201222420 六、發明說明： 【發明所屬之技術領域】 一種利用光感應進行登入程序之方法及其電子卡襞置，其主 要在於電子卡片輸入動態密碼進行演算時，利用一驗證端設備產 生動態密碼並透過光感應方式照射電子卡片其光感應部來;J乍為之 進行輸入及演算驗證碼作業，以替代傳統接觸輸入方式來對該電 子卡片進行輸入及消异，同時具備安全性及便利性之目的。 【先前技術】 • 隨著科技之進步一般民眾所使用之消費或提款之電子卡片在 j能上亦日趨隨之提升，而伴隨詐騙及盜用之情況越來越多目 前業界有一種於電子卡片上設置螢幕及按鈕之新型電子卡（或稱 智慧卡），利用電子卡片上之螢幕及按鈕可供使用者在消費或使用 ，卡片時，連結網路進入登入網站進行確認及驗證之動作，以提 高其使用之安全性。 上述電子卡片在於網頁驗證時係利用使用者先行輸入一預設 個人帳號密碼，經由網站後端系統（一般指銀行或企業之系統端） 驗證該帳號密碼後’使產生-組雜密碼，而使用者將該組動離 •密碼輸入電子卡片中，利用電子卡片内建加密方法與動態密碼進 仃演算後產生一驗證碼顯示於電子卡片之顯示幕上，使用者再次 將其驗證碼輸入網站後端系統以進行核對，俾完成其整個安全驗 證程序。 =上述電子卡片驗證方式因設計靜態密碼確認身分及動態密 二加饮後進行核對之驗證系統，其網站系統端内部資料及加密方 ^由原絲進行設定完成，再提供給-般使用者或管理人員來使 ^ ’如該電子卡片_人保«料有問題時，線上驗證時該 皆片驗證碼）或系統端產生的動態密碼亦可能被不肖人士（骇 ^竊取’對於保密或毫無安全性可言，一但被竊取則原廠商之 松方法可能遭破解’如果加密法遭破解，因為此等作法對於亦^ 201222420 ’原因是動態密碼以及利用上述動態密碼經 後經專業人i t 2錢取得驗證碼可能被竊取，—但被竊取 可預期’對使用該電子卡片之企業或製作廠商不 新役定，對於敍使用者都需回原廠來變更資料或重 界k實ΐ所不願見到之情形，以致此問題—直在產業 界成實際細上械—極需解決的重要缺失尚待改進。201222420 VI. Description of the invention: [Technical field of invention] A method for using a light sensor to log in a program and an electronic card device thereof, mainly for generating a dynamic password by using a verification device when the electronic card inputs a dynamic password for calculation The light sensing unit is used to illuminate the light sensing portion of the electronic card; the input and calculation verification code work is performed by J乍, which replaces the traditional contact input method to input and dissipate the electronic card, and has safety and convenience. purpose. [Prior Art] • With the advancement of technology, the e-cards for consumption or withdrawals used by the general public are also increasing, and the number of fraud and misappropriation is increasing. Currently, there is an electronic card in the industry. A new electronic card (or smart card) with a screen and a button is provided, and the screen and the button on the electronic card can be used by the user to access the login website for confirmation and verification when the user consumes or uses the card. Improve the security of its use. The above-mentioned electronic card is used in the webpage verification to input a preset personal account password by the user, and after the website backend system (generally referred to as the bank or enterprise system side) verifies the account password, the user generates a password. The group is moved into the electronic card, and the electronic card built-in encryption method and the dynamic password are used to generate a verification code to be displayed on the display screen of the electronic card, and the user inputs the verification code into the website again. The end system is checked to complete its entire security verification process. = The above-mentioned electronic card verification method is designed to verify the identity and the dynamic password verification system after the static password is added. The internal data and the encryption side of the website system are set by the original silk, and then provided to the general user or The manager can make ^ 'such as the e-card _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Sexuality, once the stolen, the original manufacturer's loose method may be cracked 'if the encryption method is cracked, because this practice is also ^ 201222420 'The reason is the dynamic password and the use of the above dynamic password after the professional person it 2 money Obtaining the verification code may be stolen, but it may be expected that the company or the manufacturer who uses the e-card will not be newly appointed, and the user will need to go back to the original factory to change the information or re-enforce the reluctance. Seeing the situation, so that the problem - directly in the industry to become a fine mechanical - the important need to be resolved needs to be improved.
