SG11202007743VA - System and method for performing financial transactions using a wireless personal assistant - Google Patents

System and method for performing financial transactions using a wireless personal assistant

Info

Publication number
SG11202007743VA
SG11202007743VA SG11202007743VA SG11202007743VA SG11202007743VA SG 11202007743V A SG11202007743V A SG 11202007743VA SG 11202007743V A SG11202007743V A SG 11202007743VA SG 11202007743V A SG11202007743V A SG 11202007743VA SG 11202007743V A SG11202007743V A SG 11202007743VA
Authority
SG
Singapore
Prior art keywords
financial transactions
wireless personal
personal assistant
performing financial
assistant
Prior art date
Application number
SG11202007743VA
Inventor
Arnab Banik
Hemal Doshi
David Fefferman
Novalina Nursalim
Original Assignee
Paypal Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paypal Inc filed Critical Paypal Inc
Publication of SG11202007743VA publication Critical patent/SG11202007743VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/16—Sound input; Sound output
    • G06F3/167—Audio in a user interface, e.g. using voice commands for navigating, audio feedback
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G10L2015/223—Execution procedure of a spoken command

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Audiology, Speech & Language Pathology (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Human Computer Interaction (AREA)
  • Multimedia (AREA)
  • Health & Medical Sciences (AREA)
  • General Engineering & Computer Science (AREA)
  • General Health & Medical Sciences (AREA)
  • Computational Linguistics (AREA)
  • Acoustics & Sound (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)
SG11202007743VA 2018-02-13 2019-02-13 System and method for performing financial transactions using a wireless personal assistant SG11202007743VA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201862630234P 2018-02-13 2018-02-13
PCT/US2019/017905 WO2019160996A1 (en) 2018-02-13 2019-02-13 System and method for performing financial transactions using a wireless personal assistant

Publications (1)

Publication Number Publication Date
SG11202007743VA true SG11202007743VA (en) 2020-09-29

Family

ID=67542278

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202007743VA SG11202007743VA (en) 2018-02-13 2019-02-13 System and method for performing financial transactions using a wireless personal assistant

Country Status (5)

Country Link
US (2) US11562359B2 (en)
EP (1) EP3752969A4 (en)
CN (1) CN111971706A (en)
SG (1) SG11202007743VA (en)
WO (1) WO2019160996A1 (en)

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003032122A2 (en) * 2001-10-09 2003-04-17 Steven Schiff System and method for conducting a financial transaction using a communication device
US7159120B2 (en) * 2001-11-19 2007-01-02 Good Technology, Inc. Method and system for protecting data within portable electronic devices
KR100423401B1 (en) * 2003-06-24 2004-03-18 (주) 엘지텔레콤 Account transfer/remittance system by mobile-phone and the method
US20110320347A1 (en) * 2007-03-30 2011-12-29 Obopay, Inc. Mobile Networked Payment System
US20080270301A1 (en) * 2007-04-27 2008-10-30 American Express Travel Related Services Co., Inc. Mobile payment system and method
US8732082B2 (en) * 2009-03-03 2014-05-20 Quercus (BVI) Limited System and method for executing an electronic payment
US8554280B2 (en) * 2010-03-23 2013-10-08 Ebay Inc. Free-form entries during payment processes
TW201244511A (en) * 2011-04-20 2012-11-01 hong-yi Jiang Processing method of aptitudes comparison device
US8630921B2 (en) * 2011-06-30 2014-01-14 Ebay Inc. Leveraging a social network to search for local inventory
US20130060679A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. Third-party payments for electronic commerce
US20160012465A1 (en) * 2014-02-08 2016-01-14 Jeffrey A. Sharp System and method for distributing, receiving, and using funds or credits and apparatus thereof
DE102015014366A1 (en) * 2015-11-06 2017-05-11 Audi Ag Access system with a portable authorization device
CA2951529A1 (en) * 2015-12-11 2017-06-11 Capital One Services, Llc Systems and methods for voice-controlled account servicing
US10789596B2 (en) * 2016-05-25 2020-09-29 Facebook, Inc. Generating and utilizing user identifying digital visual codes in electronic payment transactions

Also Published As

Publication number Publication date
CN111971706A (en) 2020-11-20
US11562359B2 (en) 2023-01-24
US20230153814A1 (en) 2023-05-18
US20190251545A1 (en) 2019-08-15
EP3752969A1 (en) 2020-12-23
WO2019160996A1 (en) 2019-08-22
EP3752969A4 (en) 2021-11-24

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