SG11202001318XA - Graphical structure model-based method, apparatus, and device for credit risk control - Google Patents

Graphical structure model-based method, apparatus, and device for credit risk control

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Publication number
SG11202001318XA
SG11202001318XA SG11202001318XA SG11202001318XA SG11202001318XA SG 11202001318X A SG11202001318X A SG 11202001318XA SG 11202001318X A SG11202001318X A SG 11202001318XA SG 11202001318X A SG11202001318X A SG 11202001318XA SG 11202001318X A SG11202001318X A SG 11202001318XA
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SG
Singapore
Prior art keywords
based method
structure model
risk control
credit risk
graphical structure
Prior art date
Application number
SG11202001318XA
Inventor
Le Song
Hui Li
Zhibang Ge
Xin Huang
Chunyang Wen
Lin Wang
Tao Jiang
Yiguang Wang
Xiaofu Chang
guanyin Zhu
Original Assignee
Alibaba Group Holding Ltd
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Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11202001318XA publication Critical patent/SG11202001318XA/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/06Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063Operations research, analysis or management
    • G06Q10/0635Risk analysis of enterprise or organisation activities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00Pattern recognition
    • G06F18/20Analysing
    • G06F18/21Design or setup of recognition systems or techniques; Extraction of features in feature space; Blind source separation
    • G06F18/214Generating training patterns; Bootstrap methods, e.g. bagging or boosting
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06NCOMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N20/00Machine learning
    • G06N20/10Machine learning using kernel methods, e.g. support vector machines [SVM]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06NCOMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N7/00Computing arrangements based on specific mathematical models
    • G06N7/01Probabilistic graphical models, e.g. probabilistic networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Human Resources & Organizations (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Data Mining & Analysis (AREA)
  • Software Systems (AREA)
  • Artificial Intelligence (AREA)
  • Evolutionary Computation (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Marketing (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Mathematical Physics (AREA)
  • Computing Systems (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Algebra (AREA)
  • Probability & Statistics with Applications (AREA)
  • Mathematical Analysis (AREA)
  • Mathematical Optimization (AREA)
  • Pure & Applied Mathematics (AREA)
  • Technology Law (AREA)
  • Tourism & Hospitality (AREA)
  • Computational Mathematics (AREA)
  • Game Theory and Decision Science (AREA)
  • Educational Administration (AREA)
  • Medical Informatics (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Evolutionary Biology (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SG11202001318XA 2017-12-15 2018-10-18 Graphical structure model-based method, apparatus, and device for credit risk control SG11202001318XA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201711349800.4A CN109934697A (en) 2017-12-15 2017-12-15 A kind of credit risk control method, device and equipment based on graph structure model
PCT/CN2018/110730 WO2019114412A1 (en) 2017-12-15 2018-10-18 Graphical structure model-based method for credit risk control, and device and equipment

Publications (1)

Publication Number Publication Date
SG11202001318XA true SG11202001318XA (en) 2020-03-30

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Family Applications (1)

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SG11202001318XA SG11202001318XA (en) 2017-12-15 2018-10-18 Graphical structure model-based method, apparatus, and device for credit risk control

Country Status (6)

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US (1) US11526936B2 (en)
EP (1) EP3690787A4 (en)
CN (1) CN109934697A (en)
SG (1) SG11202001318XA (en)
TW (1) TWI715880B (en)
WO (1) WO2019114412A1 (en)

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Also Published As

Publication number Publication date
EP3690787A4 (en) 2020-09-02
EP3690787A1 (en) 2020-08-05
US11526936B2 (en) 2022-12-13
WO2019114412A1 (en) 2019-06-20
TW201928848A (en) 2019-07-16
TWI715880B (en) 2021-01-11
US20200202428A1 (en) 2020-06-25
CN109934697A (en) 2019-06-25

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