TR201905491A2 - A FLEXIBLE DEBT PAYMENT SYSTEM - Google Patents

A FLEXIBLE DEBT PAYMENT SYSTEM Download PDF

Info

Publication number
TR201905491A2
TR201905491A2 TR2019/05491A TR201905491A TR201905491A2 TR 201905491 A2 TR201905491 A2 TR 201905491A2 TR 2019/05491 A TR2019/05491 A TR 2019/05491A TR 201905491 A TR201905491 A TR 201905491A TR 201905491 A2 TR201905491 A2 TR 201905491A2
Authority
TR
Turkey
Prior art keywords
flexible
payment system
debt payment
credit card
debt
Prior art date
Application number
TR2019/05491A
Other languages
Turkish (tr)
Inventor
Özlem Koca Bi̇lge
Original Assignee
Tuerkiye Garanti Bankasi Anonim Sirketi
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tuerkiye Garanti Bankasi Anonim Sirketi filed Critical Tuerkiye Garanti Bankasi Anonim Sirketi
Priority to TR2019/05491A priority Critical patent/TR201905491A2/en
Publication of TR201905491A2 publication Critical patent/TR201905491A2/en
Priority to PCT/TR2019/050618 priority patent/WO2020209812A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Abstract

Bu buluş, müşterilerin (M) kredi kartı borç ödemesinde kullandıkları hesaba dair hareketlerin analiz edilmesi ile müşteriye (M) ait kişisel hesap veri tabanının (2) nakit akışına uygun olarak belirlenen kredi kartı ödemelerinde esnek hesap kesim dönemi kolaylığı sağlayan bir sistem (1) ile ilgilidir.This invention is based on a system (1) that provides a flexible cut-off period in credit card payments determined in accordance with the cash flow of the customer (M) personal account database (2) by analyzing the transactions regarding the account used by customers (M) in credit card debt payment. is about.

TR2019/05491A 2019-04-12 2019-04-12 A FLEXIBLE DEBT PAYMENT SYSTEM TR201905491A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
TR2019/05491A TR201905491A2 (en) 2019-04-12 2019-04-12 A FLEXIBLE DEBT PAYMENT SYSTEM
PCT/TR2019/050618 WO2020209812A1 (en) 2019-04-12 2019-07-23 A flexible debt payment system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TR2019/05491A TR201905491A2 (en) 2019-04-12 2019-04-12 A FLEXIBLE DEBT PAYMENT SYSTEM

Publications (1)

Publication Number Publication Date
TR201905491A2 true TR201905491A2 (en) 2019-06-21

Family

ID=67952367

Family Applications (1)

Application Number Title Priority Date Filing Date
TR2019/05491A TR201905491A2 (en) 2019-04-12 2019-04-12 A FLEXIBLE DEBT PAYMENT SYSTEM

Country Status (2)

Country Link
TR (1) TR201905491A2 (en)
WO (1) WO2020209812A1 (en)

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7930248B1 (en) * 2003-06-30 2011-04-19 Checkfree Corporation Technique for calculating payee specific time to payment completion
CA2739926A1 (en) * 2008-10-09 2010-04-15 Dynatax Solutions, Ltd. Flexible and adaptive accrual method and apparatus for calculating and facilitating compliance with taxes and other obligations

Also Published As

Publication number Publication date
WO2020209812A1 (en) 2020-10-15

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