【發明内容】 本發明之主要目的係提供—種侧光感應進行登人程序之方 法及其電子卡裝置，主要係_在光感應部作為接㈣態密碼資 料之並利用電子卡#崎加密法演算後將驗證碼顯示於電子卡片 顯示幕上’供使帛者可透過輸人驗證碼進行^分驗證，進而取代 傳統線上身分驗證模式者。 本發明之次要目的係提供一種利用光感應進行登入程序之方 法及其電子卡裝置，透過電子卡片與驗證端設備連結並產生一動 態密碼並轉換成光線亮錢化之照射，供該電子卡#其光感應部 可對準其驗證端設備魏級亮艘化’進行触祕密碼之動 作並進行演算產生驗證碼，兼顧實用性及大大提高便利性之目的 本發明之另一目的係提供一種利用光感應進行登入程序之方 法及其電子卡裝置’該光感應部經由光線照射後之進行光電轉換 201222420 來供給電力，提供主要或額外之電力來源之目的。 為達上述目的，本發明之利用光感應進行登入程序之電子卡 裝置，主要係包含有： 一·^片本體1 ; 一中央處理單元（MCU)，設於卡片本體内，負責提供卡片運 作之主要電路； 至少一光感應部，係設置於上述卡片本體之表面，作為感應 光線之變化；與上述巾央處理單元連接，㈣满光錢部所傳 送之電流變化，提供至與中央處理單元作為資料輸入之判斷依據 以及，一顯示幕，係設置於上述卡片本體之表面，與上述中 央處理單元連接，提供使用者資訊判讀。 在一較佳實施例中，該光感應部係為一太陽能石夕晶板。 在一可行實施例中，該光感應部可利用太陽能矽晶板，經由 光線照射後之進行光電轉換來供給電力，提供主要或額外之電力 來源。 在一理想實施例中，該光感應部係為一紅外線感應元件、光 敏電阻、光電晶體之其一。 在另一理想實施例中，該光感應部可設置於卡片本體丨背面 以便於驗證端設備所產生之光線變化照射者。 201222420 在另一實施例中，可於光感應部與上述中央處理單元之間’ 5又置一訊號產生電路’該訊號產生電路係用於當接收到光感應部 其内部電流值變化時，利用預设之電流值來判定高低電位後產生〇 及1的數位訊號，提供給中央處理單元處理。 而本發明之利用光感應進行登入程序之方法，係包含有下列 步驟： (a) 電子卡片開啟登入資料模式並連結至驗證端設備； (b) 驗證端設備產生一動態密碼並轉換為光線照射動作來進 行動態密碼輸入； (c) 以電子卡片之光感應部接收進行動態密碼輸入之光照射 動作’並將其動態密碼進行演算後產生驗證碼顯示於顯示幕上； (d) 使用者依照驗證碼輸入完成身份驗證程序。 本發明之利用光感應進行登入程序之方法係供使用者在登入 驗證端設備（一般指銀行、企業之系統端）時，可簡化傳統驗證 方式來進行身分驗證，驗證時先將連結至驗證端設備（或系統端 )並開啟登入資料模式（輸入預設帳號密碼），待驗證端設備接收 到使用者個人資料後會產生-動態密碼，該祕密碼並轉換成一 光線照射動作來對電子卡片進行動態密碼輸入動作 ，使用者將並 電子卡片其光感應部置於驗證端設備可照射到之區域以等待光線 照射動作完成’而光線照射動作被光感應部接收後會轉換成數位 訊號’並經由内部加密法演算後產生一驗證碼將結果顯示於電子[S] 6 201222420 卡片其顯不幕上，待使用者對驗證端設備（或系統端）再次輸入 顯示幕上之驗證碼後俾完成整個身份驗證程序。 為使貴審查委貞能瞭解本發明之技術内容，及所能達成之功 效，玆配合圖式列舉諸較佳實施例詳細說明如後。 【實施方式】 茲為便於貴審查委員能更進一步對本發明之構造、使用及 其特徵有更深-層，明確、詳實的認鋪瞭解，發明人舉出較佳 之實施例，配合圖式詳細說明如下： 本發明係為一種利用光感應進行登入程序之方法及其電子卡 裂置。其主要係於電子卡片或智慧卡片上，卿域應方式來接 收驗證端設備所產生之動態密碼，供使用者在針對電子卡片身分 驗證時藉由光感應部上對驗證端設備進行光線感應，透過接受驗 證端設備產生之光線亮度變化照射轉換數位訊號接收後並進行加 选法凓异，將演算結果（驗證碼）顯示於顯示幕上，供使用者可 自電子卡片得知正確驗證碼並輸入驗證端設備始完成身份驗證動 作。 請參圖1至圖4所示，為本發明之内部結構圖。該電子卡裝 置主要係包含有： 一·片本體1 ; —中央處理單元（MCU) 11 ’設於卡片本體1内，負責提供 卡片運作之主要電路； 201222420 減ίΓ光感應部12 ’係設置於上述卡片本體1之表面，作為 ^所值蝴b ;與增央树元11 _，_判斷光感應 WU2所傳送之電流變化，提供至與 資料輸入之判斷依據丨 央處理早-Π細關或 以及，-顯示幕13，係設置於上述卡片本體1之表面，盘上 述中央處理單元11連接，提做財資訊觸。 ” 由圖示可看出本法發明所述之電子卡片係為一種智慧型卡片 ，於卡片她内設有㈣理單元（MCU) u，錢一顯示幕 13，可提供使用者在使用該電子卡片時可以提供判讀訊息。而光 感應和係連接於中央處理單元„，用以判斷所傳送之電流變化 ，作為中央處理單元丨1啟動f子卡片之靖依據。 在另一理想實施例中，該光感應部12可設置於卡片本體ι背 面以便於驗證端賴職生之親變化照射者。 在本實施例中，該光感應部12係為一太陽能石夕晶板。 、，而使用者於操作使料係_手部2來遮蔽該光感應部12， 該光，應部12 (太陽财晶板）因為受到手部2遮蔽影響所接收 光線儿度之變化’其太陽能％晶板畴之電流值產生變化，利用 電肌值间低電位之變化來作為開關或資料輸入之判斷依據（低電 位為0，高電位為丨）’在本實施例+該電子卡片正面之光感應部 12預叹為貝料輸人之關，供使用者輸人個人資料（帳號密碼） 用途另外光感應部Ua設置於卡片本體1背面以便於驗證端r 201222420 設備所產生之光線變化照射。 另外，在本實施例中，因本發明之光感應部12應用太陽能矽 晶板作為元件，該光感應部12可經由光線照射後之進行光電轉換 來供給電力，除可以降低電子卡片内部電源之損耗外，並可提供 電子卡片主要或額外之電力來源，進一步可降低或取代電子卡片 原内部電池之配置， 且在一理想實施例中’該光感應部亦可利用紅外線感應元件 、光敏電阻、光電晶體之其中一種光感應元件設置於卡片本體1 表面’來作為光線感應之用。 請參圖5及圖7所示，係為本發明之利用光感應進行登入程 序之方法，係包含有下列步驟： (a) 電子卡片開啟登入資料模式並連結至驗證端設備； (b) 驗證端設備產生一動態密碼並轉換為光線照射動作來進 行動態密碼輸入； (c) 以電子卡片之光感應部接收進行動態密碼輸入之光照射 動作，並將其動態密碼進行演算後產生驗證碼顯示於顯示幕上； (d) 使用者依照驗證碼輸入完成身份驗證程序。 如上述步驟所述，當使用者欲對於電子卡片進行身分驗證時 係先進行步驟（a)之動作：電子卡片開啟登入資料模式並連結 至驗證端設備。而將電子卡片開啟登入資料模式可利用該光感應 201222420 部l2來輸入動態密碼，在本實施例中為使用者將卡片開啟登入資 料模式’即可職接_證端賴職生之賴密瑪。 而上述驗證端設備4為—客製化專供身份驗證之設備，其中 至少包含-可連結上網之設備41及一顯示幕42。該可連結上網之 設備41主要提供使用者利用網際網路連結至驗證端設備4後端之 系統端43，該系統端43並提供-登入網頁供使用者進行身分驗證 之用，該顯不幕42主要係將驗證碼轉換為光線照射動作來照射電 • 子卡片光感應部i2a。 