TR2021005278A2 - A SYSTEM THAT ENSURES THE EXCHANGE TRANSACTIONS ACCORDING TO THE EXCHANGE RATIO - Google Patents

Abstract

The present invention is a system that enables the customers of the bank (B) (U) to perform foreign exchange transactions at the relevant bank according to the rate of exchange determined by the bank (B) in question, and to give buying-selling advice to the customer (U) according to the exchange rates determined by the bank (B). ) It is related to.

Description

DESCRIPTION EXCHANGE TRANSACTIONS ACCORDING TO THE MACHINE RATE A SYSTEM THAT MAKES IT REALIZED Technical Area This invention is determined by the bank customers in the exchange rates of the bank in question. realization of foreign exchange transactions at the relevant bank according to the rate of exchange, giving buying and selling advice to the customer according to the exchange rates determined It's about a system that provides. Prior Art Today, people spend their current money and commodities in various investment environments. is evaluating. People can buy stock market shares with their money, You can open a deposit account in a bank or use cryptocurrencies from cryptocurrency exchanges. can receive. In addition, people divide their principal money into different ratios and get a part of their money. partly in Turkish lira, partly in precious metals in the form of gold, silver or can be held in foreign currencies. Foreign exchange trading with people's money To carry out the transaction, go to foreign exchange sales institutions and exchange physical exchange. foreign currency determined by the bank, or by opening a foreign exchange account at the bank. can receive foreign currency from the bank according to the exchange rate. determined by the real market exchange rates and the exchange rates determined by banks are different from each other. can happen. A certain ratio between banks buying and selling foreign currency to balance exchange rate fluctuations and to make profits by determining is working. Banks determine the buying and selling prices in foreign exchange transactions. It can change the exchange rate of exchange by arranging it daily, hourly.

To determine when the switch rate is the lowest, customers can ask banks to has to follow the foreign exchange buying and selling prices. in the current art The foreign currency purchase and foreign currency sales values determined by the bank customer in the past are determined by the relevant the rate of exchange in foreign exchange transactions determined by the bank in the past. With the evaluation of the foreign currency purchase or sale order determined by the customer, Calculating the probability of occurrence, the foreign exchange buying and selling values entered by the customer warning the customer as a result of the low probability of occurrence in the future and a system that provides the customer with the most suitable foreign exchange trading values. no solution found.

Due to the above-mentioned reasons, the customer's foreign exchange transactions It allows entering the foreign currency amount order, the foreign currency scissors order, the foreign currency amount and The amount of scissors determined by the bank is equivalent to the amounts determined by the customer. automatically after the customer's foreign exchange transaction the realization of the foreign currency purchase and sale and the exchange rate entered by the customer. customer's orders are analyzed by machine learning algorithms. the probability of the foreign exchange trading values determined in the future to occur in the future. Calculation of the foreign currency trading values entered by the customer in the future. As a result of the low probability of occurrence, it is necessary to warn the customer and inform the customer. There is a need for a system that enables the recommendation of the most suitable foreign exchange trading values. is audible.

United States patent numbered US7970671 in the state of the art In the document, the foreign exchange purchase and sale orders of the bank customers are automatically A system that ensures its execution is mentioned.

In the system of the said invention, automatic foreign exchange buying and selling transactions for pricing, customers' foreign currency conversion choices, currency value and the rules including the exchange rate tolerance value range are taken and recorded. within the exchange tolerance value range of the exchange rate value in the rules it has determined. the currency in which the customer chooses to buy or sell foreign currency when it is determined that the The transformation is carried out by type and volume. Currency set by the customer If the value does not occur within the exchange tolerance value, the customer's specified a new exchange rate value or exchange rate tolerance range by arranging the rules. can be determined.

Brief Description of the Invention The purpose of this invention is to order the amount of foreign currency in the customer's foreign exchange transactions, It is determined by the foreign currency amount and the bank, which allows entering the foreign currency scissors order. automatically after the amount of scissors coincides with the amounts determined by the customer. the realization of the customer's foreign exchange transaction, the foreign currency entered by the customer Analysis of buy-sell and interest rate orders with machine learning algorithms In the future, the foreign exchange trading values determined by the customer Calculation of the probability of occurrence, foreign exchange purchase and sale entered by the customer. As a result of the low probability of the values occurring in the future, the customer's warning and recommending the most suitable foreign exchange trading values to the customer. realization of foreign exchange buying-selling transactions according to the scissors ratio is to realize a system that provides

Detailed Description of the Invention In order to achieve the purpose of this invention, the “Foreign Exchange by Scissor Ratio” A System Ensuring the Realization of Buying-Selling Transactions”. shown, this figure; Figure-l The calculation of foreign exchange buying-selling transactions according to the spread rate, which is the subject of the invention. It is the schematic view of a system that enables its realization.

