200828136 九、發明說明 【發明所屬之技術領域】 本發明是有關於使用自動交易裝置的生物資 術。 【先前技術】 在自動交易裝置的利用者之認證中,係使用 者的生物性特徵的生物資訊來進行。使用生物資 利用者之認證時,被自動交易裝置所讀取到的生 係與預先登錄的生物資訊(登錄生物資訊)進行 是,在登錄生物資訊時,由於是依據已登錄之生 進行利用者的認證,所以必須要求防止他人假冒 登錄生物資訊的「冒名」等不正當之登錄。於是 動交易裝置來對1C卡進行生物資訊之登錄之際 已對1C卡發行之登錄用密碼來認證利用者,在 時才將生物資訊登錄至I c卡之技術 > 已被提出 考專利文獻1 (日本特開2006-92299號公報)) 【發明內容】 可是在此同時,如此依據登錄用密碼來進行 證時,爲了抑制因登錄密碼的洩漏所導致的不正 通常會設定登錄密碼的有效期限或有效次數等。 合利用者之方便的生物資訊登錄,或相應於利用 的生物資訊之更新等’有時會有困難,生物資訊 訊登錄技 表示利用 訊來進行 物資訊, 比對。可 物資訊來 利用者來 ,在用自 ,是依照 認證成功 (例如參 利用者認 當登錄, 因此,適 者之需要 登錄時相 -4- 200828136 關之便利性未必提高。 本發明係爲了解決上述先前課題而硏發,目的在於提 升生物資訊登錄相關之便利性。 爲了達成上記目的之至少一部份,本發明的自動交易 裝置,係屬於隨應於利用者之操作而執行交易處理的自動 交易裝置,其特徵爲,具備:生物資訊讀取部,係讀取表 示生物性特徵的生物資訊;和記錄媒體取用部’係進行所 定記錄媒體中所儲存之資訊的讀取,及對前記記錄媒體的 資訊寫入;和利用者生物資訊登錄部,係將前記利用者之 生物資訊亦即利用者生物資訊藉由前記生物資訊讀取部加 以讀取,將讀取到的前記利用者生物資訊,建立關連至用 來特定前記利用者的利用者識別元而加以登錄;和認證部 ,係判斷屬於前記自動交易裝置上的特定處理之執行權限 ,且與前記利用者識別元無關地設定之前記特定處理之執 行權限的有無;當被前記認證部判斷爲,有將前記利用者 生物資訊登錄部所致之前記利用者生物資訊之登錄處理加 以執行的登錄處理執行權限時,則執行前記利用者生物資 訊登錄部所致之前記利用者生物資訊之登錄處理。 若依據此構成,則利用者生物資訊之登錄處理的執行 權限,係可與用來特定利用者的利用者識別元無關地被設 定。因此,適合利用者之方便的生物資訊登錄,或相應於 利用者之需要的生物資訊之更新便成爲可能,提升生物資 訊登錄時相關之便利性。又,利用者生物資訊的登錄,由 於係在已被認證部判斷爲有登錄處理執行權限時才會進行 200828136 ,因此即使有不特定的多數利用者會使用 也可抑制不正當登錄。 前記認證部,係亦可將具有前記登錄 管理者所持的管理者用記錄媒體中所儲存 ,藉由前記記錄媒體取用部加以讀取,並 用識別元,和預先登錄在前記自動交易裝 別元,進行比對,以判斷是否具有前記登 〇 若依據此構成,則可使用被登錄在管 和自動交易裝置中的認證用識別元,來判 訊的登錄處理執行權限。因此,可抑制認 流所導致的不正當登錄之發生。 前記認證部,係亦可將具有前記登錄 管理者的生物資訊,藉由前記生物資訊讀 並將讀取到的管理者生物資訊,和預先登 易裝置中的管理者生物資訊,進行比對, 前記登錄處理執行權限。 若依據此構成,則可依照管理者的生 用者生物資訊的登錄處理執行權限。因此 用記錄媒體的管理,提升具有利用者生物 執行權限的管理者的便利性。 此外,本發明係可以各種樣態來加以 動交易裝置與其控制裝置及控制方法,利 的生物資訊登錄方法、其裝置及方法加以 自動交易裝置, 處理執行權限之 的認證用識別元 將讀取到的認證 置中的認證用識 錄處理執行權限 理者用記錄媒體 斷利用者生物資 證用識別元的外 處理執行權限之 取部加以讀取, 錄在前記自動交 以判斷是否具有 物資訊來判斷利 ,可省略管理者 資訊之登錄處理 實現。例如,自 用自動交易裝置 實現所需之電腦 -6 - 200828136 程式、記錄該電腦程式的記錄媒體,含該電腦程式而在載 波內被具現化的資料訊號等,可以這些樣態來實現。 【實施方式】 接著,本發明的實施形態,係基於實施例而用以下順 序進行說明。 A.第1實施例: B .第2實施例: C. 第3實施例: D. 變形例: A.第1實施例: 圖1係第1實施例中的使用自動交易裝置100之交易 系統1 〇之構成的說明圖。交易系統1 0,係由依照利用者 之指示來執行各種交易處理的自動交易裝置(ATM : Automatic Teller Machine) 100、主機電腦 200、生物資 訊伺服器3 00,彼此透過網路12連接而成。 ATM 100,係具備:生物資訊讀取部110、1C卡取用 部120、觸控面板130、外部記憶裝置140、收送訊部150 、控制部160。控制部160,係以具有未圖示之CPU、 ROM及RAM的電腦來構成。控制部1 60的CPU,係藉由 執行ROM中所儲存的程式,來實現生物認證執行部1 62、 卡片資訊處理部1 64、輸出入處理部1 6 6、登錄處理執行 部1 6 8之機能。登錄處理執行部1 6 8,係在這些生物認證 200828136 執行部162和卡片資訊處理部164和輸出入處理部166之 間進行資料收授,以進行後述的生物資訊登錄處理。 生物資訊讀取部1 1 〇,係取得手指靜脈紋路以做爲表 示個人之生物性特徵的生物資訊用的機構。生物資訊讀取 ^ 部11 〇,係將讀取到的生物資訊,以所定形式的資料(生 • 物資訊資料),供給至控制部1 6 0。控制部1 6 0的生物認 證執行部162,係將從生物資訊讀取部110所供給之生物 φ 資訊資料(讀取生物資訊),和從登錄處理執行部1 6 8所 供給的生物資訊資料(認證生物資訊),進行比對。比對 的結果,會從生物認證執行部1 62供給至登錄處理執行部 168。只不過,亦可於生物資訊讀取部110中進行讀取生 物資訊與認證生物資訊的比對。此外,做爲生物資訊讀取 部1 1 0所讀取的生物資訊,除了手指靜脈紋路以外,還可 利用指紋、手掌的靜脈紋路、虹魔的紋路等各種生物資訊 〇 Φ 1C卡取用部120,係隨應於控制部160的指示,進行200828136 IX. Description of the Invention [Technical Field of the Invention] The present invention relates to biological resources using an automatic transaction device. [Prior Art] The authentication of the user of the automatic transaction device is performed based on the biometric information of the user's biological characteristics. When the biometric user's authentication is used, the biometric information read by the automatic transaction device and the pre-registered biometric information (registered biometric information) are performed, and when the biometric information is registered, the user is based on the registered biometric information. The authentication is required, so it is necessary to prevent unauthorized registration such as "impersonation" that prevents others from impersonating the biometric information. Therefore, when the transaction device is used to register the biometric information on the 1C card, the user who has authenticated the user with the registration password issued by the 1C card, and the technology for registering the biometric information to the IC card at the time has been proposed. 1 (JP-A-2006-92299) (Summary of the Invention) However, at the same time, when the certificate is used in accordance with the password for registration, the validity period of the login password is usually set in order to suppress the malfunction caused by the leakage of the login password. Or the number of times, etc. It is sometimes difficult to log in with the user's convenient biometric information, or to update the biometric information used. The bioinformatics login technology uses the information to conduct information and compare. The information is available to the user, and is used in accordance with the authentication (for example, the user is logged in. Therefore, the user needs to log in. - 200828136 The convenience is not necessarily improved. The present invention is to solve the above The purpose of the previous issue is to enhance the convenience of biometric information registration. In order to achieve at least a part of the above, the automatic transaction device of the present invention belongs to an automatic transaction that performs transaction processing in accordance with the operation of the user. The device includes a biometric information reading unit that reads biometric information indicating biological characteristics, and a recording media accessing unit that reads information stored in the predetermined recording medium and records the prerecorded The information of the media is written; and the user biometric information registration department reads the biometric information of the user of the predecessor, that is, the user biometric information is read by the biometric information reading unit, and the biometric information of the predecessor is read. , establishing a connection to a user identification element for specifying a pre-recorded user, and registering with the authentication department; The execution authority of the specific processing on the automatic transaction device is set, and the presence or absence of the execution authority of the previous record specific processing is set regardless of the pre-recorded user identification element; and the pre-recorded authentication unit determines that there is a pre-recorded user bio-information registration unit. When the registration processing execution permission executed by the user biometric information registration processing is performed, the registration processing of the user biometric information by the user biometric information registration unit is performed before the execution. According to this configuration, the user biometric information is used. The execution authority of the login process can be set independently of the user identifier used for the specific user. Therefore, it is suitable for the user's convenient biometric information registration, or the biometric information corresponding to the user's needs. It is possible to improve the convenience of logging in to the bio-information. In addition, the user bio-information registration is performed in 200828136 because the authentication department has determined that there is permission to execute the login processing, so even if there is an unspecified majority It can also be used to suppress improper login. The manager held by the pre-registration manager is stored in the recording medium, and is read by the pre-recording media acquisition unit, and the identification element is used to register with the pre-recorded automatic transaction component, and the comparison is performed to determine According to this configuration, it is possible to use the authentication identification element registered in the pipe and the automatic transaction device to determine the registration processing execution authority of the authentication. Therefore, it is possible to suppress the unauthorized login caused by the confession. The former certification department can also compare the biological information with the pre-registered manager, and the biometric information read by the biometric information and the manager biometric information in the pre-existing device. In the case of the above-mentioned