SG90036A1 - A method and system for tracking smart card loyalty points - Google Patents

A method and system for tracking smart card loyalty points

Info

Publication number
SG90036A1
SG90036A1 SG9900214A SG1999000214A SG90036A1 SG 90036 A1 SG90036 A1 SG 90036A1 SG 9900214 A SG9900214 A SG 9900214A SG 1999000214 A SG1999000214 A SG 1999000214A SG 90036 A1 SG90036 A1 SG 90036A1
Authority
SG
Singapore
Prior art keywords
smart card
loyalty points
card loyalty
tracking smart
tracking
Prior art date
Application number
SG9900214A
Inventor
Joseph C Kawan
Original Assignee
Citicorp Dev Ct Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citicorp Dev Ct Inc filed Critical Citicorp Dev Ct Inc
Publication of SG90036A1 publication Critical patent/SG90036A1/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0224—Discounts or incentives, e.g. coupons or rebates based on user history
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0236—Incentive or reward received by requiring registration or ID from user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0237—Discounts or incentives, e.g. coupons or rebates at kiosk
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
SG9900214A 1998-01-30 1999-01-27 A method and system for tracking smart card loyalty points SG90036A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US7309398P 1998-01-30 1998-01-30

Publications (1)

Publication Number Publication Date
SG90036A1 true SG90036A1 (en) 2002-07-23

Family

ID=22111690

Family Applications (1)

Application Number Title Priority Date Filing Date
SG9900214A SG90036A1 (en) 1998-01-30 1999-01-27 A method and system for tracking smart card loyalty points

Country Status (8)

Country Link
US (1) US6889198B2 (en)
EP (1) EP0933717A3 (en)
JP (1) JP2000011109A (en)
CN (2) CN1226042A (en)
AR (1) AR014522A1 (en)
BR (1) BR9900245A (en)
SG (1) SG90036A1 (en)
TW (1) TW446895B (en)

