TW201421388A - Multi-certificate transaction website system and transaction access method thereof - Google Patents

Abstract

The present invention provides a multi-certificate transaction website system and a transaction access method thereof. A user needs to use a card reader to read identity data of a first identification card with uniqueness for identity verification in order to log in to a transaction website system platform. After the transaction website system platform receives the identity data of the first identification card, it would transmit the identity data to a management server for comparing and checking whether the identity data is authentic so as to avoid a counterfeit card. After the identity data is verified, the user completes the login step and thus can perform multiple identity verification settings according to requirements via the transaction website system platform, wherein the settings include such as reading other identification cards or inputting a username or password, thereby facilitating transaction access behaviors such as questionnaire surveys, voting, trading, agreement (license/contract) signing, third party notarization, member identity verification, email receiving/sending, electronic file accessing and electronic signature.

Description

Multi-voucher transaction website system and transaction access method thereof

The invention relates to a technology for secure website transactions, in particular to a multi-voucher transaction website system and a transaction access method thereof.

The development of the Internet is far-reaching, and more and more transactions are carried out on the Internet. People can view electronic news, shop online, read e-books or talk to netizens and trade on the Internet without going out. Waiting for network behavior, but the identity of the characters on the Internet is difficult to prove. If there is money trading, it is more likely to be defrauded than in reality. The case of fraud on the Internet has been heard, such as only relying on IP address. The "track" tracing, in the end, may also be a "virtual IP", which consumes huge social resources and is still in vain. If an effective mechanism can confirm the establishment of the parties and the establishment of the anti-theft mechanism in the transaction, it will effectively reduce online fraud or disputes.

For example, if voting on the Internet or questionnaires is also a trend, it is convenient to collect more yuan of surveys, which is more convenient than finding a passerby to fill out a questionnaire or vote on the street. However, today's network mechanism is difficult to standardize one person, one vote. Even if it is required to register on the website and one account can only have one vote, most of the current websites use e-mail registration, and most of the current Internet users are more than one. The e-mail account view, the doubts about the summons, still cause the public to have considerable doubts about the credibility of the online survey and voting results.

For example, if the land ownership is caused by time factors, the owner of the land may have dozens or hundreds of owners due to the inheritance relationship. However, if the relevant land division or development is required, these owners are required. Signing the relevant documents, however, the signing of these documents may take quite a long time to complete once the owner has lived abroad.

For example, in the commercial market, it is common to pass files or files and messages through the Internet, but if it is an important trade secret, file, contract, etc., it is generally recognized. The way to pass through the network, a little carelessness will cause confidential outflows or business opportunities to leak, which will inevitably lead to greater business losses.

In view of the above, the present invention proposes a multi-vouchu transaction website system and a transaction access method thereof to effectively overcome the above problems in view of the above-mentioned shortcomings of the prior art.

The main object of the present invention is to provide a multi-voucher transaction website system and a transaction access method thereof, which use an identification card having a wafer and an identity recognition characteristic to confirm the user identity, so that the user can only log in to the transaction website system in real identity. Platform that provides security for online transactions.

Another object of the present invention is to provide a multi-voucher transaction website system, which can be connected to a transaction website system platform, and conduct questionnaire survey, voting, sale, consent (contract/contract) signing, and membership on the trading website system platform. Relevant transaction access behaviors such as identity confirmation, e-mail access, access to electronic files, electronic signatures, etc., in addition to increasing credibility, can ensure the denial of network access transactions.

A further object of the present invention is to provide a transaction access method for a multi-voucher transaction website system, which utilizes a voucher or an account password to form a verification mechanism for multiple identity confirmation according to user requirements, thereby improving the security of network transactions and increasing the network. The scope of application for transaction access.

In order to achieve the above purpose, the present invention provides a transaction access method for a multi-voucher transaction website system. When a user wants to log in to a transaction website system platform, the first identification card must be read by the card reader. The identity information system; the transaction website system platform transmits the identity data in the first identification card to a management server to check whether the identity data is true; and after confirming that the identity data is true, the user completes the login step and can be used in the transaction. The website system platform performs a multi-identification confirmation setting according to requirements for questionnaires, voting, trading or other transaction access behavior.