registration processing execution authority, it is possible to execute the authority in accordance with the login processing of the user's biometric information of the manager. Therefore, the management of the recording medium enhances the convenience of the administrator who has the user's biological execution authority. . In addition, the present invention can be applied to various types of mobile transaction devices, control devices and control methods thereof, and the biological information registration method, the device and the method thereof, and the automatic transaction device, and the authentication identification element for processing the execution authority will be read. The authentication is performed by the authentication processing and the execution permission is used by the recording medium. The user's biometric certificate is read by the external processing execution authority of the identification element, and the record is automatically recorded to determine whether or not there is material information. Judging profit, the login processing of the manager information can be omitted. For example, a self-use automatic transaction device can be used to implement a computer -6 - 200828136 program, a recording medium for recording the computer program, and a data signal that is embodied in the carrier in the carrier, and the like. [Embodiment] Next, an embodiment of the present invention will be described in the following order based on an embodiment. A. First Embodiment: B. Second Embodiment: C. Third Embodiment: D. Modification: A. First Embodiment: FIG. 1 is a transaction system using the automatic transaction apparatus 100 in the first embodiment. 1 Description of the composition of the 〇. The transaction system 10 is formed by connecting an automatic teller machine (ATM) 100, a host computer 200, and a biometric server 300, which perform various transaction processing in accordance with an instruction of the user, via the network 12. The ATM 100 includes a biometric information reading unit 110, a 1C card taking unit 120, a touch panel 130, an external memory device 140, a receiving and transmitting unit 150, and a control unit 160. The control unit 160 is configured by a computer having a CPU, a ROM, and a RAM (not shown). The CPU of the control unit 160 implements the biometric authentication execution unit 1 62, the card information processing unit 1 64, the input/output processing unit 166, and the registration processing execution unit 1 8 8 by executing the program stored in the ROM. function. The registration processing execution unit 168 performs data collection between the biometric authentication 200828136 execution unit 162, the card information processing unit 164, and the input/output processing unit 166 to perform biometric information registration processing to be described later. The biological information reading unit 1 1 〇 is a mechanism for obtaining biometric information indicating a finger vein pattern as a biological characteristic of an individual. The bioinformatics reading section 11 is to supply the biometric information to be read to the control unit 160 in a predetermined format (biological information). The biometric authentication execution unit 162 of the control unit 160 is a biometric information material (read biometric information) supplied from the biometric information reading unit 110, and biometric information material supplied from the registration processing execution unit 168. (Certified bioinformatics), for comparison. The result of the comparison is supplied from the biometric authentication execution unit 1 62 to the registration processing execution unit 168. However, the biometric information reading unit 110 may perform comparison between the biometric information and the authenticated biometric information. In addition, as the biological information read by the biological information reading unit 1 10, in addition to the finger vein pattern, various biological information such as fingerprints, vein patterns of the palms, and lines of the rainbow magic can be used. 120, in accordance with the instruction of the control unit 160,
被插入至 1C 卡取用部 12 0 的 IC ( IC : Integrated Circuit )卡或磁卡(以下也會合倂簡稱之爲「卡片」)的收取、 搬送、以及排出。1C卡取用部120,係將卡片所具有之1C • 晶片或磁條(MS : Magnetic Stripe )中所儲存的卡片資訊 加以讀取,供給至控制部1 60的卡片資訊處理部1 64。從 卡片資訊處理部164供給來的卡片資訊,係藉由1C卡取 用部120而寫入至卡片中。1C卡取用部120,係還生成用 來表示以收取之卡片的凸印部份之影像的影像資料。所生 -8- 200828136 成的影像資料,係被供給至控制部1 60。 觸控面板1 3 0,係將從控制部1 60之輸出入處理部 1 66所供給來的資訊(顯示資訊)加以顯示。觸控面板 1 3 0,係偵測出觸控面板1 3 0上所顯示的按鈕操作,將偵 測結果供給至控制部160的輸出入處理部 166。ATM 100 的利用者,係藉由一面觀看觸控面板1 3 0上所顯示的操作 導引或語音資訊等,一面觸摸觸控面板 130,以對 ATM 100輸入交易用的指示。 外部記憶裝置1 40,係爲連接在控制部1 60的硬碟( HDD )等之記憶裝置。控制部 160,係對外部記憶裝置 140儲存各種資訊,或者取得外部記憶裝置140中所儲存 的各種資訊。第1實施例的外部記憶裝置1 40中,係儲存 著管理者ID。只不過,管理者ID係亦可有別於外部記憶 裝置140而另行儲存。管理者ID,例如亦可是被儲存在 控制部1 60所具有之不揮發性記憶裝置(快閃記憶體等) 中。一般而言,管理者ID,係只要有被儲存在ATM 100所 擁有的任一裝置中即可。本說明書中,將對ATM 1 00的任 一裝置進行儲存,稱作對ATM 100進行「登錄」。 收送訊部1 5 0,係仲介著控制部1 60與網路1 2之間的 資料收授。ATM 100,係透過網路12進行資料傳輸,以和 主機電腦200或生物資訊伺服器300等連接在網路12上 的裝置,進行通訊。 主機電腦2 0 0,係透過網路1 2,與ATM 1 0 0之間進行 金融交易相關之各種資訊的收授。具體而言,基於從 -9 -The IC (IC: Integrated Circuit) card or the magnetic card (hereinafter referred to as "card") that is inserted into the 1C card access unit 12 0 is charged, transported, and discharged. The 1C card fetching unit 120 reads the card information stored in the 1C•chip or the magnetic stripe (MS: Magnetic Stripe) of the card, and supplies it to the card information processing unit 1 64 of the control unit 160. The card information supplied from the card information processing unit 164 is written into the card by the 1C card fetching unit 120. The 1C card fetching unit 120 also generates image data for representing the image of the embossed portion of the card to be received. The image data of -8-200828136 is supplied to the control unit 1 60. The touch panel 130 displays the information (display information) supplied from the input/output processing unit 166 of the control unit 1 60. The touch panel 1300 detects the button operation displayed on the touch panel 130, and supplies the detection result to the input/output processing unit 166 of the control unit 160. The user of the ATM 100 touches the touch panel 130 while viewing the operation guide or voice information displayed on the touch panel 130 to input an indication for the transaction to the ATM 100. The external memory device 140 is a memory device such as a hard disk (HDD) connected to the control unit 160. The control unit 160 stores various kinds of information to the external memory device 140 or acquires various kinds of information stored in the external memory device 140. In the external memory device 1 40 of the first embodiment, the manager ID is stored. However, the manager ID may be stored separately from the external memory device 140. The manager ID may be stored, for example, in a non-volatile memory device (flash memory or the like) included in the control unit 160. In general, the manager ID is stored in any device owned by the ATM 100. In this specification, any device of ATM 100 is stored, which is referred to as "registration" of ATM 100. The receiving and dispatching department 150 transmits the data between the control unit 1 60 and the network 1 2 . The ATM 100 transmits data through the network 12 to communicate with the host computer 200 or the biometric server 300 and the like on the network 12. The host computer 200 is a collection of various information related to financial transactions between the Internet and the ATM 100. Specifically, based on from -9 -