Families Citing this family (282)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7251617B1 (en) 1998-12-28 2007-07-31 Walker Digital, Llc Method and apparatus for managing subscriptions
US6889198B2 (en) * 1998-01-30 2005-05-03 Citicorp Development Center, Inc. Method and system for tracking smart card loyalty points
US6131811A (en) 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
US7809642B1 (en) * 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US6615189B1 (en) 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US8498898B1 (en) * 1999-03-19 2013-07-30 Citicorp Development Center, Inc. System and method for point of use reward determination
US20040073487A1 (en) * 1999-05-24 2004-04-15 Powell Ken R. Retail systems and methods employing a product shelf interface to provide purchase incentives
US6882984B1 (en) * 1999-06-04 2005-04-19 Bank One, Delaware, National Association Credit instrument and system with automated payment of club, merchant, and service provider fees
US7716080B2 (en) * 1999-06-23 2010-05-11 Signature Systems, Llc Method and system for using multi-function cards for storing, managing and aggregating reward points
US8706630B2 (en) * 1999-08-19 2014-04-22 E2Interactive, Inc. System and method for securely authorizing and distributing stored-value card data
US7889052B2 (en) 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
US7239226B2 (en) 2001-07-10 2007-07-03 American Express Travel Related Services Company, Inc. System and method for payment using radio frequency identification in contact and contactless transactions
EP1091328A2 (en) * 1999-10-07 2001-04-11 Citicorp Development Center, Inc. Method and system for providing an incentive to use an automated teller machine (ATM)
US6876991B1 (en) 1999-11-08 2005-04-05 Collaborative Decision Platforms, Llc. System, method and computer program product for a collaborative decision platform
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
FR2804228B1 (en) * 2000-01-20 2003-10-31 Welcome Real Time DEVICE AND METHOD FOR PROCESSING AND DISPLAYING ENCODED INFORMATION STORED IN A CHIP CARD
US8543423B2 (en) 2002-07-16 2013-09-24 American Express Travel Related Services Company, Inc. Method and apparatus for enrolling with multiple transaction environments
US7172112B2 (en) 2000-01-21 2007-02-06 American Express Travel Related Services Company, Inc. Public/private dual card system and method
US8429041B2 (en) * 2003-05-09 2013-04-23 American Express Travel Related Services Company, Inc. Systems and methods for managing account information lifecycles
AU3433401A (en) * 2000-02-24 2001-09-03 Metra Inzeniring D.O.O. Device and process for enabling voluntary exchange of data for electronic points
US20010037206A1 (en) * 2000-03-02 2001-11-01 Vivonet, Inc. Method and system for automatically generating questions and receiving customer feedback for each transaction
US7627531B2 (en) 2000-03-07 2009-12-01 American Express Travel Related Services Company, Inc. System for facilitating a transaction
EP1134677A1 (en) * 2000-03-13 2001-09-19 Loyalty Partner GmbH Computer system, computer supported method and computer program for incentive award system management
JP2001273430A (en) * 2000-03-27 2001-10-05 Toshiba Corp Portable electronic device and point system
US7419428B2 (en) 2000-04-28 2008-09-02 Igt Cashless transaction clearinghouse
US6866586B2 (en) * 2000-04-28 2005-03-15 Igt Cashless transaction clearinghouse
US8602874B2 (en) 2003-04-02 2013-12-10 Igt Cashless instrument based table game promotional system and methodology
JP2002032666A (en) * 2000-05-09 2002-01-31 Make Softwear:Kk Device/method for managing service point, card, terminal device and system/method for electronic settlement
NL1015197C2 (en) * 2000-05-13 2001-11-15 Ficaro N V Telecommunication system comprises telecommunication network with number of at least permanent connections for subscribers connected to network by permanent connection giving subscribers access to at least one telecommunication service
US7289970B1 (en) * 2000-06-07 2007-10-30 Sony Corporation Method to electronically track personal credit information
FR2810760B1 (en) * 2000-06-26 2007-12-07 Loy Lty Soft COMPUTER SYSTEM AND METHOD FOR LOYALTY OF A CLIENT
CA2351824C (en) * 2000-06-29 2003-03-18 3044105 Nova Scotia Limited Electronic purchasing system and method
JP2002032859A (en) * 2000-07-18 2002-01-31 Sony Corp Point card, point card processor and point card system
CA2417588A1 (en) * 2000-07-28 2003-01-27 Beji Sasaki Customer-participating type production/supply system operating apparatus
US7831467B1 (en) 2000-10-17 2010-11-09 Jpmorgan Chase Bank, N.A. Method and system for retaining customer loyalty
US20020062253A1 (en) * 2000-10-20 2002-05-23 Sidney Dosh Loyalty club reward system for use in a broadcast loyalty program
KR20020039817A (en) * 2000-11-22 2002-05-30 송재인 Method using a smart cards for retail shop society
US7295999B1 (en) 2000-12-20 2007-11-13 Jpmorgan Chase Bank, N.A. System and method for determining eligibility and enrolling members in various programs
EP1221680A1 (en) * 2001-01-09 2002-07-10 Häni- Prolectron AG Method for billing a service by registering a ticket
US20020120514A1 (en) * 2001-02-06 2002-08-29 International Business Machines Corporation Method, computer system and computer program product for processing customer loyalty data
US7895098B2 (en) 2001-03-01 2011-02-22 Jpmorgan Chase Bank, N.A. System and method for measuring and utilizing pooling analytics
US8595055B2 (en) 2001-03-27 2013-11-26 Points.Com Apparatus and method of facilitating the exchange of points between selected entities
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
US7313546B2 (en) 2001-05-23 2007-12-25 Jp Morgan Chase Bank, N.A. System and method for currency selectable stored value instrument
US7650314B1 (en) 2001-05-25 2010-01-19 American Express Travel Related Services Company, Inc. System and method for securing a recurrent billing transaction
WO2002099598A2 (en) 2001-06-07 2002-12-12 First Usa Bank, N.A. System and method for rapid updating of credit information
US20030004864A1 (en) * 2001-06-28 2003-01-02 Kregor Anthony John Receivables management method
US7493288B2 (en) 2001-07-10 2009-02-17 Xatra Fund Mx, Llc RF payment via a mobile device
US8960535B2 (en) 2001-07-10 2015-02-24 Iii Holdings 1, Llc Method and system for resource management and evaluation
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US8538863B1 (en) 2001-07-10 2013-09-17 American Express Travel Related Services Company, Inc. System and method for facilitating a transaction using a revolving use account associated with a primary account
