201222454 六、發明說明： 【發明所屬之技術領域】 本發明係關於一種客製化可攜式投資組合行動程式之 _貝料處理系統，特別是指一種藉由一金融中心將數種金融 商品的市場資訊，以及一金融管理者電腦將一變更後客製 化可攜式投資組合行動計算程式，直接遞送予數個客戶電 腦，使各客戶電腦可利用該行動計算程式運算分析一金融 商品市場資訊。 ® 【先前技術】 因為資訊發達，市場投資工具的多樣性，不論是銀 行、才又顧、資產管理公司、證券業或保險公司的投資型商 品等，各金融公司透過不同風險的投資組合，以降低投資 人的風險，並配合投資人的風險屬性以達到預期的報酬。 依客戶投資風險屬性，設定定期投資報酬的目標，並隨市 場變化修正客戶專屬的投資組合已經是未來的投資趨勢。 φ 金融公司會依市場投資風險的屬性及依市場的狀態提 供客戶市場投資組合的參考。投資者除市場風險的投資組 合外，其個人對投資風險的屬性及相對報酬，也會決定客 戶的投資意願。投資組合的屬性會因獲利的損益而改變其 風險的配置’其專業性及複雜性遠勝之前只單看市場風險 的投資組合，所以投資者對投資資訊取得的精準又快速的 莩握變成投資策略的關鍵。以大眾的投資市場來看，不管 什麼型態的投資組合，其最基本的條件為投資工具必須具 備市場的流通性，變現性及資訊公開化為主，以便投資顧 201222454 問及投資人能隨時掌握市場資訊。目前投資人進入金融公 司的網站查詢自己的投資報晴訊，應該已是目前^ 的方法之一。 按，一般習用金融商品（如：基金或保險公司投資型 商品的基金…等）之現值運算分析系統，請參閱第丨圖所 不，其係包括有一金融伺服器電腦n、一交易平台2〇、— 金融S理者電腦3〇 (如：買賣基金之業務的電腦）、及複 數個客戶電腦4〇 ;其中，該金融伺服器電腦u設於一金融 公司10内，該金融伺服器電腦u包括有一交易資訊資料庫 12、一市場資訊單元13、一資料運算分析單元14、一金融 管理者資訊平台15及一客戶資訊平台16。 其中，該金融管理者電腦3〇係透過網路經該金融管理 者資訊平台15認證後連線該金融伺服器電腦u ;各個客戶 電腦40透過網路經客戶資訊平台16認證後連線該金融飼服器 電腦U ’以便查詢投資現值、分析報告或執行其投資相關 權限功能設定等；而該金融管理者電腦3〇係將客戶交易之 内容傳遞傾交易平台20，經由該交g平台2Q執行交易買 賣後，將交易後的結果輸入該金融伺服器電腦丨】之交易資 訊資料庫12 ;該市場資訊單元13則可接收由一金融中心別 之數種金融商品的市場資訊。 運作時，該資料運算分析單元丨4可將該市場資訊單元 13所接收之市場資訊，以及將該交易資訊資料庫12所接收 之個人資料、買賣金融商品明細作運算分析，運算分析後 將運算分析結果，分別傳送至該金融管理者資訊平台15及 201222454 該客戶資訊平台16，使金融管理者可利用該金融管理者電 腦30自該金融管理者資訊平台15上查詢其所有客戶購買之 金融商品現值及投資報酬的相關資料，同時，每一位客戶 亦可利用其客戶電腦4〇自該客戶資訊平台16上查詢所購買 之金融商品現值，而獲得其所購買之金融商品投資報酬的 相關資料（賺或賠）。 然，該習用金融商品之現值運算分析系統，其具有下 列之缺點： ❶ (1) 因為隨著客戶大量增加，進入此網站的人也會大量 增加，因為流量太大而造成進入網站時塞車，以致無法進 入，或進入後晝面停滯無法順利進入下一個畫面而停擺， 造成時間驗f或無法使用其魏。献在金_服器電 腦維護或非預期當機時的各種由網站風險所造成的中斷問 題等，如此不便常常會造成客戶的抱怨，其不但造成金融 公司服務名譽的損傷，金融公司也要不斷的擴充軟硬體設 • 冑以及安全維護的人事成本，對金融公司會是-種長期性 的固定及非固定的大筆支出。 (2) 因為金融伺服器電腦是屬於大型資料庫，該金融管 理者資訊平台15及該客戶資訊平台16基於資料的維護，其 資訊的更動’並非即時，而是定時，與金融市場的資訊不 完全即時同步，投資資訊的取得時效性及便利性對投資客戶 來說非常重要，其資料因網站的各種原因，導致客戶無法 查詢立即性與自己相關的投資資訊，很容易錯失許多良好 買買的機會或投資策略的決定；而且某些金融商品之現值 201222454 變化（漲或跌）很快，但是金融伺服器電腦丨丨之運作則係 等到所有金融商品市場的資訊完全更新後或交易資料庫全 部身料完全更正後，才開始進行更新，如此，需等待金融 伺服器電贼理完後’才提供金融商^現值，其速度趕不 上金融中心市場商品資訊的變動。 (3)金融伺服器電腦大系統的管理重在安全，其分 告之，計的變化有限’同—個金融市場，對不同客二其不 同進場時間’ Μ的㈣配置風險及投f金額，其報酬也會 目對不同’針對各種客戶不_狀況要做到細微的客 化，個人型小型程式更容易客製化設計，且每位客戶客製 :=設，器電腦，就要增加大容量記憶體的設 備及維濩’其風險遠勝於小型的行動程式。由此 述習用物品仍有諸多缺失，實 加以改良。 ^良。之4者，而亟待 各項現值運算分析系統所街生的 、.’本案發明人乃亟思加以改良創新，並經 終於成功研發客戶免上购 處理二種Γ化可攜式投資組合行動程式之資料 本，並滿足产f 公司的安全維護與擴充設備的成 【發明内容：Γ S上網站的最佳客製化即時服務系統。 行動目的’在域供—種謂化可攜式投資組合 充設備系統，係減少金融公司的安全維護與擴 並滿足投以的最佳客製化最快速即時服 201222454 務系統，令各絲商品的客戶免上_的即時服務方法就 能獲得即時金融商品現值及分析之資訊，而不會錯失良好 買賣之機會。 本發明次-目的’在於提供—種客製化可攜式投資組合 行動程式之資料處理系統，係將—行動計算程式及一金融商 品市場資訊直接遞送予各個客戶電腦，使各客戶電腦可利 用該行動計算程式運算分析該金融商品市場資訊，而快速 獲得所購買之金融商品之現值及分析，客戶免上網站的即時 服務方法使得再多的客戶也不因網站設備而影響服務的品 質。 本發㈣-目的，在於提供—種客製化可攜式投資組合 行動程式之資料處理系統，改變傳統服務鶴，透過簡易操 作及有效資訊，對不喜歡上網或不斷要搜尋資訊的人，得 到更好的服務，即使還是有些人不喜歡上網查詢，本發明 亦可改變傳統投資人取得資訊的方法，並排除原有網路上 Φ 可能發生的障礙，發明免學習，操作便利，免上網的即時 更新的服務系統。 本發明之再一目的，在於提供一種客製化可攜式投資組 合行動程式之資料處理系統，係透過客戶對自己投資資訊的 快速掌握與設定進行投資操作，除了基本的停利停損主觀設 定及市場分析與投資報酬相關分析外，依客戶投資風險屬 性的設定給於客製化投資組合的風險變動分析與警訊。其 甚至可以區間定位相對投資法的設定進行波段投資操作（依 市場判斷設定每個金融商品一個價格區間，以便逢低加碼 201222454 逢高賣出，重覆波段操作）。更可隨客戶的要求，快速設計 客製化的分析報告。 -处可達成上述發明目的之客製化可攜式投資組合行動程式 之貝料處理系統，包括有：—金融词服器電腦一交易平 曰台、-金融管理者電腦、及複數個客戶電腦；其中，該金 融飼服器電腦a於-金融公司内，該金_服器電腦包括 有交易資訊資料庫、一市場資訊資料庫單元、一資料運 算分析單元、一金融管理者資訊平台及一客戶資訊平台； 運作時’該金融管理者電腦可將—變更後客製化可攜式 才又資組合行動程式，直接遞送予各個客戶電腦，其中該行 動计算程式内含客戶專屬之一交易資訊資料、一資料運 算分析單元、一自動接收市場資訊單元及設定客製化資 料單元，俾當客戶利用其客户電腦啟動此行動計算程式 時，此行動計算程式會藉著一自動接收市場資訊單元自 動從網路下載金融中心的市場資訊，使各客戶電腦可利 用該行動計算程式運算分析一金融商品市場資訊及一交易 資訊資料，直接且快速獲得其所購買之金融商品之淨值， 以產生其投資報酬的各種分析報告，投資客戶藉以隨時 更新金融商品的投資組合風險。如此，金融商品的市場資 訊其對應於該行動計算程式客戶交易資訊，不受時間限制 不受金融伺服器電腦流量或不能使用的各種狀態，各個客戶 電腦直接接收市場資訊，使各客戶電腦不必上網站，就可 利用該行動計算程式運算，直接且快速獲得其所購買之各 種金融商品之投資報酬及投資組合風險的變動，以便隨時 201222454 更新金融商品投資組合的風險及依個人投資屬性修正投資 組合的風險並透過行動計算程式的資料運算分析單元，提供 客製化的分析，讓使用客戶電腦之客戶以最方便、最不受 其他條件的阻力，以最快速的方式取得資訊並對其投資組 合的資產變化做出最快、最新的執行策略。 請參閱以下有關本發明一較佳實施例之詳細說明及其 附圖，將可進-步瞭解本發明之技術内容及其目的功效： 【實施方式】 次本發明所提供之—種「客製化可攜式投資組合行動程式 之為料處理系統」，請參閲第？_你- 服務型態，讓客戶更卿握投資資!Γ，’此 化可攜式投資組合行動程式之資料： :、-金融: 一金融飼服器電腦6卜-交易平台 金融令〜110、一金融管理者 … Φ 金之業務的電腦）、及複數個客戶電腦9〇。.貝買基 其中，該金融飼服器電腦61設於 該金融伺服器電腦61包括 金I习60内’ 62、一市射崎_ 輸人以資訊資料庫單元 貧。fl麟庫単疋63、— 一 -金融管理者資訊平台65及 算::早：：、 ，，服器電腦61透過網路分別與二其2 線，該金融管理者電 =二=電广^ 後的結果檢入該交易二。二執=易買*後’將交易 咔犀62，該市場資訊資料庫 201222454 單元63麟資料縣分析料64相接 融中心110傳送之數種金融商品的 广金 資料庫62與該資料運算分析單亓a ftefL’ #父易資訊 Γ e2 :之算分析單元64可將該市場資訊單=二 之次^ 及將該交易資訊資料庫62接收之交易後 (:者ίί:: 65及該客戶資訊平台66,使金融管理者 過網路=自·?f 金料理者電腦80透 二所:，客戶一:？商品現值及其各種投資報酬= 連飨\母*戶亦可利用其客戶電腦90透過網路 訊平台66上查詢其買賣金二： 值及其各種投資報酬的分析。 