200828136 ATM 1 00供給來的利用者資訊和交易內容相關 新已被對應關連至利用者的交易項目資訊。又 項目資訊,生成交易結果等之交易相關的各種 已生成的資訊供給至ATM 100。ATM 100,係基 腦200所供給來的資訊,將交易相關之資訊供 生物資訊伺服器3 00,係具有資料庫管理 物資訊資料庫3 20。生物資訊資料庫320中, 用者資訊、被關連對應至利用者資訊的生物資 庫管理部310,係將透過網路12而從ATM 100 (以下亦總稱爲「終端裝置」)所供給來的利 生物資訊等,儲存至生物資訊資料庫320。又 自終端裝置的要求,將利用者資訊所關連對應 訊等,透過網路1 2而傳送給終端裝置。 圖2係藉由1C卡取用部120而進行資訊 入的1C卡中所儲存的資訊,和生物資訊資料 儲存的資訊之一例的說明圖。 圖2 ( a)係圖示了利用者用1C卡CDU中 訊的一例。利用者用1C卡CDU,係爲一般的 下亦簡稱爲「利用者」)所持有的1C卡。利 用利用者用1C卡CDU而在ATM 100 (圖1 ) 。利用者用1C卡CDU中,設有用來儲存利月 訊的生物資訊儲存部SBM。生物資訊儲存部 存有戶頭帳號等作爲利用者資訊而被使用的1 資訊,來更 ’基於交易 資訊,並將 於從主機電 給給利用者 部3 1 0、生 係儲存著利 訊等。資料 或其他終端 用者資訊擊 ,隨應於來 到的生物資 (之讀取擊寫 庫320中所 f所儲存之資 f利用者(以 用者,係使 上進行交易 丨者的生物資 SBM中係儲 :錄號碼’和 -10- 200828136 被對應關連至登錄號碼的生物資訊及其他資訊。 錄號碼,由於是用來特定出利用者而被利用的號 亦可稱爲利用者識別元。 圖2(b)係圖示了 ATM 100之管理者所持有 ’ 用1C卡CDA中所儲存之資訊的一例。此處,所 • 者」,係爲銀行行員等具有特定權限者。管理者 CDA,係被特定的管理者所保管,一般的利用者 φ 。管理者用1C卡CDA中,係設有用來儲存管理 訊的管理者資訊儲存部SAI。管理者資訊儲存部 係儲存著用來識別管理者的管理者ID。 圖2 ( c )係圖示了生物資訊伺服器3 00 (圖 物資訊資料庫3 20中所儲存之資訊的一例。生物 庫3 2 0中係儲存著:利用者資訊亦即登錄號碼、 至登錄號碼的生物資訊、卡片相關資訊亦即卡片 其他資訊等。 φ 圖3至圖5係爲登錄處理執行部1 68 (圖1 的生物資訊登錄處理之流程的流程圖。圖6及圖 了生物資訊登錄處理執行中,觸控面板1 3 0上所 面之一例。 ' 圖6 ( a )係圖示了生物資訊登錄處理開始前 板130上所顯示之畫面之一例。觸控面板130上 示用來催促插入卡片或存摺的訊息MSG1。該訊 被顯示的狀態下,將管理者用1C卡CDA (圖2 : 卡取用部1 2 0,就可執行圖3的生物資訊登錄常 此外,登 碼,因此 的管理者 謂「管理 用1C卡 不能持有 者相關資 SAI 中, 1 )之生 資訊資料 關連對應 資訊、及 )所執行 7係圖不 顯示之畫 ,觸控面 ,係會顯 息 MSG1 )插入1C 式。具體 -11 - 200828136 而言,1C卡取用部120,係若偵測到管理者1C卡CDA的 插入,便將表示有管理者1C卡CDA之事實的資訊,供給 至控制部1 60。控制部1 6Ό,係基於從1C卡取用部1 20所 供給的資訊,開始執行生物資訊登錄常式。 於圖3的步驟S 1 1 0中,登錄處理執行部1 6 8係從卡 片資訊處理部164,取得管理者用1C卡CDA (圖2 ( b) )中所儲存的管理者ID。具體而言,登錄處理執行部168 ,係對卡片資訊處理部164指示讀取管理者用1C卡CD A 的管理者ID。卡片資訊處理部164所讀取到的管理者ID ,係被供給至登錄處理執行部1 6 8。 步驟S120中,登錄處理執行部168,係將1C卡CDA (圖2 ( b ))的管理者ID,和外部記憶裝置140 (圖1 ) 中所儲存的管理者ID,進行比對。若1C卡CDA的管理者 ID是和外部記憶裝置140中所儲存的管理者ID —致時, 則控制係移進至步驟S210。另一方面,若1C卡CDA的管 理者ID是和外部記憶裝置140中所儲存的管理者ID不一 致時,則控制係移進至步驟S3 10。此外,若複數的管理 者ID是被儲存在外部記憶裝置140的情況下,當1C卡 CD A的管理者ID和複數的管理者ID之任一者一致時,就 判斷爲管理者ID有一致,控制係移進至步驟S2 1 0。 步驟S3 10中,登錄處理執行部168,係將已被插入 在1C卡取用部120(圖1)中的管理者用1C卡CDA排出 ,將管理者用1C卡CDA歸還給管理者。管理者用1C卡 CDA的歸還後,生物資訊登錄常式便結束。 200828136 步驟S210中,登錄處理執行部168係將用來通知利 用者生路資訊登錄開始的畫面(登錄開始畫面),顯示在 觸控面板130。圖6(b)係圖示了,於步驟S210中,顯 示在觸控面板1 3 0的登錄開始畫面之一例。此時,在觸控 面板1 3 〇上係會顯示出,用來詢問是否開始生物資訊登錄 的訊息MS G2,和用來取得是否開始登錄之指示用的「登 錄」鈕BPR2及「中止」鈕BAB2。當「登錄」鈕BPR2被 操作時,則圖3的生物資訊登錄常式之控制係從步驟 S210移至步驟S220。另一方面,當「中止」鈕BAB2被 操作時,則控制係移至步驟S 3 1 0,圖3的生物資訊登錄 常式便中止執行。 步驟S220中,登錄處理執行部168係將用來輸入生 物資訊的導引,顯示在觸控面板1 3 0。圖6 ( c )係圖示了 ,於步驟S220中,顯示在觸控面板130的畫面之一例。 在第1實施例中,生物資訊讀取部1 1 0所讀取的生物資訊 係爲手指靜脈紋路。因此,觸控面板1 3 0上係會顯示出, 用來對利用者指示請將手指放在認證單元(亦即圖1的生 物資訊讀取部1 1〇 )上的訊息MS G3。 圖3的步驟S23 0中,登錄處理執行部168係取得利 用者的生物資訊。具體而言,登錄處理執行部1 68,係將 利用者把手指放在生物資訊讀取部110上而被生物資訊讀 取部1 1 〇所讀取到的手指靜脈紋路,透過生物認證執行部 162而加以取得。 步驟S240中,登錄處理執行部168,係將用來詢問 -13- 200828136 是否把讀取到的生物資訊,登錄至利用者用1 c卡c D u ( 圖2)、生物資訊伺服器3 00 (圖1)之任一者之畫面,顯 示在觸控面板130。圖7(a)係圖示了,於步驟S240中 ,顯示在觸控面板1 3 0的畫面之一例。此時,觸控面板 1 3 0上係會顯示出,用來催促指定已讀取之生物資訊之登 錄目標的訊息MSG4、用來指定生物資訊伺服器3 00的「 伺服器」鈕BSS、用來指定利用者用1C卡CDU (圖2) 的「1C卡」鈕BCD。 圖3的步驟S250中,登錄處理執行部168係取得用 來指定登錄目標的利用者之指示。具體而言,登錄處理執 行部168,係將利用者操作BSS、BCD之任一者而被觸控 面板1 3 0所偵測到的利用者之指示,透過輸出入處理部 166而加以取得。 步驟S260中,登錄處理執行部168,係將已被插入 在1C卡取用部120 (圖1)中的管理者用1C卡CDA排出 ,將管理者用1C卡CDA歸還給管理者。 步驟S2 70中,登錄處理執行部168係根據步驟S250 中所取得的登錄目標指定指示,判斷利用者所指定的登錄 目標是否爲利用者用1C卡CDU (圖2 ( a ))。若登錄目 標是指定爲利用者用1C卡CDU時,則控制係移入步驟 S4 1 0。另一方面,若登錄目標是指定爲生物資訊伺服器 3 00 (圖1 )時,則控制係移入步驟S600。 步驟S410中,登錄處理執行部168,係將用來催促 利用者用1C卡CDU (圖2 ( a ))的1C卡取用部120 (圖 -14- 200828136 1)的導引,顯示在觸控面板130。圖7(b)係圖示了, 於步驟S280中,顯示在觸控面板130的畫面之一例。觸 控面板1 3 0上係會顯示用來對利用者催促登錄生物資訊的 插入1C卡之訊息MSG5。 於圖3的步驟S 5 00中,登錄處理執行部168係對利 用者用1C卡CDU (圖2 ( a)),登錄步驟S230中所取 得的利用者之生物資訊。圖4係步驟S 5 00中,登錄處理 執行部1 68所執行的1C卡登錄常式之流程圖。 步驟S5 10中,登錄處理執行部168係取得生物資訊 登錄對象之戶頭的利用者登錄號碼(對象登錄號碼)。具 體而言,登錄處理執行部1 68,係透過卡片資訊處理部 164而將利用者用1C卡CDU之生物資訊儲存部SBM中所 儲存的登錄號碼,加以讀取。若生物資訊儲存部SBM中 儲存有複數筆登錄號碼時,則在複數登錄號碼之中選擇1 個登錄號碼。登錄號碼之選擇,例如,登錄處理執行部 168會將複數登錄號碼相關資訊顯示在觸控面板130,取 得利用者所下達的選擇登錄號碼之指示來爲之。又’登錄 處理執行部1 6 8係亦可從複數個登錄號碼當中’選擇 ATM 100 (圖1)所被設置之金融機關之戶頭所對應的登錄 號碼。 步驟S520中,登錄處理執行部168係將對象登錄號 碼所關連對應到的生物資訊,加以讀取。此時,若對於對 象登錄號碼沒有登錄生物資訊時’則將用來表示沒有登錄 生物資訊之特定的値(未登錄設定値)設定成生物資訊。 -15- 200828136 步驟S 5 3 0中,登錄處理執行部168係判斷生 是否已經有被登錄。具體而言係判斷,步驟S520 的生物資訊,是否爲未登錄設定値。若生物資訊爲 設定値時,則判斷爲生物資訊尙未登錄,控制係移 S 5 40。另一方面,若生物資訊並非未登錄設定値時 斷爲生物資訊已登錄,控制係移至步驟S 5 3 2。 步驟S532中,登錄處理執行部168係將用來 否進行生物資訊之更新的畫面,,顯示在觸控面板 圖7(c)係圖示了,於步驟S532中,顯示在觸 130的畫面之一例。此時,在觸控面板130上係會 ,作爲通知生物資訊已被登錄之事實而詢問生物資 更新的訊息MS G6,和用來取得是否更新生物資訊 的「更新」鈕BPR6及「不更新」鈕BAB6。 圖4的步驟S534中,登錄處理執行部168係 來指定更新之可否的利用者之指示。具體而言,登 執行部168,係將利用者操作BPR6、BAB6之任一 觸控面板1 3 0所偵測到的利用者之指示,透過輸出 部166而加以取得。 步驟S5 36中,登錄處理執行部168係根據步| 中所取得的更新可否之指示,判斷利用者是否指示 資訊的更新。若利用者指示進行更新,則控制係移 S 5 40。另一方面,若利用者指示不進行更新,則g 1C卡登錄常式便結束,控制係返回圖3的生物資訊 式。 物資訊 所取得 未登錄 至步驟 ,則判 詢問是 130 〇 控面板 顯示出 訊是否 之指示 取得用 錄處理 者而被 入處理 聚 S534 了生物 入步驟 園4的 登錄常 -16- 200828136 步驟S540中,登錄處理執行部168係將圖3之 S230中所取得的利用者之生物資訊,寫入至利用者戶 卡CD U (圖2(a))的生物資訊儲存部SBM。具體 ,對步驟S510中所取得之對象登錄號碼所被關連對 的生物資訊,寫入已取得之利用者生物資訊。在利用 物資訊的寫入後,圖4的1C卡登錄常式便結束,控 返回圖3的生物資訊登錄常式。 圖3的步驟S420中,登錄處理執行部168係將 插入在1C卡取用部12〇 (圖1 )中的利用者用1C卡 排出,將利用者用1C卡CDU歸還給利用者。 步驟S27 0中,若判斷爲登錄目標是指定爲生物 伺服器300 (圖1 )時,則登錄處理執行部168係於 S600中,將步驟S230中所取得的利用者之生物資訊 錄至生物資訊伺服器3 00。圖5係步驟S600中,登 理執行部1 68所執行的伺服器登錄常式之流程圖。此 圖5所示伺服器登錄常式之流程圖,係在步驟S 5 1 0 置換成步驟S610這點、步驟S 520是被置換成步驟 這點、步驟S540是被置換成步驟S640這點,是和圖 示之1C卡登錄常式之流程圖不同。其他點係相同。 步驟S610中,登錄處理執行部168係取得利用 錄號碼。利用者登錄號碼,例如係可將1C卡或磁卡 儲存的登錄號碼,以1C卡取用部120 (圖1 )進行讀 取得。此時,登錄處理執行部1 68,係將用來催促卡 A的訊息顯示在觸控面板1 3 0,在取得利用者登錄號 步驟 1C 而言 應到 者生 制係 已被 CDU 資訊 步驟 ,登 錄處 外, 是被 S620 4所 者登 中所 取而 片插 碼後 -17- 200828136 ,將卡片歸還給利用者。此外,利用者登錄號 他方法來加以取得。例如,將用來向利用者求 等資訊輸入的畫面,顯示在觸控面板1 3 0,根 輸入的戶頭帳號等資訊來取得之。只不過,站 操作更爲容易的觀點,直接從卡片所儲存的登 得利用者登錄號碼,較爲理想。 步驟S620中,登錄處理執行部168,係 伺服器300 (圖1 )中所儲存的,步驟S610中 用者登錄號碼所關連對應到的生物資訊,加以 而言,登錄處理執行部1 68,係指定利用者登 求發送生物資訊的通訊訊息,發送至資料庫管 圖1 )。資料庫管理部3 1 0,係從生物資訊資来 2 (c))中將所指定之登錄號碼所關連對應到 加以取得,將含有所取得之生物資訊的通訊訊 登錄處理執行部1 6 8。此外,資料庫管理部3 於所指定之登錄號碼尙未登錄有生物資訊時, 訊設定未登錄設定値。登錄處理執行部1 68, 之通訊訊息中,取得生物資訊。 步驟S640中,登錄處理執行部168係將 S23 0中所取得的利用者之生物資訊,儲存至 服器3 00 (圖1 )。具體而言,登錄處理執行咅 用來要求儲存含有利用者登錄號碼與生物資訊 的通訊訊息,發送至資料庫管理部3 1 0。資 3 1 0,係將通訊訊息中所含之生物資訊,對應 碼亦可用其 取戶頭帳號 據利用者所 在讓利用者 錄號碼來取 將生物資訊 所取得的利 取得。具體 錄號碼而要 理部3 1 0 ( f庫320 (圖 之生物資訊 息,回送至 1 〇,係若對 則對生物資 係從已收訊 圖3之步驟 生物資訊伺 ^ 168,係將 之生物資訊 料庫管理部 關連至登錄 -18- 200828136 號碼而儲存至生物資訊資料庫320 (圖2 ( c))。 第1實施例中,圖3的步驟S110、S120中,管理者 用1C卡CDA (圖2(b))的管理者資訊儲存部SAI中所 儲存的管理者 ID,和 ATM 100 (圖 1 )之外部記憶裝置 1 40中所儲存的管理者ID,係會進行比對。判斷僅管理者 所持有的管理者用1C卡CDA的管理者ID,和ATM 100的 管理者ID是否一致。亦即,步驟S1 10、S 120中,登錄處 理執行部168係判斷有無執行生物資訊登錄處理的權限。 然後,若有生物資訊登錄處理之執行權限時,則步驟 S2 1 0以降的步驟中,會進行實際的利用者生物資訊之登 錄。因此,登錄處理執行部1 68,係可具有:用來判斷有 無利用者之生物資訊登錄權限的認證部,和進行實際之利 用者生物資訊登錄處理的利用者生物資訊登錄部。 如此,在第1實施例中,可以根據管理者用1C卡 CDA的管理者ID,和ATM 100中所登錄的管理者ID,來 判斷是否有執行生物資訊登錄處理的權限。然後,僅在有 生物資訊登錄處理之執行權限的情況下,進行利用者的生 物資訊之登錄。因此,可以抑制管理者不在場時一般利用 者所進行的生物資訊之登錄。藉此,就可進行生物資訊的 登錄,同時抑制利用不特定多數利用者所能使用之 ATM 100來假冒生物資訊登錄等不正當的生物資訊登錄。 B.第2實施例: 圖8係第2實施例中的使用ATM 100a之交易系統l〇a 之構成的說明圖。第 2實施例的交易系統〗0a,其 -19- 200828136 ATMlOOa的構成是和圖1所示的atMIOO不同。圖8所示 的第2實施例之ATMlOOa,係取代管理者ID改成複數之 應用程式是被儲存在外部記憶裝置1 4 0中這點,和登錄處 理執行部1 6 8 (圖1 )是被置換成應用程式執行部1 6 8 a這 點,是和圖1所示之第1實施例的A Τ Μ 1 0 0不同。其他點 係和第1實施例相同。 外部記憶裝置1 40中係儲存了,含有用來登錄生物資 訊之生物資訊登錄應用程式的複數應用程式。這些複數應 用程式,係每一應用程式都被賦予了各自的應用程式ID 。應用程式執行部168a,係將被應用程式ID所指定的應 用程式,從外部記憶裝置1 40中讀出,執行所讀出的應用 程式以實行各種處理。這些各種處理,係由持有管理者用 1C卡的管理者來進行。因此,應用程式執行部168a,係 亦可說是具有用來判斷是否有執行應用程式ID所指定之 特定處理之權限的機能。此外,應用程式執行部168a,由 於係藉由執行生物資訊登錄應用程式來實現生物資訊的登 錄機能,因此相當於第1實施例的登錄處理執行部1 68。 圖9係第2實施例中所使用的管理者用1C卡CDAa 中所儲存之資訊之一例的說明圖。第2實施例的管理者用 1C卡CDAa,係儲存管理者ID的管理者資訊儲存部SAI 是被置換成儲存應用程式ID的應用程式資訊儲存部SAIa 這點,是和圖2 ( b )所示之第1實施例的管理者用IC卡 CDA不同。其他點係和第1實施例的管理者用1C卡CD A 相同。 -20- 200828136 圖1 〇係應用程式執行部1 6 8 a所執行的應用程式執行 吊式之流程圖。應用程式執行常式,係在步驟S n 〇是被 置換成步驟S112這點、步驟S120是被置換成步驟Sl22 這點、步驟S3 10之前設有步驟S3 02這點、其他步驟是由 登錄處理執行邰1 6 8 (圖1 )改成應用程式執行部1 6 8 & ( 圖8)來執行這點,是和圖3所示之生物資訊登錄常式不 同。其他點係相同。該應用程式執行常式,係藉由在Ic 卡取用邰120(圖8)中插入管理者用ic卡CDAa (圖9 )而執行。 步驟S1 12中,應用程式執行部168a係從卡片資訊處 理部164,取得管理者用ic卡CDAa (圖9 )中所儲存的 應用程式ID。具體而言,應用程式執行部i68a,係向卡 片資訊處理部164指示讀取管理者用1C卡CDAa的應用 程式ID。卡片資訊處理部1 64所讀取到的應用程式ID, 係被供給至應用程式執行部168a。 步驟S122中,應用程式執行部168a,係將IC卡 CDAa的應用程式ID,和外部記憶裝置140中所儲存的已 分配給生物資訊登錄應用程式的應用程式ID,進行比對 。若1C卡CDAa的應用程式ID是和外部記憶裝置140中 所儲存的生物資訊登錄應用程式的應用程式ID——致時, 則從外部記憶裝置1 40讀出生物資訊登錄應用程式。然後 ,藉由執行生物資訊登錄應用程式,控制係移至步驟 S210。另一方面,若1C卡CDAa的應用程式ID是和外部 記憶裝置1 40中所儲存的生物資訊登錄應用程式的應用程 -21 - 200828136 式ID不一致時,則控制係移進至步驟S 3 02。 步驟S3 02中,應用程式執行部168a,係將1C卡 CDAa的應用程式ID所指定,外部記憶裝置140中所儲存 的其他應用程式,加以執行。 如此,在第2實施例中,係將管理者用1C卡CD Aa ( 圖9)的應用程式資訊儲存部SAIa中所儲存的應用程式 ID,和生物資訊登錄應用程式的應用程式ID,進行比對 。然後,只有當僅有管理者所持有之管理者用1C卡CD Aa 的應用程式ID和生物資訊登錄應用程式的應用程式ID — 致時,亦即生物資訊登錄處理的執行權限被認證時,才進 行生物資訊的登錄。