的票券,在付款後立即連線到信託機構取得票券的序號,以及藉由超商的購票系統列印出具有該序號的票券;四、超商將代收之消費者款項匯至票券發型商之信託專戶中管理;五、消費者持印有序號的票券至票券發行商所指定之地點兌換商品或服務後,該票券發行商則以回收該票券的序號向信託機構核銷並請領款項;六、該票券上標示有信託保障及消費者相關權益,消費者也可在取得票券後,以票券上的序號在信託機構的交易平台上確認票券的真偽及其它服務。 The invention particularly introduces a trust institution into one of the objects of the ticket transaction, and is connected with the ticket issuer and the super-business and integrated into the transaction system through the Internet, so that the ticket issuer can not use the third-party system by himself or by himself. The merchants set up a ticket purchasing system to reduce operating costs, and can eliminate the unbelief and risk generated by third-party system vendors; for consumers, it can ensure that the value of the tickets they hold will not be lost. The method of the transaction is implemented through the following steps: 1. The ticket issuer opens a trust account at the trust institution; 2. The trust machine constructs a trading platform and lists the serial number for the ticket; 3. The consumer chooses to purchase through the existing purchase system of the supermarket. Tickets, immediately after payment, are connected to the trust institution to obtain the serial number of the ticket, and the ticket with the serial number is printed by the super-commercial ticketing system; 4. The consumer payment will be collected by Chaoshang. Managed in the trust account of the ticket hair stylist; 5. After the consumer exchanges the ticket with the serial number to the place designated by the ticket issuer, the ticket issuer recycles the ticket. The serial number is written off and received by the trust institution. 6. The ticket is marked with trust protection and consumer-related rights. The consumer can also use the serial number on the ticket to be on the trading platform of the trust institution after obtaining the ticket. Confirm the authenticity of the ticket and other services.

透過上述這個交易系統及交易方法,可以產生有利的效果包括: Through the above trading system and trading methods, favorable effects can be achieved including:

一、信託機構運用了既有的超商通路並直接串接其購票系統,並由信託機構掌握前端票券發行與後端票券核銷事宜,可以有效降低其承接該項業務的風險,並省去中間第三方系統商之角色,票券發行商亦可降低票券發行成本,並藉由此模式槓桿操作超商通路資源,增加多元銷售管道以創造營收。 1. The trust institution uses the existing super-commercial channel and directly connects its ticket-purchasing system. The trust institution can grasp the issue of front-end ticket issuance and back-end ticket verification, which can effectively reduce the risk of undertaking the business. And the role of the intermediary third-party system provider is eliminated, and the ticket issuer can also reduce the ticket issuance cost, and leverage this model to operate the super-commercial channel resources and increase the multi-sales pipeline to create revenue.

二、交易的方法主要係由消費者透過超商購票系統購票,該資金由超商代收並100%匯至由票券發行商於信託機構所開立之信託專戶。透過信託機構管理帳務,可以確保消費者權益,縱使在票券發行商無法提供商品或服務時,信託機構在信託保障期間將管控該資產,避免消費者遭受損失;對票券發行商而言,也增加銷售通路及降低票券管理與系統風險。 Second, the method of trading is mainly for consumers to purchase tickets through the super-commercial ticket purchasing system. The funds are collected by super-commercial and 100% remitted to the trust account opened by the ticket issuer at the trust institution. By managing the accounts through trusts, consumer rights can be ensured, even if the ticket issuer is unable to provide goods or services, the trust will control the assets during the trust protection period to avoid losses to consumers; for ticket issuers It also increases sales channels and reduces ticket management and system risk.

三、持有票券的消費者可以透過票券上的序號及相關訊息查核真偽,以避免對票券發行商產生某種程度的懷疑。 3. Consumers holding tickets can check the authenticity of the ticket through the serial number and related information on the ticket to avoid some degree of suspicion to the ticket issuer.

四、票券的序號是由信託機構的信託交易平台所編列,且該序號事先並不為票券發行商所知悉,以阻斷票券發行商可能產生的舞弊行為。 4. The serial number of the ticket is compiled by the trust trading platform of the trust institution, and the serial number is not known to the ticket issuer in advance to block the fraudulent behavior that the ticket issuer may generate.

