TR202019057A2 - A SYSTEM AND METHOD FOR SECURE PAYMENTS - Google Patents

A SYSTEM AND METHOD FOR SECURE PAYMENTS

Info

Publication number
TR202019057A2
TR202019057A2 TR2020/19057A TR202019057A TR202019057A2 TR 202019057 A2 TR202019057 A2 TR 202019057A2 TR 2020/19057 A TR2020/19057 A TR 2020/19057A TR 202019057 A TR202019057 A TR 202019057A TR 202019057 A2 TR202019057 A2 TR 202019057A2
Authority
TR
Turkey
Prior art keywords
application
mobile payment
payment
data exchange
secure
Prior art date
Application number
TR2020/19057A
Other languages
Turkish (tr)
Inventor
Akgün Ahmet
Durak İbrahi̇m
Original Assignee
Kartek Kart Ve Bilisim Teknolojileri Ticaret Anonim Sirketi
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Kartek Kart Ve Bilisim Teknolojileri Ticaret Anonim Sirketi filed Critical Kartek Kart Ve Bilisim Teknolojileri Ticaret Anonim Sirketi
Priority to TR2020/19057A priority Critical patent/TR202019057A2/en
Publication of TR202019057A2 publication Critical patent/TR202019057A2/en
Priority to PCT/TR2021/051210 priority patent/WO2022115079A2/en
Priority to EP21898839.2A priority patent/EP4200779A4/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/606—Protecting data by securing the transmission between two devices or processes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/45—Structures or tools for the administration of authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • Business, Economics & Management (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Bu buluş, ödeme sistemleri alanında kural koyucu durumundaki kurumlar tarafından onaylanmış ya da sertifikalandırılmış güvenli mobil ödeme alma uygulamasının herhangi bir üçüncü parti uygulama (bankalara ait uygulamalar, üye işyeri uygulamaları vb.) tarafından ödeme almak için güvenle kullanılmasını sağlayan bir sistem (1) ve yöntem (1000) ile ilgilidir. Buluş konusu sistem (1) ve yöntem (1000), ödeme dünyasındaki kural koyucuların düzenlemelerine uygun olarak geliştirilmiş olup, mobil ödeme alma uygulaması (3) ve üçüncü parti uygulaması (4) arasındaki veri alışverişi esnasında güvenliği ön planda tutmaktadır. Mobil ödeme alma uygulamasına (3) veri iletimi esnasında güvenli bir iletişim kanalı (5) oluşturulmakta ve veri alışverişi sağlanmaktadır.This invention is a system (1) and method that enables the secure mobile payment application approved or certified by the regulatory institutions in the field of payment systems to be used safely by any third party application (bank applications, merchant applications, etc.) to receive payments. (1000) relates to. The system (1) and method (1000), which are the subject of the invention, have been developed in accordance with the regulations of the rule makers in the payment world and prioritize security during the data exchange between the mobile payment receiving application (3) and the third party application (4). During data transmission to the mobile payment receiving application (3), a secure communication channel (5) is established and data exchange is provided.

TR2020/19057A 2020-11-26 2020-11-26 A SYSTEM AND METHOD FOR SECURE PAYMENTS TR202019057A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
TR2020/19057A TR202019057A2 (en) 2020-11-26 2020-11-26 A SYSTEM AND METHOD FOR SECURE PAYMENTS
PCT/TR2021/051210 WO2022115079A2 (en) 2020-11-26 2021-11-15 Method for safe use of certified secure mobile payment acceptance application by third party applications
EP21898839.2A EP4200779A4 (en) 2020-11-26 2021-11-15 Method for safe use of certified secure mobile payment acceptance application by third party applications

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TR2020/19057A TR202019057A2 (en) 2020-11-26 2020-11-26 A SYSTEM AND METHOD FOR SECURE PAYMENTS

Publications (1)

Publication Number Publication Date
TR202019057A2 true TR202019057A2 (en) 2021-03-22

Family

ID=76373306

Family Applications (1)

Application Number Title Priority Date Filing Date
TR2020/19057A TR202019057A2 (en) 2020-11-26 2020-11-26 A SYSTEM AND METHOD FOR SECURE PAYMENTS

Country Status (3)

Country Link
EP (1) EP4200779A4 (en)
TR (1) TR202019057A2 (en)
WO (1) WO2022115079A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN118552194A (en) * 2024-07-25 2024-08-27 支付宝(杭州)信息技术有限公司 Near field communication service processing method, device, equipment and cashing equipment

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050108104A1 (en) * 2003-11-14 2005-05-19 Katherine Woo Integrating third party shopping cart applications with an online payment service
US20140317637A1 (en) * 2012-09-02 2014-10-23 Mpayme Ltd. Method and System for Conducting Mobile Application to Mobile Application Data Exchange
KR102255458B1 (en) * 2013-07-15 2021-05-25 비자 인터네셔널 서비스 어소시에이션 Secure remote payment transaction processing
CN107077678A (en) * 2014-09-30 2017-08-18 苹果公司 Recommend the payment voucher to be used based on Business Information
US10783517B2 (en) * 2016-12-30 2020-09-22 Square, Inc. Third-party access to secure hardware

Also Published As

Publication number Publication date
WO2022115079A2 (en) 2022-06-02
EP4200779A2 (en) 2023-06-28
EP4200779A4 (en) 2024-01-17
WO2022115079A3 (en) 2022-09-01

Similar Documents

Publication Publication Date Title
Shrier et al. Mobile money & payments: Technology trends
Nseir et al. A secure mobile payment system using QR code
CN104718555A (en) Self-authenticating peer to peer transaction
NZ720688A (en) Method and system for secure authentication of user and mobile device without secure elements
US10178552B2 (en) Authentication system and method using flash of smart mobile
Bradford et al. New person-to-person payment methods: Have checks met their match?
TR202019057A2 (en) A SYSTEM AND METHOD FOR SECURE PAYMENTS
CN114118988A (en) Cross-border remittance method and device based on block chain and electronic equipment
CN109978523A (en) A kind of payment system and method for more finance account fusions
CN101197028A (en) Electric paying method based on trade code
KR20210066326A (en) User identity sharing system using distributed ledger technology security platform for virtual asset service
CN102006275A (en) System and method for financial IC (Integrated Circuit) card transaction
CN110009328A (en) Method of mobile payment and device and electronic equipment
CN106372887A (en) Quick payment method, quick receiving method and server
CN111612465A (en) Payment system, collection and payment method, anonymous payment client and server
CN107392579B (en) Application wallet of digital currency and unbinding method and system of bank wallet
CN109993521A (en) Method of mobile payment and device and electronic equipment
Feroze et al. Security analysis of mobile banking services in Pakistan
US11423396B2 (en) Reusable near field communication (“NFC”) device for pre-stage point-of-sale (“POS”) payments
US20210166206A1 (en) Digital holding account
WO2012115341A3 (en) Secure payment system using a mobile phone, and payment method using same
US20190073672A1 (en) Emergency triggered resource distribution network deployment system
US20230259394A1 (en) Repurposing electronic apparatus for alternate resource event channels
CN110264202B (en) Financial market fund settlement method based on block chain and node device
Alhamzi The Protection of banking customers from the risks of mobile payments in Saudi Arabia