因此,和第1實施例同樣地,可使用 不特定多數利用者所能使用之ATM 100 (圖8 ),一面抑 制不正當的生物資訊登錄,一面進行生物資訊之登錄。 C.第3實施例: 圖11係第3實施例中的使用ATMlOOb之交易系統 1 〇b之構成的說明圖。第3實施例的交易系統1 Ob,其 ATMlOOb的構成是和圖1所示的ATM 100不同。圖1 1所 示的第3實施例之ATMlOOb,係取代管理者ID改成管理 者的生物資訊是被儲存在外部記憶裝置1 40中這點,和登 錄處理執行部1 68 (圖1 )是被置換成機能不同的登錄處 理執行部168b這點,是和圖1所示之第〗實施例的 ATM 1 00不同。其他點係和第1實施例相同。 圖1 2係第3實施例的登錄處理執行部1 68b所執行的 生物資訊登錄常式之流程圖。第3實施例的生物資訊登錄 -22- 200828136 常式,係在步驟S110是被置換成步驟S114這點、步驟 S120是被置換成步驟S124這點、步驟S310、S260、S41〇 是被省略這點、步驟S600之後設有步驟S460這點,是和 圖3所不之生物資訊登錄常式不同。其他點係爲相同。第 ‘ 3實施例的生物資訊登錄常式,係藉由在ic卡取用部! 20 - (圖8)中插入利用者用1C卡CDU (圖2(a))而執行 〇 馨 步驟s 1 1 4中,登錄處理執行部1 6 8 b,係使用外部記 憶裝置1 4 0中所儲存的管理者生物資訊,來執行生物認證 。具體而言,登錄處理執行部168b,係向生物認證執行部 1 6 2供給管理者生物資訊,指示其執行認證。被指示要執 行認證的生物認證執行部,係將從生物資訊讀取部1 1 〇取 得的生物資訊,和從登錄處理執行部1 6 8 b供給來的管理 者生物資訊,進行比對而認證之。認證結果係被供給至登 錄處理執行部168b。 # 步驟 S124中,登錄處理執行部168b係判斷步驟 S114中的認證是否成功。若判斷爲認證成功時,則控制 係移至步驟S21 0,進行生物資訊的登錄。另一方面,若 判斷爲認證失敗時,則生物資訊登錄常式係結束,控制係 移至通常的交易處理。 此外,當管理者是使用管理者本人所持有的利用者用 1C卡時,則控制係從步驟S 1 24移至步驟S2 1 0。此處,在 第3實施例中,於步驟S 2 1 0中藉由操作觸控面板1 3 0上 所顯示的「中止」鈕BAB2 (圖6 ( b )),生物資訊登錄 -23- 200828136 常式就會結束而控制便返回通常的交易處理。因此 者係於步驟S210中藉由操作「中止」鈕BAB2,就 通常的交易處理。 圖1 2的步驟S 4 2 0中,登錄處理執行部1 6 8 b 被插入在1C卡取用部120 (圖1 1 )中的利用者用 CDU排出,將利用者用1C卡CDU歸還給利用者。 如此,在第3實施例中,係使用外部記憶裝置 所儲存的管理者生物資訊,來進行認證。然後,只 證成功時,亦即,生物資訊的登錄處理的執行權限 證時,才進行生物資訊的登錄。因此,和第1及第 例同樣地,可一面抑制不正當的生物資訊登錄,一 不特定多數利用者所能使用之ATM 100 (圖12), 生物資訊之登錄。 此外,第3實施例係不使用管理者用1C卡, 證生物資訊登錄處理之執行權限。因此,可以抑制 者用1C卡的管理不善導致不正當生物資訊登錄被 ,這點是較第1及第2實施例理想。另一方面,第 2實施例,係藉由使用有別於利用者用1C卡的管 1C卡,而可省去管理者進行通常交易處理之際的手 點是較第3實施例爲理想。 D.變形例: 此外,本發明係不限於上記實施例或實施形態 脫離其主旨範圍內可於各種樣態中加以實施,例如 下的變形。 ,管理 可進行 係將已 1C卡 140中 有當認 有被認 2實施 面藉由 來進行 就可認 因管理 人進行 1及第 理者用 續,這 ,在不 可作以 -24- 200828136 D 1 .變形例1 : 上記各實施例中,係利用管理者ID (圖1 )或應用程 式ID (圖8 )的識別元(認證用識別元),或管理者生物 資訊(圖1 1 )對A T Μ所登錄過的資訊,來判斷有無執行 生物資訊登錄處理的權限。因此,執行生物資訊登錄處理 的權限,係與利用者的登錄號碼無關地,對各台ATM分 別設定。可是在此同時,登錄處理執行權限的有無,係只 要和利用者的登錄號碼無關地設定即可,並不一定要對各 台ATM進行設定。例如,亦可將認證用識別元或管理者 生物資訊登錄至專用的伺服器,使用伺服器中所登錄的認 證用識別元或管理者生物資訊,來判斷有無與各台 ATM 無關地設定之登錄處理執行權限。即使如此,利用者生物 資訊的登錄,由於係在已被認證部判斷爲有登錄處理執行 權限時才會進行,因此即使有不特定的多數利用者會使用 自動交易裝置,也可抑制不正當登錄。又,若管理者再者 的話,則適合利用者之方便的生物資訊登錄,或相應於利 用者之需要的生物資訊之更新便成爲可能,可提升生物資 訊登錄時相關之利用者便利性。 D2.變形例2 : 上記第1及管理者中,雖然管理者ID或應用程式ID 的認證用識別元,是儲存在管理者用1C卡CD A、CD Aa, 但儲存這些認證用識別元的記錄媒體並不限定爲IC卡。 儲存認證用識別元的記錄媒體,可爲附加磁條的存摺等, 只要是在交易處理中所使用的記錄媒體即可,可以利用任 -25- 200828136 意之記錄媒體。又,亦可設計將認證用識別元儲存在磁碟 等不能被交易處理所使用之記錄媒體。只不過,在可省略 對ATM附加外加之記錄媒體存取機構的這點而言,認證 用識別元係被儲存在會被交易處理所使用之記錄媒體中, * 較爲理想。 【圖式簡單說明】 Φ [圖1]第1實施例中的使用自動交易裝置100之交易 系統1 〇之構成的說明圖。 [圖2] 1C卡中所儲存的資訊,和生物資訊資料庫320 中所儲存的資訊之一例的說明圖。 [圖3 ]第1實施例的登錄處理執行部1 6 8所執行的生 物資訊登錄常式之流程圖。 [圖4]圖3之步驟S 5 00中,登錄處理執行部168所執 行的1C卡登錄常式之流程圖。 * [圖5]圖3之步驟S 600中,登錄處理執行部168所執 行的伺服器登錄常式之流程圖。 [圖6]生物資訊登錄處理執行中,觸控面板130上所 顯不之畫面之一^例的說明圖。 * [圖7 ]生物資訊登錄處理執行中,觸控面板1 3 0上所 顯示之畫面之一例的說明圖。 [圖8]第2實施例中的使用ATMlOOa之交易系統10a 之構成的說明圖。 [圖9]第2實施例中所使用的管理者用1C卡CDAa中 -26- 200828136 所儲存之資訊之一例的說明圖。 [圖1〇]應用程式執行部168a所執行的應用程式執行 常式之流程圖。 [圖11]第3實施例中的使用ATMlOOb之交易系統10b ‘ 之構成的說明圖。 • [圖12]第3實施例的登錄處理執行部168b所執行的 生物資訊登錄常式之流程圖。 【主要元件符號說明】 1 0 :交易系統 12 :網路 1 〇 〇 :自動交易裝置 1 1 〇 :生物資訊讀取部 120 : 1C卡取用部 1 3 0 :觸控面板 • 140 :外部記憶裝置 1 5 0 :收送訊部 1 6 0 :控制部 1 6 2 :生物認證執行部 • 164:卡片資訊處理部 166 :輸出入處理部 1 6 8 :登錄處理執行部 200 :主機電腦 300 :生物資訊伺服器 -27- 200828136 3 1 0 :資料庫管理部 3 20 :生物資訊資料庫 l〇〇a :自動交易裝置 l〇〇b :自動交易裝置 • l〇a :交易系統 . l〇b :交易系統 1 6 8 a :應用程式執行部 φ 168b :登錄處理執行部 BAB2 : 「中止」鈕 BAB6 : 「不更新」鈕 BCD : 「1C卡」鈕 BPR2 : 「登錄」鈕 BPR6 : 「更新」鈕 BSS: 「伺服器」鈕 CDA :管理者用1C卡 φ CDAa :管理者用1C卡 CDU :利用者用1C卡 MSG1:訊息 MSG2:訊息 ^ MSG3 :訊息 MSG4:訊息 MSG5 :訊息 MSG6:訊息 SAI :管理者資訊儲存部 -28- 200828136 SAIa :應用程式資訊儲存部 S B Μ :生物資訊儲存部200828136 The user information and the transaction content related to the ATM 1 00 have been linked to the user's transaction project information. Further, the project information, the generated generated information related to the transaction such as the transaction result is supplied to the ATM 100. ATM 100, which is the information provided by the base brain 200, provides transaction-related information to the biological information server 300, and has a database management information database 3 20 . In the bioinformatics database 320, the user information and the biobank management unit 310 that is associated with the user information are supplied from the ATM 100 (hereinafter collectively referred to as "terminal device") via the network 12. The biometric information and the like are stored in the bioinformatics database 320. Further, from the request of the terminal device, the user information is transmitted to the terminal device via the network 12 in association with the corresponding information. Fig. 2 is an explanatory diagram showing an example of information stored in the 1C card for information input by the 1C card taking unit 120 and information stored in the biological information material. Fig. 2(a) shows an example of a user's 1C card CDU communication. The user uses the 1C card CDU, which is a 1C card held by the general "also referred to as "user"). The user uses the 1C card CDU at the ATM 100 (Fig. 1). The user's 1C card CDU is provided with a biological information storage unit SBM for storing the lunar news. The bio-information storage unit stores the information that is used as the user information, such as the account number, and is based on the transaction information, and is supplied to the user unit from the host computer, and the student stores the information. Data or other end-user information hits, corresponding to the bio-resources that come in (the read-write library 320 stores the users of the f-users (users, who use the bio-capital of the transaction) In the SBM, the number is recorded as 'user number' and -10-200828136 is related to the biometric information and other information related to the registration number. The number is used to identify the user and can be called the user identification element. Fig. 2(b) is a diagram showing an example of the information stored in the 1C card CDA held by the manager of the ATM 100. Here, the "person" is a bank clerk having specific authority. The CDA is kept by a specific administrator, and the general user φ. The administrator uses the 1C card CDA to have a manager information storage unit SAI for storing management information. The manager information storage unit is used for storage. To identify the manager's manager ID. Figure 2 (c) shows an example of the biometric server 3 00 (the information stored in the map information database 3 20 . The biobank 3 2 0 is stored in: User information, ie login number, to login number Biometric information, card related information, that is, card other information, etc. φ Fig. 3 to Fig. 5 are flowcharts of the registration processing execution unit 1 68 (the bioinformatization registration processing of Fig. 1) Fig. 6 and the bioinformatization registration processing During execution, an example of the touch panel 130 is displayed. ' Figure 6 (a) shows an example of a screen displayed on the front panel 130 of the biometric information registration process. The touch panel 130 is shown to urge Insert the card or passbook message MSG1. In the state where the message is displayed, the administrator will use the 1C card CDA (Fig. 2: Card access unit 1 2 0, the biometric information of Fig. 3 can be registered. Therefore, the manager said that "the management 1C card can not be held by the relevant SAI, 1) the information related information of the student's information, and the picture that is not displayed in the 7-line diagram, the touch surface, the system will show the MSG1 Insertion 1C. Specific -11 - 200828136, the 1C card access unit 120, if it detects the insertion of the manager 1C card CDA, supplies information indicating the fact that the manager 1C card CDA is supplied to the control. Part 1 60. The control unit 16 is based on the 1C card. The information supplied by the first 20 is started to execute the biometric information registration routine. In step S1 1 0 of FIG. 3, the registration processing execution unit 168 obtains the manager's 1C