US8635131B1 (en) 2001-07-10 2014-01-21 American Express Travel Related Services Company, Inc. System and method for managing a transaction protocol
US8001054B1 (en) 2001-07-10 2011-08-16 American Express Travel Related Services Company, Inc. System and method for generating an unpredictable number using a seeded algorithm
US7705732B2 (en) 2001-07-10 2010-04-27 Fred Bishop Authenticating an RF transaction using a transaction counter
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US20040236699A1 (en) 2001-07-10 2004-11-25 American Express Travel Related Services Company, Inc. Method and system for hand geometry recognition biometrics on a fob
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US7925535B2 (en) 2001-07-10 2011-04-12 American Express Travel Related Services Company, Inc. System and method for securing RF transactions using a radio frequency identification device including a random number generator
US7119659B2 (en) 2001-07-10 2006-10-10 American Express Travel Related Services Company, Inc. Systems and methods for providing a RF transaction device for use in a private label transaction
US7503480B2 (en) 2001-07-10 2009-03-17 American Express Travel Related Services Company, Inc. Method and system for tracking user performance
US7360689B2 (en) 2001-07-10 2008-04-22 American Express Travel Related Services Company, Inc. Method and system for proffering multiple biometrics for use with a FOB
US7303120B2 (en) 2001-07-10 2007-12-04 American Express Travel Related Services Company, Inc. System for biometric security using a FOB
US8279042B2 (en) 2001-07-10 2012-10-02 Xatra Fund Mx, Llc Iris scan biometrics on a payment device
US7827106B2 (en) 2001-07-10 2010-11-02 American Express Travel Related Services Company, Inc. System and method for manufacturing a punch-out RFID transaction device
US7249112B2 (en) 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US7805378B2 (en) 2001-07-10 2010-09-28 American Express Travel Related Servicex Company, Inc. System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
US7668750B2 (en) 2001-07-10 2010-02-23 David S Bonalle Securing RF transactions using a transactions counter
US7746215B1 (en) 2001-07-10 2010-06-29 Fred Bishop RF transactions using a wireless reader grid
US7762457B2 (en) 2001-07-10 2010-07-27 American Express Travel Related Services Company, Inc. System and method for dynamic fob synchronization and personalization
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US7996324B2 (en) * 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US8294552B2 (en) 2001-07-10 2012-10-23 Xatra Fund Mx, Llc Facial scan biometrics on a payment device
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
AU2002327322A1 (en) 2001-07-24 2003-02-17 First Usa Bank, N.A. Multiple account card and transaction routing
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
JP2003108898A (en) * 2001-09-28 2003-04-11 Sony Corp Ic card, ic card operating system, point issue device, clearing device, center device and claim device
JP2003108899A (en) * 2001-09-28 2003-04-11 Sony Corp Point return method and device
US7987501B2 (en) 2001-12-04 2011-07-26 Jpmorgan Chase Bank, N.A. System and method for single session sign-on
JP3880384B2 (en) * 2001-12-06 2007-02-14 松下電器産業株式会社 IC card
WO2003065262A1 (en) * 2002-01-30 2003-08-07 Fujitsu Limited Privilege return method
US20030144935A1 (en) * 2002-01-30 2003-07-31 Sobek Michael F. Methods and systems for processing, accounting, and administration of stored value cards
US7797233B2 (en) * 2002-01-30 2010-09-14 Store Financial Services, Llc Methods and systems for processing, accounting, and administration of stored value cards
US7620567B2 (en) * 2002-02-19 2009-11-17 First Data Corporation Systems and methods for operating loyalty programs
US7424441B2 (en) * 2002-02-19 2008-09-09 First Data Corporation Systems and methods for integrating loyalty and stored-value programs
US7899753B1 (en) 2002-03-25 2011-03-01 Jpmorgan Chase Bank, N.A Systems and methods for time variable financial authentication
WO2003083619A2 (en) 2002-03-29 2003-10-09 Bank One, Delaware, N.A. System and process for performing purchase transaction using tokens
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US7680688B2 (en) * 2002-05-28 2010-03-16 American Express Travel Related Services Company, Inc. System and method for exchanging loyalty points for acquisitions
US8412623B2 (en) * 2002-07-15 2013-04-02 Citicorp Credit Services, Inc. Method and system for a multi-purpose transactional platform
EP1545820A4 (en) * 2002-08-02 2007-08-15 Hy Ko Products Object identification system
EP1396830A3 (en) * 2002-08-23 2004-06-02 Siemens Aktiengesellschaft e-payment: loyalty programs
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US8301493B2 (en) 2002-11-05 2012-10-30 Jpmorgan Chase Bank, N.A. System and method for providing incentives to consumers to share information
AU2002953424A0 (en) * 2002-12-18 2003-01-09 Woolford, Scott A method of providing incentives to customers
CA2457507A1 (en) * 2003-02-14 2004-08-14 Jonathan Kepecs Use of limited identification on point-of-sale systems
US7342918B2 (en) * 2003-04-15 2008-03-11 American Express Travel Related Services Co., Inc. Transaction card information access web service
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
SG120112A1 (en) * 2003-08-06 2006-03-28 Oneempower Pte Ltd Transaction method and system
JP2005078504A (en) * 2003-09-02 2005-03-24 Nec Corp Point management server and point management system
US8175908B1 (en) 2003-09-04 2012-05-08 Jpmorgan Chase Bank, N.A. Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
JP2005115843A (en) * 2003-10-10 2005-04-28 Ibm Japan Ltd Terminal, server, method and system for providing services
CN1655507A (en) * 2004-02-02 2005-08-17 松下电器产业株式会社 Secure device and mobile terminal which carry out data exchange between card applications
FI20045376A (en) * 2004-03-05 2005-09-06 Osuma Finland Oy Loyalty cards and devices for the same
US7318550B2 (en) 2004-07-01 2008-01-15 American Express Travel Related Services Company, Inc. Biometric safeguard method for use with a smartcard
US7765128B2 (en) * 2004-07-21 2010-07-27 Smart Destinations Inc. Programmable ticketing system
US20060059040A1 (en) * 2004-08-25 2006-03-16 First Data Corporation Systems and methods of data transfer in a distributed computer network
US20060208064A1 (en) * 2005-01-18 2006-09-21 Isaac Mendelovich Method for managing consumer accounts and transactions
US8062121B2 (en) 2005-03-09 2011-11-22 Igt Printer interpreter for a gaming machine
US20060253321A1 (en) * 2005-05-06 2006-11-09 First Data Corporation Loyalty enrollment systems and methods