The parts in the figure are numbered one by one and the corresponding numbers are given below. 1. System 2. Electronic device 3. Application 4. Server U.Customer Bank (Bl customers (Ul determined at the exchange rates of the bank in question) realization of foreign exchange transaction at the relevant bank (B) according to the rate of exchange, the bank's (B) according to the exchange rates determined by the customer (Ul purchase-sell advice is given that provides foreign currency buying-selling transactions according to the inventive scissors ratio. a system (1) that enables its realization; - configured to allow the customer (U) to communicate with other people at least one electronic device (2), - the account of the customer (U) working on the electronic device (2) in the bank (B), the buying and selling prices at the exchange rates determined by the bank (B). You can view the customer's (U) foreign exchange buying and selling prices. It allows the customer to give a sale order, at the foreign exchange buying-selling prices at the bank (B). at least one application configured to allow - customer (U) connected to the application (3) and financial services Prices of foreign exchange buy-sell orders predetermined on the application (3), Analyzing monetary transactions in customer's (U) bank (B) account with machine learning e-customer (Ul determined by the foreign exchange trading values in the future Calculating the probability of occurrence, foreign exchange purchase and sale entered by the customer As a result of the low probability of the values occurring in the future, the customer's contains at least one server (4) configured to provide warning.

Electronic Device (2) in the system (1) which is the subject of the invention, other persons of the customer (U). mobile phone, tablet, computer configured to communicate with It is a smart device. The input on the electronic device (2) is marked with a sign. the customer (U) by enabling the customer (U) to run the application (3) the application (3) to carry out financial transactions with the bank (B) to which it is affiliated. It is configured to provide.

By connecting with the application (3) bank (B) in the system (1), which is the subject of the invention, in the form of buying and selling foreign currency without visiting the bank (B) of the customer (U). It is configured to enable it to perform transactions. Application (3) With the interface on the customer's (U) bank (B) instantaneously determined to enable you to see the buying and selling prices of many exchange rates. is being configured. Application (3) customer (U) input in electronic device (2) units to be purchased or sold by the customer (U). the type of currency, the amount of foreign currency to be transacted, the exchange rate corresponding to the foreign currency amount to give foreign exchange buying-selling order by allowing the customer to determine the value of (U) issuing a spread order by arranging the spread in the foreign exchange buying-selling transaction is configured to.

By connecting with the server (4) application (3) in the system (1), which is the subject of the invention, The type of currency, foreign currency purchase and sale orders determined by the customer (U) in the past, the switch rates in the foreign exchange purchase-sale transaction determined by the bank (B) instantly. by analyzing with machine learning algorithms on the customer's (U) within the time interval determined by the customer (U) of the foreign exchange purchase-sale order It is configured to calculate the probability of realization. Server (4) the predetermined time of the foreign exchange trading values entered by the customer (U). warning when it calculates that the probability of occurring within the range is low. It is configured to create the message and forward the warning message to the application (3).

The server (4) determines the predetermined foreign currency trading values entered by the customer (U). when it calculates that the probability of it happening within the time interval is low using the machine learning algorithms on the customer (U) By determining the foreign currency purchase-sale order amounts and transmitting them to the application (3), the customer's (U) is structured to provide information. Server (4) application (3] by contacting the customer (U) of the foreign currency purchase-sale amount offered to the customer (U). to the customer (U) in certain periods when it detects that it is not used by By sending warning messages through the application (3), the customer's (U) foreign exchange buying-selling It is configured to enable it to issue orders.

Application of the invention to industry Using the customer (U) electronic device (2) in the inventive system (l) running the application (3). The application (3) is connected to the customer (U) can perform monetary transactions in the bank (B). (l) application in the system With (3), the customer (U) determines the type and amount of foreign currency to be received from the bank (B). It can create buy-sell order and switch order. server (4) application (3) The amounts in the foreign currency purchase-sale order determined by the customer (U) by contacting and analysis with machine learning algorithms on the amounts in the scissors order foreign currency purchase and sale determined by the customer (U) on the application (3). Calculates the probability of occurrence of orders, low probability of occurrence of buy-sell orders By creating a warning message, it allows the customer (U) to arrange foreign currency purchase and sale orders. it provides.

Exchange rate and exchange rate entered by the customer (U) with the system (1), which is the subject of the invention the customer's (U) orders are analyzed by machine learning algorithms. the probability of the foreign exchange trading values determined in the future to occur in the future. Calculation of the foreign currency trading values entered by the customer (U) in the future. warning of the customer (U) as a result of the low probability of occurrence and Suggestion of the most suitable foreign exchange trading values to the customer (U) is provided.