card CDA from the card information processing unit 164 (Fig. Specifically, the registration processing execution unit 168 instructs the card information processing unit 164 to read the manager ID of the 1C card CD A for the manager. The card information processing unit 164 The read manager ID is supplied to the login processing execution unit 168. In step S120, the registration processing execution unit 168 compares the manager ID of the 1C card CDA (Fig. 2(b)) with the manager ID stored in the external storage device 140 (Fig. 1). If the manager ID of the 1C card CDA is the same as the manager ID stored in the external storage device 140, the control proceeds to step S210. On the other hand, if the manager ID of the 1C card CDA does not coincide with the manager ID stored in the external storage device 140, the control proceeds to step S3 10. Further, if the plurality of manager IDs are stored in the external storage device 140, when the manager ID of the 1C card CD A and the plurality of manager IDs match, it is determined that the manager IDs are identical. The control system moves to step S2 1 0. In step S310, the registration processing execution unit 168 discharges the manager 1C card CDA that has been inserted into the 1C card acquisition unit 120 (FIG. 1), and returns the administrator with the 1C card CDA to the manager. After the manager returns the CDA with the 1C card, the biometric information registration routine ends. 200828136 In step S210, the registration processing execution unit 168 displays a screen (registration start screen) for notifying the start of the user's life information registration, and displays it on the touch panel 130. Fig. 6(b) is a diagram showing an example of the registration start screen of the touch panel 130 in step S210. At this time, on the touch panel 13 3, a message MS G2 for inquiring whether to start biometric information registration, and a "registration" button BPR2 and "abort" button for obtaining an instruction to start registration are displayed. BAB2. When the "register" button BPR2 is operated, the control of the biometric information registration routine of Fig. 3 is shifted from step S210 to step S220. On the other hand, when the "suspend" button BAB2 is operated, the control moves to step S3 1 0, and the biometric information registration routine of Fig. 3 is suspended. In step S220, the registration processing execution unit 168 displays the guidance for inputting the biological information on the touch panel 130. FIG. 6(c) illustrates an example of a screen displayed on the touch panel 130 in step S220. In the first embodiment, the biometric information read by the biometric information reading unit 110 is a finger vein pattern. Therefore, the touch panel 130 displays a message MS G3 for instructing the user to place a finger on the authentication unit (that is, the biometric information reading unit 1 1 of FIG. 1). In step S23 0 of Fig. 3, the registration processing execution unit 168 acquires the biometric information of the user. Specifically, the registration processing execution unit 1 68 passes the finger vein pattern read by the biometric information reading unit 110 on the biometric information reading unit 110, and passes through the biometric authentication execution unit. 162 and get it. In step S240, the registration processing execution unit 168 is used to inquire whether the read biometric information is registered to the user's 1 c card c D u (Fig. 2) and the biometric server 3 00. The screen of any of (Fig. 1) is displayed on the touch panel 130. FIG. 7(a) illustrates an example of a screen displayed on the touch panel 130 in step S240. At this time, the touch panel 130 displays a message MSG4 for urging the login target of the biometric information to be read, and a "server" button BSS for specifying the biometric server 300. To specify the user's 1C card CDU (Fig. 2) "1C card" button BCD. In step S250 of Fig. 3, the registration processing execution unit 168 acquires an instruction to designate a user of the registration target. Specifically, the registration processing execution unit 168 acquires an instruction of the user detected by the touch panel 130 through the operation of any one of the BSS and the BCD by the user, and transmits the instruction to the processing unit 166. In step S260, the registration processing execution unit 168 discharges the manager who has been inserted into the 1C card acquisition unit 120 (FIG. 1) with the 1C card CDA, and returns the administrator with the 1C card CDA to the manager. In the step S2, the registration processing execution unit 168 determines whether or not the registration target designated by the user is the 1C card CDU for the user based on the registration target designation instruction acquired in step S250 (Fig. 2(a)). If the registration target is designated as the user's 1C card CDU, the control proceeds to step S4 1 0. On the other hand, if the login destination is designated as the biometric server 300 (Fig. 1), the control proceeds to step S600. In step S410, the registration processing execution unit 168 displays the guidance of the 1C card acquisition unit 120 (Fig. 14 - 200828136 1) for prompting the user to use the 1C card CDU (Fig. 2 (a)). Control panel 130. FIG. 7(b) illustrates an example of a screen displayed on the touch panel 130 in step S280. The touch panel 1300 displays the message MSG5 for inserting the 1C card for prompting the user to log in to the biometric information. In step S5 00 of Fig. 3, the registration processing execution unit 168 registers the biometric information of the user obtained in step S230 with the 1C card CDU (Fig. 2(a)) for the user. Fig. 4 is a flow chart showing the 1C card registration routine executed by the registration processing execution unit 1 68 in step S 5 00. In step S510, the registration processing execution unit 168 acquires the user registration number (target registration number) of the account of the biometric information registration target. Specifically, the registration processing execution unit 1 68 reads the registration number stored in the biometric information storage unit SBM of the 1C card CDU by the user through the card information processing unit 164. If a plurality of registration numbers are stored in the biometric information storage unit SBM, one registration number is selected among the plurality of registration numbers. For the selection of the registration number, for example, the registration processing execution unit 168 displays the information on the plurality of registration numbers on the touch panel 130, and obtains an instruction to select the registration number issued by the user. Further, the registration processing execution unit 1 8 8 can select the registration number corresponding to the account of the financial institution in which the ATM 100 (FIG. 1) is set from among the plurality of registration numbers. In step S520, the registration processing execution unit 168 reads the biometric information corresponding to the target registration number. At this time, if no biometric information is registered for the object registration number, a specific 値 (not registered setting 没有) for indicating that no biometric information is registered is set as biometric information. -15- 200828136 In step S 5 3 0, the registration processing execution unit 168 determines whether or not the user has already been registered. Specifically, it is determined whether the biometric information in step S520 is an unregistered setting. If the biometric information is set to 値, it is determined that the biometric information is not registered, and the control is shifted to S 5 40. On the other hand, if the biometric information is not registered, the biometric information is registered, and the control proceeds to step S5 3 2. In