SG11202010625RA - Post-paid transaction data processing method and device, processing apparatus, and server - Google Patents

Post-paid transaction data processing method and device, processing apparatus, and server

Info

Publication number
SG11202010625RA
SG11202010625RA SG11202010625RA SG11202010625RA SG11202010625RA SG 11202010625R A SG11202010625R A SG 11202010625RA SG 11202010625R A SG11202010625R A SG 11202010625RA SG 11202010625R A SG11202010625R A SG 11202010625RA SG 11202010625R A SG11202010625R A SG 11202010625RA
Authority
SG
Singapore
Prior art keywords
server
post
transaction data
processing apparatus
data processing
Prior art date
Application number
SG11202010625RA
Inventor
Jun Wang
Original Assignee
Advanced New Technologies Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Advanced New Technologies Co Ltd filed Critical Advanced New Technologies Co Ltd
Publication of SG11202010625RA publication Critical patent/SG11202010625RA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N20/00—Machine learning
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N5/00—Computing arrangements using knowledge-based models
    • G06N5/01—Dynamic search techniques; Heuristics; Dynamic trees; Branch-and-bound
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N7/00—Computing arrangements based on specific mathematical models
    • G06N7/01—Probabilistic graphical models, e.g. probabilistic networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
SG11202010625RA 2018-07-27 2019-06-13 Post-paid transaction data processing method and device, processing apparatus, and server SG11202010625RA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201810841320.8A CN109191110B (en) 2018-07-27 2018-07-27 Post-payment transaction data processing method, device, processing equipment and server
PCT/CN2019/091092 WO2020019895A1 (en) 2018-07-27 2019-06-13 Method for processing data of buy-now-pay-later transaction, device, processing apparatus, and server

Publications (1)

Publication Number Publication Date
SG11202010625RA true SG11202010625RA (en) 2020-11-27

Family

ID=64937242

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202010625RA SG11202010625RA (en) 2018-07-27 2019-06-13 Post-paid transaction data processing method and device, processing apparatus, and server

Country Status (5)

Country Link
US (1) US11373161B2 (en)
CN (1) CN109191110B (en)
SG (1) SG11202010625RA (en)
TW (1) TWI716871B (en)
WO (1) WO2020019895A1 (en)

Families Citing this family (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109191110B (en) * 2018-07-27 2023-05-23 创新先进技术有限公司 Post-payment transaction data processing method, device, processing equipment and server
CN109785122A (en) * 2019-01-21 2019-05-21 深圳萨摩耶互联网金融服务有限公司 The Risk Forecast Method and system of fund side, electronic equipment
CN110020938B (en) * 2019-01-23 2024-01-16 创新先进技术有限公司 Transaction information processing method, device, equipment and storage medium
CN110097369A (en) * 2019-03-18 2019-08-06 深圳壹账通智能科技有限公司 Transaction data processing method, device, electronic equipment and storage medium
CN110060047A (en) * 2019-03-28 2019-07-26 阿里巴巴集团控股有限公司 Credit risk method of discrimination and its device based on transaction
CN110245941B (en) * 2019-04-25 2023-06-30 创新先进技术有限公司 Transaction risk identification method and device
CN110503551B (en) * 2019-08-02 2024-03-19 创新先进技术有限公司 Network fund transaction channel maintenance method, device and equipment
CN111461828A (en) * 2020-03-31 2020-07-28 深圳市三收健康管理科技有限公司 Health data processing method, device and system based on bill
CN111539711A (en) * 2020-04-24 2020-08-14 支付宝(杭州)信息技术有限公司 Security business transaction method and device and electronic equipment
CN111784384B (en) * 2020-06-19 2022-07-19 支付宝(杭州)信息技术有限公司 Payment service data processing method, device, equipment and system
CN111754220B (en) * 2020-06-24 2022-07-19 支付宝(杭州)信息技术有限公司 Terminal equipment, service processing system and method for transmitting digital resources
CN112037038A (en) * 2020-09-02 2020-12-04 中国银行股份有限公司 Bank credit risk prediction method and device
CN117408700A (en) * 2020-12-07 2024-01-16 支付宝(杭州)信息技术有限公司 Face brushing payment method and device, face brushing equipment and server
CN112613884A (en) * 2020-12-08 2021-04-06 支付宝(杭州)信息技术有限公司 Transaction data processing method, device, equipment and system
CN112651632A (en) * 2020-12-25 2021-04-13 车主邦（北京）科技有限公司 Information analysis processing method and device based on marketing data
CN112862622A (en) * 2021-03-03 2021-05-28 泰康保险集团股份有限公司 Data processing system and method, storage medium and electronic terminal
CN113419794B (en) * 2021-06-30 2022-05-06 蚂蚁智信(杭州)信息技术有限公司 Payment processing method and device
CN113643169A (en) * 2021-08-31 2021-11-12 平安医疗健康管理股份有限公司 Method, device and equipment for determining medical expense payment mode and storage medium
US20230100880A1 (en) * 2021-09-29 2023-03-30 Ncr Corporation Interfaces and techniques for secure transaction funding
US11968130B2 (en) * 2022-08-30 2024-04-23 Bank Of America Corporation Real-time adjustment of resource allocation based on usage mapping via an artificial intelligence engine