訊平!:時上理者電腦80連線於金融管理者資 者電:训_ 父易資訊資料庫62中該金融管理 資二： 的客戶資料封包於客製化可攜式投 扞魚Γ二矛王式並直接遞送予各個客戶電腦90，其中該 分析ΐ鼻程式内含客戶之—交易資訊資料、—資料運算 料i早70、—自動魏市場資訊單元、—設定客製化資 時，m戶利用其客户電職動此㈣計算程式 動心仃動計异程式會藉著—自動接收市場資訊單元自 路下載該金融中心110的市場資訊，使各客戶電 可彻該行動計算程式運算分析—金融商品市場資訊 易身訊資料’直接且快速獲得其所購買之金融商品 以產生其投:貝報酬的各種分析報告及投資組合的 201222454 風險變動分析及圖示，投資客戶藉以隨時更新金融商品的 投資組合風險。 本發明之另一實施例中’請參閱第3圖所示，前述 提及的一些不方便及風險等因素而採用客戶免上網站的 即時服務方法，與客製化可攜式投資組合行動程式之資 料處理系統，係可藉由該金融伺服器電腦61直接遞送該 變更後客製化可攜式投資組合行動程式予各個客戶電= 9〇 ’該行動計算程式内含客戶專屬之—交易資訊資料、 一資料運算分析單元、-自動接收市場f訊單元、一設 =客製化資料單元；俾當客戶利用其客戶電腦9〇啟動 ==計算程式時’此行動計算程式會藉著—自動接收 單元自賴網路下_金融中心、u 矾，使各客戶電腦90可利用該行動 γ嘮貝 融商品市場資訊及-交易資崎㈣2式私77析-金 ΐ貝=融商品之淨值，以產生其投資報酬的各種分析^ ==隨時更新金融商品的投資組合風險。 各該客戶電腦9G包含有 干'疋yi、一父易資訊單元92、一 元93、-即時資料運算分析翠元94、一 訊單 定單元95，射該認證單元9 、—客製化資料設 公司的認證碼，客戶電腦9〇啟動：由申:f取得該金融 訊單元93不需認證就可顯示 場資 該行動計算程式时客戶專相關資訊。 資料與自動接收市場資訊單C元92的 算八把s- η, 傳遞予該即時資料運 加94，使該即時資料運算分析單元94 = 11 201222454 行動汁算程式運算分析金融商品市場資訊，而直接且快速 獲付其所n買之金融商品之現值，其與原狀的某日現值 比較就了》十算出某區間投資報酬的各相關分析及投資組合 下原風險配置因市場的損益而產生新總資產的風險變動圖 型與警不°再者客製化是依客戶的意願去設定以產生客製 4的77析 客製化資料設定單元95依客戶的意願輸 。又疋以產生客製化的相關的分析與提示警語。（除了基 本的停利，主m市場分析及投資細侧分析外， 依客二投#風險屬性的設定給於客製化投資組合的風險分 析二S Λ及各金融商品之區間定位相對投資法的設定進行 技貝操作（依市場躺，設定每個錢商α°σ的-個價格區間， 以便逢低加碼逢高賣出，重覆波段操作）。也可隨客戶的要 求快速設計客製化的分析報告。 該金融管理者電腦30為一買賣金融商品之業務單位的 该金融商品為一金融公開市場上的可投資商品。 =金_服器電腦U直接遞送該變更後客製化可攜 式投貝組合行動計算程舒各個客戶電腦Μ，俾客戶電 二t啟動此行動！算程式時，客戶可以設定客戶的風 :叙p此彳了動計算程式會自動從市場風險的投資組合 ^新^出客戶屬性的投資風險組合，使各客戶電腦4〇 該行料算喊分析纽商品市射訊及客戶 二：=客戶其所購買之金融商品之專屬 該金_㈣《 η直接魏 式投資組合行料算㈣衫財戶客= 201222454 月自40啟動此行動计鼻程式時，客戶可以設定金融商品 之價格區間，此行動計算程式會自動顯示可以買賣的提 示，以進行重複波段操作的參考依據。 如此，每一位客戶利用其客戶電腦9〇不必透過上網的 程序’只要開啟行動計算程式就可馬上得到比該客戶資訊平 台66上查詢所購買之金融商品現值更精準的交易資訊，每 次重新開啟行動計算程式就會自動更新來自金融中心11〇的 市場資5fl ’且可避開進人網站所有可能產生關題外，網 Ο 站要隨意變練計的成本很高，安全的考量也鮮，而行 動程式為小_行動計算程式，可隨市場變動快速 客製化的分妍鉬矣。 =且’金融商品的市場f訊其對應該行動計算程式 客戶乂易資A 相限制不受金融他器電腦流量 或不=㈣各種狀態’各個客戶電腦直接 訊，使各客戶電腦不必上網站， 琢貝 算，直接且快速伽用該行動程式運 速獲得其所購買之各種金融商品之投資現 值’以產生投資報酬與投資組 -關分析，客製化的設 疋叮隨夺更新金4商品風險組 資料運算分析單元，提供客製 間的波段操作 並對其投資組合的及=的方式取得資訊 做出最快、最新的執行策略。價格區 本發明所提供之客肢可 處理系統，鱗述f用技術相㈣程式之資料 點： 匕私時’更具有下列之優 13 叫22454 4. 5. 客H免均站的即時服務方法，不會因金融錬 =腦的網站發生各種狀況，例如網路流量阻 ^護暫時情或非預期的當機而無法立即 獲传其金融商品現值或投資報酬的各種資訊， 因而錯失許多良好買賣之機合。 採^製化可攜式投資組合行_算程式之資料處 ^統’令各投資金融商品的客戶能獲得即時 品資訊的更新’其個人交易後的資產現 2與金融市場同步。任何時間重新開啟就可 迎金融市場變動更新資訊，比上_查詢更便 利快速更精準。 採用客製化可攜式投資紐合行動計算程式之資料處 ^系統’免學習，只要用滑鼠開啟後輸入密碼， :切都自動化’每個金融商品其也已設定對應 其投資市場湖資訊查詢的捷彳i，而不必㈣ 在網路上到處搜尋相關資訊。 此=程式不需安裝，可攜式，可於任一可開啟網 路連線的電腦就可使用。 採用客製化可攜式投資組合行動計算程式之資料處 理系統，成本低，維護容易，不與個人其他資 料連結其獨立性與安全性都很高。網站要隨意 變動設計的成本高，安全的考量比較多，行動 計算程式為小_行_算料，顿市場變動 快速設計新的客製化的分析報告。 14 201222454 6.採用客製化可攜式投資組合行動計算程式之資料處 系、纟可透過客製化的設^協助客户對風 險的評估，規避驗叫造獲利。（例如：不同 風險的基金其侧停損社觀設定就會不同。 客戶設定不同的投資風險屬性，就會有不同風 險的投資組合等等）系統對於設定的資訊都會 ，給於提示或警示，以提醒投資者。 採用客製化可攜式投資組合行動計算程式之資料處 理系統，可透過客製化的設定精區間定位式 的波段操作（例如：低於區間最小值就逄低買 進，高於區間最大值就逄高賣出。波段操作的 設定較不完全受市場分析及非理性的影響）對 於設定的資_會給於提示絲示，以提醒投 資者。 •金融管理者電腦80遞送變更後客製化可攜式投 資組合行動程式之資料處理系統於客戶電腦 90，其内含客戶專屬之交易資訊資料92、一 自動接收市％負§fl早元93、一資料運算分析 單元94、一客製化資料設定單元95，金融商 品的市場資訊其對應於該行動計算程式客戶 交易資訊’不受時間限制不受金融伺服器電 腦60流量或不能使用的各種狀態限制，各個 客戶電腦90直接接收金融中心11〇之市場資 訊’使各客戶電腦不必進入金融公司網站， 15 201222454 ，可利㈣行料細歧算直接且快速獲 得其所購買之各種金融商品之現值及投資報 酬分析，其隨時更新金融商品投資風險的組 合並透過行動計算程式的資料運算分析單元 及一客製化資料設定單元，提供客製化的分 析’讓客戶以最方便，最不受其他條件的阻 力，以最快速的方式取得資訊並對其投資組 合的資產變化做出最快，最有利的執行策 略’以達到其預期報酬。 上列詳細說明係針對本發明之一可行實施例之具體說 明’惟該#施舰_以關本發明之專利朗，凡未脫 離本發明技藝精神所為之等效實施或變更，例如：等變化 之等效性實施例，均應包含於本案之專利範圍中。 【圖式簡單說明】 第1圖為習用之方塊示意圖。 第2圖為本發明之方塊示意圖。 第3圖為本發明另一實施例之方塊示意圖。 第4圖為本發明之客戶電腦之方塊示意圖。 【主要元件符號說明】 110金融中心 61金融伺服器電腦 63市场資訊草元 65金融管理者資訊平台 7〇交易平台 60金融公司 62交易資訊資料庫 64資料運算分析單元 66客戶資訊平台 80金融管理者電腦 201222454 90客戶電腦 91認證單元 92交易資訊單元 93自動接收市場資訊單元 94即時資料運算分析單元 95客製化資料設定單元 ❶ ❸ 17201222454 VI. Description of the Invention: [Technical Field of the Invention] The present invention relates to a bedding processing system for a customized portable investment action program, and more particularly to a financial product by a financial center. Market information, and a financial manager computer will directly transfer the portable portfolio action calculation program to a number of client computers, so that each client computer can use the mobile computing program to analyze and analyze financial market information. . ® [Prior Art] Because of the developed information, the diversity of market investment tools, whether it is banks, talents, asset management companies, securities companies or insurance companies, investment products, financial companies through different risk portfolios Reduce the risk of investors and match the risk attributes of investors to achieve the expected compensation. According to the customer's investment risk attribute, setting the target of regular investment compensation and correcting the customer's