step S532, the registration processing execution unit 168 displays the screen for updating the biometric information, and displays it on the touch panel as shown in FIG. 7(c). In step S532, the screen is displayed on the touch 130. An example. At this time, on the touch panel 130, the message MS G6 asking for the biometric update as a notification that the biometric information has been registered, and the "update" button BPR6 and "not updating" for obtaining the biometric information are updated. Button BAB6. In step S534 of Fig. 4, the registration processing execution unit 168 specifies an instruction of the user who is authorized to update. Specifically, the execution unit 168 acquires the user's instruction detected by the touch panel 130 of any one of the BPR6 and the BAB6 through the output unit 166. In step S536, the registration processing execution unit 168 determines whether or not the user has instructed the update of the information based on the instruction of the update availability in step |. If the user instructs to update, the control moves S 5 40. On the other hand, if the user instructs not to perform the update, the g 1C card registration routine ends, and the control returns to the biometric information of Fig. 3 . If the acquisition of the information information is not registered in the step, the inquiry is that the 130 control panel displays whether or not the instruction is obtained, and the processing is performed. The processing is performed in the processing group S4. The registration processing execution unit 168 writes the biometric information of the user acquired in S230 of Fig. 3 to the biometric information storage unit SBM of the user's home card CD U (Fig. 2(a)). Specifically, the acquired biometric information of the user is written to the biometric information to which the target registration number acquired in step S510 is associated. After the writing of the utility information, the 1C card registration routine of Fig. 4 ends, and the control returns to the biometric information registration routine of Fig. 3. In step S420 of Fig. 3, the registration processing execution unit 168 discharges the user inserted in the 1C card fetching unit 12 (Fig. 1) by the 1C card, and returns the user with the 1C card CDU to the user. When it is determined in step S27 0 that the registration target is designated as the biometric server 300 (FIG. 1), the registration processing execution unit 168 is in S600, and the biometric information of the user acquired in step S230 is recorded to the biological information. Server 3 00. Fig. 5 is a flow chart showing the server registration routine executed by the execution executing unit 1 68 in step S600. The flow chart of the server registration routine shown in FIG. 5 is replaced with the step S610 in the step S 5 1 0, the step S 520 is replaced with the step, and the step S540 is replaced with the step S640. It is different from the flow chart of the 1C card registration routine shown in the figure. The other points are the same. In step S610, the registration processing execution unit 168 acquires the usage number. The user registration number, for example, the registration number stored in the 1C card or the magnetic card can be read by the 1C card access unit 120 (Fig. 1). At this time, the registration processing execution unit 1 68 displays the message for prompting the card A on the touch panel 130, and in step 1C of obtaining the user registration number, the user has been subjected to the CDU information step. Outside the registrar, it is taken by the S620 4 and inserted into the film -17-200828136, and the card is returned to the user. In addition, the user login number is used to obtain it. For example, a screen for inputting information to the user is displayed on the touch panel 130, the account number of the account input by the root, and the like. However, it is preferable that the station operation is easier, and it is preferable to directly access the user registration number stored in the card. In step S620, the registration processing execution unit 168 is the biometric information corresponding to the user registration number stored in the server 300 (FIG. 1) and associated with the user registration number stored in step S610. Specify the user to request to send the bio-information communication message to the database (Figure 1). The database management unit 301 receives the designated registration number from the biometric information source 2 (c), and obtains the communication registration processing execution unit that includes the acquired biometric information. . Further, the database management unit 3 sets the unregistered setting when the biometric information is not registered in the designated registration number. The biometric information is acquired in the communication message of the registration processing execution unit 1 68. In step S640, the registration processing execution unit 168 stores the biometric information of the user acquired in S23 0 in the server 3 00 (FIG. 1). Specifically, the registration processing execution 要求 is used to request to store a communication message including the user registration number and the biometric information, and send it to the database management unit 310. The capital information is included in the communication message. The corresponding code can also be used to retrieve the account information. The user can use the user's record number to obtain the profit obtained from the biological information. The specific number is recorded and the Ministry of Management 3 1 0 (f library 320 (the biological information of the map, sent back to 1 〇, if the pair is on the biological resources from the received step 3 of the biological information service 168, will The bio-information repository management department is connected to the biometric information repository 320 (Fig. 2(c)) in association with the registration number -18-200828136. In the first embodiment, in the steps S110 and S120 of Fig. 3, the manager uses 1C. The manager ID stored in the manager information storage unit SAI of the card CDA (Fig. 2(b)) and the manager ID stored in the external memory device 140 of the ATM 100 (Fig. 1) are compared. It is judged whether or not the manager ID of the manager using the 1C card CDA matches the manager ID of the ATM 100. In other words, in steps S1 10 and S120, the registration processing execution unit 168 determines whether or not execution is performed. The authority to log in to the bio-information registration process. If there is an execution permission of the bio-information registration process, the actual user bio-information registration is performed in the step of step S2 1 0. Therefore, the registration process execution unit 1 68, Can have: a creature used to determine whether there is a user The authentication unit of the login authority and the user biometric information registration unit that performs the actual user biometric information registration process. In the first embodiment, the manager ID of the 1C card CDA and the ATM 100 can be used according to the administrator. The manager ID registered in the middle determines whether or not there is permission to execute the biometric information registration process. Then, only when there is the execution authority of the biometric information registration process, the biometric information of the user is registered. Therefore, the management can be suppressed. When the user is not present, the biometric information registered by the general user is used, thereby registering the biometric information, and suppressing the use of the ATM 100 that can be used by an unspecified number of users to impersonate an illegal creature such as a biometric information registration. B. Second Embodiment: Fig. 8 is an explanatory diagram showing the configuration of a transaction system 10a using the ATM 100a in the second embodiment. The transaction system of the second embodiment is 0a, -19-200828136 ATMlOOa The configuration is different from the atMIOO shown in Fig. 1. The ATM 100a of the second embodiment shown in Fig. 8 is replaced by an application in which the manager ID is changed to a plural number. This point in the memory device 1404 and the registration processing execution unit 168 (FIG. 1) are replaced with the application execution unit 168a, and are the same as the first embodiment shown in FIG.