Family Cites Families (46)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7248855B2 (en) * 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
US6999943B1 (en) * 2000-03-10 2006-02-14 Doublecredit.Com, Inc. Routing methods and systems for increasing payment transaction volume and profitability
US20080215472A1 (en) * 2000-06-27 2008-09-04 Nicholas Ahthony Lindsay Brown Variable use advanced messaging system and method
US20040111370A1 (en) * 2000-06-27 2004-06-10 Digital World Access, Inc. Single source money management system
US7383223B1 (en) * 2000-09-20 2008-06-03 Cashedge, Inc. Method and apparatus for managing multiple accounts
CN102496107A (en) * 2002-02-14 2012-06-13 Z·佩森 Apparatus and method of a distributed capital system
US8098804B1 (en) * 2002-04-29 2012-01-17 Securus Technologies, Inc. Systems and methods for call treatment using a third party database
US7617128B2 (en) * 2004-06-15 2009-11-10 Revolutionary E-Commerce Systems, Inc. Online transaction hosting apparatus and system
US20070063024A1 (en) * 2005-09-21 2007-03-22 Plastyc Inc. Dual macro- and micro-payment card system
TW200729086A (en) * 2006-01-23 2007-08-01 Network Security Technology A payment deduction method by non real-time connection
US7828204B2 (en) * 2006-02-01 2010-11-09 Mastercard International Incorporated Techniques for authorization of usage of a payment device
US20070228156A1 (en) * 2006-03-28 2007-10-04 Household Corporation Interoperability facilitator
US20100106586A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for determining positive consumer behavior based upon structural risk
US7792743B2 (en) * 2007-05-02 2010-09-07 Google Inc. Flexible advertiser billing system with mixed postpayment and prepayment capabilities
US9098851B2 (en) * 2008-02-14 2015-08-04 Mastercard International Incorporated Method and apparatus for simplifying the handling of complex payment transactions
US7853520B2 (en) * 2008-02-29 2010-12-14 American Express Travel Related Services Company, Inc. Total structural risk model
TWI521451B (en) * 2009-07-29 2016-02-11 Danal Taiwan Co Ltd To assess the risk of online consumption of trading control methods, systems and online transactions to pay methods
US20110112869A1 (en) * 2009-11-09 2011-05-12 Revolutionary E-Commerce Systems, Inc. Online transaction hosting apparatus and method
US20110125565A1 (en) * 2009-11-24 2011-05-26 Visa U.S.A. Inc. Systems and Methods for Multi-Channel Offer Redemption
US20110131130A1 (en) * 2009-12-01 2011-06-02 Bank Of America Corporation Integrated risk assessment and management system
TWI431539B (en) * 2010-01-15 2014-03-21 Danal Taiwan Co Ltd Online payment method and system (1)
TW201124922A (en) * 2010-01-15 2011-07-16 Danal Taiwan Co Ltd Online payment method and system.
US10360578B2 (en) * 2012-01-30 2019-07-23 Visa International Service Association Systems and methods to process payments based on payment deals
CN103093379A (en) * 2012-05-09 2013-05-08 李葛亮 Methods used for preventing and controlling credit risk
US20140052616A1 (en) * 2012-08-17 2014-02-20 Plastiq Inc. Payment system and methods for brokering consumer-pay transactions
US20150193749A1 (en) * 2014-01-06 2015-07-09 iVinci Partners, LLC Systems and methods of managing payments including brokering balances
JP5665157B1 (en) * 2014-07-15 2015-02-04 株式会社 ネットプロテクションズ Credit screening system
US10387882B2 (en) * 2015-07-01 2019-08-20 Klarna Ab Method for using supervised model with physical store
US10387881B2 (en) * 2015-10-02 2019-08-20 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10504122B2 (en) * 2015-12-17 2019-12-10 Mastercard International Incorporated Systems and methods for predicting chargebacks
CN105631732A (en) * 2015-12-31 2016-06-01 北京京东尚科信息技术有限公司 Method and device for determining user authority
US10467631B2 (en) * 2016-04-08 2019-11-05 International Business Machines Corporation Ranking and tracking suspicious procurement entities
CN107590653B (en) * 2016-07-08 2021-03-09 中国电信股份有限公司 Payment method, terminal and system
US20180040064A1 (en) * 2016-08-04 2018-02-08 Xero Limited Network-based automated prediction modeling
US10467709B2 (en) * 2016-08-31 2019-11-05 Paypal, Inc. Preemptive data processing to mitigate against overdraft and declined transaction
CN107818460B (en) * 2016-09-13 2021-10-15 北京京东尚科信息技术有限公司 Payment method and device
US10832247B2 (en) * 2016-09-15 2020-11-10 American Express Travel Related Services Company, Inc. Systems and methods for blockchain based payment networks
US10748154B2 (en) * 2016-12-23 2020-08-18 Early Warning Services, Llc System and method using multiple profiles and scores for assessing financial transaction risk
EP3571644A1 (en) * 2017-01-17 2019-11-27 Fair IP, LLC Data processing system and method for transaction facilitation for inventory items
CN107085769A (en) * 2017-04-28 2017-08-22 国网山东省电力公司泰安供电公司 Electricity charge method for prewarning risk and device
US10467559B1 (en) * 2017-09-29 2019-11-05 Square, Inc. Order fulfillment and tracking systems and methods
US10943311B1 (en) * 2017-09-29 2021-03-09 Square, Inc. Order fulfillment and tracking systems and methods
CN107845031A (en) * 2017-10-18 2018-03-27 深圳市分期乐网络科技有限公司 The method and apparatus for assessing the trading activity of user
CN108133372B (en) * 2017-12-28 2022-02-18 蚂蚁智安安全技术(上海)有限公司 Method and device for evaluating payment risk
CN108230153B (en) * 2018-01-23 2022-03-04 交通银行股份有限公司 Multi-section type electronic transaction risk real-time monitoring method and system
CN109191110B (en) * 2018-07-27 2023-05-23 创新先进技术有限公司 Post-payment transaction data processing method, device, processing equipment and server