US20060253320A1 (en) * 2005-05-06 2006-11-09 First Data Corporation Loyalty systems and methods
US20060271436A1 (en) * 2005-05-09 2006-11-30 Eric Aubertin Organization-powered online benefits management system and method with dynamically-published benefits web site and data and financial tracking
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US20060287914A1 (en) * 2005-06-21 2006-12-21 Shelley Kevin J Systems and methods for managing premiums
US20080177624A9 (en) * 2005-09-01 2008-07-24 Dohse Ryan W Receipt Card Systems
US20070168260A1 (en) * 2005-09-30 2007-07-19 Mastercard International Incorporated Payment apparatus and method
FR2892261A1 (en) * 2005-10-17 2007-04-20 France Telecom METHOD AND SYSTEM FOR MANAGING APPLICATIONS OF A MOBILE TERMINAL
US7657486B2 (en) * 2005-12-09 2010-02-02 Mastercard International Incorporated Techniques for co-existence of multiple stored value applications on a single payment device managing a shared balance
US20070136193A1 (en) * 2005-12-13 2007-06-14 Bellsouth Intellectual Property Corporation Methods, transactional cards, and systems using account identifers customized by the account holder
NL1030832C2 (en) * 2006-01-04 2007-07-05 Ficaro N V Payment system.
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7591419B2 (en) * 2006-03-28 2009-09-22 HSBC Card Services Inc. User selectable functionality facilitator
US20070228156A1 (en) * 2006-03-28 2007-10-04 Household Corporation Interoperability facilitator
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7360692B2 (en) 2006-06-30 2008-04-22 At&T Delaware Intellectual Property, Inc. Creation of customized transactional cards
US7584895B2 (en) * 2006-08-29 2009-09-08 At&T Intellectual Property I, L.P. Transactional cards with sensory features
US7930263B2 (en) * 2007-01-12 2011-04-19 Health Information Flow, Inc. Knowledge utilization
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US10803469B2 (en) * 2007-04-18 2020-10-13 Valuecentric Marketing Group, Inc. Loyalty rewards management and processing system and method
US20080270315A1 (en) * 2007-04-30 2008-10-30 Yahoo! Inc. Microcurrency exchange system
US20090018934A1 (en) * 2007-05-15 2009-01-15 Chaorong Peng System and Method for defense ID theft attack security service system in marketing environment
US8417601B1 (en) 2007-10-18 2013-04-09 Jpmorgan Chase Bank, N.A. Variable rate payment card
US20090171773A1 (en) * 2007-12-26 2009-07-02 Vishwanath Shastry System and method for administering a value vault for use in facilitating a financial transaction
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US9619839B2 (en) * 2008-02-13 2017-04-11 Itg Software Solutions, Inc. Systems and methods for viewing and trading futures
US20090259578A1 (en) * 2008-04-09 2009-10-15 Visa U.S.A. Inc. Customer exclusive data
JP4722161B2 (en) * 2008-05-28 2011-07-13 東芝テック株式会社 Product information display system
US8719087B2 (en) * 2008-10-09 2014-05-06 Bryan BEAL Consolidated consumer rewards systems and methods
KR101083355B1 (en) * 2008-11-04 2011-11-14 박승준 A coupon service system using a receipt and the method thereof
US8162208B2 (en) * 2009-01-23 2012-04-24 HSBC Card Services Inc. Systems and methods for user identification string generation for selection of a function
KR101070319B1 (en) 2009-03-05 2011-10-06 주식회사 비즈모델라인 Method for Enabling Card
US10402849B2 (en) * 2009-05-20 2019-09-03 Inmar Clearing, Inc. Digital incentives issuance, redemption, and reimbursement
US10074081B1 (en) 2009-08-14 2018-09-11 Citicorp Credit Services, Inc. (Usa) Methods and systems for use of a prepaid payment device
US10515427B1 (en) 2009-08-14 2019-12-24 Citicorp Credit Services, Inc. (Usa) Methods and systems for use of a prepaid payment device for a healthcare service or product
US20130006783A1 (en) * 2009-09-28 2013-01-03 Vrahnos Christos E Portable change device
US20110153411A1 (en) * 2009-12-23 2011-06-23 Kenshoo Ltd. Method and system for identification of an online purchase without notification of making the purchase
US8321345B2 (en) * 2010-06-02 2012-11-27 Visa International Service Association Trusted internal interface
US9009800B2 (en) * 2010-06-24 2015-04-14 Infosys Limited Systems and methods of authentication in a disconnected environment
US8554631B1 (en) 2010-07-02 2013-10-08 Jpmorgan Chase Bank, N.A. Method and system for determining point of sale authorization
US9525548B2 (en) 2010-10-21 2016-12-20 Microsoft Technology Licensing, Llc Provisioning techniques
US20120143769A1 (en) * 2010-12-02 2012-06-07 Microsoft Corporation Commerce card
CN102760337A (en) * 2011-04-27 2012-10-31 中国移动通信集团广东有限公司 Information processing method, system and point-of-sale terminal
US10558995B2 (en) * 2011-07-29 2020-02-11 Ncr Corporation Value management system
TWI451349B (en) * 2011-08-30 2014-09-01 Chun Chih Liu Exchange of second - hand items for online transactions
US8768830B1 (en) 2011-09-08 2014-07-01 Citibank, N.A. Method and system for a multi-purpose transactional platform
JP5620934B2 (en) * 2012-03-06 2014-11-05 東芝テック株式会社 Information processing apparatus and program
US20140229317A1 (en) * 2013-02-13 2014-08-14 Adam Philip Fagan Kiosk for extracting geometric elements of a key, mapping to a master key-code database, and saving data into a customer's loyalty account
US9224274B1 (en) 2013-02-14 2015-12-29 Jpmorgan Chase Bank, N.A. System and method for financial services device usage
WO2015039208A1 (en) * 2013-09-20 2015-03-26 Bartholomew Myles System and method for sponsorship management
US10430819B2 (en) 2014-04-03 2019-10-01 Mastercard International Incorporated Systems and methods for connecting merchant loyalty programs with payment cards
US10210543B2 (en) * 2014-04-06 2019-02-19 Google Llc Customized loyalty notifications
US20160048700A1 (en) * 2014-08-14 2016-02-18 Nagravision S.A. Securing personal information
US20160314501A1 (en) * 2015-03-24 2016-10-27 Mxm Nation Inc. Scalable networked computing system for scoring user influence in an internet-based social network
US11321730B2 (en) 2015-11-16 2022-05-03 American Express Travel Related Services Company, Inc. System and method for multi-connection point of sale terminal for activity tracking
US20170161709A1 (en) * 2015-12-02 2017-06-08 NXT-ID, Inc. Method and system to organize and manage transactions
US20170293930A1 (en) * 2016-04-06 2017-10-12 Mastercard International Incorporated Method and system for standalone real-time rewards
US10679201B2 (en) 2016-11-04 2020-06-09 Nxp B.V. Personal point of sale (pPOS) device that provides for card present E-commerce transaction
US10237388B2 (en) * 2016-12-12 2019-03-19 Adidas Ag Wireless data communication and power transmission athletic apparel module