其他 Μ 1 0 0 is different. The other points are the same as in the first embodiment. The external memory device 1 40 stores a plurality of applications including a biometric information application for logging in biometric information. Each application is given its own application ID. The application execution unit 168a reads the application specified by the application ID from the external storage device 140, and executes the read application to execute various processes. These various processes are performed by the manager who holds the 1C card by the manager. Therefore, the application execution unit 168a can also be said to have a function for determining whether or not the authority for executing the specific processing specified by the application ID is executed. Further, since the application execution unit 168a realizes the biometric information registration function by executing the biometric information registration application, it corresponds to the registration processing execution unit 168 of the first embodiment. Fig. 9 is an explanatory diagram showing an example of information stored in the manager's 1C card CDAa used in the second embodiment. In the second embodiment, the administrator uses the 1C card CDAa, and the manager information storage unit SAI that stores the manager ID is replaced with the application information storage unit SAIa that stores the application ID, and is shown in FIG. 2(b). The manager of the first embodiment shown in the first embodiment differs from the IC card CDA. The other points are the same as those of the manager of the first embodiment using the 1C card CD A. -20- 200828136 Figure 1 应用 Application Execution Department 1 6 8 a executed application execution hanging flow chart. The application execution routine is replaced by the step S112 in the step Sn, the step S120 is replaced with the step S12, the step S3 02 is provided before the step S3 10, and the other steps are performed by the login process. Execution 邰1 6 8 (Fig. 1) is changed to application execution unit 1 6 8 & (Fig. 8) to perform this, which is different from the biometric information registration routine shown in Fig. 3. The other points are the same. The application execution routine is executed by inserting the administrator's ic card CDAa (Fig. 9) into the Ic card access 邰 120 (Fig. 8). In step S112, the application execution unit 168a acquires the application ID stored in the administrator's ic card CDAa (Fig. 9) from the card information processing unit 164. Specifically, the application execution unit i68a instructs the card information processing unit 164 to read the application ID of the 1C card CDAa for the administrator. The application ID read by the card information processing unit 1 64 is supplied to the application execution unit 168a. In step S122, the application execution unit 168a compares the application ID of the IC card CDAa with the application ID assigned to the biometric registration application stored in the external storage device 140. If the application ID of the 1C card CDAa is the application ID of the biometric registration application stored in the external storage device 140, the biometric information application is read from the external storage device 140. Then, by executing the biometric information registration application, the control system moves to step S210. On the other hand, if the application ID of the 1C card CDAa is different from the application ID of the biometric information application stored in the external memory device 140 - 200828136, the control system moves to step S 3 02 . In step S3 02, the application execution unit 168a specifies the application ID of the 1C card CDAa and executes the other application stored in the external storage device 140. As described above, in the second embodiment, the administrator compares the application ID stored in the application information storage unit SAIa of the 1C card CD Aa (FIG. 9) with the application ID of the biometric information application application. Correct. Then, only when the manager held by the administrator uses the application ID of the 1C card CD Aa and the application ID of the biometric information login application, that is, when the execution permission of the biometric information login processing is authenticated, Only log in to biometric information. Therefore, similarly to the first embodiment, it is possible to register the biometric information while suppressing the unauthorized biometric information registration by using the ATM 100 (Fig. 8) which is not usable by a large number of users. C. Third Embodiment: Fig. 11 is an explanatory diagram showing the configuration of a trading system 1 〇b using ATM 100b in the third embodiment. The transaction system 1 Ob of the third embodiment has a configuration of ATM 100b which is different from the ATM 100 shown in Fig. 1. The ATM 100b of the third embodiment shown in FIG. 11 is replaced with the manager ID and the biometric information of the manager is stored in the external storage device 140, and the login processing execution unit 1 68 (FIG. 1) is The registration processing execution unit 168b, which is replaced by a different function, is different from the ATM 100 of the first embodiment shown in FIG. Other points are the same as in the first embodiment. Fig. 1 is a flowchart showing a biometric information registration routine executed by the registration processing execution unit 1 68b of the third embodiment. The biometric information registration -22-200828136 of the third embodiment is replaced by the step S114 in the step S110, the step S120 is replaced with the step S124, and the steps S310, S260, and S41 are omitted. The step S460 is provided after the step S600, which is different from the biometric information registration formula shown in FIG. The other points are the same. The biometric information registration routine of the third embodiment is based on the ic card access section! 20 - (Fig. 8) Inserting the user with the 1C card CDU (Fig. 2 (a)) and performing the step s 1 1 4, the registration processing execution unit 1 8 8 b uses the external memory device 1 4 0 Stored biometric information for managers to perform biometric authentication. Specifically, the registration processing execution unit 168b supplies the biometric authentication execution unit 162 with the manager biometric information, and instructs them to perform the authentication. The biometric authentication execution unit that is instructed to perform the authentication is authenticated by comparing the biometric information acquired from the biometric information reading unit 1 1 to the biometric information supplied from the registration processing execution unit 1 8 8 b. It. The authentication result is supplied to the login processing execution unit 168b. #Step S124, the login processing execution unit 168b determines whether the authentication in step S114 is successful. If it is determined that the authentication is successful, the control proceeds to step S21 0 to register the biometric information. On the other hand, if it is determined that the authentication has failed, the biometric information registration routine ends and the control moves to the normal transaction processing. Further, when the