上述系統端43係指銀行或企業之後端系統，主要係供使用者 登入及身分驗證驗而該使用者連結至系統端43登人網頁後即 輸入個人資料（預設帳號密碼），以供系統端43進行身分驗證， 並待身分驗證無誤後執行下一步驟。 而該步驟⑻驗證端設生—_密碼並轉換為光線照射 φ 動作來進行動態密碼輸入。待使用者透過驗證端設備4對系統端 43輸入個人資料（預設帳號密碼）並確認身份正確無誤後，此時 系統端43即利用内建之加密法來產生一組供電子卡片進行演算之 動態雄、碼，以進行演算產生驗證碼動作，而本發明與習用技術所 不同的是，該動態密碼並非直接至顯示幕42顯示出來’係由驗證 端設備4將所產生之動態密碼轉換為光照射模式，利用顯示幕42 將其呈現出連續間歇性之光照射狀態，使用者可透過電子卡片其 光感應部12a接收照射來接受動態密碼資料（如步称（a)該電子 201222420 卡片已開啟登入資料模式準備接收照射）。 在本實施例中，該步驟⑷：以電子卡片之光感應部接收進 行動態雄、碼輸入之光照射動作，並將其動態密碼進行演算後產生 驗證碼顯示於顯示幕上。 待上述步驟之驗證端設備4預備進行光照射時，使用者將電 子卡片光感應部12a置於驗證端設備4顯示幕42可照射到之位置 (照射區域5)，供光感應部12a接收光線照射動作，以達接受動 態密碼之目的。而該電子卡片接受上述光線照射動作後，會將該 光線變化（動態密碼）轉換成數位訊號，並將其數位訊號解碼後 之動態密碼直接輸入至電子卡片，該電子卡片接收動態密碼後會 利用内建之加密絲雌態密碼進行演算，而產生_結果即所謂 的驗證碼，並顯示於電子卡片顯示幕13上。 而上述電子卡片内建之加密法係預先載入電子卡片，主要係 鲁供與_密碼演算之用’且該加密法與系統端43内建之加密法相 同，即電子卡片出廠時即職電子卡片内，因_之加密法才可 使電子卡片與系統端43所演算之結果相同。 而步驟⑷.使用者依照驗證碼輪入完成身份驗證程序。而 使用者看_示幕13上之驗證碼後，即再次透碰證端設備斗輸 入驗證碼至系統端43登人網頁上’此時系統端43會利用相同之 加密法演算出-㈣碼，·對碼與使用者輸人之驗證碼進 行比對以癌⑽疋否吻合，如結果吻合（即核對碼與驗證碼相同） 201222420 始完成整個身份驗證程序，俾供使用者可進入後續線上作業。若 結果不吻合（即核對碼與驗證碼不同），則系統端43出現錯誤訊 息提醒使用者重新輸入驗證碼已進行確認。 在-可行實施例巾，上述驗證端設備4可以電齡統所替代 ，僅需於電齡統内安裝财軟體，用以加密產生祕密碼並 透過電腦系統之螢幕來進行光線照射動作即可。 # 、综上所述，本發明係為一種利用光感應進行登入程序之方法 係供使用者在登人驗證端設備時，可_傳驗财絲進行身 分驗證，驗證時先將電子卡片連結至驗證端設備4 (或電腦）並開 啟登入資料模式於登入網頁上輸入個人資料（帳號密碼），待系統 端43接收到使用者個人資料後會經内部加密法產生一動態密碼， 該動態密碼並轉換成一光線照射動作來對電子卡片進行輸入動作 ’使用者電子卡片其光感應部置於驗證端設備可照射到之區 參域以等待光線照射動作完成，而光線照射動作被光感應部接收後 會=換成數位訊號（_柄），並透過電子卡片内建加密法將動 〜密碼經祕餘果即驗賴示於電子封細示幕上，待使 用者再次將麟碼輸人私網胃^確·誤後俾完成 整個身份驗證程序。 a准以上所述者’僅為本發明之較佳實施例而已，當不能以此 日限2本，明實施之範圍，即大凡依本發明申請專利範圍及發明說 母内4所作之簡單的等效變化與修飾，皆應仍屬本發明專利涵 12 201222420 蓋之範圍内。 【圖式簡單說明】 第1圖，係本發明電子卡片之電路配置示意圖； 第2圖’係第1圖之側面示意圖； 第3圖，係本發明電子卡片正面之操作示意圖； 第4圖，係本發明電子卡片另一角度之操作示意圖； • 第5圖，係本發明身分驗證之步驟示意圖； 第6圖，係本發明電子卡片及驗證端設備之示意圖： 第7圖’係本發明電子卡片接收動態密碼之示意圖； 第8圖’係本發明電子卡片登入動作示意圖。 【主要元件符號說明】 • 卜·卡片本體 11 · ·中央處理單元（MCU) 12 ··光感應部（資料輸入用） 12a· ·光感應部（接收光線用） 13 · ·顯示幕 2 · ·手部 13 201222420 3.·光產生器 4··驗證端設備 41…可魏上網之設備 42 · ·顯示幕 43 ·.系統端 5··照射區域 a··電子卡片開啟登入資料模式並連結至驗證端設備 b _·驗證端設備產生一動態密碼並轉換為光線照射動作來進 行動態密碼輸入 c··以電子卡片之光感應部接收進行動態密碼輸入之光照射 動作，並將其動態密碼進行演算後產生驗證碼顯示於顯示幕上 d··使用者依照驗證碼輸入完成身份驗證程序 14SUMMARY OF THE INVENTION The main object of the present invention is to provide a side light sensing method for boarding a person and an electronic card device thereof, mainly as a cryptographic data in the light sensing portion and using an electronic card. After the calculation, the verification code is displayed on the electronic card display screen, so that the latter can be verified by the input verification code, thereby replacing the traditional online identity verification mode. A secondary object of the present invention is to provide a method for using a light sensing to log in to a program and an electronic card device thereof, which are connected to a verification terminal device through an electronic card and generate a dynamic password and convert it into a light-emitting illumination for the electronic card. #其光感应部 can be aligned with its verification device, Wei-level lighting, 'actuating the secret code, and calculating the code to generate the verification code, taking into account the practicality and greatly improving the convenience. Another object of the present invention is to provide a The method of using the light sensing to log in to the program and the electronic card device 'the light sensing portion performs photoelectric conversion 201222420 after the light is irradiated to supply power, and provides a main or additional power source. To achieve the above objective, the electronic card device using the light sensing login program of the present