US11514418B2 (en) 2017-03-19 2022-11-29 Nxp B.V. Personal point of sale (pPOS) device with a local and/or remote payment kernel that provides for card present e-commerce transaction
CN107491965B (en) 2017-07-31 2020-07-10 阿里巴巴集团控股有限公司 Method and device for establishing biological feature library
US11514432B2 (en) * 2018-05-02 2022-11-29 Mastercard International Incorporated Methods and systems for integrating a loyalty program with a payment card
US11620623B2 (en) 2018-05-31 2023-04-04 Nxp B.V. Merchant transaction mirroring for personal point of sale (pPOS) for card present e-commerce and in vehicle transaction
US10546444B2 (en) 2018-06-21 2020-01-28 Capital One Services, Llc Systems and methods for secure read-only authentication
US10771254B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for email-based card activation
US10607214B1 (en) 2018-10-02 2020-03-31 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072583A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for establishing identity for order pick up
US10680824B2 (en) 2018-10-02 2020-06-09 Capital One Services, Llc Systems and methods for inventory management using cryptographic authentication of contactless cards
WO2020072474A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10771253B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10489781B1 (en) 2018-10-02 2019-11-26 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10909527B2 (en) 2018-10-02 2021-02-02 Capital One Services, Llc Systems and methods for performing a reissue of a contactless card
US10542036B1 (en) 2018-10-02 2020-01-21 Capital One Services, Llc Systems and methods for signaling an attack on contactless cards
KR20210066798A (en) 2018-10-02 2021-06-07 캐피탈 원 서비시즈, 엘엘씨 System and method for cryptographic authentication of contactless card
US10511443B1 (en) 2018-10-02 2019-12-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
CA3115084A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10579998B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072670A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10581611B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10949520B2 (en) 2018-10-02 2021-03-16 Capital One Services, Llc Systems and methods for cross coupling risk analytics and one-time-passcodes
AU2019355436A1 (en) 2018-10-02 2021-04-15 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10582386B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10592710B1 (en) 2018-10-02 2020-03-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072552A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072575A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US11210664B2 (en) 2018-10-02 2021-12-28 Capital One Services, Llc Systems and methods for amplifying the strength of cryptographic algorithms
US10565587B1 (en) 2018-10-02 2020-02-18 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
JP2022508026A (en) 2018-10-02 2022-01-19 キャピタル・ワン・サービシーズ・リミテッド・ライアビリティ・カンパニー Systems and methods for cryptographic authentication of non-contact cards
WO2020072694A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10554411B1 (en) 2018-10-02 2020-02-04 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072529A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
KR20210065109A (en) 2018-10-02 2021-06-03 캐피탈 원 서비시즈, 엘엘씨 System and method for cryptographic authentication of contactless card
KR20210068028A (en) 2018-10-02 2021-06-08 캐피탈 원 서비시즈, 엘엘씨 System and method for cryptographic authentication of contactless card
US10505738B1 (en) 2018-10-02 2019-12-10 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US20200226581A1 (en) 2019-01-11 2020-07-16 Capital One Services, Llc Systems and methods for touch screen interface interaction using a card overlay
US11037136B2 (en) 2019-01-24 2021-06-15 Capital One Services, Llc Tap to autofill card data
US10510074B1 (en) 2019-02-01 2019-12-17 Capital One Services, Llc One-tap payment using a contactless card
US11120453B2 (en) 2019-02-01 2021-09-14 Capital One Services, Llc Tap card to securely generate card data to copy to clipboard
US10467622B1 (en) 2019-02-01 2019-11-05 Capital One Services, Llc Using on-demand applications to generate virtual numbers for a contactless card to securely autofill forms
US10425129B1 (en) 2019-02-27 2019-09-24 Capital One Services, Llc Techniques to reduce power consumption in near field communication systems
US10523708B1 (en) 2019-03-18 2019-12-31 Capital One Services, Llc System and method for second factor authentication of customer support calls
US10984416B2 (en) 2019-03-20 2021-04-20 Capital One Services, Llc NFC mobile currency transfer
US10535062B1 (en) 2019-03-20 2020-01-14 Capital One Services, Llc Using a contactless card to securely share personal data stored in a blockchain
US10643420B1 (en) 2019-03-20 2020-05-05 Capital One Services, Llc Contextual tapping engine
US10438437B1 (en) 2019-03-20 2019-10-08 Capital One Services, Llc Tap to copy data to clipboard via NFC
US10970712B2 (en) 2019-03-21 2021-04-06 Capital One Services, Llc Delegated administration of permissions using a contactless card
US10467445B1 (en) 2019-03-28 2019-11-05 Capital One Services, Llc Devices and methods for contactless card alignment with a foldable mobile device
US11521262B2 (en) 2019-05-28 2022-12-06 Capital One Services, Llc NFC enhanced augmented reality information overlays
US10516447B1 (en) 2019-06-17 2019-12-24 Capital One Services, Llc Dynamic power levels in NFC card communications
US11392933B2 (en) 2019-07-03 2022-07-19 Capital One Services, Llc Systems and methods for providing online and hybridcard interactions
US10871958B1 (en) 2019-07-03 2020-12-22 Capital One Services, Llc Techniques to perform applet programming
US11694187B2 (en) 2019-07-03 2023-07-04 Capital One Services, Llc Constraining transactional capabilities for contactless cards
US12086852B2 (en) 2019-07-08 2024-09-10 Capital One Services, Llc Authenticating voice transactions with payment card
US10713649B1 (en) 2019-07-09 2020-07-14 Capital One Services, Llc System and method enabling mobile near-field communication to update display on a payment card
US10498401B1 (en) 2019-07-15 2019-12-03 Capital One Services, Llc System and method for guiding card positioning using phone sensors
US10885514B1 (en) 2019-07-15 2021-01-05 Capital One Services, Llc System and method for using image data to trigger contactless card transactions
US11182771B2 (en) 2019-07-17 2021-11-23 Capital One Services, Llc System for value loading onto in-vehicle device
US10733601B1 (en) 2019-07-17 2020-08-04 Capital One Services, Llc Body area network facilitated authentication or payment authorization
