SG11202101281SA - Identity authentication system and methods - Google Patents

Identity authentication system and methods

Info

Publication number
SG11202101281SA
SG11202101281SA SG11202101281SA SG11202101281SA SG11202101281SA SG 11202101281S A SG11202101281S A SG 11202101281SA SG 11202101281S A SG11202101281S A SG 11202101281SA SG 11202101281S A SG11202101281S A SG 11202101281SA SG 11202101281S A SG11202101281S A SG 11202101281SA
Authority
SG
Singapore
Prior art keywords
methods
authentication system
identity authentication
identity
authentication
Prior art date
Application number
SG11202101281SA
Inventor
Carvalho Beatriz Montiani
Rogerio Cazelato
Juan Amezcua
Belkis Barral
Gabriela Castillo
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11202101281SA publication Critical patent/SG11202101281SA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H04L9/3231—Biological data, e.g. fingerprint, voice or retina
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
SG11202101281SA 2018-09-04 2019-09-03 Identity authentication system and methods SG11202101281SA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201862726983P 2018-09-04 2018-09-04
PCT/US2019/049363 WO2020051150A1 (en) 2018-09-04 2019-09-03 Identity authentication system and methods

Publications (1)

Publication Number Publication Date
SG11202101281SA true SG11202101281SA (en) 2021-03-30

Family

ID=69721788

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202101281SA SG11202101281SA (en) 2018-09-04 2019-09-03 Identity authentication system and methods

Country Status (4)

Country Link
US (2) US11392946B2 (en)
CN (1) CN112840337B (en)
SG (1) SG11202101281SA (en)
WO (1) WO2020051150A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20230186308A1 (en) * 2021-12-09 2023-06-15 Chime Financial, Inc. Utilizing a fraud prediction machine-learning model to intelligently generate fraud predictions for network transactions

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8380630B2 (en) * 2000-07-06 2013-02-19 David Paul Felsher Information record infrastructure, system and method
US20060235795A1 (en) * 2005-04-19 2006-10-19 Microsoft Corporation Secure network commercial transactions
GB0625851D0 (en) * 2006-12-22 2007-02-07 Isis Innovation Improvements in communications security
US7904389B2 (en) * 2007-05-30 2011-03-08 Visa U.S.A. Inc. Real time account update
US8443202B2 (en) * 2009-08-05 2013-05-14 Daon Holdings Limited Methods and systems for authenticating users
US10089683B2 (en) * 2010-02-08 2018-10-02 Visa International Service Association Fraud reduction system for transactions
US8473421B2 (en) * 2010-06-01 2013-06-25 Mobilecause, Inc. Systems and methods for fundraising via mobile applications
WO2012174427A2 (en) * 2011-06-16 2012-12-20 OneID Inc. Method and system for determining authentication levels in transactions
WO2013062777A1 (en) 2011-10-23 2013-05-02 Nandakumar Gopal Authentication system and method
US20130104197A1 (en) * 2011-10-23 2013-04-25 Gopal Nandakumar Authentication system
US20130099891A1 (en) 2011-10-23 2013-04-25 Gopal Nandakumar Authentication method
US20130268308A1 (en) * 2012-04-05 2013-10-10 International Business Machines Corporation Distributed software framework for defining and managing geo-task campaigns
US10607212B2 (en) * 2013-07-15 2020-03-31 Visa International Services Association Secure remote payment transaction processing
AU2014306440A1 (en) * 2013-08-15 2016-03-03 Visa International Service Association Secure remote payment transaction processing using a secure element
SG11201602093TA (en) * 2013-09-20 2016-04-28 Visa Int Service Ass Secure remote payment transaction processing including consumer authentication
US20150170226A1 (en) * 2013-12-17 2015-06-18 Ebay Inc. Virtual charitable event
US20170169435A1 (en) 2014-01-31 2017-06-15 Via International Service Association Method and system for authorizing a transaction
US20160012216A1 (en) * 2014-04-10 2016-01-14 Sequitur Labs Inc. System for policy-managed secure authentication and secure authorization
US20150371290A1 (en) * 2014-06-19 2015-12-24 Douglas Hexter Method of correlating human activities with third party donations
US20160364794A1 (en) * 2015-06-09 2016-12-15 International Business Machines Corporation Scoring transactional fraud using features of transaction payment relationship graphs

Also Published As

Publication number Publication date
CN112840337B (en) 2022-07-05
US20210406889A1 (en) 2021-12-30
US20220318803A1 (en) 2022-10-06
US11392946B2 (en) 2022-07-19
CN112840337A (en) 2021-05-25
WO2020051150A1 (en) 2020-03-12

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