According to the inventive switch ratio, foreign exchange buying-selling transactions (1) of a wide variety of applications of a system that enables the realization of development is possible and the invention cannot be limited to the examples described herein. essentially as specified in the claims.

Claims (10)

REQUESTS 1. Ensuring that the customers of the bank (B) (U) carry out foreign exchange transactions at the relevant bank (B) according to the spread rate determined in the foreign exchange rates of the bank in question, and that the customer (U) is given buy-sell advice according to the exchange rates determined by the bank (B); - at least one electronic device (2) configured to enable the customer (U) to communicate with other persons, - the customer's (U) account at the bank (B) working on the electronic device (2), buying and selling at the exchange rates determined by the bank (B) containing at least one application (3] configured to enable the customer (U) to place a spread order according to the foreign exchange buying-selling prices at the bank (B), and - the application ( 3) and Iinans services, customer (U) pre-determined foreign currency purchase order prices on the application (3), customer (U) bank (B) account by analyzing the monetary transactions with machine learning, customer (U) determined foreign currency purchase- A system (1) that enables the realization of foreign exchange transactions according to the spread rate, characterized by at least one server (4) configured to calculate the probabilities of the future occurrence of the sale values, and to warn the customer as a result of the low probability of the foreign exchange trading values entered by the customer in the future. . 2. A system that enables the realization of foreign exchange transactions according to the exchange rate as in Claim 1, which is characterized by an electronic device (2), which is a smart device in the form of a mobile phone, tablet, computer, which is configured to enable the customer (U) to communicate with other people ( one). 3. Claim 1 or 2 characterized by an electronic device (2), which is configured to enable the customer (U) to run the application (3) with the input units on it, and to enable the customer (U) to perform financial transactions with the bank (B) to which the application (3) is affiliated. A system that enables the realization of foreign exchange buying-selling transactions according to the spread rate, as in “1. 4. By contacting the bank (B), the customer (U) performs foreign exchange buying and selling transactions without visiting the bank (B), which is characterized by the application (3), which is characterized by the execution of foreign exchange transactions according to the spread rate as in any of the above requests. a system that provides (1). 5. With the interface on it, it is characterized by the application (3), which is configured to enable the customer (U) to see the buying and selling prices of many foreign exchange rates determined by the bank (B) instantly, as in any of the above requests, where foreign currency buying-selling transactions can be performed according to the spread rate. a system (1) that ensures the realization of 6. By enabling the customer (U) to use the input units in the electronic device (2), the customer (U) determines the type of foreign currency to be bought or sold, the foreign currency amount to be transacted, the foreign currency value corresponding to the foreign currency amount, and placing a foreign currency purchase order, ) is a system (1) that enables the realization of foreign exchange transactions according to the spread rate as in any of the above claims, characterized by the application (3), which is configured to issue a spread order by regulating the spread in the foreign exchange buying-selling transaction. 7. By connecting with application (3), by analyzing the foreign currency type determined by the customer (U) in the past, the foreign currency purchase orders, the rate of exchange in the foreign exchange transaction determined by the bank (B) instantaneously, with machine learning algorithms on the foreign currency determined by the customer (U). A system (1) that enables the execution of foreign exchange transactions according to the spread rate, as in any of the above claims, characterized by the server (4), which is configured to calculate the probability that the purchase-sale order can be realized within the time interval determined by the customer (U). 8. As in any of the above prompts, characterized by the server (4) configured to generate a warning message and transmit the warning message to the application (3), when it calculates that the foreign currency trading values entered by the customer (U) are unlikely to be realized within the predetermined time interval. a system that enables the realization of purchase and sale transactions 9. When the customer (U) calculates that the foreign currency purchase and sale values entered are unlikely to be realized within the predetermined time interval, using the machine learning algorithms on it, determining the most suitable foreign currency purchase-sale order amounts to the customer (U) and transmitting them to the application (3), the customer's (U) a system (1) that enables the realization of foreign exchange transactions according to the spread rate as in any of the above claims, characterized by the server (4) configured to provide information. 10. When the customer (U) detects that the foreign currency purchase-sale amount offered to the customer (U) by contacting the application (3) is not used by the customer (U), it sends warning messages to the customer (U) through the application (3) in certain periods, and the customer (U) receives the foreign currency purchase orders. A system (1) that enables the realization of foreign exchange transactions according to the exchange rate as in any one of the above claims, characterized by the server (4] configured to provide the arrangement.