US10832271B1 (en) 2019-07-17 2020-11-10 Capital One Services, Llc Verified reviews using a contactless card
US11521213B2 (en) 2019-07-18 2022-12-06 Capital One Services, Llc Continuous authentication for digital services based on contactless card positioning
US10506426B1 (en) 2019-07-19 2019-12-10 Capital One Services, Llc Techniques for call authentication
US10541995B1 (en) 2019-07-23 2020-01-21 Capital One Services, Llc First factor contactless card authentication system and method
AU2019469080A1 (en) 2019-10-02 2022-04-21 Capital One Services, Llc Client device authentication using contactless legacy magnetic stripe data
US11615395B2 (en) 2019-12-23 2023-03-28 Capital One Services, Llc Authentication for third party digital wallet provisioning
US10885410B1 (en) 2019-12-23 2021-01-05 Capital One Services, Llc Generating barcodes utilizing cryptographic techniques
US10733283B1 (en) 2019-12-23 2020-08-04 Capital One Services, Llc Secure password generation and management using NFC and contactless smart cards
US10657754B1 (en) 2019-12-23 2020-05-19 Capital One Services, Llc Contactless card and personal identification system
US11651361B2 (en) 2019-12-23 2023-05-16 Capital One Services, Llc Secure authentication based on passport data stored in a contactless card
US11113685B2 (en) 2019-12-23 2021-09-07 Capital One Services, Llc Card issuing with restricted virtual numbers
US10862540B1 (en) 2019-12-23 2020-12-08 Capital One Services, Llc Method for mapping NFC field strength and location on mobile devices
US10853795B1 (en) 2019-12-24 2020-12-01 Capital One Services, Llc Secure authentication based on identity data stored in a contactless card
US11200563B2 (en) 2019-12-24 2021-12-14 Capital One Services, Llc Account registration using a contactless card
US10664941B1 (en) 2019-12-24 2020-05-26 Capital One Services, Llc Steganographic image encoding of biometric template information on a card
US10757574B1 (en) 2019-12-26 2020-08-25 Capital One Services, Llc Multi-factor authentication providing a credential via a contactless card for secure messaging
US10909544B1 (en) 2019-12-26 2021-02-02 Capital One Services, Llc Accessing and utilizing multiple loyalty point accounts
US11038688B1 (en) 2019-12-30 2021-06-15 Capital One Services, Llc Techniques to control applets for contactless cards
US10860914B1 (en) 2019-12-31 2020-12-08 Capital One Services, Llc Contactless card and method of assembly
US11455620B2 (en) 2019-12-31 2022-09-27 Capital One Services, Llc Tapping a contactless card to a computing device to provision a virtual number
US11210656B2 (en) 2020-04-13 2021-12-28 Capital One Services, Llc Determining specific terms for contactless card activation
US10915888B1 (en) 2020-04-30 2021-02-09 Capital One Services, Llc Contactless card with multiple rotating security keys
US10861006B1 (en) 2020-04-30 2020-12-08 Capital One Services, Llc Systems and methods for data access control using a short-range transceiver
US11823175B2 (en) 2020-04-30 2023-11-21 Capital One Services, Llc Intelligent card unlock
US11030339B1 (en) 2020-04-30 2021-06-08 Capital One Services, Llc Systems and methods for data access control of personal user data using a short-range transceiver
US11222342B2 (en) 2020-04-30 2022-01-11 Capital One Services, Llc Accurate images in graphical user interfaces to enable data transfer
US10963865B1 (en) 2020-05-12 2021-03-30 Capital One Services, Llc Augmented reality card activation experience
US11063979B1 (en) 2020-05-18 2021-07-13 Capital One Services, Llc Enabling communications between applications in a mobile operating system
US11100511B1 (en) 2020-05-18 2021-08-24 Capital One Services, Llc Application-based point of sale system in mobile operating systems
US11062098B1 (en) 2020-08-11 2021-07-13 Capital One Services, Llc Augmented reality information display and interaction via NFC based authentication
US11165586B1 (en) 2020-10-30 2021-11-02 Capital One Services, Llc Call center web-based authentication using a contactless card
US11482312B2 (en) 2020-10-30 2022-10-25 Capital One Services, Llc Secure verification of medical status using a contactless card
US11373169B2 (en) 2020-11-03 2022-06-28 Capital One Services, Llc Web-based activation of contactless cards
US11216799B1 (en) 2021-01-04 2022-01-04 Capital One Services, Llc Secure generation of one-time passcodes using a contactless card
US11682012B2 (en) 2021-01-27 2023-06-20 Capital One Services, Llc Contactless delivery systems and methods
US11687930B2 (en) 2021-01-28 2023-06-27 Capital One Services, Llc Systems and methods for authentication of access tokens
US11562358B2 (en) 2021-01-28 2023-01-24 Capital One Services, Llc Systems and methods for near field contactless card communication and cryptographic authentication
US11792001B2 (en) 2021-01-28 2023-10-17 Capital One Services, Llc Systems and methods for secure reprovisioning
US11438329B2 (en) 2021-01-29 2022-09-06 Capital One Services, Llc Systems and methods for authenticated peer-to-peer data transfer using resource locators
US11777933B2 (en) 2021-02-03 2023-10-03 Capital One Services, Llc URL-based authentication for payment cards
US11637826B2 (en) 2021-02-24 2023-04-25 Capital One Services, Llc Establishing authentication persistence
US11245438B1 (en) 2021-03-26 2022-02-08 Capital One Services, Llc Network-enabled smart apparatus and systems and methods for activating and provisioning same
US11935035B2 (en) 2021-04-20 2024-03-19 Capital One Services, Llc Techniques to utilize resource locators by a contactless card to perform a sequence of operations
US11961089B2 (en) 2021-04-20 2024-04-16 Capital One Services, Llc On-demand applications to extend web services
US11902442B2 (en) 2021-04-22 2024-02-13 Capital One Services, Llc Secure management of accounts on display devices using a contactless card
US11887143B2 (en) 2021-04-22 2024-01-30 Capital One Services, Llc Record management system for enabling access to a record
US11354555B1 (en) 2021-05-04 2022-06-07 Capital One Services, Llc Methods, mediums, and systems for applying a display to a transaction card
US12041172B2 (en) 2021-06-25 2024-07-16 Capital One Services, Llc Cryptographic authentication to control access to storage devices
US12061682B2 (en) 2021-07-19 2024-08-13 Capital One Services, Llc System and method to perform digital authentication using multiple channels of communication
US12062258B2 (en) 2021-09-16 2024-08-13 Capital One Services, Llc Use of a payment card to unlock a lock
US12069173B2 (en) 2021-12-15 2024-08-20 Capital One Services, Llc Key recovery based on contactless card authentication