exclusive investment portfolio with market changes is the future investment trend. φ Financial companies will provide reference to the customer market portfolio based on the nature of market investment risk and the state of the market. In addition to the investment portfolio of market risk, the investor's personal investment risk characteristics and relative remuneration will also determine the client's willingness to invest. The nature of the portfolio will change its risk allocation due to profit-making gains and losses. Its professionalism and complexity far outweigh the investment portfolio that only looked at the market risk before, so investors' accurate and quick grip on investment information becomes The key to investment strategy. In terms of the public investment market, no matter what type of investment portfolio, the most basic condition is that investment tools must have market liquidity, liquidity and information disclosure, so that investment can be used in 201222454. Master market information. At present, investors who enter the financial company's website to check their investment news, should be one of the current methods. According to the current value calculation analysis system of the commonly used financial products (such as funds of funds or insurance companies' investment products, etc.), please refer to the figure below, which includes a financial server computer n, a trading platform 2 〇 — — — — — — — — 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融The u includes a transaction information database 12, a market information unit 13, a data operation analysis unit 14, a financial manager information platform 15, and a customer information platform 16. The financial manager computer 3 is connected to the financial server computer through the network through the financial manager information platform 15 authentication; each client computer 40 is authenticated through the network through the customer information platform 16 and then connected to the financial The feeding machine U' can be used to query the present value of the investment, analyze the report or perform the setting of the investment-related authority function, and the financial manager computer 3 transmits the content of the customer transaction to the trading platform 20, via the delivery platform 2Q After the transaction is executed, the transaction result is input into the transaction information database 12 of the financial server computer; the market information unit 13 can receive market information of several financial products from a financial center. In operation, the data operation analysis unit 可4 can perform the operation analysis on the market information received by the market information unit 13 and the personal data and the financial products received and received by the transaction information database 12, and calculate and calculate the operation. The analysis results are transmitted to the financial manager information platform 15 and the 201222454 customer information platform 16, respectively, so that the financial manager can use the financial manager computer 30 to query the financial manager information platform 15 for all financial products purchased by the customer. Relevant information on the present value and investment remuneration. At the same time, each customer can also use their client computer to query the present value of the financial products purchased from the customer information platform 16 and obtain the financial investment return of the purchased financial products. Related information (earning or losing). However, the current value calculation analysis system of the conventional financial product has the following disadvantages: ❶ (1) As the number of customers increases, the number of people entering the website will increase greatly, because the traffic is too large and the traffic jam occurs when entering the website. Therefore, it is impossible to enter, or the stagnation after entering the stagnation can not smoothly enter the next screen and stop, causing time to f or unable to use Wei. Dedicated to the disruption caused by the risk of the website when the computer is maintained or unexpectedly crashed, such inconvenience often causes complaints from customers, which not only causes damage to the reputation of the financial company, but