invention mainly comprises: a ^1 body 1; a central processing unit (MCU), which is disposed in the card body and is responsible for providing card operation. Main circuit; at least one light sensing portion is disposed on a surface of the card body as a change of induced light; connected to the towel processing unit, and (4) a current change transmitted by the full light portion is provided to the central processing unit The judgment basis of the data input and a display screen are disposed on the surface of the card body, and are connected to the central processing unit to provide user information interpretation. In a preferred embodiment, the light sensing portion is a solar stone plate. In a possible embodiment, the light sensing portion can utilize a solar crystal plate to supply electrical power by photoelectric conversion after illumination, providing a primary or additional source of electrical power. In a preferred embodiment, the light sensing portion is one of an infrared sensing element, a photoresist, and a photoelectric crystal. In another preferred embodiment, the light sensing portion can be disposed on the back of the card body to facilitate verification of the light generated by the end device. 201222420 In another embodiment, a signal generating circuit is disposed between the light sensing portion and the central processing unit, and the signal generating circuit is configured to utilize the internal current value of the light sensing portion when receiving The preset current value determines the high and low potentials and generates a digital signal of 〇 and 1 for processing by the central processing unit. The method for using the light sensing to log in the program includes the following steps: (a) the electronic card opens the login data mode and is connected to the verification device; (b) the verification device generates a dynamic password and converts it into light illumination. The action is to perform dynamic password input; (c) receiving the light irradiation action of the dynamic password input by the light sensing unit of the electronic card and calculating the dynamic password to generate a verification code displayed on the display screen; (d) the user according to The verification code input completes the authentication process. The method for using the light sensing to log in to the program is provided for the user to simplify the traditional verification method for identity verification when logging in to the verification terminal device (generally referred to as the system side of the bank or enterprise), and the authentication is first connected to the verification terminal. The device (or the system side) is enabled to enter the login data mode (enter the default account password), and the device to be authenticated will generate a dynamic password after receiving the user profile, and the secret code is converted into a light irradiation action to perform the electronic card. The dynamic password input action, the user puts the light sensing part of the electronic card into the area where the verification end device can be irradiated to wait for the light irradiation action to be completed, and the light irradiation action is converted into a digital signal after being received by the light sensing part and is After the internal encryption method is calculated, a verification code is generated to display the result on the electronic [S] 6 