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0253240B1 (en) * 1986-07-03 1992-03-25 OMRON Corporation Pos terminal device
EP0786746B1 (en) * 1996-01-22 2000-03-15 Welcome Real Time Method and device for processing coded information with an IC-card

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US25A (en) * 1836-09-14 Machine fok sawing shingles
GB2274349B (en) * 1993-01-15 1997-01-15 Htec Ltd Retailing system
CN1096648C (en) 1993-06-02 2002-12-18 惠普公司 System and method for revaluation of stored tokens in IC cards
US5544246A (en) 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
US5721781A (en) * 1995-09-13 1998-02-24 Microsoft Corporation Authentication system and method for smart card transactions
WO1997010560A1 (en) * 1995-09-14 1997-03-20 Cybermark, L.L.C. Stored value transaction system and method using anonymous account numbers
US5796832A (en) * 1995-11-13 1998-08-18 Transaction Technology, Inc. Wireless transaction and information system
FR2754082B1 (en) * 1996-09-27 1998-12-11 Etac CUSTOMER LOYALTY SYSTEM AND METHOD, AND CORRESPONDING TERMINAL
DE29619000U1 (en) 1996-10-31 1997-02-13 Pfisterer, Alexandra, 79111 Freiburg System for registration and billing of services using electronically processable credit carriers
US5932869A (en) * 1996-12-27 1999-08-03 Graphic Technology, Inc. Promotional system with magnetic stripe and visual thermo-reversible print surfaced medium
US6085976A (en) * 1998-05-22 2000-07-11 Sehr; Richard P. Travel system and methods utilizing multi-application passenger cards
US6003014A (en) * 1997-08-22 1999-12-14 Visa International Service Association Method and apparatus for acquiring access using a smart card
US6105008A (en) * 1997-10-16 2000-08-15 Visa International Service Association Internet loading system using smart card
US6061660A (en) * 1997-10-20 2000-05-09 York Eggleston System and method for incentive programs and award fulfillment
US6889198B2 (en) * 1998-01-30 2005-05-03 Citicorp Development Center, Inc. Method and system for tracking smart card loyalty points
US6129274A (en) * 1998-06-09 2000-10-10 Fujitsu Limited System and method for updating shopping transaction history using electronic personal digital shopping assistant