also the financial company. The expansion of hardware and software design and the personnel costs of security maintenance will be a long-term fixed and non-fixed large expenditure for financial companies. (2) Because the financial server computer belongs to a large database, the financial manager information platform 15 and the customer information platform 16 are based on data maintenance, and the information change is not instantaneous, but is timed, and the information of the financial market is not Fully instant synchronization, the timeliness and convenience of investment information is very important for investment customers. Due to various reasons of the website, customers can not query the investment information related to their immediateness. It is easy to miss many good buy and buy. The decision of opportunity or investment strategy; and the current value of certain financial products 201222454 changes (up or down) very quickly, but the operation of the financial server computer is waiting until the information of all financial commodity markets is completely updated or the transaction database After all the materials have been completely corrected, they will start to update. Therefore, the financial server is required to wait for the financial server to complete the current value of the financial company. The speed cannot keep up with the changes in the financial center market commodity information. (3) The management of the financial server computer system is important in security. It is reported that the change of the meter is limited 'the same financial market, the different entry time for different customers' ( (4) configuration risk and the amount of investment f , the rewards will also be different for different 'customers do not _ situation to do subtle customerization, personal small programs are more easy to customize the design, and each customer system: = set, computer, will increase Large-capacity memory devices and maintenance are far more risky than small mobile programs. As a result, there are still many shortcomings in the articles used for the study. ^Good. Of the four, and waiting for the present value calculation analysis system to be born, the 'inventor of this case is the improvement and innovation of the case, and finally successfully developed the customer-free purchase and processing two kinds of decontamination portable portfolio action The data of the program, and meet the safety maintenance and expansion equipment of the company f [invention content: Γ S on the website of the best customized instant service system. The purpose of the operation is to provide a portable investment portfolio system in the domain. It is to reduce the security maintenance and expansion of financial companies and to meet the best customized real-time instant service 201222454 service system. Customers can get real-time financial products present value and analysis information without the instant service method, without missing the opportunity to buy and sell. The present invention is directed to providing a data processing system for a customized portable investment action program, which delivers a mobile computing program and a financial commodity market information directly to each client computer to make available to each client computer. The action calculation program analyzes the financial commodity market information, and quickly obtains the present value and analysis of the purchased financial products, and the customer is exempted from the instant service method of the website, so that no more customers influence the quality of the service due to the website equipment. The purpose of this (4) is to provide a data processing system for the customized mobile portfolio mobile action program, to change the traditional service crane, to obtain information on people who do not like the Internet or constantly search for information through simple operation and effective information. Better service, even if some people do not like to query online, the invention can also change the way traditional investors obtain information, and eliminate the obstacles that may occur on the original network, invent the study free, easy to operate, free from the Internet. Updated service system. A further object of the present invention is to provide a data processing system for a