The invention further provides a multi-voucher transaction website system, comprising a transaction website system platform, wherein the user reads the identity information in the first identification card by the card reader to confirm the user identity, and then logs into the transaction website system. Platform, and trading website system platform Performing a multi-identification confirmation setting according to requirements for conducting questionnaires, voting, trading, and the like; and a management server connected to the transaction website system platform to receive the first identification card read by the card reader The identity data in the middle is compared and judged whether the identity of the user is true.

The purpose, technical content, features and effects achieved by the present invention will be more readily understood by the detailed description of the embodiments.

The invention relates to a multi-voucher transaction website system and a transaction access method thereof, which provides multiple identity confirmation settings for online transactions (such as buying and selling, questionnaires, voting, contract or contract signing, membership identification, message or file transfer, etc.) Authenticity and credibility.

Please refer to FIG. 1 , which is a block diagram of a multi-voucher transaction website system including a transaction website system platform 10, a host 12 of a user terminal, a card reader 14 and a remote end. A management server 16, the host 12 can be a computer, and the card reader 14 is plugged into the host 12 for reading the unique identity data of at least one identification card to confirm the use of the transaction website system platform 10. In the identity, the transaction website system platform 10 is a website, the host computer 12 is connected to the transaction website system platform 10 through the Internet, and the management server 16 is a server outside the transaction website system platform 10, and the identification card is stored. Identity information of the owner.

The identification card is a card that can represent the user's identity, and cannot be easily forged, such as a natural person certificate, a business certificate, a company employee certificate, a medical certificate, a community certificate or other identification card with a chip, and the user's identity data is stored in the chip. If the identification card is a natural person certificate, the management server 16 is a server for the natural person certificate management of the Ministry of the Interior, and if there are two or more identification cards, in addition to the management server 16, there is a second management server, The third management server is owned by the management server, and so on, and the identification management of different types of identification cards is confirmed. For example, if the identification card is a natural person certificate, the management server is the voucher management center of the Ministry of Interior, and the second identification card. For the business certificate, the management server belongs to the Ministry of Economic Affairs Industrial and Commercial Certificate Management Center.

2 is a flow chart of a transaction access method of the multi-voucher transaction website system of the present invention. In step S10, the user wants to log in to the transaction website system platform, and needs to first place the unique first identification card to the card reader for sensing or Reading and inputting the password of the first identification card. If the password is correct, the host reads the identity data stored in the first identification card from the card reader and transmits the identity data to the transaction website system platform; step S14 The transaction website system platform transmits the identity data to the management server, and in step S16, the management server compares and checks whether the identity data is true instead of forging; when the step S18 confirms that the identity data is true, the user completes the login transaction website system. Steps of the platform, and then step S20 can perform a multi-identification confirmation setting on the transaction website system platform according to requirements, so as to conduct transaction activities such as questionnaire survey, voting, and trading.

The multiple identification confirmation setting is to read other identification cards or input a set of account passwords to further confirm the user's detailed information. If the second identification card is read, the second identification card may be a business certificate, a company employee certificate, a medical procedure. Credentials, community vouchers or other identification cards with wafers; for example, if a business-related questionnaire is held on the trading website system platform and the conditions are limited to those with a business name, the user must first participate in the questionnaire. The first identification card confirms the identity. If the first identification card is a natural person certificate, the management server is the voucher management center of the Ministry of the Interior. After confirming the identity of the user, the business certificate is read as the second identification card, and the certificate is confirmed. For those with a business name, the questionnaire can then be filled out.

At the same time of the transaction, both parties can check the multiple confirmation mechanism settings according to each other's needs. For example, if the contract is signed at the same time, the two parties can set the electronic voucher designated by the two parties to formally complete the electronic contract signing according to the system mechanism, and, for example, Party A and Party B may, due to transaction needs, If a third-party party is required to perform the witness role, the system will set up multiple-party voucher verification and electronic signature signing according to the user's requirements to ensure the inaccuracy and validity of the transaction, such as the fourth party and the fifth party. ..., etc., and so on; for example, when Party B needs to receive the email, electronic file or message sent by Party A on the system platform, Party B will log in to the system to receive the email, electronic file or message sent by Party A. At the same time, the system is the first time to use mobile phone newsletters, emails or App software...etc. If you can receive the message transmitted by the system, you can reply to the system according to the password set by the system (such as 1234) or the current password (such as 5678). At the same time, reply to Party B, "You need to enter the password set by Party A to download the email, electronic file or message...". After entering the password in the system, Party B can access the email, electronic file or message sent by Party A. , that is, to complete the transaction behavior agreed by both parties. The system access mechanism options are as follows:

1. Each party performs a card reading process within the agreed time to complete the access file.

2. The access party needs to input the password of the original sender or the current reply system, and the system can send the group password message to the email account and mobile phone designated by both parties according to the option selected by the original sender. The way to receive password messages can be completed.

3. When the system notifies the sender, the sender can reply to the blank message, reply to the preset specified code or reply to the email to the system, etc., according to the previous setting, to indicate whether the receiver is allowed to complete the access function.

4. Both parties to the transaction can enter the system to enter the password or secret language agreed by the parties beforehand. When the transaction is in progress, the system can confirm the password or secret language of both parties through mobile phone, email or APP software reply.

5. If the parties do not complete the above agreed transaction method within the time set in the system, the system will send a message to inform the parties that the transaction has not been completed.

Figure 3 is a block diagram of an embodiment of the present invention. If the transaction is commissioned by Company A 18 to vote on the trading website system platform 10, the natural person certificate is required as the first identification card to prove that the voter does have someone ( The voting website system platform 10 first transmits the natural person certificate read by the card reader 14 to the management server 16 (the Ministry of the Interior voucher management center) to confirm that the user does have a person, and then reads the company A 18 The employee's voucher is used as the second identification card to confirm that the user is indeed the employee of Company A (the management server is the host of Company A 18, and the representative of Company A is 18) before voting is possible. Setting up an employee's voucher can only vote one vote, so as to prevent the outsider from filling in the ticket and implementing one person and one vote, so that the voting result is more credible; if the company A 18 does not have the employee certificate of the chip, but each employee has the employee ID number or The login account password of company A website can also be used as a member. The login account password of the work permit or the company website is confirmed as the second identity. A employee ID number or a group account password can only be voted once, or the employee voucher is used as the second identity confirmation and the account password is used as the The third place is confirmed.

In another embodiment, if the B bank entrusts a questionnaire survey on the trading website system platform, the survey object is the financial card client of the B bank, firstly using the natural person voucher as the first identification card to prove that the voter does have the person (the questionnaire) If the name is not registered, the trading website system platform first transmits the natural person certificate read by the card reader to the management server (the Ministry of the Interior Voucher Management Center) to confirm that the user does have the person, and then reads the financial card of the B bank company. As the second identification card, to confirm that the user is indeed a user of Bank B, the user can fill out the questionnaire to ensure the credibility of the questionnaire results.

The multi-voucher transaction website system of the present invention can also be applied to mediation, such as human resource matching or marriage mediation. Taking human resources as an example, if the future licenses are all waferized, the enterprise's recruitment in the human bank will be through the transaction website. The system platform asks for talents with a certain kind of professional license. Before filling in the resume on the trading website system platform, the talents need to first confirm the identity with the first identification card (usually a natural person certificate), and also need to read the professional license. The wafer card (for example, a doctor who needs to insert a medical certificate to confirm that he is a qualified doctor) can fill out the resume and send it out. If other relevant licenses can also be read by the card reader for confirmation by the trading website system platform, register On the resume, since each license has been confirmed to be authentic, the company can select talents based on the number of licenses and relevance.

In addition, the multi-voucher trading website system of the present invention can conduct multi-party transactions, taking land sales as an example. If the land is held by many people, the current law requires all landowners to sign and then buy and sell contracts. It will take effect, but it may be difficult to collect the signature of the owner. For example, some people may not be able to return to the country to sign, so that the land cannot be bought and sold, and the consent form provided by the multi-voucher website system of the present invention. The signing function can be initiated by a landowner to convene all other landowners to log into the multi-voucher trading website system, replacing the traditional autograph signature with an electronic signature. For example, the natural person certificate is equivalent to the autograph signature stamp, as described above. An example of contract signing, regardless of the landowner’s location around the world, can be signed online with a card reader and a designated identification card. With the consent form, it is easier to reach the purpose of collecting the signatures of all landowners and complete online multi-party transactions.

