SG11201810237YA - Method and device for creating underwriting decision tree, computer device and storage medium - Google Patents

Method and device for creating underwriting decision tree, computer device and storage medium

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Publication number
SG11201810237YA
SG11201810237YA SG11201810237YA SG11201810237YA SG11201810237YA SG 11201810237Y A SG11201810237Y A SG 11201810237YA SG 11201810237Y A SG11201810237Y A SG 11201810237YA SG 11201810237Y A SG11201810237Y A SG 11201810237YA SG 11201810237Y A SG11201810237Y A SG 11201810237YA
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SG
Singapore
Prior art keywords
attribute
decision tree
sub
sample training
underwriting
Prior art date
Application number
SG11201810237YA
Inventor
Zhengbo Shao
Bin Li
Jie Chen
Xue Gao
Xiangdong Ma
Jie Ding
Jie Zhang
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Ping An Technology Shenzhen Co Ltd
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Publication date
Application filed by Ping An Technology Shenzhen Co Ltd filed Critical Ping An Technology Shenzhen Co Ltd
Publication of SG11201810237YA publication Critical patent/SG11201810237YA/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/22—Indexing; Data structures therefor; Storage structures
    • G06F16/2228—Indexing structures
    • G06F16/2246—Trees, e.g. B+trees
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00—Pattern recognition
    • G06F18/20—Analysing
    • G06F18/24—Classification techniques
    • G06F18/243—Classification techniques relating to the number of classes
    • G06F18/24323—Tree-organised classifiers
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N20/00—Machine learning
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N5/00—Computing arrangements using knowledge-based models
    • G06N5/01—Dynamic search techniques; Heuristics; Dynamic trees; Branch-and-bound
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
    • G16H10/00—ICT specially adapted for the handling or processing of patient-related medical or healthcare data
    • G16H10/60—ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
    • G16H40/00—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices
    • G16H40/20—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices for the management or administration of healthcare resources or facilities, e.g. managing hospital staff or surgery rooms

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Data Mining & Analysis (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • General Business, Economics & Management (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Human Resources & Organizations (AREA)
  • Artificial Intelligence (AREA)
  • Evolutionary Computation (AREA)
  • Computing Systems (AREA)
  • Technology Law (AREA)
  • Development Economics (AREA)
  • Mathematical Physics (AREA)
  • Tourism & Hospitality (AREA)
  • Quality & Reliability (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Operations Research (AREA)
  • Computational Linguistics (AREA)
  • Databases & Information Systems (AREA)
  • Medical Informatics (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Evolutionary Biology (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
  • Medical Treatment And Welfare Office Work (AREA)

Abstract

A method for creating an underwriting decision tree includes: acquiring a sample training set including different sample attributes; calculating an entropy value gain that represents an effect of an attribute on an underwriting result of 5 each attribute, according to the underwriting result of a sample of each attribute in the sample training set; taking the attribute with a highest entropy value gain as a current node of the underwriting decision tree, and dividing a sub-attribute corresponding to the attribute with the highest entropy value gain as a next node of the current node; extracting a divided sample training subset of the sub-attribute to from the sample training set; determining the sample training subset as the sample training set, and calculating the entropy value gain of the sub-attribute recursively and dividing the sub-attribute till the divided sub-attribute of the next node satisfies a preset condition of becoming a leaf node of the underwriting decision tree.
SG11201810237YA 2017-07-26 2017-09-29 Method and device for creating underwriting decision tree, computer device and storage medium SG11201810237YA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201710618080.0A CN107679994A (en) 2017-07-26 2017-07-26 Core protects creation method, device, computer equipment and the storage medium of decision tree
PCT/CN2017/104598 WO2019019375A1 (en) 2017-07-26 2017-09-29 Method and apparatus for creating underwriting decision tree, and computer device and storage medium

Publications (1)

Publication Number Publication Date
SG11201810237YA true SG11201810237YA (en) 2019-02-27

Family

ID=61133640

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201810237YA SG11201810237YA (en) 2017-07-26 2017-09-29 Method and device for creating underwriting decision tree, computer device and storage medium

Country Status (4)

Country Link
US (1) US20210224742A1 (en)
CN (1) CN107679994A (en)
SG (1) SG11201810237YA (en)
WO (1) WO2019019375A1 (en)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108961071B (en) * 2018-06-01 2023-07-21 中国平安人寿保险股份有限公司 Method for automatically predicting combined service income and terminal equipment
CN109064343B (en) * 2018-08-13 2023-09-26 中国平安人寿保险股份有限公司 Risk model building method, risk matching device, risk model building equipment and risk matching medium
CN109255013A (en) * 2018-08-14 2019-01-22 平安医疗健康管理股份有限公司 Claims Resolution decision-making technique, device, computer equipment and storage medium
CN109214671B (en) * 2018-08-27 2022-03-01 平安科技（深圳）有限公司 Personnel grouping method, device, electronic device and computer readable storage medium
CN109472707A (en) * 2018-10-16 2019-03-15 平安健康保险股份有限公司 Medical intelligence core protects method, apparatus, computer equipment and storage medium
CN109410074A (en) * 2018-10-18 2019-03-01 广州市勤思网络科技有限公司 Intelligent core protects method and system
CN110727711B (en) * 2019-10-14 2023-10-27 深圳平安医疗健康科技服务有限公司 Method and device for detecting abnormal data in fund database and computer equipment
CN111861768B (en) * 2020-07-31 2023-07-21 中国平安人寿保险股份有限公司 Service processing method and device based on artificial intelligence, computer equipment and medium
CN112183604B (en) * 2020-09-22 2024-05-28 国网江苏省电力有限公司营销服务中心 Electric energy metering device type selection method and system based on decision tree
CN112330471B (en) * 2020-11-17 2023-06-02 中国平安财产保险股份有限公司 Service data processing method, device, computer equipment and storage medium
CN114139065B (en) * 2022-02-07 2022-05-24 北京融信数联科技有限公司 Talent screening and recommending method and system based on big data and readable storage medium
CN116720577B (en) * 2023-08-09 2023-10-27 凯泰铭科技（北京）有限公司 Decision tree-based vehicle insurance rule writing and deploying method and system

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6938049B2 (en) * 2002-06-11 2005-08-30 The Regents Of The University Of California Creating ensembles of decision trees through sampling
CN103996287B (en) * 2014-05-26 2016-04-06 江苏大学 A kind of vehicle compulsory based on decision-tree model changes decision-making technique
CN104778250B (en) * 2015-04-14 2017-09-29 南京邮电大学 Information physical emerging system data classification method based on genetic planning decision tree
CN104765839A (en) * 2015-04-16 2015-07-08 湘潭大学 Data classifying method based on correlation coefficients between attributes
CN106600423A (en) * 2016-11-18 2017-04-26 云数信息科技（深圳）有限公司 Machine learning-based car insurance data processing method and device and car insurance fraud identification method and device

Also Published As

Publication number Publication date
US20210224742A1 (en) 2021-07-22
CN107679994A (en) 2018-02-09
WO2019019375A1 (en) 2019-01-31

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