201222420. The card is not displayed. After the user inputs the verification code on the display screen to the verification device (or the system side), the whole process is completed. Authentication program. To enable the reviewer to understand the technical contents of the present invention and the effects that can be achieved, the preferred embodiments are described in detail with reference to the drawings. [Embodiment] In order to facilitate the review committee to further understand the structure, use and characteristics of the present invention, the inventors have given a better example, and the following detailed description is given in conjunction with the drawings. The present invention is a method of using a light sensing to log in to a program and its electronic card splitting. It is mainly used on an electronic card or a smart card. The domain should receive the dynamic password generated by the verification device, so that the user can perform light sensing on the verification device by using the light sensing portion when verifying the identity of the electronic card. After receiving the digital signal received by the verification device, the digital signal is received and the selection method is different, and the calculation result (verification code) is displayed on the display screen, so that the user can obtain the correct verification code from the electronic card. Enter the verification device to complete the authentication action. Please refer to FIG. 1 to FIG. 4, which are internal structural diagrams of the present invention. The electronic card device mainly comprises: a chip body 1; a central processing unit (MCU) 11 ' is disposed in the card body 1 and is responsible for providing the main circuit of the card operation; 201222420 Γ Γ 感应 感应 12 ' ' The surface of the card body 1 is used as the value of the butterfly b; and the Zengyang tree element 11 _, _ judges the change of the current transmitted by the light sensor WU2, and provides the judgment according to the data input as early as possible. And, the display screen 13 is disposed on the surface of the card body 1, and the central processing unit 11 of the disk is connected to make a financial information touch. It can be seen from the illustration that the electronic card of the invention is a smart card, and there is a (four) management unit (MCU) u in the card, and a money display screen 13 can provide the user with the electronic use. The card can provide a reading message, and the light sensing system is connected to the central processing unit „ to judge the change of the transmitted current, and serves as a basis for the central processing unit 启动1 to activate the f-subcard. In another preferred embodiment, the light sensing portion 12 can be disposed on the back side of the card body ι to facilitate verification of the pro-lighting illuminator. In this embodiment, the light sensing portion 12 is a solar stone plate. And the user operates the ray-hand 2 to shield the light-sensing portion 12, and the light-receiving portion 12 (the solar panel) changes the received light due to the shielding of the hand 2 The current value of the solar % crystal plate domain changes, and the change of the low potential between the electric muscle values is used as the judgment basis of the switch or data input (low potential is 0, high potential is 丨) 'in this embodiment + the front side of the electronic card The light