In summary, the multi-voucher transaction website system and the transaction access method thereof provided by the present invention use the identification card having the wafer and the identity recognition feature to confirm the user identity, and then use other identification cards or at least one group of accounts. The password is multi-identified and confirmed, so that users can only log in to the trading website system platform in real life, whether it is questionnaire, voting, trading, contract/contract signing, third-party notarization, member identification, email/electronic file. ..... Anyone who signs, trades or identifiable with an electronic voucher can use the system and method provided by the present invention to ensure the security and credibility of the virtual transaction of the network.

The above is only the preferred embodiment of the present invention and is not intended to limit the scope of the present invention. Therefore, any changes or modifications of the features and spirits of the present invention should be included in the scope of the present invention.

10‧‧‧Transaction website system platform

12‧‧‧Host

14‧‧‧ card reader

16‧‧‧Management Server

18A‧‧‧Company

Figure 1 is a block diagram of a multi-voucher transaction website system of the present invention.

2 is a flow chart of a transaction access method of the multi-voucher transaction website system of the present invention.

3 is a block diagram of an embodiment of a multi-voucher transaction website system and a transaction access method thereof according to the present invention.

10‧‧‧Transaction website system platform

12‧‧‧Host

14‧‧‧ card reader

16‧‧‧Management Server

Claims (10)

A transaction access method for a multi-voucher transaction website system, comprising the steps of: reading, by a card reader, at least one user's unique identity information stored in the first identification card, and the user Entering the password of the first identification card is correct, so that the host of the user can log in to a transaction website system platform after confirming the identity; the transaction website system platform transmits the identity data in the first identification card to a management In the server, whether the identity data is verified by comparison or not; and after confirming that the identity data is true, the user completes the login step, and can perform a multiple identity confirmation setting on the transaction website system platform for the transaction to save the transaction. Take the behavior. The transaction access method of the multi-voucher transaction website system according to claim 1, wherein the first identification card is a natural person certificate, a business certificate, a company employee certificate, a medical certificate, a community certificate or other identification card having a chip. The transaction access method of the multi-voucher transaction website system of claim 1, wherein the management server stores the owner identity information of the first identification card. The transaction access method of the multi-voucher transaction website system of claim 1, wherein the multi-identity confirmation setting uses the card reader to read at least one second identification card or input at least one group of account passwords to further confirm the use. Detailed information of the person in order to carry out related trading activities. The transaction access method of the multi-voucher transaction website system according to claim 4, wherein the second identification card is a business certificate, a company employee certificate, a medical certificate, a community certificate or another identification card with a wafer, and is transmitted to a management Confirm the identity in the server. The transaction access method of the multi-voucher transaction website system as claimed in claim 1, wherein the transaction access behavior includes questionnaire survey, voting, sale and purchase, contract/contract signing, third party notarization, member identity confirmation, email sending/receiving file. A multi-voucher transaction website system includes: a transaction website system platform, wherein a user reads at least one uniqueness by a card reader After identifying the identity data of the user stored in the card to confirm the identity, the host computer is logged into the transaction website system platform from one of the user terminals, and a multiple identity confirmation setting is performed on the transaction website system platform according to requirements. For conducting a questionnaire, voting, trading, and the like; and a management server, which is connected to the transaction website system platform, stores the identity information of the owner of the identification card, and receives the information read by the card reader. At least one identifies the identity data in the card and compares it to determine whether the identity of the user is true. The multiple voucher transaction website system of claim 7, wherein the at least one identification card comprises a first identification card, which is a natural person voucher, a business certificate, a company employee voucher, a medical certificate, a community voucher or the like Identification card for the wafer. The multiple voucher transaction website system of claim 7, wherein the second re-identification confirmation setting uses the card reader to read at least one second identification card or input at least one group of account passwords to further confirm the details of the user. Information for conducting related trading activities. The multiple voucher transaction website system according to claim 9, wherein the second identification card is an industrial and commercial voucher, a company employee voucher, a medical certificate, a community voucher or other identification card with a chip, and is transmitted to an affiliated management server for identity. confirm.