SG11202111022XA - Refunding real-time payment transaction - Google Patents
Refunding real-time payment transactionInfo
- Publication number
- SG11202111022XA SG11202111022XA SG11202111022XA SG11202111022XA SG11202111022XA SG 11202111022X A SG11202111022X A SG 11202111022XA SG 11202111022X A SG11202111022X A SG 11202111022XA SG 11202111022X A SG11202111022X A SG 11202111022XA SG 11202111022X A SG11202111022X A SG 11202111022XA
- Authority
- SG
- Singapore
- Prior art keywords
- refunding
- real
- payment transaction
- time payment
- time
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/407—Cancellation of a transaction
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US16/440,055 US11386432B2 (en) | 2019-06-13 | 2019-06-13 | Refunding real-time payment transaction via payment card network messaging and settlement |
PCT/US2020/028741 WO2020251657A1 (en) | 2019-06-13 | 2020-04-17 | Refunding real-time payment transaction |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11202111022XA true SG11202111022XA (en) | 2021-11-29 |
Family
ID=73744654
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG11202111022XA SG11202111022XA (en) | 2019-06-13 | 2020-04-17 | Refunding real-time payment transaction |
Country Status (5)
Country | Link |
---|---|
US (2) | US11386432B2 (en) |
EP (1) | EP3983977A4 (en) |
AU (1) | AU2020291370A1 (en) |
SG (1) | SG11202111022XA (en) |
WO (1) | WO2020251657A1 (en) |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11842330B2 (en) * | 2020-08-06 | 2023-12-12 | Visa International Service Association | Method and system for routing payment transactions of a payment account |
CN115204875B (en) * | 2022-07-13 | 2023-10-24 | 江骞 | Stored value card fund safety control method and device |
Family Cites Families (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7318047B1 (en) * | 1999-12-29 | 2008-01-08 | Pitney Bowes Inc. | Method and apparatus for providing electronic refunds in an online payment system |
US20020161698A1 (en) * | 2000-10-04 | 2002-10-31 | Wical Kelly J. | Caching system using timing queues based on last access times |
EP1495422A4 (en) | 2002-04-04 | 2007-07-18 | Catalina Marketing Int | Product recall using customer prior shopping history data |
US8249965B2 (en) | 2006-03-30 | 2012-08-21 | Obopay, Inc. | Member-supported mobile payment system |
US20120095873A1 (en) | 2010-10-14 | 2012-04-19 | Ebay Inc. | Escrow management system for marketplaces |
US9996834B2 (en) * | 2012-07-02 | 2018-06-12 | Mastercard International Incorporated | Systems and methods for settling chargeback transactions |
US20160371680A1 (en) * | 2015-06-19 | 2016-12-22 | Stanley Kevin Miles | Systems and methods for secure payment |
US20160379216A1 (en) | 2015-06-26 | 2016-12-29 | Vantiv, Llc | Automatic chargeback management |
US20170221066A1 (en) | 2015-07-01 | 2017-08-03 | The Clearing House Payments Company, L.L.C. | Real-time payment system, method, apparatus, and computer program |
US11042882B2 (en) * | 2015-07-01 | 2021-06-22 | The Clearing House Payments Company, L.L.C. | Real-time payment system, method, apparatus, and computer program |
US20170243220A1 (en) * | 2016-01-29 | 2017-08-24 | Mastercard International Incorporated | Systems and methods for blocking ineligible fraud-related chargebacks |
RU2718227C1 (en) * | 2016-05-12 | 2020-03-31 | Мастеркард Интернэшнл Инкорпорейтед | Communication network and method of processing pre-return payment disputes |
-
2019
- 2019-06-13 US US16/440,055 patent/US11386432B2/en active Active
-
2020
- 2020-04-17 AU AU2020291370A patent/AU2020291370A1/en active Pending
- 2020-04-17 EP EP20823326.2A patent/EP3983977A4/en active Pending
- 2020-04-17 WO PCT/US2020/028741 patent/WO2020251657A1/en active Application Filing
- 2020-04-17 SG SG11202111022XA patent/SG11202111022XA/en unknown
-
2022
- 2022-06-21 US US17/844,979 patent/US20220327540A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
EP3983977A1 (en) | 2022-04-20 |
US11386432B2 (en) | 2022-07-12 |
AU2020291370A1 (en) | 2021-11-18 |
US20220327540A1 (en) | 2022-10-13 |
EP3983977A4 (en) | 2023-07-05 |
US20200394655A1 (en) | 2020-12-17 |
WO2020251657A1 (en) | 2020-12-17 |
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