Also Published As

Publication number Publication date
CN109191110A (en) 2019-01-11
US11373161B2 (en) 2022-06-28
TWI716871B (en) 2021-01-21
TW202008257A (en) 2020-02-16
WO2020019895A1 (en) 2020-01-30
CN109191110B (en) 2023-05-23
US20210081922A1 (en) 2021-03-18

Similar Documents

Publication Publication Date Title
SG11202010625RA (en) Post-paid transaction data processing method and device, processing apparatus, and server
SG11202005054TA (en) Blockchain-based transaction processing method and apparatus, and electronic device
SG11202004838WA (en) Blockchain data processing method, apparatus, device, and system
SG11202100872VA (en) Data processing method, apparatus, and device
PL3533177T3 (en) Multi-blockchain network data processing method, apparatus, and server
SG10202105050PA (en) Key data processing method and apparatus, and server
EP3816922A4 (en) Blockchain-based transaction processing method and apparatus, and electronic device
SG11202100621QA (en) Method, apparatus and electronic device for blockchain transactions
SG11202101606YA (en) Blockchain-based transaction processing method, apparatus, and electronic device
SG11202100309PA (en) Blockchain-based transaction processing method and apparatus, and electronic device
SG11202010849XA (en) Method, apparatus and electronic device for blockchain transactions
SG11202010811VA (en) Method, apparatus and electronic device for blockchain transactions
SG11202010816YA (en) Method, apparatus and electronic device for blockchain transactions
EP3764723A4 (en) Data processing method and apparatus, and terminal device
SG11202105656VA (en) Data processing method and apparatus, and server
EP3779760A4 (en) Blockchain-based data processing method and apparatus, and electronic device
EP3855704A4 (en) Data processing method and apparatus, and computing device
EP3842939C0 (en) Service data processing method and apparatus, and related device
EP3816912A4 (en) Blockchain-based transaction processing method and apparatus, and electronic device
SG11202010202XA (en) Data processing method, apparatus, and client device
SG11202006028TA (en) Payment processing method, apparatus, and server
EP3739450A4 (en) Data processing method and apparatus, and computing device
EP3812997A4 (en) Blockchain-based data processing method and apparatus, and server
EP3816816A4 (en) Blockchain-based data processing method and apparatus, and computer device
SG11202010224YA (en) Method, apparatus, client terminal, and server for data processing