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0253240B1 (en) * 1986-07-03 1992-03-25 OMRON Corporation Pos terminal device
EP0786746B1 (en) * 1996-01-22 2000-03-15 Welcome Real Time Method and device for processing coded information with an IC-card

Also Published As

Publication number Publication date
US6889198B2 (en) 2005-05-03
BR9900245A (en) 2000-03-28
CN1226042A (en) 1999-08-18
CN101655957A (en) 2010-02-24
US20020065712A1 (en) 2002-05-30
EP0933717A3 (en) 2001-02-21
EP0933717A2 (en) 1999-08-04
JP2000011109A (en) 2000-01-14
AR014522A1 (en) 2001-02-28
TW446895B (en) 2001-07-21

Similar Documents

Publication Publication Date Title
SG90036A1 (en) A method and system for tracking smart card loyalty points
IL137456A (en) Credit card system and method
EP0709803A3 (en) Contactless IC card system and communication method thereof
AU4840400A (en) Smart card application development system and method
AU6455999A (en) Portable smart card reader and transaction system
IL133090A0 (en) Smart card pin system, card and reader
AU7050498A (en) Method for making smart card or similar electronic device
AU2609900A (en) System and method for performing secure credit card purchases
IL142574A0 (en) System and method for fleet tracking
GB2307379B (en) Non-contact type information card
AU1481595A (en) Case for microcircuit card reader
SG74017A1 (en) Ic card ic card system and ic for ic card
AU1481695A (en) Case for microcircuit card reader
AU138868S (en) Data card reader
GB9621438D0 (en) Improved card reader/writer
AUPQ487399A0 (en) Method and system for secure contactless card applications
HK1047179A1 (en) System and method for communicating between smart cards
DE69820353D1 (en) Smart card issuing system and method
AU7303698A (en) Smart card reader
HK1015490A1 (en) Reader for chip cards
AU9081898A (en) Smart card reader
AU2445999A (en) Method for reading and writing a smart card
IL120675A0 (en) Smart card device and method
GB9724657D0 (en) System reader and method for recovering data from a contactless data carrier
ZA200004506B (en) Credit card system and method.