customized portable portfolio action program, which is based on the customer's quick grasp and setting of investment information, in addition to the basic stop-and-stop subjective setting. In addition to market analysis and investment compensation related analysis, the risk change analysis and warnings of the customized investment portfolio are based on the customer's investment risk attributes. It can even carry out the band investment operation based on the setting of the relative investment method (according to the market judgment, set a price range for each financial product, so as to increase the bargain on the 201222454 rallies and repeat the band operation). Quickly design customized analysis reports as required by customers. - a bedding processing system for a customized portable portfolio action program that achieves the above objects, including: - a financial word server computer, a trading platform, a financial manager computer, and a plurality of client computers The financial food server computer is in a financial company, the gold server computer includes a transaction information database, a market information database unit, a data operation analysis unit, a financial manager information platform and a The customer information platform; during operation, the financial manager computer can transfer the customized and portable mobile action program directly to each client computer, where the mobile computing program contains one of the customer-specific transaction information. Data, a data operation analysis unit, an automatic reception market information unit and a customized data unit. When the customer uses the client computer to launch the mobile computing program, the mobile computing unit automatically receives the market information unit automatically. Download the market information of the financial center from the Internet, so that each client computer can use the action calculation program to analyze the analysis Financial market information and a commodity trading information data, direct and quick access to the net value of its purchase of financial products, to produce a variety of analytical reports its return on investment, the investors and customers so as to be updated portfolio risk financial products. In this way, the market information of the financial product corresponds to the transaction information of the mobile computing program client, and is not subject to the time limit of the financial server computer traffic or the various states that cannot be used, and each client computer directly receives the market information, so that the client computers do not have to be on the computer. The website can use the action calculation program to directly and quickly obtain the changes in the investment remuneration and portfolio risk of various financial products purchased, so that the risk of the financial product portfolio can be updated at any time 201222454 and the investment portfolio can be modified according to the individual investment attributes. The risk and through the data calculation analysis unit of the mobile computing program, provide customized analysis, so that customers who use the customer's computer can get the information and invest in the fastest way with the most convenient and most unfavourable resistance. The asset changes make the fastest and most up-to-date execution strategy. Please refer to the following detailed description of a preferred embodiment of the present invention and the accompanying drawings, and the technical contents of the present invention and its functions and effects will be further understood: [Embodiment] The present invention provides a "custom" "Capacity Processing System for Portable Portfolio Action Program", please refer to the section? _ You - Service type, let customers pay more for investment! Γ, 'This information on the portable portfolio action program: :, - Finance: a financial feeding machine computer 6 - trading platform financial order ~ 110 , a financial manager... Φ Jin’s business computer), and a number of customer computers 9〇. Beckyki Among them, the financial feeding machine computer 61 is located in the financial server computer 61 including the gold I Xi 60' 62, a city of Shisaki _ lose people to the information database unit poor. Fllin library 63, - a financial manager information