sensing unit 12 pre-sighs the input of the beaker, and allows the user to input the personal data (account password). The other optical sensing unit Ua is disposed on the back of the card body 1 to facilitate the verification of the light generated by the device 20122220. Irradiation. In addition, in the present embodiment, the light sensing unit 12 of the present invention uses a solar crystal plate as an element, and the light sensing unit 12 can perform photoelectric conversion after light irradiation to supply electric power, in addition to reducing the internal power supply of the electronic card. In addition to the loss, the main or additional power source of the electronic card can be provided, and the configuration of the original internal battery of the electronic card can be further reduced or replaced, and in an ideal embodiment, the light sensing portion can also utilize an infrared sensing element, a photoresistor, One of the photo-sensitive elements of the optoelectronic crystal is disposed on the surface of the card body 1 for light sensing. Referring to FIG. 5 and FIG. 7 , the method for using the light sensing to log in to the present invention includes the following steps: (a) the electronic card opens the login data mode and is connected to the verification device; (b) verification The end device generates a dynamic password and converts it into a light illuminating action to perform dynamic password input; (c) receives the light illuminating action of the dynamic password input by the light sensing unit of the electronic card, and calculates the dynamic password to generate a verification code display. On the display screen; (d) The user completes the authentication process according to the verification code input. As described in the above steps, when the user wants to perform identity verification on the electronic card, the action of step (a) is first performed: the electronic card opens the login data mode and is connected to the verification device. The e-card open login data mode can use the optical sensor 201222420 part l2 to input the dynamic password. In this embodiment, the user opens the login data mode for the user to be able to contact the employee. . The verification terminal device 4 is a customized device for authentication, and at least includes a device 41 and a display screen 42 that can be connected to the Internet. The network-connectable device 41 mainly provides a system end 43 connected to the back end of the verification terminal device 4 by using the Internet, and the system terminal 43 provides a login page for the user to perform identity verification, which is not obvious. 42 mainly converts the verification code into a light irradiation operation to illuminate the electric card light sensing portion i2a. The system end 43 refers to the bank or enterprise back-end system, mainly for user login and identity verification, and the user connects to the system end 43 to enter the personal information (default account password) for the system. End 43 performs identity verification and performs the next step after the identity verification is correct. In the step (8), the verification terminal sets the -_ password and converts it into a light illumination φ action to perform dynamic password input. After the user inputs the personal data (preset account password) to the system terminal 43 through the verification terminal device 4 and confirms