SG11202109017YA - System and method for authorizing a transaction - Google Patents

System and method for authorizing a transaction

Info

Publication number
SG11202109017YA
SG11202109017YA SG11202109017YA SG11202109017YA SG11202109017YA SG 11202109017Y A SG11202109017Y A SG 11202109017YA SG 11202109017Y A SG11202109017Y A SG 11202109017YA SG 11202109017Y A SG11202109017Y A SG 11202109017YA SG 11202109017Y A SG11202109017Y A SG 11202109017YA
Authority
SG
Singapore
Prior art keywords
authorizing
transaction
Prior art date
Application number
SG11202109017YA
Inventor
Anurag Gupta
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11202109017YA publication Critical patent/SG11202109017YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
SG11202109017YA 2019-06-12 2019-06-12 System and method for authorizing a transaction SG11202109017YA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US2019/036769 WO2020251563A1 (en) 2019-06-12 2019-06-12 System and method for authorizing a transaction

Publications (1)

Publication Number Publication Date
SG11202109017YA true SG11202109017YA (en) 2021-09-29

Family

ID=73781008

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202109017YA SG11202109017YA (en) 2019-06-12 2019-06-12 System and method for authorizing a transaction

Country Status (5)

Country Link
US (1) US20220156742A1 (en)
EP (1) EP3983978A4 (en)
CN (1) CN113661507A (en)
SG (1) SG11202109017YA (en)
WO (1) WO2020251563A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11966921B2 (en) 2021-04-20 2024-04-23 Capital One Services, Llc Systems and methods for using proxy number tokens with configurable relationship data bindings

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001075734A1 (en) * 2000-03-31 2001-10-11 Softcoin, Inc. Facilitating transactions between merchant, associate, and user
US9256874B2 (en) * 2011-04-15 2016-02-09 Shift4 Corporation Method and system for enabling merchants to share tokens
US9818111B2 (en) * 2011-04-15 2017-11-14 Shift4 Corporation Merchant-based token sharing
US10318932B2 (en) * 2011-06-07 2019-06-11 Entit Software Llc Payment card processing system with structure preserving encryption
US9830595B2 (en) * 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
US9741045B1 (en) * 2012-03-16 2017-08-22 Square, Inc. Ranking of merchants for cardless payment transactions
AU2014293042A1 (en) * 2013-07-24 2016-02-11 Visa International Service Association Systems and methods for communicating risk using token assurance data
JP6386567B2 (en) * 2013-10-11 2018-09-05 ビザ インターナショナル サービス アソシエーション Network token system
US20160239840A1 (en) * 2015-02-17 2016-08-18 Ca, Inc. System and method of securely transferring payment for an online transaction
US20170091758A1 (en) * 2015-09-30 2017-03-30 Bank Of America Corporation Merchant tokenization migration infrastructure system
JP6727799B2 (en) * 2015-12-09 2020-07-22 キヤノン株式会社 Authority delegation system, information processing device, authorization server, control method and program
US10984396B2 (en) * 2017-04-06 2021-04-20 Mastercard International Incorporated Method and system for distribution of data insights

Also Published As

Publication number Publication date
WO2020251563A1 (en) 2020-12-17
EP3983978A1 (en) 2022-04-20
CN113661507A (en) 2021-11-16
EP3983978A4 (en) 2022-06-01
US20220156742A1 (en) 2022-05-19

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