platform 65 and calculation:: early::,,, server computer 61 through the network and two of its 2 lines, the financial manager electricity = two = electric wide The result after ^ is checked in to the transaction two. After the second execution = easy to buy * will be traded in the rhinoceros 62, the market information database 201222454 unit 63 Lin data county analysis material 64 phase fusion center 110 transmission of several kinds of financial products Guangjin database 62 and the data operation analysis Single 亓 a ftefL' #父易信息Γ e2 : The calculation analysis unit 64 can send the market information list = two times ^ and the transaction information database 62 receives the transaction (: ίί:: 65 and the customer The information platform 66 enables the financial manager to cross the network = self-funding of the food processor 80: 2, customer 1: the present value of the goods and its various investment returns = even the \ mother * households can also use their customers The computer 90 queries the online trading platform 66 for the analysis of its trading amount 2: the value and its various investment returns. News!: The computer 80 connected to the financial manager's electricity: training _ father information The customer information of the financial management fund 2 in the library 62 is packaged in a customized portable fisherman's fisherman's fisherman's file and directly delivered to each client computer 90, wherein the analysis nose file contains the customer's transaction information Information, data computing materials i early 70, - automatic Wei market information unit, - When setting up custom financing, m households use their customer's electricity to move this (4) calculation program, and the stimulator will automatically download the market information from the financial center 110 by means of the automatic receiving market information unit. The calculation of the operational calculation program - Financial Commodity Market Information Easy Information - directly and quickly obtain the financial analysis of the financial products purchased by it to generate its various investment reports and portfolios 201222454 risk change analysis and icon, Investigate customers to update the portfolio risk of financial products at any time. In another embodiment of the present invention, please refer to Figure 3 for some of the inconveniences and risks mentioned above, and adopt the instant service method of the customer exemption from the website. The data processing system with the customized portable portfolio action program can directly deliver the modified customized portable portfolio action program to each customer by the financial server computer 61 = 9〇' The mobile computing program includes customer-specific transaction information, a data operation analysis unit, and an automatic receiving market information unit. One set = customized data unit; when the customer uses his client computer to start == calculation program, 'this action calculation program will use the automatic receiving unit to rely on the network _ financial center, u 矾, so that each The client computer 90 can use the action γ 唠 融 商品 商品 商品 商品 商品 商品 交易 交易 交易 交易 交易 交易 交易 交易 交易 交易 交易 交易 交易 融 融 融 融 融 融 融 = 融 融 融 融 融 融 融 融 融 融 融 融 融 融 融 融 融 融 融 融Portfolio risk. Each customer computer 9G includes a dry '疋yi, a father easy information unit 92, a one yuan 93, an instant data operation analysis Tsui Yuan 94, a message single unit 95, shoot the certification unit 9, - guest The company's authentication code is set by the company, and the client computer is activated. The financial information unit 93 can obtain the customer-specific information when the action calculation program is available without authentication. The data and the automatic receipt of the market information sheet C-92 count eight s- η, passed to the real-time data transfer 94, so that the real-time data operation analysis unit 94 = 11 201222454 action juice calculation program analysis of financial commodity market information, and Directly and quickly receive the present value of the financial products that it buys, and compare it with the present value of the original date of the original. "10 Calculate the relevant analysis of the investment returns of a certain range and the original risk allocation of the investment portfolio due to