1‧‧‧票券發行商 1‧‧‧ ticket issuer

2‧‧‧信託機構 2‧‧‧trust institutions

20‧‧‧信託交易平台 20‧‧‧trust trading platform

3‧‧‧超商 3‧‧‧Super-business

30‧‧‧購買平台 30‧‧‧ Purchase platform

4‧‧‧消費者 4‧‧‧ Consumers

第一圖為本發明之票券交易系統及交易方法的方塊圖。 The first figure is a block diagram of the ticket trading system and trading method of the present invention.

如第一圖所示,本發明之票券信託交易的對象包括有票券發行商1,信託機構2,超商3,及消費者4;其中,該信託機構2建置有一信託交易平台20,該超商3則建置有一購票平台30,並透過網際網路的連線將前述這些平台20,30整合成為一交易系統,其交易的方法包括:一、票券發行商在信託機構開立一信託專戶;二、由信託交易平台20為票券建置序號;三、消費者4透過超商3建置的購買平台30點選欲購買的票券,在付款後立即連線到信託交易平台20取得票券的序號並藉由購買平台30列印出具有該序號的票券;四、超商3將消費者的付款匯整至票券發型商之信託專戶中管理;五、消費者4持印有序號的票券至票券發行商1所指定的地點兌換商品或 服務後,該票券發行商則以回收該票券的序號向信託機構2核銷並請領款項。 As shown in the first figure, the object of the ticket trust transaction of the present invention includes a ticket issuer 1, a trust institution 2, a supermarket 3, and a consumer 4; wherein the trust institution 2 has a trust trading platform 20 The Super-Commerce 3 has a ticket purchasing platform 30, and integrates the aforementioned platforms 20, 30 into a trading system through an Internet connection. The trading methods include: 1. The ticket issuer is at the trust institution. Open a trust account; 2. Set up the serial number for the ticket by the trust trading platform 20; 3. Select the ticket to be purchased by the consumer 4 through the purchase platform built by Super 3, and connect immediately after payment. Go to the trust trading platform 20 to obtain the serial number of the ticket and print the ticket with the serial number through the purchase platform 30; 4. The super-business 3 collects the payment of the consumer into the trust account of the ticket hair stylist; 5. The consumer 4 holds the ticket with the serial number to the place specified by the ticket issuer 1 to redeem the goods or After the service, the ticket issuer writes off and requests the trust institution 2 for the serial number of the ticket.

在上述的信託交易方法中,所述的票券可以是例如遊樂園門票、住宿券、餐飲券、商品券....等其中的一種。 In the trust transaction method described above, the ticket may be, for example, one of an amusement park ticket, a residence ticket, a food coupon, a merchandise coupon, etc.

在上述的信託交易方法中,所述超商3的購買平台30可以是例如統一超商的IBON,或全家便利超商的FamiPort等多媒體資訊機(multimedia kiosk,簡稱MMK機)其中的一種。 In the above-mentioned trust transaction method, the purchase platform 30 of the super-business 3 may be, for example, one of the IBONs of unified super-commercials, or a multimedia kiosk (MMK machine) such as FamiPort which is convenient for the whole family.

在上述的信託交易方法中,所述信託機構2是銀行兼營之信託部。 In the above trust transaction method, the trust institution 2 is a trust department operated by the bank.

此外,在上述的信託交易方法中還包括:六、消費者4在取得票券後,可以透過票券上的序號在信託交易平台20上確認票券的真偽及其它服務。 In addition, the above-mentioned trust transaction method further includes: 6. After obtaining the ticket, the consumer 4 can confirm the authenticity of the ticket and other services on the trust transaction platform 20 through the serial number on the ticket.

以上所述的交易系統串連,由於系統中導入信託機構2的信託管理,票券發行商1除可以不用另行架構購票系統而降低成本,更利用超商3建置的購買平台30可以增加多元銷售的通路;特別是,票券的序號是由信託機構2的信託交易平台20所編列,且該序號事先並不為票券發行商1所知悉,以阻斷票券發行商1可能產生的舞弊行為,對消費者而言,則可以確保其所持的票券價值不會滅失,誠為一種實用、可靠的交易系統及模式,為此提出專利申請;惟,以上所揭露之較佳實施例,僅係實現本發明之技術特徵中的一種,而非加以限制,舉凡依此所衍生出的等效變化或置換,仍應為後敘之「申請專利範圍」所含蓋,合先陳明。 The transaction system described above is connected in series. Since the trust management of the trust institution 2 is introduced into the system, the ticket issuer 1 can reduce the cost without separately constructing the ticket purchase system, and the purchase platform 30 built by the super-business 3 can be increased. The multi-sales access; in particular, the serial number of the ticket is compiled by the trust trading platform 20 of the trust institution 2, and the serial number is not known to the ticket issuer 1 in advance to block the ticket issuer 1 from being generated. The fraudulent behavior, for the consumer, can ensure that the value of the ticket it holds will not be lost. It is a practical and reliable trading system and model, and a patent application is filed for this purpose; however, the preferred implementation disclosed above For example, only one of the technical features of the present invention is implemented, and the equivalent changes or substitutions derived therefrom are still included in the "Scope of Application for Patent Application". Bright.