manager uses the 1C card for the user held by the manager himself, the control moves from step S1 24 to step S2 1 0. Here, in the third embodiment, the operation of the "stop" button BAB2 (Fig. 6 (b)) displayed on the touch panel 130 is performed in step S2 1 0, bioinformation registration -23-200828136 The routine ends and the control returns to the usual transaction processing. Therefore, in step S210, the usual transaction processing is performed by operating the "suspend" button BAB2. In step S4 2 0 of FIG. 12, the registration processing execution unit 1 8 8 b is inserted into the user CDU of the 1C card acquisition unit 120 (FIG. 1 1 ), and the user is returned to the 1C card CDU. user. As described above, in the third embodiment, the manager biometric information stored in the external memory device is used for authentication. Then, when the certificate is successful, that is, when the biometric information is processed, the biometric information is registered. Therefore, similarly to the first and the first examples, the registration of the biometric information can be suppressed by the ATM 100 (Fig. 12) that can be used by a large number of users while suppressing unauthorized biometric information registration. Further, in the third embodiment, the execution authority of the biometric information registration processing is not used without using the 1C card for the manager. Therefore, it is possible to suppress the unauthorized biometric information registration by the poor management of the 1C card, which is preferable to the first and second embodiments. On the other hand, in the second embodiment, it is preferable to use the pipe 1C card which is different from the user's 1C card, and it is preferable to omit the manager's normal transaction processing. D. Modifications: The present invention is not limited to the above-described embodiments or embodiments, and various modifications may be made without departing from the spirit and scope of the invention. The management can be carried out by the 1C card 140, and it can be recognized by the manager. The manager can perform the 1 and the ruler. This is not possible -24-200828136 D 1 Modification 1 : In the above embodiments, the identification element (authentication identification element) of the manager ID (FIG. 1) or the application ID (FIG. 8) or the manager biometric information (FIG. 1 1) is used for the AT.资讯 The information that has been logged in to determine whether or not to execute the biometric information login process. Therefore, the authority to execute the biometric information registration processing is set for each ATM separately regardless of the user's registration number. However, at the same time, the presence or absence of the registration processing execution authority is set irrespective of the user's registration number, and it is not necessary to set each ATM. For example, the authentication identification element or the manager biometric information may be registered in a dedicated server, and the authentication identification element or the manager biometric information registered in the server may be used to determine whether or not the registration is set regardless of each ATM. Handle execution permissions. In this case, the registration of the user biometric information is performed when the authentication unit determines that there is a registration processing execution authority. Therefore, even if an unspecified majority user uses the automatic transaction device, the unauthorized login can be suppressed. . Further, if the manager is further, it is possible to register the biometric information suitable for the user or to update the biometric information corresponding to the needs of the user, and it is possible to improve the user convenience in the biometric registration. D2. Modification 2: In the first and the manager, the authentication ID for the manager ID or the application ID is stored in the manager's 1C card CD A and CD Aa, but these authentication identifiers are stored. The recording medium is not limited to an IC card. The recording medium storing the authentication identification element may be a passbook to which a magnetic stripe is attached, and the like, and may be any recording medium used in the transaction processing, and the recording medium of any of the meanings of 25-200828136 may be used. Further, it is also possible to design the authentication identification element to be stored in a recording medium such as a magnetic disk that cannot be used for transaction processing. However, in the point that the recording medium accessing means added to the ATM can be omitted, the authentication identifying element is stored in the recording medium to be used for the transaction processing, and * is preferable. [Brief Description of the Drawings] Φ [Fig. 1] An explanatory diagram of the configuration of the transaction system 1 using the automatic transaction apparatus 100 in the first embodiment. [Fig. 2] An explanatory diagram of an example of information stored in the 1C card and information stored in the biometric information library 320. [Fig. 3] A flow chart of the biometric information registration routine executed by the registration processing execution unit 168 of the first embodiment. Fig. 4 is a flow chart showing the 1C card registration routine executed by the registration processing execution unit 168 in step S5 00 of Fig. 3 . * [Fig. 5] A flow chart of the server registration routine executed by the registration processing execution unit 168 in step S600 of Fig. 3 . Fig. 6 is an explanatory diagram showing an example of a screen displayed on the touch panel 130 during execution of the biometric information registration processing. * [Fig. 7] An explanatory diagram of an example of a screen displayed on the touch panel 130 in the execution of the biometric information registration process. Fig. 8 is an explanatory diagram showing the configuration of the transaction system 10a using the ATM 100a in the second embodiment. Fig. 9 is an explanatory diagram showing an example of information stored in the manager's 1C card CDAa -26-200828136 used in the second embodiment. [Fig. 1A] A flowchart of an application execution routine executed by the application execution unit 168a. [Fig. 11] An explanatory diagram of the configuration of the transaction system 10b' using the ATM 100b in the third embodiment. [Fig. 12] A flow chart of the biometric information registration routine executed by the registration processing execution unit 168b of the third embodiment. [Description of main component symbols] 1 0 : Trading system 12 : Network 1 〇〇: Automatic transaction device 1 1 〇: Biometric information reading unit 120 : 1C card access unit 1 3 0 : Touch panel • 140 : External memory Device 1 500: Receiving and transmitting unit 1 6 0 : Control unit 1 6 2 : Biometric authentication executing unit • 164: Card information processing unit 166 : Input/output processing unit 1 6 8 : Registration processing execution unit 200 : Host computer 300 : Biometric Server -27- 200828136 3 1 0 : Database Management Department 3 20 : Bioinformatics Database l〇〇a : Automatic Trading Device l〇〇b : Automatic Trading Device • l〇a : Trading System. l〇b : Trading system 1 6 8 a : Application execution unit φ 168b : Registration processing execution unit BAB2 : "Stop" button BAB6 : "Do not update" button BCD : "1C card" button BPR2 : "Login" button BPR6 : "Update" Button BSS: "Server" button CDA: Manager uses 1C card φ CDAa: Manager uses 1C card CDU: User uses 1C card MSG1: Message MSG2: Message ^ MSG3: Message MSG4: Message MSG5: Message MSG6: Message SAI :Manager Information Storage Department-28 - 200828136 SAIa : Application Information Storage Department SB Μ : Bio Information Storage
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