the profit and loss of the market. The risk change pattern and the police generated by the new total assets are customized according to the customer's wishes to generate the custom-made 77 analysis data setting unit 95 according to the customer's wishes. It is also used to generate customized analysis and warnings. (In addition to the basic suspension, the main m market analysis and the investment side analysis, the risk analysis of the two-investment of the two-investment is given to the risk analysis of the customized investment portfolio and the relative positioning of the financial products. The setting is to perform the technical operation (according to the market, set the price range of each money quotation α°σ, in order to sell on the bargain rallies, repeat the band operation). You can also quickly design the custom system according to the customer's requirements. The financial manager computer 30 is a financial product of a business unit for buying and selling financial products, which is an investable commodity in a financial open market. = Gold _ server computer U directly delivers the change after customization Carrying a combination of shell and shell action to calculate each customer computer Μ, 俾 customer power two t start this action! When calculating the program, the customer can set the customer's style: this 彳 彳 彳 计算 计算 计算 计算 计算 计算 计算 计算 计算 计算 计算 计算 计算 计算 计算 计算^ New ^ out of the customer's investment risk portfolio, so that each customer's computer 4 〇 〇 分析 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 纽 = = = = = = = = = = = = = = = = = = = In the case of the Wei-style portfolio, (four) shirt customers = 201222454. When the action counter is launched from 40, the customer can set the price range of the financial products. The action calculation program will automatically display the tips for trading to repeat. The reference basis for band operation. In this way, each customer can use his client computer to access the program that does not have to go through the Internet. As long as the mobile computing program is enabled, the current value of the financial product purchased by the customer information platform 66 can be obtained more accurately. The transaction information, each time the action calculation program is re-opened, it will automatically update the market capital from the financial center, and it can avoid the entry of all the possible websites, and the cost of the network station is free to change. High and safe considerations are also fresh, and the action program is a small _ mobile computing program, which can be quickly customized with the market changes, and the market for financial products is the same as the mobile computing program. The A-phase limit is not subject to financial other computer traffic or not = (four) various states' direct communication of each client computer, so that each client computer does not have to Station, Mube calculation, direct and fast use of the mobile program to get the current value of the investment of various financial products purchased by it to generate investment returns and investment group-related analysis, customized design The Gold 4 Commodity Risk Group Data Analysis Unit provides the fastest and most up-to-date execution strategy for the band-to-customer band operation and the acquisition of the information in the portfolio. The price zone provides the guest limbs that can be processed. The system, the scale of the use of technical phase (four) program data points: 匕 时 ' 'have the following excellent 13 called 22454 4. 5. The customer service method of the H free station, will not happen due to the financial 錬 = brain website Various situations, such as network traffic, hinder temporary or unexpected crashes and are unable to immediately transmit various information about the present value of financial products or investment returns, thus missing many good deals. The data collection department of the portable investment portfolio is used to enable customers of all investment financial products to obtain updates on real-time information. The assets after their personal transactions are now synchronized with the financial market. Any time you re-open it, you can update the financial market to update the information, which is faster and more accurate than the previous query. Use the customized