that the identity is correct, the system end 43 uses the built-in encryption method to generate a set of electronic card for calculation. The dynamic male code and the code are used for the calculation to generate the verification code action, and the present invention is different from the conventional technology in that the dynamic password is not directly displayed on the display screen 42. The dynamic password generated by the verification terminal device 4 is converted into In the light irradiation mode, the display screen 42 is used to display a continuous intermittent light illumination state, and the user can receive the dynamic password data by receiving the illumination through the light sensing portion 12a of the electronic card (for example, step (a) the electronic 201222420 card has been Turn on the login data mode to receive the illumination). In this embodiment, the step (4): receiving the light irradiation operation of the dynamic male and the code input by the light sensing unit of the electronic card, and calculating the dynamic password to generate a verification code to be displayed on the display screen. When the verification end device 4 is ready to perform light irradiation, the user places the electronic card light sensing portion 12a at a position where the display screen 42 of the verification end device 4 can be irradiated (irradiation region 5), and the light sensing portion 12a receives the light. Irradiation action for the purpose of accepting dynamic passwords. After the electronic card receives the light irradiation action, the light change (dynamic password) is converted into a digital signal, and the dynamic password decoded by the digital signal is directly input to the electronic card, and the electronic card is utilized after receiving the dynamic password. The built-in encryption silk female password is calculated, and the _ result is a so-called verification code, which is displayed on the electronic card display screen 13. The built-in encryption method of the above-mentioned electronic card is pre-loaded with an electronic card, which is mainly used for the use of _password calculus and the encryption method is the same as the built-in encryption method of the system end 43, that is, the electronic card is ready for the job. In the card, the encryption method can make the electronic card and the system end 43 calculate the same result. And step (4). The user enters the verification process according to the verification code. After the user sees the verification code on the screen 13, the user enters the verification code again to the system side 43 to enter the webpage. At this time, the system end 43 will use the same encryption method to calculate - (4) code , · Compare the code with the user's input verification code to match the cancer (10), if the result is consistent (that is, the verification code is the same as the verification code) 201222420 Complete the entire authentication process, and the user can enter the subsequent online operation. If the result does not match (that is, the verification code is different from the verification code), the system side 43 displays an error message to remind the user to re-enter the verification code and confirm. In the feasible embodiment, the above-mentioned verification terminal device 4 can be replaced by an electric age system, and only the financial software body needs to be installed in the