1‧‧‧票券發行商 1‧‧‧ ticket issuer

2‧‧‧信託機構 2‧‧‧trust institutions

20‧‧‧信託交易平台 20‧‧‧trust trading platform

3‧‧‧超商 3‧‧‧Super-business

30‧‧‧購買平台 30‧‧‧ Purchase platform

4‧‧‧消費者 4‧‧‧ Consumers

Claims (5)

一種票券信託交易之系統及方法,該交易的對象包括有票券發行商,信託機構,超商,及消費者;其中,該信託機構建置有一信託交易平台,該超商則建置有一購票平台,並透過網際網路的連線將前述這些平台整合成為交易系統,其交易的方法包括:一、票券發行商在信託機構開立一信託專戶;二、由信託交易平台為票券建置序號;三、消費者透過購買平台點選欲購買的票券,在付款後立即連線到信託交易平台取得票券的序號並藉由購買平台列印出具有該序號的票券;四、超商將消費者的付款匯整至票券發型商之信託專戶中管理;五、消費者持印有序號的票券至票券發行商所指定的地點兌換商品或服務後,該票券發行商則以回收該票券的序號向信託機構核銷並請領款項。 A system and method for a ticket trust transaction, the object of which includes a ticket issuer, a trust institution, a supermarket, and a consumer; wherein the trust machine is constructed with a trust transaction platform, and the super business has a built-in The ticket-purchasing platform integrates the aforementioned platforms into a trading system through the Internet connection. The trading methods include: 1. The ticket issuer opens a trust account in the trust institution; 2. The trust trading platform is The serial number of the ticket is established; 3. The consumer selects the ticket to be purchased through the purchase platform, and immediately connects to the trust trading platform to obtain the serial number of the ticket after payment and prints the ticket with the serial number through the purchase platform. 4. Super-business will collect the payment from the consumer to the trust account of the ticket hair stylist; 5. After the consumer has exchanged the ticket with the serial number to the place specified by the ticket issuer, the product or service is exchanged. The ticket issuer writes off and requests the trust institution for the amount of the ticket to be recovered. 如請求項1所述之票券信託交易之系統及方法,其中,消費者可以在取得票券後,以票券上的序號在信託交易平台上確認票券的真偽及其它服務。 The system and method for a ticket trust transaction as claimed in claim 1, wherein the consumer can confirm the authenticity of the ticket and other services on the trust transaction platform after the ticket is obtained by using the serial number on the ticket. 如請求項1或2所述之票券信託交易之系統及方法,其中,所述的票券可以是遊樂園門票、住宿券、餐飲券、商品券等其中的一種。 The system and method for a ticket trust transaction as claimed in claim 1 or 2, wherein the ticket may be one of an amusement park ticket, a accommodation ticket, a food coupon, a merchandise coupon, and the like. 如請求項1或2所述之票券信託交易之系統及方法,其中,所述超商的購買平台可以是統一超商的IBON,或全家便利超商的FamiPort等多媒體資訊機(multimedia kiosk,簡稱MMK機)其中的一種。 The system and method for the ticket trust transaction described in claim 1 or 2, wherein the purchase platform of the super-business is a unified super-business IBON, or a multimedia kiosk such as FamiPort, which is convenient for the whole family. Referred to as MMK machine) one of them. 如請求項1或2所述之票券信託交易之系統及方法,其中,所述信託機構是指銀行之信託部。 A system and method for a ticket trust transaction as claimed in claim 1 or 2, wherein the trust institution is a trust department of a bank.
TW102131156A 2013-08-30 2013-08-30 Ticket trust transaction system and method TW201508675A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI634505B (en) * 2016-07-26 2018-09-01 統一超商股份有限公司 Ticket transaction system and method using thereof

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI634505B (en) * 2016-07-26 2018-09-01 統一超商股份有限公司 Ticket transaction system and method using thereof

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