SG11201901280YA - System for data set translation of accounts - Google Patents

System for data set translation of accounts

Info

Publication number
SG11201901280YA
SG11201901280YA SG11201901280YA SG11201901280YA SG11201901280YA SG 11201901280Y A SG11201901280Y A SG 11201901280YA SG 11201901280Y A SG11201901280Y A SG 11201901280YA SG 11201901280Y A SG11201901280Y A SG 11201901280YA SG 11201901280Y A SG11201901280Y A SG 11201901280YA
Authority
SG
Singapore
Prior art keywords
data set
international
authorization
california
processor server
Prior art date
Application number
SG11201901280YA
Other languages
English (en)
Inventor
Michael Mori
Gourab Basu
Rajat Das
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11201901280YA publication Critical patent/SG11201901280YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0884—Network architectures or network communication protocols for network security for authentication of entities by delegation of authentication, e.g. a proxy authenticates an entity to be authenticated on behalf of this entity vis-à-vis an authentication entity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3297—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving time stamps, e.g. generation of time stamps
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12—Detection or prevention of fraud

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Signal Processing (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Computing Systems (AREA)
  • Computer Hardware Design (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SG11201901280YA 2016-10-28 2016-10-28 System for data set translation of accounts SG11201901280YA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US2016/059416 WO2018080518A1 (fr) 2016-10-28 2016-10-28 Système de traduction d'ensembles de données de comptes

Publications (1)

Publication Number Publication Date
SG11201901280YA true SG11201901280YA (en) 2019-03-28

Family

ID=62023901

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201901280YA SG11201901280YA (en) 2016-10-28 2016-10-28 System for data set translation of accounts

Country Status (6)

Country Link
US (2) US10616223B2 (fr)
EP (1) EP3533173A4 (fr)
CN (1) CN109845186B (fr)
AU (1) AU2016428201A1 (fr)
SG (1) SG11201901280YA (fr)
WO (1) WO2018080518A1 (fr)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2018080518A1 (fr) * 2016-10-28 2018-05-03 Visa International Service Association Système de traduction d'ensembles de données de comptes
US11240236B2 (en) * 2017-12-22 2022-02-01 Mastercard International Incorporated Methods for authorizing use of an application on a device
US11509481B2 (en) 2020-07-01 2022-11-22 Visa International Service Association Token processing with selective de-tokenization for proximity based access device interactions

Family Cites Families (28)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001042965A1 (fr) * 1999-12-10 2001-06-14 Auripay, Inc. Procede et appareil destines au traitement ameliore d'instruments financiers
US20030069857A1 (en) * 2000-10-23 2003-04-10 Junda Laurence E. Proxy system for customer confidentiality
US7837100B2 (en) 2005-07-05 2010-11-23 American Express Travel Related Services Company, Inc. System, method, and computer program product for issuing and using debit cards
WO2007005997A2 (fr) * 2005-07-06 2007-01-11 Yanchou Han Procede et systeme d'emission automatique d'une carte sous forme numerique de paiement en ligne sur la base d'un serveur commerçant
US8424061B2 (en) * 2006-09-12 2013-04-16 International Business Machines Corporation Method, system and program product for authenticating a user seeking to perform an electronic service request
US7835988B2 (en) * 2007-06-05 2010-11-16 Mastercard International, Inc. Methods and apparatus for preventing fraud in payment processing transactions
US9715709B2 (en) * 2008-05-09 2017-07-25 Visa International Services Association Communication device including multi-part alias identifier
US20100123003A1 (en) * 2008-11-20 2010-05-20 Olson A Wayne Method for verifying instant card issuance
WO2010126509A2 (fr) 2009-04-30 2010-11-04 Donald Michael Cardina Systèmes et procédés pour paiement mobile rendu aléatoire
US10133773B2 (en) * 2009-11-20 2018-11-20 Mastercard International Incorporated Methods and systems for indirectly retrieving account data from data storage devices
US8615468B2 (en) * 2010-01-27 2013-12-24 Ca, Inc. System and method for generating a dynamic card value
US9053513B2 (en) * 2010-02-25 2015-06-09 At&T Mobility Ii Llc Fraud analysis for a location aware transaction
CN102792325B (zh) * 2010-04-09 2017-09-01 维萨国际服务协会 用于安全地证实交易的系统和方法
RU2017131424A (ru) * 2012-01-05 2019-02-06 Виза Интернэшнл Сервис Ассосиэйшн Защита данных с переводом
US9208492B2 (en) * 2013-05-13 2015-12-08 Hoyos Labs Corp. Systems and methods for biometric authentication of transactions
US9589262B2 (en) * 2013-03-01 2017-03-07 Samsung Pay, Inc. Mobile checkout systems and methods
US9916585B2 (en) * 2013-03-12 2018-03-13 Mastercard International Incorporated Methods and systems for generating a transaction lifecycle output for a payment card transaction
US10366391B2 (en) * 2013-08-06 2019-07-30 Visa International Services Association Variable authentication process and system
US20150161612A1 (en) * 2013-12-05 2015-06-11 Mastercard International Incorporated Method and system for network based dynamic cvc authentication
US10127528B2 (en) * 2013-12-20 2018-11-13 Movocash, Inc. Financial services ecosystem
US9344573B2 (en) * 2014-03-14 2016-05-17 Twilio, Inc. System and method for a work distribution service
EP3138060A4 (fr) * 2014-04-30 2017-09-06 Visa International Service Association Systèmes et procédés de désensibilisation de données
US10140613B2 (en) 2014-10-14 2018-11-27 Mastercard International Incorporated Systems and methods for converting account portfolios from one processing network to another
EP3259876B1 (fr) * 2015-02-17 2020-08-12 Visa International Service Association Jeton et cryptogramme utilisant des informations spécifiques à une transaction
US10769599B2 (en) * 2016-05-09 2020-09-08 Vadim Sobolevski Method for conducting monetary and financial transactions by treating amounts as collections of distinct units of account
US10664839B2 (en) * 2016-09-21 2020-05-26 Mastercard International Incorporated Method and system for authorization of multiple transactions using a single authentication process
US20180114203A1 (en) * 2016-10-21 2018-04-26 Mastercard International Incorporated Systems and methods for regulating access to data stored in a data source
WO2018080518A1 (fr) 2016-10-28 2018-05-03 Visa International Service Association Système de traduction d'ensembles de données de comptes

Also Published As

Publication number Publication date
US20190182253A1 (en) 2019-06-13
US20200195644A1 (en) 2020-06-18
EP3533173A1 (fr) 2019-09-04
US10616223B2 (en) 2020-04-07
AU2016428201A1 (en) 2019-02-14
US11271934B2 (en) 2022-03-08
CN109845186B (zh) 2022-07-05
CN109845186A (zh) 2019-06-04
WO2018080518A1 (fr) 2018-05-03
EP3533173A4 (fr) 2020-07-01

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