portable investment action calculation program of the data system ^ system 'free learning, just use the mouse to open and enter the password, : cut are automated' each financial product has also been set to correspond to its investment market lake information The shortcut of the query, without having to (4) search for relevant information on the Internet. This = program does not need to be installed, portable, can be used on any computer that can open the network connection. The data processing system using the customized portable portfolio action calculation program is low in cost, easy to maintain, and not connected to other personal data. Its independence and security are high. The website should be free to change the cost of the design, the safety considerations are more, the action calculation program is small_row_calculation, and the market changes quickly to design a new customized analysis report. 14 201222454 6. The data system of the customized portable portfolio action calculation program is used to assist customers in assessing risks and avoiding the benefits of inspections. (For example, funds with different risks will have different settings on the side stop. The customer sets different investment risk attributes, there will be different risk portfolios, etc.) The system will give tips or warnings for the set information. To remind investors. The data processing system using the customized portable portfolio action calculation program can be customized to set the interval-based band operation (for example, lower than the interval minimum to buy lower than the interval maximum) It is sold at a high price. The setting of the band operation is less completely affected by market analysis and irrationality.) For the set capital, it will be given a reminder to remind investors. • The financial manager computer 80 delivers the modified data processing system of the portable portfolio action program on the client computer 90, which contains the customer-specific transaction information 92, an automatic receiving market% negative §fl early 93 a data operation analysis unit 94, a customized data setting unit 95, and market information of the financial product corresponding to the mobile computing program customer transaction information 'not subject to time limit from the financial server computer 60 flow or can not be used State restrictions, each client computer 90 directly receives the financial information of the financial center 11' so that each client computer does not have to enter the financial company website, 15 201222454, Keli (four) line material accounting directly and quickly obtain the various financial products purchased by them Analysis of present value and investment remuneration, which updates the portfolio of financial commodity investment risks at any time and provides customized analysis through the data calculation analysis unit of the mobile computing program and a customized data setting unit. 'The most convenient and least for customers. Responsible for other conditions, getting information in the fastest way and changing the assets of its portfolio Make the fastest and most beneficial execution strategy' to achieve its expected reward. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT(S) The detailed description of one of the possible embodiments of the present invention is intended to be equivalent to the implementation of the present invention. Equivalent embodiments are to be included in the scope of the patent. [Simple description of the diagram] Figure 1 is a schematic diagram of a conventional block. Figure 2 is a block diagram of the present invention. Figure 3 is a block diagram showing another embodiment of the present invention. Figure 4 is a block diagram of a client computer of the present invention. [Main component symbol description] 110 Financial Center 61 Financial Server Computer 63 Market Information Caoyuan 65 Financial Manager Information Platform 7〇 Trading Platform 60 Financial Company 62 Transaction Information Database 64 Data Operation Analysis Unit 66 Customer Information Platform 80 Financial Manager Computer 201222454 90 client computer 91 authentication unit 92 transaction information unit 93 automatic reception market information unit 94 real-time data operation analysis unit 95 customized data setting unit ❶ ❸ 17