electric age system to encrypt and generate the secret code and perform the light irradiation operation through the screen of the computer system. In summary, the present invention is a method for using the light sensing to log in to the user for verifying the identity of the device when the user is authenticated, and the electronic card is first connected to the authentication. Verifying the device 4 (or computer) and enabling the login data mode to enter the personal data (account password) on the login page. After the system terminal 43 receives the user profile, a dynamic password is generated by the internal encryption method, and the dynamic password is Converting into a light illuminating action to input an electronic card. The user's electronic card has its light sensing portion placed in the region where the verification end device can be illuminated to wait for the light illuminating action to be completed, and the light illuminating action is received by the light sensing portion. Will = change into a digital signal (_ handle), and through the electronic card built-in encryption method will move ~ password through the secret fruit is the inspection on the electronic seal screen, after the user will again enter the Lin code into the private network The stomach is sure to complete the entire authentication process. The above is only the preferred embodiment of the present invention. When it is not possible to use this date, the scope of the implementation, that is, the scope of the patent application and the invention of the invention are simple. Equivalent changes and modifications shall remain within the scope of the invention culvert 12 201222420. BRIEF DESCRIPTION OF THE DRAWINGS Fig. 1 is a schematic view showing the circuit arrangement of an electronic card of the present invention; Fig. 2 is a side view showing the first figure; Fig. 3 is a schematic view showing the operation of the front side of the electronic card of the present invention; A schematic diagram of the operation of the electronic card of the present invention at another angle; FIG. 5 is a schematic diagram of the steps of the identity verification of the present invention; FIG. 6 is a schematic diagram of the electronic card and the verification end device of the present invention: FIG. 7 is an electronic diagram of the present invention A schematic diagram of a card receiving a dynamic password; FIG. 8 is a schematic diagram of an electronic card login operation of the present invention. [Description of main component symbols] • Bud card body 11 · Central processing unit (MCU) 12 · Optical sensing unit (for data input) 12a · Optical sensing unit (for receiving light) 13 · · Display screen 2 · · Hand 13 201222420 3.·Light generator 4··Verification device 41...We are able to access the Internet device 42 · ·Display screen 43 ·. System terminal 5 ··Import area a··E-card open login data mode and link to The verification end device b_·the verification end device generates a dynamic password and converts it into a light illumination action to perform dynamic password input c·· receives the light illumination action of the dynamic password input by the light sensing unit of the electronic card, and performs dynamic password operation thereof After the calculation, the verification code is displayed on the display screen. The user completes the authentication procedure according to the verification code input.